{
 "snapshot_at": "2026-10-02T09:50:28Z",
 "brand": "Great Southern Bank",
 "brand_slug": "great-southern-bank",
 "product_id": "1100-0600",
 "cdr_url": "https://api.open-banking.greatsouthernbank.com.au/cds-au/v1/banking/products/1100-0600",
 "x_v": 7,
 "how_to_fetch": "curl -H 'x-v: 7' 'https://api.open-banking.greatsouthernbank.com.au/cds-au/v1/banking/products/1100-0600'",
 "note": "Verbatim copy of the bank's Consumer Data Right product detail response as fetched by Deep Almanac. The live endpoint requires the x-v header shown. snapshot_at is when this version of the record was first fetched; the file is rewritten only when the bank's data changes.",
 "data": {
  "productId": "1100-0600",
  "effectiveFrom": "2019-12-31T14:00:00.00000Z",
  "effectiveTo": "2030-12-31T13:59:59.00000Z",
  "lastUpdated": "2026-08-26T14:00:01.00000Z",
  "productCategory": "TERM_DEPOSITS",
  "name": "Platinum Plus Term Deposit 13-60 Months",
  "description": "Term Deposit (for customers aged 55 or over) between 13-60 months with interest paid annually.",
  "brand": "Great Southern Bank",
  "brandName": "Great Southern Bank",
  "brandGroup": "Great Southern Bank",
  "applicationUri": "https://www.greatsouthernbank.com.au/banking/term-deposits/platinum-plus-term-deposits",
  "isTailored": false,
  "additionalInformation": {
   "overviewUri": "https://www.greatsouthernbank.com.au/banking/term-deposits/platinum-plus-term-deposits",
   "termsUri": "https://www.greatsouthernbank.com.au/gitc"
  },
  "eligibility": [
   {
    "eligibilityType": "MIN_AGE",
    "additionalValue": "55",
    "additionalInfo": "To receive the Platinum Plus Club Member rates, the account owner of the term deposit must be either an individual aged 55 years or over, or a Super Fund/Trust, where the Trustee is an individual aged 55 years or over."
   },
   {
    "eligibilityType": "RESIDENCY_STATUS",
    "additionalValue": "You must be an Australian citizen or Australian resident to hold an account with Great Southern Bank"
   }
  ],
  "constraints": [
   {
    "constraintType": "MIN_BALANCE",
    "additionalValue": "5000.00",
    "additionalInfo": "Minimum Investment $5,000"
   }
  ],
  "features": [
   {
    "featureType": "OTHER",
    "additionalInfo": "Guaranteed rate of return. You’ll know exactly how much you’ll earn on your investment before your term begins."
   },
   {
    "featureType": "OTHER",
    "additionalInfo": "Choose your own term. Options range from one month to five years."
   },
   {
    "featureType": "DIGITAL_BANKING",
    "additionalInfo": "Manage your term deposit online. You’ll love the convenience and security of managing your term deposit online."
