{
 "dataset": "Australian online stockbrokers",
 "source": "Each broker's own pricing page, Financial Services Guide and terms (brokerage, CHESS sponsorship or custody, execution and clearing); ASIC's Australian Financial Services Licensee register on data.gov.au (licence, ABN, authorisations)",
 "licence_note": "Brokerage a broker charges in US dollars is converted at the Reserve Bank of Australia's 4pm AUD/USD rate (CC BY 4.0, source: Reserve Bank of Australia). The licence fields are from ASIC's AFS Licensee dataset on data.gov.au, published under the Creative Commons Attribution 3.0 Australia licence. Brokerage, holding model, execution and clearing are facts read from each broker's own published pages, and every one carries the URL and the sentence it was read from. Brokerage is the standard online rate for one ASX trade; it changes without notice and some brokers price differently for frequent traders, other settlement accounts or phone orders. This is reference data, not advice about which broker to use.",
 "broker": {
  "slug": "stgeorge-directshares",
  "name": "St.George Directshares",
  "product": "Directshares",
  "website": "https://www.stgeorge.com.au/personal/investments/directshares-online-broking",
  "category": "active_asx_retail",
  "checked": "2026-11-07",
  "status_note": "Operating and open to new applicants who hold an eligible St.George, BankSA or Bank of Melbourne bank account (or a St.George/BankSA margin loan); FSG and Terms dated 1 November 2023.",
  "successor_slug": null,
  "legal_entity": "CMC Markets Stockbroking Limited",
  "entity_note": "The service is provided by CMC Markets Stockbroking at the request of St.George Bank, a division of Westpac Banking Corporation (ABN 33 007 457 141, AFSL 233714). BankSA and Bank of Melbourne offer the same Directshares service, which their own pages say is 'offered by St.George Bank'.",
  "authorised_representative_of": null,
  "authorised_representative_no": null,
  "afsl": "246381",
  "abn": "69081002851",
  "acn": null,
  "holding": "chess",
  "holding_note": "The support page says trading, clearing, settlement and sponsorship arrangements are directly with CMC Markets Stockbroking, and the Terms include a Part G CHESS Sponsorship Agreement. International shares are held in custody with BNP Paribas SA.",
  "asx_coverage": null,
  "asx_coverage_note": null,
  "execution_participant": "CMC Markets Stockbroking Limited",
  "clearing_participant": "CMC Markets Stockbroking Limited",
  "international_shares": true,
  "brokerage": {
   "currency": "AUD",
   "gst": "included",
   "tiers": [
    {
     "up_to": 5000,
     "fee": 19.95,
     "percent": null,
     "min": null,
     "max": null
    },
    {
     "up_to": 10000,
     "fee": 24.45,
     "percent": null,
     "min": null,
     "max": null
    },
    {
     "up_to": 28000,
     "fee": 29.95,
     "percent": null,
     "min": null,
     "max": null
    },
    {
     "up_to": null,
     "fee": null,
     "percent": 0.11,
     "min": null,
     "max": null
    }
   ],
   "rule": "First online order placed in the calendar month: $19.95 up to $5,000; $24.45 for $5,001-$10,000; $29.95 for $10,001-$28,000; 0.11% over $28,000 (GST included).",
   "conditions": [
    "2nd and subsequent online orders placed in the same calendar month: $19.95 up to $18,000; greater of $19.95 or 0.11% for $18,001-$28,000; 0.11% over $28,000.",
    "Requires an eligible St.George, BankSA or Bank of Melbourne transaction account (not savings or term deposit) in the exact same name, or a St.George/BankSA margin loan.",
    "Pro platform $49.00/month, waived in a month with 5 or more trades or no Pro logon; Standard platform free.",
    "Telephone orders from $69.95; international (Global Share Service) greater of $59 or 0.59%.",
    "International shares custody fee 0.50% a year (minimum $10), applied monthly to the value of foreign holdings; it may be waived if an international trade was placed in the previous 12 months."
