{
 "brand": "BankVic",
 "brand_label": "BankVic",
 "brand_slug": "bankvic",
 "legal_entity_abn": "33087651661",
 "logo_uri": "https://ib.bankvic.com.au/bvib/App_Themes/BankVicResponsive/images/BankVic-logo.svg",
 "public_base_uri": "https://ib.bankvic.com.au/openbanking",
 "bank_last_updated": "2026-08-12T16:59:19.000+10:00",
 "status": "ok",
 "source": "Consumer Data Right Product Reference Data APIs (public, unauthenticated)",
 "licence_note": "Rates are published by each bank under the Consumer Data Right as public Product Reference Data and are reproduced here as reference data with the source URL and the bank's own last-updated timestamp on every row. Rates change without notice; check the bank's page before acting. This is not financial advice.",
 "products": [
  {
   "product_id": "I20_Term_Deposit_12_months",
   "product_name": "Term Deposit 12 Months",
   "product_label": "Term Deposit 12 Months",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "product_url": "https://www.bankvic.com.au/apply-for-deposit-account",
   "source_url": "https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/I20_Term_Deposit_12_months",
   "source_snapshot": "/au/finance/term-deposits/v1/source/bankvic/I20_Term_Deposit_12_months.json",
   "snapshot_at": "2026-10-02T09:49:41Z",
   "description": "Invest with peace of mind knowing your rate is locked in for the term",
   "min_balance": 5000.0,
   "max_balance": null,
   "conditions": [
    "BankVic Member"
   ],
   "bank_last_updated": "2026-08-12T16:59:19.000+10:00",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "I20_Term_Deposit_18_months",
   "product_name": "Term Deposit 18 Months",
   "product_label": "Term Deposit 18 Months",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "product_url": "https://www.bankvic.com.au/apply-for-deposit-account",
   "source_url": "https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/I20_Term_Deposit_18_months",
   "source_snapshot": "/au/finance/term-deposits/v1/source/bankvic/I20_Term_Deposit_18_months.json",
   "snapshot_at": "2026-10-02T09:49:41Z",
   "description": "Invest with peace of mind knowing your rate is locked in for the term",
   "min_balance": 5000.0,
   "max_balance": null,
   "conditions": [
    "BankVic Member"
   ],
   "bank_last_updated": "2026-08-12T16:59:19.000+10:00",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "I20_Term_Deposit_24_months",
   "product_name": "Term Deposit 24 Months",
   "product_label": "Term Deposit 24 Months",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "product_url": "https://www.bankvic.com.au/apply-for-deposit-account",
   "source_url": "https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/I20_Term_Deposit_24_months",
   "source_snapshot": "/au/finance/term-deposits/v1/source/bankvic/I20_Term_Deposit_24_months.json",
   "snapshot_at": "2026-10-02T09:49:41Z",
   "description": "Invest with peace of mind knowing your rate is locked in for the term",
   "min_balance": 5000.0,
   "max_balance": null,
   "conditions": [
    "BankVic Member"
   ],
   "bank_last_updated": "2026-08-12T16:59:19.000+10:00",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "I20_Term_deposit_36_months",
   "product_name": "Term Deposit 36 Months",
   "product_label": "Term Deposit 36 Months",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "product_url": "https://www.bankvic.com.au/apply-for-deposit-account",
   "source_url": "https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/I20_Term_deposit_36_months",
   "source_snapshot": "/au/finance/term-deposits/v1/source/bankvic/I20_Term_deposit_36_months.json",
   "snapshot_at": "2026-10-02T09:49:41Z",
   "description": "Invest with peace of mind knowing your rate is locked in for the term",
   "min_balance": 5000.0,
   "max_balance": null,
   "conditions": [
    "BankVic Member"
   ],
   "bank_last_updated": "2026-08-12T16:59:19.000+10:00",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "Police_Term_Deposit_Special",
   "product_name": "Police Term Deposit Special",
   "product_label": "Police Term Deposit Special",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "product_url": "https://www.bankvic.com.au/police/",
