{
 "brand": "Queensland Country Bank",
 "brand_label": "Queensland Country Bank",
 "brand_slug": "queensland-country-bank",
 "legal_entity_abn": "77087651027",
 "logo_uri": "https://www.queenslandcountry.bank/siteassets/images/logo-bank/qcb-logo.png",
 "public_base_uri": "https://public.cdr-api.queenslandcountry.bank",
 "bank_last_updated": "2026-10-02T14:00:24.0731915Z",
 "status": "ok",
 "source": "Consumer Data Right Product Reference Data APIs (public, unauthenticated)",
 "licence_note": "Rates are published by each bank under the Consumer Data Right as public Product Reference Data and are reproduced here as reference data with the source URL and the bank's own last-updated timestamp on every row. Rates change without notice; check the bank's page before acting. This is not financial advice.",
 "products": [
  {
   "product_id": "40",
   "product_name": "FTD - Interest at Maturity",
   "product_label": "FTD - Interest at Maturity",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "product_url": "https://www.queenslandcountry.bank/banking/savings-accounts/term-deposits/",
   "source_url": "https://public.cdr-api.queenslandcountry.bank/cds-au/v1/banking/products/40",
   "source_snapshot": "/au/finance/term-deposits/v1/source/queensland-country-bank/40.json",
   "snapshot_at": "2026-10-02T14:20:56Z",
   "description": "Fixed Term Deposits are available for terms from 3mths to 36mths. Fixed Term Deposits allow you to lock funds away for the agreed time, at the agreed rate with options for interest to be paid monthly, annually or at the end term.",
   "min_balance": 1000.0,
   "max_balance": null,
   "conditions": [],
   "bank_last_updated": "2026-10-02T14:00:24.0731915Z",
   "rate_count": 5,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "41",
   "product_name": "FTD - Interest Monthly",
   "product_label": "FTD - Interest Monthly",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "product_url": "https://www.queenslandcountry.bank/Banking/fixed-term-deposits/term-deposits-monthly/",
   "source_url": "https://public.cdr-api.queenslandcountry.bank/cds-au/v1/banking/products/41",
   "source_snapshot": "/au/finance/term-deposits/v1/source/queensland-country-bank/41.json",
   "snapshot_at": "2026-10-02T14:20:56Z",
   "description": "Fixed Term Deposits are available for terms from 3mths to 36mths. Fixed Term Deposits allow you to lock funds away for the agreed time, at the agreed rate with options for interest to be paid monthly, annually or at the end term.",
   "min_balance": 1000.0,
   "max_balance": null,
   "conditions": [],
   "bank_last_updated": "2026-10-02T14:00:24.0731915Z",
   "rate_count": 5,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "42",
   "product_name": "FTD Retirees Interest Monthly",
   "product_label": "FTD Retirees Interest Monthly",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "product_url": "https://www.queenslandcountry.bank/Banking/fixed-term-deposits/term-deposits-monthly/",
   "source_url": "https://public.cdr-api.queenslandcountry.bank/cds-au/v1/banking/products/42",
   "source_snapshot": "/au/finance/term-deposits/v1/source/queensland-country-bank/42.json",
   "snapshot_at": "2026-10-02T14:20:56Z",
   "description": "Fixed Term Deposits are available for terms from 3mths to 36mths. Fixed Term Deposits allow you to lock funds away for the agreed time, at the agreed rate with options for interest to be paid monthly, annually or at the end term.",
   "min_balance": 1000.0,
   "max_balance": null,
   "conditions": [
    "age 65 and over"
   ],
   "bank_last_updated": "2026-10-02T14:00:24.0731915Z",
   "rate_count": 5,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "43",
   "product_name": "FTD - Interest Annually",
   "product_label": "FTD - Interest Annually",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "product_url": "https://www.queenslandcountry.bank/Banking/fixed-term-deposits/term-deposits-annual/",
   "source_url": "https://public.cdr-api.queenslandcountry.bank/cds-au/v1/banking/products/43",
   "source_snapshot": "/au/finance/term-deposits/v1/source/queensland-country-bank/43.json",
   "snapshot_at": "2026-10-02T14:20:56Z",
   "description": "Fixed Term Deposits are available for terms from 3mths to 36mths. Fixed Term Deposits allow you to lock funds away for the agreed time, at the agreed rate with options for interest to be paid monthly, annually or at the end term.",
   "min_balance": 1000.0,
   "max_balance": null,
   "conditions": [],
   "bank_last_updated": "2026-10-02T14:00:24.0731915Z",
   "rate_count": 2,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "66",
   "product_name": "FMD 3 Mth Int at Maturity",
   "product_label": "FMD 3 Mth Int at Maturity",
