{
 "dataset": "Australian building insurance",
 "source": "Each brand's and insurer's own Product Disclosure Statement, Key Facts Sheet, Target Market Determination and product pages (policies, cover, underwriter); APRA's list of registered general insurers (authorisation); ASIC's Australian Financial Services Licensee register on data.gov.au (licence, ABN)",
 "licence_note": "APRA authorisation is from APRA's list of registered general insurers, published under the Creative Commons Attribution 4.0 International licence (© Australian Prudential Regulation Authority). Licence fields are from ASIC's AFS Licensee dataset on data.gov.au, published under the Creative Commons Attribution 3.0 Australia licence. Policies, their cover and their underwriters are facts read from each brand's and insurer's own published documents, and every one carries the URL and the sentence it was read from. Policies change, and the document that applies to a policy is the one issued with it. This is reference data, not advice about which policy to buy.",
 "checked": "2026-10-16",
 "underwriter_count": 32,
 "underwriters": [
  {
   "slug": "allianz-australia-insurance",
   "name": "Allianz Australia Insurance Limited",
   "abn": "15000122850",
   "afsl": "234708",
   "apra": {
    "status": "authorised",
    "name": "Allianz Australia Insurance Limited",
    "source": {
     "url": "https://www.apra.gov.au/registers/list-registered-general-insurers",
     "licence": "Creative Commons Attribution 4.0 International; © Australian Prudential Regulation Authority"
    }
   },
   "licence": {
    "afsl": "234708",
    "name": "ALLIANZ AUSTRALIA INSURANCE LIMITED",
    "abn": "15000122850",
    "acn": null,
    "licensed_since": "2004-01-05",
    "locality": "Sydney NSW 2000",
    "source": {
     "dataset": "ASIC AFS Licensee dataset",
     "url": "https://data.gov.au/data/dataset/asic-afs-licensee",
     "release": "https://data.gov.au/data/dataset/ab7eddce-84df-4098-bc8f-500d0d9776d1/resource/d98a113d-6b50-40e6-b65f-2612efc877f4/download/afs_lic_202611.csv",
     "last_modified": "2026-11-11T20:51:07.739275",
     "licence": "Creative Commons Attribution 3.0 Australia"
    },
    "general_insurance": true,
    "disagreements": []
   },
   "segments": [
    "residential",
    "commercial",
    "industrial"
   ],
   "brands": [
    {
     "slug": "allianz",
     "name": "Allianz",
     "kind": "insurer",
     "products": [
      {
       "id": "home-insurance",
       "name": "Allianz Home Insurance",
       "type": "home_building",
       "segment": "residential"
      },
      {
       "id": "landlord-insurance",
       "name": "Allianz Landlord Insurance",
       "type": "landlord",
       "segment": "residential"
      },
      {
       "id": "business-insurance-pack",
       "name": "Allianz Business Insurance Pack",
       "type": "business_property",
       "segment": "commercial"
      },
      {
       "id": "office-pack",
       "name": "Allianz Office Pack",
       "type": "office_pack",
       "segment": "commercial"
      },
      {
       "id": "industrial-special-risks-mark-v",
       "name": "Allianz Industrial Special Risks Mark V",
       "type": "isr",
       "segment": "industrial"
      },
      {
       "id": "industrial-special-risks-mark-iv",
       "name": "Allianz Industrial Special Risks Mark IV",
       "type": "isr",
       "segment": "industrial"
      }
     ],
     "page": "https://deepalmanac.com/au/insurance/building/allianz/"
    },
    {
     "slug": "australian-unity",
     "name": "Australian Unity",
     "kind": "brand",
     "products": [
      {
       "id": "home-insurance-home-and-contents-policy-building-cover",
       "name": "Australian Unity Home Insurance (home and contents policy, building cover)",
       "type": "home_building",
       "segment": "residential"
      },
      {
       "id": "landlord-insurance-building-cover",
       "name": "Australian Unity Landlord Insurance (building cover)",
       "type": "landlord",
       "segment": "residential"
      }
     ],
     "page": "https://deepalmanac.com/au/insurance/building/australian-unity/"
    },
    {
     "slug": "bank-of-melbourne",
     "name": "Bank of Melbourne",
     "kind": "brand",
     "products": [
      {
       "id": "home-insurance-home-and-contents-policy-building-cover",
       "name": "Bank of Melbourne Home Insurance (home and contents policy, building cover)",
       "type": "home_building",
       "segment": "residential"
      },
      {
       "id": "landlord-insurance-building-cover",
       "name": "Bank of Melbourne Landlord Insurance (building cover)",
       "type": "landlord",
