{ "source": "Private Health Insurance Ombudsman, 'PrivateHealth.gov.au' monthly data release on data.gov.au (the policy data behind privatehealth.gov.au, supplied by every registered health insurer).", "licence_note": "Source data is published by the Commonwealth of Australia (Private Health Insurance Ombudsman) under the Creative Commons Attribution 3.0 Australia licence; Deep Almanac's normalised files may be reused with attribution to both. Premiums are before the Australian Government rebate and any Lifetime Health Cover loading or age-based discount, and change without notice. This is reference data, not financial or health advice.", "note": "Premiums are monthly, in AUD, before the Australian Government rebate and before any Lifetime Health Cover loading or age-based discount. Each list holds every fund's cheapest policy in the bucket, one per fund, cheapest first; fund_type says whether anyone can join (open) or membership is limited to a group (restricted), and eligibility says who may join a restricted fund. Corporate plans, visitor and expatriate policies and add-on-only policies are not ranked; they are in policies/.json with corporate true, availability 'visitors' or only_available_with set. Every policy listed is hospital cover that counts as appropriate private patient hospital cover for the Medicare Levy Surcharge (mls_exempt). Policies sold nationally (state ALL) appear under every state.", "states": [ "NSW", "VIC", "QLD", "SA", "WA", "TAS", "NT" ], "households": [ "single", "couple", "family", "single_parent" ], "tiers": [ "gold", "silver_plus", "silver", "bronze_plus", "bronze", "basic_plus", "basic", "any" ], "one_per_fund": true, "rankings": { "NSW": { "single": { "gold": [ { "rank": 1, "fund": "Defence Health Limited", "fund_label": "Defence Health", "fund_slug": "defence-health", "fund_type": "restricted", "eligibility": "current or former members of the ADF and the Defence community and their families.", "brands": [], "name": "Top Hospital Gold 400", "product_item_id": "2C5857F1-6929-43B0-8BEE-B5F9E9410E4C", "product_code": "J1/NAKZ10", "product_type": "hospital", "state": "NSW", "household": "single", "tier": "gold", "premium_monthly": 238.22, "premium_annual": 2858.64, "excess_per_person": null, "excess_per_policy": 400, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": "https://www.defencehealth.com.au/", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 2, "fund": "Mildura Health Fund", "fund_label": "Mildura Health Fund", "fund_slug": "mildura-health-fund", "fund_type": "open", "eligibility": null, "brands": [], "name": "Five Star Gold $750 Excess - F4", "product_item_id": "1596AFFC-ED3A-441A-93D8-729946FE9767", "product_code": "H8/AACA10", "product_type": "hospital", "state": "ALL", "household": "single", "tier": "gold", "premium_monthly": 248.55, "premium_annual": 2982.6, "excess_per_person": 750, "excess_per_policy": 750, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": true, "product_url": "http://www.mildurahealthfund.com.au", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 3, "fund": "Teachers Health", "fund_label": "Teachers Health", "fund_slug": "teachers-health", "fund_type": "restricted", "eligibility": "education union members and their families", "brands": [ "TUH" ], "name": "Top Hospital 500 (Gold)", "product_item_id": "278BDC41-6B73-41DA-B516-42C38A7DD61F", "product_code": "J6E/NDIT10", "product_type": "hospital", "state": "NSW", "household": "single", "tier": "gold", "premium_monthly": 252.21, "premium_annual": 3026.52, "excess_per_person": 500, "excess_per_policy": 500, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 4, "fund": "ACA Health Benefits Fund", "fund_label": "ACA Health", "fund_slug": "aca-health", "fund_type": "restricted", "eligibility": "Seventh-day Adventist Church employees, Local Church Officers and their families.", "brands": [], "name": "Gold Private Hospital", "product_item_id": "50936529-908B-4993-B79A-4BF251366C01", "product_code": "H2/A0000S", "product_type": "hospital", "state": "ALL", "household": "single", "tier": "gold", "premium_monthly": 257.31, "premium_annual": 3087.72, "excess_per_person": null, "excess_per_policy": null, "copayment": "unlimited", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": "https://acahealth.com.au/quote-details/?hospital=private&extras=no_extras", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 5, "fund": "Doctors' Health Fund", "fund_label": "Doctors' Health Fund", "fund_slug": "doctors-health-fund", "fund_type": "restricted", "eligibility": "Medical and allied health professionals, their families, medical students and AMA employees.", "brands": [], "name": "Prime Choice Gold $750 Excess", "product_item_id": "6261BF59-7D63-4248-9B98-80703A920D46", "product_code": "J3/NAQU10", "product_type": "hospital", "state": "NSW", "household": "single", "tier": "gold", "premium_monthly": 275.31, "premium_annual": 3303.72, "excess_per_person": 750, "excess_per_policy": 750, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": true, "product_url": "https://www.doctorshealthfund.com.au/hospital-cover-prime-choice", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 6, "fund": "Police Health", "fund_label": "Police Health", "fund_slug": "police-health", "fund_type": "restricted", "eligibility": "Members of Australia’s police community, and their families.", "brands": [], "name": "Gold Hospital", "product_item_id": "877B3D31-A377-4AD0-80B2-0FF22003C482", "product_code": "H2/NAAV10", "product_type": "hospital", "state": "NSW", "household": "single", "tier": "gold", "premium_monthly": 285.03, "premium_annual": 3420.36, "excess_per_person": null, "excess_per_policy": null, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": "https://policehealth.com.au/gold-hospital", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 7, "fund": "CBHS Health Fund Limited", "fund_label": "CBHS", "fund_slug": "cbhs", "fund_type": "restricted", "eligibility": "current and past employees of Commonwealth Bank Group, franchisees, contractors, and their families.", "brands": [], "name": "Complete Gold Hospital $750 Excess", "product_item_id": "540487C9-C916-4286-91B0-A3AF0600AA4D", "product_code": "H5C/NBTU10", "product_type": "hospital", "state": "NSW", "household": "single", "tier": "gold", "premium_monthly": 294.32, "premium_annual": 3531.84, "excess_per_person": 750, "excess_per_policy": 750, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": true, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 8, "fund": "Navy Health Ltd", "fund_label": "Navy Health", "fund_slug": "navy-health", "fund_type": "restricted", "eligibility": "Cover for the ADF community - serving, ex-serving ADF, employees of contractors to ADF and families.", "brands": [], "name": "Premium Gold Hospital 