{
  "snapshot_at": "2026-11-13T01:42:51Z",
  "brand": "Virgin Money",
  "brand_slug": "virgin-money",
  "product_id": "36906e88-5c03-ee11-8f6e-00224814d330",
  "cdr_url": "https://api.cds.virginmoney.com.au/cds-au/v1/banking/products/36906e88-5c03-ee11-8f6e-00224814d330",
  "x_v": 7,
  "how_to_fetch": "curl -H 'x-v: 7' 'https://api.cds.virginmoney.com.au/cds-au/v1/banking/products/36906e88-5c03-ee11-8f6e-00224814d330'",
  "note": "Verbatim `data` object of the bank's CDR product detail response, as fetched. The live endpoint needs the x-v header shown in how_to_fetch and will not open in a browser.",
  "data": {
    "productId": "36906e88-5c03-ee11-8f6e-00224814d330",
    "lastUpdated": "2026-11-11T21:43:53Z",
    "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
    "name": "Virgin Money Boost Saver",
    "description": "Your everyday Virgin Money Go Account comes perfectly bundled with a Boost Saver - our highest interest earning savings account - to help you smash your goals sooner.",
    "brand": "VMA",
    "brandName": "Virgin Money Australia",
    "applicationUri": "https://application.virginmoney.com.au/virginmoney-form/bank-and-save/apply-now/",
    "isTailored": false,
    "additionalInformation": {
      "overviewUri": "https://virginmoney.com.au/bank-and-save/accounts/boost-saver.html",
      "termsUri": "https://virginmoney.com.au/help-and-support/forms-and-important-information/bank-and-save",
      "eligibilityUri": "https://virginmoney.com.au/help-and-support/forms-and-important-information/bank-and-save",
      "feesAndPricingUri": "https://virginmoney.com.au/help-and-support/rates-and-fees/bank-and-save"
    },
    "features": [
      {
        "featureType": "OTHER",
        "additionalInfo": "The Boost Saver comes linked with our seriously rewarding Everyday Go Account. It's a debit card that rewards you with points on every purchase. Monthly Criteria and T&Cs apply.",
        "additionalInfoUri": "https://virginmoney.com.au/bank-and-save/accounts/boost-saver"
      },
      {
        "featureType": "NPP_PAYID",
        "additionalInfo": "Use your mobile number or email address to receive PayID payments",
        "additionalInfoUri": "https://virginmoney.com.au/bank-and-save/accounts/boost-saver"
      },
      {
        "featureType": "NPP_ENABLED",
        "additionalInfoUri": "https://virginmoney.com.au/bank-and-save/accounts/boost-saver"
      },
      {
        "featureType": "UNLIMITED_TXNS",
        "additionalInfoUri": "https://virginmoney.com.au/bank-and-save/accounts/boost-saver"
      },
      {
        "featureType": "DIGITAL_BANKING",
        "additionalInfoUri": "https://virginmoney.com.au/bank-and-save/accounts/boost-saver"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Feel safe knowing your deposits are guaranteed up to $250,000 per customer by the Australian Government's Financial Claims Scheme",
        "additionalInfoUri": "https://virginmoney.com.au/bank-and-save/accounts/boost-saver"
      },
      {
        "featureType": "NOTIFICATIONS",
        "additionalValue": "Notifications",
        "additionalInfo": "Get Clever insights and real-time alerts",
        "additionalInfoUri": "https://virginmoney.com.au/bank-and-save/accounts/boost-saver"
      },
      {
        "featureType": "OTHER",
        "additionalInfo": "Earn an additional variable interest rate earned on a Boost Saver where the optional Lock Saver Feature is enabled. Provide 32 days' advance notice to unlock your account or withdraw your money. This feature may be suitable for savings you don't need to immediately access.",
        "additionalInfoUri": "https://virginmoney.com.au/bank-and-save/app-features/lock-saver"
      }
    ],
    "eligibility": [
      {
        "eligibilityType": "MIN_AGE",
        "additionalValue": "14",
        "additionalInfo": "You must be at least 14 years of age to apply for a Virgin Money Boost Saver",
        "additionalInfoUri": "https://virginmoney.com.au/bank-and-save/accounts/boost-saver.html"
      },
      {
        "eligibilityType": "RESIDENCY_STATUS",
        "additionalValue": "Australian resident",
        "additionalInfo": "Australian resident",
        "additionalInfoUri": "https://virginmoney.com.au/bank-and-save/accounts/boost-saver.html"
      }
    ],
    "fees": [
      {
        "name": "Paper Statement - International",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "5.0000"
        },
        "currency": "AUD",
        "additionalValue": "P1M",
        "additionalInfo": "Charged for each paper statement that is required to be posted to an International Address.",
        "additionalInfoUri": "https://virginmoney.com.au/bank-and-save/rates-and-fees.html"
      },
      {
        "name": "Paper Statement - Domestic",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "3.0000"
        },
        "currency": "AUD",
        "additionalValue": "P1M",
        "additionalInfo": "Charged for each paper statement that is required to be posted to an address in Australia.",
        "additionalInfoUri": "https://virginmoney.com.au/bank-and-save/rates-and-fees.html"
      },
      {
        "name": "Bank Cheque",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "10.0000"
        },
        "currency": "AUD",
