{
 "snapshot_at": "2026-10-02T09:49:25Z",
 "brand": "ANZ",
 "brand_slug": "anz",
 "product_id": "2d41a5d3-0c8d-d5e9-cadc-195410627e08",
 "cdr_url": "https://api.anz/cds-au/v1/banking/products/2d41a5d3-0c8d-d5e9-cadc-195410627e08",
 "x_v": 7,
 "how_to_fetch": "curl -H 'x-v: 7' 'https://api.anz/cds-au/v1/banking/products/2d41a5d3-0c8d-d5e9-cadc-195410627e08'",
 "note": "Verbatim copy of the bank's Consumer Data Right product detail response as fetched by Deep Almanac. The live endpoint requires the x-v header shown. snapshot_at is when this version of the record was first fetched; the file is rewritten only when the bank's data changes.",
 "data": {
  "additionalInformation": {
   "eligibilityUri": "https://www.anz.com.au/personal/bank-accounts/term-deposits/advance-notice/?CID=af:obank:tv",
   "feesAndPricingUri": "https://www.anz.com.au/personal/bank-accounts/term-deposits/advance-notice/?CID=af:obank:tv",
   "overviewUri": "https://www.anz.com.au/personal/bank-accounts/term-deposits/advance-notice/",
   "termsUri": "http://www.anz.com/auxiliary/rates-fees-terms/fees-terms-conditions/?&CID=af:obank:tv#FTPDS"
  },
  "applicationUri": "https://www.anz.com.au/personal/bank-accounts/term-deposits/advance-notice/?CID=af:obank:tv",
  "brand": "ANZ",
  "cardArt": [],
  "description": "Enjoy the certainty of fixed returns over the investment term of your choice",
  "isTailored": false,
  "lastUpdated": "2026-09-23T14:01:00.000Z",
  "name": "ANZ Advance Notice Term Deposit",
  "productCategory": "TERM_DEPOSITS",
  "productId": "2d41a5d3-0c8d-d5e9-cadc-195410627e08",
  "bundles": [],
  "constraints": [
   {
    "additionalValue": "5000.00",
    "constraintType": "MIN_BALANCE"
   }
  ],
  "depositRates": [
   {
    "additionalInfo": "7 Days - < 1 Month, Maturity Interest",
    "additionalValue": "P7D",
    "applicabilityConditions": [],
    "applicationType": "MATURITY",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.015",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "30",
      "minimumValue": "7",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "DAY"
     }
    ]
   },
   {
    "additionalInfo": "1-2 Months, Maturity Interest",
    "additionalValue": "P1M",
    "applicabilityConditions": [],
    "applicationType": "MATURITY",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.015",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "2",
      "minimumValue": "1",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "2-3 Months, Maturity Interest",
    "additionalValue": "P2M",
    "applicabilityConditions": [],
    "applicationType": "MATURITY",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0175",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "3",
      "minimumValue": "2",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "3-4 Months, Maturity Interest",
    "additionalValue": "P3M",
    "applicabilityConditions": [],
    "applicationType": "MATURITY",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0335",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "4",
      "minimumValue": "3",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "4-5 Months, Maturity Interest",
    "additionalValue": "P4M",
    "applicabilityConditions": [],
    "applicationType": "MATURITY",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.034",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "5",
      "minimumValue": "4",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "5-6 Months, Maturity Interest",
    "additionalValue": "P5M",
    "applicabilityConditions": [],
    "applicationType": "MATURITY",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0345",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "6",
      "minimumValue": "5",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "6-7 Months, Maturity Interest",
    "additionalValue": "P6M",
    "applicabilityConditions": [],
    "applicationType": "MATURITY",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.035",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "7",
      "minimumValue": "6",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "7-8 Months, Maturity Interest",
    "additionalValue": "P7M",
    "applicabilityConditions": [],
    "applicationType": "MATURITY",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.05",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "8",
      "minimumValue": "7",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "8-9 Months, Maturity Interest",
    "additionalValue": "P8M",
    "applicabilityConditions": [],
    "applicationType": "MATURITY",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.036",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "9",
      "minimumValue": "8",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "9-10 Months, Maturity Interest",
    "additionalValue": "P9M",
    "applicabilityConditions": [],
    "applicationType": "MATURITY",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0375",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "10",
      "minimumValue": "9",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "10-11 Months, Maturity Interest",
    "additionalValue": "P10M",
    "applicabilityConditions": [],
    "applicationType": "MATURITY",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.038",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "11",
      "minimumValue": "10",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "11-12 Months, Maturity Interest",
    "additionalValue": "P11M",
