{
 "dataset": "Australian building insurance",
 "source": "Each brand's and insurer's own Product Disclosure Statement, Key Facts Sheet, Target Market Determination and product pages (policies, cover, underwriter); APRA's list of registered general insurers (authorisation); ASIC's Australian Financial Services Licensee register on data.gov.au (licence, ABN)",
 "licence_note": "APRA authorisation is from APRA's list of registered general insurers, published under the Creative Commons Attribution 4.0 International licence (© Australian Prudential Regulation Authority). Licence fields are from ASIC's AFS Licensee dataset on data.gov.au, published under the Creative Commons Attribution 3.0 Australia licence. Policies, their cover and their underwriters are facts read from each brand's and insurer's own published documents, and every one carries the URL and the sentence it was read from. Policies change, and the document that applies to a policy is the one issued with it. This is reference data, not advice about which policy to buy.",
 "brand": {
  "slug": "raa",
  "name": "RAA",
  "website": "https://www.raa.com.au/",
  "kind": "brand",
  "underwriter": "Allianz South Australia Insurance Limited",
  "underwriter_abn": "14007872602",
  "underwriter_afsl": "232525",
  "lloyds": false,
  "distributor": {
   "name": "Royal Automobile Association of South Australia Limited",
   "abn": "90020001807",
   "afsl": null,
   "authorised_representative_no": null
  },
  "products": [
   {
    "name": "RAA Home and Contents Insurance (home building cover)",
    "type": "home_building",
    "segment": "residential",
    "channel": "direct",
    "online_quote": true,
    "cover_basis": "sum_insured_buffer",
    "buffer_percent": 10,
    "flood": "included",
    "accidental_damage": null,
    "levels": [],
    "eligibility": "Owners of a home located in South Australia (TMD).",
    "states": [
     "SA"
    ],
    "documents": [
     {
      "title": "Product Disclosure Statement (prepared 30 August 2021, with 1 July 2025 SPDS bound in front)",
      "url": "https://www.raa.com.au/-/media/Project/RAA/Web/Files/Home/HomeInsurance/raa-home-and-contents-insurance-pds-product-disclosure-statement-30-9-2021.pdf?la=en&hash=062A650923E940EA7F2E9A3EED101C53",
      "date": "2021-08-30"
     },
     {
      "title": "Key Facts Sheet - Home Building (prepared 1 July 2025)",
      "url": "https://www.raa.com.au/-/media/Project/RAA/Web/Files/Home/HomeInsurance/raa-home-insurance-key-factsheet-2021-2.pdf?la=en&hash=F5573501348F2AF02BABED93E3A69200",
      "date": "2025-07-01"
     },
     {
      "title": "Target Market Determination (effective 1 July 2025)",
      "url": "https://cdn-raa.dataweavers.io/-/media/Project/RAA/Web/Files/Home/HomeInsurance/tmd-home/raa-home-and-contents-insurance-target-market-determination-30-9-2021.pdf?rev=09914360f2a448eeaa54def867237e49",
      "date": "2025-07-01"
     }
    ],
    "quotes": {
     "product": {
      "text": "Award-winning home insurance built for South Australians",
      "url": "https://www.raa.com.au/insurance/Home-insurance",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "Award-winning home insurance built for South Australians",
       "url": "https://www.raa.com.au/insurance/Home-insurance#:~:text=Award%2Dwinning%20home%20insurance%20built%20for%20South%20Australians",
       "document_sha256": "7c11b7ac5f820a856fe282213d4e1c22dcb5697d6a463f43faf3102a40d62fd7",
       "confirmed": "2026-11-13"
      }
     },
     "channel": {
      "text": "Get a quote online",
      "url": "https://www.raa.com.au/insurance/Home-insurance",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "Get a quote online",
