{
 "dataset": "Australian building insurance",
 "source": "Each brand's and insurer's own Product Disclosure Statement, Key Facts Sheet, Target Market Determination and product pages (policies, cover, underwriter); APRA's list of registered general insurers (authorisation); ASIC's Australian Financial Services Licensee register on data.gov.au (licence, ABN)",
 "licence_note": "APRA authorisation is from APRA's list of registered general insurers, published under the Creative Commons Attribution 4.0 International licence (© Australian Prudential Regulation Authority). Licence fields are from ASIC's AFS Licensee dataset on data.gov.au, published under the Creative Commons Attribution 3.0 Australia licence. Policies, their cover and their underwriters are facts read from each brand's and insurer's own published documents, and every one carries the URL and the sentence it was read from. Policies change, and the document that applies to a policy is the one issued with it. This is reference data, not advice about which policy to buy.",
 "brand": {
  "slug": "ebm-rentcover",
  "name": "EBM RentCover",
  "website": "https://www.rentcover.com.au/",
  "kind": "underwriting_agency",
  "underwriter": "Zurich Australian Insurance Limited",
  "underwriter_abn": "13000296640",
  "underwriter_afsl": "232507",
  "lloyds": false,
  "distributor": {
   "name": "RentCover Underwriting Agency Pty Ltd (EBM RentCover)",
   "abn": "76130218914",
   "afsl": "246986",
   "authorised_representative_no": "325630"
  },
  "products": [
   {
    "name": "RentCover Platinum",
    "type": "landlord",
    "segment": "residential",
    "channel": "direct",
    "online_quote": true,
    "cover_basis": "sum_insured",
    "buffer_percent": null,
    "flood": "included",
    "accidental_damage": "included",
    "levels": [
     "RentCover Ultra",
     "RentCover Platinum",
     "RentCover ShortTerm"
    ],
    "eligibility": "Stand-alone homes and townhouses needing landlord, contents and building cover in one policy.",
    "states": null,
    "documents": [
     {
      "title": "PDS - Ultra, Platinum and Householders Rental (prepared 5 September 2025)",
      "url": "https://www.rentcover.com.au/wp-content/uploads/2026/03/EBM-RentCover-PDS-Ultra-Platinum-and-Householders-Rental.pdf",
      "date": "2025-09-05"
     },
     {
      "title": "Financial Services Guide",
      "url": "https://www.rentcover.com.au/wp-content/uploads/2026/03/EBM-RentCover-FSG.pdf",
      "date": null
     }
    ],
    "quotes": {
     "product": {
      "text": "RentCover Platinum is designed for stand-alone homes and townhouses needing cover for the entire property, from the driveway to the backyard.",
      "url": "https://www.rentcover.com.au/landlord-insurance/platinum/",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "RentCover Platinum is designed for stand-alone homes and townhouses needing cover for the entire property, from the driveway to the backyard.",
       "url": "https://www.rentcover.com.au/landlord-insurance/platinum/#:~:text=RentCover%20Platinum%20is%20designed%20for,the%20driveway%20to%20the%20backyard.",
       "document_sha256": "35e7599727aeef7f46da552f1d9cbd793c88bc7004f4c888057c10d0bf41ad36",
       "confirmed": "2026-11-13"
      }
     },
     "channel": {
      "text": "Get a quote or call today Get a quote or call 1800 661 662",
      "url": "https://www.rentcover.com.au/landlord-insurance/platinum/",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "Get a quote or call today Get a quote or call 1800 661 662",
       "url": "https://www.rentcover.com.au/landlord-insurance/platinum/#:~:text=Get%20a%20quote%20or%20call,or%20call%201800%20661%20662",
       "document_sha256": "35e7599727aeef7f46da552f1d9cbd793c88bc7004f4c888057c10d0bf41ad36",
       "confirmed": "2026-11-13"
      }
     },
     "cover_basis": {