    "applicabilityConditions": [],
    "applicationType": "MATURITY",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0385",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "12",
      "minimumValue": "11",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "2-3 Months, Monthly Interest",
    "additionalValue": "P2M",
    "applicabilityConditions": [],
    "applicationFrequency": "P1M",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0175",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "3",
      "minimumValue": "2",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "3-4 Months, Monthly Interest",
    "additionalValue": "P3M",
    "applicabilityConditions": [],
    "applicationFrequency": "P1M",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0334",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "4",
      "minimumValue": "3",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "4-5 Months, Monthly Interest",
    "additionalValue": "P4M",
    "applicabilityConditions": [],
    "applicationFrequency": "P1M",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0339",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "5",
      "minimumValue": "4",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "5-6 Months, Monthly Interest",
    "additionalValue": "P5M",
    "applicabilityConditions": [],
    "applicationFrequency": "P1M",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0343",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "6",
      "minimumValue": "5",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "6-7 Months, Monthly Interest",
    "additionalValue": "P6M",
    "applicabilityConditions": [],
    "applicationFrequency": "P1M",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0347",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "7",
      "minimumValue": "6",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "7-8 Months, Monthly Interest",
    "additionalValue": "P7M",
    "applicabilityConditions": [],
    "applicationFrequency": "P1M",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0494",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "8",
      "minimumValue": "7",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "8-9 Months, Monthly Interest",
    "additionalValue": "P8M",
    "applicabilityConditions": [],
    "applicationFrequency": "P1M",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0356",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "9",
      "minimumValue": "8",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "9-10 Months, Monthly Interest",
    "additionalValue": "P9M",
    "applicabilityConditions": [],
    "applicationFrequency": "P1M",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.037",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "10",
      "minimumValue": "9",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "10-11 Months, Monthly Interest",
    "additionalValue": "P10M",
    "applicabilityConditions": [],
    "applicationFrequency": "P1M",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0375",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "11",
      "minimumValue": "10",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "11-12 Months, Monthly Interest",
    "additionalValue": "P11M",
    "applicabilityConditions": [],
    "applicationFrequency": "P1M",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0379",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "12",
      "minimumValue": "11",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "12-24 Months, Monthly Interest",
    "additionalValue": "P12M",
    "applicabilityConditions": [],
    "applicationFrequency": "P1M",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0518",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "24",
      "minimumValue": "12",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "24-36 Months, Monthly Interest",
    "additionalValue": "P24M",
    "applicabilityConditions": [],
    "applicationFrequency": "P1M",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0489",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "36",
      "minimumValue": "24",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "36-48 Months, Monthly Interest",
    "additionalValue": "P36M",
    "applicabilityConditions": [],
    "applicationFrequency": "P1M",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0451",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "48",
      "minimumValue": "36",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "48-60 Months, Monthly Interest",
    "additionalValue": "P48M",
    "applicabilityConditions": [],
    "applicationFrequency": "P1M",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0393",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "60",
      "minimumValue": "48",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "4-5 Months, Quarterly Interest",
    "additionalValue": "P4M",
    "applicabilityConditions": [],
    "applicationFrequency": "P3M",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.034",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "5",
      "minimumValue": "4",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "5-6 Months, Quarterly Interest",
    "additionalValue": "P5M",
    "applicabilityConditions": [],
    "applicationFrequency": "P3M",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0344",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "6",