   "segment": "other",
   "segments": [
    "other"
   ],
   "segments_inferred": [],
   "product_url": "https://www.queenslandcountry.bank/business-banking/agribusiness/farm-management-deposit-account/",
   "source_url": "https://public.cdr-api.queenslandcountry.bank/cds-au/v1/banking/products/66",
   "source_snapshot": "/au/finance/term-deposits/v1/source/queensland-country-bank/66.json",
   "snapshot_at": "2026-10-02T14:20:56Z",
   "description": "Farm Management Deposit Accounts (FMDA's) are available for terms from 3-24 months. This product allows members to lock funds away for the agreed period, at the agreed rate with options for earned interest to be paid monthly, annually or at maturity.",
   "min_balance": 1000.0,
   "max_balance": null,
   "conditions": [],
   "bank_last_updated": "2026-10-02T14:00:24.0731915Z",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "67",
   "product_name": "FMD 6 Mth Int at Maturity",
   "product_label": "FMD 6 Mth Int at Maturity",
   "segment": "other",
   "segments": [
    "other"
   ],
   "segments_inferred": [],
   "product_url": "https://www.queenslandcountry.bank/business-banking/agribusiness/farm-management-deposit-account/",
   "source_url": "https://public.cdr-api.queenslandcountry.bank/cds-au/v1/banking/products/67",
   "source_snapshot": "/au/finance/term-deposits/v1/source/queensland-country-bank/67.json",
   "snapshot_at": "2026-10-02T14:20:56Z",
   "description": "Farm Management Deposit Accounts (FMDA's) are available for terms from 3-24 months. This product allows members to lock funds away for the agreed period, at the agreed rate with options for earned interest to be paid monthly, annually or at maturity.",
   "min_balance": 1000.0,
   "max_balance": null,
   "conditions": [],
   "bank_last_updated": "2026-10-02T14:00:24.0731915Z",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "68",
   "product_name": "FMD 12 Mth Int at Maturity",
   "product_label": "FMD 12 Mth Int at Maturity",
   "segment": "other",
   "segments": [
    "other"
   ],
   "segments_inferred": [],
   "product_url": "https://www.queenslandcountry.bank/business-banking/agribusiness/farm-management-deposit-account/",
   "source_url": "https://public.cdr-api.queenslandcountry.bank/cds-au/v1/banking/products/68",
   "source_snapshot": "/au/finance/term-deposits/v1/source/queensland-country-bank/68.json",
   "snapshot_at": "2026-10-02T14:20:56Z",
   "description": "Farm Management Deposit Accounts (FMDA's) are available for terms from 3-24 months. This product allows members to lock funds away for the agreed period, at the agreed rate with options for earned interest to be paid monthly, annually or at maturity.",
   "min_balance": 1000.0,
   "max_balance": null,
   "conditions": [],
   "bank_last_updated": "2026-10-02T14:00:24.0731915Z",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "69",
   "product_name": "FMD 24 Mth Int at Maturity",
   "product_label": "FMD 24 Mth Int at Maturity",
   "segment": "other",
   "segments": [
    "other"
   ],
   "segments_inferred": [],
   "product_url": "https://www.queenslandcountry.bank/business-banking/agribusiness/farm-management-deposit-account/",
   "source_url": "https://public.cdr-api.queenslandcountry.bank/cds-au/v1/banking/products/69",
   "source_snapshot": "/au/finance/term-deposits/v1/source/queensland-country-bank/69.json",
   "snapshot_at": "2026-10-02T14:20:56Z",
   "description": "Farm Management Deposit Accounts (FMDA's) are available for terms from 3-24 months. This product allows members to lock funds away for the agreed period, at the agreed rate with options for earned interest to be paid monthly, annually or at maturity.",
   "min_balance": 1000.0,
   "max_balance": null,
   "conditions": [],
   "bank_last_updated": "2026-10-02T14:00:24.0731915Z",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "70",
   "product_name": "FMD 3 Mth Int Monthly",
   "product_label": "FMD 3 Mth Int Monthly",
   "segment": "other",
   "segments": [
    "other"
   ],
   "segments_inferred": [],
   "product_url": "https://www.queenslandcountry.bank/business-banking/agribusiness/farm-management-deposit-account/",
   "source_url": "https://public.cdr-api.queenslandcountry.bank/cds-au/v1/banking/products/70",
   "source_snapshot": "/au/finance/term-deposits/v1/source/queensland-country-bank/70.json",
   "snapshot_at": "2026-10-02T14:20:56Z",
   "description": "Farm Management Deposit Accounts (FMDA's) are available for terms from 3-24 months. This product allows members to lock funds away for the agreed period, at the agreed rate with options for earned interest to be paid monthly, annually or at maturity.",
   "min_balance": 1000.0,
   "max_balance": null,
   "conditions": [],