       "segment": "residential"
      }
     ],
     "page": "https://deepalmanac.com/au/insurance/building/bank-of-melbourne/"
    },
    {
     "slug": "banksa",
     "name": "BankSA",
     "kind": "brand",
     "products": [
      {
       "id": "home-insurance-home-and-contents-policy-building-cover",
       "name": "BankSA Home Insurance (home and contents policy, building cover)",
       "type": "home_building",
       "segment": "residential"
      },
      {
       "id": "landlord-insurance-building-cover",
       "name": "BankSA Landlord Insurance (building cover)",
       "type": "landlord",
       "segment": "residential"
      }
     ],
     "page": "https://deepalmanac.com/au/insurance/building/banksa/"
    },
    {
     "slug": "bankvic",
     "name": "BankVic",
     "kind": "brand",
     "products": [
      {
       "id": "home-insurance-home-and-contents-policy-building-cover",
       "name": "BankVic Home Insurance (home and contents policy, building cover)",
       "type": "home_building",
       "segment": "residential"
      },
      {
       "id": "landlord-insurance-building-cover",
       "name": "BankVic Landlord Insurance (building cover)",
       "type": "landlord",
       "segment": "residential"
      }
     ],
     "page": "https://deepalmanac.com/au/insurance/building/bankvic/"
    },
    {
     "slug": "beyond-bank",
     "name": "Beyond Bank Australia",
     "kind": "brand",
     "products": [
      {
       "id": "australia-home-insurance-home-and-contents-policy-building-cover",
       "name": "Beyond Bank Australia Home Insurance (home and contents policy, building cover)",
       "type": "home_building",
       "segment": "residential"
      },
      {
       "id": "australia-landlord-insurance-building-cover",
       "name": "Beyond Bank Australia Landlord Insurance (building cover)",
       "type": "landlord",
       "segment": "residential"
      }
     ],
     "page": "https://deepalmanac.com/au/insurance/building/beyond-bank/"
    },
    {
     "slug": "great-southern-bank",
     "name": "Great Southern Bank",
     "kind": "brand",
     "products": [
      {
       "id": "home-insurance-home-and-contents-policy-building-cover",
       "name": "Great Southern Bank Home Insurance (home and contents policy, building cover)",
       "type": "home_building",
       "segment": "residential"
      },
      {
       "id": "landlord-insurance-building-cover",
       "name": "Great Southern Bank Landlord Insurance (building cover)",
       "type": "landlord",
       "segment": "residential"
      }
     ],
     "page": "https://deepalmanac.com/au/insurance/building/great-southern-bank/"
    },
    {
     "slug": "heritage-bank",
     "name": "Heritage Bank",
     "kind": "brand",
     "products": [
      {
       "id": "home-insurance-home-and-contents-policy-building-cover",
       "name": "Heritage Bank Home Insurance (home and contents policy, building cover)",
       "type": "home_building",
       "segment": "residential"
      },
      {
       "id": "landlord-insurance-building-cover",
       "name": "Heritage Bank Landlord Insurance (building cover)",
       "type": "landlord",
       "segment": "residential"
      }
     ],
     "page": "https://deepalmanac.com/au/insurance/building/heritage-bank/"
    },
    {
     "slug": "imb-bank",
     "name": "IMB Bank",
     "kind": "brand",
     "products": [
      {
       "id": "home-insurance-home-and-contents-policy-building-cover",
       "name": "IMB Bank Home Insurance (home and contents policy, building cover)",
       "type": "home_building",
       "segment": "residential"
      },
      {
       "id": "landlord-insurance-building-cover",
       "name": "IMB Bank Landlord Insurance (building cover)",
       "type": "landlord",
       "segment": "residential"
      }
     ],
     "page": "https://deepalmanac.com/au/insurance/building/imb-bank/"
    },
    {
     "slug": "nab",
     "name": "NAB",
     "kind": "brand",
     "products": [
      {
       "id": "home-and-contents-insurance-building-cover",
       "name": "NAB Home and Contents Insurance (building cover)",
       "type": "home_building",
       "segment": "residential"
      },
      {
       "id": "landlord-insurance-building-cover",
       "name": "NAB Landlord Insurance (building cover)",
       "type": "landlord",
       "segment": "residential"
      }
     ],
     "page": "https://deepalmanac.com/au/insurance/building/nab/"
    },
    {
     "slug": "police-credit-union",
     "name": "Police Credit Union",
     "kind": "brand",
     "products": [
      {
       "id": "home-insurance-home-and-contents-policy-building-cover",
