{
 "brand": "Qudos Bank",
 "brand_label": "Qudos Bank",
 "brand_slug": "qudos-bank",
 "legal_entity_abn": "21087651607",
 "logo_uri": "https://cdn.prod.website-files.com/663aabca709a328fd2c0ea2e/663b1305def411e0460bafb4_logo-60.svg",
 "public_base_uri": "https://public.cdr.qudosbank.com.au",
 "bank_last_updated": "2026-09-21T22:00:26.783Z",
 "status": "ok",
 "source": "Consumer Data Right Product Reference Data APIs (public, unauthenticated)",
 "licence_note": "Rates are published by each bank under the Consumer Data Right as public Product Reference Data and are reproduced here as reference data with the source URL and the bank's own last-updated timestamp on every row. Rates change without notice; check the bank's page before acting. This is not financial advice.",
 "products": [
  {
   "product_id": "f435abef-eaed-4d9f-a535-5c2925645472",
   "product_name": "Term Deposits",
   "product_label": "Term Deposit",
   "segment": "personal",
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    "personal"
   ],
   "segments_inferred": [],
   "product_url": "https://www.qudosbank.com.au/products/savings-accounts/term-deposit",
   "source_url": "https://public.cdr.qudosbank.com.au/cds-au/v1/banking/products/f435abef-eaed-4d9f-a535-5c2925645472",
   "source_snapshot": "/au/finance/term-deposits/v1/source/qudos-bank/f435abef-eaed-4d9f-a535-5c2925645472.json",
   "snapshot_at": "2026-10-02T09:50:54Z",
   "description": "Choose from some of our most popular interest rates below, or call our team to discuss term deposit options up to 36 months. Once you have selected your term, your funds are invested for the time you have chosen.",
   "min_balance": 10000.0,
   "max_balance": null,
   "conditions": [],
   "bank_last_updated": "2026-09-21T22:00:26.783Z",
   "rate_count": 10,
   "addons": [],
   "no_rates_reason": null
  }
 ],
 "rows": [
  {
   "brand": "Qudos Bank",
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   "product_id": "f435abef-eaed-4d9f-a535-5c2925645472",
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   "product_url": "https://www.qudosbank.com.au/products/savings-accounts/term-deposit",
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   "segments_inferred": [],
   "term_raw": "P3M",
   "term_months": 3,
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   "term_max_months": 3,
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   "term_days_min": null,
   "term_days_max": null,
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   "deposit_max": null,
   "is_special": false,
   "conditional": false,
   "conditions": [],
   "additional_info": "Interest paid at Maturity. Interest rates expressed as annual percentage rates. The interest rates shown are for an amount of $500 to $3,000,000 for personal customers. For commercial customers the interest rates shown are for an amount of $500 to $1,000,000.",
   "stacked_bonus": null,
   "source_url": "https://public.cdr.qudosbank.com.au/cds-au/v1/banking/products/f435abef-eaed-4d9f-a535-5c2925645472",
   "source_snapshot": "/au/finance/term-deposits/v1/source/qudos-bank/f435abef-eaed-4d9f-a535-5c2925645472.json",
   "bank_last_updated": "2026-09-21T22:00:26.783Z"
  },
  {
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   "brand_label": "Qudos Bank",
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   "product_name": "Term Deposits",
   "product_label": "Term Deposit",
   "product_url": "https://www.qudosbank.com.au/products/savings-accounts/term-deposit",
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   "segments_inferred": [],
   "term_raw": "P6M",
   "term_months": 6,
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   "term_days": null,
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   "term_days_max": null,
   "rate": 0.053,
   "rate_pct": 5.3,
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   "deposit_min": 10000.0,
   "deposit_max": null,
   "is_special": false,
   "conditional": false,
   "conditions": [],
   "additional_info": "Interest Paid At Maturity. Interest rates expressed as annual percentage rates. The interest rates shown are for an amount of $500 to $3,000,000 for personal customers. For commercial customers the interest rates shown are for an amount of $500 to $1,000,000.",
   "stacked_bonus": null,
   "source_url": "https://public.cdr.qudosbank.com.au/cds-au/v1/banking/products/f435abef-eaed-4d9f-a535-5c2925645472",
   "source_snapshot": "/au/finance/term-deposits/v1/source/qudos-bank/f435abef-eaed-4d9f-a535-5c2925645472.json",
   "bank_last_updated": "2026-09-21T22:00:26.783Z"
  },
  {
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   "brand_label": "Qudos Bank",
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   "product_label": "Term Deposit",
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   "term_months": 6,
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   "term_days": null,
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   "rate": 0.052,
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   "deposit_max": null,
   "is_special": false,
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   "conditions": [],
   "additional_info": "6 Months Interest Paid Monthly. Interest rates expressed as annual percentage rates. The interest rates shown are for an amount of $500 to $3,000,000 for personal customers. For commercial customers the interest rates shown are for an amount of $500 to $1,000,000.",
   "stacked_bonus": null,
   "source_url": "https://public.cdr.qudosbank.com.au/cds-au/v1/banking/products/f435abef-eaed-4d9f-a535-5c2925645472",