750", "product_item_id": "70C24C2E-29FA-42EE-B570-F0ACCC3F8152", "product_code": "J1/NDEX10", "product_type": "hospital", "state": "NSW", "household": "single", "tier": "gold", "premium_monthly": 302.32, "premium_annual": 3627.84, "excess_per_person": 750, "excess_per_policy": 750, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": "https://navyhealth.com.au/premium-gold-hospital-cover", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 9, "fund": "Reserve Bank Health Society Ltd", "fund_label": "Reserve Bank Health Society", "fund_slug": "reserve-bank-health-society", "fund_type": "restricted", "eligibility": "Current & former employees of the Reserve Bank.", "brands": [], "name": "Gold Hospital", "product_item_id": "983E3987-CAF8-48CC-8539-600E7E25CEEF", "product_code": "H2/AAAE10", "product_type": "hospital", "state": "ALL", "household": "single", "tier": "gold", "premium_monthly": 304.27, "premium_annual": 3651.24, "excess_per_person": null, "excess_per_policy": null, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": true, "product_url": "https://www.myrbhs.com.au/siteassets/documents/cover-descriptions/gold-hospital.pdf", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 10, "fund": "St Lukes", "fund_label": "St Lukes", "fund_slug": "st-lukes", "fund_type": "open", "eligibility": null, "brands": [], "name": "Gold Hospital 750", "product_item_id": "1E10DF8D-9B93-48D9-9DF9-FAB7FF74025A", "product_code": "H8K/NCKK10", "product_type": "hospital", "state": "NSW", "household": "single", "tier": "gold", "premium_monthly": 320.2, "premium_annual": 3842.4, "excess_per_person": 750, "excess_per_policy": 750, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": "https://www.stlukes.com.au", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 11, "fund": "Medibank Private Limited", "fund_label": "Medibank", "fund_slug": "medibank", "fund_type": "open", "eligibility": null, "brands": [], "name": "Medibank Gold Advanced", "product_item_id": "B478CFC6-ADAB-41FC-A749-9730DF34191C", "product_code": "J112/NMBG10", "product_type": "hospital", "state": "NSW", "household": "single", "tier": "gold", "premium_monthly": 335.85, "premium_annual": 4030.2, "excess_per_person": 500, "excess_per_policy": null, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": true, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 12, "fund": "ahm health insurance", "fund_label": "ahm", "fund_slug": "ahm", "fund_type": "open", "eligibility": null, "brands": [], "name": "elite gold copay", "product_item_id": "D4D23CDC-F10F-4889-B16D-FC635061A9D3", "product_code": "J139/NICE10", "product_type": "hospital", "state": "NSW", "household": "single", "tier": "gold", "premium_monthly": 399.95, "premium_annual": 4799.4, "excess_per_person": null, "excess_per_policy": null, "copayment": "limited", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": true, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 13, "fund": "Bupa HI Pty Ltd", "fund_label": "Bupa", "fund_slug": "bupa", "fund_type": "open", "eligibility": null, "brands": [], "name": "Gold Comprehensive Hospital $750 Excess", "product_item_id": "90CEB7C0-673D-425E-96BA-FE86F34EE20E", "product_code": "H73B/NRVQ10", "product_type": "hospital", "state": "NSW", "household": "single", "tier": "gold", "premium_monthly": 414.45, "premium_annual": 4973.4, "excess_per_person": 750, "excess_per_policy": 750, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": true, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 14, "fund": "HBF Health Limited", "fund_label": "HBF", "fund_slug": "hbf", "fund_type": "open", "eligibility": null, "brands": [], "name": "Gold Hospital Elevate $750/$1500 Excess", "product_item_id": "DD745B33-C352-4D86-A883-C91DC893E7EF", "product_code": "H22/NBRIO10", "product_type": "hospital", "state": "NSW", "household": "single", "tier": "gold", "premium_monthly": 421.18, "premium_annual": 5054.16, "excess_per_person": 750, "excess_per_policy": 750, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 15, "fund": "Australian Unity Health Limited", "fund_label": "Australian Unity", "fund_slug": "australian-unity", "fund_type": "open", "eligibility": null, "brands": [], "name": "Complete Hospital (Gold)", "product_item_id": "4615EBA7-6AEB-4F5C-82A6-8FF24ABF7701", "product_code": "J59/NHPL10", "product_type": "hospital", "state": "NSW", "household": "single", "tier": "gold", "premium_monthly": 431.6, "premium_annual": 5179.2, "excess_per_person": 750, "excess_per_policy": 750, "copayment": "limited", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 16, "fund": "GMHBA Limited", "fund_label": "GMHBA", "fund_slug": "gmhba", "fund_type": "open", "eligibility": null, "brands": [], "name": "GMHBA Gold Optimum $750", "product_item_id": "893D298E-84C3-4313-8954-4F0FEA0AA06F", "product_code": "H69/NLKT10", "product_type": "hospital", "state": "NSW", "household": "single", "tier": "gold", "premium_monthly": 443.05, "premium_annual": 5316.6, "excess_per_person": 750, "excess_per_policy": 750, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": true, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 17, "fund": "National Health Benefits Australia Pty Ltd (onemedifund)", "fund_label": "onemedifund", "fund_slug": "onemedifund", "fund_type": "open", "eligibility": null, "brands": [], "name": "Gold Hospital $250 Excess & Comprehensive Extras", "product_item_id": "4B9B6D3E-BE4E-47C8-9718-2D7A45AE679E", "product_code": "H9/AAAY10", "product_type": "combined", "state": "ALL", "household": "single", "tier": "gold", "premium_monthly": 445.51, "premium_annual": 5346.12, "excess_per_person": 250, "excess_per_policy": 250, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 18, "fund": "Health Partners", "fund_label": "Health Partners", "fund_slug": "health-partners", "fund_type": "open", "eligibility": null, "brands": [], "name": "Gold Hospital Advantage $750 Excess", "product_item_id": "FD3933D3-8B83-4A27-BDB5-410C76BF51B4", "product_code": "H103/NGMK10", "product_type": "hospital", "state": "NSW", "household": "single", "tier": "gold", "premium_monthly": 452.05, "premium_annual": 5424.6, "excess_per_person": 750, "excess_per_policy": 750, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": true, "product_url": "https://www.healthpartners.com.au/health-insurance/hospital-cover/", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 19, "fund": "nib Health Funds Ltd.", "fund_label": "nib", "fund_slug": "nib", "fund_type": "open", "eligibility": null, "brands": [ "Qantas Insurance" ], "name": "Qantas Gold Top Hospital $750 Excess", "product_item_id": "4012F4F6-1B1B-48AF-B499-379989A0B51D", "product_code": "J106/NUGU10", "product_type": "hospital", "state": "NSW", "household": "single", "tier": "gold", "premium_monthly": 458.42, "premium_annual": 5501.04, "excess_per_person": 750, "excess_per_policy": null, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": true, "product_url": "https://www.nib.com.au/docs/nib359118", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 