{
 "dataset": "Australian building insurance",
 "source": "Each brand's and insurer's own Product Disclosure Statement, Key Facts Sheet, Target Market Determination and product pages (policies, cover, underwriter); APRA's list of registered general insurers (authorisation); ASIC's Australian Financial Services Licensee register on data.gov.au (licence, ABN)",
 "licence_note": "APRA authorisation is from APRA's list of registered general insurers, published under the Creative Commons Attribution 4.0 International licence (© Australian Prudential Regulation Authority). Licence fields are from ASIC's AFS Licensee dataset on data.gov.au, published under the Creative Commons Attribution 3.0 Australia licence. Policies, their cover and their underwriters are facts read from each brand's and insurer's own published documents, and every one carries the URL and the sentence it was read from. Policies change, and the document that applies to a policy is the one issued with it. This is reference data, not advice about which policy to buy.",
 "brand": {
  "slug": "hutch",
  "name": "Hutch Underwriting",
  "website": "https://hutchunderwriting.com.au/",
  "kind": "underwriting_agency",
  "underwriter": "Certain underwriters at Lloyd's (led by Arch Underwriting at Lloyd's (Australia) Pty Ltd, Syndicate 2012)",
  "underwriter_abn": null,
  "underwriter_afsl": null,
  "lloyds": true,
  "distributor": {
   "name": "Hutch Underwriting Pty Ltd",
   "abn": "84655256134",
   "afsl": "523647",
   "authorised_representative_no": "001296345"
  },
  "products": [
   {
    "name": "Hutch Residential Strata Plan",
    "type": "residential_strata",
    "segment": "residential",
    "channel": "broker",
    "online_quote": false,
    "cover_basis": null,
    "buffer_percent": null,
    "flood": "optional",
    "accidental_damage": null,
    "levels": [],
    "eligibility": "Schemes that are 80% or more residential by floor space (up to 20% commercial); building sum insured up to $20M.",
    "states": null,
    "documents": [
     {
      "title": "Residential Strata Plan PDS HRS9 (effective 20 May 2026)",
      "url": "https://hutchunderwriting.com.au/hubfs/PDFs/Strata/HRS9/Hutch%20Residential%20Strata%20Plan%20Product%20Disclosure%20Statement%20HRS9.pdf",
      "date": "2026-05-20"
     },
     {
      "title": "Fact sheet HRS9",
      "url": "https://hutchunderwriting.com.au/hubfs/PDFs/Strata/HRS9/Hutch%20Residential%20Strata%20Product%20Fact%20Sheet%20HRS9.pdf",
      "date": null
     },
     {
      "title": "Policy document library",
      "url": "https://hutchunderwriting.com.au/policy-document-library",
      "date": null
     }
    ],
    "quotes": {
     "product": {
      "text": "Hutch’s Residential Strata policy protects bodies corporate from Property and Liability claims.",
      "url": "https://hutchunderwriting.com.au/strata-insurance/residential",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "Hutch’s Residential Strata policy protects bodies corporate from Property and Liability claims.",
       "url": "https://hutchunderwriting.com.au/strata-insurance/residential#:~:text=Hutch%E2%80%99s%20Residential%20Strata%20policy%20protects,from%20Property%20and%20Liability%20claims.",
       "document_sha256": "ecbdf89cc83966465f6b588478d8ee86888074a81ff9ac7dc7884d2dd2e2d288",
       "confirmed": "2026-11-13"
      }
     },
     "channel": {
      "text": "We only accept quotes via Ebix Sunrise Exchange (HUTSTR) and SCTP.",
      "url": "https://hutchunderwriting.com.au/strata-insurance/residential",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "We only accept quotes via Ebix Sunrise Exchange (HUTSTR) and SCTP.",
