{
 "snapshot_at": "2026-10-02T09:50:36Z",
 "brand": "Judo Bank",
 "brand_slug": "judo-bank",
 "product_id": "19c28155-27cb-4daf-88f4-067e28d3smsf",
 "cdr_url": "https://public.open.judo.bank/cds-au/v1/banking/products/19c28155-27cb-4daf-88f4-067e28d3smsf",
 "x_v": 7,
 "how_to_fetch": "curl -H 'x-v: 7' 'https://public.open.judo.bank/cds-au/v1/banking/products/19c28155-27cb-4daf-88f4-067e28d3smsf'",
 "note": "Verbatim copy of the bank's Consumer Data Right product detail response as fetched by Deep Almanac. The live endpoint requires the x-v header shown. snapshot_at is when this version of the record was first fetched; the file is rewritten only when the bank's data changes.",
 "data": {
  "brand": "Judo Bank",
  "description": "Earn a competitive, fixed interest rate on your SMSF Term Deposit with Judo Bank.",
  "isTailored": false,
  "lastUpdated": "2026-09-15T23:59:29.407613Z",
  "name": "SMSF Term Deposits",
  "productCategory": "TERM_DEPOSITS",
  "productId": "19c28155-27cb-4daf-88f4-067e28d3smsf",
  "additionalInformation": {
   "overviewUri": "https://www.judo.bank/term-deposits-smsf",
   "termsUri": "https://www.judo.bank/term-deposit-accounts-terms-and-conditions",
   "eligibilityUri": "https://www.judo.bank/term-deposits-smsf",
   "feesAndPricingUri": "https://www.judo.bank/term-deposits-smsf",
   "bundleUri": null,
   "additionalOverviewUris": [],
   "additionalTermsUris": [],
   "additionalEligibilityUris": [],
   "additionalFeesAndPricingUris": [],
   "additionalBundleUris": []
  },
  "applicationUri": "https://www.judo.bank/term-deposits-smsf",
  "brandName": "Judo Bank",
  "brandGroup": null,
  "cardArt": [],
  "effectiveFrom": null,
  "effectiveTo": null,
  "bundles": [],
  "constraints": [
   {
    "constraintType": "MIN_BALANCE",
    "additionalInfo": null,
    "additionalInfoUri": "https://www.judo.bank/term-deposit-accounts-terms-and-conditions",
    "additionalValue": "1000.00"
   },
   {
    "constraintType": "OPENING_BALANCE",
    "additionalInfo": null,
    "additionalInfoUri": "https://www.judo.bank/term-deposit-accounts-terms-and-conditions",
    "additionalValue": "1000.00"
   },
   {
    "constraintType": "MAX_BALANCE",
    "additionalInfo": "Online maximum deposits are up to $2,000,000, for amounts above $2,000,0000, contact JUDO on 13 58 36 for assistance.",
    "additionalInfoUri": "https://www.judo.bank/term-deposit-accounts-terms-and-conditions",
    "additionalValue": "2000000.00"
   }
  ],
  "depositRates": [
   {
    "depositRateType": "FIXED",
    "rate": "0.0495",
    "additionalInfo": "Interest paid monthly",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/smsf-term-deposits/",
    "additionalValue": "P10M",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.048",
    "additionalInfo": "Interest paid monthly",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/smsf-term-deposits/",
    "additionalValue": "P3M",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0535",
    "additionalInfo": "Interest paid monthly",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/smsf-term-deposits/",
    "additionalValue": "P3Y",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0485",
    "additionalInfo": "Interest paid monthly",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/smsf-term-deposits/",
    "additionalValue": "P6M",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0495",
    "additionalInfo": "Interest paid at maturity",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/smsf-term-deposits/",
    "additionalValue": "P6M",
    "applicationFrequency": null,
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "MATURITY",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0515",
    "additionalInfo": "Interest paid monthly",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/smsf-term-deposits/",
    "additionalValue": "P11M",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.055",
    "additionalInfo": "Interest paid annually",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/smsf-term-deposits/",
    "additionalValue": "P4Y",
    "applicationFrequency": "P1Y",
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0485",
    "additionalInfo": "Interest paid monthly",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/smsf-term-deposits/",
    "additionalValue": "P8M",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0495",
    "additionalInfo": "Interest paid at maturity",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/smsf-term-deposits/",
    "additionalValue": "P8M",
    "applicationFrequency": null,