   "source_url": "https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/Police_Term_Deposit_Special",
   "source_snapshot": "/au/finance/term-deposits/v1/source/bankvic/Police_Term_Deposit_Special.json",
   "snapshot_at": "2026-10-02T09:49:41Z",
   "description": "Invest with peace of mind knowing your rate is locked in for the term",
   "min_balance": 5000.0,
   "max_balance": null,
   "conditions": [
    "BankVic Member",
    "Police Officer"
   ],
   "bank_last_updated": "2026-08-12T16:59:19.000+10:00",
   "rate_count": 0,
   "addons": [],
   "no_rates_reason": "no deposit rates published"
  },
  {
   "product_id": "I3_TermDeposit_12mthIncome",
   "product_name": "12 Month Regular Income",
   "product_label": "12 Month Regular Income",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "product_url": "https://www.bankvic.com.au/apply-for-deposit-account",
   "source_url": "https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/I3_TermDeposit_12mthIncome",
   "source_snapshot": "/au/finance/term-deposits/v1/source/bankvic/I3_TermDeposit_12mthIncome.json",
   "snapshot_at": "2026-10-02T09:49:41Z",
   "description": "Enjoy the security of a fixed rate with regular interest income",
   "min_balance": 5000.0,
   "max_balance": null,
   "conditions": [
    "BankVic Member"
   ],
   "bank_last_updated": "2026-08-12T16:59:19.000+10:00",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "I20_Term_Deposit_10_months",
   "product_name": "Term Deposit 10 Months",
   "product_label": "Term Deposit 10 Months",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "product_url": "https://www.bankvic.com.au/apply-for-deposit-account",
   "source_url": "https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/I20_Term_Deposit_10_months",
   "source_snapshot": "/au/finance/term-deposits/v1/source/bankvic/I20_Term_Deposit_10_months.json",
   "snapshot_at": "2026-10-02T09:49:41Z",
   "description": "Invest with peace of mind knowing your rate is locked in for the term",
   "min_balance": 5000.0,
   "max_balance": null,
   "conditions": [
    "BankVic Member"
   ],
   "bank_last_updated": "2026-08-12T16:55:48.000+10:00",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "I20_Term_Deposit_11_months",
   "product_name": "Term Deposit 11 Months",
   "product_label": "Term Deposit 11 Months",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "product_url": "https://www.bankvic.com.au/apply-for-deposit-account",
   "source_url": "https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/I20_Term_Deposit_11_months",
   "source_snapshot": "/au/finance/term-deposits/v1/source/bankvic/I20_Term_Deposit_11_months.json",
   "snapshot_at": "2026-10-02T09:49:41Z",
   "description": "Invest with peace of mind knowing your rate is locked in for the term",
   "min_balance": 5000.0,
   "max_balance": null,
   "conditions": [
    "BankVic Member"
   ],
   "bank_last_updated": "2026-08-12T16:55:48.000+10:00",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "I20_Term_Deposit_3_months",
   "product_name": "Term Deposit 3 Months",
   "product_label": "Term Deposit 3 Months",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "product_url": "https://www.bankvic.com.au/apply-for-deposit-account",
   "source_url": "https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/I20_Term_Deposit_3_months",
   "source_snapshot": "/au/finance/term-deposits/v1/source/bankvic/I20_Term_Deposit_3_months.json",
   "snapshot_at": "2026-10-02T09:49:41Z",
   "description": "Invest with peace of mind knowing your rate is locked in for the term",
   "min_balance": 5000.0,
   "max_balance": null,
   "conditions": [
    "BankVic Member"
   ],
   "bank_last_updated": "2026-08-12T16:55:48.000+10:00",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "I20_Term_Deposit_48_months",
   "product_name": "Term Deposit 48 Months",
   "product_label": "Term Deposit 48 Months",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "product_url": "https://www.bankvic.com.au/apply-for-deposit-account",
   "source_url": "https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/I20_Term_Deposit_48_months",
