{
 "snapshot_at": "2026-10-02T09:49:56Z",
 "brand": "Central Murray Bank",
 "brand_slug": "central-murray-bank",
 "product_id": "I5_24mth",
 "cdr_url": "https://secure.centralmurray.bank/openbanking/cds-au/v1/banking/products/I5_24mth",
 "x_v": 7,
 "how_to_fetch": "curl -H 'x-v: 7' 'https://secure.centralmurray.bank/openbanking/cds-au/v1/banking/products/I5_24mth'",
 "note": "Verbatim copy of the bank's Consumer Data Right product detail response as fetched by Deep Almanac. The live endpoint requires the x-v header shown. snapshot_at is when this version of the record was first fetched; the file is rewritten only when the bank's data changes.",
 "data": {
  "constraints": [
   {
    "constraintType": "MIN_BALANCE",
    "additionalValue": "500.00",
    "additionalInfoUri": "https://www.centralmurray.bank/invest/term-deposits/"
   }
  ],
  "depositRates": [
   {
    "depositRateType": "FIXED",
    "rate": "0.035",
    "calculationFrequency": "P1D",
    "applicationType": "MATURITY",
    "tiers": [
     {
      "name": "TERM DEPOSIT 24 MONTHS_Tier_1",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "500.00",
      "maximumValue": "4999.99",
      "rateApplicationMethod": "WHOLE_BALANCE"
     },
     {
      "name": "TERM DEPOSIT 24 MONTHS_Tier_1",
      "unitOfMeasure": "MONTH",
      "minimumValue": "24",
      "maximumValue": "24",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "additionalValue": "P24M",
    "additionalInfoUri": "https://www.centralmurray.bank/invest/interest-rate-schedule/"
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.035",
    "calculationFrequency": "P1D",
    "applicationType": "MATURITY",
    "tiers": [
     {
      "name": "TERM DEPOSIT 24 MONTHS_Tier_2",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "5000.00",
      "maximumValue": "9999.99",
      "rateApplicationMethod": "WHOLE_BALANCE"
     },
     {
      "name": "TERM DEPOSIT 24 MONTHS_Tier_2",
      "unitOfMeasure": "MONTH",
      "minimumValue": "24",
      "maximumValue": "24",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "additionalValue": "P24M",
    "additionalInfoUri": "https://www.centralmurray.bank/invest/interest-rate-schedule/"
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.035",
    "calculationFrequency": "P1D",
    "applicationType": "MATURITY",
    "tiers": [
     {
      "name": "TERM DEPOSIT 24 MONTHS_Tier_3",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "10000.00",
      "maximumValue": "24999.99",
      "rateApplicationMethod": "WHOLE_BALANCE"
     },
     {
      "name": "TERM DEPOSIT 24 MONTHS_Tier_3",
      "unitOfMeasure": "MONTH",
      "minimumValue": "24",
      "maximumValue": "24",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "additionalValue": "P24M",
    "additionalInfoUri": "https://www.centralmurray.bank/invest/interest-rate-schedule/"
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.035",
    "calculationFrequency": "P1D",
    "applicationType": "MATURITY",
    "tiers": [
     {
      "name": "TERM DEPOSIT 24 MONTHS_Tier_4",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "25000.00",
      "maximumValue": "49999.99",
      "rateApplicationMethod": "WHOLE_BALANCE"
     },
     {
      "name": "TERM DEPOSIT 24 MONTHS_Tier_4",
      "unitOfMeasure": "MONTH",
      "minimumValue": "24",
      "maximumValue": "24",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "additionalValue": "P24M",
    "additionalInfoUri": "https://www.centralmurray.bank/invest/interest-rate-schedule/"
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.035",
    "calculationFrequency": "P1D",
    "applicationType": "MATURITY",
    "tiers": [
     {
      "name": "TERM DEPOSIT 24 MONTHS_Tier_5",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "50000.00",
      "maximumValue": "3500000.00",
      "rateApplicationMethod": "WHOLE_BALANCE"
     },
     {
      "name": "TERM DEPOSIT 24 MONTHS_Tier_5",
      "unitOfMeasure": "MONTH",
      "minimumValue": "24",
      "maximumValue": "24",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "additionalValue": "P24M",
    "additionalInfoUri": "https://www.centralmurray.bank/invest/interest-rate-schedule/"
   }
  ],
  "productCategory": "TERM_DEPOSITS",
  "productId": "I5_24mth",
  "lastUpdated": "2026-05-20T13:58:41.000+10:00",
  "name": "TERM DEPOSIT 24 MONTHS",
  "description": "TERM DEPOSIT 24 MONTHS",
  "brand": "CENTRAL MURRAY CREDIT UNION LIMITED",
  "brandName": "CENTRAL MURRAY CREDIT UNION LIMITED",
  "isTailored": false,
  "additionalInformation": {
   "overviewUri": "https://www.centralmurray.bank/invest/term-deposits/",
   "termsUri": "https://www.centralmurray.bank/support/regulatory/disclosure-statements/",
   "eligibilityUri": "https://www.centralmurray.bank/support/regulatory/disclosure-statements/"
  }
 }
}