{
 "brand": "Hume Bank",
 "brand_label": "Hume Bank",
 "brand_slug": "hume-bank",
 "legal_entity_abn": "85051868556",
 "logo_uri": "https://ibankob.humebank.com.au/humebank.png",
 "public_base_uri": "https://ibankob.humebank.com.au/OpenBanking",
 "bank_last_updated": "2026-09-17T20:48:05.000+10:00",
 "status": "ok",
 "source": "Consumer Data Right Product Reference Data APIs (public, unauthenticated)",
 "licence_note": "Rates are published by each bank under the Consumer Data Right as public Product Reference Data and are reproduced here as reference data with the source URL and the bank's own last-updated timestamp on every row. Rates change without notice; check the bank's page before acting. This is not financial advice.",
 "products": [
  {
   "product_id": "12M_FMD",
   "product_name": "Farm Management Deposit 12M (Interest at Maturity)",
   "product_label": "Farm Management Deposit 12M (Interest at Maturity)",
   "segment": "other",
   "segments": [
    "other"
   ],
   "segments_inferred": [],
   "product_url": "https://www.humebank.com.au/business/farm-management-deposit-account/",
   "source_url": "https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products/12M_FMD",
   "source_snapshot": "/au/finance/term-deposits/v1/source/hume-bank/12M_FMD.json",
   "snapshot_at": "2026-10-02T09:50:35Z",
   "description": "Farm Management Deposit - Term Deposit - 12 month",
   "min_balance": 1000.0,
   "max_balance": 800000.0,
   "conditions": [],
   "bank_last_updated": "2026-09-17T20:48:05.000+10:00",
   "rate_count": 2,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "12M28D",
   "product_name": "Term Deposit 12M (Interest Paid Monthly)",
   "product_label": "Term Deposit 12M (Interest Paid Monthly)",
   "segment": "personal",
   "segments": [
    "personal",
    "business"
   ],
   "segments_inferred": [
    "personal"
   ],
   "product_url": "https://www.humebank.com.au/savings/term-deposits/",
   "source_url": "https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products/12M28D",
   "source_snapshot": "/au/finance/term-deposits/v1/source/hume-bank/12M28D.json",
   "snapshot_at": "2026-10-02T09:50:35Z",
   "description": "TERM DEPOSIT - 12 month",
   "min_balance": 5000.0,
   "max_balance": null,
   "conditions": [
    "personal eligibility inferred: the bank's feed tags every term deposit business-only"
   ],
   "bank_last_updated": "2026-09-17T20:48:05.000+10:00",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "I1_12M",
   "product_name": "Term Deposit 12M (Interest at Maturity)",
   "product_label": "Term Deposit 12M (Interest at Maturity)",
   "segment": "personal",
   "segments": [
    "personal",
    "business"
   ],
   "segments_inferred": [
    "personal"
   ],
   "product_url": "https://www.humebank.com.au/savings/term-deposits/",
   "source_url": "https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products/I1_12M",
   "source_snapshot": "/au/finance/term-deposits/v1/source/hume-bank/I1_12M.json",
   "snapshot_at": "2026-10-02T09:50:35Z",
   "description": "TERM DEPOSIT - 12 month",
   "min_balance": 1000.0,
   "max_balance": null,
   "conditions": [
    "personal eligibility inferred: the bank's feed tags every term deposit business-only"
   ],
   "bank_last_updated": "2026-09-17T20:48:05.000+10:00",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "12M_Online",
   "product_name": "Term Deposit Online 12M (Interest at Maturity)",
   "product_label": "Term Deposit Online 12M (Interest at Maturity)",
   "segment": "personal",
   "segments": [
    "personal",
    "business"
   ],
   "segments_inferred": [
    "personal"
   ],
   "product_url": "https://www.humebank.com.au/savings/term-deposits/",
   "source_url": "https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products/12M_Online",