       "url": "https://www.raa.com.au/insurance/Home-insurance#:~:text=Get%20a%20quote%20online",
       "document_sha256": "7c11b7ac5f820a856fe282213d4e1c22dcb5697d6a463f43faf3102a40d62fd7",
       "confirmed": "2026-11-13"
      }
     },
     "cover_basis": {
      "text": "your Home has been damaged as a result of an Insured Event; and • the Cost of replacing, repairing or rebuilding your Home exceeds your Sum Insured, we will provide additional Cover to replace, repair or rebuild your Home.",
      "url": "https://www.raa.com.au/-/media/Project/RAA/Web/Files/Home/HomeInsurance/raa-home-and-contents-insurance-pds-product-disclosure-statement-30-9-2021.pdf?la=en&hash=062A650923E940EA7F2E9A3EED101C53",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "your Home has been damaged as a result of an Insured Event; and • the Cost of replacing, repairing or rebuilding your Home exceeds your Sum Insured, we will provide additional Cover to replace, repair or rebuild your Home.",
       "url": "https://www.raa.com.au/-/media/Project/RAA/Web/Files/Home/HomeInsurance/raa-home-and-contents-insurance-pds-product-disclosure-statement-30-9-2021.pdf?la=en&hash=062A650923E940EA7F2E9A3EED101C53#page=57",
       "page": 57,
       "document_sha256": "d40d483556a4311bdca488f3a50a28ad1fef9f2a9c5a663c01b522dcc7733f5e",
       "confirmed": "2026-11-13"
      }
     },
     "buffer_percent": {
      "text": "in which case we will Cover you for these benefits in addition to the Sum Insured for the relevant Insured Property. 10% of Sum Insured for Home for any one Insured Event.",
      "url": "https://www.raa.com.au/-/media/Project/RAA/Web/Files/Home/HomeInsurance/raa-home-and-contents-insurance-pds-product-disclosure-statement-30-9-2021.pdf?la=en&hash=062A650923E940EA7F2E9A3EED101C53",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "in which case we will Cover you for these benefits in addition to the Sum Insured for the relevant Insured Property. 10% of Sum Insured for Home for any one Insured Event.",
       "url": "https://www.raa.com.au/-/media/Project/RAA/Web/Files/Home/HomeInsurance/raa-home-and-contents-insurance-pds-product-disclosure-statement-30-9-2021.pdf?la=en&hash=062A650923E940EA7F2E9A3EED101C53#page=57",
       "page": 57,
       "document_sha256": "d40d483556a4311bdca488f3a50a28ad1fef9f2a9c5a663c01b522dcc7733f5e",
       "confirmed": "2026-11-13"
      }
     },
     "flood": {
      "text": "Cover for loss or damage to the Insured Property as a result of Flood.",
      "url": "https://www.raa.com.au/-/media/Project/RAA/Web/Files/Home/HomeInsurance/raa-home-and-contents-insurance-pds-product-disclosure-statement-30-9-2021.pdf?la=en&hash=062A650923E940EA7F2E9A3EED101C53",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "Cover for loss or damage to the Insured Property as a result of Flood.",
       "url": "https://www.raa.com.au/-/media/Project/RAA/Web/Files/Home/HomeInsurance/raa-home-and-contents-insurance-pds-product-disclosure-statement-30-9-2021.pdf?la=en&hash=062A650923E940EA7F2E9A3EED101C53#page=50",
       "page": 50,
       "document_sha256": "d40d483556a4311bdca488f3a50a28ad1fef9f2a9c5a663c01b522dcc7733f5e",
       "confirmed": "2026-11-13"
      }
     },
     "eligibility": {
      "text": "Home Insurance is persons who: • owns a home located in South Australia;",
      "url": "https://cdn-raa.dataweavers.io/-/media/Project/RAA/Web/Files/Home/HomeInsurance/tmd-home/raa-home-and-contents-insurance-target-market-determination-30-9-2021.pdf?rev=09914360f2a448eeaa54def867237e49",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "Home Insurance is persons who: • owns a home located in South Australia;",
