{ "dataset": "Australian building insurance", "source": "Each brand's and insurer's own Product Disclosure Statement, Key Facts Sheet, Target Market Determination and product pages (policies, cover, underwriter); APRA's list of registered general insurers (authorisation); ASIC's Australian Financial Services Licensee register on data.gov.au (licence, ABN)", "licence_note": "APRA authorisation is from APRA's list of registered general insurers, published under the Creative Commons Attribution 4.0 International licence (© Australian Prudential Regulation Authority). Licence fields are from ASIC's AFS Licensee dataset on data.gov.au, published under the Creative Commons Attribution 3.0 Australia licence. Policies, their cover and their underwriters are facts read from each brand's and insurer's own published documents, and every one carries the URL and the sentence it was read from. Policies change, and the document that applies to a policy is the one issued with it. This is reference data, not advice about which policy to buy.", "brand": { "slug": "wfi", "name": "WFI", "website": "https://www.wfi.com.au/", "kind": "brand", "underwriter": "CGU Australia Pty Ltd", "underwriter_abn": "62004478960", "underwriter_afsl": "700014", "lloyds": false, "distributor": null, "products": [ { "name": "WFI Private Plan - Classic Home (buildings)", "type": "home_building", "segment": "residential", "channel": "direct", "online_quote": false, "cover_basis": "sum_insured_buffer", "buffer_percent": null, "flood": "included_can_remove", "accidental_damage": "included", "levels": [ "Classic Home", "Standard Home" ], "eligibility": "Private residential buildings (free standing house, townhouse, villa, duplex, semi-detached or terrace) that are not under a registered body corporate; primary residence, holiday home, or occasional short-term rental subject to acceptance criteria.", "states": null, "documents": [ { "title": "WFI Private Plan Product Disclosure Statement (PDS prepared 29 February 2024, with SPDS)", "url": "https://www.wfi.com.au/documents/personal/private-plan/pds", "date": "2024-02-29" }, { "title": "Key Facts Sheet - Classic Buildings", "url": "https://www.wfi.com.au/documents/home/home-building-classic/kfs", "date": "2025-10-01" }, { "title": "Target Market Determination TMDPP001", "url": "https://www.iag.com.au/tmd/TMDPP001", "date": "2025-10-01" } ], "quotes": { "product": { "text": "Home owners can choose from either the Classic Home policy or the Standard Home policy.", "url": "https://www.wfi.com.au/personal-insurance/home", "checked": { "status": "found", "at": "2026-11-13T00:55:57+00:00" }, "citation": { "quote": "Home owners can choose from either the Classic Home policy or the Standard Home policy.", "url": "https://www.wfi.com.au/personal-insurance/home#:~:text=Home%20owners%20can%20choose%20from,or%20the%20Standard%20Home%20policy.", "document_sha256": "59a6f88a9716dbc454e22ef44a7f78c7e32eafae9a526de40b8735d3e58cf101", "confirmed": "2026-11-13" } }, "channel": { "text": "This product is designed to be distributed by us or our distributors by any of the following means, where authorised: – Online through relevant websites – By contacting a branch or contact centre – In person (e.g. branch, agency or premises visit)", "url": "https://www.iag.com.au/tmd/TMDPP001", "checked": { "status": "found", "at": "2026-11-13T00:55:57+00:00" }, "citation": { "quote": "This product is designed to be distributed by us or our distributors by any of the following means, where authorised: – Online through relevant websites – By contacting a branch or contact centre – In person (e.g. branch, agency or premises visit)", "url": "https://www.iag.com.au/tmd/TMDPP001#page=4", "page": 