{
 "dataset": "Australian building insurance",
 "source": "Each brand's and insurer's own Product Disclosure Statement, Key Facts Sheet, Target Market Determination and product pages (policies, cover, underwriter); APRA's list of registered general insurers (authorisation); ASIC's Australian Financial Services Licensee register on data.gov.au (licence, ABN)",
 "licence_note": "APRA authorisation is from APRA's list of registered general insurers, published under the Creative Commons Attribution 4.0 International licence (© Australian Prudential Regulation Authority). Licence fields are from ASIC's AFS Licensee dataset on data.gov.au, published under the Creative Commons Attribution 3.0 Australia licence. Policies, their cover and their underwriters are facts read from each brand's and insurer's own published documents, and every one carries the URL and the sentence it was read from. Policies change, and the document that applies to a policy is the one issued with it. This is reference data, not advice about which policy to buy.",
 "brand": {
  "slug": "agile",
  "name": "Agile Underwriting Services",
  "website": "https://withagile.com/",
  "kind": "underwriting_agency",
  "underwriter": "Certain Underwriters at Lloyd's (led by Syndicate 2427)",
  "underwriter_abn": null,
  "underwriter_afsl": null,
  "lloyds": true,
  "distributor": null,
  "products": [
   {
    "name": "Agile Industrial Special Risks (ISR) Fire & Crime",
    "type": "isr",
    "segment": "industrial",
    "channel": null,
    "online_quote": null,
    "cover_basis": null,
    "buffer_percent": null,
    "flood": "optional",
    "accidental_damage": null,
    "levels": [],
    "eligibility": "ISR risks up to AUD 10 million capacity (lead or follow); territorial scope Australia, New Zealand, ASEAN and Pacific Islands (non-US). Excludes mining (underground/open cut, except accommodation), petrochemical and energy.",
    "states": null,
    "documents": [
     {
      "title": "ISR Fire & Crime Policy Wording / PDS (ISR-F&C-AU-20260701)",
      "url": "https://withagile.com/wp-content/uploads/2026/08/ISR-FC-AU-20260701-PDS-1.pdf",
      "date": "2026-07-01"
     },
     {
      "title": "Industrial Special Risks Proposal Form",
      "url": "https://withagile.com/wp-content/uploads/2026/08/Agile-Industrial-Special-Risks-Prop-Form-1.pdf",
      "date": null
     },
     {
      "title": "Target Market Determinations",
      "url": "https://withagile.com/target-market-determinations/",
      "date": null
     }
    ],
    "quotes": {
     "product": {
      "text": "ISR with capacity up to $10m.",
      "url": "https://withagile.com/lines-of-business/australia/property/",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "ISR with capacity up to $10m.",
       "url": "https://withagile.com/lines-of-business/australia/property/#:~:text=ISR%20with%20capacity%20up%20to%20%2410m.",
       "document_sha256": "673dee2d83c5322c3fa3e8b9519b2fad46161c8ff0ec1f4f506f108ada8e33eb",
       "confirmed": "2026-11-13"
      }
     },
     "flood": {
      "text": "FLOODXB4 - Flood Paragraph (a) of Perils Exclusion 3 is deleted if cover for ‘Flood’ is included in the Policy Schedule.",
      "url": "https://withagile.com/wp-content/uploads/2026/08/ISR-FC-AU-20260701-PDS-1.pdf",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "FLOODXB4 - Flood Paragraph (a) of Perils Exclusion 3 is deleted if cover for ‘Flood’ is included in the Policy Schedule.",
       "url": "https://withagile.com/wp-content/uploads/2026/08/ISR-FC-AU-20260701-PDS-1.pdf#page=46",
       "page": 46,
       "document_sha256": "2302e875ae7b161d9786799295d0256c9a1ffa9ecc87ad4e813596f0a6f4d8a5",
       "confirmed": "2026-11-13"
      }
     },
     "eligibility": {
      "text": "Whether you’re working with standard ISR or need something a little more bespoke, we’ve got the capacity to assist up to AUD 10 million, lead or follow for Direct, Facultative, Wholesale, Coverholder or Lineslip requirements.",
      "url": "https://withagile.com/lines-of-business/australia/property/",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "Whether you’re working with standard ISR or need something a little more bespoke, we’ve got the capacity to assist up to AUD 10 million, lead or follow for Direct, Facultative, Wholesale, Coverholder or Lineslip requirements.",
       "url": "https://withagile.com/lines-of-business/australia/property/#:~:text=Whether%20you%E2%80%99re%20working%20with%20standard,Wholesale%2C%20Coverholder%20or%20Lineslip%20requirements.",
       "document_sha256": "673dee2d83c5322c3fa3e8b9519b2fad46161c8ff0ec1f4f506f108ada8e33eb",
       "confirmed": "2026-11-13"
      }
     },
     "unoccupied": {
      "text": "whereby any premises containing any property insured hereunder shall become unoccupied, and so remain for a period of more than thirty days;",
      "url": "https://withagile.com/wp-content/uploads/2026/08/ISR-FC-AU-20260701-PDS-1.pdf",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "whereby any premises containing any property insured hereunder shall become unoccupied, and so remain for a period of more than thirty days;",
       "url": "https://withagile.com/wp-content/uploads/2026/08/ISR-FC-AU-20260701-PDS-1.pdf#page=39",
       "page": 39,
       "document_sha256": "2302e875ae7b161d9786799295d0256c9a1ffa9ecc87ad4e813596f0a6f4d8a5",
       "confirmed": "2026-11-13"
      }
     }
    },
    "conditions": [
     "Flood is excluded unless the Flood endorsement is included in the schedule.",
     "Appetite includes commercial property owners, warehousing, manufacturing and engineering, food preparation, abattoirs, temperature-controlled storage (EPS), hospitality, retail and healthcare.",
     "Not covered: underground/open-cut mining (excluding accommodation), petrochemical facilities, onshore/offshore energy."