      "minimumValue": "5",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "6-7 Months, Quarterly Interest",
    "additionalValue": "P6M",
    "applicabilityConditions": [],
    "applicationFrequency": "P3M",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0348",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "7",
      "minimumValue": "6",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "7-8 Months, Quarterly Interest",
    "additionalValue": "P7M",
    "applicabilityConditions": [],
    "applicationFrequency": "P3M",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0496",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "8",
      "minimumValue": "7",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "8-9 Months, Quarterly Interest",
    "additionalValue": "P8M",
    "applicabilityConditions": [],
    "applicationFrequency": "P3M",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0357",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "9",
      "minimumValue": "8",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "9-10 Months, Quarterly Interest",
    "additionalValue": "P9M",
    "applicabilityConditions": [],
    "applicationFrequency": "P3M",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0372",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "10",
      "minimumValue": "9",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "10-11 Months, Quarterly Interest",
    "additionalValue": "P10M",
    "applicabilityConditions": [],
    "applicationFrequency": "P3M",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0376",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "11",
      "minimumValue": "10",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "11-12 Months, Quarterly Interest",
    "additionalValue": "P11M",
    "applicabilityConditions": [],
    "applicationFrequency": "P3M",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.038",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "12",
      "minimumValue": "11",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "12-24 Months, Quarterly Interest",
    "additionalValue": "P12M",
    "applicabilityConditions": [],
    "applicationFrequency": "P3M",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.052",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "24",
      "minimumValue": "12",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "24-36 Months, Quarterly Interest",
    "additionalValue": "P24M",
    "applicabilityConditions": [],
    "applicationFrequency": "P3M",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0491",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "36",
      "minimumValue": "24",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "36-48 Months, Quarterly Interest",
    "additionalValue": "P36M",
    "applicabilityConditions": [],
    "applicationFrequency": "P3M",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0452",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "48",
      "minimumValue": "36",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "48-60 Months, Quarterly Interest",
    "additionalValue": "P48M",
    "applicabilityConditions": [],
    "applicationFrequency": "P3M",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0394",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "60",
      "minimumValue": "48",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "7-8 Months, Half Yearly Interest",
    "additionalValue": "P7M",
    "applicabilityConditions": [],
    "applicationFrequency": "P6M",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0499",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "8",
      "minimumValue": "7",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "8-9 Months, Half Yearly Interest",
    "additionalValue": "P8M",
    "applicabilityConditions": [],
    "applicationFrequency": "P6M",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0359",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "9",
      "minimumValue": "8",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "9-10 Months, Half Yearly Interest",
    "additionalValue": "P9M",
    "applicabilityConditions": [],
    "applicationFrequency": "P6M",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0373",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "10",
      "minimumValue": "9",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "10-11 Months, Half Yearly Interest",
    "additionalValue": "P10M",
    "applicabilityConditions": [],
    "applicationFrequency": "P6M",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0378",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "11",
      "minimumValue": "10",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "11-12 Months, Half Yearly Interest",
    "additionalValue": "P11M",
    "applicabilityConditions": [],
    "applicationFrequency": "P6M",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0382",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "12",
      "minimumValue": "11",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "12-24 Months, Half Yearly Interest",
    "additionalValue": "P12M",
    "applicabilityConditions": [],
    "applicationFrequency": "P6M",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0523",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "24",
      "minimumValue": "12",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "24-36 Months, Half Yearly Interest",
    "additionalValue": "P24M",
    "applicabilityConditions": [],
