{
 "snapshot_at": "2026-10-02T09:49:59Z",
 "brand": "Coastline Bank",
 "brand_slug": "coastline-bank",
 "product_id": "12",
 "cdr_url": "https://public.cdr-api.coastline.com.au/cds-au/v1/banking/products/12",
 "x_v": 7,
 "how_to_fetch": "curl -H 'x-v: 7' 'https://public.cdr-api.coastline.com.au/cds-au/v1/banking/products/12'",
 "note": "Verbatim copy of the bank's Consumer Data Right product detail response as fetched by Deep Almanac. The live endpoint requires the x-v header shown. snapshot_at is when this version of the record was first fetched; the file is rewritten only when the bank's data changes.",
 "data": {
  "productId": "12",
  "effectiveFrom": "2006-06-30T14:30:00.0000000Z",
  "lastUpdated": "2026-09-14T00:00:16.2552749Z",
  "productCategory": "TERM_DEPOSITS",
  "name": "I52 Gold Mbr Ftd 24 Mths",
  "description": "I52 Gold Mbr Ftd 24 Mths",
  "brand": "Coastline ",
  "applicationUri": "https://www.coastline.com.au/personal/gold-benefits-club",
  "isTailored": false,
  "additionalInformation": {
   "overviewUri": "https://www.coastline.com.au/personal/gold-benefits-club",
   "termsUri": "https://www.coastline.com.au/conditions-of-use/",
   "eligibilityUri": "https://www.coastline.com.au/conditions-of-use/",
   "feesAndPricingUri": "https://www.coastline.com.au/conditions-of-use/",
   "bundleUri": "https://www.coastline.com.au/personal/gold-benefits-club"
  },
  "features": [
   {
    "featureType": "COMPLEMENTARY_PRODUCT_DISCOUNTS",
    "additionalValue": "5%",
    "additionalInfo": "Discount on Home Insurance"
   },
   {
    "featureType": "FUNDS_AVAILABLE_AFTER",
    "additionalValue": "P1D",
    "additionalInfo": "Early Withdrawal: \r\n\r\nWithdrawals or transfers from the term deposit account before maturity are not permitted except in cases of hardship, for genuine needs and with at least 24 hours' notice. Coastline may consider early release of all or part of the balance once during the term. Note that interest payable will be reduced for early withdrawals. Current penalty rate is set at 1%*. Details of this reduction are available on our deposit interest rate advice on our website.\r\n"
   }
  ],
  "constraints": [
   {
    "constraintType": "MIN_BALANCE",
    "additionalValue": "5000.00"
   }
  ],
  "eligibility": [
   {
    "eligibilityType": "MIN_AGE",
    "additionalValue": "50"
   },
   {
    "eligibilityType": "NATURAL_PERSON"
   },
   {
    "eligibilityType": "RESIDENCY_STATUS",
    "additionalValue": "Australia"
   }
  ],
  "depositRates": [
   {
    "depositRateType": "FIXED",
    "rate": "0.049",
    "calculationFrequency": "P1D",
    "applicationType": "MATURITY",
    "applicationFrequency": "P24M",
    "tiers": [
     {
      "name": "GOLD TERM DEPOSIT 24 MONTHS - $25000-$49999",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "25000.00",
      "maximumValue": "49999.99",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "applicabilityConditions": [
       {
        "rateApplicabilityType": "EXISTING_CUST"
       },
       {
        "rateApplicabilityType": "NEW_ACCOUNTS"
       },
       {
        "rateApplicabilityType": "NEW_CUSTOMER"
       },
       {
        "rateApplicabilityType": "OTHER",
        "additionalInfo": "Early Withdrawal: \r\n\r\nWithdrawals or transfers from the term deposit account before maturity are not permitted except in cases of hardship, for genuine needs and with at least 24 hours' notice. Coastline may consider early release of all or part of the balance once during the term. Note that interest payable will be reduced for early withdrawals. Current penalty rate is set at 1%*. Details of this reduction are available on our deposit interest rate advice on our website.\r\n"
       }
      ]
     },
     {
      "name": "GOLD TERM DEPOSIT 24 MONTHS - $25000-$49999",
      "unitOfMeasure": "MONTH",
      "minimumValue": "24.00",
      "maximumValue": "24.00",
      "rateApplicationMethod": "PER_TIER"
     }
    ],
    "applicabilityConditions": [
     {
      "rateApplicabilityType": "EXISTING_CUST"
     },
     {
      "rateApplicabilityType": "NEW_ACCOUNTS"
     },
     {
      "rateApplicabilityType": "NEW_CUSTOMER"
     },
     {
      "rateApplicabilityType": "OTHER",