   "source_snapshot": "/au/finance/term-deposits/v1/source/bankvic/I20_Term_Deposit_48_months.json",
   "snapshot_at": "2026-10-02T09:49:41Z",
   "description": "Invest with peace of mind knowing your rate is locked in for the term",
   "min_balance": 5000.0,
   "max_balance": null,
   "conditions": [
    "BankVic Member"
   ],
   "bank_last_updated": "2026-08-12T16:55:48.000+10:00",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "I20_Term_Deposit_4_months",
   "product_name": "Term Deposit 4 Months",
   "product_label": "Term Deposit 4 Months",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "product_url": "https://www.bankvic.com.au/apply-for-deposit-account",
   "source_url": "https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/I20_Term_Deposit_4_months",
   "source_snapshot": "/au/finance/term-deposits/v1/source/bankvic/I20_Term_Deposit_4_months.json",
   "snapshot_at": "2026-10-02T09:49:41Z",
   "description": "Invest with peace of mind knowing your rate is locked in for the term",
   "min_balance": 5000.0,
   "max_balance": null,
   "conditions": [
    "BankVic Member"
   ],
   "bank_last_updated": "2026-08-12T16:55:48.000+10:00",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "I20_Term_Deposit_5_months",
   "product_name": "Term Deposit 5 Months",
   "product_label": "Term Deposit 5 Months",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "product_url": "https://www.bankvic.com.au/apply-for-deposit-account",
   "source_url": "https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/I20_Term_Deposit_5_months",
   "source_snapshot": "/au/finance/term-deposits/v1/source/bankvic/I20_Term_Deposit_5_months.json",
   "snapshot_at": "2026-10-02T09:49:41Z",
   "description": "Invest with peace of mind knowing your rate is locked in for the term",
   "min_balance": 5000.0,
   "max_balance": null,
   "conditions": [
    "BankVic Member"
   ],
   "bank_last_updated": "2026-08-12T16:55:48.000+10:00",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "I20_Term_Deposit_60_months",
   "product_name": "Term Deposit 60 Months",
   "product_label": "Term Deposit 60 Months",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "product_url": "https://www.bankvic.com.au/apply-for-deposit-account",
   "source_url": "https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/I20_Term_Deposit_60_months",
   "source_snapshot": "/au/finance/term-deposits/v1/source/bankvic/I20_Term_Deposit_60_months.json",
   "snapshot_at": "2026-10-02T09:49:41Z",
   "description": "Invest with peace of mind knowing your rate is locked in for the term",
   "min_balance": 5000.0,
   "max_balance": null,
   "conditions": [
    "BankVic Member"
   ],
   "bank_last_updated": "2026-08-12T16:55:48.000+10:00",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "I20_Term_Deposit_6_months",
   "product_name": "Term Deposit 6 Months",
   "product_label": "Term Deposit 6 Months",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "product_url": "https://www.bankvic.com.au/apply-for-deposit-account",
   "source_url": "https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/I20_Term_Deposit_6_months",
   "source_snapshot": "/au/finance/term-deposits/v1/source/bankvic/I20_Term_Deposit_6_months.json",
   "snapshot_at": "2026-10-02T09:49:41Z",
   "description": "Invest with peace of mind knowing your rate is locked in for the term",
   "min_balance": 5000.0,
   "max_balance": null,
   "conditions": [
    "BankVic Member"
   ],
   "bank_last_updated": "2026-08-12T16:55:48.000+10:00",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "I20_Term_Deposit_7_months",
   "product_name": "Term Deposit 7 Months",
   "product_label": "Term Deposit 7 Months",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "product_url": "https://www.bankvic.com.au/apply-for-deposit-account",
   "source_url": "https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/I20_Term_Deposit_7_months",
   "source_snapshot": "/au/finance/term-deposits/v1/source/bankvic/I20_Term_Deposit_7_months.json",
   "snapshot_at": "2026-10-02T09:49:41Z",
   "description": "Invest with peace of mind knowing your rate is locked in for the term",
   "min_balance": 5000.0,