       "url": "https://cdn-raa.dataweavers.io/-/media/Project/RAA/Web/Files/Home/HomeInsurance/tmd-home/raa-home-and-contents-insurance-target-market-determination-30-9-2021.pdf?rev=09914360f2a448eeaa54def867237e49#page=3",
       "page": 3,
       "document_sha256": "41ec1bcba4f99102d1da308866d71312790397987a87dfb4c6a7835d77f399b0",
       "confirmed": "2026-11-13"
      }
     },
     "unoccupied": {
      "text": "We will not Cover you for loss, damage or liability caused by or arising from Theft or Malicious Damage if the Home has been Unoccupied for more than 90 consecutive days and remains Unoccupied at the time of the Theft or the Malicious Damage",
      "url": "https://www.raa.com.au/-/media/Project/RAA/Web/Files/Home/HomeInsurance/raa-home-and-contents-insurance-pds-product-disclosure-statement-30-9-2021.pdf?la=en&hash=062A650923E940EA7F2E9A3EED101C53",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "We will not Cover you for loss, damage or liability caused by or arising from Theft or Malicious Damage if the Home has been Unoccupied for more than 90 consecutive days and remains Unoccupied at the time of the Theft or the Malicious Damage",
       "url": "https://www.raa.com.au/-/media/Project/RAA/Web/Files/Home/HomeInsurance/raa-home-and-contents-insurance-pds-product-disclosure-statement-30-9-2021.pdf?la=en&hash=062A650923E940EA7F2E9A3EED101C53#page=74",
       "page": 74,
       "document_sha256": "d40d483556a4311bdca488f3a50a28ad1fef9f2a9c5a663c01b522dcc7733f5e",
       "confirmed": "2026-11-13"
      }
     }
    },
    "conditions": [
     "Accidental Damage is an optional cover in the PDS but its wording covers Contents only; no accidental-damage option for the building was found, so the field is null. Accidental breakage of glass and sanitary fixtures is included.",
     "The PDS is dated 30 August 2021 and is amended by a Supplementary PDS effective 1 July 2025 that changes the insurer name from RAA Insurance Limited to Allianz South Australia Insurance Limited.",
     "The safety-net buffer (10% of the Sum Insured) is shown in the PDS table of additional benefits."
    ],
    "unoccupied": {
     "days": 90,
     "effect": "reduced_cover",
     "excess": null,
     "excluded_events": "theft, malicious damage",
     "still_covered": null,
     "must_tell": true,
     "conditions": "Cover returns once the home is occupied again. Unoccupied means no one eating, sleeping and living there, or no electricity connected.",
     "then": null,
     "label": "Some events not covered after 90 days"
    },
    "id": "home-and-contents-insurance-home-building-cover",
    "type_label": "Home building",
    "issuers": [
     {
      "name": "Allianz South Australia Insurance Limited",
      "abn": "14007872602",
      "afsl": "232525",
      "lloyds": false,
      "slug": "allianz-south-australia-insurance",
      "apra": {
       "status": "authorised",
       "name": "Allianz South Australia Insurance Limited (formerly RAA Insurance Limited)",
       "source": {
        "url": "https://www.apra.gov.au/registers/list-registered-general-insurers",
        "licence": "Creative Commons Attribution 4.0 International; © Australian Prudential Regulation Authority"
       }
      },
      "licence": {
       "afsl": "232525",
       "name": "ALLIANZ SOUTH AUSTRALIA INSURANCE LIMITED",
       "abn": "14007872602",
       "acn": null,
       "licensed_since": "2003-11-17",
       "locality": "Sydney NSW 2000",
       "source": {
        "dataset": "ASIC AFS Licensee dataset",