   ]
  },
  "account_fee": null,
  "expected": {
   "1000": 19.95,
   "10000": 24.45,
   "50000": 55.0
  },
  "quotes": {
   "brokerage": {
    "text": "Trade Value\t1st order placed^ in the calendar month\t2nd and subsequent orders placed^ in the calendar month\nUp to $5,000\t$19.95\t$19.95\n$5,001 - $10,000\t$24.45\t$19.95\n$10,001 - $18,000\t$29.95\t$19.95\n$18,001 - $28,000\t$29.95\tGreater of $19.95 or 0.11% of the trade value\nOver $28,000\t0.11% of the trade value\t0.11% of the trade value",
    "url": "https://www.stgeorge.com.au/personal/investments/directshares-online-broking/rates-and-fees",
    "checked": {
     "status": "scattered",
     "at": "2026-11-13T00:45:45+00:00"
    },
    "citation": {
     "quote": "Trade Value\t1st order placed^ in the calendar month\t2nd and subsequent orders placed^ in the calendar month\nUp to $5,000\t$19.95\t$19.95\n$5,001 - $10,000\t$24.45\t$19.95\n$10,001 - $18,000\t$29.95\t$19.95\n$18,001 - $28,000\t$29.95\tGreater of $19.95 or 0.11% of the trade value\nOver $28,000\t0.11% of the trade value\t0.11% of the trade value",
     "url": "https://www.stgeorge.com.au/personal/investments/directshares-online-broking/rates-and-fees#:~:text=Trade%20Value%201st%20order%20placed%5E,0.11%25%20of%20the%20trade%20value",
     "document_sha256": "2ca03306e477a42bc6a6f237b5f84d4de5134a36f5d4a28167269df276e357e1",
     "confirmed": "2026-11-13"
    }
   },
   "holding": {
    "text": "Under this arrangement, your trading, clearing, settlement and sponsorship arrangements are directly with CMC Markets Stockbroking.",
    "url": "https://www.stgeorge.com.au/personal/investments/directshares-online-broking/support-and-learn",
    "checked": {
     "status": "found",
     "at": "2026-11-13T00:45:45+00:00"
    },
    "citation": {
     "quote": "Under this arrangement, your trading, clearing, settlement and sponsorship arrangements are directly with CMC Markets Stockbroking.",
     "url": "https://www.stgeorge.com.au/personal/investments/directshares-online-broking/support-and-learn#:~:text=Under%20this%20arrangement%2C%20your%20trading%2C,directly%20with%20CMC%20Markets%20Stockbroking.",
     "document_sha256": "90a90448fcfd83805b4e52a15d9120a6f95788c05d282bfec1ba3bc931358692",
     "confirmed": "2026-11-13"
    }
   },
   "execution": {
    "text": "CMC Markets Stockbroking is a Participant of the ASX Group (‘ASX’), Sydney Stock Exchange (“SSX”) and Cboe Australia Pty Ltd (“Cboe”), a Clearing Participant of ASX Clear Pty Limited and a Settlement Participant of ASX Settlement Pty Limited.",
    "url": "https://www.stgeorge.com.au/personal/investments/directshares-online-broking",
    "checked": {
     "status": "found",
     "at": "2026-11-13T00:45:45+00:00"
    },
    "citation": {
     "quote": "CMC Markets Stockbroking is a Participant of the ASX Group (‘ASX’), Sydney Stock Exchange (“SSX”) and Cboe Australia Pty Ltd (“Cboe”), a Clearing Participant of ASX Clear Pty Limited and a Settlement Participant of ASX Settlement Pty Limited.",
     "url": "https://www.stgeorge.com.au/personal/investments/directshares-online-broking#:~:text=CMC%20Markets%20Stockbroking%20is%20a,of%20ASX%20Settlement%20Pty%20Limited.",
     "document_sha256": "a76244634429e2084c345e83d839038094e4ed900ec763d32c0e46c9df03cc81",
     "confirmed": "2026-11-13"
    }
   },
   "international": {
    "text": "Buy and sell shares across 15 international markets with 24 hour support from our customer services team.",
    "url": "https://www.stgeorge.com.au/personal/investments/directshares-online-broking",