      "text": "It is the full cost to rebuild your home in the event of a total loss and covers the removal of debris. You determine and tell us the sum insured at the time of application.",
      "url": "https://www.rentcover.com.au/landlord-insurance/platinum/",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "It is the full cost to rebuild your home in the event of a total loss and covers the removal of debris. You determine and tell us the sum insured at the time of application.",
       "url": "https://www.rentcover.com.au/landlord-insurance/platinum/#:~:text=It%20is%20the%20full%20cost,at%20the%20time%20of%20application.",
       "document_sha256": "35e7599727aeef7f46da552f1d9cbd793c88bc7004f4c888057c10d0bf41ad36",
       "confirmed": "2026-11-13"
      }
     },
     "flood": {
      "text": "RentCover Platinum offers cover for damage to the building caused by Mother Nature, including: bushfire , storm , flood , earthquake, tsunami and cyclone .",
      "url": "https://www.rentcover.com.au/landlord-insurance/platinum/",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "RentCover Platinum offers cover for damage to the building caused by Mother Nature, including: bushfire , storm , flood , earthquake, tsunami and cyclone .",
       "url": "https://www.rentcover.com.au/landlord-insurance/platinum/#:~:text=RentCover%20Platinum%20offers%20cover%20for,earthquake%2C%20tsunami%20and%20cyclone%20.",
       "document_sha256": "35e7599727aeef7f46da552f1d9cbd793c88bc7004f4c888057c10d0bf41ad36",
       "confirmed": "2026-11-13"
      }
     },
     "accidental_damage": {
      "text": "Covers tenant damage to fixed contents and building, including intentional, malicious and accidental damage.",
      "url": "https://www.rentcover.com.au/landlord-insurance/platinum/",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "Covers tenant damage to fixed contents and building, including intentional, malicious and accidental damage.",
       "url": "https://www.rentcover.com.au/landlord-insurance/platinum/#:~:text=Covers%20tenant%20damage%20to%20fixed,intentional%2C%20malicious%20and%20accidental%20damage.",
       "document_sha256": "35e7599727aeef7f46da552f1d9cbd793c88bc7004f4c888057c10d0bf41ad36",
       "confirmed": "2026-11-13"
      }
     },
     "eligibility": {
      "text": "RentCover Platinum is designed for stand-alone homes and townhouses needing cover for the entire property, from the driveway to the backyard.",
      "url": "https://www.rentcover.com.au/landlord-insurance/platinum/",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "RentCover Platinum is designed for stand-alone homes and townhouses needing cover for the entire property, from the driveway to the backyard.",
       "url": "https://www.rentcover.com.au/landlord-insurance/platinum/#:~:text=RentCover%20Platinum%20is%20designed%20for,the%20driveway%20to%20the%20backyard.",
       "document_sha256": "35e7599727aeef7f46da552f1d9cbd793c88bc7004f4c888057c10d0bf41ad36",
       "confirmed": "2026-11-13"
      }
     },
     "unoccupied": {
      "text": "For the period from 90 consecutive days up to 180 consecutive days of Unoccupancy the excess will be $1,000 per claim.",
      "url": "https://www.rentcover.com.au/wp-content/uploads/2026/03/EBM-RentCover-PDS-Ultra-Platinum-and-Householders-Rental.pdf",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "For the period from 90 consecutive days up to 180 consecutive days of Unoccupancy the excess will be $1,000 per claim.",
       "url": "https://www.rentcover.com.au/wp-content/uploads/2026/03/EBM-RentCover-PDS-Ultra-Platinum-and-Householders-Rental.pdf#page=17",
       "page": 17,
       "document_sha256": "f1007576ab2671732c6846e8adff33fdecc707d8793f798f1192767e3c08bb4c",
       "confirmed": "2026-11-13"
      }
     }
    },
    "conditions": [
     "Excess $500 for natural disaster and fire damage to the building; $400 per event for tenant damage."