4, "document_sha256": "ca0fca71466615e101a8525236815b3d6f3bd3d1aa3a4ca18c7f91db0723fca4", "confirmed": "2026-11-13" } }, "cover_basis": { "text": "Under this policy you set the maximum level of cover and the insurer may provide you with some agreed extra cover above that amount (Sum insured plus safety net).", "url": "https://www.wfi.com.au/documents/home/home-building-classic/kfs", "checked": { "status": "found", "at": "2026-11-13T00:55:57+00:00" }, "citation": { "quote": "Under this policy you set the maximum level of cover and the insurer may provide you with some agreed extra cover above that amount (Sum insured plus safety net).", "url": "https://www.wfi.com.au/documents/home/home-building-classic/kfs#page=1", "page": 1, "document_sha256": "3b265f7720ac86f16c3a4b3bc5deaa063cb0475e6f0f4b6ede45545abbf7be86", "confirmed": "2026-11-13" } }, "flood": { "text": "Excludes damage by flood if you have chosen not to have flood cover.", "url": "https://www.wfi.com.au/documents/home/home-building-classic/kfs", "checked": { "status": "found", "at": "2026-11-13T00:55:57+00:00" }, "citation": { "quote": "Excludes damage by flood if you have chosen not to have flood cover.", "url": "https://www.wfi.com.au/documents/home/home-building-classic/kfs#page=1", "page": 1, "document_sha256": "3b265f7720ac86f16c3a4b3bc5deaa063cb0475e6f0f4b6ede45545abbf7be86", "confirmed": "2026-11-13" } }, "eligibility": { "text": "Providing cover for a private residential building, including the fixtures and fittings, such as a: • Free standing house • Townhouse, villa or duplex • Semi-detached house or terrace", "url": "https://www.iag.com.au/tmd/TMDPP001", "checked": { "status": "found", "at": "2026-11-13T00:55:57+00:00" }, "citation": { "quote": "Providing cover for a private residential building, including the fixtures and fittings, such as a: • Free standing house • Townhouse, villa or duplex • Semi-detached house or terrace", "url": "https://www.iag.com.au/tmd/TMDPP001#page=1", "page": 1, "document_sha256": "ca0fca71466615e101a8525236815b3d6f3bd3d1aa3a4ca18c7f91db0723fca4", "confirmed": "2026-11-13" } }, "accidental_damage": { "text": "This policy insures You against Accidental damage, burglary and theft occurring during the Period of Insurance.", "url": "https://www.wfi.com.au/documents/personal/private-plan/pds", "checked": { "status": "found", "at": "2026-11-13T00:55:57+00:00" }, "citation": { "quote": "This policy insures You against Accidental damage, burglary and theft occurring during the Period of Insurance.", "url": "https://www.wfi.com.au/documents/personal/private-plan/pds#page=27", "page": 27, "document_sha256": "5715dd90c4e17bc1f7490e409fec92d5c4352de905312d3289094bc6358c3dbf", "confirmed": "2026-11-13" } }, "unoccupied": { "text": "This policy does not provide any insurance if at the time the loss or damage occurs, Your Home is unoccupied and has been so unoccupied for at least 90 consecutive days before the loss or damage unless:", "url": "https://www.wfi.com.au/documents/personal/private-plan/pds", "checked": { "status": "found", "at": "2026-11-13T00:55:57+00:00" }, "citation": { "quote": "This policy does not provide any insurance if at the time the loss or damage occurs, Your Home is unoccupied and has been so unoccupied for at least 90 consecutive days before the loss or damage unless:", "url": "https://www.wfi.com.au/documents/personal/private-plan/pds#page=34", "page": 34, "document_sha256": "5715dd90c4e17bc1f7490e409fec92d5c4352de905312d3289094bc6358c3dbf", "confirmed": "2026-11-13" } } }, "conditions": [ "Flood is included unless the customer chooses to opt out; the web page says 'Flood is included up to the sum insured of the building and contents unless the choice to opt out of Flood cover has been taken'.", "Quote is a request for a call back from a WFI area manager or