{
 "snapshot_at": "2026-10-02T09:50:36Z",
 "brand": "Judo Bank",
 "brand_slug": "judo-bank",
 "product_id": "09c281bb-27cb-4daf-88f4-067e28d37ea4",
 "cdr_url": "https://public.open.judo.bank/cds-au/v1/banking/products/09c281bb-27cb-4daf-88f4-067e28d37ea4",
 "x_v": 7,
 "how_to_fetch": "curl -H 'x-v: 7' 'https://public.open.judo.bank/cds-au/v1/banking/products/09c281bb-27cb-4daf-88f4-067e28d37ea4'",
 "note": "Verbatim copy of the bank's Consumer Data Right product detail response as fetched by Deep Almanac. The live endpoint requires the x-v header shown. snapshot_at is when this version of the record was first fetched; the file is rewritten only when the bank's data changes.",
 "data": {
  "brand": "Judo Bank",
  "description": "Earn a competitive, fixed interest rate on your deposit with Judo Bank.",
  "isTailored": false,
  "lastUpdated": "2026-09-15T23:59:29.450821Z",
  "name": "Personal Term Deposits",
  "productCategory": "TERM_DEPOSITS",
  "productId": "09c281bb-27cb-4daf-88f4-067e28d37ea4",
  "additionalInformation": {
   "overviewUri": "https://www.judo.bank/personal-term-deposit",
   "termsUri": "https://www.judo.bank/term-deposit-accounts-terms-and-conditions",
   "eligibilityUri": "https://www.judo.bank/personal-term-deposit",
   "feesAndPricingUri": "https://www.judo.bank/personal-term-deposit",
   "bundleUri": null,
   "additionalOverviewUris": null,
   "additionalTermsUris": null,
   "additionalEligibilityUris": null,
   "additionalFeesAndPricingUris": null,
   "additionalBundleUris": null
  },
  "applicationUri": "https://www.judo.bank/personal-term-deposit",
  "brandName": "Judo Bank",
  "brandGroup": null,
  "cardArt": [],
  "effectiveFrom": null,
  "effectiveTo": null,
  "bundles": [],
  "constraints": [
   {
    "constraintType": "MIN_BALANCE",
    "additionalInfo": null,
    "additionalInfoUri": "https://www.judo.bank/term-deposit-accounts-terms-and-conditions",
    "additionalValue": "1000.00"
   },
   {
    "constraintType": "OPENING_BALANCE",
    "additionalInfo": null,
    "additionalInfoUri": "https://www.judo.bank/term-deposit-accounts-terms-and-conditions",
    "additionalValue": "1000.00"
   },
   {
    "constraintType": "MAX_BALANCE",
    "additionalInfo": "Online maximum deposits are up to $2,000,000, for amounts above $2,000,0000, contact JUDO on 13 58 36 for assistance.",
    "additionalInfoUri": "https://www.judo.bank/term-deposit-accounts-terms-and-conditions",
    "additionalValue": "2000000.00"
   }
  ],
  "depositRates": [
   {
    "depositRateType": "FIXED",
    "rate": "0.0485",
    "additionalInfo": "Interest paid monthly",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/personal-term-deposit/",
    "additionalValue": "P7M",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.055",
    "additionalInfo": "Interest paid annually",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/personal-term-deposit/",
    "additionalValue": "P4Y",
    "applicationFrequency": "P1Y",
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0485",
    "additionalInfo": "Interest paid monthly",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/personal-term-deposit/",
    "additionalValue": "P6M",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0495",
    "additionalInfo": "Interest paid at maturity",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/personal-term-deposit/",
    "additionalValue": "P6M",
    "applicationFrequency": null,
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "MATURITY",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0525",
    "additionalInfo": "Interest paid at maturity",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/personal-term-deposit/",
    "additionalValue": "P11M",
    "applicationFrequency": null,
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "MATURITY",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.054",
    "additionalInfo": "Interest paid monthly",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/personal-term-deposit/",
    "additionalValue": "P4Y",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0515",
    "additionalInfo": "Interest paid monthly",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/personal-term-deposit/",
    "additionalValue": "P11M",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.048",
    "additionalInfo": "Interest paid monthly",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/personal-term-deposit/",
    "additionalValue": "P3M",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0535",
    "additionalInfo": "Interest paid monthly",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/personal-term-deposit/",
    "additionalValue": "P1Y",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0505",
    "additionalInfo": "Interest paid at maturity",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/personal-term-deposit/",
    "additionalValue": "P9M",
    "applicationFrequency": null,
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "MATURITY",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0495",
    "additionalInfo": "Interest paid monthly",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/personal-term-deposit/",
    "additionalValue": "P10M",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.048",
    "additionalInfo": "Interest paid monthly",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/personal-term-deposit/",
    "additionalValue": "P5M",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0545",
    "additionalInfo": "Interest paid annually",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/personal-term-deposit/",
    "additionalValue": "P2Y",
    "applicationFrequency": "P1Y",
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.054",