   "bank_last_updated": "2026-10-02T14:00:24.0731915Z",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "71",
   "product_name": "FMD 6 Mth Int Monthly",
   "product_label": "FMD 6 Mth Int Monthly",
   "segment": "other",
   "segments": [
    "other"
   ],
   "segments_inferred": [],
   "product_url": "https://www.queenslandcountry.bank/business-banking/agribusiness/farm-management-deposit-account/",
   "source_url": "https://public.cdr-api.queenslandcountry.bank/cds-au/v1/banking/products/71",
   "source_snapshot": "/au/finance/term-deposits/v1/source/queensland-country-bank/71.json",
   "snapshot_at": "2026-10-02T14:20:56Z",
   "description": "Farm Management Deposit Accounts (FMDA's) are available for terms from 3-24 months. This product allows members to lock funds away for the agreed period, at the agreed rate with options for earned interest to be paid monthly, annually or at maturity.",
   "min_balance": 1000.0,
   "max_balance": null,
   "conditions": [],
   "bank_last_updated": "2026-10-02T14:00:24.0731915Z",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "72",
   "product_name": "FMD 12 Mth Int Monthly",
   "product_label": "FMD 12 Mth Int Monthly",
   "segment": "other",
   "segments": [
    "other"
   ],
   "segments_inferred": [],
   "product_url": "https://www.queenslandcountry.bank/business-banking/agribusiness/farm-management-deposit-account/",
   "source_url": "https://public.cdr-api.queenslandcountry.bank/cds-au/v1/banking/products/72",
   "source_snapshot": "/au/finance/term-deposits/v1/source/queensland-country-bank/72.json",
   "snapshot_at": "2026-10-02T14:20:56Z",
   "description": "Farm Management Deposit Accounts (FMDA's) are available for terms from 3-24 months. This product allows members to lock funds away for the agreed period, at the agreed rate with options for earned interest to be paid monthly, annually or at maturity.",
   "min_balance": 1000.0,
   "max_balance": null,
   "conditions": [],
   "bank_last_updated": "2026-10-02T14:00:24.0731915Z",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "73",
   "product_name": "FMD 24 Mth Int Monthly",
   "product_label": "FMD 24 Mth Int Monthly",
   "segment": "other",
   "segments": [
    "other"
   ],
   "segments_inferred": [],
   "product_url": "https://www.queenslandcountry.bank/business-banking/agribusiness/farm-management-deposit-account/",
   "source_url": "https://public.cdr-api.queenslandcountry.bank/cds-au/v1/banking/products/73",
   "source_snapshot": "/au/finance/term-deposits/v1/source/queensland-country-bank/73.json",
   "snapshot_at": "2026-10-02T14:20:56Z",
   "description": "Farm Management Deposit Accounts (FMDA's) are available for terms from 3-24 months. This product allows members to lock funds away for the agreed period, at the agreed rate with options for earned interest to be paid monthly, annually or at maturity.",
   "min_balance": 1000.0,
   "max_balance": null,
   "conditions": [],
   "bank_last_updated": "2026-10-02T14:00:24.0731915Z",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "74",
   "product_name": "FMD 24 Mth Int Annually",
   "product_label": "FMD 24 Mth Int Annually",
   "segment": "other",
   "segments": [
    "other"
   ],
   "segments_inferred": [],
   "product_url": "https://www.queenslandcountry.bank/business-banking/agribusiness/farm-management-deposit-account/",
   "source_url": "https://public.cdr-api.queenslandcountry.bank/cds-au/v1/banking/products/74",
   "source_snapshot": "/au/finance/term-deposits/v1/source/queensland-country-bank/74.json",
   "snapshot_at": "2026-10-02T14:20:56Z",
   "description": "Farm Management Deposit Accounts (FMDA's) are available for terms from 3-24 months. This product allows members to lock funds away for the agreed period, at the agreed rate with options for earned interest to be paid monthly, annually or at maturity.",
   "min_balance": 1000.0,
   "max_balance": null,
   "conditions": [],
   "bank_last_updated": "2026-10-02T14:00:24.0731915Z",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "75",
   "product_name": "Special 5 month",
   "product_label": "Special 5 Month",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "product_url": "https://www.queenslandcountry.bank/banking/savings-accounts/term-deposits/",
   "source_url": "https://public.cdr-api.queenslandcountry.bank/cds-au/v1/banking/products/75",
   "source_snapshot": "/au/finance/term-deposits/v1/source/queensland-country-bank/75.json",
   "snapshot_at": "2026-10-02T14:20:56Z",
   "description": "Special 5 Month Fixed Term Deposits are available for term of 5 months. Fixed Term Deposits allow you to lock funds away for the agreed time, at the agreed rate with options for interest to be paid monthly, annually or at the end term.",