       "name": "Police Credit Union Home Insurance (home and contents policy, building cover)",
       "type": "home_building",
       "segment": "residential"
      },
      {
       "id": "landlord-insurance-building-cover",
       "name": "Police Credit Union Landlord Insurance (building cover)",
       "type": "landlord",
       "segment": "residential"
      }
     ],
     "page": "https://deepalmanac.com/au/insurance/building/police-credit-union/"
    },
    {
     "slug": "st-george",
     "name": "St.George",
     "kind": "brand",
     "products": [
      {
       "id": "home-insurance-home-and-contents-policy-building-cover",
       "name": "St.George Home Insurance (home and contents policy, building cover)",
       "type": "home_building",
       "segment": "residential"
      },
      {
       "id": "landlord-insurance-building-cover",
       "name": "St.George Landlord Insurance (building cover)",
       "type": "landlord",
       "segment": "residential"
      }
     ],
     "page": "https://deepalmanac.com/au/insurance/building/st-george/"
    },
    {
     "slug": "strata-community-insurance",
     "name": "Strata Community Insurance (SCI)",
     "kind": "underwriting_agency",
     "products": [
      {
       "id": "residential-strata",
       "name": "Strata Community Insurance - Residential Strata",
       "type": "residential_strata",
       "segment": "residential"
      },
      {
       "id": "commercial-strata",
       "name": "Strata Community Insurance - Commercial Strata",
       "type": "commercial_strata",
       "segment": "commercial"
      }
     ],
     "page": "https://deepalmanac.com/au/insurance/building/strata-community-insurance/"
    },
    {
     "slug": "teachers-mutual-bank",
     "name": "Teachers Mutual Bank",
     "kind": "brand",
     "products": [
      {
       "id": "home-insurance-home-and-contents-policy-building-cover",
       "name": "Teachers Mutual Bank Home Insurance (home and contents policy, building cover)",
       "type": "home_building",
       "segment": "residential"
      },
      {
       "id": "landlord-insurance-building-cover",
       "name": "Teachers Mutual Bank Landlord Insurance (building cover)",
       "type": "landlord",
       "segment": "residential"
      }
     ],
     "page": "https://deepalmanac.com/au/insurance/building/teachers-mutual-bank/"
    },
    {
     "slug": "westpac",
     "name": "Westpac",
     "kind": "brand",
     "products": [
      {
       "id": "home-insurance-home-and-contents-policy-building-cover",
       "name": "Westpac Home Insurance (home and contents policy, building cover)",
       "type": "home_building",
       "segment": "residential"
      },
      {
       "id": "landlord-insurance-building-cover",
       "name": "Westpac Landlord Insurance (building cover)",
       "type": "landlord",
       "segment": "residential"
      }
     ],
     "page": "https://deepalmanac.com/au/insurance/building/westpac/"
    }
   ],
   "page": "https://deepalmanac.com/au/insurance/building/underwriters/allianz-australia-insurance/"
  },
  {
   "slug": "insurance-australia",
   "name": "Insurance Australia Limited",
   "abn": "11000016722",
   "afsl": "227681",
   "apra": {
    "status": "authorised",
    "name": "Insurance Australia Limited",
    "source": {
     "url": "https://www.apra.gov.au/registers/list-registered-general-insurers",
     "licence": "Creative Commons Attribution 4.0 International; © Australian Prudential Regulation Authority"
    }
   },
   "licence": {
    "afsl": "227681",
    "name": "INSURANCE AUSTRALIA LIMITED",
    "abn": "11000016722",
    "acn": null,
    "licensed_since": "2003-07-28",
    "locality": "Sydney NSW 2000",
    "source": {
     "dataset": "ASIC AFS Licensee dataset",
     "url": "https://data.gov.au/data/dataset/asic-afs-licensee",
     "release": "https://data.gov.au/data/dataset/ab7eddce-84df-4098-bc8f-500d0d9776d1/resource/d98a113d-6b50-40e6-b65f-2612efc877f4/download/afs_lic_202611.csv",
     "last_modified": "2026-11-11T20:51:07.739275",
     "licence": "Creative Commons Attribution 3.0 Australia"
    },
    "general_insurance": true,
    "disagreements": []
   },
   "segments": [
    "residential",
    "commercial",
    "industrial"
   ],
   "brands": [
    {
     "slug": "aant",
     "name": "AANT",
     "kind": "brand",
     "products": [
      {
       "id": "home-insurance-home-building-standard-and-plus",
       "name": "AANT Home Insurance (Home Building Standard and Plus)",
       "type": "home_building",
       "segment": "residential"
      },
      {
       "id": "landlord-insurance-landlord-buildings",