       "url": "https://hutchunderwriting.com.au/strata-insurance/residential#:~:text=We%20only%20accept%20quotes%20via,Sunrise%20Exchange%20%28HUTSTR%29%20and%20SCTP.",
       "document_sha256": "ecbdf89cc83966465f6b588478d8ee86888074a81ff9ac7dc7884d2dd2e2d288",
       "confirmed": "2026-11-13"
      }
     },
     "flood": {
      "text": "Optional Cover 1 – Flood",
      "url": "https://hutchunderwriting.com.au/hubfs/PDFs/Strata/HRS9/Hutch%20Residential%20Strata%20Plan%20Product%20Disclosure%20Statement%20HRS9.pdf",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "Optional Cover 1 – Flood",
       "url": "https://hutchunderwriting.com.au/hubfs/PDFs/Strata/HRS9/Hutch%20Residential%20Strata%20Plan%20Product%20Disclosure%20Statement%20HRS9.pdf#page=17",
       "page": 17,
       "document_sha256": "ea2b200f3921e32bcd2da05b0a14ec4448258fb7a28d36d9e83cdf6b447161d2",
       "confirmed": "2026-11-13"
      }
     },
     "eligibility": {
      "text": "For schemes that are 80% or more residential by floor space.",
      "url": "https://hutchunderwriting.com.au/",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "For schemes that are 80% or more residential by floor space.",
       "url": "https://hutchunderwriting.com.au/#:~:text=For%20schemes%20that%20are%2080%25,more%20residential%20by%20floor%20space.",
       "document_sha256": "e7a5a64d7c36ad02c032a08f059119e2913bf87b567bcfb7adf15f01431e4968",
       "confirmed": "2026-11-13"
      }
     },
     "unoccupied": {
      "text": "Any Insured Property left unoccupied for a period of 60 consecutive days in circumstances where You have not informed Us or Hutch of this fact and have not obtained Our written agreement for the cover of this Policy to continue beyond that period.",
      "url": "https://hutchunderwriting.com.au/hubfs/PDFs/Strata/HRS9/Hutch%20Residential%20Strata%20Plan%20Product%20Disclosure%20Statement%20HRS9.pdf",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "Any Insured Property left unoccupied for a period of 60 consecutive days in circumstances where You have not informed Us or Hutch of this fact and have not obtained Our written agreement for the cover of this Policy to continue beyond that period.",
       "url": "https://hutchunderwriting.com.au/hubfs/PDFs/Strata/HRS9/Hutch%20Residential%20Strata%20Plan%20Product%20Disclosure%20Statement%20HRS9.pdf#page=13",
       "page": 13,
       "document_sha256": "ea2b200f3921e32bcd2da05b0a14ec4448258fb7a28d36d9e83cdf6b447161d2",
       "confirmed": "2026-11-13"
      }
     }
    },
    "conditions": [
     "Flood is an optional cover 'where available'.",
     "TMD for the strata plan not found on the policy library page (landlord TMDs are listed)."
    ],
    "unoccupied": {
     "days": 60,
     "effect": "no_cover",
     "excess": null,
     "excluded_events": null,
     "still_covered": null,
     "must_tell": true,
     "conditions": "Unless you told the insurer or Hutch and got written agreement for cover to continue.",
     "then": null,
     "label": "No cover after 60 days"
    },
    "id": "residential-strata-plan",
    "type_label": "Residential strata",
    "issuers": [
     {
      "name": "Certain underwriters at Lloyd's (led by Arch Underwriting at Lloyd's (Australia) Pty Ltd, Syndicate 2012)",
      "abn": null,
      "afsl": null,
      "lloyds": true,
      "slug": "lloyds",
      "apra": {
       "status": "lloyds",
       "name": null,
       "source": {
        "url": "https://www.apra.gov.au/registers/list-registered-general-insurers",
        "licence": "Creative Commons Attribution 4.0 International; © Australian Prudential Regulation Authority"
       }
      },
      "licence": null
     }
    ]
   },
   {
    "name": "Hutch Commercial Strata",
    "type": "commercial_strata",