client service team, not an instant online price.", "Safety-net percentage for buildings was not stated in the Key Facts Sheet." ], "unoccupied": { "days": 90, "effect": "no_cover", "excess": null, "excluded_events": null, "still_covered": null, "must_tell": true, "conditions": "Unless you tell WFI before the 90 days begin, it agrees to keep insuring you, and all gates, doors and windows are kept locked.", "then": null, "label": "No cover after 90 days" }, "id": "private-plan-classic-home-buildings", "type_label": "Home building", "issuers": [ { "name": "CGU Australia Pty Ltd", "abn": "62004478960", "afsl": "700014", "lloyds": false, "slug": "cgu-australia", "apra": { "status": "authorised", "name": "CGU Australia Pty Ltd", "source": { "url": "https://www.apra.gov.au/registers/list-registered-general-insurers", "licence": "Creative Commons Attribution 4.0 International; © Australian Prudential Regulation Authority" } }, "licence": { "afsl": "700014", "name": "CGU AUSTRALIA PTY LTD", "abn": "62004478960", "acn": null, "licensed_since": "2025-05-09", "locality": "Melbourne VIC 3000", "source": { "dataset": "ASIC AFS Licensee dataset", "url": "https://data.gov.au/data/dataset/asic-afs-licensee", "release": "https://data.gov.au/data/dataset/ab7eddce-84df-4098-bc8f-500d0d9776d1/resource/d98a113d-6b50-40e6-b65f-2612efc877f4/download/afs_lic_202611.csv", "last_modified": "2026-11-11T20:51:07.739275", "licence": "Creative Commons Attribution 3.0 Australia" }, "general_insurance": true, "disagreements": [] } } ] }, { "name": "WFI Private Plan - Standard Home (buildings)", "type": "home_building", "segment": "residential", "channel": "direct", "online_quote": false, "cover_basis": "sum_insured_buffer", "buffer_percent": null, "flood": "included_can_remove", "accidental_damage": null, "levels": [ "Classic Home", "Standard Home" ], "eligibility": "Private residential buildings (free standing house, townhouse, villa, duplex, semi-detached or terrace) that are not under a registered body corporate; primary residence, holiday home, or occasional short-term rental subject to acceptance criteria.", "states": null, "documents": [ { "title": "WFI Private Plan Product Disclosure Statement (PDS prepared 29 February 2024, with SPDS)", "url": "https://www.wfi.com.au/documents/personal/private-plan/pds", "date": "2024-02-29" }, { "title": "Key Facts Sheet - Standard Buildings", "url": "https://www.wfi.com.au/documents/home/building-standard/kfs", "date": "2025-10-01" }, { "title": "Target Market Determination TMDPP001", "url": "https://www.iag.com.au/tmd/TMDPP001", "date": "2025-10-01" } ], "quotes": { "product": { "text": "Home owners can choose from either the Classic Home policy or the Standard Home policy.", "url": "https://www.wfi.com.au/personal-insurance/home", "checked": { "status": "found", "at": "2026-11-13T00:55:57+00:00" }, "citation": { "quote": "Home owners can choose from either the Classic Home policy or the Standard Home policy.", "url": "https://www.wfi.com.au/personal-insurance/home#:~:text=Home%20owners%20can%20choose%20from,or%20the%20Standard%20Home%20policy.", "document_sha256": "59a6f88a9716dbc454e22ef44a7f78c7e32eafae9a526de40b8735d3e58cf101", "confirmed": "2026-11-13" } }, "channel": { "text": "This product is designed to be distributed by us or our distributors by any of the following means, where authorised: – Online through relevant websites – By contacting a branch or contact centre – In person (e.g. branch, agency or premises visit)", "url": "https://www.iag.com.au/tmd/TMDPP001", "checked": { "status": "found", "at": "2026-11-13T00:55:57+00:00" }, "citation": { "quote": "This product is designed to be distributed by us or our distributors by any of the following means, where authorised: – Online through