{
 "dataset": "Australian building insurance",
 "source": "Each brand's and insurer's own Product Disclosure Statement, Key Facts Sheet, Target Market Determination and product pages (policies, cover, underwriter); APRA's list of registered general insurers (authorisation); ASIC's Australian Financial Services Licensee register on data.gov.au (licence, ABN)",
 "licence_note": "APRA authorisation is from APRA's list of registered general insurers, published under the Creative Commons Attribution 4.0 International licence (© Australian Prudential Regulation Authority). Licence fields are from ASIC's AFS Licensee dataset on data.gov.au, published under the Creative Commons Attribution 3.0 Australia licence. Policies, their cover and their underwriters are facts read from each brand's and insurer's own published documents, and every one carries the URL and the sentence it was read from. Policies change, and the document that applies to a policy is the one issued with it. This is reference data, not advice about which policy to buy.",
 "brand": {
  "slug": "axa-xl",
  "name": "AXA XL",
  "website": "https://axaxl.com/",
  "kind": "insurer",
  "underwriter": "XL Insurance Company SE",
  "underwriter_abn": "36083570441",
  "underwriter_afsl": null,
  "lloyds": false,
  "distributor": null,
  "products": [
   {
    "name": "AXA XL Property - Industrial All Risk",
    "type": "isr",
    "segment": "industrial",
    "channel": null,
    "online_quote": null,
    "cover_basis": null,
    "buffer_percent": null,
    "flood": null,
    "accidental_damage": null,
    "levels": [],
    "eligibility": "Corporate and commercial clients with large and complex risks, multinational programs and captives (capacity up to USD 500m).",
    "states": null,
    "documents": [
     {
      "title": "AXA XL Australia market guide",
      "url": "https://axaxl.com/-/media/axaxl/files/pdfs/campaign/market-guides/axa-xl_insurance_market-guide_apac_australia_en.pdf",
      "date": null
     }
    ],
    "quotes": {
     "product": {
      "text": "Industrial All Risk",
      "url": "https://axaxl.com/-/media/axaxl/files/pdfs/campaign/market-guides/axa-xl_insurance_market-guide_apac_australia_en.pdf",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "Industrial All Risk",
       "url": "https://axaxl.com/-/media/axaxl/files/pdfs/campaign/market-guides/axa-xl_insurance_market-guide_apac_australia_en.pdf#page=5",
       "page": 5,
       "document_sha256": "0ec8874a22c138ca333979e2e77231e64d8b3a33a3c4bf6fc7885edbfb3c83ab",
       "confirmed": "2026-11-13"
      }
     }
    },
    "conditions": [
     "Eligibility is read from a bulleted table (Target Clients: Corporate and Commercial; Multinational Solutions; Large and complex risks; Captives) and is not quoted."
    ],
    "unoccupied": {
     "days": null,
     "effect": "not_stated",
     "excess": null,
     "excluded_events": null,
     "still_covered": null,
     "must_tell": null,
     "conditions": null,
     "then": null,
     "label": "Not stated"
    },
    "id": "property-industrial-all-risk",
    "type_label": "Industrial special risks (ISR)",
    "issuers": [
     {
      "name": "XL Insurance Company SE",
      "abn": "36083570441",
      "afsl": null,
      "lloyds": false,
      "slug": "xl-insurance",
      "apra": {
       "status": "authorised",
       "name": "XL Insurance Company SE",
       "source": {
        "url": "https://www.apra.gov.au/registers/list-registered-general-insurers",
        "licence": "Creative Commons Attribution 4.0 International; © Australian Prudential Regulation Authority"
       }
      },
      "licence": null
     }
    ]
   }
  ],
  "quotes": {
   "underwriter": {
    "text": "This policy sets out the approach taken by XL Insurance Company SE, Australia Branch (“XLICSEA”) to developing and distributing retail insurance products for the appropriate target markets.",
    "url": "https://axaxl.com/-/media/axaxl/files/pdfs/about-us/our-companies/axa-xl--product-development-and-distribution-policy--29-nov-2023.pdf",
    "checked": {
     "status": "found",
     "at": "2026-11-13T00:55:57+00:00"
    },
    "citation": {
     "quote": "This policy sets out the approach taken by XL Insurance Company SE, Australia Branch (“XLICSEA”) to developing and distributing retail insurance products for the appropriate target markets.",
     "url": "https://axaxl.com/-/media/axaxl/files/pdfs/about-us/our-companies/axa-xl--product-development-and-distribution-policy--29-nov-2023.pdf#page=3",
     "page": 3,
     "document_sha256": "7eece4e07f1fa4610c2e073b3dbd138b50fa331e96836d38c9620a9e6d4e820b",
     "confirmed": "2026-11-13"
    }
   },
   "abn": {
    "text": "XL Insurance Company SE, Australia Branch ABN 36 083 570 441",
    "url": "https://axaxl.com/-/media/axaxl/files/pdfs/about-us/our-companies/axa-xl--product-development-and-distribution-policy--29-nov-2023.pdf",
    "checked": {
     "status": "found",
     "at": "2026-11-13T00:55:57+00:00"
    },
    "citation": {
     "quote": "XL Insurance Company SE, Australia Branch ABN 36 083 570 441",
     "url": "https://axaxl.com/-/media/axaxl/files/pdfs/about-us/our-companies/axa-xl--product-development-and-distribution-policy--29-nov-2023.pdf#page=6",
     "page": 6,
     "document_sha256": "7eece4e07f1fa4610c2e073b3dbd138b50fa331e96836d38c9620a9e6d4e820b",
     "confirmed": "2026-11-13"
    }
   }
  },
  "curation_notes": "ABN 36 083 570 441 for XL Insurance Company SE, Australia Branch taken from AXA XL's own Product Development and Distribution Policy; AFSL not found on an AXA XL page and left null.",
  "segments": [
   "industrial"
  ],
  "issuers": [
   {
    "name": "XL Insurance Company SE",
    "abn": "36083570441",
    "afsl": null,
    "lloyds": false,
    "slug": "xl-insurance",
    "apra": {
     "status": "authorised",
     "name": "XL Insurance Company SE",
     "source": {
      "url": "https://www.apra.gov.au/registers/list-registered-general-insurers",
      "licence": "Creative Commons Attribution 4.0 International; © Australian Prudential Regulation Authority"
     }
    },
    "licence": null
   }
  ],
  "distributor_licence": null,
  "page": "https://deepalmanac.com/au/insurance/building/axa-xl/",
  "json": "https://deepalmanac.com/au/insurance/building/v1/brands/axa-xl.json"
 }
}