    "segment": "commercial",
    "channel": "broker",
    "online_quote": false,
    "cover_basis": null,
    "buffer_percent": null,
    "flood": "optional",
    "accidental_damage": null,
    "levels": [],
    "eligibility": "Schemes that are more than 20% commercial by floor space; buildings and common contents up to $25M combined sum insured.",
    "states": null,
    "documents": [
     {
      "title": "Commercial Strata PDS HCS1",
      "url": "https://hutchunderwriting.com.au/hubfs/PDFs/Strata/Commercial/HCS1/Hutch%20Commercial%20Strata%20Product%20Disclosure%20Statement%20HCS1.pdf",
      "date": null
     },
     {
      "title": "Policy document library",
      "url": "https://hutchunderwriting.com.au/policy-document-library",
      "date": null
     }
    ],
    "quotes": {
     "product": {
      "text": "Commercial Strata For schemes that are more than 20% commercial by floor space.",
      "url": "https://hutchunderwriting.com.au/",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "Commercial Strata For schemes that are more than 20% commercial by floor space.",
       "url": "https://hutchunderwriting.com.au/#:~:text=Commercial%20Strata%20For%20schemes%20that,20%25%20commercial%20by%20floor%20space.",
       "document_sha256": "e7a5a64d7c36ad02c032a08f059119e2913bf87b567bcfb7adf15f01431e4968",
       "confirmed": "2026-11-13"
      }
     },
     "channel": {
      "text": "Hutch Commercial Strata is available via Ebix Sunrise Exchange.",
      "url": "https://hutchunderwriting.com.au/strata-insurance/commercial",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "Hutch Commercial Strata is available via Ebix Sunrise Exchange.",
       "url": "https://hutchunderwriting.com.au/strata-insurance/commercial#:~:text=Hutch%20Commercial%20Strata%20is%20available%20via%20Ebix%20Sunrise%20Exchange.",
       "document_sha256": "6c74687382cefe82355d8f1f885ad3e0821220853d520fe8a6eb35d017aaff4d",
       "confirmed": "2026-11-13"
      }
     },
     "flood": {
      "text": "Optional Cover 1 – Flood",
      "url": "https://hutchunderwriting.com.au/hubfs/PDFs/Strata/Commercial/HCS1/Hutch%20Commercial%20Strata%20Product%20Disclosure%20Statement%20HCS1.pdf",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "Optional Cover 1 – Flood",
       "url": "https://hutchunderwriting.com.au/hubfs/PDFs/Strata/Commercial/HCS1/Hutch%20Commercial%20Strata%20Product%20Disclosure%20Statement%20HCS1.pdf#page=21",
       "page": 21,
       "document_sha256": "81f12f720d79f5af10f355156f34dfbc927912cc67608388f761d2cad92257b2",
       "confirmed": "2026-11-13"
      }
     },
     "eligibility": {
      "text": "Buildings & common contents – Up to $25M Combined Sum Insured",
      "url": "https://hutchunderwriting.com.au/strata-insurance/commercial",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "Buildings & common contents – Up to $25M Combined Sum Insured",
       "url": "https://hutchunderwriting.com.au/strata-insurance/commercial#:~:text=Buildings%20%26%20common%20contents%20%E2%80%93,to%20%2425M%20Combined%20Sum%20Insured",
       "document_sha256": "6c74687382cefe82355d8f1f885ad3e0821220853d520fe8a6eb35d017aaff4d",
       "confirmed": "2026-11-13"
      }
     },
     "unoccupied": {
      "text": "Any Building or Common Area or Unit of the Situation being left unoccupied for a period of more than 60 consecutive days;",
      "url": "https://hutchunderwriting.com.au/hubfs/PDFs/Strata/Commercial/HCS1/Hutch%20Commercial%20Strata%20Product%20Disclosure%20Statement%20HCS1.pdf",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "Any Building or Common Area or Unit of the Situation being left unoccupied for a period of more than 60 consecutive days;",