    ],
    "unoccupied": {
     "days": 30,
     "effect": "no_cover",
     "excess": null,
     "excluded_events": null,
     "still_covered": null,
     "must_tell": true,
     "conditions": "Insurer not liable for loss caused or contributed to by it, unless notified and agreed in writing (extra premium may apply).",
     "then": null,
     "label": "No cover after 30 days"
    },
    "id": "industrial-special-risks-isr-fire-crime",
    "type_label": "Industrial special risks (ISR)",
    "issuers": [
     {
      "name": "Certain Underwriters at Lloyd's (led by Syndicate 2427)",
      "abn": null,
      "afsl": null,
      "lloyds": true,
      "slug": "lloyds",
      "apra": {
       "status": "lloyds",
       "name": null,
       "source": {
        "url": "https://www.apra.gov.au/registers/list-registered-general-insurers",
        "licence": "Creative Commons Attribution 4.0 International; © Australian Prudential Regulation Authority"
       }
      },
      "licence": null
     }
    ]
   }
  ],
  "quotes": {
   "underwriter": {
    "text": "The Underwriters are certain Underwriter at Lloyd’s led by Syndicate 2427 for Agile Underwriting Services Pty Ltd.",
    "url": "https://withagile.com/wp-content/uploads/2026/08/ISR-FC-AU-20260701-PDS-1.pdf",
    "checked": {
     "status": "found",
     "at": "2026-11-13T00:55:57+00:00"
    },
    "citation": {
     "quote": "The Underwriters are certain Underwriter at Lloyd’s led by Syndicate 2427 for Agile Underwriting Services Pty Ltd.",
     "url": "https://withagile.com/wp-content/uploads/2026/08/ISR-FC-AU-20260701-PDS-1.pdf#page=11",
     "page": 11,
     "document_sha256": "2302e875ae7b161d9786799295d0256c9a1ffa9ecc87ad4e813596f0a6f4d8a5",
     "confirmed": "2026-11-13"
    }
   },
   "agency": {
    "text": "Agile Underwriting Services Pty Ltd (ABN 48 607 908 243 — AFS Licence No. 483374) is located at Suite 1, Level 6 171 Clarence St Sydney NSW 2000.",
    "url": "https://withagile.com/lines-of-business/australia/property/",
    "checked": {
     "status": "found",
     "at": "2026-11-13T00:55:57+00:00"
    },
    "citation": {
     "quote": "Agile Underwriting Services Pty Ltd (ABN 48 607 908 243 — AFS Licence No. 483374) is located at Suite 1, Level 6 171 Clarence St Sydney NSW 2000.",
     "url": "https://withagile.com/lines-of-business/australia/property/#:~:text=Agile%20Underwriting%20Services%20Pty%20Ltd,Clarence%20St%20Sydney%20NSW%202000.",
     "document_sha256": "673dee2d83c5322c3fa3e8b9519b2fad46161c8ff0ec1f4f506f108ada8e33eb",
     "confirmed": "2026-11-13"
    }
   }
  },
  "curation_notes": "Agile Underwriting Services Pty Ltd (ABN 48 607 908 243, AFSL 483374) issues the PDS as Lloyd's coverholder; it is not the insurer, so no underwriter ABN/AFSL recorded. Quotes via Agile's partner online platform (access by request).",
  "segments": [
   "industrial"
  ],
  "issuers": [
   {
    "name": "Certain Underwriters at Lloyd's (led by Syndicate 2427)",
    "abn": null,
    "afsl": null,
    "lloyds": true,
    "slug": "lloyds",
    "apra": {
     "status": "lloyds",
     "name": null,
     "source": {
      "url": "https://www.apra.gov.au/registers/list-registered-general-insurers",
      "licence": "Creative Commons Attribution 4.0 International; © Australian Prudential Regulation Authority"
     }
    },
    "licence": null
   }
  ],
  "distributor_licence": null,
  "page": "https://deepalmanac.com/au/insurance/building/agile/",
  "json": "https://deepalmanac.com/au/insurance/building/v1/brands/agile.json"
 }
}