      "additionalInfo": "Early Withdrawal: \r\n\r\nWithdrawals or transfers from the term deposit account before maturity are not permitted except in cases of hardship, for genuine needs and with at least 24 hours' notice. Coastline may consider early release of all or part of the balance once during the term. Note that interest payable will be reduced for early withdrawals. Current penalty rate is set at 1%*. Details of this reduction are available on our deposit interest rate advice on our website.\r\n"
     }
    ],
    "additionalValue": "P24M"
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.049",
    "calculationFrequency": "P1D",
    "applicationType": "PERIODIC",
    "applicationFrequency": "P14D",
    "tiers": [
     {
      "name": "GOLD TERM DEPOSIT 24 MONTHS - $25000-$49999/14",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "25000.00",
      "maximumValue": "49999.99",
      "rateApplicationMethod": "WHOLE_BALANCE"
     },
     {
      "name": "GOLD TERM DEPOSIT 24 MONTHS - $25000-$49999/14",
      "unitOfMeasure": "MONTH",
      "minimumValue": "24.00",
      "maximumValue": "24.00",
      "rateApplicationMethod": "PER_TIER"
     }
    ],
    "applicabilityConditions": [
     {
      "rateApplicabilityType": "EXISTING_CUST"
     },
     {
      "rateApplicabilityType": "NEW_ACCOUNTS"
     },
     {
      "rateApplicabilityType": "NEW_CUSTOMER"
     },
     {
      "rateApplicabilityType": "OTHER",
      "additionalInfo": "Early Withdrawal: \r\n\r\nWithdrawals or transfers from the term deposit account before maturity are not permitted except in cases of hardship, for genuine needs and with at least 24 hours' notice. Coastline may consider early release of all or part of the balance once during the term. Note that interest payable will be reduced for early withdrawals. Current penalty rate is set at 1%*. Details of this reduction are available on our deposit interest rate advice on our website.\r\n"
     }
    ],
    "additionalValue": "P24M"
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.049",
    "calculationFrequency": "P1D",
    "applicationType": "PERIODIC",
    "applicationFrequency": "P1M",
    "tiers": [
     {
      "name": "GOLD TERM DEPOSIT 24 MONTHS - $25000-$49999/M",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "25000.00",
      "maximumValue": "49999.99",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "applicabilityConditions": [
       {
        "rateApplicabilityType": "EXISTING_CUST"
       },
       {
        "rateApplicabilityType": "NEW_ACCOUNTS"
       },
       {
        "rateApplicabilityType": "NEW_CUSTOMER"
       },
       {
        "rateApplicabilityType": "OTHER",
        "additionalInfo": "Early Withdrawal: \r\n\r\nWithdrawals or transfers from the term deposit account before maturity are not permitted except in cases of hardship, for genuine needs and with at least 24 hours' notice. Coastline may consider early release of all or part of the balance once during the term. Note that interest payable will be reduced for early withdrawals. Current penalty rate is set at 1%*. Details of this reduction are available on our deposit interest rate advice on our website.\r\n"
       }
      ]
     },
     {
      "name": "GOLD TERM DEPOSIT 24 MONTHS - $25000-$49999/M",
      "unitOfMeasure": "MONTH",
      "minimumValue": "24.00",
      "maximumValue": "24.00",
      "rateApplicationMethod": "PER_TIER"
     }
    ],
    "applicabilityConditions": [
     {
      "rateApplicabilityType": "EXISTING_CUST"
     },
     {
      "rateApplicabilityType": "NEW_ACCOUNTS"
     },
     {
      "rateApplicabilityType": "NEW_CUSTOMER"
     },
     {
      "rateApplicabilityType": "OTHER",
      "additionalInfo": "Early Withdrawal: \r\n\r\nWithdrawals or transfers from the term deposit account before maturity are not permitted except in cases of hardship, for genuine needs and with at least 24 hours' notice. Coastline may consider early release of all or part of the balance once during the term. Note that interest payable will be reduced for early withdrawals. Current penalty rate is set at 1%*. Details of this reduction are available on our deposit interest rate advice on our website.\r\n"
     }
    ],
    "additionalValue": "P24M"
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.048",
    "calculationFrequency": "P1D",
    "applicationType": "MATURITY",
    "applicationFrequency": "P24M",
    "tiers": [
     {
      "name": "GOLD TERM DEPOSIT 24 MONTHS - $5000-$24999",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "5000.00",