    ],
    "unoccupied": {
     "days": 90,
     "effect": "extra_excess",
     "excess": 1000,
     "excluded_events": null,
     "still_covered": null,
     "must_tell": true,
     "conditions": "Unless you told EBM and it agreed in writing. Not applied to lightning, riot, impact or earthquake claims.",
     "then": {
      "days": 180,
      "effect": "extra_excess",
      "excess": 2000
     },
     "label": "Extra $1,000 excess after 90 days; extra $2,000 excess after 180 days"
    },
    "id": "rentcover-platinum",
    "type_label": "Landlord",
    "issuers": [
     {
      "name": "Zurich Australian Insurance Limited",
      "abn": "13000296640",
      "afsl": "232507",
      "lloyds": false,
      "slug": "zurich-australian-insurance",
      "apra": {
       "status": "authorised",
       "name": "Zurich Australian Insurance Limited",
       "source": {
        "url": "https://www.apra.gov.au/registers/list-registered-general-insurers",
        "licence": "Creative Commons Attribution 4.0 International; © Australian Prudential Regulation Authority"
       }
      },
      "licence": {
       "afsl": "232507",
       "name": "ZURICH AUSTRALIAN INSURANCE LIMITED",
       "abn": "13000296640",
       "acn": null,
       "licensed_since": "2004-01-31",
       "locality": "North Sydney NSW 2060",
       "source": {
        "dataset": "ASIC AFS Licensee dataset",
        "url": "https://data.gov.au/data/dataset/asic-afs-licensee",
        "release": "https://data.gov.au/data/dataset/ab7eddce-84df-4098-bc8f-500d0d9776d1/resource/d98a113d-6b50-40e6-b65f-2612efc877f4/download/afs_lic_202611.csv",
        "last_modified": "2026-11-11T20:51:07.739275",
        "licence": "Creative Commons Attribution 3.0 Australia"
       },
       "general_insurance": true,
       "disagreements": []
      }
     }
    ]
   },
   {
    "name": "RentCover Ultra",
    "type": "landlord",
    "segment": "residential",
    "channel": "direct",
    "online_quote": true,
    "cover_basis": null,
    "buffer_percent": null,
    "flood": null,
    "accidental_damage": null,
    "levels": [],
    "eligibility": "Apartments, units and villas covered under a strata building policy or insured separately, and standalone homes where the building is insured separately.",
    "states": null,
    "documents": [
     {
      "title": "PDS - Ultra, Platinum and Householders Rental (prepared 5 September 2025)",
      "url": "https://www.rentcover.com.au/wp-content/uploads/2026/03/EBM-RentCover-PDS-Ultra-Platinum-and-Householders-Rental.pdf",
      "date": "2025-09-05"
     }
    ],
    "quotes": {
     "product": {
      "text": "Designed for apartments, units, and villas covered under a strata building insurance policy or insured separately, as well as standalone homes where the building is insured separately.",
      "url": "https://www.rentcover.com.au/",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "Designed for apartments, units, and villas covered under a strata building insurance policy or insured separately, as well as standalone homes where the building is insured separately.",
       "url": "https://www.rentcover.com.au/#:~:text=Designed%20for%20apartments%2C%20units%2C%20and,the%20building%20is%20insured%20separately.",
       "document_sha256": "e9e7f09861cb1886e4acdf351f022f2a1697b3729d183b6b303f4c011e271864",
       "confirmed": "2026-11-13"
      }
     },
     "channel": {
      "text": "Get a quote or call today Get a quote or call 1800 661 662",
      "url": "https://www.rentcover.com.au/landlord-insurance/ultra/",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "Get a quote or call today Get a quote or call 1800 661 662",
       "url": "https://www.rentcover.com.au/landlord-insurance/ultra/#:~:text=Get%20a%20quote%20or%20call,or%20call%201800%20661%20662",
       "document_sha256": "fb3ca8e2c2cc12d52d7e3edf22d3c64b48e3cb757fc9d4776c7a5901c701253e",
       "confirmed": "2026-11-13"
      }
     },
     "eligibility": {
      "text": "Designed for apartments, units, and villas covered under a strata building insurance policy or insured separately, as well as standalone homes where the building is insured separately.",
      "url": "https://www.rentcover.com.au/",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "Designed for apartments, units, and villas covered under a strata building insurance policy or insured separately, as well as standalone homes where the building is insured separately.",
       "url": "https://www.rentcover.com.au/#:~:text=Designed%20for%20apartments%2C%20units%2C%20and,the%20building%20is%20insured%20separately.",
       "document_sha256": "e9e7f09861cb1886e4acdf351f022f2a1697b3729d183b6b303f4c011e271864",
       "confirmed": "2026-11-13"
      }
     },
     "unoccupied": {
      "text": "For the period from 90 consecutive days up to 180 consecutive days of Unoccupancy the excess will be $1,000 per claim.",
      "url": "https://www.rentcover.com.au/wp-content/uploads/2026/03/EBM-RentCover-PDS-Ultra-Platinum-and-Householders-Rental.pdf",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "For the period from 90 consecutive days up to 180 consecutive days of Unoccupancy the excess will be $1,000 per claim.",
       "url": "https://www.rentcover.com.au/wp-content/uploads/2026/03/EBM-RentCover-PDS-Ultra-Platinum-and-Householders-Rental.pdf#page=17",
       "page": 17,
       "document_sha256": "f1007576ab2671732c6846e8adff33fdecc707d8793f798f1192767e3c08bb4c",
       "confirmed": "2026-11-13"
      }
     }
    },
    "conditions": [
     "Landlord and contents cover only; the building itself (Section 2) is not insured under Ultra."
