{
 "snapshot_at": "2026-11-13T01:50:53Z",
 "brand": "MoveBank",
 "brand_slug": "movebank",
 "product_id": "0b61e81c-a7f6-4845-ae64-f9dd29169030",
 "cdr_url": "https://od1.cdr.digital.move.bank/api/cds-au/v1/banking/products/0b61e81c-a7f6-4845-ae64-f9dd29169030",
 "x_v": 7,
 "how_to_fetch": "curl -H 'x-v: 7' 'https://od1.cdr.digital.move.bank/api/cds-au/v1/banking/products/0b61e81c-a7f6-4845-ae64-f9dd29169030'",
 "note": "Verbatim copy of the bank's Consumer Data Right product detail response as fetched by Deep Almanac. The live endpoint requires the x-v header shown. snapshot_at is when this version of the record was first fetched; the file is rewritten only when the bank's data changes.",
 "data": {
  "brand": "MoveBank",
  "brandName": "MoveBank",
  "constraints": [
   {
    "additionalInfo": "31 days' notice is required to break the term deposit early.",
    "additionalValue": "31.00",
    "constraintType": "MAX_LIMIT"
   },
   {
    "additionalInfo": "You can only hold a maximum of 10 accounts for this product.",
    "additionalValue": "10.00",
    "constraintType": "MAX_LIMIT"
   }
  ],
  "depositRates": [
   {
    "additionalInfo": "Rate for a 5 month term, interest paid at maturity.",
    "additionalValue": "P5M",
    "applicationType": "MATURITY",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.052",
    "tiers": [
     {
      "minimumValue": "5",
      "name": "5 month term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "Rate for a 12 month term, interest paid monthly",
    "additionalValue": "P12M",
    "applicationFrequency": "P1M",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0525",
    "tiers": [
     {
      "minimumValue": "12",
      "name": "12 month term, monthly interest",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "Rate for a 13 - 24 month term, interest paid yearly.",
    "additionalValue": "P24M",
    "applicationFrequency": "P1Y",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0525",
    "tiers": [
     {
      "maximumValue": "24",
      "minimumValue": "13",
      "name": "13 - 24 month term, yearly interest",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalValue": "P9M",
    "applicationType": "MATURITY",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.053",
    "tiers": [
     {
      "minimumValue": "9",
      "name": "9 month term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "Rate for a 3 month term, interest paid at maturity.",
    "additionalValue": "P3M",
    "applicationType": "MATURITY",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.05",
    "tiers": [
     {
      "minimumValue": "3",
      "name": "3 month term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "Rate for a 13 - 24 month term, interest paid monthly.",
    "additionalValue": "P24M",
    "applicationFrequency": "P1M",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0515",
    "tiers": [
     {
      "maximumValue": "24",
      "minimumValue": "13",
      "name": "13 - 24 month term, monthly interest",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "Rate for a 4 month term, interest paid at maturity.",
    "additionalValue": "P4M",
    "applicationType": "MATURITY",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.051",
    "tiers": [
     {
      "minimumValue": "4",
      "name": "4 month term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "Rate for a 6 month term, interest paid at maturity.",
    "additionalValue": "P6M",
    "applicationType": "MATURITY",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0525",
    "tiers": [
     {
      "minimumValue": "6",
      "name": "6 month term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "Rate for a 12 month term, interest paid yearly.",
    "additionalValue": "P12M",
    "applicationFrequency": "P1Y",
    "applicationType": "PERIODIC",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0535",
    "tiers": [
     {
      "minimumValue": "12",
      "name": "12 month term, yearly interest",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "Rate for a 11 month term, interest paid at maturity.",
    "additionalValue": "P11M",
    "applicationType": "MATURITY",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.053",
    "tiers": [
     {
      "minimumValue": "11",
      "name": "11 month term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "Rate for a 8 month term, interest paid at maturity.",
    "additionalValue": "P8M",
    "applicationType": "MATURITY",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.053",
    "tiers": [
     {
      "minimumValue": "8",
      "name": "8 month term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "Rate for a 10 month term, interest paid at maturity.",
    "additionalValue": "P10M",
    "applicationType": "MATURITY",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.053",
    "tiers": [
     {
      "minimumValue": "10",
      "name": "10 month term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   },
   {
    "additionalInfo": "Rate for a 7 month term, interest paid at maturity.",
    "additionalValue": "P7M",
    "applicationType": "MATURITY",
    "calculationFrequency": "P1D",
    "depositRateType": "FIXED",
    "rate": "0.0535",
    "tiers": [
     {
      "minimumValue": "7",
      "name": "7 month term",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "unitOfMeasure": "MONTH"
     }
    ]
   }
  ],
  "description": "Term Deposit",
  "effectiveFrom": "2026-07-31T04:00:00Z",
  "eligibility": [
   {
    "additionalInfo": "Must be an Australian tax resident.",
    "additionalValue": "Australian resident",
    "eligibilityType": "RESIDENCY_STATUS"
   }
  ],
  "features": [
   {
    "additionalInfo": "You can receive notifications about activity on this account via email, mobile, and in-app for selected events.",
    "additionalValue": "Email, mobile, in-app",
    "featureType": "NOTIFICATIONS"
   }
  ],
  "isTailored": false,
  "lastUpdated": "2026-09-08T13:33:21.706914Z",
  "name": "Term Deposit",
  "productCategory": "TRANS_AND_SAVINGS_ACCOUNTS",
  "productId": "0b61e81c-a7f6-4845-ae64-f9dd29169030"
 }
}