      "maximumValue": "24999.99",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "applicabilityConditions": [
       {
        "rateApplicabilityType": "EXISTING_CUST"
       },
       {
        "rateApplicabilityType": "NEW_ACCOUNTS"
       },
       {
        "rateApplicabilityType": "NEW_CUSTOMER"
       },
       {
        "rateApplicabilityType": "OTHER",
        "additionalInfo": "Early Withdrawal: \r\n\r\nWithdrawals or transfers from the term deposit account before maturity are not permitted except in cases of hardship, for genuine needs and with at least 24 hours' notice. Coastline may consider early release of all or part of the balance once during the term. Note that interest payable will be reduced for early withdrawals. Current penalty rate is set at 1%*. Details of this reduction are available on our deposit interest rate advice on our website.\r\n"
       }
      ]
     },
     {
      "name": "GOLD TERM DEPOSIT 24 MONTHS - $5000-$24999",
      "unitOfMeasure": "MONTH",
      "minimumValue": "24.00",
      "maximumValue": "24.00",
      "rateApplicationMethod": "PER_TIER"
     }
    ],
    "applicabilityConditions": [
     {
      "rateApplicabilityType": "EXISTING_CUST"
     },
     {
      "rateApplicabilityType": "NEW_ACCOUNTS"
     },
     {
      "rateApplicabilityType": "NEW_CUSTOMER"
     },
     {
      "rateApplicabilityType": "OTHER",
      "additionalInfo": "Early Withdrawal: \r\n\r\nWithdrawals or transfers from the term deposit account before maturity are not permitted except in cases of hardship, for genuine needs and with at least 24 hours' notice. Coastline may consider early release of all or part of the balance once during the term. Note that interest payable will be reduced for early withdrawals. Current penalty rate is set at 1%*. Details of this reduction are available on our deposit interest rate advice on our website.\r\n"
     }
    ],
    "additionalValue": "P24M"
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.048",
    "calculationFrequency": "P1D",
    "applicationType": "PERIODIC",
    "applicationFrequency": "P14D",
    "tiers": [
     {
      "name": "GOLD TERM DEPOSIT 24 MONTHS - $5000-$24999/14",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "5000.00",
      "maximumValue": "24999.99",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "applicabilityConditions": [
       {
        "rateApplicabilityType": "EXISTING_CUST"
       },
       {
        "rateApplicabilityType": "NEW_ACCOUNTS"
       },
       {
        "rateApplicabilityType": "NEW_CUSTOMER"
       },
       {
        "rateApplicabilityType": "OTHER",
        "additionalInfo": "Early Withdrawal: \r\n\r\nWithdrawals or transfers from the term deposit account before maturity are not permitted except in cases of hardship, for genuine needs and with at least 24 hours' notice. Coastline may consider early release of all or part of the balance once during the term. Note that interest payable will be reduced for early withdrawals. Current penalty rate is set at 1%*. Details of this reduction are available on our deposit interest rate advice on our website.\r\n"
       }
      ]
     },
     {
      "name": "GOLD TERM DEPOSIT 24 MONTHS - $5000-$24999/14",
      "unitOfMeasure": "MONTH",
      "minimumValue": "24.00",
      "maximumValue": "24.00",
      "rateApplicationMethod": "PER_TIER"
     }
    ],
    "applicabilityConditions": [
     {
      "rateApplicabilityType": "EXISTING_CUST"
     },
     {
      "rateApplicabilityType": "NEW_ACCOUNTS"
     },
     {
      "rateApplicabilityType": "NEW_CUSTOMER"
     },
     {
      "rateApplicabilityType": "OTHER",
      "additionalInfo": "Early Withdrawal: \r\n\r\nWithdrawals or transfers from the term deposit account before maturity are not permitted except in cases of hardship, for genuine needs and with at least 24 hours' notice. Coastline may consider early release of all or part of the balance once during the term. Note that interest payable will be reduced for early withdrawals. Current penalty rate is set at 1%*. Details of this reduction are available on our deposit interest rate advice on our website.\r\n"
     }
    ],
    "additionalValue": "P24M"
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.048",
    "calculationFrequency": "P1D",
    "applicationType": "PERIODIC",
    "applicationFrequency": "P1M",