       "url": "https://hutchunderwriting.com.au/hubfs/PDFs/Strata/Commercial/HCS1/Hutch%20Commercial%20Strata%20Product%20Disclosure%20Statement%20HCS1.pdf#page=17",
       "page": 17,
       "document_sha256": "81f12f720d79f5af10f355156f34dfbc927912cc67608388f761d2cad92257b2",
       "confirmed": "2026-11-13"
      }
     }
    },
    "conditions": [],
    "unoccupied": {
     "days": 60,
     "effect": "insurer_may_change",
     "excess": null,
     "excluded_events": null,
     "still_covered": null,
     "must_tell": true,
     "conditions": "Only a duty to notify a building, common area or unit left unoccupied over 60 days; the policy states no automatic consequence.",
     "then": null,
     "label": "Tell the insurer after 60 days"
    },
    "id": "commercial-strata",
    "type_label": "Commercial strata",
    "issuers": [
     {
      "name": "Certain underwriters at Lloyd's (led by Arch Underwriting at Lloyd's (Australia) Pty Ltd, Syndicate 2012)",
      "abn": null,
      "afsl": null,
      "lloyds": true,
      "slug": "lloyds",
      "apra": {
       "status": "lloyds",
       "name": null,
       "source": {
        "url": "https://www.apra.gov.au/registers/list-registered-general-insurers",
        "licence": "Creative Commons Attribution 4.0 International; © Australian Prudential Regulation Authority"
       }
      },
      "licence": null
     }
    ]
   },
   {
    "name": "Hutch Residential Landlord Insurance",
    "type": "landlord",
    "segment": "residential",
    "channel": "broker",
    "online_quote": false,
    "cover_basis": null,
    "buffer_percent": null,
    "flood": null,
    "accidental_damage": "included",
    "levels": [],
    "eligibility": "Landlords who lease residential properties on a short or long-term basis.",
    "states": null,
    "documents": [
     {
      "title": "Residential Landlords PDS HLL2 (effective 20 May 2026)",
      "url": "https://hutchunderwriting.com.au/hubfs/PDFs/Landlords/HLL2/Hutch%20Residential%20Landlords%20Product%20Disclosure%20Statement%20HLL2.pdf",
      "date": "2026-05-20"
     },
     {
      "title": "Residential Landlords TMD HLL2 (effective 20 May 2026)",
      "url": "https://hutchunderwriting.com.au/hubfs/PDFs/Landlords/HLL2/Hutch%20Residential%20Landlords%20TMD%20HLL2.pdf",
      "date": "2026-05-20"
     }
    ],
    "quotes": {
     "product": {
      "text": "Hutch Residential Landlord Insurance is built for landlords who lease residential properties on a short or long-term basis.",
      "url": "https://hutchunderwriting.com.au/landlord-insurance",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "Hutch Residential Landlord Insurance is built for landlords who lease residential properties on a short or long-term basis.",
       "url": "https://hutchunderwriting.com.au/landlord-insurance#:~:text=Hutch%20Residential%20Landlord%20Insurance%20is,a%20short%20or%20long%2Dterm%20basis.",
       "document_sha256": "59dac608e754d894b6105b49a1b0d11223d54a247e51fbb668474c101cd7a058",
       "confirmed": "2026-11-13"
      }
     },
     "channel": {
      "text": "Your insurance broker will arrange this insurance for you on your behalf.",
      "url": "https://hutchunderwriting.com.au/landlord-insurance",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "Your insurance broker will arrange this insurance for you on your behalf.",
       "url": "https://hutchunderwriting.com.au/landlord-insurance#:~:text=Your%20insurance%20broker%20will%20arrange,for%20you%20on%20your%20behalf.",
       "document_sha256": "59dac608e754d894b6105b49a1b0d11223d54a247e51fbb668474c101cd7a058",
       "confirmed": "2026-11-13"
      }
     },
     "accidental_damage": {