   "min_balance": 5000.0,
   "max_balance": null,
   "conditions": [],
   "bank_last_updated": "2026-10-02T14:00:24.0731915Z",
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   "addons": [],
   "no_rates_reason": null
  },
  {
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    "personal"
   ],
   "segments_inferred": [],
   "product_url": "https://www.queenslandcountry.bank/banking/savings-accounts/term-deposits/",
   "source_url": "https://public.cdr-api.queenslandcountry.bank/cds-au/v1/banking/products/82",
   "source_snapshot": "/au/finance/term-deposits/v1/source/queensland-country-bank/82.json",
   "snapshot_at": "2026-10-02T14:20:56Z",
   "description": "Special 10 Month Fixed Term Deposits are available for term of 10 months. Fixed Term Deposits allow you to lock funds away for the agreed time, at the agreed rate with options for interest to be paid monthly, annually or at the end term.",
   "min_balance": 5000.0,
   "max_balance": null,
   "conditions": [],
   "bank_last_updated": "2026-10-02T14:00:24.0731915Z",
   "rate_count": 1,
   "addons": [],
   "no_rates_reason": null
  }
 ],
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   "brand_slug": "queensland-country-bank",
   "legal_entity_abn": "77087651027",
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   "segments": [
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   ],
   "segments_inferred": [],
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   "term_min_months": 3,
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   "term_days_min": null,
   "term_days_max": null,
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   "deposit_max": null,
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   "conditional": false,
   "conditions": [],
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   "stacked_bonus": null,
   "source_url": "https://public.cdr-api.queenslandcountry.bank/cds-au/v1/banking/products/40",
   "source_snapshot": "/au/finance/term-deposits/v1/source/queensland-country-bank/40.json",
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  },
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   "product_name": "FTD - Interest Monthly",
   "product_label": "FTD - Interest Monthly",
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   ],
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   "term_min_months": 3,
   "term_max_months": 5,
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   "term_days_max": null,
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   "rate_type": "FIXED",
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   "tier_max": null,
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   "max_balance": null,
   "deposit_min": 1000.0,
   "deposit_max": null,
   "is_special": false,
   "conditional": false,
   "conditions": [],
   "additional_info": "A 3 - 5 month term is available. The interest is paid monthly.",
   "stacked_bonus": null,
   "source_url": "https://public.cdr-api.queenslandcountry.bank/cds-au/v1/banking/products/41",
   "source_snapshot": "/au/finance/term-deposits/v1/source/queensland-country-bank/41.json",
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   "product_name": "FTD Retirees Interest Monthly",
   "product_label": "FTD Retirees Interest Monthly",
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   "segments": [
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   "segments_inferred": [],
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   "term_months": 3,
   "term_min_months": 3,
   "term_max_months": 5,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
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   "deposit_min": 1000.0,
   "deposit_max": null,
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   "conditional": true,
   "conditions": [
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   ],
   "additional_info": "A 3 - 5 month term is available. The interest is paid monthly.",
   "stacked_bonus": null,
   "source_url": "https://public.cdr-api.queenslandcountry.bank/cds-au/v1/banking/products/42",
   "source_snapshot": "/au/finance/term-deposits/v1/source/queensland-country-bank/42.json",
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  },
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   "brand_slug": "queensland-country-bank",
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   "product_id": "66",
   "product_name": "FMD 3 Mth Int at Maturity",
   "product_label": "FMD 3 Mth Int at Maturity",
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   "conditional": false,
   "conditions": [],
   "additional_info": null,
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