{
 "dataset": "Australian building insurance",
 "source": "Each brand's and insurer's own Product Disclosure Statement, Key Facts Sheet, Target Market Determination and product pages (policies, cover, underwriter); APRA's list of registered general insurers (authorisation); ASIC's Australian Financial Services Licensee register on data.gov.au (licence, ABN)",
 "licence_note": "APRA authorisation is from APRA's list of registered general insurers, published under the Creative Commons Attribution 4.0 International licence (© Australian Prudential Regulation Authority). Licence fields are from ASIC's AFS Licensee dataset on data.gov.au, published under the Creative Commons Attribution 3.0 Australia licence. Policies, their cover and their underwriters are facts read from each brand's and insurer's own published documents, and every one carries the URL and the sentence it was read from. Policies change, and the document that applies to a policy is the one issued with it. This is reference data, not advice about which policy to buy.",
 "brand": {
  "slug": "longitude",
  "name": "Longitude Insurance",
  "website": "https://www.longitudeinsurance.com.au/",
  "kind": "underwriting_agency",
  "underwriter": "Chubb Insurance Australia Limited",
  "underwriter_abn": "23001642020",
  "underwriter_afsl": "239687",
  "lloyds": false,
  "distributor": {
   "name": "Longitude Insurance Pty Ltd (authorised representative of Austagencies Pty Ltd)",
   "abn": "86152337267",
   "afsl": "244584",
   "authorised_representative_no": "424867"
  },
  "products": [
   {
    "name": "Longitude Residential Strata Insurance",
    "type": "residential_strata",
    "segment": "residential",
    "channel": "broker",
    "online_quote": false,
    "cover_basis": null,
    "buffer_percent": null,
    "flood": "optional",
    "accidental_damage": null,
    "levels": [],
    "eligibility": "Residential strata buildings where commercial use is under 20% of floor space.",
    "states": null,
    "documents": [
     {
      "title": "Residential Strata Policy Wording & PDS (March 2024)",
      "url": "https://www.longitudeinsurance.com.au/app/uploads/2024/01/Residential-Strata-Insurance-Policy-Wording-PDS-03-2024.pdf",
      "date": "2024-03-01"
     },
     {
      "title": "Residential Strata TMD (Chubb)",
      "url": "https://www.longitudeinsurance.com.au/app/uploads/2025/02/chubb-lngstratartmd1223-longitude-residential-strata-insurance-tmd.pdf",
      "date": null
     }
    ],
    "quotes": {
     "product": {
      "text": "This Product provides packaged insurance cover for buildings and common contents/property of residential and mix use properties that are strata titled, company titled, registered as community or neighbourhood associations",
      "url": "https://www.longitudeinsurance.com.au/app/uploads/2025/02/chubb-lngstratartmd1223-longitude-residential-strata-insurance-tmd.pdf",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "This Product provides packaged insurance cover for buildings and common contents/property of residential and mix use properties that are strata titled, company titled, registered as community or neighbourhood associations",
       "url": "https://www.longitudeinsurance.com.au/app/uploads/2025/02/chubb-lngstratartmd1223-longitude-residential-strata-insurance-tmd.pdf#page=3",
       "page": 3,
       "document_sha256": "87cb03667105510814c1cde683146a330f0035a2a7997476111f14f08efbb725",
       "confirmed": "2026-11-13"
      }
     },
     "channel": {
      "text": "Longitude, with the backing of Chubb Insurance is uniquely positioned to provide brokers with market leading, specialist strata insurance for Bodies Corporate.",
      "url": "https://www.longitudeinsurance.com.au/",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "Longitude, with the backing of Chubb Insurance is uniquely positioned to provide brokers with market leading, specialist strata insurance for Bodies Corporate.",
       "url": "https://www.longitudeinsurance.com.au/#:~:text=Longitude%2C%20with%20the%20backing%20of,strata%20insurance%20for%20Bodies%20Corporate.",
       "document_sha256": "3c631776e3c29b7dfcc214b4fdd38436c14e6cdad4ed7063e2147304385ba3d8",
       "confirmed": "2026-11-13"
      }
     },
     "flood": {
      "text": "Where You have included this Optional Cover, and it is specified in Your Policy Schedule as included, We will cover You for physical loss or destruction or damage to Insured Property caused by Flood.",
      "url": "https://www.longitudeinsurance.com.au/app/uploads/2024/01/Residential-Strata-Insurance-Policy-Wording-PDS-03-2024.pdf",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "Where You have included this Optional Cover, and it is specified in Your Policy Schedule as included, We will cover You for physical loss or destruction or damage to Insured Property caused by Flood.",
       "url": "https://www.longitudeinsurance.com.au/app/uploads/2024/01/Residential-Strata-Insurance-Policy-Wording-PDS-03-2024.pdf#page=45",
       "page": 45,
       "document_sha256": "25e181a737265341373f3e095a5e061e1144f1a8216fe0a76b1928b129c697fb",
       "confirmed": "2026-11-13"
      }
     },
     "eligibility": {
      "text": "less than 20% of the floor space is used for commercial purposes",
      "url": "https://www.longitudeinsurance.com.au/app/uploads/2025/02/chubb-lngstratartmd1223-longitude-residential-strata-insurance-tmd.pdf",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "less than 20% of the floor space is used for commercial purposes",
       "url": "https://www.longitudeinsurance.com.au/app/uploads/2025/02/chubb-lngstratartmd1223-longitude-residential-strata-insurance-tmd.pdf#page=4",
       "page": 4,
       "document_sha256": "87cb03667105510814c1cde683146a330f0035a2a7997476111f14f08efbb725",
       "confirmed": "2026-11-13"
      }
     }
    },
    "conditions": [
     "Flood is an Optional Cover that applies only when shown as included on the policy schedule."