      "text": "Reinstatement of Building or Contents or both (as selected) as a result of Accidental Damage, Deliberate or Intentional Damage, Malicious Damage or Theft to the Insured Property.",
      "url": "https://hutchunderwriting.com.au/hubfs/PDFs/Landlords/HLL2/Hutch%20Residential%20Landlords%20Product%20Disclosure%20Statement%20HLL2.pdf",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "Reinstatement of Building or Contents or both (as selected) as a result of Accidental Damage, Deliberate or Intentional Damage, Malicious Damage or Theft to the Insured Property.",
       "url": "https://hutchunderwriting.com.au/hubfs/PDFs/Landlords/HLL2/Hutch%20Residential%20Landlords%20Product%20Disclosure%20Statement%20HLL2.pdf#page=10",
       "page": 10,
       "document_sha256": "fa5ade26377f874f619b33cec59a6ac9c89cbe1deb277d7d11443c570dd2b58e",
       "confirmed": "2026-11-13"
      }
     },
     "eligibility": {
      "text": "Hutch Residential Landlord Insurance is built for landlords who lease residential properties on a short or long-term basis.",
      "url": "https://hutchunderwriting.com.au/landlord-insurance",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "Hutch Residential Landlord Insurance is built for landlords who lease residential properties on a short or long-term basis.",
       "url": "https://hutchunderwriting.com.au/landlord-insurance#:~:text=Hutch%20Residential%20Landlord%20Insurance%20is,a%20short%20or%20long%2Dterm%20basis.",
       "document_sha256": "59dac608e754d894b6105b49a1b0d11223d54a247e51fbb668474c101cd7a058",
       "confirmed": "2026-11-13"
      }
     },
     "unoccupied": {
      "text": "Unoccupied for a period of more than 90 days or we have not agreed to the unoccupancy period in writing, your cover will be limited to earthquake, named cyclone, tsunami and volcanic eruption, impact damage, riot and electric motor burnout",
      "url": "https://hutchunderwriting.com.au/hubfs/PDFs/Landlords/HLL2/Hutch%20Residential%20Landlords%20Product%20Disclosure%20Statement%20HLL2.pdf",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "Unoccupied for a period of more than 90 days or we have not agreed to the unoccupancy period in writing, your cover will be limited to earthquake, named cyclone, tsunami and volcanic eruption, impact damage, riot and electric motor burnout",
       "url": "https://hutchunderwriting.com.au/hubfs/PDFs/Landlords/HLL2/Hutch%20Residential%20Landlords%20Product%20Disclosure%20Statement%20HLL2.pdf#page=24",
       "page": 24,
       "document_sha256": "fa5ade26377f874f619b33cec59a6ac9c89cbe1deb277d7d11443c570dd2b58e",
       "confirmed": "2026-11-13"
      }
     }
    },
    "conditions": [],
    "unoccupied": {
     "days": 90,
     "effect": "no_cover",
     "excess": null,
     "excluded_events": null,
     "still_covered": "earthquake, named cyclone, tsunami, volcanic eruption, impact, riot, electric motor burnout",
     "must_tell": true,
     "conditions": "Unless you told Hutch and it agreed in writing; then the excess is at least $1,000 (over 90 days) or $2,500 (over 180 days).",
     "then": null,
     "label": "No cover after 90 days (a few events excepted)"
    },
    "id": "residential-landlord-insurance",
    "type_label": "Landlord",
    "issuers": [
     {
      "name": "Certain underwriters at Lloyd's (led by Arch Underwriting at Lloyd's (Australia) Pty Ltd, Syndicate 2012)",
      "abn": null,
      "afsl": null,
      "lloyds": true,
      "slug": "lloyds",
      "apra": {
       "status": "lloyds",
       "name": null,
       "source": {
        "url": "https://www.apra.gov.au/registers/list-registered-general-insurers",
        "licence": "Creative Commons Attribution 4.0 International; © Australian Prudential Regulation Authority"
