{
 "brand": "HSBC Bank Australia Limited – Wholesale Banking",
 "brand_label": "HSBC (wholesale)",
 "brand_slug": "hsbc-bank-australia-limited-wholesale-banking",
 "legal_entity_abn": "48006434162",
 "logo_uri": "https://www.hsbc.com.au/content/dam/hsbc/au/images/01_HSBC_MASTERBRAND_LOGO_RGB.svg",
 "public_base_uri": "https://public.ob.business.hsbc.com.au",
 "bank_last_updated": "2026-02-18T05:45:53.076Z",
 "status": "ok",
 "source": "Consumer Data Right Product Reference Data APIs (public, unauthenticated)",
 "licence_note": "Rates are published by each bank under the Consumer Data Right as public Product Reference Data and are reproduced here as reference data with the source URL and the bank's own last-updated timestamp on every row. Rates change without notice; check the bank's page before acting. This is not financial advice.",
 "products": [
  {
   "product_id": "TMD_GLCM",
   "product_name": "Term Deposit Account",
   "product_label": "Term Deposit",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "product_url": "https://www.business.hsbc.com.au/-/media/library/markets-selective/australia/pdf/corporate-banking-fees-and-charges.pdf",
   "source_url": "https://public.ob.business.hsbc.com.au/cds-au/v1/banking/products/TMD_GLCM",
   "source_snapshot": "/au/finance/term-deposits/v1/source/hsbc-bank-australia-limited-wholesale-banking/TMD_GLCM.json",
   "snapshot_at": "2026-10-02T09:50:33Z",
   "description": "Provides a fixed term investment at a specified interest rate.",
   "min_balance": 5000.0,
   "max_balance": null,
   "conditions": [
    "Must be an existing client with a valid current account."
   ],
   "bank_last_updated": "2026-02-18T05:45:53.076Z",
   "rate_count": 0,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "ND3",
   "product_name": "31 Day Notice Account",
   "product_label": "31 Day Notice Account",
   "segment": "other",
   "segments": [
    "other"
   ],
   "segments_inferred": [],
   "product_url": null,
   "source_url": "https://public.ob.business.hsbc.com.au/cds-au/v1/banking/products/ND3",
   "source_snapshot": "/au/finance/term-deposits/v1/source/hsbc-bank-australia-limited-wholesale-banking/ND3.json",
   "snapshot_at": "2026-10-02T09:50:33Z",
   "description": "HSBC’s 31 Day Notice Account (31DNA) is a deposit available in AUD and USD that rewards long term behavior by paying an enhanced yield on funds held prior to notice of withdrawal. Withdrawals are subject to a notice period during which the credit interest rate applied will reflect the reducing resi…",
   "min_balance": 1000000.0,
   "max_balance": null,
   "conditions": [],
   "bank_last_updated": "2026-02-18T04:13:33.940Z",
   "rate_count": 0,
   "addons": [],
   "no_rates_reason": null
  }
 ],
 "rows": []
}