   "source_snapshot": "/au/finance/term-deposits/v1/source/qudos-bank/f435abef-eaed-4d9f-a535-5c2925645472.json",
   "bank_last_updated": "2026-09-21T22:00:26.783Z"
  },
  {
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   "brand_label": "Qudos Bank",
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   "product_name": "Term Deposits",
   "product_label": "Term Deposit",
   "product_url": "https://www.qudosbank.com.au/products/savings-accounts/term-deposit",
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   "segments_inferred": [],
   "term_raw": "P9M",
   "term_months": 9,
   "term_min_months": 9,
   "term_max_months": 9,
   "term_days": null,
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   "rate": 0.053,
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   "rate_type": "FIXED",
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   "deposit_min": 10000.0,
   "deposit_max": null,
   "is_special": false,
   "conditional": false,
   "conditions": [],
   "additional_info": "9 Months Interest Paid At Maturity. Interest rates expressed as annual percentage rates. The interest rates shown are for an amount of $500 to $3,000,000 for personal customers. For commercial customers the interest rates shown are for an amount of $500 to $1,000,000.",
   "stacked_bonus": null,
   "source_url": "https://public.cdr.qudosbank.com.au/cds-au/v1/banking/products/f435abef-eaed-4d9f-a535-5c2925645472",
   "source_snapshot": "/au/finance/term-deposits/v1/source/qudos-bank/f435abef-eaed-4d9f-a535-5c2925645472.json",
   "bank_last_updated": "2026-09-21T22:00:26.783Z"
  },
  {
   "brand": "Qudos Bank",
   "brand_label": "Qudos Bank",
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   "legal_entity_abn": "21087651607",
   "product_id": "f435abef-eaed-4d9f-a535-5c2925645472",
   "product_name": "Term Deposits",
   "product_label": "Term Deposit",
   "product_url": "https://www.qudosbank.com.au/products/savings-accounts/term-deposit",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P1Y",
   "term_months": 12,
   "term_min_months": 12,
   "term_max_months": 12,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.055,
   "rate_pct": 5.5,
   "rate_type": "FIXED",
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   "tier_min": 500.0,
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   "min_balance": 10000.0,
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   "deposit_min": 10000.0,
   "deposit_max": null,
   "is_special": false,
   "conditional": false,
   "conditions": [],
   "additional_info": "12 Months Interest Paid At Maturity. Interest rates expressed as annual percentage rates. The interest rates shown are for an amount of $500 to $3,000,000 for personal customers. For commercial customers the interest rates shown are for an amount of $500 to $1,000,000.",
   "stacked_bonus": null,
   "source_url": "https://public.cdr.qudosbank.com.au/cds-au/v1/banking/products/f435abef-eaed-4d9f-a535-5c2925645472",
   "source_snapshot": "/au/finance/term-deposits/v1/source/qudos-bank/f435abef-eaed-4d9f-a535-5c2925645472.json",
   "bank_last_updated": "2026-09-21T22:00:26.783Z"
  },
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   "brand": "Qudos Bank",
   "brand_label": "Qudos Bank",
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   "product_name": "Term Deposits",
   "product_label": "Term Deposit",
   "product_url": "https://www.qudosbank.com.au/products/savings-accounts/term-deposit",
   "segment": "personal",
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    "personal"
   ],
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   "term_raw": "P1Y",
   "term_months": 12,
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   "term_days": null,
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   "rate": 0.054,
   "rate_pct": 5.4,
   "rate_type": "FIXED",
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   "min_balance": 10000.0,
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   "deposit_max": null,
   "is_special": false,
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   "conditions": [],
   "additional_info": "12 Months Interest Paid Monthly. Interest rates expressed as annual percentage rates. The interest rates shown are for an amount of $500 to $3,000,000 for personal customers. For commercial customers the interest rates shown are for an amount of $500 to $1,000,000.",
   "stacked_bonus": null,
   "source_url": "https://public.cdr.qudosbank.com.au/cds-au/v1/banking/products/f435abef-eaed-4d9f-a535-5c2925645472",
   "source_snapshot": "/au/finance/term-deposits/v1/source/qudos-bank/f435abef-eaed-4d9f-a535-5c2925645472.json",
   "bank_last_updated": "2026-09-21T22:00:26.783Z"
  },
  {
   "brand": "Qudos Bank",
   "brand_label": "Qudos Bank",
   "brand_slug": "qudos-bank",
   "legal_entity_abn": "21087651607",
   "product_id": "f435abef-eaed-4d9f-a535-5c2925645472",
   "product_name": "Term Deposits",
   "product_label": "Term Deposit",
   "product_url": "https://www.qudosbank.com.au/products/savings-accounts/term-deposit",
   "segment": "personal",
   "segments": [
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   ],
   "segments_inferred": [],
   "term_raw": "P2Y",
   "term_months": 24,
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   "term_max_months": 24,
   "term_days": null,
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   "rate": 0.054,
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   "rate_type": "FIXED",
