{
 "brand": "Bank of Sydney",
 "brand_label": "Bank of Sydney",
 "brand_slug": "bank-of-sydney",
 "legal_entity_abn": "44093488629",
 "logo_uri": "https://www.banksyd.com.au/globalassets/images/logos/bos-logo-edge-fix.svg",
 "public_base_uri": "https://openbank.api.banksyd.com.au",
 "bank_last_updated": "2026-10-01T23:21:27Z",
 "status": "ok",
 "source": "Consumer Data Right Product Reference Data APIs (public, unauthenticated)",
 "licence_note": "Rates are published by each bank under the Consumer Data Right as public Product Reference Data and are reproduced here as reference data with the source URL and the bank's own last-updated timestamp on every row. Rates change without notice; check the bank's page before acting. This is not financial advice.",
 "products": [
  {
   "product_id": "term_deposit",
   "product_name": "Term Deposit",
   "product_label": "Term Deposit",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "product_url": null,
   "source_url": "https://openbank.api.banksyd.com.au/cds-au/v1/banking/products/term_deposit",
   "source_snapshot": null,
   "snapshot_at": null,
   "description": "Get a guaranteed return on money that you aren’t using right now with a term deposit.",
   "min_balance": null,
   "max_balance": null,
   "conditions": [],
   "bank_last_updated": "2026-10-01T23:21:27Z",
   "rate_count": 0,
   "addons": [],
   "no_rates_reason": "detail not fetched"
  },
  {
   "product_id": "nzd_term_deposit",
   "product_name": "NZD Term Deposit",
   "product_label": "NZD Term Deposit",
   "segment": "other",
   "segments": [
    "other"
   ],
   "segments_inferred": [],
   "product_url": null,
   "source_url": "https://openbank.api.banksyd.com.au/cds-au/v1/banking/products/nzd_term_deposit",
   "source_snapshot": null,
   "snapshot_at": null,
   "description": "Got money that’s not Aussie dollars? Get a guaranteed return on it with our specially designed foreign currency term deposit.",
   "min_balance": null,
   "max_balance": null,
   "conditions": [],
   "bank_last_updated": "2026-03-13T06:10:10Z",
   "rate_count": 0,
   "addons": [],
   "no_rates_reason": "detail not fetched"
  },
  {
   "product_id": "usd_term_deposit",
   "product_name": "USD Term Deposit",
   "product_label": "USD Term Deposit",
   "segment": "other",
   "segments": [
    "other"
   ],
   "segments_inferred": [],
   "product_url": null,
   "source_url": "https://openbank.api.banksyd.com.au/cds-au/v1/banking/products/usd_term_deposit",
   "source_snapshot": null,
   "snapshot_at": null,
   "description": "Got money that's not Aussie dollars? Get a guaranteed return on it with our specially designed foreign currency term deposit.",
   "min_balance": null,
   "max_balance": null,
   "conditions": [],
   "bank_last_updated": "2026-03-13T06:09:33Z",
   "rate_count": 0,
   "addons": [],
   "no_rates_reason": "detail not fetched"
  },
  {
   "product_id": "gbp_term_deposit",
   "product_name": "GBP Term Deposit",
   "product_label": "GBP Term Deposit",
   "segment": "other",
   "segments": [
    "other"
   ],
   "segments_inferred": [],
   "product_url": null,
   "source_url": "https://openbank.api.banksyd.com.au/cds-au/v1/banking/products/gbp_term_deposit",
   "source_snapshot": null,
   "snapshot_at": null,
   "description": "Got money that's not Aussie dollars? Get a guaranteed return on it with our specially designed foreign currency term deposit.",
   "min_balance": null,
   "max_balance": null,
   "conditions": [],
   "bank_last_updated": "2026-03-13T06:09:27Z",
   "rate_count": 0,
   "addons": [],
   "no_rates_reason": "detail not fetched"
  },
  {
   "product_id": "eur_term_deposit",
   "product_name": "EUR Term Deposit",
   "product_label": "EUR Term Deposit",
   "segment": "other",
   "segments": [
    "other"
   ],
   "segments_inferred": [],
   "product_url": null,
   "source_url": "https://openbank.api.banksyd.com.au/cds-au/v1/banking/products/eur_term_deposit",
   "source_snapshot": null,
   "snapshot_at": null,
   "description": "Got money that’s not Aussie dollars? Get a guaranteed return on it with our specially designed foreign currency term deposit.",
   "min_balance": null,
   "max_balance": null,
   "conditions": [],
   "bank_last_updated": "2026-03-13T06:07:31Z",
   "rate_count": 0,
   "addons": [],
   "no_rates_reason": "detail not fetched"
  }
 ],
 "rows": []
}