   "max_balance": null,
   "conditions": [
    "BankVic Member"
   ],
   "bank_last_updated": "2026-08-12T16:55:48.000+10:00",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "I20_Term_Deposit_8_months",
   "product_name": "Term Deposit 8 Months",
   "product_label": "Term Deposit 8 Months",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "product_url": "https://www.bankvic.com.au/apply-for-deposit-account",
   "source_url": "https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/I20_Term_Deposit_8_months",
   "source_snapshot": "/au/finance/term-deposits/v1/source/bankvic/I20_Term_Deposit_8_months.json",
   "snapshot_at": "2026-10-02T09:49:41Z",
   "description": "Invest with peace of mind knowing your rate is locked in for the term",
   "min_balance": 5000.0,
   "max_balance": null,
   "conditions": [
    "BankVic Member"
   ],
   "bank_last_updated": "2026-08-12T16:55:48.000+10:00",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "I20_Term_Deposit_9_months",
   "product_name": "Term Deposit 9 Months",
   "product_label": "Term Deposit 9 Months",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "product_url": "https://www.bankvic.com.au/apply-for-deposit-account",
   "source_url": "https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/I20_Term_Deposit_9_months",
   "source_snapshot": "/au/finance/term-deposits/v1/source/bankvic/I20_Term_Deposit_9_months.json",
   "snapshot_at": "2026-10-02T09:49:41Z",
   "description": "Invest with peace of mind knowing your rate is locked in for the term",
   "min_balance": 5000.0,
   "max_balance": null,
   "conditions": [
    "BankVic Member"
   ],
   "bank_last_updated": "2026-08-12T16:55:48.000+10:00",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  }
 ],
 "rows": [
  {
   "brand": "BankVic",
   "brand_label": "BankVic",
   "brand_slug": "bankvic",
   "legal_entity_abn": "33087651661",
   "product_id": "I3_TermDeposit_12mthIncome",
   "product_name": "12 Month Regular Income",
   "product_label": "12 Month Regular Income",
   "product_url": "https://www.bankvic.com.au/apply-for-deposit-account",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P12M",
   "term_months": 1,
   "term_min_months": 1,
   "term_max_months": 12,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.0495,
   "rate_pct": 4.95,
   "rate_type": "FIXED",
   "interest_paid": "at_maturity",
   "tier_min": 5000.0,
   "tier_max": 9999999.99,
   "min_balance": 5000.0,
   "max_balance": null,
   "deposit_min": 5000.0,
   "deposit_max": 9999999.99,
   "is_special": false,
   "conditional": true,
   "conditions": [
    "BankVic Member"
   ],
   "additional_info": null,
   "stacked_bonus": null,
   "source_url": "https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/I3_TermDeposit_12mthIncome",
   "source_snapshot": "/au/finance/term-deposits/v1/source/bankvic/I3_TermDeposit_12mthIncome.json",
   "bank_last_updated": "2026-08-12T16:59:19.000+10:00"
  },
  {
   "brand": "BankVic",
   "brand_label": "BankVic",
   "brand_slug": "bankvic",
   "legal_entity_abn": "33087651661",
   "product_id": "I20_Term_Deposit_3_months",
   "product_name": "Term Deposit 3 Months",
   "product_label": "Term Deposit 3 Months",
   "product_url": "https://www.bankvic.com.au/apply-for-deposit-account",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P3M",
   "term_months": 3,
   "term_min_months": 3,
   "term_max_months": 3,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.045,
   "rate_pct": 4.5,
   "rate_type": "FIXED",
   "interest_paid": "at_maturity",
   "tier_min": 5000.0,
   "tier_max": 9999999.99,
   "min_balance": 5000.0,
   "max_balance": null,
   "deposit_min": 5000.0,
   "deposit_max": 9999999.99,
   "is_special": false,
   "conditional": true,
   "conditions": [
    "BankVic Member"
   ],
   "additional_info": "Interest paid at maturity",
   "stacked_bonus": null,
   "source_url": "https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/I20_Term_Deposit_3_months",
   "source_snapshot": "/au/finance/term-deposits/v1/source/bankvic/I20_Term_Deposit_3_months.json",
   "bank_last_updated": "2026-08-12T16:55:48.000+10:00"
  },
  {
   "brand": "BankVic",