        "additionalInfo": "Charged for each bank cheque that is produced and posted to an Australian address.",
        "additionalInfoUri": "https://virginmoney.com.au/bank-and-save/rates-and-fees.html"
      },
      {
        "name": "Failed Transaction Dispute",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "15.0000"
        },
        "currency": "AUD",
        "additionalInfo": "Charged when a transaction dispute is unsuccessful.",
        "additionalInfoUri": "https://virginmoney.com.au/bank-and-save/rates-and-fees.html"
      },
      {
        "name": "International Balance Enquiry",
        "feeType": "ENQUIRY",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "2.0000"
        },
        "currency": "AUD",
        "additionalInfo": "Charged when a balance enquiry is performed at an ATM outside of Australia. A fee may also be charged by the ATM and should be displayed on the screen before proceeding with the withdrawal.",
        "additionalInfoUri": "https://virginmoney.com.au/bank-and-save/rates-and-fees.html"
      },
      {
        "name": "Direct Debit Dishonour",
        "feeType": "DISHONOUR",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.0000"
        },
        "currency": "AUD",
        "additionalInfo": "Charged for each direct debit that is dishonoured on the same day that the dishonour takes place.",
        "additionalInfoUri": "https://virginmoney.com.au/bank-and-save/rates-and-fees.html"
      },
      {
        "name": "Manual Statement",
        "feeType": "ENQUIRY",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "10.0000"
        },
        "currency": "AUD",
        "additionalInfo": "Charged when you request a manual statement to be generated and emailed to you. All statements are available on the Virgin Money App and can be accessed for closed accounts.",
        "additionalInfoUri": "https://virginmoney.com.au/bank-and-save/rates-and-fees.html"
      },
      {
        "name": "BPAY,Pay Someone, Card Transactions",
        "feeType": "PAYMENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.0000"
        },
        "currency": "AUD",
        "additionalInfo": "There is no fee charged by Virgin Money for performing a BPAY Payment, Pay Anyone or making a card transaction. Merchants may charge fee in respect of card transactions which should be advised to you at the time of making the transaction.",
        "additionalInfoUri": "https://virginmoney.com.au/bank-and-save/rates-and-fees.html"
      },
      {
        "name": "International Emergency Card Replacement",
        "feeType": "REPLACEMENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "75.0000"
        },
        "currency": "AUD",
        "additionalInfo": "Charged when we courier a card to you internationally.",
        "additionalInfoUri": "https://virginmoney.com.au/bank-and-save/rates-and-fees.html"
      },
      {
        "name": "Unclaimed Monies",
        "feeType": "OTHER",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "30.0000"
        },
        "currency": "AUD",
        "additionalInfo": "Charged when the unclaimed monies process starts which is after 7 years of inactivity.",
        "additionalInfoUri": "https://virginmoney.com.au/bank-and-save/rates-and-fees.html"
      },
      {
        "name": "Domestic Emergency Card Replacement",
        "feeType": "REPLACEMENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "15.0000"
        },
        "currency": "AUD",
        "additionalInfo": "Charged when we courier a card to you within Australia.",
        "additionalInfoUri": "https://virginmoney.com.au/bank-and-save/rates-and-fees.html"
      },
      {
        "name": "Trace",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "20.0000"
        },
        "currency": "AUD",
        "additionalInfo": "Charged for each request to perform a trace on any transaction type.",
        "additionalInfoUri": "https://virginmoney.com.au/bank-and-save/rates-and-fees.html"
      },
      {
        "name": "Domestic ATM Withdrawal",
        "feeType": "WITHDRAWAL",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.0000"
        },
        "currency": "AUD",
        "additionalInfo": "We don't charge a fee to withdraw cash, however a fee may be charged by the ATM Operator and should be displayed on the screen before proceeding with the withdrawal. Most major bank ATMs do not charge a fee, giving you access to over 10,000 ATMs across Australia.",
        "additionalInfoUri": "https://virginmoney.com.au/bank-and-save/rates-and-fees.html"
      },
      {
        "name": "Electronic Transaction Error Correction Fee",
        "feeType": "EVENT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "30.0000"
        },
        "currency": "AUD",
        "additionalInfo": "Charged when the bank is requested by you or the recipient Financial Institution or Biller, to correct an error you have made with a BPAY payment, using the 'Pay Someone' functionality, or NPP transaction.",
        "additionalInfoUri": "https://virginmoney.com.au/bank-and-save/rates-and-fees.html"
      },
      {
        "name": "Cash and Cheque Deposit",
        "feeType": "DEPOSIT",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "5.0000"
        },