       }
      },
      "licence": null
     }
    ]
   }
  ],
  "quotes": {
   "underwriter": {
    "text": "This Policy is insured by certain underwriters at Lloyd's, led by Arch Underwriting at Lloyd’s (Australia) Pty Ltd, Syndicate 2012.",
    "url": "https://hutchunderwriting.com.au/hubfs/PDFs/Strata/HRS9/Hutch%20Residential%20Strata%20Plan%20Product%20Disclosure%20Statement%20HRS9.pdf",
    "checked": {
     "status": "found",
     "at": "2026-11-13T00:55:57+00:00"
    },
    "citation": {
     "quote": "This Policy is insured by certain underwriters at Lloyd's, led by Arch Underwriting at Lloyd’s (Australia) Pty Ltd, Syndicate 2012.",
     "url": "https://hutchunderwriting.com.au/hubfs/PDFs/Strata/HRS9/Hutch%20Residential%20Strata%20Plan%20Product%20Disclosure%20Statement%20HRS9.pdf#page=5",
     "page": 5,
     "document_sha256": "ea2b200f3921e32bcd2da05b0a14ec4448258fb7a28d36d9e83cdf6b447161d2",
     "confirmed": "2026-11-13"
    }
   },
   "distributor": {
    "text": "Hutch Underwriting Pty Ltd ABN 84 655 256 134, authorised representative number 001 296 345 (Hutch Underwriting) is an authorised representative of CoverRadar Group Pty Ltd ABN 14 641 225 809, AFS Licence number 523647",
    "url": "https://hutchunderwriting.com.au/hubfs/PDFs/Strata/HRS9/Hutch%20Residential%20Strata%20Plan%20Product%20Disclosure%20Statement%20HRS9.pdf",
    "checked": {
     "status": "found",
     "at": "2026-11-13T00:55:57+00:00"
    },
    "citation": {
     "quote": "Hutch Underwriting Pty Ltd ABN 84 655 256 134, authorised representative number 001 296 345 (Hutch Underwriting) is an authorised representative of CoverRadar Group Pty Ltd ABN 14 641 225 809, AFS Licence number 523647",
     "url": "https://hutchunderwriting.com.au/hubfs/PDFs/Strata/HRS9/Hutch%20Residential%20Strata%20Plan%20Product%20Disclosure%20Statement%20HRS9.pdf#page=5",
     "page": 5,
     "document_sha256": "ea2b200f3921e32bcd2da05b0a14ec4448258fb7a28d36d9e83cdf6b447161d2",
     "confirmed": "2026-11-13"
    }
   }
  },
  "curation_notes": "Hutch is a Lloyd's coverholder; the AFSL given is CoverRadar Group's (Hutch is its authorised representative). The residential strata PDS says Hutch acts for the Lloyd's insurers; commercial strata PDS assumed to share the same Lloyd's capacity but its underwriter text was not separately quoted. Only broker channel found.",
  "segments": [
   "residential",
   "commercial"
  ],
  "issuers": [
   {
    "name": "Certain underwriters at Lloyd's (led by Arch Underwriting at Lloyd's (Australia) Pty Ltd, Syndicate 2012)",
    "abn": null,
    "afsl": null,
    "lloyds": true,
    "slug": "lloyds",
    "apra": {
     "status": "lloyds",
     "name": null,
     "source": {
      "url": "https://www.apra.gov.au/registers/list-registered-general-insurers",
      "licence": "Creative Commons Attribution 4.0 International; © Australian Prudential Regulation Authority"
     }
    },
    "licence": null
   }
  ],
  "distributor_licence": {
   "afsl": "523647",
   "name": "COVERRADAR GROUP PTY LTD",
   "abn": "14641225809",
   "acn": null,
   "licensed_since": "2021-02-05",
   "locality": "Sydney NSW 2000",
   "source": {
    "dataset": "ASIC AFS Licensee dataset",
    "url": "https://data.gov.au/data/dataset/asic-afs-licensee",
    "release": "https://data.gov.au/data/dataset/ab7eddce-84df-4098-bc8f-500d0d9776d1/resource/d98a113d-6b50-40e6-b65f-2612efc877f4/download/afs_lic_202611.csv",
    "last_modified": "2026-11-11T20:51:07.739275",
    "licence": "Creative Commons Attribution 3.0 Australia"
   }
  },
  "page": "https://deepalmanac.com/au/insurance/building/hutch/",
  "json": "https://deepalmanac.com/au/insurance/building/v1/brands/hutch.json"
 }
}