relevant websites – By contacting a branch or contact centre – In person (e.g. branch, agency or premises visit)", "url": "https://www.iag.com.au/tmd/TMDPP001#page=4", "page": 4, "document_sha256": "ca0fca71466615e101a8525236815b3d6f3bd3d1aa3a4ca18c7f91db0723fca4", "confirmed": "2026-11-13" } }, "cover_basis": { "text": "Under this policy you set the maximum level of cover and the insurer may provide you with some agreed extra cover above that amount (Sum insured plus safety net).", "url": "https://www.wfi.com.au/documents/home/building-standard/kfs", "checked": { "status": "found", "at": "2026-11-13T00:55:57+00:00" }, "citation": { "quote": "Under this policy you set the maximum level of cover and the insurer may provide you with some agreed extra cover above that amount (Sum insured plus safety net).", "url": "https://www.wfi.com.au/documents/home/building-standard/kfs#page=1", "page": 1, "document_sha256": "e92343391a04c5d3319a002727b4ab31680a376a094624ff3976dc22f1d6fc59", "confirmed": "2026-11-13" } }, "flood": { "text": "Excludes damage by flood if you have chosen not to have flood cover.", "url": "https://www.wfi.com.au/documents/home/building-standard/kfs", "checked": { "status": "found", "at": "2026-11-13T00:55:57+00:00" }, "citation": { "quote": "Excludes damage by flood if you have chosen not to have flood cover.", "url": "https://www.wfi.com.au/documents/home/building-standard/kfs#page=1", "page": 1, "document_sha256": "e92343391a04c5d3319a002727b4ab31680a376a094624ff3976dc22f1d6fc59", "confirmed": "2026-11-13" } }, "eligibility": { "text": "Providing cover for a private residential building, including the fixtures and fittings, such as a: • Free standing house • Townhouse, villa or duplex • Semi-detached house or terrace", "url": "https://www.iag.com.au/tmd/TMDPP001", "checked": { "status": "found", "at": "2026-11-13T00:55:57+00:00" }, "citation": { "quote": "Providing cover for a private residential building, including the fixtures and fittings, such as a: • Free standing house • Townhouse, villa or duplex • Semi-detached house or terrace", "url": "https://www.iag.com.au/tmd/TMDPP001#page=1", "page": 1, "document_sha256": "ca0fca71466615e101a8525236815b3d6f3bd3d1aa3a4ca18c7f91db0723fca4", "confirmed": "2026-11-13" } }, "unoccupied": { "text": "This policy does not provide any insurance if at the time the loss or damage occurs, Your Home is unoccupied and has been so unoccupied for at least 90 consecutive days before the loss or damage unless:", "url": "https://www.wfi.com.au/documents/personal/private-plan/pds", "checked": { "status": "found", "at": "2026-11-13T00:55:57+00:00" }, "citation": { "quote": "This policy does not provide any insurance if at the time the loss or damage occurs, Your Home is unoccupied and has been so unoccupied for at least 90 consecutive days before the loss or damage unless:", "url": "https://www.wfi.com.au/documents/personal/private-plan/pds#page=34", "page": 34, "document_sha256": "5715dd90c4e17bc1f7490e409fec92d5c4352de905312d3289094bc6358c3dbf", "confirmed": "2026-11-13" } } }, "conditions": [ "Flood is included unless the customer chooses to opt out; the web page says 'Flood is included up to the sum insured of the building and contents unless the choice to opt out of Flood cover has been taken'.", "Quote is a request for a call back from a WFI area manager or client service team, not an instant online price.", "Safety-net percentage for buildings was not stated in the Key Facts Sheet.", "Standard Home covers a list of defined events (fire, lightning, burglary, theft, storm); the Key Facts Sheet shows only accidental breakage of fixed glass and fixtures, so general accidental damage is recorded as null." ], "unoccupied": { "days": 