    "applicationFrequency": "P6M",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0494",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "36",
      "minimumValue": "24",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "36-48 Months, Half Yearly Interest",
    "additionalValue": "P36M",
    "applicabilityConditions": [],
    "applicationFrequency": "P6M",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0455",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "48",
      "minimumValue": "36",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "48-60 Months, Half Yearly Interest",
    "additionalValue": "P48M",
    "applicabilityConditions": [],
    "applicationFrequency": "P6M",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0396",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "60",
      "minimumValue": "48",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "12-24 Months, Annual Interest",
    "additionalValue": "P12M",
    "applicabilityConditions": [],
    "applicationFrequency": "P1Y",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.053",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "24",
      "minimumValue": "12",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "24-36 Months, Annual Interest",
    "additionalValue": "P24M",
    "applicabilityConditions": [],
    "applicationFrequency": "P1Y",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.05",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "36",
      "minimumValue": "24",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "36-48 Months, Annual Interest",
    "additionalValue": "P36M",
    "applicabilityConditions": [],
    "applicationFrequency": "P1Y",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.046",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "48",
      "minimumValue": "36",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "48-60 Months, Annual Interest",
    "additionalValue": "P48M",
    "applicabilityConditions": [],
    "applicationFrequency": "P1Y",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.04",
    "tiers": [
     {
      "applicabilityConditions": [],
      "maximumValue": "60",
      "minimumValue": "48",
      "name": "Term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   }
  ],
  "eligibility": [
   {
    "additionalInfo": "You must be 12 years of age or older to apply",
    "additionalValue": "12",
    "eligibilityType": "MIN_AGE"
   },
   {
    "additionalInfo": "You will need an existing ANZ everyday account or ANZ savings account",
    "eligibilityType": "OTHER"
   },
   {
    "additionalValue": "You must be an Australian resident with an Australian residential and mailing address.",
    "eligibilityType": "RESIDENCY_STATUS"
   }
  ],
  "features": [
   {
    "additionalInfo": "A range of rates\nWith an ANZ Advance Notice Term Deposit, you could potentially earn a higher interest rate in return for giving us 31 days’ notice for early withdrawals. This could help to maximise your savings. There’s a range of rates available for you to consider.",
    "additionalInfoUri": "https://www.anz.com.au/personal/bank-accounts/savings-accounts/term-deposits/advance-notice/",
    "featureType": "OTHER"
   },
   {
    "additionalInfo": "Various terms available\nChoose a term that works for you, ranging from one month to five years. You can also select how often you receive interest payments – monthly, quarterly, half-yearly, or annually on selected terms.",
    "additionalInfoUri": "https://www.anz.com.au/personal/bank-accounts/savings-accounts/term-deposits/advance-notice/",
    "featureType": "OTHER"
   },
   {
    "additionalInfo": "No account service fees\nEnjoy the benefits of an ANZ Advance Notice Term Deposit with no set-up costs or monthly account service fees.  Note that fees and charges will apply for early withdrawals.",
    "additionalInfoUri": "https://www.anz.com.au/personal/bank-accounts/savings-accounts/term-deposits/advance-notice/",
    "featureType": "OTHER"
   },
   {
    "additionalInfo": "Secure your savings\nLocking away your savings could prevent frequent withdrawals. This could be a strategic way to grow your savings over time.",
    "additionalInfoUri": "https://www.anz.com.au/personal/bank-accounts/savings-accounts/term-deposits/advance-notice/",
    "featureType": "OTHER"
   },
   {
    "additionalInfo": "Government protection\nYour deposits with ANZ may be protected under the Federal Government’s Financial Claims Scheme. Under the scheme, certain deposits up to a limit of $250,000 per account holder are protected. For more information, visit the ANZ Financial Claims Scheme page.",
    "additionalInfoUri": "https://www.anz.com.au/personal/bank-accounts/manage-my-accounts/financial-claims-scheme/",
    "featureType": "OTHER"
   }
  ],
  "fees": [
   {
    "additionalInfo": "Administration fee for withdrawing funds before the maturity date.  The account will also incur an interest reduction in respect of the money withdrawn or transferred early based on the percentage of the original term that has elapsed.  Refer to the terms and conditions on anz.com",
    "additionalInfoUri": "https://www.anz.com.au/content/dam/anzcomau/documents/pdf/saving-transaction-products-tcs.pdf?CID=af:obank:tv",
    "currency": "AUD",
    "discounts": [],
    "feeMethodUType": "fixedAmount",
    "feeType": "WITHDRAWAL",
    "fixedAmount": {
     "amount": "30.00"
    },
    "name": "Early Withdrawal"
   }
  ],
  "lendingRates": []
 }
}