    ],
    "unoccupied": {
     "days": 90,
     "effect": "extra_excess",
     "excess": 1000,
     "excluded_events": null,
     "still_covered": null,
     "must_tell": true,
     "conditions": "Unless you told EBM and it agreed in writing. Not applied to lightning, riot, impact or earthquake claims.",
     "then": {
      "days": 180,
      "effect": "extra_excess",
      "excess": 2000
     },
     "label": "Extra $1,000 excess after 90 days; extra $2,000 excess after 180 days"
    },
    "id": "rentcover-ultra",
    "type_label": "Landlord",
    "issuers": [
     {
      "name": "Zurich Australian Insurance Limited",
      "abn": "13000296640",
      "afsl": "232507",
      "lloyds": false,
      "slug": "zurich-australian-insurance",
      "apra": {
       "status": "authorised",
       "name": "Zurich Australian Insurance Limited",
       "source": {
        "url": "https://www.apra.gov.au/registers/list-registered-general-insurers",
        "licence": "Creative Commons Attribution 4.0 International; © Australian Prudential Regulation Authority"
       }
      },
      "licence": {
       "afsl": "232507",
       "name": "ZURICH AUSTRALIAN INSURANCE LIMITED",
       "abn": "13000296640",
       "acn": null,
       "licensed_since": "2004-01-31",
       "locality": "North Sydney NSW 2060",
       "source": {
        "dataset": "ASIC AFS Licensee dataset",
        "url": "https://data.gov.au/data/dataset/asic-afs-licensee",
        "release": "https://data.gov.au/data/dataset/ab7eddce-84df-4098-bc8f-500d0d9776d1/resource/d98a113d-6b50-40e6-b65f-2612efc877f4/download/afs_lic_202611.csv",
        "last_modified": "2026-11-11T20:51:07.739275",
        "licence": "Creative Commons Attribution 3.0 Australia"
       },
       "general_insurance": true,
       "disagreements": []
      }
     }
    ]
   },
   {
    "name": "RentCover ShortTerm",
    "type": "landlord",
    "segment": "residential",
    "channel": "direct",
    "online_quote": true,
    "cover_basis": null,
    "buffer_percent": null,
    "flood": null,
    "accidental_damage": null,
    "levels": [],
    "eligibility": "Short-term rental properties including holiday homes, Airbnb accommodation and serviced apartments.",
    "states": null,
    "documents": [
     {
      "title": "PDS - ShortTerm",
      "url": "https://www.rentcover.com.au/wp-content/uploads/2026/03/EBM-RentCover-PDS-ShortTerm.pdf",
      "date": null
     }
    ],
    "quotes": {
     "product": {
      "text": "Designed for short-term rental properties including holiday homes, Airbnb accommodation and serviced apartments.",
      "url": "https://www.rentcover.com.au/",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "Designed for short-term rental properties including holiday homes, Airbnb accommodation and serviced apartments.",
       "url": "https://www.rentcover.com.au/#:~:text=Designed%20for%20short%2Dterm%20rental%20properties,Airbnb%20accommodation%20and%20serviced%20apartments.",
       "document_sha256": "e9e7f09861cb1886e4acdf351f022f2a1697b3729d183b6b303f4c011e271864",
       "confirmed": "2026-11-13"
      }
     },
     "channel": {
      "text": "Get a quote or call today Get a quote or call 1800 661 662",
      "url": "https://www.rentcover.com.au/landlord-insurance/short-term/",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "Get a quote or call today Get a quote or call 1800 661 662",
       "url": "https://www.rentcover.com.au/landlord-insurance/short-term/#:~:text=Get%20a%20quote%20or%20call,or%20call%201800%20661%20662",
       "document_sha256": "24032caab4460cdfefd0a25bdc1d08d9de7e97c196bf453d5baf4102eb99d8c8",
       "confirmed": "2026-11-13"