    ],
    "unoccupied": {
     "days": null,
     "effect": "not_stated",
     "excess": null,
     "excluded_events": null,
     "still_covered": null,
     "must_tell": null,
     "conditions": null,
     "then": null,
     "label": "Not stated"
    },
    "id": "residential-strata-insurance",
    "type_label": "Residential strata",
    "issuers": [
     {
      "name": "Chubb Insurance Australia Limited",
      "abn": "23001642020",
      "afsl": "239687",
      "lloyds": false,
      "slug": "chubb-insurance-australia",
      "apra": {
       "status": "authorised",
       "name": "Chubb Insurance Australia Ltd",
       "source": {
        "url": "https://www.apra.gov.au/registers/list-registered-general-insurers",
        "licence": "Creative Commons Attribution 4.0 International; © Australian Prudential Regulation Authority"
       }
      },
      "licence": {
       "afsl": "239687",
       "name": "CHUBB INSURANCE AUSTRALIA LTD",
       "abn": "23001642020",
       "acn": null,
       "licensed_since": "2004-01-19",
       "locality": "Sydney NSW 2000",
       "source": {
        "dataset": "ASIC AFS Licensee dataset",
        "url": "https://data.gov.au/data/dataset/asic-afs-licensee",
        "release": "https://data.gov.au/data/dataset/ab7eddce-84df-4098-bc8f-500d0d9776d1/resource/d98a113d-6b50-40e6-b65f-2612efc877f4/download/afs_lic_202611.csv",
        "last_modified": "2026-11-11T20:51:07.739275",
        "licence": "Creative Commons Attribution 3.0 Australia"
       },
       "general_insurance": true,
       "disagreements": []
      }
     }
    ]
   },
   {
    "name": "Longitude Commercial Strata Insurance",
    "type": "commercial_strata",
    "segment": "commercial",
    "channel": "broker",
    "online_quote": false,
    "cover_basis": null,
    "buffer_percent": null,
    "flood": "optional",
    "accidental_damage": null,
    "levels": [],
    "eligibility": "Commercial and mixed-use strata buildings where more than 20% of floor space is commercial.",
    "states": null,
    "documents": [
     {
      "title": "Commercial Strata Policy Wording & PDS (March 2024)",
      "url": "https://www.longitudeinsurance.com.au/app/uploads/2024/01/Commercial-Strata-Insurance-Policy-Wording-PDS-03-2024.pdf",
      "date": "2024-03-01"
     },
     {
      "title": "Commercial Strata TMD (Chubb)",
      "url": "https://www.longitudeinsurance.com.au/app/uploads/2025/02/chubb-lngstratactmd1223-longitude-commercial-strata-insurance-tmd.pdf",
      "date": null
     }
    ],
    "quotes": {
     "product": {
      "text": "This Product provides packaged insurance cover for buildings and common contents/property of commercial and mix use properties that are strata titled, company titled, registered as community or neighbourhood associations",
      "url": "https://www.longitudeinsurance.com.au/app/uploads/2025/02/chubb-lngstratactmd1223-longitude-commercial-strata-insurance-tmd.pdf",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "This Product provides packaged insurance cover for buildings and common contents/property of commercial and mix use properties that are strata titled, company titled, registered as community or neighbourhood associations",
       "url": "https://www.longitudeinsurance.com.au/app/uploads/2025/02/chubb-lngstratactmd1223-longitude-commercial-strata-insurance-tmd.pdf#page=3",
       "page": 3,
       "document_sha256": "7cdf803ad48a40cb7abafb8e7c61c132bece51cd38ee1d3cb941fce60ec6fc64",
       "confirmed": "2026-11-13"
      }
     },
     "channel": {
      "text": "Longitude, with the backing of Chubb Insurance is uniquely positioned to provide brokers with market leading, specialist strata insurance for Bodies Corporate.",