   "brand_label": "BankVic",
   "brand_slug": "bankvic",
   "legal_entity_abn": "33087651661",
   "product_id": "I20_Term_Deposit_4_months",
   "product_name": "Term Deposit 4 Months",
   "product_label": "Term Deposit 4 Months",
   "product_url": "https://www.bankvic.com.au/apply-for-deposit-account",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P4M",
   "term_months": 4,
   "term_min_months": 4,
   "term_max_months": 4,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.045,
   "rate_pct": 4.5,
   "rate_type": "FIXED",
   "interest_paid": "at_maturity",
   "tier_min": 5000.0,
   "tier_max": 9999999.99,
   "min_balance": 5000.0,
   "max_balance": null,
   "deposit_min": 5000.0,
   "deposit_max": 9999999.99,
   "is_special": false,
   "conditional": true,
   "conditions": [
    "BankVic Member"
   ],
   "additional_info": "Interest paid at maturity",
   "stacked_bonus": null,
   "source_url": "https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/I20_Term_Deposit_4_months",
   "source_snapshot": "/au/finance/term-deposits/v1/source/bankvic/I20_Term_Deposit_4_months.json",
   "bank_last_updated": "2026-08-12T16:55:48.000+10:00"
  },
  {
   "brand": "BankVic",
   "brand_label": "BankVic",
   "brand_slug": "bankvic",
   "legal_entity_abn": "33087651661",
   "product_id": "I20_Term_Deposit_5_months",
   "product_name": "Term Deposit 5 Months",
   "product_label": "Term Deposit 5 Months",
   "product_url": "https://www.bankvic.com.au/apply-for-deposit-account",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P5M",
   "term_months": 5,
   "term_min_months": 5,
   "term_max_months": 5,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.05,
   "rate_pct": 5.0,
   "rate_type": "FIXED",
   "interest_paid": "at_maturity",
   "tier_min": 5000.0,
   "tier_max": 9999999.99,
   "min_balance": 5000.0,
   "max_balance": null,
   "deposit_min": 5000.0,
   "deposit_max": 9999999.99,
   "is_special": false,
   "conditional": true,
   "conditions": [
    "BankVic Member"
   ],
   "additional_info": "Interest paid at maturity",
   "stacked_bonus": null,
   "source_url": "https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/I20_Term_Deposit_5_months",
   "source_snapshot": "/au/finance/term-deposits/v1/source/bankvic/I20_Term_Deposit_5_months.json",
   "bank_last_updated": "2026-08-12T16:55:48.000+10:00"
  },
  {
   "brand": "BankVic",
   "brand_label": "BankVic",
   "brand_slug": "bankvic",
   "legal_entity_abn": "33087651661",
   "product_id": "I20_Term_Deposit_6_months",
   "product_name": "Term Deposit 6 Months",
   "product_label": "Term Deposit 6 Months",
   "product_url": "https://www.bankvic.com.au/apply-for-deposit-account",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P6M",
   "term_months": 6,
   "term_min_months": 6,
   "term_max_months": 6,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.051,
   "rate_pct": 5.1,
   "rate_type": "FIXED",
   "interest_paid": "at_maturity",
   "tier_min": 5000.0,
   "tier_max": 9999999.99,
   "min_balance": 5000.0,
   "max_balance": null,
   "deposit_min": 5000.0,
   "deposit_max": 9999999.99,
   "is_special": false,
   "conditional": true,
   "conditions": [
    "BankVic Member"
   ],
   "additional_info": "Interest paid at maturity",
   "stacked_bonus": null,
   "source_url": "https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/I20_Term_Deposit_6_months",
   "source_snapshot": "/au/finance/term-deposits/v1/source/bankvic/I20_Term_Deposit_6_months.json",
   "bank_last_updated": "2026-08-12T16:55:48.000+10:00"
  },
  {
   "brand": "BankVic",
   "brand_label": "BankVic",
   "brand_slug": "bankvic",
   "legal_entity_abn": "33087651661",
   "product_id": "I20_Term_Deposit_7_months",
   "product_name": "Term Deposit 7 Months",
   "product_label": "Term Deposit 7 Months",
   "product_url": "https://www.bankvic.com.au/apply-for-deposit-account",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P7M",
   "term_months": 7,
   "term_min_months": 7,
   "term_max_months": 7,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.047,
   "rate_pct": 4.7,
   "rate_type": "FIXED",
   "interest_paid": "at_maturity",
   "tier_min": 5000.0,
   "tier_max": 9999999.99,