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "MATURITY",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.048",
    "additionalInfo": "Interest paid monthly",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/smsf-term-deposits/",
    "additionalValue": "P4M",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0545",
    "additionalInfo": "Interest paid annually",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/smsf-term-deposits/",
    "additionalValue": "P2Y",
    "applicationFrequency": "P1Y",
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.054",
    "additionalInfo": "Interest paid monthly",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/smsf-term-deposits/",
    "additionalValue": "P4Y",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.021",
    "additionalInfo": "Interest paid at maturity",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/smsf-term-deposits/",
    "additionalValue": "P1M",
    "applicationFrequency": null,
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "MATURITY",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.054",
    "additionalInfo": "Interest paid monthly",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/smsf-term-deposits/",
    "additionalValue": "P5Y",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.023",
    "additionalInfo": "Interest paid at maturity",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/smsf-term-deposits/",
    "additionalValue": "P2M",
    "applicationFrequency": null,
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "MATURITY",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.049",
    "additionalInfo": "Interest paid at maturity",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/smsf-term-deposits/",
    "additionalValue": "P3M",
    "applicationFrequency": null,
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "MATURITY",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.049",
    "additionalInfo": "Interest paid at maturity",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/smsf-term-deposits/",
    "additionalValue": "P5M",
    "applicationFrequency": null,
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "MATURITY",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0505",
    "additionalInfo": "Interest paid at maturity",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/smsf-term-deposits/",
    "additionalValue": "P10M",
    "applicationFrequency": null,
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "MATURITY",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0485",
    "additionalInfo": "Interest paid monthly",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/smsf-term-deposits/",
    "additionalValue": "P7M",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0545",
    "additionalInfo": "Interest paid at maturity",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/smsf-term-deposits/",
    "additionalValue": "P1Y",
    "applicationFrequency": null,
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "MATURITY",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0535",
    "additionalInfo": "Interest paid monthly",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/smsf-term-deposits/",
    "additionalValue": "P1Y",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.022",
    "additionalInfo": "Interest paid monthly",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/smsf-term-deposits/",
    "additionalValue": "P2M",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.021",
    "additionalInfo": "Interest paid monthly",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/smsf-term-deposits/",
    "additionalValue": "P1M",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0525",
    "additionalInfo": "Interest paid at maturity",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/smsf-term-deposits/",
    "additionalValue": "P11M",
    "applicationFrequency": null,
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "MATURITY",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.048",
    "additionalInfo": "Interest paid monthly",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/smsf-term-deposits/",
    "additionalValue": "P5M",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0495",
    "additionalInfo": "Interest paid at maturity",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/smsf-term-deposits/",
    "additionalValue": "P7M",
    "applicationFrequency": null,
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "MATURITY",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0495",