   "source_snapshot": "/au/finance/term-deposits/v1/source/hume-bank/12M_Online.json",
   "snapshot_at": "2026-10-02T09:50:35Z",
   "description": "TERM DEPOSIT - 12 month Online",
   "min_balance": 1000.0,
   "max_balance": 1000000.0,
   "conditions": [
    "personal eligibility inferred: the bank's feed tags every term deposit business-only"
   ],
   "bank_last_updated": "2026-09-17T20:48:05.000+10:00",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "100D_Online",
   "product_name": "Term Deposit - Online 100 Day",
   "product_label": "Term Deposit - Online 100 Day",
   "segment": "personal",
   "segments": [
    "personal",
    "business"
   ],
   "segments_inferred": [
    "personal"
   ],
   "product_url": "https://www.humebank.com.au/savings/term-deposits/",
   "source_url": "https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products/100D_Online",
   "source_snapshot": "/au/finance/term-deposits/v1/source/hume-bank/100D_Online.json",
   "snapshot_at": "2026-10-02T09:50:35Z",
   "description": "Term Deposit 100D Online",
   "min_balance": 1000.0,
   "max_balance": 1000000.0,
   "conditions": [
    "personal eligibility inferred: the bank's feed tags every term deposit business-only"
   ],
   "bank_last_updated": "2026-09-17T20:46:56.000+10:00",
   "rate_count": 0,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "24M_Online",
   "product_name": "Term Deposit Online 24M (Paid annually or at Maturity)",
   "product_label": "Term Deposit Online 24M (Paid Annually or at Maturity)",
   "segment": "personal",
   "segments": [
    "personal",
    "business"
   ],
   "segments_inferred": [
    "personal"
   ],
   "product_url": "https://www.humebank.com.au/savings/term-deposits/",
   "source_url": "https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products/24M_Online",
   "source_snapshot": "/au/finance/term-deposits/v1/source/hume-bank/24M_Online.json",
   "snapshot_at": "2026-10-02T09:50:35Z",
   "description": "Term Deposit - 24 month Online",
   "min_balance": 1000.0,
   "max_balance": 1000000.0,
   "conditions": [
    "personal eligibility inferred: the bank's feed tags every term deposit business-only"
   ],
   "bank_last_updated": "2026-09-17T20:46:56.000+10:00",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "36M_Online",
   "product_name": "Term Deposit Online 36M (Paid Annually or at Maturity)",
   "product_label": "Term Deposit Online 36M (Paid Annually or at Maturity)",
   "segment": "personal",
   "segments": [
    "personal",
    "business"
   ],
   "segments_inferred": [
    "personal"
   ],
   "product_url": "https://www.humebank.com.au/savings/term-deposits/",
   "source_url": "https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products/36M_Online",
   "source_snapshot": "/au/finance/term-deposits/v1/source/hume-bank/36M_Online.json",
   "snapshot_at": "2026-10-02T09:50:35Z",
   "description": "Term Deposit - 36 month Online",
   "min_balance": 1000.0,
   "max_balance": 1000000.0,
   "conditions": [
    "personal eligibility inferred: the bank's feed tags every term deposit business-only"
   ],
   "bank_last_updated": "2026-09-17T20:46:56.000+10:00",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "3M_Online",
   "product_name": "Term Deposit Online 3M (Interest at Maturity)",
   "product_label": "Term Deposit Online 3M (Interest at Maturity)",
   "segment": "personal",
   "segments": [
    "personal",
    "business"
   ],
   "segments_inferred": [
    "personal"
   ],
   "product_url": "https://www.humebank.com.au/savings/term-deposits/",
   "source_url": "https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products/3M_Online",
   "source_snapshot": "/au/finance/term-deposits/v1/source/hume-bank/3M_Online.json",
   "snapshot_at": "2026-10-02T09:50:35Z",
   "description": "TERM DEPOSIT - 3 month Online",