      "url": "https://www.longitudeinsurance.com.au/",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "Longitude, with the backing of Chubb Insurance is uniquely positioned to provide brokers with market leading, specialist strata insurance for Bodies Corporate.",
       "url": "https://www.longitudeinsurance.com.au/#:~:text=Longitude%2C%20with%20the%20backing%20of,strata%20insurance%20for%20Bodies%20Corporate.",
       "document_sha256": "3c631776e3c29b7dfcc214b4fdd38436c14e6cdad4ed7063e2147304385ba3d8",
       "confirmed": "2026-11-13"
      }
     },
     "flood": {
      "text": "Where You have included this Optional Cover, and it is specified in Your Policy Schedule as included, We will cover You for physical loss or destruction or damage to Insured Property caused by Flood.",
      "url": "https://www.longitudeinsurance.com.au/app/uploads/2024/01/Commercial-Strata-Insurance-Policy-Wording-PDS-03-2024.pdf",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "Where You have included this Optional Cover, and it is specified in Your Policy Schedule as included, We will cover You for physical loss or destruction or damage to Insured Property caused by Flood.",
       "url": "https://www.longitudeinsurance.com.au/app/uploads/2024/01/Commercial-Strata-Insurance-Policy-Wording-PDS-03-2024.pdf#page=45",
       "page": 45,
       "document_sha256": "869b245b49f7dbf58c7c98e80ccf98cfcc7e35b43abaf01fdb3ab948506182e1",
       "confirmed": "2026-11-13"
      }
     },
     "eligibility": {
      "text": "more than 20% of the floor space is used for commercial purposes",
      "url": "https://www.longitudeinsurance.com.au/app/uploads/2025/02/chubb-lngstratactmd1223-longitude-commercial-strata-insurance-tmd.pdf",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "more than 20% of the floor space is used for commercial purposes",
       "url": "https://www.longitudeinsurance.com.au/app/uploads/2025/02/chubb-lngstratactmd1223-longitude-commercial-strata-insurance-tmd.pdf#page=4",
       "page": 4,
       "document_sha256": "7cdf803ad48a40cb7abafb8e7c61c132bece51cd38ee1d3cb941fce60ec6fc64",
       "confirmed": "2026-11-13"
      }
     }
    },
    "conditions": [
     "Flood is an Optional Cover that applies only when shown as included on the policy schedule."
    ],
    "unoccupied": {
     "days": null,
     "effect": "not_stated",
     "excess": null,
     "excluded_events": null,
     "still_covered": null,
     "must_tell": null,
     "conditions": null,
     "then": null,
     "label": "Not stated"
    },
    "id": "commercial-strata-insurance",
    "type_label": "Commercial strata",
    "issuers": [
     {
      "name": "Chubb Insurance Australia Limited",
      "abn": "23001642020",
      "afsl": "239687",
      "lloyds": false,
      "slug": "chubb-insurance-australia",
      "apra": {
       "status": "authorised",
       "name": "Chubb Insurance Australia Ltd",
       "source": {
        "url": "https://www.apra.gov.au/registers/list-registered-general-insurers",
        "licence": "Creative Commons Attribution 4.0 International; © Australian Prudential Regulation Authority"
       }
      },
      "licence": {
       "afsl": "239687",
       "name": "CHUBB INSURANCE AUSTRALIA LTD",
       "abn": "23001642020",
       "acn": null,
       "licensed_since": "2004-01-19",
       "locality": "Sydney NSW 2000",
       "source": {
        "dataset": "ASIC AFS Licensee dataset",
        "url": "https://data.gov.au/data/dataset/asic-afs-licensee",
        "release": "https://data.gov.au/data/dataset/ab7eddce-84df-4098-bc8f-500d0d9776d1/resource/d98a113d-6b50-40e6-b65f-2612efc877f4/download/afs_lic_202611.csv",
        "last_modified": "2026-11-11T20:51:07.739275",
        "licence": "Creative Commons Attribution 3.0 Australia"
       },