        "url": "https://data.gov.au/data/dataset/asic-afs-licensee",
        "release": "https://data.gov.au/data/dataset/ab7eddce-84df-4098-bc8f-500d0d9776d1/resource/d98a113d-6b50-40e6-b65f-2612efc877f4/download/afs_lic_202611.csv",
        "last_modified": "2026-11-11T20:51:07.739275",
        "licence": "Creative Commons Attribution 3.0 Australia"
       },
       "general_insurance": true,
       "disagreements": []
      }
     }
    ]
   },
   {
    "name": "RAA Landlord and Short Stay Insurance (building cover)",
    "type": "landlord",
    "segment": "residential",
    "channel": "direct",
    "online_quote": true,
    "cover_basis": "sum_insured_buffer",
    "buffer_percent": 10,
    "flood": "included",
    "accidental_damage": null,
    "levels": [
     "Landlord (permanent rental)",
     "Short Stay (holiday rental)"
    ],
    "eligibility": "Owners of a rental or short stay (holiday) rental property located in South Australia (TMD).",
    "states": [
     "SA"
    ],
    "documents": [
     {
      "title": "Product Disclosure Statement (prepared 30 August 2021, with 1 July 2025 SPDS bound in front)",
      "url": "https://www.raa.com.au/-/media/Project/RAA/Web/Files/Home/Landlord/raa-landlord-and-short-stay-insurance-pds-product-disclosure-statement-30-9-2021.pdf?la=en&hash=6D0BF748BADC927AF3EC31F244328A95",
      "date": "2021-08-30"
     },
     {
      "title": "Key Facts Sheet - Landlord",
      "url": "https://www.raa.com.au/-/media/Project/RAA/Web/Files/Home/HomeInsurance/raa-landlord-insurance-key-factsheet-2021-2.pdf?la=en&hash=2C8818CBB4204930F9373C8BE38B37CD",
      "date": null
     },
     {
      "title": "Target Market Determination (effective 1 July 2025)",
      "url": "https://www.raa.com.au/-/media/Project/RAA/Web/Files/Home/Landlord/tmd-landlord/raa-landlord-and-short-stay-insurance-target-market-determination-30-9-2021.pdf?la=en&hash=363CA1032464B3D50F5D667B1D795E0A",
      "date": "2025-07-01"
     }
    ],
    "quotes": {
     "product": {
      "text": "Cover for your rental property with insurance built for South Australians",
      "url": "https://www.raa.com.au/insurance/Landlord-and-Short-Stay-Insurance",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "Cover for your rental property with insurance built for South Australians",
       "url": "https://www.raa.com.au/insurance/Landlord-and-Short-Stay-Insurance#:~:text=Cover%20for%20your%20rental%20property,insurance%20built%20for%20South%20Australians",
       "document_sha256": "3571d0a8b586591aa5654d063a27fbda293eb52fe09f419018faff101a036b76",
       "confirmed": "2026-11-13"
      }
     },
     "channel": {
      "text": "Get a quote online",
      "url": "https://www.raa.com.au/insurance/Landlord-and-Short-Stay-Insurance",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "Get a quote online",
       "url": "https://www.raa.com.au/insurance/Landlord-and-Short-Stay-Insurance#:~:text=Get%20a%20quote%20online",
       "document_sha256": "3571d0a8b586591aa5654d063a27fbda293eb52fe09f419018faff101a036b76",
       "confirmed": "2026-11-13"
      }
     },
     "cover_basis": {
      "text": "your Building has been damaged as a result of an Insured Event; and • the Cost of replacing, repairing or rebuilding your Building exceeds your Sum Insured, we will provide additional Cover to replace, repair or rebuild your Building.",
      "url": "https://www.raa.com.au/-/media/Project/RAA/Web/Files/Home/Landlord/raa-landlord-and-short-stay-insurance-pds-product-disclosure-statement-30-9-2021.pdf?la=en&hash=6D0BF748BADC927AF3EC31F244328A95",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "your Building has been damaged as a result of an Insured Event; and • the Cost of replacing, repairing or rebuilding your Building exceeds your Sum Insured, we will provide additional Cover to replace, repair or rebuild your Building.",