20, "fund": "RT Health - a division of The Hospitals Contribution Fund", "fund_label": "RT Health", "fund_slug": "rt-health", "fund_type": "open", "eligibility": null, "brands": [], "name": "Gold Optimal Hospital $750 Excess and Value Extras", "product_item_id": "A105EF57-DA93-4426-A26C-48D74ED422CD", "product_code": "GOHV/NHJM10", "product_type": "combined", "state": "NSW", "household": "single", "tier": "gold", "premium_monthly": 587.33, "premium_annual": 7047.96, "excess_per_person": null, "excess_per_policy": 750, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": "https://www.rthealth.com.au/understanding-your-cover#HospitalCoverGuides", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" } ], "silver_plus": [ { "rank": 1, "fund": "CBHS Health Fund Limited", "fund_label": "CBHS", "fund_slug": "cbhs", "fund_type": "restricted", "eligibility": "current and past employees of Commonwealth Bank Group, franchisees, contractors, and their families.", "brands": [], "name": "Everyday Silver Plus Hospital $750 Excess", "product_item_id": "6AE8F04A-1B80-4029-AC26-FBA084A17568", "product_code": "H7C/NBYI10", 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"copayment": "none", "categories_covered": 22, "categories_restricted": 3, "age_based_discount": true, "product_url": "https://my.nib.com.au/product-collateral/2786", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 16, "fund": "CBHS Health Fund Limited", "fund_label": "CBHS", "fund_slug": "cbhs", "fund_type": "restricted", "eligibility": "current and past employees of Commonwealth Bank Group, franchisees, contractors, and their families.", "brands": [], "name": "Value Bronze Plus Hospital $750 Excess", "product_item_id": "E41C28BB-43F8-4601-9E23-C20E0BB3EB59", "product_code": "H8C/NCBZ1D", "product_type": "hospital", "state": "NSW", "household": "single_parent", "tier": "bronze_plus", "premium_monthly": 228.32, "premium_annual": 2739.84, "excess_per_person": 750, "excess_per_policy": 750, "copayment": "none", "categories_covered": 23, 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"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 19, "fund": "Australian Unity Health Limited", "fund_label": "Australian Unity", "fund_slug": "australian-unity", "fund_type": "open", "eligibility": null, "brands": [], "name": "Core Hospital (Bronze Plus)", "product_item_id": "6CDFD047-E871-4523-8803-3C3E6744D768", "product_code": "J57/NGXU1D", "product_type": "hospital", "state": "NSW", "household": "single_parent", "tier": "bronze_plus", "premium_monthly": 238.05, "premium_annual": 2856.6, "excess_per_person": 750, "excess_per_policy": 1500, "copayment": "none", "categories_covered": 21, "categories_restricted": 3, "age_based_discount": false, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 20, "fund": 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24, "categories_restricted": 2, "age_based_discount": false, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 26, "fund": "Health Insurance Fund of Australia Limited", "fund_label": "HIF", "fund_slug": "hif", "fund_type": "open", "eligibility": null, "brands": [], "name": "Bronze Plus Hospital $750/$1500", "product_item_id": "85FB5A23-D3C4-4FD5-9F0F-2E0ADAC27336", "product_code": "BRP/NBGW1D", "product_type": "hospital", "state": "NSW", "household": "single_parent", "tier": "bronze_plus", "premium_monthly": 269, "premium_annual": 3228, "excess_per_person": 750, "excess_per_policy": 1500, "copayment": "none", "categories_covered": 23, "categories_restricted": 3, "age_based_discount": false, "product_url": "https://www.hif.com.au/bronzeplushospital-factsheet", "source_url": 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"categories_restricted": 3, "age_based_discount": false, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 6, "fund": "Bupa HI Pty Ltd", "fund_label": "Bupa", "fund_slug": "bupa", "fund_type": "open", "eligibility": null, "brands": [], "name": "Bronze Hospital $750 Excess", "product_item_id": "D1D7D364-A630-4917-8B2D-DEC230DEFBB6", "product_code": "H78C/NTIG1D", "product_type": "hospital", "state": "NSW", "household": "single_parent", "tier": "bronze", "premium_monthly": 206.25, "premium_annual": 2475.0, "excess_per_person": 750, "excess_per_policy": 1500, "copayment": "none", "categories_covered": 18, "categories_restricted": 3, "age_based_discount": true, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 7, "fund": "ahm health insurance", "fund_label": "ahm", "fund_slug": "ahm", "fund_type": "open", "eligibility": null, "brands": [], "name": "bronze no fuss", "product_item_id": "4D4F07F7-2C6E-46B1-8BBE-CB72479FED99", "product_code": "J140/NIEF1D", "product_type": "hospital", "state": "NSW", "household": "single_parent", "tier": "bronze", "premium_monthly": 215.2, "premium_annual": 2582.4, "excess_per_person": 750, "excess_per_policy": 1500, "copayment": "none", "categories_covered": 18, "categories_restricted": 3, "age_based_discount": true, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 8, "fund": "nib Health Funds Ltd.", "fund_label": "nib", "fund_slug": "nib", 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"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 10, "fund": "Medibank Private Limited", "fund_label": "Medibank", "fund_slug": "medibank", "fund_type": "open", "eligibility": null, "brands": [], "name": "Medibank Gold Advanced", "product_item_id": "01FE327F-D0C4-4311-906F-E7C895D4EE67", "product_code": "J112/VMCJ20", "product_type": "hospital", "state": "VIC", "household": "couple", "tier": "gold", "premium_monthly": 732.1, "premium_annual": 8785.2, "excess_per_person": 500, "excess_per_policy": null, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": true, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 11, "fund": "St Lukes", "fund_label": "St Lukes", "fund_slug": 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"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" } ] }, "family": { "gold": [ { "rank": 1, "fund": "Mildura Health Fund", "fund_label": "Mildura Health Fund", "fund_slug": "mildura-health-fund", "fund_type": "open", "eligibility": null, "brands": [], "name": "Five Star Gold $750 Excess - F4", "product_item_id": "11E67B26-93CC-4212-8006-8E63512EC25A", "product_code": "H8/AACC2D", "product_type": "hospital", "state": "ALL", "household": "family", "tier": "gold", "premium_monthly": 497.1, "premium_annual": 5965.2, "excess_per_person": 750, "excess_per_policy": 1500, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": true, "product_url": "http://www.mildurahealthfund.com.au", "source_url": 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"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 3, "fund": "ACA Health Benefits Fund", "fund_label": "ACA