       "general_insurance": true,
       "disagreements": []
      }
     }
    ]
   }
  ],
  "quotes": {
   "underwriter": {
    "text": "Austagencies has binding authority from Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL 239687)",
    "url": "https://www.longitudeinsurance.com.au/",
    "checked": {
     "status": "found",
     "at": "2026-11-13T00:55:57+00:00"
    },
    "citation": {
     "quote": "Austagencies has binding authority from Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL 239687)",
     "url": "https://www.longitudeinsurance.com.au/#:~:text=Austagencies%20has%20binding%20authority%20from,001%20642%20020%2C%20AFSL%20239687%29",
     "document_sha256": "3c631776e3c29b7dfcc214b4fdd38436c14e6cdad4ed7063e2147304385ba3d8",
     "confirmed": "2026-11-13"
    }
   },
   "distributor": {
    "text": "Longitude Insurance Pty Ltd (ABN 86 152 337 267) acts as authorised representative (AR No 424867) of Austagencies Pty Ltd (ABN 76 006 090 464, AFSL 244584).",
    "url": "https://www.longitudeinsurance.com.au/",
    "checked": {
     "status": "found",
     "at": "2026-11-13T00:55:57+00:00"
    },
    "citation": {
     "quote": "Longitude Insurance Pty Ltd (ABN 86 152 337 267) acts as authorised representative (AR No 424867) of Austagencies Pty Ltd (ABN 76 006 090 464, AFSL 244584).",
     "url": "https://www.longitudeinsurance.com.au/#:~:text=Longitude%20Insurance%20Pty%20Ltd%20%28ABN,006%20090%20464%2C%20AFSL%20244584%29.",
     "document_sha256": "3c631776e3c29b7dfcc214b4fdd38436c14e6cdad4ed7063e2147304385ba3d8",
     "confirmed": "2026-11-13"
    }
   }
  },
  "curation_notes": "Austagencies (the licensee) holds the Chubb binding authority. TMDs on the site are dated 2023/2025 (Chubb TMD '12/23' edition).",
  "segments": [
   "residential",
   "commercial"
  ],
  "issuers": [
   {
    "name": "Chubb Insurance Australia Limited",
    "abn": "23001642020",
    "afsl": "239687",
    "lloyds": false,
    "slug": "chubb-insurance-australia",
    "apra": {
     "status": "authorised",
     "name": "Chubb Insurance Australia Ltd",
     "source": {
      "url": "https://www.apra.gov.au/registers/list-registered-general-insurers",
      "licence": "Creative Commons Attribution 4.0 International; © Australian Prudential Regulation Authority"
     }
    },
    "licence": {
     "afsl": "239687",
     "name": "CHUBB INSURANCE AUSTRALIA LTD",
     "abn": "23001642020",
     "acn": null,
     "licensed_since": "2004-01-19",
     "locality": "Sydney NSW 2000",
     "source": {
      "dataset": "ASIC AFS Licensee dataset",
      "url": "https://data.gov.au/data/dataset/asic-afs-licensee",
      "release": "https://data.gov.au/data/dataset/ab7eddce-84df-4098-bc8f-500d0d9776d1/resource/d98a113d-6b50-40e6-b65f-2612efc877f4/download/afs_lic_202611.csv",
      "last_modified": "2026-11-11T20:51:07.739275",
      "licence": "Creative Commons Attribution 3.0 Australia"
     },
     "general_insurance": true,
     "disagreements": []
    }
   }
  ],
  "distributor_licence": {
   "afsl": "244584",
   "name": "AUSTAGENCIES PTY LTD",
   "abn": "76006090464",
   "acn": null,
   "licensed_since": "2004-03-10",
   "locality": "North Sydney NSW 2060",
   "source": {
    "dataset": "ASIC AFS Licensee dataset",
    "url": "https://data.gov.au/data/dataset/asic-afs-licensee",
    "release": "https://data.gov.au/data/dataset/ab7eddce-84df-4098-bc8f-500d0d9776d1/resource/d98a113d-6b50-40e6-b65f-2612efc877f4/download/afs_lic_202611.csv",
    "last_modified": "2026-11-11T20:51:07.739275",
    "licence": "Creative Commons Attribution 3.0 Australia"
   }
  },
  "page": "https://deepalmanac.com/au/insurance/building/longitude/",
  "json": "https://deepalmanac.com/au/insurance/building/v1/brands/longitude.json"
 }
}