      }
     },
     "eligibility": {
      "text": "Designed for short-term rental properties including holiday homes, Airbnb accommodation and serviced apartments.",
      "url": "https://www.rentcover.com.au/",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "Designed for short-term rental properties including holiday homes, Airbnb accommodation and serviced apartments.",
       "url": "https://www.rentcover.com.au/#:~:text=Designed%20for%20short%2Dterm%20rental%20properties,Airbnb%20accommodation%20and%20serviced%20apartments.",
       "document_sha256": "e9e7f09861cb1886e4acdf351f022f2a1697b3729d183b6b303f4c011e271864",
       "confirmed": "2026-11-13"
      }
     },
     "unoccupied": {
      "text": "the premises is left vacant or unoccupied for an indefinite period",
      "url": "https://www.rentcover.com.au/wp-content/uploads/2026/03/EBM-RentCover-PDS-ShortTerm.pdf",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "the premises is left vacant or unoccupied for an indefinite period",
       "url": "https://www.rentcover.com.au/wp-content/uploads/2026/03/EBM-RentCover-PDS-ShortTerm.pdf#page=18",
       "page": 18,
       "document_sha256": "43fd319a6886dda6a17f346854119dda348e9c9c188d23aaac4fff817dea615f",
       "confirmed": "2026-11-13"
      }
     }
    },
    "conditions": [
     "Building cover is optional."
    ],
    "unoccupied": {
     "days": null,
     "effect": "may_refuse",
     "excess": null,
     "excluded_events": null,
     "still_covered": null,
     "must_tell": true,
     "conditions": "No day count: tell EBM if left vacant for an indefinite period; it may vary terms, charge more or deny cover.",
     "then": null,
     "label": "Cover may be refused"
    },
    "id": "rentcover-shortterm",
    "type_label": "Landlord",
    "issuers": [
     {
      "name": "Zurich Australian Insurance Limited",
      "abn": "13000296640",
      "afsl": "232507",
      "lloyds": false,
      "slug": "zurich-australian-insurance",
      "apra": {
       "status": "authorised",
       "name": "Zurich Australian Insurance Limited",
       "source": {
        "url": "https://www.apra.gov.au/registers/list-registered-general-insurers",
        "licence": "Creative Commons Attribution 4.0 International; © Australian Prudential Regulation Authority"
       }
      },
      "licence": {
       "afsl": "232507",
       "name": "ZURICH AUSTRALIAN INSURANCE LIMITED",
       "abn": "13000296640",
       "acn": null,
       "licensed_since": "2004-01-31",
       "locality": "North Sydney NSW 2060",
       "source": {
        "dataset": "ASIC AFS Licensee dataset",
        "url": "https://data.gov.au/data/dataset/asic-afs-licensee",
        "release": "https://data.gov.au/data/dataset/ab7eddce-84df-4098-bc8f-500d0d9776d1/resource/d98a113d-6b50-40e6-b65f-2612efc877f4/download/afs_lic_202611.csv",
        "last_modified": "2026-11-11T20:51:07.739275",
        "licence": "Creative Commons Attribution 3.0 Australia"
       },
       "general_insurance": true,
       "disagreements": []
      }
     }
    ]
   }
  ],
  "quotes": {
   "underwriter": {
    "text": "The Policy is underwritten by Zurich Australian Insurance Limited (ZAIL or Zurich), ABN 13 000 296 640, AFS Licence No. 232507",
    "url": "https://www.rentcover.com.au/wp-content/uploads/2026/03/EBM-RentCover-PDS-Ultra-Platinum-and-Householders-Rental.pdf",
    "checked": {
     "status": "found",
     "at": "2026-11-13T00:55:57+00:00"
    },
    "citation": {
     "quote": "The Policy is underwritten by Zurich Australian Insurance Limited (ZAIL or Zurich), ABN 13 000 296 640, AFS Licence No. 232507",