    "additionalInfo": "Interest paid monthly",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/personal-term-deposit/",
    "additionalValue": "P5Y",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0495",
    "additionalInfo": "Interest paid monthly",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/personal-term-deposit/",
    "additionalValue": "P9M",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.021",
    "additionalInfo": "Interest paid at maturity",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/personal-term-deposit/",
    "additionalValue": "P1M",
    "applicationFrequency": null,
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "MATURITY",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.048",
    "additionalInfo": "Interest paid monthly",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/personal-term-deposit/",
    "additionalValue": "P4M",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.049",
    "additionalInfo": "Interest paid at maturity",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/personal-term-deposit/",
    "additionalValue": "P4M",
    "applicationFrequency": null,
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "MATURITY",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.023",
    "additionalInfo": "Interest paid at maturity",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/personal-term-deposit/",
    "additionalValue": "P2M",
    "applicationFrequency": null,
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "MATURITY",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.022",
    "additionalInfo": "Interest paid monthly",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/personal-term-deposit/",
    "additionalValue": "P2M",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0485",
    "additionalInfo": "Interest paid monthly",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/personal-term-deposit/",
    "additionalValue": "P8M",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.049",
    "additionalInfo": "Interest paid at maturity",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/personal-term-deposit/",
    "additionalValue": "P5M",
    "applicationFrequency": null,
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "MATURITY",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.049",
    "additionalInfo": "Interest paid at maturity",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/personal-term-deposit/",
    "additionalValue": "P3M",
    "applicationFrequency": null,
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "MATURITY",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0495",
    "additionalInfo": "Interest paid at maturity",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/personal-term-deposit/",
    "additionalValue": "P8M",
    "applicationFrequency": null,
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "MATURITY",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0505",
    "additionalInfo": "Interest paid at maturity",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/personal-term-deposit/",
    "additionalValue": "P10M",
    "applicationFrequency": null,
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "MATURITY",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.055",
    "additionalInfo": "Interest paid annually",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/personal-term-deposit/",
    "additionalValue": "P5Y",
    "applicationFrequency": "P1Y",
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0535",
    "additionalInfo": "Interest paid monthly",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/personal-term-deposit/",
    "additionalValue": "P2Y",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0535",
    "additionalInfo": "Interest paid monthly",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/personal-term-deposit/",
    "additionalValue": "P3Y",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0545",
    "additionalInfo": "Interest paid annually",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/personal-term-deposit/",
    "additionalValue": "P3Y",
    "applicationFrequency": "P1Y",
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0495",
    "additionalInfo": "Interest paid at maturity",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/personal-term-deposit/",
    "additionalValue": "P7M",
    "applicationFrequency": null,
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "MATURITY",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.021",
    "additionalInfo": "Interest paid monthly",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/personal-term-deposit/",
    "additionalValue": "P1M",
    "applicationFrequency": null,
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "MATURITY",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0545",
    "additionalInfo": "Interest paid at maturity",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/personal-term-deposit/",
    "additionalValue": "P1Y",
    "applicationFrequency": null,
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "MATURITY",
    "applicabilityConditions": []
   }
  ],
  "eligibility": [
   {
    "eligibilityType": "NATURAL_PERSON",
    "additionalInfo": "The account should be used in personal capacity or for personal use. It must not be opened or used for business or trustee purposes, for business deposits contact JUDO on 13 58 36.",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/personal-term-deposit/",
    "additionalValue": null
   },
   {
    "eligibilityType": "RESIDENCY_STATUS",
    "additionalInfo": null,
    "additionalInfoUri": "https://www.judo.bank/term-deposits/personal-term-deposit/",
    "additionalValue": "Australian citizenship or permanent residency, and reside permanently in Australia. You must be over the age of 18."