   "min_balance": 1000.0,
   "max_balance": 1000000.0,
   "conditions": [
    "personal eligibility inferred: the bank's feed tags every term deposit business-only"
   ],
   "bank_last_updated": "2026-09-17T20:46:56.000+10:00",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "6M_Online",
   "product_name": "Term Deposit Online 6M (Interest at Maturity)",
   "product_label": "Term Deposit Online 6M (Interest at Maturity)",
   "segment": "personal",
   "segments": [
    "personal",
    "business"
   ],
   "segments_inferred": [
    "personal"
   ],
   "product_url": "https://www.humebank.com.au/savings/term-deposits/",
   "source_url": "https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products/6M_Online",
   "source_snapshot": "/au/finance/term-deposits/v1/source/hume-bank/6M_Online.json",
   "snapshot_at": "2026-10-02T09:50:35Z",
   "description": "TERM DEPOSIT - 6 month Online",
   "min_balance": 1000.0,
   "max_balance": 1000000.0,
   "conditions": [
    "personal eligibility inferred: the bank's feed tags every term deposit business-only"
   ],
   "bank_last_updated": "2026-09-17T20:46:56.000+10:00",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "9M_Online",
   "product_name": "Term Deposit Online 9M (Interest at Maturity)",
   "product_label": "Term Deposit Online 9M (Interest at Maturity)",
   "segment": "personal",
   "segments": [
    "personal",
    "business"
   ],
   "segments_inferred": [
    "personal"
   ],
   "product_url": "https://www.humebank.com.au/savings/term-deposits/",
   "source_url": "https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products/9M_Online",
   "source_snapshot": "/au/finance/term-deposits/v1/source/hume-bank/9M_Online.json",
   "snapshot_at": "2026-10-02T09:50:35Z",
   "description": "TERM DEPOSIT - 9 month Online",
   "min_balance": 1000.0,
   "max_balance": 1000000.0,
   "conditions": [
    "personal eligibility inferred: the bank's feed tags every term deposit business-only"
   ],
   "bank_last_updated": "2026-09-17T20:46:56.000+10:00",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "100D",
   "product_name": "Term Deposit 100 Day (Interest at Maturity)",
   "product_label": "Term Deposit 100 Day (Interest at Maturity)",
   "segment": "personal",
   "segments": [
    "personal",
    "business"
   ],
   "segments_inferred": [
    "personal"
   ],
   "product_url": "https://www.humebank.com.au/savings/term-deposits/",
   "source_url": "https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products/100D",
   "source_snapshot": "/au/finance/term-deposits/v1/source/hume-bank/100D.json",
   "snapshot_at": "2026-10-02T09:50:35Z",
   "description": "TERM DEPOSIT - 100 Day",
   "min_balance": 1000.0,
   "max_balance": null,
   "conditions": [
    "personal eligibility inferred: the bank's feed tags every term deposit business-only"
   ],
   "bank_last_updated": "2026-09-17T20:45:41.000+10:00",
   "rate_count": 0,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "24M",
   "product_name": "Term Deposit 24M (Paid annually and at Maturity)",
   "product_label": "Term Deposit 24M (Paid Annually and at Maturity)",
   "segment": "personal",
   "segments": [
    "personal",
    "business"
   ],
   "segments_inferred": [
    "personal"
   ],
   "product_url": "https://www.humebank.com.au/savings/term-deposits/",
   "source_url": "https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products/24M",
   "source_snapshot": "/au/finance/term-deposits/v1/source/hume-bank/24M.json",
   "snapshot_at": "2026-10-02T09:50:35Z",
   "description": "TERM DEPOSIT - 24 month",
   "min_balance": 1000.0,
   "max_balance": null,
   "conditions": [
    "personal eligibility inferred: the bank's feed tags every term deposit business-only"
   ],