     "url": "https://www.rentcover.com.au/wp-content/uploads/2026/03/EBM-RentCover-PDS-Ultra-Platinum-and-Householders-Rental.pdf#page=1",
     "page": 1,
     "document_sha256": "f1007576ab2671732c6846e8adff33fdecc707d8793f798f1192767e3c08bb4c",
     "confirmed": "2026-11-13"
    }
   },
   "distributor": {
    "text": "In this document, any reference to 'we', 'our' or 'us' means RentCover Underwriting Agency Pty Ltd (EBM RentCover) ABN 76 130 218 914 / ARN 325630.",
    "url": "https://www.rentcover.com.au/wp-content/uploads/2026/03/EBM-RentCover-PDS-Ultra-Platinum-and-Householders-Rental.pdf",
    "checked": {
     "status": "found",
     "at": "2026-11-13T00:55:57+00:00"
    },
    "citation": {
     "quote": "In this document, any reference to 'we', 'our' or 'us' means RentCover Underwriting Agency Pty Ltd (EBM RentCover) ABN 76 130 218 914 / ARN 325630.",
     "url": "https://www.rentcover.com.au/wp-content/uploads/2026/03/EBM-RentCover-PDS-Ultra-Platinum-and-Householders-Rental.pdf#page=1",
     "page": 1,
     "document_sha256": "f1007576ab2671732c6846e8adff33fdecc707d8793f798f1192767e3c08bb4c",
     "confirmed": "2026-11-13"
    }
   }
  },
  "curation_notes": "Underwritten by Zurich per the PDS prepared 5 September 2025 (website PDS links dated March 2026). Some third-party pages still say QBE, which was the earlier underwriter. AFSL shown is that of EBM Insurance & Risk (the licensee RentCover is authorised under); ARN 325630 is the number printed in the PDS. 'online_quote' and channel come from the site's get-a-quote pages and agent hub; channel is a judgement (agents plus direct quote).",
  "segments": [
   "residential"
  ],
  "issuers": [
   {
    "name": "Zurich Australian Insurance Limited",
    "abn": "13000296640",
    "afsl": "232507",
    "lloyds": false,
    "slug": "zurich-australian-insurance",
    "apra": {
     "status": "authorised",
     "name": "Zurich Australian Insurance Limited",
     "source": {
      "url": "https://www.apra.gov.au/registers/list-registered-general-insurers",
      "licence": "Creative Commons Attribution 4.0 International; © Australian Prudential Regulation Authority"
     }
    },
    "licence": {
     "afsl": "232507",
     "name": "ZURICH AUSTRALIAN INSURANCE LIMITED",
     "abn": "13000296640",
     "acn": null,
     "licensed_since": "2004-01-31",
     "locality": "North Sydney NSW 2060",
     "source": {
      "dataset": "ASIC AFS Licensee dataset",
      "url": "https://data.gov.au/data/dataset/asic-afs-licensee",
      "release": "https://data.gov.au/data/dataset/ab7eddce-84df-4098-bc8f-500d0d9776d1/resource/d98a113d-6b50-40e6-b65f-2612efc877f4/download/afs_lic_202611.csv",
      "last_modified": "2026-11-11T20:51:07.739275",
      "licence": "Creative Commons Attribution 3.0 Australia"
     },
     "general_insurance": true,
     "disagreements": []
    }
   }
  ],
  "distributor_licence": {
   "afsl": "246986",
   "name": "ELKINGTON BISHOP MOLINEAUX INSURANCE BROKERS PTY LIMITED",
   "abn": "31009179640",
   "acn": null,
   "licensed_since": "2004-03-10",
   "locality": "West Perth WA 6005",
   "source": {
    "dataset": "ASIC AFS Licensee dataset",
    "url": "https://data.gov.au/data/dataset/asic-afs-licensee",
    "release": "https://data.gov.au/data/dataset/ab7eddce-84df-4098-bc8f-500d0d9776d1/resource/d98a113d-6b50-40e6-b65f-2612efc877f4/download/afs_lic_202611.csv",
    "last_modified": "2026-11-11T20:51:07.739275",
    "licence": "Creative Commons Attribution 3.0 Australia"
   }
  },
  "page": "https://deepalmanac.com/au/insurance/building/ebm-rentcover/",
  "json": "https://deepalmanac.com/au/insurance/building/v1/brands/ebm-rentcover.json"
 }
}