   "min_balance": 5000.0,
   "max_balance": null,
   "deposit_min": 5000.0,
   "deposit_max": 9999999.99,
   "is_special": false,
   "conditional": true,
   "conditions": [
    "BankVic Member"
   ],
   "additional_info": "Interest paid at maturity",
   "stacked_bonus": null,
   "source_url": "https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/I20_Term_Deposit_7_months",
   "source_snapshot": "/au/finance/term-deposits/v1/source/bankvic/I20_Term_Deposit_7_months.json",
   "bank_last_updated": "2026-08-12T16:55:48.000+10:00"
  },
  {
   "brand": "BankVic",
   "brand_label": "BankVic",
   "brand_slug": "bankvic",
   "legal_entity_abn": "33087651661",
   "product_id": "I20_Term_Deposit_8_months",
   "product_name": "Term Deposit 8 Months",
   "product_label": "Term Deposit 8 Months",
   "product_url": "https://www.bankvic.com.au/apply-for-deposit-account",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P8M",
   "term_months": 8,
   "term_min_months": 8,
   "term_max_months": 8,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.047,
   "rate_pct": 4.7,
   "rate_type": "FIXED",
   "interest_paid": "at_maturity",
   "tier_min": 5000.0,
   "tier_max": 9999999.99,
   "min_balance": 5000.0,
   "max_balance": null,
   "deposit_min": 5000.0,
   "deposit_max": 9999999.99,
   "is_special": false,
   "conditional": true,
   "conditions": [
    "BankVic Member"
   ],
   "additional_info": "Interest paid at maturity",
   "stacked_bonus": null,
   "source_url": "https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/I20_Term_Deposit_8_months",
   "source_snapshot": "/au/finance/term-deposits/v1/source/bankvic/I20_Term_Deposit_8_months.json",
   "bank_last_updated": "2026-08-12T16:55:48.000+10:00"
  },
  {
   "brand": "BankVic",
   "brand_label": "BankVic",
   "brand_slug": "bankvic",
   "legal_entity_abn": "33087651661",
   "product_id": "I20_Term_Deposit_9_months",
   "product_name": "Term Deposit 9 Months",
   "product_label": "Term Deposit 9 Months",
   "product_url": "https://www.bankvic.com.au/apply-for-deposit-account",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P9M",
   "term_months": 9,
   "term_min_months": 9,
   "term_max_months": 9,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.0515,
   "rate_pct": 5.15,
   "rate_type": "FIXED",
   "interest_paid": "at_maturity",
   "tier_min": 5000.0,
   "tier_max": 9999999.99,
   "min_balance": 5000.0,
   "max_balance": null,
   "deposit_min": 5000.0,
   "deposit_max": 9999999.99,
   "is_special": false,
   "conditional": true,
   "conditions": [
    "BankVic Member"
   ],
   "additional_info": "Interest paid at maturity",
   "stacked_bonus": null,
   "source_url": "https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/I20_Term_Deposit_9_months",
   "source_snapshot": "/au/finance/term-deposits/v1/source/bankvic/I20_Term_Deposit_9_months.json",
   "bank_last_updated": "2026-08-12T16:55:48.000+10:00"
  },
  {
   "brand": "BankVic",
   "brand_label": "BankVic",
   "brand_slug": "bankvic",
   "legal_entity_abn": "33087651661",
   "product_id": "I20_Term_Deposit_10_months",
   "product_name": "Term Deposit 10 Months",
   "product_label": "Term Deposit 10 Months",
   "product_url": "https://www.bankvic.com.au/apply-for-deposit-account",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P10M",
   "term_months": 10,
   "term_min_months": 10,
   "term_max_months": 10,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.0475,
   "rate_pct": 4.75,
   "rate_type": "FIXED",
   "interest_paid": "at_maturity",
   "tier_min": 5000.0,
   "tier_max": 9999999.99,
   "min_balance": 5000.0,
   "max_balance": null,
   "deposit_min": 5000.0,
   "deposit_max": 9999999.99,
   "is_special": false,
   "conditional": true,
   "conditions": [
    "BankVic Member"
   ],
   "additional_info": "Interest paid at maturity",
   "stacked_bonus": null,
   "source_url": "https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/I20_Term_Deposit_10_months",
   "source_snapshot": "/au/finance/term-deposits/v1/source/bankvic/I20_Term_Deposit_10_months.json",
   "bank_last_updated": "2026-08-12T16:55:48.000+10:00"
  },
  {
   "brand": "BankVic",