   "bank_last_updated": "2026-09-17T20:45:41.000+10:00",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "24M28D",
   "product_name": "Term Deposit 24M (Interest Paid Monthly)",
   "product_label": "Term Deposit 24M (Interest Paid Monthly)",
   "segment": "personal",
   "segments": [
    "personal",
    "business"
   ],
   "segments_inferred": [
    "personal"
   ],
   "product_url": "https://www.humebank.com.au/savings/term-deposits/",
   "source_url": "https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products/24M28D",
   "source_snapshot": "/au/finance/term-deposits/v1/source/hume-bank/24M28D.json",
   "snapshot_at": "2026-10-02T09:50:35Z",
   "description": "TERM DEPOSIT - 24 month",
   "min_balance": 5000.0,
   "max_balance": null,
   "conditions": [
    "personal eligibility inferred: the bank's feed tags every term deposit business-only"
   ],
   "bank_last_updated": "2026-09-17T20:45:41.000+10:00",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "36M",
   "product_name": "Term Deposit 36M (Paid Annually and at Maturity)",
   "product_label": "Term Deposit 36M (Paid Annually and at Maturity)",
   "segment": "personal",
   "segments": [
    "personal",
    "business"
   ],
   "segments_inferred": [
    "personal"
   ],
   "product_url": "https://www.humebank.com.au/savings/term-deposits/",
   "source_url": "https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products/36M",
   "source_snapshot": "/au/finance/term-deposits/v1/source/hume-bank/36M.json",
   "snapshot_at": "2026-10-02T09:50:35Z",
   "description": "TERM DEPOSIT - 36 month",
   "min_balance": 1000.0,
   "max_balance": null,
   "conditions": [
    "personal eligibility inferred: the bank's feed tags every term deposit business-only"
   ],
   "bank_last_updated": "2026-09-17T20:45:41.000+10:00",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "36M28D",
   "product_name": "Term Deposit 36M (Interest Paid Monthly)",
   "product_label": "Term Deposit 36M (Interest Paid Monthly)",
   "segment": "personal",
   "segments": [
    "personal",
    "business"
   ],
   "segments_inferred": [
    "personal"
   ],
   "product_url": "https://www.humebank.com.au/savings/term-deposits/",
   "source_url": "https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products/36M28D",
   "source_snapshot": "/au/finance/term-deposits/v1/source/hume-bank/36M28D.json",
   "snapshot_at": "2026-10-02T09:50:35Z",
   "description": "TERM DEPOSIT - 36 month",
   "min_balance": 5000.0,
   "max_balance": null,
   "conditions": [
    "personal eligibility inferred: the bank's feed tags every term deposit business-only"
   ],
   "bank_last_updated": "2026-09-17T20:45:41.000+10:00",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "3M",
   "product_name": "Term Deposit 3M (Interest at Maturity)",
   "product_label": "Term Deposit 3M (Interest at Maturity)",
   "segment": "personal",
   "segments": [
    "personal",
    "business"
   ],
   "segments_inferred": [
    "personal"
   ],
   "product_url": "https://www.humebank.com.au/savings/term-deposits/",
   "source_url": "https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products/3M",
   "source_snapshot": "/au/finance/term-deposits/v1/source/hume-bank/3M.json",
   "snapshot_at": "2026-10-02T09:50:35Z",
   "description": "TERM DEPOSIT - 3 month",
   "min_balance": 1000.0,
   "max_balance": null,
   "conditions": [
    "personal eligibility inferred: the bank's feed tags every term deposit business-only"
   ],
   "bank_last_updated": "2026-09-17T20:45:41.000+10:00",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "6M",
   "product_name": "Term Deposit 6M (Interest at Maturity)",
   "product_label": "Term Deposit 6M (Interest at Maturity)",
   "segment": "personal",
   "segments": [
    "personal",
    "business"
   ],
   "segments_inferred": [
    "personal"
   ],