       "url": "https://www.raa.com.au/-/media/Project/RAA/Web/Files/Home/Landlord/raa-landlord-and-short-stay-insurance-pds-product-disclosure-statement-30-9-2021.pdf?la=en&hash=6D0BF748BADC927AF3EC31F244328A95#page=62",
       "page": 62,
       "document_sha256": "ce9a6010cc7eb6e41b6b9c280dd4fdb37de7d380753d53c7185d5af7e7ee91eb",
       "confirmed": "2026-11-13"
      }
     },
     "buffer_percent": {
      "text": "in which case we will Cover you for these benefits in addition to the Sum Insured for the relevant Insured Property. 10% of Sum Insured for Building for any one Insured Event.",
      "url": "https://www.raa.com.au/-/media/Project/RAA/Web/Files/Home/Landlord/raa-landlord-and-short-stay-insurance-pds-product-disclosure-statement-30-9-2021.pdf?la=en&hash=6D0BF748BADC927AF3EC31F244328A95",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "in which case we will Cover you for these benefits in addition to the Sum Insured for the relevant Insured Property. 10% of Sum Insured for Building for any one Insured Event.",
       "url": "https://www.raa.com.au/-/media/Project/RAA/Web/Files/Home/Landlord/raa-landlord-and-short-stay-insurance-pds-product-disclosure-statement-30-9-2021.pdf?la=en&hash=6D0BF748BADC927AF3EC31F244328A95#page=62",
       "page": 62,
       "document_sha256": "ce9a6010cc7eb6e41b6b9c280dd4fdb37de7d380753d53c7185d5af7e7ee91eb",
       "confirmed": "2026-11-13"
      }
     },
     "flood": {
      "text": "Cover for loss or damage to Insured Property as a result of Flood.",
      "url": "https://www.raa.com.au/-/media/Project/RAA/Web/Files/Home/Landlord/raa-landlord-and-short-stay-insurance-pds-product-disclosure-statement-30-9-2021.pdf?la=en&hash=6D0BF748BADC927AF3EC31F244328A95",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "Cover for loss or damage to Insured Property as a result of Flood.",
       "url": "https://www.raa.com.au/-/media/Project/RAA/Web/Files/Home/Landlord/raa-landlord-and-short-stay-insurance-pds-product-disclosure-statement-30-9-2021.pdf?la=en&hash=6D0BF748BADC927AF3EC31F244328A95#page=58",
       "page": 58,
       "document_sha256": "ce9a6010cc7eb6e41b6b9c280dd4fdb37de7d380753d53c7185d5af7e7ee91eb",
       "confirmed": "2026-11-13"
      }
     },
     "eligibility": {
      "text": "The Target Market for Landlord and Short Stay Building Insurance is persons who: • owns a rental property or short stay (holiday) rental located in South Australia;",
      "url": "https://www.raa.com.au/-/media/Project/RAA/Web/Files/Home/Landlord/tmd-landlord/raa-landlord-and-short-stay-insurance-target-market-determination-30-9-2021.pdf?la=en&hash=363CA1032464B3D50F5D667B1D795E0A",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "The Target Market for Landlord and Short Stay Building Insurance is persons who: • owns a rental property or short stay (holiday) rental located in South Australia;",
       "url": "https://www.raa.com.au/-/media/Project/RAA/Web/Files/Home/Landlord/tmd-landlord/raa-landlord-and-short-stay-insurance-target-market-determination-30-9-2021.pdf?la=en&hash=363CA1032464B3D50F5D667B1D795E0A#page=3",
       "page": 3,
       "document_sha256": "ff157a5db6474be77914b85203b216f15a5d1937b689ee3f361aa6c1ade886db",
       "confirmed": "2026-11-13"
      }
     },
     "unoccupied": {
      "text": "We will not Cover you for loss, damage or liability caused by or arising from Theft or Malicious Damage if the Rental Property has been Unoccupied for more than 90 consecutive days and remains Unoccupied at the time of the Theft or the Malicious Damage.",