    "tiers": [
     {
      "name": "GOLD TERM DEPOSIT 24 MONTHS - $5000-$24999/M",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "5000.00",
      "maximumValue": "24999.99",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "applicabilityConditions": [
       {
        "rateApplicabilityType": "EXISTING_CUST"
       },
       {
        "rateApplicabilityType": "NEW_ACCOUNTS"
       },
       {
        "rateApplicabilityType": "NEW_CUSTOMER"
       },
       {
        "rateApplicabilityType": "OTHER",
        "additionalInfo": "Early Withdrawal: \r\n\r\nWithdrawals or transfers from the term deposit account before maturity are not permitted except in cases of hardship, for genuine needs and with at least 24 hours' notice. Coastline may consider early release of all or part of the balance once during the term. Note that interest payable will be reduced for early withdrawals. Current penalty rate is set at 1%*. Details of this reduction are available on our deposit interest rate advice on our website.\r\n"
       }
      ]
     },
     {
      "name": "GOLD TERM DEPOSIT 24 MONTHS - $5000-$24999/M",
      "unitOfMeasure": "MONTH",
      "minimumValue": "24.00",
      "maximumValue": "24.00",
      "rateApplicationMethod": "PER_TIER"
     }
    ],
    "applicabilityConditions": [
     {
      "rateApplicabilityType": "EXISTING_CUST"
     },
     {
      "rateApplicabilityType": "NEW_ACCOUNTS"
     },
     {
      "rateApplicabilityType": "NEW_CUSTOMER"
     },
     {
      "rateApplicabilityType": "OTHER",
      "additionalInfo": "Early Withdrawal: \r\n\r\nWithdrawals or transfers from the term deposit account before maturity are not permitted except in cases of hardship, for genuine needs and with at least 24 hours' notice. Coastline may consider early release of all or part of the balance once during the term. Note that interest payable will be reduced for early withdrawals. Current penalty rate is set at 1%*. Details of this reduction are available on our deposit interest rate advice on our website.\r\n"
     }
    ],
    "additionalValue": "P24M"
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.05",
    "calculationFrequency": "P1D",
    "applicationType": "MATURITY",
    "applicationFrequency": "P24M",
    "tiers": [
     {
      "name": "GOLD TERM DEPOSIT 24 MONTHS - $50000+",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "50000.00",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "applicabilityConditions": [
       {
        "rateApplicabilityType": "EXISTING_CUST"
       },
       {
        "rateApplicabilityType": "NEW_ACCOUNTS"
       },
       {
        "rateApplicabilityType": "NEW_CUSTOMER"
       },
       {
        "rateApplicabilityType": "OTHER",
        "additionalInfo": "Early Withdrawal: \r\n\r\nWithdrawals or transfers from the term deposit account before maturity are not permitted except in cases of hardship, for genuine needs and with at least 24 hours' notice. Coastline may consider early release of all or part of the balance once during the term. Note that interest payable will be reduced for early withdrawals. Current penalty rate is set at 1%*. Details of this reduction are available on our deposit interest rate advice on our website.\r\n"
       }
      ]
     },
     {
      "name": "GOLD TERM DEPOSIT 24 MONTHS - $50000+",
      "unitOfMeasure": "MONTH",
      "minimumValue": "24.00",
      "maximumValue": "24.00",
      "rateApplicationMethod": "PER_TIER"
     }
    ],
    "applicabilityConditions": [
     {
      "rateApplicabilityType": "EXISTING_CUST"
     },
     {
      "rateApplicabilityType": "NEW_ACCOUNTS"
     },
     {
      "rateApplicabilityType": "NEW_CUSTOMER"
     },
     {
      "rateApplicabilityType": "OTHER",
      "additionalInfo": "Early Withdrawal: \r\n\r\nWithdrawals or transfers from the term deposit account before maturity are not permitted except in cases of hardship, for genuine needs and with at least 24 hours' notice. Coastline may consider early release of all or part of the balance once during the term. Note that interest payable will be reduced for early withdrawals. Current penalty rate is set at 1%*. Details of this reduction are available on our deposit interest rate advice on our website.\r\n"
     }
    ],
    "additionalValue": "P24M"
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.05",