90, "effect": "no_cover", "excess": null, "excluded_events": null, "still_covered": null, "must_tell": true, "conditions": "Unless you tell WFI before the 90 days begin, it agrees to keep insuring you, and all gates, doors and windows are kept locked.", "then": null, "label": "No cover after 90 days" }, "id": "private-plan-standard-home-buildings", "type_label": "Home building", "issuers": [ { "name": "CGU Australia Pty Ltd", "abn": "62004478960", "afsl": "700014", "lloyds": false, "slug": "cgu-australia", "apra": { "status": "authorised", "name": "CGU Australia Pty Ltd", "source": { "url": "https://www.apra.gov.au/registers/list-registered-general-insurers", "licence": "Creative Commons Attribution 4.0 International; © Australian Prudential Regulation Authority" } }, "licence": { "afsl": "700014", "name": "CGU AUSTRALIA PTY LTD", "abn": "62004478960", "acn": null, "licensed_since": "2025-05-09", "locality": "Melbourne VIC 3000", "source": { "dataset": "ASIC AFS Licensee dataset", "url": "https://data.gov.au/data/dataset/asic-afs-licensee", "release": "https://data.gov.au/data/dataset/ab7eddce-84df-4098-bc8f-500d0d9776d1/resource/d98a113d-6b50-40e6-b65f-2612efc877f4/download/afs_lic_202611.csv", "last_modified": "2026-11-11T20:51:07.739275", "licence": "Creative Commons Attribution 3.0 Australia" }, "general_insurance": true, "disagreements": [] } } ] }, { "name": "WFI Landlord Plan - Landlord building and contents policy (buildings)", "type": "landlord", "segment": "residential", "channel": "direct", "online_quote": false, "cover_basis": "sum_insured", "buffer_percent": null, "flood": "included_can_remove", "accidental_damage": "optional", "levels": [], "eligibility": "Private residential buildings (free standing house, townhouse, villa, duplex, semi-detached or terrace) rented out to tenants; buildings under a registered body corporate are not eligible.", "states": null, "documents": [ { "title": "WFI Landlord Plan Product Disclosure Statement (prepared 29 February 2024; SPDS 1 October 2025 changes insurer to CGU Australia Pty Ltd)", "url": "https://www.wfi.com.au/documents/personal/landlord/pds", "date": "2024-02-29" }, { "title": "Target Market Determination TMDLBC002", "url": "https://www.iag.com.au/tmd/TMDLBC002", "date": "2025-10-01" } ], "quotes": { "product": { "text": "WFI Landlord Plan consists of three different policies offering a range of optional benefits.", "url": "https://www.wfi.com.au/personal-insurance/landlord", "checked": { "status": "found", "at": "2026-11-13T00:55:57+00:00" }, "citation": { "quote": "WFI Landlord Plan consists of three different policies offering a range of optional benefits.", "url": "https://www.wfi.com.au/personal-insurance/landlord#:~:text=WFI%20Landlord%20Plan%20consists%20of,a%20range%20of%20optional%20benefits.", "document_sha256": "894ebd95808f9510eabb0a71de1a8bf33e73c51a6a0891e741d6295a3623a606", "confirmed": "2026-11-13" } }, "channel": { "text": "This product is designed to be distributed by us or our distributors through the following means, where authorised: – Online through relevant websites – By contacting a branch or contact centre – In person (e.g. branch, agency, or premises visit)", "url": "https://www.iag.com.au/tmd/TMDLBC002", "checked": { "status": "found", "at": "2026-11-13T00:55:57+00:00" }, "citation": { "quote": "This product is designed to be distributed by us or our distributors through the following means, where authorised: – Online through relevant websites – By contacting a branch or contact centre – In person (e.g. branch, agency, or premises visit)", "url": "https://www.iag.com.au/tmd/TMDLBC002#page=3", "page": 3, "document_sha256": "159be3d208f1356007a6d4d3a19b15e6bbae4c7f5344ea1250b5257d9d2201e5", "confirmed": "2026-11-13" } }, "cover_basis": { "text": "The maximum amount We pay