{
 "snapshot_at": "2026-10-02T09:49:41Z",
 "brand": "bankWAW",
 "brand_slug": "bankwaw",
 "product_id": "I1_5",
 "cdr_url": "https://onlinebanking.wawcu.com.au/OpenBanking/cds-au/v1/banking/products/I1_5",
 "x_v": 6,
 "how_to_fetch": "curl -H 'x-v: 6' 'https://onlinebanking.wawcu.com.au/OpenBanking/cds-au/v1/banking/products/I1_5'",
 "note": "Verbatim copy of the bank's Consumer Data Right product detail response as fetched by Deep Almanac. The live endpoint requires the x-v header shown. snapshot_at is when this version of the record was first fetched; the file is rewritten only when the bank's data changes.",
 "data": {
  "features": [
   {
    "featureType": "DIGITAL_BANKING"
   },
   {
    "featureType": "NPP_ENABLED"
   },
   {
    "featureType": "NPP_PAYID"
   }
  ],
  "constraints": [
   {
    "constraintType": "MIN_BALANCE",
    "additionalValue": "5000.00"
   }
  ],
  "eligibility": [
   {
    "eligibilityType": "BUSINESS"
   },
   {
    "eligibilityType": "NATURAL_PERSON"
   }
  ],
  "fees": [
   {
    "name": "EARLY_WITHDRAWAL_TERM_DEPOSIT",
    "feeType": "EVENT",
    "feeMethodUType": "rateBased",
    "rateBased": {
     "rateType": "BALANCE",
     "rate": "0.0",
     "amountRange": {}
    },
    "feeCap": "0.00",
    "currency": "AUD",
    "additionalInfo": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Products-and-Services-Terms-and-Conditions",
    "additionalInfoUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents/Savings-Transaction-Accounts"
   }
  ],
  "depositRates": [
   {
    "depositRateType": "FIXED",
    "rate": "0.033",
    "calculationFrequency": "P1D",
    "applicationType": "PERIODIC",
    "applicationFrequency": "P1M",
    "tiers": [
     {
      "name": "Interest paid monthly 24 months <$25K_Tier",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "5000.00",
      "maximumValue": "24999.99",
      "rateApplicationMethod": "WHOLE_BALANCE"
     },
     {
      "name": "Interest paid monthly 24 months <$25K_Tier",
      "unitOfMeasure": "MONTH",
      "minimumValue": "24",
      "maximumValue": "24",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "additionalValue": "P24M",
    "additionalInfoUri": "https://www.bankwaw.com.au/Links/Interest-Rates"
   }
  ],
  "productId": "I1_5",
  "lastUpdated": "2026-05-18T07:58:29.000+10:00",
  "productCategory": "TERM_DEPOSITS",
  "name": "Interest paid monthly 24 months <$25K",
  "description": "Interest paid monthly 24 months <$25K",
  "brand": "WAW CREDIT UNION CO-OPERATIVE LTD",
  "brandName": "BankWAW",
  "applicationUri": "https://www.bankwaw.com.au/Links/Apply?type=invest&topic=Term%20Deposits",
  "isTailored": false,
  "additionalInformation": {
   "overviewUri": "https://www.bankwaw.com.au/Invest",
   "termsUri": "https://www.bankwaw.com.au/Support/Disclosure-Documents",
   "eligibilityUri": "https://www.bankwaw.com.au/Invest",
   "feesAndPricingUri": "https://www.bankwaw.com.au/Invest"
  }
 }
}