       "name": "AANT Landlord Insurance (Landlord Buildings)",
       "type": "landlord",
       "segment": "residential"
      }
     ],
     "page": "https://deepalmanac.com/au/insurance/building/aant/"
    },
    {
     "slug": "anz",
     "name": "ANZ",
     "kind": "brand",
     "products": [
      {
       "id": "home-insurance-building-cover",
       "name": "ANZ Home Insurance (building cover)",
       "type": "home_building",
       "segment": "residential"
      },
      {
       "id": "landlord-insurance-building-cover",
       "name": "ANZ Landlord Insurance (building cover)",
       "type": "landlord",
       "segment": "residential"
      }
     ],
     "page": "https://deepalmanac.com/au/insurance/building/anz/"
    },
    {
     "slug": "bendigo-bank",
     "name": "Bendigo Bank",
     "kind": "brand",
     "products": [
      {
       "id": "home-insurance-building-cover",
       "name": "Bendigo Bank Home Insurance (building cover)",
       "type": "home_building",
       "segment": "residential"
      },
      {
       "id": "landlord-insurance-building-cover",
       "name": "Bendigo Bank Landlord Insurance (building cover)",
       "type": "landlord",
       "segment": "residential"
      }
     ],
     "page": "https://deepalmanac.com/au/insurance/building/bendigo-bank/"
    },
    {
     "slug": "cgu",
     "name": "CGU",
     "kind": "brand",
     "products": [
      {
       "id": "industrial-special-risk",
       "name": "CGU Industrial Special Risk",
       "type": "isr",
       "segment": "industrial"
      }
     ],
     "page": "https://deepalmanac.com/au/insurance/building/cgu/"
    },
    {
     "slug": "defence-bank",
     "name": "Defence Bank",
     "kind": "brand",
     "products": [
      {
       "id": "home-insurance-building-cover",
       "name": "Defence Bank Home Insurance (building cover)",
       "type": "home_building",
       "segment": "residential"
      },
      {
       "id": "landlord-insurance-building-cover",
       "name": "Defence Bank Landlord Insurance (building cover)",
       "type": "landlord",
       "segment": "residential"
      }
     ],
     "page": "https://deepalmanac.com/au/insurance/building/defence-bank/"
    },
    {
     "slug": "nrma-insurance",
     "name": "NRMA Insurance",
     "kind": "brand",
     "products": [
      {
       "id": "nrma-home-building-insurance",
       "name": "NRMA Home Building Insurance",
       "type": "home_building",
       "segment": "residential"
      },
      {
       "id": "nrma-landlord-insurance-landlord-buildings",
       "name": "NRMA Landlord Insurance (Landlord Buildings)",
       "type": "landlord",
       "segment": "residential"
      },
      {
       "id": "nrma-business-insurance-section-1-property",
       "name": "NRMA Business Insurance (Section 1 Property)",
       "type": "business_property",
       "segment": "commercial"
      },
      {
       "id": "residential-strata-insurance",
       "name": "NRMA Insurance Residential Strata Insurance",
       "type": "residential_strata",
       "segment": "residential"
      }
     ],
     "page": "https://deepalmanac.com/au/insurance/building/nrma-insurance/"
    },
    {
     "slug": "pn-bank",
     "name": "P&N Bank",
     "kind": "brand",
     "products": [
      {
       "id": "home-insurance-building-cover",
       "name": "P&N Bank Home Insurance (building cover)",
       "type": "home_building",
       "segment": "residential"
      },
      {
       "id": "landlord-insurance-building-cover",
       "name": "P&N Bank Landlord Insurance (building cover)",
       "type": "landlord",
       "segment": "residential"
      }
     ],
     "page": "https://deepalmanac.com/au/insurance/building/pn-bank/"
    },
    {
     "slug": "people-first-bank",
     "name": "People First Bank",
     "kind": "brand",
     "products": [
      {
       "id": "home-insurance-building-cover",
       "name": "People First Bank Home Insurance (building cover)",
       "type": "home_building",
       "segment": "residential"
      },
      {
       "id": "landlord-insurance-building-cover",
       "name": "People First Bank Landlord Insurance (building cover)",
       "type": "landlord",
       "segment": "residential"
      }
     ],
     "page": "https://deepalmanac.com/au/insurance/building/people-first-bank/"
    },
    {
     "slug": "racv",
     "name": "RACV",
     "kind": "brand",
     "products": [
      {
       "id": "business-insurance-for-commercial-property-owners",
       "name": "RACV Business Insurance for commercial property owners",
       "type": "commercial_landlord",
       "segment": "commercial"
      }
     ],