   "product_url": "https://www.humebank.com.au/savings/term-deposits/",
   "source_url": "https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products/6M",
   "source_snapshot": "/au/finance/term-deposits/v1/source/hume-bank/6M.json",
   "snapshot_at": "2026-10-02T09:50:35Z",
   "description": "TERM DEPOSIT - 6 month",
   "min_balance": 1000.0,
   "max_balance": null,
   "conditions": [
    "personal eligibility inferred: the bank's feed tags every term deposit business-only"
   ],
   "bank_last_updated": "2026-09-17T20:45:41.000+10:00",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "6M28D",
   "product_name": "Term Deposit 6M (Interest Paid Monthly)",
   "product_label": "Term Deposit 6M (Interest Paid Monthly)",
   "segment": "personal",
   "segments": [
    "personal",
    "business"
   ],
   "segments_inferred": [
    "personal"
   ],
   "product_url": "https://www.humebank.com.au/savings/term-deposits/",
   "source_url": "https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products/6M28D",
   "source_snapshot": "/au/finance/term-deposits/v1/source/hume-bank/6M28D.json",
   "snapshot_at": "2026-10-02T09:50:35Z",
   "description": "TERM DEPOSIT - 6 month",
   "min_balance": 5000.0,
   "max_balance": null,
   "conditions": [
    "personal eligibility inferred: the bank's feed tags every term deposit business-only"
   ],
   "bank_last_updated": "2026-09-17T20:45:41.000+10:00",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "9M",
   "product_name": "Term Deposit 9M (Interest at Maturity)",
   "product_label": "Term Deposit 9M (Interest at Maturity)",
   "segment": "personal",
   "segments": [
    "personal",
    "business"
   ],
   "segments_inferred": [
    "personal"
   ],
   "product_url": "https://www.humebank.com.au/savings/term-deposits/",
   "source_url": "https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products/9M",
   "source_snapshot": "/au/finance/term-deposits/v1/source/hume-bank/9M.json",
   "snapshot_at": "2026-10-02T09:50:35Z",
   "description": "TERM DEPOSIT - 9 month",
   "min_balance": 1000.0,
   "max_balance": null,
   "conditions": [
    "personal eligibility inferred: the bank's feed tags every term deposit business-only"
   ],
   "bank_last_updated": "2026-09-17T20:45:41.000+10:00",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  }
 ],
 "rows": [
  {
   "brand": "Hume Bank",
   "brand_label": "Hume Bank",
   "brand_slug": "hume-bank",
   "legal_entity_abn": "85051868556",
   "product_id": "3M_Online",
   "product_name": "Term Deposit Online 3M (Interest at Maturity)",
   "product_label": "Term Deposit Online 3M (Interest at Maturity)",
   "product_url": "https://www.humebank.com.au/savings/term-deposits/",
   "segment": "personal",
   "segments": [
    "personal",
    "business"
   ],
   "segments_inferred": [
    "personal"
   ],
   "term_raw": "P3M",
   "term_months": 3,
   "term_min_months": 3,
   "term_max_months": 3,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.036,
   "rate_pct": 3.6,
   "rate_type": "FIXED",
   "interest_paid": "at_maturity",
   "tier_min": 1000.0,
   "tier_max": 1000000.0,
   "min_balance": 1000.0,
   "max_balance": 1000000.0,
   "deposit_min": 1000.0,
   "deposit_max": 1000000.0,
   "is_special": false,
   "conditional": true,
   "conditions": [
    "personal eligibility inferred: the bank's feed tags every term deposit business-only"
   ],
   "additional_info": null,
   "stacked_bonus": null,
   "source_url": "https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products/3M_Online",
   "source_snapshot": "/au/finance/term-deposits/v1/source/hume-bank/3M_Online.json",
   "bank_last_updated": "2026-09-17T20:46:56.000+10:00"
  },
  {
   "brand": "Hume Bank",
   "brand_label": "Hume Bank",
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 ]
}