   }
  ],
  "depositRates": [
   {
    "depositRateType": "FIXED",
    "rate": "0.024",
    "calculationFrequency": "P1D",
    "applicationFrequency": "P1Y",
    "tiers": [
     {
      "name": "Term Deposit Thirteen Month",
      "unitOfMeasure": "MONTH",
      "minimumValue": "12",
      "maximumValue": "13",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "additionalValue": "P13M",
    "applicationType": "MATURITY"
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.024",
    "calculationFrequency": "P1D",
    "applicationFrequency": "P1Y",
    "tiers": [
     {
      "name": "Term Deposit Fourteen Month",
      "unitOfMeasure": "MONTH",
      "minimumValue": "13",
      "maximumValue": "14",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "additionalValue": "P14M",
    "applicationType": "MATURITY"
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.024",
    "calculationFrequency": "P1D",
    "applicationFrequency": "P1Y",
    "tiers": [
     {
      "name": "Term Deposit Fifteen Month",
      "unitOfMeasure": "MONTH",
      "minimumValue": "14",
      "maximumValue": "15",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "additionalValue": "P15M",
    "applicationType": "MATURITY"
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.024",
    "calculationFrequency": "P1D",
    "applicationFrequency": "P1Y",
    "tiers": [
     {
      "name": "Term Deposit Sixteen Month",
      "unitOfMeasure": "MONTH",
      "minimumValue": "15",
      "maximumValue": "16",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "additionalValue": "P16M",
    "applicationType": "MATURITY"
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.024",
    "calculationFrequency": "P1D",
    "applicationFrequency": "P1Y",
    "tiers": [
     {
      "name": "Term Deposit Seventeen Month",
      "unitOfMeasure": "MONTH",
      "minimumValue": "16",
      "maximumValue": "17",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "additionalValue": "P17M",
    "applicationType": "MATURITY"
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.033",
    "calculationFrequency": "P1D",
    "applicationFrequency": "P1Y",
    "tiers": [
     {
      "name": "Term Deposit Eighteen Month",
      "unitOfMeasure": "MONTH",
      "minimumValue": "17",
      "maximumValue": "18",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "additionalValue": "P18M",
    "applicationType": "MATURITY"
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.024",
    "calculationFrequency": "P1D",
    "applicationFrequency": "P1Y",
    "tiers": [
     {
      "name": "Term Deposit Nineteen Month",
      "unitOfMeasure": "MONTH",
      "minimumValue": "18",
      "maximumValue": "19",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "additionalValue": "P19M",
    "applicationType": "MATURITY"
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.024",
    "calculationFrequency": "P1D",
    "applicationFrequency": "P1Y",
    "tiers": [
     {
      "name": "Term Deposit Twentieth Month",
      "unitOfMeasure": "MONTH",
      "minimumValue": "19",
      "maximumValue": "20",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "additionalValue": "P20M",
    "applicationType": "MATURITY"
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.024",
    "calculationFrequency": "P1D",
    "applicationFrequency": "P1Y",
    "tiers": [
     {
      "name": "Term Deposit Twenty First Month",
      "unitOfMeasure": "MONTH",
      "minimumValue": "20",
      "maximumValue": "21",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "additionalValue": "P21M",
    "applicationType": "MATURITY"
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.024",
    "calculationFrequency": "P1D",
    "applicationFrequency": "P1Y",
    "tiers": [
     {
      "name": "Term Deposit Twenty Second Month",
      "unitOfMeasure": "MONTH",
      "minimumValue": "21",
      "maximumValue": "22",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "additionalValue": "P22M",
    "applicationType": "MATURITY"
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.024",
    "calculationFrequency": "P1D",
    "applicationFrequency": "P1Y",
    "tiers": [
     {
      "name": "Term Deposit Twenty Third Month",
      "unitOfMeasure": "MONTH",
      "minimumValue": "22",
      "maximumValue": "23",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "additionalValue": "P23M",
    "applicationType": "MATURITY"
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0435",
    "calculationFrequency": "P1D",
    "applicationFrequency": "P1Y",
    "tiers": [
     {
      "name": "Term Deposit Two Year",
      "unitOfMeasure": "MONTH",
      "minimumValue": "23",
      "maximumValue": "24",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "additionalValue": "P24M",
    "applicationType": "MATURITY"
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0510",
    "calculationFrequency": "P1D",
    "applicationFrequency": "P1Y",
    "tiers": [
     {
      "name": "Term Deposit Three Year",
      "unitOfMeasure": "MONTH",
      "minimumValue": "36",
      "maximumValue": "36",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "additionalValue": "P36M",
    "applicationType": "MATURITY"
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0510",
    "calculationFrequency": "P1D",
    "applicationFrequency": "P1Y",
    "tiers": [
     {
      "name": "Term Deposit Four Year",
      "unitOfMeasure": "MONTH",
      "minimumValue": "48",
      "maximumValue": "48",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "additionalValue": "P48M",
    "applicationType": "MATURITY"
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0525",
    "calculationFrequency": "P1D",
    "applicationFrequency": "P1Y",
    "tiers": [
     {
      "name": "Term Deposit Five Year",
      "unitOfMeasure": "MONTH",
      "minimumValue": "60",
      "maximumValue": "60",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "additionalValue": "P60M",
    "applicationType": "MATURITY"
   }
  ]
 }
}