Health", "fund_slug": "aca-health", "fund_type": "restricted", "eligibility": "Seventh-day Adventist Church employees, Local Church Officers and their families.", "brands": [], "name": "Gold Private Hospital", "product_item_id": "4A7C6B05-BDE5-45EB-90CB-033E560FD4A3", "product_code": "H2/AABV2D", "product_type": "hospital", "state": "ALL", "household": "family", "tier": "gold", "premium_monthly": 514.62, "premium_annual": 6175.44, "excess_per_person": null, "excess_per_policy": null, "copayment": "unlimited", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": "https://acahealth.com.au/quote-details/?hospital=private&extras=no_extras", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 4, "fund": "Teachers Health", "fund_label": "Teachers Health", "fund_slug": "teachers-health", "fund_type": "restricted", "eligibility": "education union members and their families", "brands": [], "name": "Top Hospital 500 (Gold)", "product_item_id": "1A375937-13D4-45B3-91FE-4E9FDE7A40DC", "product_code": "J6C/VAME2D", "product_type": "hospital", "state": "VIC", "household": "family", "tier": "gold", "premium_monthly": 549.44, "premium_annual": 6593.28, "excess_per_person": 500, "excess_per_policy": 1000, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 5, "fund": 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"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 31, "fund": "Police Health", "fund_label": "Police Health", "fund_slug": "police-health", "fund_type": "restricted", "eligibility": "Members of Australia’s police community, and their families.", "brands": [], "name": "Gold Hospital", "product_item_id": "90282ACE-3C35-4CC9-857A-2808A177F658", "product_code": "H2/VABD2D", "product_type": "hospital", "state": "VIC", "household": "family", "tier": "gold", "premium_monthly": 603.97, "premium_annual": 7247.64, "excess_per_person": null, "excess_per_policy": null, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": "https://www.policehealth.com.au/gold-hospital", "source_url": 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"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 23, "fund": "AIA Health Insurance Pty Ltd", "fund_label": "AIA Health", "fund_slug": "aia-health", "fund_type": "open", "eligibility": null, "brands": [], "name": "Bronze Plus Essential Hospital 750", "product_item_id": "65ABDA7D-1A35-4637-9BA1-DCDCB488912E", "product_code": "H8/VBDCS1D", "product_type": "hospital", "state": "VIC", "household": "single_parent", "tier": "bronze_plus", "premium_monthly": 263.04, "premium_annual": 3156.48, "excess_per_person": 750, "excess_per_policy": 750, "copayment": "none", "categories_covered": 22, "categories_restricted": 3, "age_based_discount": true, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 24, "fund": "Westfund 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"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 10, "fund": "St Lukes", "fund_label": "St Lukes", "fund_slug": "st-lukes", "fund_type": "open", "eligibility": null, "brands": [], "name": "Gold Hospital 750", "product_item_id": "D3FC2705-2F37-4F19-A11C-693D0C4BAEF1", "product_code": "H8K/QCKM10", "product_type": "hospital", "state": "QLD", "household": "single", "tier": "gold", "premium_monthly": 353.4, "premium_annual": 4240.8, "excess_per_person": 750, "excess_per_policy": 750, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": "https://www.stlukes.com.au", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 11, "fund": "Medibank Private Limited", "fund_label": 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"none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 14, "fund": "Bupa HI Pty Ltd", "fund_label": "Bupa", "fund_slug": "bupa", "fund_type": "open", "eligibility": null, "brands": [], "name": "Gold Comprehensive Hospital $750 Excess", "product_item_id": "3990C5BD-8660-4A05-93B0-96104F940222", "product_code": "H73B/QRYL10", "product_type": "hospital", "state": "QLD", "household": "single", "tier": "gold", "premium_monthly": 446.05, "premium_annual": 5352.6, "excess_per_person": 750, "excess_per_policy": 750, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": true, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 15, "fund": "HBF Health Limited", "fund_label": "HBF", "fund_slug": "hbf", "fund_type": "open", "eligibility": null, "brands": [], "name": "Gold Hospital Elevate $750/$1500 Excess", "product_item_id": "57C5D127-C2AD-4388-9033-3EB743BAEDDB", "product_code": "H22/QBRIS10", "product_type": "hospital", "state": "QLD", "household": "single", "tier": "gold", "premium_monthly": 449.17, "premium_annual": 5390.04, "excess_per_person": 750, "excess_per_policy": 750, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 16, "fund": "Australian Unity Health Limited", "fund_label": 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"product_type": "hospital", "state": "QLD", "household": "single", "tier": "gold", "premium_monthly": 307.42, "premium_annual": 3689.04, "excess_per_person": null, "excess_per_policy": null, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": "https://www.policehealth.com.au/gold-hospital", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 32, "fund": "National Health Benefits Australia Pty Ltd (onemedifund)", "fund_label": "onemedifund", "fund_slug": "onemedifund", "fund_type": "open", "eligibility": null, "brands": [], "name": "Gold Hospital $250 Excess & Comprehensive Extras", "product_item_id": "4B9B6D3E-BE4E-47C8-9718-2D7A45AE679E", "product_code": "H9/AAAY10", "product_type": "combined", "state": "ALL", "household": "single", "tier": "gold", "premium_monthly": 445.51, 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"product_url": "http://www.mildurahealthfund.com.au", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 2, "fund": "Defence Health Limited", "fund_label": "Defence Health", "fund_slug": "defence-health", "fund_type": "restricted", "eligibility": "current or former members of the ADF and the Defence community and their families.", "brands": [], "name": "Top Hospital Gold 800", "product_item_id": "F3ACD420-7A0C-42A6-B4C7-E5CB4003D34A", "product_code": "J1/QANJ20", "product_type": "hospital", "state": "QLD", "household": "couple", "tier": "gold", "premium_monthly": 506.52, "premium_annual": 6078.24, "excess_per_person": null, "excess_per_policy": 800, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": "https://www.defencehealth.com.au/", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 3, "fund": "ACA Health Benefits Fund", "fund_label": "ACA Health", "fund_slug": "aca-health", "fund_type": "restricted", "eligibility": "Seventh-day Adventist Church employees, Local Church Officers and their families.", "brands": [], "name": "Gold Private Hospital", "product_item_id": "4884803C-A8C5-41A4-A163-E20693B9C2D7", "product_code": "H2/A0000C", "product_type": "hospital", "state": "ALL", "household": "couple", "tier": "gold", "premium_monthly": 