{
  "snapshot_at": "2026-11-13T01:42:47Z",
  "brand": "Tyro Banking",
  "brand_slug": "tyro-banking",
  "product_id": "ffe0b8fd-f9ce-48eb-93c9-c6fe23195ffa",
  "cdr_url": "https://od1.cdr.banking.tyro.com/api/cds-au/v1/banking/products/ffe0b8fd-f9ce-48eb-93c9-c6fe23195ffa",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://od1.cdr.banking.tyro.com/api/cds-au/v1/banking/products/ffe0b8fd-f9ce-48eb-93c9-c6fe23195ffa'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "additionalInformation": {
      "additionalTermsUris": [
        {
          "additionalInfoUri": "https://cdn.troy-prod.troy-prod.cxnpl.io/files/products/ffe0b8fd-f9ce-48eb-93c9-c6fe23195ffa/v1/Transaction%20Account%20Terms%20and%20Conditions.pdf",
          "description": "Terms and Conditions"
        },
        {
          "additionalInfoUri": "https://www.tyro.com/target-market-determinations/tyro-transaction-account-target-marketing-determination/",
          "description": "Target Market Determination"
        }
      ],
      "termsUri": "https://cdn.troy-prod.troy-prod.cxnpl.io/files/products/ffe0b8fd-f9ce-48eb-93c9-c6fe23195ffa/v1/Transaction%20Account%20Terms%20and%20Conditions.pdf"
    },
    "applicationUri": "https://www.tyro.com/products/bank-account/",
    "brand": "Tyro Payments Limited",
    "brandName": "Tyro Banking",
    "constraints": [
      {
        "additionalInfo": "Maximum cumulative value of transactions is $100,000 per day.",
        "additionalValue": "100000.00",
        "constraintType": "MAX_LIMIT"
      },
      {
        "additionalInfo": "You can hold a maximum of 10 accounts for this product.",
        "additionalValue": "10.00",
        "constraintType": "MAX_LIMIT"
      },
      {
        "additionalInfo": "You can only hold a maximum of 1 card per person, per account for this product.",
        "additionalValue": "1.00",
        "constraintType": "MAX_LIMIT"
      },
      {
        "additionalInfo": "Maximum single transaction limit of $20,000.",
        "additionalValue": "20000.00",
        "constraintType": "MAX_LIMIT"
      },
      {
        "additionalInfo": "Minimum single transaction limit of $0.01.",
        "additionalValue": "0.01",
        "constraintType": "MIN_LIMIT"
      },
      {
        "additionalInfo": "Offline transaction limit of $250.",
        "additionalValue": "250.00",
        "constraintType": "MAX_LIMIT"
      },
      {
        "additionalInfo": "Daily domestic single card transaction limit of $20,000.",
        "additionalValue": "20000.00",
        "constraintType": "MAX_LIMIT"
      },
      {
        "additionalInfo": "Single cash ATM/POS withdrawal limit of $2,009.99.",
        "additionalValue": "2009.99",
        "constraintType": "MAX_LIMIT"
      },
      {
        "additionalInfo": "International single card transaction limit of $20,000.",
        "additionalValue": "20000.00",
        "constraintType": "MAX_LIMIT"
      },
      {
        "additionalInfo": "Maximum number of transactions per day is 50.",
        "additionalValue": "50.00",
        "constraintType": "MAX_LIMIT"
      }
    ],
    "description": "Everyday banking for your business",
    "effectiveFrom": "2025-08-15T07:36:00.001Z",
    "effectiveTo": "2027-11-05T23:59:00.001Z",
    "eligibility": [
      {
        "additionalInfo": "You must have an Australian mobile number and a valid email address.",
        "eligibilityType": "OTHER"
      },
      {
        "additionalInfo": "To open an account, you must have an active ABN or ACN, and you must be registered as a Sole Trader, Private Company, Trust, Self-Managed Super Fund (SMSF), Partnership or Association with the Australian Business Register.",
        "eligibilityType": "BUSINESS"
      }
    ],
    "features": [
      {
        "additionalInfo": "Make transfers and send payments in real time.",
        "featureType": "NPP_ENABLED"
      },
      {
        "additionalInfo": "Use this account to make and received PayID payments.",
        "featureType": "NPP_PAYID"
      },
      {
        "additionalInfo": "The product includes fraud protection functionality.",
        "featureType": "FRAUD_PROTECTION"
      },
      {
        "additionalValue": "Link your transaction account to VISA® debit card.",
        "featureType": "CARD_ACCESS"
      },
      {
        "additionalInfo": "You can access your accounts on your mobile for all your online banking.",
        "featureType": "DIGITAL_BANKING"
      },
      {
        "additionalValue": "All statements, notices and other communication in connection with these terms and conditions and your account may be given electronically by: email, text message, in app push notifications, in app prompts, or letting you know by email, text message or push notification that the information is available on the app or on a website. You should check your emails, text messages and push notifications regularly.",
        "featureType": "NOTIFICATIONS"
      }
    ],
    "isTailored": false,
    "lastUpdated": "2026-11-06T12:36:56.373378Z",
    "lendingRates": [
      {
        "additionalInfo": "Only applied when an account is overdrawn.",
        "applicationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "calculationFrequency": "P1D",
        "lendingRateType": "VARIABLE",
        "loanPurpose": "OTHER",
        "rate": "0.15",
        "repaymentType": "OTHER"
      }
    ],
    "name": "Tyro Transaction Account",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "productId": "ffe0b8fd-f9ce-48eb-93c9-c6fe23195ffa"
  }
}