   "brand_label": "BankVic",
   "brand_slug": "bankvic",
   "legal_entity_abn": "33087651661",
   "product_id": "I20_Term_Deposit_11_months",
   "product_name": "Term Deposit 11 Months",
   "product_label": "Term Deposit 11 Months",
   "product_url": "https://www.bankvic.com.au/apply-for-deposit-account",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P11M",
   "term_months": 11,
   "term_min_months": 11,
   "term_max_months": 11,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.0475,
   "rate_pct": 4.75,
   "rate_type": "FIXED",
   "interest_paid": "at_maturity",
   "tier_min": 5000.0,
   "tier_max": 9999999.99,
   "min_balance": 5000.0,
   "max_balance": null,
   "deposit_min": 5000.0,
   "deposit_max": 9999999.99,
   "is_special": false,
   "conditional": true,
   "conditions": [
    "BankVic Member"
   ],
   "additional_info": "Interest paid at maturity",
   "stacked_bonus": null,
   "source_url": "https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/I20_Term_Deposit_11_months",
   "source_snapshot": "/au/finance/term-deposits/v1/source/bankvic/I20_Term_Deposit_11_months.json",
   "bank_last_updated": "2026-08-12T16:55:48.000+10:00"
  },
  {
   "brand": "BankVic",
   "brand_label": "BankVic",
   "brand_slug": "bankvic",
   "legal_entity_abn": "33087651661",
   "product_id": "I20_Term_Deposit_12_months",
   "product_name": "Term Deposit 12 Months",
   "product_label": "Term Deposit 12 Months",
   "product_url": "https://www.bankvic.com.au/apply-for-deposit-account",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P12M",
   "term_months": 12,
   "term_min_months": 12,
   "term_max_months": 12,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.05,
   "rate_pct": 5.0,
   "rate_type": "FIXED",
   "interest_paid": "at_maturity",
   "tier_min": 5000.0,
   "tier_max": 9999999.99,
   "min_balance": 5000.0,
   "max_balance": null,
   "deposit_min": 5000.0,
   "deposit_max": 9999999.99,
   "is_special": false,
   "conditional": true,
   "conditions": [
    "BankVic Member"
   ],
   "additional_info": "Interest paid at maturity",
   "stacked_bonus": null,
   "source_url": "https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/I20_Term_Deposit_12_months",
   "source_snapshot": "/au/finance/term-deposits/v1/source/bankvic/I20_Term_Deposit_12_months.json",
   "bank_last_updated": "2026-08-12T16:59:19.000+10:00"
  },
  {
   "brand": "BankVic",
   "brand_label": "BankVic",
   "brand_slug": "bankvic",
   "legal_entity_abn": "33087651661",
   "product_id": "I20_Term_Deposit_18_months",
   "product_name": "Term Deposit 18 Months",
   "product_label": "Term Deposit 18 Months",
   "product_url": "https://www.bankvic.com.au/apply-for-deposit-account",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P18M",
   "term_months": 18,
   "term_min_months": 18,
   "term_max_months": 18,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.05,
   "rate_pct": 5.0,
   "rate_type": "FIXED",
   "interest_paid": "annually",
   "tier_min": 5000.0,
   "tier_max": 9999999.99,
   "min_balance": 5000.0,
   "max_balance": null,
   "deposit_min": 5000.0,
   "deposit_max": 9999999.99,
   "is_special": false,
   "conditional": true,
   "conditions": [
    "BankVic Member"
   ],
   "additional_info": "Interest Paid Annually",
   "stacked_bonus": null,
   "source_url": "https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/I20_Term_Deposit_18_months",
   "source_snapshot": "/au/finance/term-deposits/v1/source/bankvic/I20_Term_Deposit_18_months.json",
   "bank_last_updated": "2026-08-12T16:59:19.000+10:00"
  },
  {
   "brand": "BankVic",
   "brand_label": "BankVic",
   "brand_slug": "bankvic",
   "legal_entity_abn": "33087651661",
   "product_id": "I20_Term_Deposit_24_months",
   "product_name": "Term Deposit 24 Months",
   "product_label": "Term Deposit 24 Months",
   "product_url": "https://www.bankvic.com.au/apply-for-deposit-account",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P24M",
   "term_months": 24,
   "term_min_months": 24,
   "term_max_months": 24,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.05,
   "rate_pct": 5.0,
   "rate_type": "FIXED",
   "interest_paid": "annually",