514.62, "premium_annual": 6175.44, "excess_per_person": null, "excess_per_policy": null, "copayment": "unlimited", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": "https://acahealth.com.au/quote-details/?hospital=private&extras=no_extras", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 4, "fund": "Teachers Health", "fund_label": "Teachers Health", "fund_slug": "teachers-health", "fund_type": "restricted", "eligibility": "education union members and their families", "brands": [], "name": "Top Hospital 500 (Gold)", "product_item_id": "2040D6DC-5B0D-42DD-B55B-3894716A9A6C", "product_code": "J6C/QALL20", "product_type": "hospital", "state": "QLD", "household": "couple", "tier": "gold", "premium_monthly": 556.2, "premium_annual": 6674.4, "excess_per_person": 500, "excess_per_policy": 1000, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 5, "fund": "Navy Health Ltd", "fund_label": "Navy Health", "fund_slug": "navy-health", "fund_type": "restricted", "eligibility": "Cover for the ADF community - serving, ex-serving ADF, employees of contractors to ADF and families.", "brands": [], "name": "Premium Gold Hospital 750", "product_item_id": "B4BBF23D-72C8-499D-8392-D26C8D091591", "product_code": "J1/QDFM20", "product_type": "hospital", "state": "QLD", "household": "couple", "tier": "gold", "premium_monthly": 606.47, "premium_annual": 7277.64, "excess_per_person": 750, "excess_per_policy": 1500, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": "https://navyhealth.com.au/premium-gold-hospital-cover", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 6, "fund": "Reserve Bank Health Society Ltd", "fund_label": "Reserve Bank Health 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"EAF9F372-E8A0-4BBE-BBF7-3A66E04FB26E", "product_code": "H5C/QBUD20", "product_type": "hospital", "state": "QLD", "household": "couple", "tier": "gold", "premium_monthly": 630.24, "premium_annual": 7562.88, "excess_per_person": 750, "excess_per_policy": 1500, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": true, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 10, "fund": "St Lukes", "fund_label": "St Lukes", "fund_slug": "st-lukes", "fund_type": "open", "eligibility": null, "brands": [], "name": "Gold Hospital 750", "product_item_id": "4946139B-A8A9-4111-8E58-2A24D7ECFBCF", "product_code": "H8K/QCLG20", "product_type": "hospital", "state": "QLD", "household": "couple", "tier": "gold", "premium_monthly": 706.8, "premium_annual": 8481.6, "excess_per_person": 750, "excess_per_policy": 1500, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": "https://www.stlukes.com.au", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 11, "fund": "Medibank Private Limited", "fund_label": "Medibank", "fund_slug": "medibank", "fund_type": "open", "eligibility": null, "brands": [], "name": "Medibank Gold Advanced", "product_item_id": "FB93829A-1191-4476-B32C-2C15C6E89D0A", "product_code": "J112/QMBR20", "product_type": "hospital", "state": "QLD", "household": "couple", "tier": "gold", "premium_monthly": 718.2, "premium_annual": 8618.4, "excess_per_person": 500, "excess_per_policy": null, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": true, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 12, "fund": "HBF Health Limited", "fund_label": "HBF", "fund_slug": "hbf", "fund_type": "open", "eligibility": null, "brands": [], "name": "Gold Hospital Elevate $750/$1500 Excess", "product_item_id": "169F964D-7687-466C-A2AB-2C8671A3BE5B", "product_code": "H22/QBRIQ20", "product_type": "hospital", "state": "QLD", "household": "couple", "tier": "gold", "premium_monthly": 808.48, "premium_annual": 9701.76, "excess_per_person": 750, "excess_per_policy": 1500, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 13, "fund": "ahm health insurance", "fund_label": "ahm", 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"couple", "tier": "bronze_plus", "premium_monthly": 292.3, "premium_annual": 3507.6, "excess_per_person": 750, "excess_per_policy": null, "copayment": "none", "categories_covered": 24, "categories_restricted": 2, "age_based_discount": true, "product_url": "https://tuh.com.au/hospital/bronze-plus-hospital", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 14, "fund": "nib Health Funds Ltd.", "fund_label": "nib", "fund_slug": "nib", "fund_type": "open", "eligibility": null, "brands": [ "Suncorp Health Insurance" ], "name": "Suncorp Health Insurance Bronze Hospital $750 Excess", "product_item_id": "63F13C7A-407B-4BE7-8D4F-38AE7C194690", "product_code": "J89/QPXI20", "product_type": "hospital", "state": "QLD", "household": "couple", "tier": "bronze_plus", "premium_monthly": 292.68, "premium_annual": 3512.16, "excess_per_person": 750, "excess_per_policy": 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"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 7, "fund": "Police Health", "fund_label": "Police Health", "fund_slug": "police-health", "fund_type": "restricted", "eligibility": "Members of Australia’s police community, and their families.", "brands": [], "name": "Gold Hospital", "product_item_id": "59FE4A44-BEEF-488D-9FB1-1163686EF15D", "product_code": "H2/QACK1D", "product_type": "hospital", "state": "QLD", "household": "single_parent", "tier": "gold", "premium_monthly": 541.35, "premium_annual": 6496.2, "excess_per_person": null, "excess_per_policy": null, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": "https://www.policehealth.com.au/gold-hospital", "source_url": 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"premium_annual": 3371.88, "excess_per_person": 750, "excess_per_policy": 1500, "copayment": "none", "categories_covered": 25, "categories_restricted": 2, "age_based_discount": true, "product_url": "https://www.doctorshealthfund.com.au/hospital-cover-smart-starter", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 30, "fund": "Police Health", "fund_label": "Police Health", "fund_slug": "police-health", "fund_type": "restricted", "eligibility": "Members of Australia’s police community, and their families.", "brands": [], "name": "Gold Hospital", "product_item_id": "59FE4A44-BEEF-488D-9FB1-1163686EF15D", "product_code": "H2/QACK1D", "product_type": "hospital", "state": "QLD", "household": "single_parent", "tier": "gold", "premium_monthly": 541.35, "premium_annual": 6496.2, "excess_per_person": null, "excess_per_policy": null, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": "https://www.policehealth.com.au/gold-hospital", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 31, "fund": "National Health Benefits Australia Pty Ltd (onemedifund)", "fund_label": "onemedifund", "fund_slug": "onemedifund", "fund_type": "open", "eligibility": null, "brands": [], "name": "Gold Hospital $250 Excess & Comprehensive