{
 "snapshot_at": "2026-10-02T09:49:52Z",
 "brand": "Broken Hill Bank",
 "brand_slug": "broken-hill-bank",
 "product_id": "3",
 "cdr_url": "https://public.cdr-api.bhccu.com.au/cds-au/v1/banking/products/3",
 "x_v": 7,
 "how_to_fetch": "curl -H 'x-v: 7' 'https://public.cdr-api.bhccu.com.au/cds-au/v1/banking/products/3'",
 "note": "Verbatim copy of the bank's Consumer Data Right product detail response as fetched by Deep Almanac. The live endpoint requires the x-v header shown. snapshot_at is when this version of the record was first fetched; the file is rewritten only when the bank's data changes.",
 "data": {
  "productId": "3",
  "effectiveFrom": "2001-07-02T14:30:00.0000000Z",
  "lastUpdated": "2026-06-11T02:00:18.8259621Z",
  "productCategory": "TERM_DEPOSITS",
  "name": "FTD - 6 Months",
  "description": "Broken Hill Bank Term Deposits Can Help You With Your Savings Goal, Put Any Extra Cash To Work While You Decide What To Do With It, Or Be A Helpful Place To Park Returns From Investments. We Have A Range Of Term Deposit Options To Suit Your Needs.",
  "brand": "Broken Hill Bank",
  "applicationUri": "https://brokenhill.bank/open-an-account",
  "isTailored": false,
  "additionalInformation": {
   "overviewUri": "https://brokenhill.bank/savings-accounts-fixed-term-deposits",
   "termsUri": "https://brokenhill.bank/savings-accounts-fixed-term-deposits",
   "feesAndPricingUri": "http://brokenhill.bank/rates-and-fees"
  },
  "features": [
   {
    "featureType": "DIGITAL_BANKING",
    "additionalInfo": "24/7 Banking And Instant Access To Your Accounts Via Laptop, Tablet Or Smartphone",
    "additionalInfoUri": "https://brokenhill.bank/access"
   },
   {
    "featureType": "LOYALTY_PROGRAM",
    "additionalValue": "\"Relationship Rewards\"",
    "additionalInfo": "\"Relationship Rewards\" - Providing You The Opportunity For Fee-Free Banking",
    "additionalInfoUri": "https://brokenhill.bank/rates-and-fees"
   },
   {
    "featureType": "OTHER",
    "additionalInfo": "No Monthly Account Keeping Fees",
    "additionalInfoUri": "https://brokenhill.bank/savings-accounts-fixed-term-deposits"
   },
   {
    "featureType": "UNLIMITED_TXNS",
    "additionalInfo": "\"Relationship Rewards\" - Providing You The Opportunity For Fee-Free Banking",
    "additionalInfoUri": "https://brokenhill.bank/rates-and-fees"
   }
  ],
  "constraints": [
   {
    "constraintType": "MIN_BALANCE",
    "additionalValue": "5000.00",
    "additionalInfoUri": "https://brokenhill.bank/savings-accounts-fixed-term-deposits"
   }
  ],
  "eligibility": [
   {
    "eligibilityType": "RESIDENCY_STATUS",
    "additionalValue": "Australian Citizens Or Permanent Residents",
    "additionalInfo": "Residents Of Australia Are Eligible"
   }
  ],
  "fees": [
   {
    "name": "Fixed Term Deposit Administration Fee",
    "feeType": "EVENT",
    "feeMethodUType": "fixedAmount",
    "fixedAmount": {
     "amount": "35.00"
    },
    "currency": "AUD"
   }
  ],
  "depositRates": [
   {
    "depositRateType": "FIXED",
    "rate": "0.033",
    "calculationFrequency": "P1D",
    "applicationType": "MATURITY",
    "applicationFrequency": "P6M",
    "tiers": [
     {
      "name": "Fixed",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "5000.00",
      "maximumValue": "499999.99",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "additionalValue": "P6M",
    "additionalInfoUri": "https://brokenhill.bank/fees-and-rates"
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0",
    "calculationFrequency": "P1D",
    "applicationType": "MATURITY",
    "applicationFrequency": "P6M",
    "tiers": [
     {
      "name": "USER-INPUT-RATE/1",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "500000.00",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "additionalValue": "P6M",
    "additionalInfo": "For Deposits Of $500,000.00 And Over, Rates Are By Negotiation And Subject To Acceptance.",
    "additionalInfoUri": "https://brokenhill.bank/fees-and-rates"
   }
  ]
 }
}