{
 "brand": "MoveBank",
 "brand_label": "MoveBank",
 "brand_slug": "movebank",
 "legal_entity_abn": "91087651090",
 "logo_uri": "https://move.bank/images/logo-black.svg",
 "public_base_uri": "https://od1.cdr.digital.move.bank/api",
 "bank_last_updated": "2026-09-08T13:33:21.706914Z",
 "status": "ok",
 "at_a_glance": {
  "note": "This bank's best rate per term, one line per standard term and segment, taken from the bank's own entry in the best/{segment}/{deposit}/{term}.json buckets for the reference_deposits listed, so it matches best/ and top/. deposit_min and deposit_max span the bank's tiers that give that rate; other_frequencies is the best rate at each other interest payment frequency for the same bucket; conditions is a key into condition_sets. Tiers outside the reference deposits, off-standard terms and every rate row follow in products and rows. A line with via_third_party is a rate the bank sells only through a broker or intermediary; best_direct is its best rate for the same bucket when bought from the bank itself.",
  "rates": [
   {"segments":["personal"],"term_months":3,"rate_pct":5.0,"interest_paid":"at_maturity","product_label":"Term Deposit","deposit_min":5000,"deposit_max":null,"reference_deposits":[10000,50000,250000],"is_special":false,"conditions":"k1","other_frequencies":{}},
   {"segments":["personal"],"term_months":4,"rate_pct":5.1,"interest_paid":"at_maturity","product_label":"Term Deposit","deposit_min":5000,"deposit_max":null,"reference_deposits":[10000,50000,250000],"is_special":false,"conditions":"k1","other_frequencies":{}},
   {"segments":["personal"],"term_months":5,"rate_pct":5.2,"interest_paid":"at_maturity","product_label":"Term Deposit","deposit_min":5000,"deposit_max":null,"reference_deposits":[10000,50000,250000],"is_special":false,"conditions":"k1","other_frequencies":{}},
   {"segments":["personal"],"term_months":6,"rate_pct":5.25,"interest_paid":"at_maturity","product_label":"Term Deposit","deposit_min":5000,"deposit_max":null,"reference_deposits":[10000,50000,250000],"is_special":false,"conditions":"k1","other_frequencies":{}},
   {"segments":["personal"],"term_months":7,"rate_pct":5.35,"interest_paid":"at_maturity","product_label":"Term Deposit","deposit_min":5000,"deposit_max":null,"reference_deposits":[10000,50000,250000],"is_special":false,"conditions":"k1","other_frequencies":{}},
   {"segments":["personal"],"term_months":8,"rate_pct":5.3,"interest_paid":"at_maturity","product_label":"Term Deposit","deposit_min":5000,"deposit_max":null,"reference_deposits":[10000,50000,250000],"is_special":false,"conditions":"k1","other_frequencies":{}},
   {"segments":["personal"],"term_months":9,"rate_pct":5.3,"interest_paid":"at_maturity","product_label":"Term Deposit","deposit_min":5000,"deposit_max":null,"reference_deposits":[10000,50000,250000],"is_special":false,"conditions":"k1","other_frequencies":{}},
   {"segments":["personal"],"term_months":10,"rate_pct":5.3,"interest_paid":"at_maturity","product_label":"Term Deposit","deposit_min":5000,"deposit_max":null,"reference_deposits":[10000,50000,250000],"is_special":false,"conditions":"k1","other_frequencies":{}},
   {"segments":["personal"],"term_months":11,"rate_pct":5.3,"interest_paid":"at_maturity","product_label":"Term Deposit","deposit_min":5000,"deposit_max":null,"reference_deposits":[10000,50000,250000],"is_special":false,"conditions":"k1","other_frequencies":{}},
   {"segments":["personal"],"term_months":12,"rate_pct":5.35,"interest_paid":"at_maturity","product_label":"Term Deposit","deposit_min":5000,"deposit_max":null,"reference_deposits":[10000,50000,250000],"is_special":false,"conditions":"k1","other_frequencies":{"monthly":"5.25%"}},