    "additionalInfo": "Interest paid monthly",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/smsf-term-deposits/",
    "additionalValue": "P9M",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0545",
    "additionalInfo": "Interest paid annually",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/smsf-term-deposits/",
    "additionalValue": "P3Y",
    "applicationFrequency": "P1Y",
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.055",
    "additionalInfo": "Interest paid annually",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/smsf-term-deposits/",
    "additionalValue": "P5Y",
    "applicationFrequency": "P1Y",
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0505",
    "additionalInfo": "Interest paid at maturity",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/smsf-term-deposits/",
    "additionalValue": "P9M",
    "applicationFrequency": null,
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "MATURITY",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0535",
    "additionalInfo": "Interest paid monthly",
    "additionalInfoUri": null,
    "additionalValue": "P2Y",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "PERIODIC",
    "applicabilityConditions": []
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.049",
    "additionalInfo": "Interest paid at maturity",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/smsf-term-deposits/",
    "additionalValue": "P4M",
    "applicationFrequency": null,
    "calculationFrequency": "P1D",
    "tiers": [],
    "applicationType": "MATURITY",
    "applicabilityConditions": []
   }
  ],
  "eligibility": [
   {
    "eligibilityType": "OTHER",
    "additionalInfo": "An online SMSF Term Deposit is only available to one corporate trustee of an SMSF or two to four individual trustees.",
    "additionalInfoUri": "https://www.judo.bank/term-deposits/smsf-term-deposits",
    "additionalValue": null
   },
   {
    "eligibilityType": "RESIDENCY_STATUS",
    "additionalInfo": null,
    "additionalInfoUri": "https://www.judo.bank/term-deposits/smsf-term-deposits",
    "additionalValue": "Be Australian tax residents and reside permanently in Australia living at an Australian residential address. We cannot accept applications from foreign tax residents. Be over the age of 18."
   },
   {
    "eligibilityType": "MIN_AGE",
    "additionalInfo": null,
    "additionalInfoUri": "https://www.judo.bank/term-deposits/smsf-term-deposits/",
    "additionalValue": "18"
   }
  ],
  "features": [
   {
    "featureType": "OTHER",
    "additionalInfo": "10 calendar days rollover cooling off period.\n",
    "additionalInfoUri": "https://www.judo.bank/term-deposit-accounts-terms-and-conditions/",
    "additionalValue": null,
    "isActivated": "UNKNOWN"
   },
   {
    "featureType": "OTHER",
    "additionalInfo": "Rollover facility available.",
    "additionalInfoUri": "https://www.judo.bank/term-deposit-accounts-terms-and-conditions/",
    "additionalValue": null,
    "isActivated": "UNKNOWN"
   },
   {
    "featureType": "OTHER",
    "additionalInfo": "Scheduled, periodic payments available",
    "additionalInfoUri": "https://www.judo.bank/term-deposit-accounts-terms-and-conditions/",
    "additionalValue": null,
    "isActivated": "UNKNOWN"
   },
   {
    "featureType": "OTHER",
    "additionalInfo": "Confirmation Letter provided",
    "additionalInfoUri": "https://www.judo.bank/term-deposit-accounts-terms-and-conditions/",
    "additionalValue": null,
    "isActivated": "UNKNOWN"
   },
   {
    "featureType": "OTHER",
    "additionalInfo": "Fund via Direct Debit or BPAY.",
    "additionalInfoUri": "https://www.judo.bank/term-deposit-accounts-terms-and-conditions/",
    "additionalValue": null,
    "isActivated": "UNKNOWN"
   },
   {
    "featureType": "OTHER",
    "additionalInfo": "All deposits you have with Judo Bank are guaranteed up to $250,000 by the Australian Government, under the Financial Claims Scheme. For more information on the Financial Claims Scheme.",
    "additionalInfoUri": "https://www.apra.gov.au/financial-claims-scheme",
    "additionalValue": null,
    "isActivated": "UNKNOWN"
   },
   {
    "featureType": "OTHER",
    "additionalInfo": "No Fees",
    "additionalInfoUri": "https://www.judo.bank/term-deposit-accounts-terms-and-conditions/",
    "additionalValue": null,
    "isActivated": "UNKNOWN"
   },
   {
    "featureType": "DIGITAL_BANKING",
    "additionalInfo": "Digital Banking available.",
    "additionalInfoUri": "https://digital.judo.bank",
    "additionalValue": null,
    "isActivated": "UNKNOWN"
   }
  ],
  "fees": [],
  "lendingRates": [],
  "instalments": null
 }
}