    "checked": {
     "status": "found",
     "at": "2026-11-13T00:45:45+00:00"
    },
    "citation": {
     "quote": "Buy and sell shares across 15 international markets with 24 hour support from our customer services team.",
     "url": "https://www.stgeorge.com.au/personal/investments/directshares-online-broking#:~:text=Buy%20and%20sell%20shares%20across,from%20our%20customer%20services%20team.",
     "document_sha256": "a76244634429e2084c345e83d839038094e4ed900ec763d32c0e46c9df03cc81",
     "confirmed": "2026-11-13"
    }
   },
   "status": {
    "text": "Apply online for a share trading account and see how easy it is to buy and sell shares.",
    "url": "https://www.stgeorge.com.au/personal/investments/directshares-online-broking/new-account",
    "checked": {
     "status": "found",
     "at": "2026-11-13T00:45:45+00:00"
    },
    "citation": {
     "quote": "Apply online for a share trading account and see how easy it is to buy and sell shares.",
     "url": "https://www.stgeorge.com.au/personal/investments/directshares-online-broking/new-account#:~:text=Apply%20online%20for%20a%20share,to%20buy%20and%20sell%20shares.",
     "document_sha256": "d16727251e56f9ca32d3d72c388b57c3f8b1dfc9e935f24f45d7ef651ff4f170",
     "confirmed": "2026-11-13"
    }
   },
   "custody": {
    "text": "Custody Fee 0.50% p.a.*, minimum $10",
    "url": "https://www.stgeorge.com.au/personal/investments/directshares-online-broking/rates-and-fees",
    "checked": {
     "status": "found",
     "at": "2026-11-13T00:45:45+00:00"
    },
    "citation": {
     "quote": "Custody Fee 0.50% p.a.*, minimum $10",
     "url": "https://www.stgeorge.com.au/personal/investments/directshares-online-broking/rates-and-fees#:~:text=Custody%20Fee%200.50%25%20p.a.%2A%2C%20minimum%20%2410",
     "document_sha256": "2ca03306e477a42bc6a6f237b5f84d4de5134a36f5d4a28167269df276e357e1",
     "confirmed": "2026-11-13"
    }
   },
   "custody_waiver": {
    "text": "* Applied monthly based on foreign asset holdings value excluding cash. This fee may be waived if client has placed a trade on International Securities in the previous 12 months. Charged Monthly.",
    "url": "https://www.stgeorge.com.au/personal/investments/directshares-online-broking/rates-and-fees",
    "checked": {
     "status": "found",
     "at": "2026-11-13T00:45:45+00:00"
    },
    "citation": {
     "quote": "* Applied monthly based on foreign asset holdings value excluding cash. This fee may be waived if client has placed a trade on International Securities in the previous 12 months. Charged Monthly.",
     "url": "https://www.stgeorge.com.au/personal/investments/directshares-online-broking/rates-and-fees#:~:text=%2A%20Applied%20monthly%20based%20on,previous%2012%20months.%20Charged%20Monthly.",
     "document_sha256": "2ca03306e477a42bc6a6f237b5f84d4de5134a36f5d4a28167269df276e357e1",
     "confirmed": "2026-11-13"
    }
   }
  },
  "sources": [
   "https://www.stgeorge.com.au/personal/investments/directshares-online-broking/rates-and-fees",
   "https://www.stgeorge.com.au/personal/investments/directshares-online-broking",
   "https://www.stgeorge.com.au/personal/investments/directshares-online-broking/support-and-learn",
   "https://www.stgeorge.com.au/personal/investments/directshares-online-broking/new-account",
   "https://trading.directshares.com.au/forms",
   "https://www.stgeorge.com.au/content/dam/stg/downloads/invest/Directshares-Financial-Services-Guide.pdf",