is the sum insured or other limit of insurance cover inclusive of any relevant GST component.", "url": "https://www.wfi.com.au/documents/personal/landlord/pds", "checked": { "status": "found", "at": "2026-11-13T00:55:57+00:00" }, "citation": { "quote": "The maximum amount We pay is the sum insured or other limit of insurance cover inclusive of any relevant GST component.", "url": "https://www.wfi.com.au/documents/personal/landlord/pds#page=9", "page": 9, "document_sha256": "e15dfcfcd6bb014ad8ac7515dc4bda1b468823d97790c67fe1385046661cb084", "confirmed": "2026-11-13" } }, "flood": { "text": "The Landlord building and contents policy in this Plan provides cover for damage caused by Flood unless You choose to remove Flood cover from it.", "url": "https://www.wfi.com.au/documents/personal/landlord/pds", "checked": { "status": "found", "at": "2026-11-13T00:55:57+00:00" }, "citation": { "quote": "The Landlord building and contents policy in this Plan provides cover for damage caused by Flood unless You choose to remove Flood cover from it.", "url": "https://www.wfi.com.au/documents/personal/landlord/pds#page=12", "page": 12, "document_sha256": "e15dfcfcd6bb014ad8ac7515dc4bda1b468823d97790c67fe1385046661cb084", "confirmed": "2026-11-13" } }, "accidental_damage": { "text": "You can choose to insure against events such as fire, storm, theft and vandalism, or against accidental damage.", "url": "https://www.wfi.com.au/personal-insurance/landlord", "checked": { "status": "found", "at": "2026-11-13T00:55:57+00:00" }, "citation": { "quote": "You can choose to insure against events such as fire, storm, theft and vandalism, or against accidental damage.", "url": "https://www.wfi.com.au/personal-insurance/landlord#:~:text=You%20can%20choose%20to%20insure,vandalism%2C%20or%20against%20accidental%20damage.", "document_sha256": "894ebd95808f9510eabb0a71de1a8bf33e73c51a6a0891e741d6295a3623a606", "confirmed": "2026-11-13" } }, "eligibility": { "text": "Providing cover for a private residential building, including the fixtures and fittings, such as a: • Free standing house • Townhouse, villa or duplex • Semi-detached house or terrace", "url": "https://www.iag.com.au/tmd/TMDLBC002", "checked": { "status": "found", "at": "2026-11-13T00:55:57+00:00" }, "citation": { "quote": "Providing cover for a private residential building, including the fixtures and fittings, such as a: • Free standing house • Townhouse, villa or duplex • Semi-detached house or terrace", "url": "https://www.iag.com.au/tmd/TMDLBC002#page=1", "page": 1, "document_sha256": "159be3d208f1356007a6d4d3a19b15e6bbae4c7f5344ea1250b5257d9d2201e5", "confirmed": "2026-11-13" } }, "unoccupied": { "text": "This policy does not insure You if at the time the loss or damage occurs the Domestic Building is unoccupied and has been so unoccupied for at least 90 consecutive days before the loss or damage, unless You:", "url": "https://www.wfi.com.au/documents/personal/landlord/pds", "checked": { "status": "found", "at": "2026-11-13T00:55:57+00:00" }, "citation": { "quote": "This policy does not insure You if at the time the loss or damage occurs the Domestic Building is unoccupied and has been so unoccupied for at least 90 consecutive days before the loss or damage, unless You:", "url": "https://www.wfi.com.au/documents/personal/landlord/pds#page=31", "page": 31, "document_sha256": "e15dfcfcd6bb014ad8ac7515dc4bda1b468823d97790c67fe1385046661cb084", "confirmed": "2026-11-13" } } }, "conditions": [ "Customer chooses defined events cover or accidental damage cover for the building.", "Flood cover can be removed by the customer.", "Optional benefits include tenant damage, tenant rent default and loss of rent." ], "unoccupied": { "days": 