      "url": "https://www.raa.com.au/-/media/Project/RAA/Web/Files/Home/Landlord/raa-landlord-and-short-stay-insurance-pds-product-disclosure-statement-30-9-2021.pdf?la=en&hash=6D0BF748BADC927AF3EC31F244328A95",
      "checked": {
       "status": "found",
       "at": "2026-11-13T00:55:57+00:00"
      },
      "citation": {
       "quote": "We will not Cover you for loss, damage or liability caused by or arising from Theft or Malicious Damage if the Rental Property has been Unoccupied for more than 90 consecutive days and remains Unoccupied at the time of the Theft or the Malicious Damage.",
       "url": "https://www.raa.com.au/-/media/Project/RAA/Web/Files/Home/Landlord/raa-landlord-and-short-stay-insurance-pds-product-disclosure-statement-30-9-2021.pdf?la=en&hash=6D0BF748BADC927AF3EC31F244328A95#page=70",
       "page": 70,
       "document_sha256": "ce9a6010cc7eb6e41b6b9c280dd4fdb37de7d380753d53c7185d5af7e7ee91eb",
       "confirmed": "2026-11-13"
      }
     }
    },
    "conditions": [
     "Accidental loss or damage caused by a Tenant or Guest of a Tenant is an additional benefit; the PDS lists no separate optional Accidental Damage cover for the building, so the field is null.",
     "The PDS is dated 30 August 2021 with a 1 July 2025 SPDS changing the insurer name to Allianz South Australia Insurance Limited."
    ],
    "unoccupied": {
     "days": 90,
     "effect": "reduced_cover",
     "excess": null,
     "excluded_events": "theft, malicious damage",
     "still_covered": null,
     "must_tell": true,
     "conditions": "Cover returns once the rental property is occupied again. Unoccupied means no one eating, sleeping and living there, or no electricity connected.",
     "then": null,
     "label": "Some events not covered after 90 days"
    },
    "id": "landlord-and-short-stay-insurance-building-cover",
    "type_label": "Landlord",
    "issuers": [
     {
      "name": "Allianz South Australia Insurance Limited",
      "abn": "14007872602",
      "afsl": "232525",
      "lloyds": false,
      "slug": "allianz-south-australia-insurance",
      "apra": {
       "status": "authorised",
       "name": "Allianz South Australia Insurance Limited (formerly RAA Insurance Limited)",
       "source": {
        "url": "https://www.apra.gov.au/registers/list-registered-general-insurers",
        "licence": "Creative Commons Attribution 4.0 International; © Australian Prudential Regulation Authority"
       }
      },
      "licence": {
       "afsl": "232525",
       "name": "ALLIANZ SOUTH AUSTRALIA INSURANCE LIMITED",
       "abn": "14007872602",
       "acn": null,
       "licensed_since": "2003-11-17",
       "locality": "Sydney NSW 2000",
       "source": {
        "dataset": "ASIC AFS Licensee dataset",
        "url": "https://data.gov.au/data/dataset/asic-afs-licensee",
        "release": "https://data.gov.au/data/dataset/ab7eddce-84df-4098-bc8f-500d0d9776d1/resource/d98a113d-6b50-40e6-b65f-2612efc877f4/download/afs_lic_202611.csv",
        "last_modified": "2026-11-11T20:51:07.739275",
        "licence": "Creative Commons Attribution 3.0 Australia"
       },
       "general_insurance": true,
       "disagreements": []
      }
     }
    ]
   }
  ],
  "quotes": {
   "underwriter": {
    "text": "Allianz South Australia Insurance Limited ABN 14 007 872 602 AFSL 232525 (Allianz SA) is the insurer of this policy.",
    "url": "https://cdn-raa.dataweavers.io/-/media/Project/RAA/Web/Files/Home/HomeInsurance/tmd-home/raa-home-and-contents-insurance-target-market-determination-30-9-2021.pdf?rev=09914360f2a448eeaa54def867237e49",