   "tier_min": 5000.0,
   "tier_max": 9999999.99,
   "min_balance": 5000.0,
   "max_balance": null,
   "deposit_min": 5000.0,
   "deposit_max": 9999999.99,
   "is_special": false,
   "conditional": true,
   "conditions": [
    "BankVic Member"
   ],
   "additional_info": "Interest Paid Annually",
   "stacked_bonus": null,
   "source_url": "https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/I20_Term_Deposit_24_months",
   "source_snapshot": "/au/finance/term-deposits/v1/source/bankvic/I20_Term_Deposit_24_months.json",
   "bank_last_updated": "2026-08-12T16:59:19.000+10:00"
  },
  {
   "brand": "BankVic",
   "brand_label": "BankVic",
   "brand_slug": "bankvic",
   "legal_entity_abn": "33087651661",
   "product_id": "I20_Term_deposit_36_months",
   "product_name": "Term Deposit 36 Months",
   "product_label": "Term Deposit 36 Months",
   "product_url": "https://www.bankvic.com.au/apply-for-deposit-account",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P36M",
   "term_months": 36,
   "term_min_months": 36,
   "term_max_months": 36,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.05,
   "rate_pct": 5.0,
   "rate_type": "FIXED",
   "interest_paid": "annually",
   "tier_min": 5000.0,
   "tier_max": 9999999.99,
   "min_balance": 5000.0,
   "max_balance": null,
   "deposit_min": 5000.0,
   "deposit_max": 9999999.99,
   "is_special": false,
   "conditional": true,
   "conditions": [
    "BankVic Member"
   ],
   "additional_info": "Interest Paid Annually",
   "stacked_bonus": null,
   "source_url": "https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/I20_Term_deposit_36_months",
   "source_snapshot": "/au/finance/term-deposits/v1/source/bankvic/I20_Term_deposit_36_months.json",
   "bank_last_updated": "2026-08-12T16:59:19.000+10:00"
  },
  {
   "brand": "BankVic",
   "brand_label": "BankVic",
   "brand_slug": "bankvic",
   "legal_entity_abn": "33087651661",
   "product_id": "I20_Term_Deposit_48_months",
   "product_name": "Term Deposit 48 Months",
   "product_label": "Term Deposit 48 Months",
   "product_url": "https://www.bankvic.com.au/apply-for-deposit-account",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P48M",
   "term_months": 48,
   "term_min_months": 48,
   "term_max_months": 48,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.047,
   "rate_pct": 4.7,
   "rate_type": "FIXED",
   "interest_paid": "annually",
   "tier_min": 5000.0,
   "tier_max": 9999999.99,
   "min_balance": 5000.0,
   "max_balance": null,
   "deposit_min": 5000.0,
   "deposit_max": 9999999.99,
   "is_special": false,
   "conditional": true,
   "conditions": [
    "BankVic Member"
   ],
   "additional_info": "Interest Paid Annually",
   "stacked_bonus": null,
   "source_url": "https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/I20_Term_Deposit_48_months",
   "source_snapshot": "/au/finance/term-deposits/v1/source/bankvic/I20_Term_Deposit_48_months.json",
   "bank_last_updated": "2026-08-12T16:55:48.000+10:00"
  },
  {
   "brand": "BankVic",
   "brand_label": "BankVic",
   "brand_slug": "bankvic",
   "legal_entity_abn": "33087651661",
   "product_id": "I20_Term_Deposit_60_months",
   "product_name": "Term Deposit 60 Months",
   "product_label": "Term Deposit 60 Months",
   "product_url": "https://www.bankvic.com.au/apply-for-deposit-account",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P60M",
   "term_months": 60,
   "term_min_months": 60,
   "term_max_months": 60,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.042,
   "rate_pct": 4.2,
   "rate_type": "FIXED",
   "interest_paid": "annually",
   "tier_min": 5000.0,
   "tier_max": 9999999.99,
   "min_balance": 5000.0,
   "max_balance": null,
   "deposit_min": 5000.0,
   "deposit_max": 9999999.99,
   "is_special": false,
   "conditional": true,
   "conditions": [
    "BankVic Member"
   ],
   "additional_info": "Interest Paid Annually",
   "stacked_bonus": null,
   "source_url": "https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/I20_Term_Deposit_60_months",
   "source_snapshot": "/au/finance/term-deposits/v1/source/bankvic/I20_Term_Deposit_60_months.json",
   "bank_last_updated": "2026-08-12T16:55:48.000+10:00"
  }
 ]
}