   },
   {
    "eligibilityType": "MIN_AGE",
    "additionalInfo": null,
    "additionalInfoUri": "https://www.judo.bank/term-deposits/personal-term-deposit/",
    "additionalValue": "18"
   }
  ],
  "features": [
   {
    "featureType": "OTHER",
    "additionalInfo": "No Fees.",
    "additionalInfoUri": "https://www.judo.bank/term-deposit-accounts-terms-and-conditions/",
    "additionalValue": null,
    "isActivated": "UNKNOWN"
   },
   {
    "featureType": "OTHER",
    "additionalInfo": "Fund via Direct Debit or BPAY.",
    "additionalInfoUri": "https://www.judo.bank/term-deposit-accounts-terms-and-conditions/",
    "additionalValue": null,
    "isActivated": "UNKNOWN"
   },
   {
    "featureType": "OTHER",
    "additionalInfo": "10 calendar days rollover cooling off period.",
    "additionalInfoUri": "https://www.judo.bank/term-deposit-accounts-terms-and-conditions/",
    "additionalValue": null,
    "isActivated": "UNKNOWN"
   },
   {
    "featureType": "OTHER",
    "additionalInfo": "Rollover facility available.",
    "additionalInfoUri": "https://www.judo.bank/term-deposit-accounts-terms-and-conditions/",
    "additionalValue": null,
    "isActivated": "UNKNOWN"
   },
   {
    "featureType": "OTHER",
    "additionalInfo": "Confirmation Letter provided.",
    "additionalInfoUri": "https://www.judo.bank/term-deposit-accounts-terms-and-conditions/",
    "additionalValue": null,
    "isActivated": "UNKNOWN"
   },
   {
    "featureType": "OTHER",
    "additionalInfo": "All deposits you have with Judo Bank are guaranteed up to $250,000 by the Australian Government, under the Financial Claims Scheme. For more information on the Financial Claims Scheme.\nGovernment Deposit Guarantee - Financial Claims Scheme",
    "additionalInfoUri": "https://www.apra.gov.au/financial-claims-scheme-0",
    "additionalValue": null,
    "isActivated": "UNKNOWN"
   },
   {
    "featureType": "OTHER",
    "additionalInfo": "A loyalty bonus may be offered if you automatically roll over your term deposit into a new term with Judo.",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/personal-term-deposit/",
    "additionalValue": null,
    "isActivated": "UNKNOWN"
   },
   {
    "featureType": "DIGITAL_BANKING",
    "additionalInfo": "Digital Banking available.",
    "additionalInfoUri": "https://digital.judo.bank",
    "additionalValue": null,
    "isActivated": "UNKNOWN"
   },
   {
    "featureType": "OTHER",
    "additionalInfo": "Scheduled, periodic payments available.",
    "additionalInfoUri": "https://www.judo.bank/term-deposit-accounts-terms-and-conditions/",
    "additionalValue": null,
    "isActivated": "UNKNOWN"
   }
  ],
  "fees": [],
  "lendingRates": [],
  "instalments": null
 }
}