    "checked": {
     "status": "found",
     "at": "2026-11-13T00:55:57+00:00"
    },
    "citation": {
     "quote": "Allianz South Australia Insurance Limited ABN 14 007 872 602 AFSL 232525 (Allianz SA) is the insurer of this policy.",
     "url": "https://cdn-raa.dataweavers.io/-/media/Project/RAA/Web/Files/Home/HomeInsurance/tmd-home/raa-home-and-contents-insurance-target-market-determination-30-9-2021.pdf?rev=09914360f2a448eeaa54def867237e49#page=2",
     "page": 2,
     "document_sha256": "41ec1bcba4f99102d1da308866d71312790397987a87dfb4c6a7835d77f399b0",
     "confirmed": "2026-11-13"
    }
   },
   "distributor": {
    "text": "Royal Automobile Association of South Australia Limited ABN 90 020 001 807 (RAA) has been authorised under a binder by Allianz SA to issue this policy on behalf of Allianz SA.",
    "url": "https://cdn-raa.dataweavers.io/-/media/Project/RAA/Web/Files/Home/HomeInsurance/tmd-home/raa-home-and-contents-insurance-target-market-determination-30-9-2021.pdf?rev=09914360f2a448eeaa54def867237e49",
    "checked": {
     "status": "found",
     "at": "2026-11-13T00:55:57+00:00"
    },
    "citation": {
     "quote": "Royal Automobile Association of South Australia Limited ABN 90 020 001 807 (RAA) has been authorised under a binder by Allianz SA to issue this policy on behalf of Allianz SA.",
     "url": "https://cdn-raa.dataweavers.io/-/media/Project/RAA/Web/Files/Home/HomeInsurance/tmd-home/raa-home-and-contents-insurance-target-market-determination-30-9-2021.pdf?rev=09914360f2a448eeaa54def867237e49#page=2",
     "page": 2,
     "document_sha256": "41ec1bcba4f99102d1da308866d71312790397987a87dfb4c6a7835d77f399b0",
     "confirmed": "2026-11-13"
    }
   }
  },
  "curation_notes": "Underwriter changed from RAA Insurance Limited (PDS of 2021) to Allianz South Australia Insurance Limited (same ABN 14 007 872 602, AFSL 232525) by a Supplementary PDS effective 1 July 2025; the base PDS PDFs on the website are still the 2021 versions. The RAA PDS list page still links the 2017 and 2021 documents. No high-value-home product found.",
  "segments": [
   "residential"
  ],
  "issuers": [
   {
    "name": "Allianz South Australia Insurance Limited",
    "abn": "14007872602",
    "afsl": "232525",
    "lloyds": false,
    "slug": "allianz-south-australia-insurance",
    "apra": {
     "status": "authorised",
     "name": "Allianz South Australia Insurance Limited (formerly RAA Insurance Limited)",
     "source": {
      "url": "https://www.apra.gov.au/registers/list-registered-general-insurers",
      "licence": "Creative Commons Attribution 4.0 International; © Australian Prudential Regulation Authority"
     }
    },
    "licence": {
     "afsl": "232525",
     "name": "ALLIANZ SOUTH AUSTRALIA INSURANCE LIMITED",
     "abn": "14007872602",
     "acn": null,
     "licensed_since": "2003-11-17",
     "locality": "Sydney NSW 2000",
     "source": {
      "dataset": "ASIC AFS Licensee dataset",
      "url": "https://data.gov.au/data/dataset/asic-afs-licensee",
      "release": "https://data.gov.au/data/dataset/ab7eddce-84df-4098-bc8f-500d0d9776d1/resource/d98a113d-6b50-40e6-b65f-2612efc877f4/download/afs_lic_202611.csv",
      "last_modified": "2026-11-11T20:51:07.739275",
      "licence": "Creative Commons Attribution 3.0 Australia"
     },
     "general_insurance": true,
     "disagreements": []
    }
   }
  ],
  "distributor_licence": null,
  "page": "https://deepalmanac.com/au/insurance/building/raa/",
  "json": "https://deepalmanac.com/au/insurance/building/v1/brands/raa.json"
 }
}