     "page": "https://deepalmanac.com/au/insurance/building/racv/"
    }
   ],
   "page": "https://deepalmanac.com/au/insurance/building/underwriters/insurance-australia/"
  },
  {
   "slug": "lloyds",
   "name": "Lloyd's underwriters",
   "abn": null,
   "afsl": null,
   "apra": {
    "status": "lloyds",
    "name": null,
    "source": {
     "url": "https://www.apra.gov.au/registers/list-registered-general-insurers",
     "licence": "Creative Commons Attribution 4.0 International; © Australian Prudential Regulation Authority"
    }
   },
   "licence": null,
   "segments": [
    "residential",
    "commercial",
    "industrial"
   ],
   "brands": [
    {
     "slug": "agile",
     "name": "Agile Underwriting Services",
     "kind": "underwriting_agency",
     "products": [
      {
       "id": "industrial-special-risks-isr-fire-crime",
       "name": "Agile Industrial Special Risks (ISR) Fire & Crime",
       "type": "isr",
       "segment": "industrial"
      }
     ],
     "page": "https://deepalmanac.com/au/insurance/building/agile/"
    },
    {
     "slug": "allstate",
     "name": "Allstate Underwriting",
     "kind": "underwriting_agency",
     "products": [
      {
       "id": "business-insurance-building-and-contents-section",
       "name": "Allstate Business Insurance (Building and Contents section)",
       "type": "business_property",
       "segment": "commercial"
      }
     ],
     "page": "https://deepalmanac.com/au/insurance/building/allstate/"
    },
    {
     "slug": "axis",
     "name": "Axis Underwriting Services",
     "kind": "underwriting_agency",
     "products": [
      {
       "id": "commercial-strata-insurance-policy",
       "name": "Axis Commercial Strata Insurance Policy",
       "type": "commercial_strata",
       "segment": "commercial"
      }
     ],
     "page": "https://deepalmanac.com/au/insurance/building/axis/"
    },
    {
     "slug": "flex",
     "name": "Flex Insurance",
     "kind": "underwriting_agency",
     "products": [
      {
       "id": "flexible-residential-strata-plan-insurance-flex",
       "name": "Flexible Residential Strata Plan Insurance (Flex)",
       "type": "residential_strata",
       "segment": "residential"
      },
      {
       "id": "complex-strata-insurance",
       "name": "Flex Complex Strata Insurance",
       "type": "commercial_strata",
       "segment": "commercial"
      }
     ],
     "page": "https://deepalmanac.com/au/insurance/building/flex/"
    },
    {
     "slug": "high-street",
     "name": "High Street Underwriting Agency",
     "kind": "underwriting_agency",
     "products": [
      {
       "id": "hsua-commercial-property",
       "name": "HSUA Commercial Property",
       "type": "business_property",
       "segment": "commercial"
      }
     ],
     "page": "https://deepalmanac.com/au/insurance/building/high-street/"
    },
    {
     "slug": "hutch",
     "name": "Hutch Underwriting",
     "kind": "underwriting_agency",
     "products": [
      {
       "id": "residential-strata-plan",
       "name": "Hutch Residential Strata Plan",
       "type": "residential_strata",
       "segment": "residential"
      },
      {
       "id": "commercial-strata",
       "name": "Hutch Commercial Strata",
       "type": "commercial_strata",
       "segment": "commercial"
      },
      {
       "id": "residential-landlord-insurance",
       "name": "Hutch Residential Landlord Insurance",
       "type": "landlord",
       "segment": "residential"
      }
     ],
     "page": "https://deepalmanac.com/au/insurance/building/hutch/"
    },
    {
     "slug": "insurance-investment-solutions",
     "name": "Insurance Investment Solutions",
     "kind": "underwriting_agency",
     "products": [
      {
       "id": "isstrata-residential-strata-insurance-lloyd-s-edition",
       "name": "isStrata Residential Strata Insurance (Lloyd's edition)",
       "type": "residential_strata",
       "segment": "residential"
      },
      {
       "id": "isstrata-commercial-strata-insurance-lloyd-s-edition",
       "name": "isStrata Commercial Strata Insurance (Lloyd's edition)",
       "type": "commercial_strata",
       "segment": "commercial"
      }
     ],
     "page": "https://deepalmanac.com/au/insurance/building/insurance-investment-solutions/"
    },
    {
     "slug": "qus",
     "name": "QUS (Quality Underwriting Services)",
     "kind": "underwriting_agency",
     "products": [
      {
       "id": "strata-select-residential-strata",
       "name": "QUS Strata Select (residential strata)",
       "type": "residential_strata",
       "segment": "residential"
      },
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 ]
}