   {"segments":["personal"],"term_months":18,"rate_pct":5.25,"interest_paid":"annually","product_label":"Term Deposit","deposit_min":5000,"deposit_max":null,"reference_deposits":[10000,50000,250000],"is_special":false,"conditions":"k1","other_frequencies":{"monthly":"5.15%"}},
   {"segments":["personal"],"term_months":24,"rate_pct":5.25,"interest_paid":"annually","product_label":"Term Deposit","deposit_min":5000,"deposit_max":null,"reference_deposits":[10000,50000,250000],"is_special":false,"conditions":"k1","other_frequencies":{"monthly":"5.15%"}}
  ],
  "condition_sets": {
   "k1": [
    "minimum $5,000: the bank's page says \"Minimum balance $5,000\" (the feed gives no minimum)"
   ]
  },
  "off_standard_terms_in_rows": [
   13
  ]
 },
 "grace_period": null,
 "grace_period_check": null,
 "application_notes": null,
 "guarantee": null,
 "source": "Each bank's own published product data (Consumer Data Right Product Reference Data APIs, public and unauthenticated), with the terms it leaves out, such as notice periods, early withdrawal and where interest is paid, read from the bank's own terms and pages",
 "licence_note": "Rates are published by each bank as public product reference data under the Consumer Data Right and are reproduced here as reference data with the source URL and the bank's own last-updated timestamp on every row. Terms that data leaves out, such as notice periods, early withdrawal and where interest is paid, are read from the bank's own terms and pages, quoted, and re-checked daily. Rates change without notice; check the bank's page before acting. This is not financial advice.",
 "products": [
  {
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   "product_name": "Term Deposit",
   "product_label": "Term Deposit",
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   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "segment_basis": {
    "personal": {
     "basis": "default",
     "note": "nothing in the bank's feed limits this product to businesses or SMSFs"
    }
   },
   "facts": {},
   "product_url": "https://move.bank/banking/term-deposits",
   "terms_url": null,
   "terms_url_source": null,
   "correction": {
    "note": "minimum $5,000: the bank's page says \"Minimum balance $5,000\" (the feed gives no minimum)",
    "url": "https://move.bank/banking/term-deposits",
    "checked": "2026-11-08",
    "citation": {
     "quote": "Minimum balance $5,000",
     "url": "https://move.bank/banking/term-deposits#:~:text=Minimum%20balance%20%245%2C000",
     "document_sha256": "df7a52396670ce286530d2e49fea67b8c48ab08ec618d6b01a4511c347430315",
     "confirmed": "2026-11-13"
    }
   },
   "application": {
    "opening_deposit": null,
    "min_age": null,
    "max_age": null,
    "abn_required": false,
    "membership_required": false,
    "platform_only": false,
    "requirements": [
     {
      "kind": "residency",
      "text": "Must be an Australian tax resident: Australian resident"
     }
    ],
    "barriers": []
   },
   "source_url": "https://od1.cdr.digital.move.bank/api/cds-au/v1/banking/products/0b61e81c-a7f6-4845-ae64-f9dd29169030",
   "source_snapshot": "/au/finance/term-deposits/v1/source/movebank/0b61e81c-a7f6-4845-ae64-f9dd29169030.json",
   "snapshot_at": "2026-11-13T01:50:53Z",
   "description": "Term Deposit",
   "listed_under": "TRANS_AND_SAVINGS_ACCOUNTS",
   "min_balance": 5000.0,
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   "conditions": [
    "minimum $5,000: the bank's page says \"Minimum balance $5,000\" (the feed gives no minimum)"
   ],
   "who_can_open": {
    "restricted": false,
    "groups": [],
    "open_note": null
   },
   "restrictions": [],
   "bank_last_updated": "2026-09-08T13:33:21.706914Z",
   "rate_count": 13,
   "addons": [],
   "no_rates_reason": null
  }
 ],
 "rows": [
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