Extras", "product_item_id": "0CA19C53-4DB4-46EA-813C-6DF048446AFF", "product_code": "H9/AABF1D", "product_type": "combined", "state": "ALL", "household": "single_parent", "tier": "gold", "premium_monthly": 891.02, "premium_annual": 10692.24, "excess_per_person": 250, "excess_per_policy": 500, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" } ] } }, "SA": { "single": { "gold": [ { "rank": 1, "fund": "Defence Health Limited", "fund_label": "Defence Health", "fund_slug": "defence-health", "fund_type": "restricted", "eligibility": "current or former members of the ADF and the Defence community and their families.", "brands": [], "name": "Top Hospital Gold 400", "product_item_id": "DFDCD149-2C53-44C9-A802-BB284658EA4C", "product_code": "J1/SALB10", "product_type": "hospital", "state": "SA", "household": "single", "tier": "gold", "premium_monthly": 235.62, "premium_annual": 2827.44, "excess_per_person": null, "excess_per_policy": 400, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": "https://www.defencehealth.com.au/", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 2, "fund": "Teachers Health", "fund_label": "Teachers Health", "fund_slug": "teachers-health", "fund_type": "restricted", "eligibility": "education union members and their families", "brands": [ "UniHealth" ], "name": "Top Hospital 500 (Gold)", "product_item_id": "1EA73085-F00B-4DEF-8119-F63B940DC0D4", "product_code": "J6E/SBEP10", "product_type": "hospital", "state": "SA", "household": "single", "tier": "gold", "premium_monthly": 241.87, "premium_annual": 2902.44, "excess_per_person": 500, "excess_per_policy": 500, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 3, "fund": "Mildura Health Fund", "fund_label": "Mildura Health Fund", "fund_slug": "mildura-health-fund", "fund_type": "open", "eligibility": null, "brands": [], "name": "Five Star Gold $750 Excess - F4", "product_item_id": "1596AFFC-ED3A-441A-93D8-729946FE9767", "product_code": "H8/AACA10", "product_type": "hospital", "state": "ALL", "household": "single", "tier": "gold", "premium_monthly": 248.55, "premium_annual": 2982.6, "excess_per_person": 750, "excess_per_policy": 750, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": true, "product_url": "http://www.mildurahealthfund.com.au", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 4, "fund": "ACA Health Benefits Fund", "fund_label": "ACA Health", "fund_slug": "aca-health", "fund_type": "restricted", "eligibility": "Seventh-day Adventist Church employees, 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"name": "Complete Gold Hospital $750 Excess", "product_item_id": "27B32279-3D43-4709-A4FB-18610E1688EF", "product_code": "H5C/SBTX10", "product_type": "hospital", "state": "SA", "household": "single", "tier": "gold", "premium_monthly": 257.92, "premium_annual": 3095.04, "excess_per_person": 750, "excess_per_policy": 750, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": true, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 6, "fund": "Police Health", "fund_label": "Police Health", "fund_slug": "police-health", "fund_type": "restricted", "eligibility": "Members of Australia’s police community, and their families.", "brands": [], "name": "Gold Hospital", "product_item_id": "70A50E37-F1F3-4FA4-B1E5-5AA0FC7D9C58", "product_code": "H2/SACP10", "product_type": "hospital", "state": "SA", "household": "single", "tier": "gold", "premium_monthly": 275.02, "premium_annual": 3300.24, "excess_per_person": null, "excess_per_policy": null, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": "https://www.policehealth.com.au/gold-hospital", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 7, "fund": "Doctors' Health Fund", "fund_label": "Doctors' Health Fund", "fund_slug": "doctors-health-fund", "fund_type": "restricted", "eligibility": "Medical and allied health professionals, their families, medical students and AMA employees.", "brands": [], "name": "Prime Choice Gold $750 Excess", "product_item_id": "3C22BFF9-B872-43D4-BE28-20CA28DC45FE", "product_code": "J3/SAQX10", "product_type": "hospital", "state": "SA", "household": "single", "tier": "gold", "premium_monthly": 301.87, "premium_annual": 3622.44, "excess_per_person": 750, "excess_per_policy": 750, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": true, "product_url": "https://www.doctorshealthfund.com.au/hospital-cover-prime-choice", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 8, "fund": "Navy Health Ltd", "fund_label": "Navy Health", "fund_slug": "navy-health", "fund_type": "restricted", "eligibility": "Cover for the ADF community - serving, ex-serving ADF, employees of contractors to ADF and families.", "brands": [], "name": "Premium Gold Hospital 750", "product_item_id": "76EAF687-728A-4460-B676-F2DBC54B3409", "product_code": "J1/SDGC10", "product_type": "hospital", "state": "SA", "household": "single", "tier": "gold", "premium_monthly": 303.07, "premium_annual": 3636.84, "excess_per_person": 750, "excess_per_policy": 750, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": "https://navyhealth.com.au/premium-gold-hospital-cover", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 9, "fund": "Reserve Bank Health Society Ltd", "fund_label": "Reserve Bank Health Society", "fund_slug": "reserve-bank-health-society", "fund_type": "restricted", "eligibility": "Current & former employees of the Reserve Bank.", "brands": [], "name": "Gold Hospital", "product_item_id": "983E3987-CAF8-48CC-8539-600E7E25CEEF", "product_code": "H2/AAAE10", "product_type": "hospital", "state": "ALL", "household": "single", "tier": "gold", "premium_monthly": 304.27, "premium_annual": 3651.24, "excess_per_person": null, "excess_per_policy": null, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": true, "product_url": "https://www.myrbhs.com.au/siteassets/documents/cover-descriptions/gold-hospital.pdf", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 10, "fund": "Medibank Private Limited", "fund_label": "Medibank", "fund_slug": "medibank", "fund_type": "open", "eligibility": null, "brands": [], "name": "Medibank Gold Advanced", "product_item_id": "1D2DDE7A-F235-47BF-B4DD-746ACB471202", "product_code": "J112/SMBY10", "product_type": "hospital", "state": "SA", "household": "single", "tier": "gold", "premium_monthly": 328.2, "premium_annual": 3938.4, "excess_per_person": 500, "excess_per_policy": null, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": true, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 11, "fund": "St Lukes", "fund_label": "St Lukes", "fund_slug": "st-lukes", "fund_type": "open", "eligibility": null, "brands": [], "name": "Gold Hospital 750", "product_item_id": "67802804-97DB-4856-BDF3-238B10975AE2", "product_code": "H8K/SCKN10", "product_type": "hospital", "state": "SA", "household": "single", "tier": "gold", "premium_monthly": 329, "premium_annual": 3948, "excess_per_person": 750, "excess_per_policy": 750, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": "https://www.stlukes.com.au", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 12, "fund": "ahm health insurance", "fund_label": "ahm", "fund_slug": "ahm", "fund_type": "open", "eligibility": null, "brands": [], "name": "elite gold copay", "product_item_id": "56C9CB91-AEF2-48F4-8934-92ADB2FF330C", "product_code": "J139/SICQ10", "product_type": "hospital", "state": "SA", "household": "single", "tier": "gold", "premium_monthly": 364.95, "premium_annual": 4379.4, "excess_per_person": null, "excess_per_policy": null, "copayment": "limited", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": true, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 13, "fund": "HBF Health Limited", "fund_label": "HBF", "fund_slug": "hbf", "fund_type": "open", "eligibility": null, "brands": [], "name": "Gold Hospital Elevate $750/$1500 Excess", "product_item_id": "D51D85DF-F6B7-4124-9CB3-06F379E2DD9C", "product_code": "H22/SBRIC10", "product_type": "hospital", "state": "SA", "household": "single", "tier": "gold", "premium_monthly": 368, "premium_annual": 4416, "excess_per_person": 750, "excess_per_policy": 750, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 14, "fund": "nib Health Funds Ltd.", "fund_label": "nib", "fund_slug": "nib", "fund_type": "open", "eligibility": null, "brands": [ "Qantas Insurance" ], "name": "Qantas Gold Top Hospital $750 Excess", "product_item_id": "C05A149B-FE44-44D1-B84A-29C289D6C6C2", "product_code": "J106/SUHL10", "product_type": "hospital", "state": "SA", "household": "single", "tier": "gold", "premium_monthly": 378.67, "premium_annual": 4544.04, "excess_per_person": 750, "excess_per_policy": null, "copayment": "none", "categories_covered": 38, 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"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 16, "fund": "Australian Unity Health Limited", "fund_label": "Australian Unity", "fund_slug": "australian-unity", "fund_type": "open", "eligibility": null, "brands": [], "name": "Complete Hospital (Gold)", "product_item_id": "9853E44F-4D3B-4395-B5F7-3693071309EA", "product_code": "J59/SHPI10", "product_type": "hospital", "state": "SA", "household": "single", "tier": "gold", "premium_monthly": 386.45, "premium_annual": 4637.4, "excess_per_person": 750, "excess_per_policy": 750, "copayment": "limited", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 17, "fund": "GMHBA Limited", 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"product_code": "H11A/STGH20", "product_type": "hospital", "state": "SA", "household": "couple", "tier": "basic_plus", "premium_monthly": 266.38, "premium_annual": 3196.56, "excess_per_person": 750, "excess_per_policy": 1500, "copayment": "none", "categories_covered": 10, "categories_restricted": 3, "age_based_discount": true, "product_url": "https://www.queenslandcountry.health/siteassets/product-factsheet-download/core.pdf", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 26, "fund": "CDH Benefits Fund", "fund_label": "CDH Benefits Fund", "fund_slug": "cdh-benefits-fund", "fund_type": "open", "eligibility": null, "brands": [ "Hunter Health Insurance" ], "name": "BASIC Hospital Cover (Couple)", "product_item_id": "7C7AB8DB-98A2-41FC-AA5A-C3A31CEF328F", "product_code": "H7/SARE20", "product_type": "hospital", "state": "SA", "household": "couple", "tier": "basic_plus", "premium_monthly": 307.8, "premium_annual": 3693.6, "excess_per_person": null, "excess_per_policy": null, "copayment": "none", "categories_covered": 0, "categories_restricted": 38, "age_based_discount": false, "product_url": "https://www.hunterhi.com.au/products/", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 27, "fund": "St Lukes", "fund_label": "St Lukes", "fund_slug": "st-lukes", "fund_type": "open", "eligibility": null, "brands": [], "name": "Bronze Plus Hospital 750", "product_item_id": "583EAD5E-9176-4E83-96C5-15D2465AA210", "product_code": "H8NB/SAXI20", "product_type": "hospital", "state": "SA", "household": "couple", "tier": "bronze_plus", "premium_monthly": 315, "premium_annual": 3780, "excess_per_person": 750, "excess_per_policy": 1500, "copayment": "none", "categories_covered": 24, "categories_restricted": 1, "age_based_discount": false, "product_url": "https://www.stlukes.com.au", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 28, "fund": "Mildura Health Fund", "fund_label": "Mildura Health Fund", "fund_slug": "mildura-health-fund", "fund_type": "open", "eligibility": null, "brands": [], "name": "Basic Plus - H1", "product_item_id": "EE78D736-A664-4423-88C6-29D5E95197C2", "product_code": "H1/AACI20", "product_type": "hospital", "state": "ALL", "household": "couple", "tier": "basic_plus", "premium_monthly": 316.9, "premium_annual": 3802.8, "excess_per_person": 750, "excess_per_policy": 1500, "copayment": "none", "categories_covered": 0, "categories_restricted": 38, "age_based_discount": false, "product_url": "http://www.mildurahealthfund.com.au", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 29, "fund": "Doctors' Health Fund", "fund_label": "Doctors' Health Fund", "fund_slug": "doctors-health-fund", "fund_type": "restricted", "eligibility": "Medical and allied health professionals, their families, medical students and AMA employees.", "brands": [], "name": "Smart Starter Bronze Plus $750 Excess", "product_item_id": "C6BD30A6-1A7A-4E54-B406-9AA1C718699D", "product_code": "J4/SAUK20", "product_type": "hospital", "state": "SA", "household": "couple", "tier": "bronze_plus", "premium_monthly": 329.73, "premium_annual": 3956.76, "excess_per_person": 750, "excess_per_policy": 1500, "copayment": "none", "categories_covered": 25, "categories_restricted": 2, "age_based_discount": true, "product_url": "https://www.doctorshealthfund.com.au/hospital-cover-smart-starter", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 30, "fund": "Navy Health Ltd", "fund_label": "Navy Health", "fund_slug": "navy-health", "fund_type": "restricted", "eligibility": "Cover for the ADF community - serving, ex-serving ADF, employees of contractors to ADF and families.", "brands": [], "name": "Saver Bronze+ Hospital", "product_item_id": "1FA21CDE-FF69-4DB6-BDCF-68B4ECF227FE", "product_code": "J5/SEQS20", "product_type": "hospital", "state": "SA", "household": "couple", "tier": "bronze_plus", "premium_monthly": 333.04, "premium_annual": 3996.48, "excess_per_person": 500, "excess_per_policy": 1000, "copayment": "none", "categories_covered": 25, "categories_restricted": 2, "age_based_discount": false, "product_url": "https://navyhealth.com.au/saver-bronze-hospital-cover", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 31, "fund": "Police Health", "fund_label": "Police Health", "fund_slug": "police-health", "fund_type": "restricted", "eligibility": "Members of Australia’s police community, and their families.", "brands": [], "name": "Gold