        "currency": "AUD",
        "additionalInfo": "Charged for each cheque or cash deposit that is made into your account.",
        "additionalInfoUri": "https://virginmoney.com.au/bank-and-save/rates-and-fees.html"
      },
      {
        "name": "Cheque Dishonour",
        "feeType": "DISHONOUR",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "10.0000"
        },
        "currency": "AUD",
        "additionalInfo": "Charged for each Cheque deposit that is dishonoured on the same day that the dishonour takes place.",
        "additionalInfoUri": "https://virginmoney.com.au/bank-and-save/rates-and-fees.html"
      },
      {
        "name": "Monthly Account Keeping",
        "feeType": "PERIODIC",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.0000"
        },
        "currency": "AUD",
        "additionalValue": "P1M",
        "additionalInfo": "There are no monthly account keeping fees with our Virgin Money Deposit Accounts.",
        "additionalInfoUri": "https://virginmoney.com.au/bank-and-save/rates-and-fees.html"
      },
      {
        "name": "Currency Conversion",
        "feeType": "TRANSACTION",
        "feeMethodUType": "rateBased",
        "rateBased": {
          "rateType": "TRANSACTION",
          "rate": "0.0000000000000000"
        },
        "currency": "AUD",
        "additionalInfo": "Fee charged for any International Transaction which includes: any transaction made in a foreign currency; or when any transaction is processed outside of Australia (in Australian dollars or a foreign currency). It is calculated as a percentage of the Australian dollar equivalent.",
        "additionalInfoUri": "https://virginmoney.com.au/bank-and-save/rates-and-fees.html"
      },
      {
        "name": "International ATM Withdrawal",
        "feeType": "WITHDRAWAL",
        "feeMethodUType": "fixedAmount",
        "fixedAmount": {
          "amount": "0.0000"
        },
        "currency": "AUD",
        "additionalInfo": "Charged when a withdrawal is performed at an ATM outside of Australia. A fee may also be charged by the ATM owner and should be displayed on the screen before proceeding with the withdrawal.",
        "additionalInfoUri": "https://virginmoney.com.au/bank-and-save/rates-and-fees.html"
      }
    ],
    "depositRates": [
      {
        "rate": "0.0005000000000000",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "additionalInfoUri": "https://virginmoney.com.au/bank-and-save/accounts/boost-saver.html",
        "depositRateType": "VARIABLE"
      },
      {
        "rate": "0.0050000000000000",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "additionalValue": "Additional variable interest rate earned on a Boost Saver where the optional Lock Saver Feature is enabled.",
        "additionalInfo": "Additional variable interest rate earned on a Boost Saver where the optional Lock Saver Feature is enabled. Provide 32 days' advance notice to unlock your account or withdraw your money.",
        "additionalInfoUri": "https://virginmoney.com.au/bank-and-save/app-features/lock-saver",
        "tiers": [
          {
            "additionalInfo": "Additional variable interest rate earned on a Boost Saver where the optional Lock Saver Feature is enabled. Provide 32 days' advance notice to unlock your account or withdraw your money.",
            "name": "Up to 250K",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "maximumValue": "250000.00",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "OTHER",
                "additionalInfo": "Lock Saver Feature is enabled"
              }
            ]
          }
        ],
        "depositRateType": "BONUS"
      },
      {
        "rate": "0.0575000000000000",
        "calculationFrequency": "P1D",
        "applicationType": "PERIODIC",
        "applicationFrequency": "P1M",
        "additionalValue": "Over 18 years -  Deposit $1000 or more from an external account into your Go Account and make at least 5 purchases direct debits or BPAY payments each month. Under 18 years - No minimum deposit or purchases are required.",
        "additionalInfo": "Additional variable interest rate earned on a Boost Saver where the optional Lock Saver Feature is enabled. Provide 32 days' advance notice to unlock your account or withdraw your money.",
        "additionalInfoUri": "https://virginmoney.com.au/bank-and-save/accounts/boost-saver",
        "tiers": [
          {
            "name": "Up to 250K",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "maximumValue": "250000.00",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "MIN_PURCHASES",
                "additionalValue": "5"
              }
            ]
          },
          {
            "additionalInfoUri": "https://virginmoney.com.au/bank-and-save/accounts/boost-saver",
            "name": "Up to 250K",
            "unitOfMeasure": "DOLLAR",
            "minimumValue": "0.00",
            "maximumValue": "250000.00",
            "rateApplicationMethod": "WHOLE_BALANCE",
            "applicabilityConditions": [
              {
                "rateApplicabilityType": "MIN_DEPOSIT_AMOUNT",
                "additionalValue": "1000.00"
              }
            ]
          }
        ],
        "depositRateType": "BONUS"
      }
    ]
  }
}