{
 "snapshot_at": "2026-10-02T09:49:30Z",
 "brand": "Bank First",
 "brand_slug": "bank-first",
 "product_id": "01b75f79-4873-4db3-9773-d79095a3426d",
 "cdr_url": "https://public.cdr.bankfirst.com.au/cds-au/v1/banking/products/01b75f79-4873-4db3-9773-d79095a3426d",
 "x_v": 7,
 "how_to_fetch": "curl -H 'x-v: 7' 'https://public.cdr.bankfirst.com.au/cds-au/v1/banking/products/01b75f79-4873-4db3-9773-d79095a3426d'",
 "note": "Verbatim copy of the bank's Consumer Data Right product detail response as fetched by Deep Almanac. The live endpoint requires the x-v header shown. snapshot_at is when this version of the record was first fetched; the file is rewritten only when the bank's data changes.",
 "data": {
  "brand": "Bank First",
  "description": "School Term Deposit",
  "isTailored": false,
  "lastUpdated": "2026-09-16T23:03:49.305641Z",
  "name": "Preschool Long Service Leave 1 Year Term Deposit",
  "productCategory": "TERM_DEPOSITS",
  "productId": "01b75f79-4873-4db3-9773-d79095a3426d",
  "additionalInformation": {
   "overviewUri": "https://www.bankfirst.com.au/bank-accounts/preschool-accounts/save/long-service-and-sick-leave-term-deposit",
   "termsUri": "https://www.bankfirst.com.au/disclosure-documents",
   "eligibilityUri": "https://www.bankfirst.com.au/-/media/bankfirst/pdfs/termsandconditions/tc_part_a.pdf?la=en&hash=1BD3E51F84EC9362648BB08285FA0082715FEDB6",
   "feesAndPricingUri": "https://www.bankfirst.com.au/-/media/bankfirst/pdfs/termsandconditions/tc_part_c_schools.pdf?la=en&hash=75BFC555771ABBE857948B9FC65F5AA3BC01E0FE",
   "bundleUri": null,
   "additionalOverviewUris": null,
   "additionalTermsUris": null,
   "additionalEligibilityUris": null,
   "additionalFeesAndPricingUris": null,
   "additionalBundleUris": null
  },
  "applicationUri": null,
  "brandName": "Bank First Production",
  "brandGroup": null,
  "cardArt": [],
  "effectiveFrom": null,
  "effectiveTo": null,
  "bundles": [],
  "constraints": [],
  "depositRates": [
   {
    "depositRateType": "FIXED",
    "rate": "0.055",
    "additionalInfo": "The maturity date is 1 September each year therefore the maximum term available is 1 year. Deposits made throughout the year will be invested to mature on the maturity date and therefore the term will be dependent upon the day the deposit is made. Rollover investments will be for a 1 year term.",
    "additionalInfoUri": "https://www.bankfirst.com.au/-/media/bankfirst/pdfs/termsandconditions/tc_part_c_schools.pdf?la=en&hash=75BFC555771ABBE857948B9FC65F5AA3BC01E0FE",
    "additionalValue": "P365D",
    "applicationFrequency": null,
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "MATURITY",
    "applicabilityConditions": []
   }
  ],
  "eligibility": [
   {
    "eligibilityType": "OTHER",
    "additionalInfo": "Only available to school accounts that hold a membership",
    "additionalInfoUri": null,
    "additionalValue": null
   }
  ],
  "features": [
   {
    "featureType": "OTHER",
    "additionalInfo": "Other service related charges apply based on your circumstances",
    "additionalInfoUri": "https://www.bankfirst.com.au/-/media/bankfirst/pdfs/termsandconditions/tc_part_b.pdf?la=en&hash=172D55D317D95FDB13F24CDFDE6D3B6B2E7C7F37",
    "additionalValue": null,
    "isActivated": "UNKNOWN"
   },
   {
    "featureType": "DIGITAL_BANKING",
    "additionalInfo": "Balance Enquiry Only",
    "additionalInfoUri": null,
    "additionalValue": null,
    "isActivated": "UNKNOWN"
   }
  ],
  "fees": [
   {
    "feeType": "WITHDRAWAL",
    "name": "Term Deposit Early Withdrawal Interest Rate Reduction",
    "additionalInfo": "For early withdrawals of a part or full amount of a Term Deposit the interest accrued or paid to that date will reduce as follows: Percentage of Term Remaining 0-19.99% interest reduction = 20%,Term Remaining  20-39.99% interest reduction = 40%,Term Remaining  40-59.99% interest reduction = 60%,Term Remaining 60-79.99% interest reduction = 80%, Term Remaining 80-100% interest reduction = 90%.",
    "additionalInfoUri": "https://www.bankfirst.com.au/-/media/bankfirst/pdfs/termsandconditions/tc_part_b.pdf?la=en&hash=172D55D317D95FDB13F24CDFDE6D3B6B2E7C7F37",
    "additionalValue": null,
    "currency": "AUD",
    "discounts": [],
    "feeMethodUType": "variable",
    "fixedAmount": null,
    "rateBased": null,
    "variable": {
     "feeMinimum": "0.00",
     "feeMaximum": null
    },
    "feeCap": null,
    "feeCapPeriod": null
   }
  ],
  "lendingRates": [],
  "instalments": null
 }
}