{
 "snapshot_at": "2026-10-02T09:49:27Z",
 "brand": "Australian Military Bank",
 "brand_slug": "australian-military-bank",
 "product_id": "3b2158a8-34ee-4cb2-870d-1b741ad6e77e",
 "cdr_url": "https://public.open.australianmilitarybank.com.au/cds-au/v1/banking/products/3b2158a8-34ee-4cb2-870d-1b741ad6e77e",
 "x_v": 7,
 "how_to_fetch": "curl -H 'x-v: 7' 'https://public.open.australianmilitarybank.com.au/cds-au/v1/banking/products/3b2158a8-34ee-4cb2-870d-1b741ad6e77e'",
 "note": "Verbatim copy of the bank's Consumer Data Right product detail response as fetched by Deep Almanac. The live endpoint requires the x-v header shown. snapshot_at is when this version of the record was first fetched; the file is rewritten only when the bank's data changes.",
 "data": {
  "brand": "AMB",
  "description": "Make a regular income on your savings with interest paid monthly.",
  "isTailored": false,
  "lastUpdated": "2026-08-24T23:18:33.672878Z",
  "name": "Income Plus",
  "productCategory": "TERM_DEPOSITS",
  "productId": "3b2158a8-34ee-4cb2-870d-1b741ad6e77e",
  "additionalInformation": {
   "overviewUri": "https://www.australianmilitarybank.com.au/term-deposits",
   "termsUri": "https://www.australianmilitarybank.com.au/disclosuredocuments",
   "eligibilityUri": "https://www.australianmilitarybank.com.au/disclosuredocuments",
   "feesAndPricingUri": "https://www.australianmilitarybank.com.au/disclosuredocuments",
   "bundleUri": null,
   "additionalOverviewUris": null,
   "additionalTermsUris": null,
   "additionalEligibilityUris": null,
   "additionalFeesAndPricingUris": null,
   "additionalBundleUris": null
  },
  "applicationUri": "https://ib.australianmilitarybank.com.au/AMBInternetBanking/?pd=TDMTH",
  "brandName": "AMB Bank Product ",
  "brandGroup": null,
  "cardArt": [],
  "effectiveFrom": "2025-03-17T13:00:00Z",
  "effectiveTo": null,
  "bundles": [],
  "constraints": [
   {
    "constraintType": "MIN_BALANCE",
    "additionalInfo": null,
    "additionalInfoUri": null,
    "additionalValue": "1000.00"
   },
   {
    "constraintType": "OPENING_BALANCE",
    "additionalInfo": null,
    "additionalInfoUri": null,
    "additionalValue": "1000.00"
   }
  ],
  "depositRates": [
   {
    "depositRateType": "FIXED",
    "rate": "0.042",
    "additionalInfo": null,
    "additionalInfoUri": null,
    "additionalValue": "P5M",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [
     {
      "name": "Tier 1",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "1000.00",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "applicabilityConditions": []
     }
    ],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.042",
    "additionalInfo": null,
    "additionalInfoUri": null,
    "additionalValue": "P9M",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [
     {
      "name": "Tier 1",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "1000.00",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "applicabilityConditions": []
     }
    ],
    "applicationType": "MATURITY",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.039",
    "additionalInfo": null,
    "additionalInfoUri": null,
    "additionalValue": "P11M",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [
     {
      "name": "Tier 1",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "1000.00",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "applicabilityConditions": []
     }
    ],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.042",
    "additionalInfo": null,
    "additionalInfoUri": null,
    "additionalValue": "P3M",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [
     {
      "name": "Tier 1",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "1000.00",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "applicabilityConditions": []
     }
    ],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.039",
    "additionalInfo": null,
    "additionalInfoUri": null,
    "additionalValue": "P10M",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [
     {
      "name": "Tier 1",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "1000.00",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "applicabilityConditions": []
     }
    ],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.043",
    "additionalInfo": null,
    "additionalInfoUri": null,
    "additionalValue": "P7M",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [
     {
      "name": "Tier 1",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "1000.00",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "applicabilityConditions": []
     }
    ],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.035",
    "additionalInfo": null,
    "additionalInfoUri": null,