   "interest_paid": "annually",
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   "min_balance": 10000.0,
   "max_balance": null,
   "deposit_min": 10000.0,
   "deposit_max": null,
   "is_special": false,
   "conditional": false,
   "conditions": [],
   "additional_info": "24 Months Interest Paid Annually. Interest rates expressed as annual percentage rates. The interest rates shown are for an amount of $500 to $3,000,000 for personal customers. For commercial customers the interest rates shown are for an amount of $500 to $1,000,000.",
   "stacked_bonus": null,
   "source_url": "https://public.cdr.qudosbank.com.au/cds-au/v1/banking/products/f435abef-eaed-4d9f-a535-5c2925645472",
   "source_snapshot": "/au/finance/term-deposits/v1/source/qudos-bank/f435abef-eaed-4d9f-a535-5c2925645472.json",
   "bank_last_updated": "2026-09-21T22:00:26.783Z"
  },
  {
   "brand": "Qudos Bank",
   "brand_label": "Qudos Bank",
   "brand_slug": "qudos-bank",
   "legal_entity_abn": "21087651607",
   "product_id": "f435abef-eaed-4d9f-a535-5c2925645472",
   "product_name": "Term Deposits",
   "product_label": "Term Deposit",
   "product_url": "https://www.qudosbank.com.au/products/savings-accounts/term-deposit",
   "segment": "personal",
   "segments": [
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   "segments_inferred": [],
   "term_raw": "P2Y",
   "term_months": 24,
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   "term_max_months": 24,
   "term_days": null,
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   "rate": 0.053,
   "rate_pct": 5.3,
   "rate_type": "FIXED",
   "interest_paid": "monthly",
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   "min_balance": 10000.0,
   "max_balance": null,
   "deposit_min": 10000.0,
   "deposit_max": null,
   "is_special": false,
   "conditional": false,
   "conditions": [],
   "additional_info": "24 Months Interest Paid Monthly. Interest rates expressed as annual percentage rates. The interest rates shown are for an amount of $500 to $3,000,000 for personal customers. For commercial customers the interest rates shown are for an amount of $500 to $1,000,000.",
   "stacked_bonus": null,
   "source_url": "https://public.cdr.qudosbank.com.au/cds-au/v1/banking/products/f435abef-eaed-4d9f-a535-5c2925645472",
   "source_snapshot": "/au/finance/term-deposits/v1/source/qudos-bank/f435abef-eaed-4d9f-a535-5c2925645472.json",
   "bank_last_updated": "2026-09-21T22:00:26.783Z"
  },
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   "product_id": "f435abef-eaed-4d9f-a535-5c2925645472",
   "product_name": "Term Deposits",
   "product_label": "Term Deposit",
   "product_url": "https://www.qudosbank.com.au/products/savings-accounts/term-deposit",
   "segment": "personal",
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   ],
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   "term_raw": "P3Y",
   "term_months": 36,
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   "term_max_months": 36,
   "term_days": null,
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   "rate": 0.054,
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   "rate_type": "FIXED",
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   "deposit_min": 10000.0,
   "deposit_max": null,
   "is_special": false,
   "conditional": false,
   "conditions": [],
   "additional_info": "36 Months Interest Paid Annually. Interest rates expressed as annual percentage rates. The interest rates shown are for an amount of $500 to $3,000,000 for personal customers. For commercial customers the interest rates shown are for an amount of $500 to $1,000,000.",
   "stacked_bonus": null,
   "source_url": "https://public.cdr.qudosbank.com.au/cds-au/v1/banking/products/f435abef-eaed-4d9f-a535-5c2925645472",
   "source_snapshot": "/au/finance/term-deposits/v1/source/qudos-bank/f435abef-eaed-4d9f-a535-5c2925645472.json",
   "bank_last_updated": "2026-09-21T22:00:26.783Z"
  },
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   "legal_entity_abn": "21087651607",
   "product_id": "f435abef-eaed-4d9f-a535-5c2925645472",
   "product_name": "Term Deposits",
   "product_label": "Term Deposit",
   "product_url": "https://www.qudosbank.com.au/products/savings-accounts/term-deposit",
   "segment": "personal",
   "segments": [
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   "segments_inferred": [],
   "term_raw": "P3Y",
   "term_months": 36,
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   "term_max_months": 36,
   "term_days": null,
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   "term_days_max": null,
   "rate": 0.053,
   "rate_pct": 5.3,
   "rate_type": "FIXED",
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   "min_balance": 10000.0,
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   "deposit_min": 10000.0,
   "deposit_max": null,
   "is_special": false,
   "conditional": false,
   "conditions": [],
   "additional_info": "36 Months Interest Paid Monthly. Interest rates expressed as annual percentage rates. The interest rates shown are for an amount of $500 to $3,000,000 for personal customers. For commercial customers the interest rates shown are for an amount of $500 to $1,000,000.",
   "stacked_bonus": null,
   "source_url": "https://public.cdr.qudosbank.com.au/cds-au/v1/banking/products/f435abef-eaed-4d9f-a535-5c2925645472",
   "source_snapshot": "/au/finance/term-deposits/v1/source/qudos-bank/f435abef-eaed-4d9f-a535-5c2925645472.json",
   "bank_last_updated": "2026-09-21T22:00:26.783Z"
  }
 ]
}