    "calculationFrequency": "P1D",
    "applicationType": "PERIODIC",
    "applicationFrequency": "P14D",
    "tiers": [
     {
      "name": "GOLD TERM DEPOSIT 24 MONTHS - $50000+/14",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "50000.00",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "applicabilityConditions": [
       {
        "rateApplicabilityType": "EXISTING_CUST"
       },
       {
        "rateApplicabilityType": "NEW_ACCOUNTS"
       },
       {
        "rateApplicabilityType": "NEW_CUSTOMER"
       },
       {
        "rateApplicabilityType": "OTHER",
        "additionalInfo": "Early Withdrawal: \r\n\r\nWithdrawals or transfers from the term deposit account before maturity are not permitted except in cases of hardship, for genuine needs and with at least 24 hours' notice. Coastline may consider early release of all or part of the balance once during the term. Note that interest payable will be reduced for early withdrawals. Current penalty rate is set at 1%*. Details of this reduction are available on our deposit interest rate advice on our website.\r\n"
       }
      ]
     },
     {
      "name": "GOLD TERM DEPOSIT 24 MONTHS - $50000+/14",
      "unitOfMeasure": "MONTH",
      "minimumValue": "24.00",
      "maximumValue": "24.00",
      "rateApplicationMethod": "PER_TIER"
     }
    ],
    "applicabilityConditions": [
     {
      "rateApplicabilityType": "EXISTING_CUST"
     },
     {
      "rateApplicabilityType": "NEW_ACCOUNTS"
     },
     {
      "rateApplicabilityType": "NEW_CUSTOMER"
     },
     {
      "rateApplicabilityType": "OTHER",
      "additionalInfo": "Early Withdrawal: \r\n\r\nWithdrawals or transfers from the term deposit account before maturity are not permitted except in cases of hardship, for genuine needs and with at least 24 hours' notice. Coastline may consider early release of all or part of the balance once during the term. Note that interest payable will be reduced for early withdrawals. Current penalty rate is set at 1%*. Details of this reduction are available on our deposit interest rate advice on our website.\r\n"
     }
    ],
    "additionalValue": "P24M"
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.05",
    "calculationFrequency": "P1D",
    "applicationType": "PERIODIC",
    "applicationFrequency": "P1M",
    "tiers": [
     {
      "name": "GOLD TERM DEPOSIT 24 MONTHS - $50000+/M",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "50000.00",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "applicabilityConditions": [
       {
        "rateApplicabilityType": "EXISTING_CUST"
       },
       {
        "rateApplicabilityType": "NEW_ACCOUNTS"
       },
       {
        "rateApplicabilityType": "NEW_CUSTOMER"
       },
       {
        "rateApplicabilityType": "OTHER",
        "additionalInfo": "Early Withdrawal: \r\n\r\nWithdrawals or transfers from the term deposit account before maturity are not permitted except in cases of hardship, for genuine needs and with at least 24 hours' notice. Coastline may consider early release of all or part of the balance once during the term. Note that interest payable will be reduced for early withdrawals. Current penalty rate is set at 1%*. Details of this reduction are available on our deposit interest rate advice on our website.\r\n"
       }
      ]
     },
     {
      "name": "GOLD TERM DEPOSIT 24 MONTHS - $50000+/M",
      "unitOfMeasure": "MONTH",
      "minimumValue": "24.00",
      "maximumValue": "24.00",
      "rateApplicationMethod": "PER_TIER"
     }
    ],
    "applicabilityConditions": [
     {
      "rateApplicabilityType": "EXISTING_CUST"
     },
     {
      "rateApplicabilityType": "NEW_ACCOUNTS"
     },
     {
      "rateApplicabilityType": "NEW_CUSTOMER"
     },
     {
      "rateApplicabilityType": "OTHER",
      "additionalInfo": "Early Withdrawal: \r\n\r\nWithdrawals or transfers from the term deposit account before maturity are not permitted except in cases of hardship, for genuine needs and with at least 24 hours' notice. Coastline may consider early release of all or part of the balance once during the term. Note that interest payable will be reduced for early withdrawals. Current penalty rate is set at 1%*. Details of this reduction are available on our deposit interest rate advice on our website.\r\n"
     }
    ],
    "additionalValue": "P24M"
   }
  ]
 }
}