    "additionalValue": "P12M",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [
     {
      "name": "Tier 1",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "1000.00",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "applicabilityConditions": []
     }
    ],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.042",
    "additionalInfo": null,
    "additionalInfoUri": null,
    "additionalValue": "P4M",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [
     {
      "name": "Tier 1",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "1000.00",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "applicabilityConditions": []
     }
    ],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.042",
    "additionalInfo": null,
    "additionalInfoUri": null,
    "additionalValue": "P8M",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [
     {
      "name": "Tier 1",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "1000.00",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "applicabilityConditions": []
     }
    ],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.039",
    "additionalInfo": null,
    "additionalInfoUri": null,
    "additionalValue": "P6M",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [
     {
      "name": "Tier 1",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "1000.00",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "applicabilityConditions": []
     }
    ],
    "applicationType": "MATURITY",
    "applicabilityConditions": []
   }
  ],
  "eligibility": [
   {
    "eligibilityType": "RESIDENCY_STATUS",
    "additionalInfo": null,
    "additionalInfoUri": null,
    "additionalValue": "Citizens or permanent resident of Australia"
   },
   {
    "eligibilityType": "MIN_AGE",
    "additionalInfo": null,
    "additionalInfoUri": null,
    "additionalValue": "18"
   }
  ],
  "features": [
   {
    "featureType": "DIGITAL_BANKING",
    "additionalInfo": null,
    "additionalInfoUri": null,
    "additionalValue": null
   },
   {
    "featureType": "NOTIFICATIONS",
    "additionalInfo": null,
    "additionalInfoUri": null,
    "additionalValue": "Members can set up a variety of notifications in Internet Banking"
   }
  ],
  "fees": [
   {
    "feeType": "EVENT",
    "name": "Foreign Cheque encashment (<AU$5000)",
    "additionalInfo": null,
    "additionalInfoUri": null,
    "additionalValue": null,
    "currency": "AUD",
    "discounts": [],
    "feeMethodUType": "fixedAmount",
    "fixedAmount": {
     "amount": "15.00"
    },
    "rateBased": null,
    "variable": null,
    "feeCap": null,
    "feeCapPeriod": null
   },
   {
    "feeType": "PERIODIC",
    "name": "Paper statement fee (per statement)",
    "additionalInfo": null,
    "additionalInfoUri": null,
    "additionalValue": "P3M",
    "currency": "AUD",
    "discounts": [],
    "feeMethodUType": "fixedAmount",
    "fixedAmount": {
     "amount": "2.00"
    },
    "rateBased": null,
    "variable": null,
    "feeCap": null,
    "feeCapPeriod": null
   },
   {
    "feeType": "EVENT",
    "name": "Copies of statements (over 12 months) at branch",
    "additionalInfo": "per page",
    "additionalInfoUri": null,
    "additionalValue": null,
    "currency": "AUD",
    "discounts": [],
    "feeMethodUType": "fixedAmount",
    "fixedAmount": {
     "amount": "5.00"
    },
    "rateBased": null,
    "variable": null,
    "feeCap": null,
    "feeCapPeriod": null
   },
   {
    "feeType": "EVENT",
    "name": "Copies of statements (up to 12 months) at branch",
    "additionalInfo": "per page",
    "additionalInfoUri": null,
    "additionalValue": null,
    "currency": "AUD",
    "discounts": [],
    "feeMethodUType": "fixedAmount",
    "fixedAmount": {
     "amount": "2.50"
    },
    "rateBased": null,
    "variable": null,
    "feeCap": null,
    "feeCapPeriod": null
   },
   {
    "feeType": "EVENT",
    "name": "Audit Certificate Fee",
    "additionalInfo": "Per audit certificate requested",
    "additionalInfoUri": null,
    "additionalValue": null,
    "currency": "AUD",
    "discounts": [],
    "feeMethodUType": "fixedAmount",
    "fixedAmount": {
     "amount": "50.00"
    },
    "rateBased": null,
    "variable": null,
    "feeCap": null,
    "feeCapPeriod": null
   },
   {
    "feeType": "EVENT",
    "name": "Foreign Cheque encashment (>AU$5000)",
    "additionalInfo": null,
    "additionalInfoUri": null,
    "additionalValue": null,
    "currency": "AUD",
    "discounts": [],
    "feeMethodUType": "fixedAmount",
    "fixedAmount": {
     "amount": "50.00"
    },
    "rateBased": null,
    "variable": null,
    "feeCap": null,
    "feeCapPeriod": null
   }
  ],
  "lendingRates": [],
  "instalments": null
 }
}
