{
 "snapshot_at": "2026-10-02T09:49:25Z",
 "brand": "Arab Bank Australia Limited",
 "brand_slug": "arab-bank-australia-limited",
 "product_id": "PERSTD",
 "cdr_url": "https://public.cdr.arabbank.com.au/cds-au/v1/banking/products/PERSTD",
 "x_v": 7,
 "how_to_fetch": "curl -H 'x-v: 7' 'https://public.cdr.arabbank.com.au/cds-au/v1/banking/products/PERSTD'",
 "note": "Verbatim copy of the bank's Consumer Data Right product detail response as fetched by Deep Almanac. The live endpoint requires the x-v header shown. snapshot_at is when this version of the record was first fetched; the file is rewritten only when the bank's data changes.",
 "data": {
  "brand": "Arab Bank Australia",
  "description": "Competitive short term, and long term investments.",
  "isTailored": false,
  "lastUpdated": "2026-09-16T04:32:01.793889Z",
  "name": "Fixed Term Deposit - Personal",
  "productCategory": "TERM_DEPOSITS",
  "productId": "PERSTD",
  "additionalInformation": {
   "overviewUri": "https://www.arabbank.com.au/personal/transaction-investment-accounts/fixed-term-deposit",
   "termsUri": null,
   "eligibilityUri": null,
   "feesAndPricingUri": null,
   "bundleUri": null,
   "additionalOverviewUris": null,
   "additionalTermsUris": null,
   "additionalEligibilityUris": null,
   "additionalFeesAndPricingUris": null,
   "additionalBundleUris": null
  },
  "applicationUri": null,
  "brandName": "Arab Bank Australia Ltd Prod",
  "brandGroup": "Arab Bank Australia Ltd",
  "cardArt": [],
  "effectiveFrom": "2019-08-04T14:00:00Z",
  "effectiveTo": null,
  "bundles": [],
  "constraints": [],
  "depositRates": [
   {
    "depositRateType": "FIXED",
    "rate": "0.038",
    "additionalInfo": null,
    "additionalInfoUri": "https://www.arabbank.com.au/personal/transaction-investment-accounts/fixed-term-deposit",
    "additionalValue": "P4M",
    "applicationFrequency": "P4M",
    "calculationFrequency": "P1D",
    "tiers": [
     {
      "name": "TERM",
      "unitOfMeasure": "MONTH",
      "minimumValue": "3",
      "maximumValue": "4",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "applicabilityConditions": []
     },
     {
      "name": "AMOUNT",
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      "applicabilityConditions": []
     }
    ],
    "applicationType": "MATURITY",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
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    "additionalInfo": null,
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     {
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     }
    ],
    "applicationType": "MATURITY",
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   },
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    "additionalInfo": null,
    "additionalInfoUri": "https://www.arabbank.com.au/personal/transaction-investment-accounts/fixed-term-deposit",
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     },
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    ],
    "applicationType": "MATURITY",
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   },
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    "additionalInfo": null,
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   },
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   },
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    ],
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   },
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   },
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   },
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   },
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   },
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   },
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    "additionalValue": null
   }
  ],
  "fees": [],
  "lendingRates": [],
  "instalments": null
 }
}