{
 "snapshot_at": "2026-10-02T09:51:12Z",
 "brand": "Woolworths Team Bank",
 "brand_slug": "woolworths-team-bank",
 "product_id": "18MONTHS",
 "cdr_url": "https://online.woolworthsteambank.com.au/OpenBanking/cds-au/v1/banking/products/18MONTHS",
 "x_v": 4,
 "how_to_fetch": "curl -H 'x-v: 4' 'https://online.woolworthsteambank.com.au/OpenBanking/cds-au/v1/banking/products/18MONTHS'",
 "note": "Verbatim copy of the bank's Consumer Data Right product detail response as fetched by Deep Almanac. The live endpoint requires the x-v header shown. snapshot_at is when this version of the record was first fetched; the file is rewritten only when the bank's data changes.",
 "data": {
  "constraints": [
   {
    "constraintType": "MIN_BALANCE",
    "additionalValue": "2000.00",
    "additionalInfo": "",
    "additionalInfoUri": ""
   }
  ],
  "eligibility": [
   {
    "eligibilityType": "OTHER",
    "additionalInfo": "Membership is open to team members of Woolworths and Endeavour Groups, their immediate family members, and those with an affinity to Woolworths Group.",
    "additionalInfoUri": "https://woolworthsteambank.com.au/becoming-member/"
   }
  ],
  "depositRates": [
   {
    "depositRateType": "FIXED",
    "rate": "0.0275",
    "calculationFrequency": "P1D",
    "applicationFrequency": "P12M",
    "tiers": [
     {
      "name": "18 MONTHS_Tier",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": 2000.0,
      "maximumValue": 1000000.0,
      "rateApplicationMethod": "WHOLE_BALANCE"
     },
     {
      "name": "18 MONTHS_Tier",
      "unitOfMeasure": "MONTH",
      "minimumValue": 18.0,
      "maximumValue": 18.0,
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "additionalValue": "P18M",
    "additionalInfo": "",
    "additionalInfoUri": "https://woolworthsteambank.com.au/our-interest-rates/"
   }
  ],
  "productId": "18MONTHS",
  "effectiveFrom": "2024-05-02T00:00:00.000+10:00",
  "lastUpdated": "2026-07-08T13:14:23.000+10:00",
  "productCategory": "TERM_DEPOSITS",
  "name": "18 MONTHS",
  "description": "18 MONTHS",
  "brand": "WOOLWORTHS TEAM BANK",
  "brandName": "WOOLWORTHS TEAM BANK",
  "applicationUri": "https://woolworthsteambank.snapforms.com.au/form/term-deposit-form",
  "isTailored": false,
  "additionalInformation": {
   "overviewUri": "https://woolworthsteambank.com.au/term-deposits/",
   "termsUri": "https://woolworthsteambank.com.au/term-deposits/",
   "eligibilityUri": "https://woolworthsteambank.com.au/term-deposits/",
   "feesAndPricingUri": "https://woolworthsteambank.com.au/wp-content/uploads/2025/06/PDS-Fees-Charges-Transaction-Limits_07.2025_FINAL.pdf",
   "bundleUri": ""
  }
 }
}