90, "effect": "no_cover", "excess": null, "excluded_events": null, "still_covered": null, "must_tell": true, "conditions": "Unless you tell WFI before the 90 days begin, it agrees to keep insuring you, and all gates, doors and windows are kept locked.", "then": null, "label": "No cover after 90 days" }, "id": "landlord-plan-landlord-building-and-contents-policy-buildings", "type_label": "Landlord", "issuers": [ { "name": "CGU Australia Pty Ltd", "abn": "62004478960", "afsl": "700014", "lloyds": false, "slug": "cgu-australia", "apra": { "status": "authorised", "name": "CGU Australia Pty Ltd", "source": { "url": "https://www.apra.gov.au/registers/list-registered-general-insurers", "licence": "Creative Commons Attribution 4.0 International; © Australian Prudential Regulation Authority" } }, "licence": { "afsl": "700014", "name": "CGU AUSTRALIA PTY LTD", "abn": "62004478960", "acn": null, "licensed_since": "2025-05-09", "locality": "Melbourne VIC 3000", "source": { "dataset": "ASIC AFS Licensee dataset", "url": "https://data.gov.au/data/dataset/asic-afs-licensee", "release": "https://data.gov.au/data/dataset/ab7eddce-84df-4098-bc8f-500d0d9776d1/resource/d98a113d-6b50-40e6-b65f-2612efc877f4/download/afs_lic_202611.csv", "last_modified": "2026-11-11T20:51:07.739275", "licence": "Creative Commons Attribution 3.0 Australia" }, "general_insurance": true, "disagreements": [] } } ] } ], "quotes": { "underwriter": { "text": "Insurance issued by CGU Australia Pty Ltd ABN 62 004 478 960 AFSL 700014 trading as WFI.", "url": "https://www.wfi.com.au/personal-insurance/home", "checked": { "status": "found", "at": "2026-11-13T00:55:57+00:00" }, "citation": { "quote": "Insurance issued by CGU Australia Pty Ltd ABN 62 004 478 960 AFSL 700014 trading as WFI.", "url": "https://www.wfi.com.au/personal-insurance/home#:~:text=Insurance%20issued%20by%20CGU%20Australia,AFSL%20700014%20trading%20as%20WFI.", "document_sha256": "59a6f88a9716dbc454e22ef44a7f78c7e32eafae9a526de40b8735d3e58cf101", "confirmed": "2026-11-13" } } }, "curation_notes": "WFI is mainly a farm and business insurer; only its personal Private Plan (home) and Landlord Plan are residential building products and are listed here. The PDS documents (dated 29 February 2024) still name Insurance Australia Limited ABN 11 000 016 722 as insurer; a Supplementary PDS effective 1 October 2025 replaced it with CGU Australia Pty Ltd, and the 1 October 2025 TMDs name CGU Australia Pty Ltd as issuer. The Private Plan PDS file bundled several SPDSs and the Private Plan also covers cars and valuables. WFI's farm/rural, business and lifestyle farm products are out of scope.", "segments": [ "residential" ], "issuers": [ { "name": "CGU Australia Pty Ltd", "abn": "62004478960", "afsl": "700014", "lloyds": false, "slug": "cgu-australia", "apra": { "status": "authorised", "name": "CGU Australia Pty Ltd", "source": { "url": "https://www.apra.gov.au/registers/list-registered-general-insurers", "licence": "Creative Commons Attribution 4.0 International; © Australian Prudential Regulation Authority" } }, "licence": { "afsl": "700014", "name": "CGU AUSTRALIA PTY LTD", "abn": "62004478960", "acn": null, "licensed_since": "2025-05-09", "locality": "Melbourne VIC 3000", "source": { "dataset": "ASIC AFS Licensee dataset", "url": "https://data.gov.au/data/dataset/asic-afs-licensee", "release": "https://data.gov.au/data/dataset/ab7eddce-84df-4098-bc8f-500d0d9776d1/resource/d98a113d-6b50-40e6-b65f-2612efc877f4/download/afs_lic_202611.csv", "last_modified": "2026-11-11T20:51:07.739275", "licence": "Creative Commons Attribution 3.0 Australia" }, "general_insurance": true, "disagreements": [] } } ], "distributor_licence": null, "page": "https://deepalmanac.com/au/insurance/building/wfi/", "json": "https://deepalmanac.com/au/insurance/building/v1/brands/wfi.json" } }