   "https://www.stgeorge.com.au/content/dam/stg/downloads/invest/StGeorge-Directshares-TC.pdf",
   "https://www.banksa.com.au/personal/investments/directshares-online-broking",
   "https://www.bankofmelbourne.com.au/personal/investments/directshares-online-broking"
  ],
  "documents": [
   {
    "title": "Rates & fees",
    "url": "https://www.stgeorge.com.au/personal/investments/directshares-online-broking/rates-and-fees"
   },
   {
    "title": "St.George Directshares Financial Services Guide (FSG)",
    "url": "https://www.stgeorge.com.au/content/dam/stg/downloads/invest/Directshares-Financial-Services-Guide.pdf"
   },
   {
    "title": "St.George Directshares Terms and conditions",
    "url": "https://www.stgeorge.com.au/content/dam/stg/downloads/invest/StGeorge-Directshares-TC.pdf"
   },
   {
    "title": "Exchange Traded Options Product Disclosure Statement",
    "url": "https://www.stgeorge.com.au/content/dam/stg/downloads/invest/Directshares-Options-PDS.pdf"
   },
   {
    "title": "St.George Directshares Trading Account Disclosure Documents",
    "url": "https://trading.directshares.com.au/forms"
   }
  ],
  "curation_notes": "Not AUSIEX: all three Westpac regional brands' pages say Directshares is provided through CMC Markets Stockbroking. The brokerage quote is the online-orders table on the rates page (tab-joined rows); the page heads it 'Brokerage fee/rate (including GST)*' and says 'Brokerage is the greater of the dollar value or the percentage amount shown'. Expected uses the 1st-order-in-month column (the standard rate a casual investor pays); later orders in the same month are cheaper at $10,000 ($19.95) and listed in conditions. Over $28,000 the 0.11% always exceeds the dollar figures, so no min is set. Open to new clients only if they bank with St.George, BankSA or Bank of Melbourne; the new-account page asks 'Are you already a customer of St.George, Bank of Melbourne or BankSA?' with Yes/No options. BankSA and Bank of Melbourne are not recorded separately: their pages say 'online share trading is offered by St.George Bank' and link to the same service. ASX coverage wording is not all-securities, so null.",
  "licence": {
   "afsl": "246381",
   "name": "CMC MARKETS STOCKBROKING LIMITED",
   "abn": "69081002851",
   "acn": null,
   "licensed_since": "2004-03-01",
   "locality": "Sydney NSW 2000",
   "authorisations": {
    "advice_securities": [
     "retail"
    ],
    "custody": [
     "retail"
    ],
    "deal_securities_for_clients": [
     "retail"
    ],
    "market_maker": [
     "retail"
    ]
   },
   "source": {
    "dataset": "ASIC AFS Licensee dataset",
    "url": "https://data.gov.au/data/dataset/asic-afs-licensee",
    "release": "https://data.gov.au/data/dataset/ab7eddce-84df-4098-bc8f-500d0d9776d1/resource/d98a113d-6b50-40e6-b65f-2612efc877f4/download/afs_lic_202611.csv",
    "last_modified": "2026-11-11T20:51:07.739275",
    "licence": "Creative Commons Attribution 3.0 Australia"
   },
   "disagreements": []
  },
  "category_label": "Open to new retail clients for ASX shares",
  "holding_label": "CHESS-sponsored",
  "prices": {
   "500": 19.95,
   "1000": 19.95,
   "2000": 19.95,
   "5000": 19.95,
   "10000": 24.45,
   "25000": 29.95,
   "50000": 55.0,
   "100000": 110.0
  },
  "prices_native": null,
  "fx": null,
  "plans": [],
  "etf_brokerage": null,
  "etf_prices": null,
  "etf_sell_prices": null,
  "page": "https://deepalmanac.com/au/finance/stockbrokers/stgeorge-directshares/",
  "json": "https://deepalmanac.com/au/finance/stockbrokers/v1/brokers/stgeorge-directshares.json"
 }
}