Hospital", "product_item_id": "F180AAB7-ED37-4078-A890-945DB2825729", "product_code": "H2/SACM20", "product_type": "hospital", "state": "SA", "household": "couple", "tier": "gold", "premium_monthly": 550.05, "premium_annual": 6600.6, "excess_per_person": null, "excess_per_policy": null, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": "https://www.policehealth.com.au/gold-hospital", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 32, "fund": "National Health Benefits Australia Pty Ltd (onemedifund)", "fund_label": "onemedifund", "fund_slug": "onemedifund", "fund_type": "open", "eligibility": null, "brands": [], "name": "Gold Hospital $250 Excess & Comprehensive Extras", "product_item_id": "520FC09E-7CEF-4454-BB54-4FD6C0879F9B", "product_code": "H9/AABD20", "product_type": "combined", "state": "ALL", "household": "couple", "tier": "gold", "premium_monthly": 891.02, "premium_annual": 10692.24, "excess_per_person": 250, "excess_per_policy": 500, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" } ] }, "family": { "gold": [ { "rank": 1, "fund": "Defence Health Limited", "fund_label": "Defence Health", "fund_slug": "defence-health", "fund_type": "restricted", "eligibility": "current or former members of the ADF and the Defence community and their families.", "brands": [], "name": "Top Hospital Gold 800", "product_item_id": "DF084C44-BBEF-437E-8D5F-49B0E28380C1", "product_code": "J1/SAMD2D", "product_type": "hospital", "state": "SA", "household": "family", "tier": "gold", "premium_monthly": 483.02, "premium_annual": 5796.24, "excess_per_person": null, "excess_per_policy": 800, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": "https://www.defencehealth.com.au/", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 2, "fund": "Teachers Health", "fund_label": "Teachers Health", "fund_slug": 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"11E67B26-93CC-4212-8006-8E63512EC25A", "product_code": "H8/AACC2D", "product_type": "hospital", "state": "ALL", "household": "family", "tier": "gold", "premium_monthly": 497.1, "premium_annual": 5965.2, "excess_per_person": 750, "excess_per_policy": 1500, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": true, "product_url": "http://www.mildurahealthfund.com.au", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 4, "fund": "ACA Health Benefits Fund", "fund_label": "ACA Health", "fund_slug": "aca-health", "fund_type": "restricted", "eligibility": "Seventh-day Adventist Church employees, Local Church Officers and their families.", "brands": [], "name": "Gold Private Hospital", "product_item_id": "4A7C6B05-BDE5-45EB-90CB-033E560FD4A3", "product_code": "H2/AABV2D", "product_type": "hospital", "state": "ALL", "household": "family", "tier": "gold", "premium_monthly": 514.62, "premium_annual": 6175.44, "excess_per_person": null, "excess_per_policy": null, "copayment": "unlimited", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": "https://acahealth.com.au/quote-details/?hospital=private&extras=no_extras", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 5, "fund": "CBHS Health Fund Limited", "fund_label": "CBHS", "fund_slug": "cbhs", "fund_type": "restricted", "eligibility": "current and past employees of Commonwealth Bank Group, franchisees, contractors, and their families.", "brands": [], "name": "Complete Gold Hospital $750 Excess", "product_item_id": "EFA74CD2-7B76-46FE-9F31-D950E39FA00E", "product_code": "H5C/SBSU2D", "product_type": "hospital", "state": "SA", "household": "family", "tier": "gold", "premium_monthly": 515.84, "premium_annual": 6190.08, "excess_per_person": 750, "excess_per_policy": 1500, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": true, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 6, "fund": "Police Health", "fund_label": "Police Health", "fund_slug": "police-health", "fund_type": "restricted", "eligibility": "Members of Australia’s police community, and their families.", "brands": [], "name": "Gold Hospital", "product_item_id": "4FC66051-E589-4A1C-BEEB-6E0D3CED90D5", "product_code": "H2/SACN2D", "product_type": "hospital", "state": "SA", "household": "family", "tier": "gold", "premium_monthly": 550.05, "premium_annual": 6600.6, "excess_per_person": null, "excess_per_policy": null, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": "https://www.policehealth.com.au/gold-hospital", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 7, "fund": "Doctors' Health Fund", "fund_label": "Doctors' Health Fund", "fund_slug": "doctors-health-fund", "fund_type": "restricted", "eligibility": "Medical and allied health professionals, their families, medical students and AMA employees.", "brands": [], "name": "Prime Choice Gold $750 Excess", "product_item_id": "FDCC279D-0559-4D89-9E07-413A2BD05508", "product_code": "J3/SARL2D", "product_type": "hospital", "state": "SA", "household": "family", "tier": "gold", "premium_monthly": 603.74, "premium_annual": 7244.88, "excess_per_person": 750, "excess_per_policy": 1500, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": true, "product_url": "https://www.doctorshealthfund.com.au/hospital-cover-prime-choice", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 8, "fund": "Navy Health Ltd", "fund_label": "Navy Health", "fund_slug": "navy-health", "fund_type": "restricted", "eligibility": "Cover for the ADF community - serving, ex-serving ADF, employees of contractors to ADF and families.", "brands": [], "name": "Premium Gold Hospital 750", "product_item_id": "12C5F4F1-5F1C-4259-AB7B-98AFEFBC9793", "product_code": "J1/SDGA2D", "product_type": "hospital", "state": "SA", "household": "family", "tier": "gold", "premium_monthly": 606.17, "premium_annual": 7274.04, "excess_per_person": 750, "excess_per_policy": 1500, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": "https://navyhealth.com.au/premium-gold-hospital-cover", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 9, "fund": "Reserve Bank Health Society Ltd", "fund_label": "Reserve Bank Health Society", "fund_slug": "reserve-bank-health-society", "fund_type": "restricted", "eligibility": "Current & former employees of the Reserve Bank.", "brands": [], "name": "Gold Hospital", "product_item_id": "38C7463C-A3C4-4833-9951-98599176B189", "product_code": "H2/AAAG2D", "product_type": "hospital", "state": "ALL", "household": "family", "tier": "gold", "premium_monthly": 608.54, "premium_annual": 7302.48, "excess_per_person": null, "excess_per_policy": null, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": true, "product_url": "https://www.myrbhs.com.au/siteassets/documents/cover-descriptions/gold-hospital.pdf", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 10, "fund": "Medibank Private Limited", "fund_label": "Medibank", "fund_slug": "medibank", "fund_type": "open", "eligibility": null, "brands": [], "name": "Medibank Gold Advanced", "product_item_id": "DD74BC84-55A6-44A4-9983-FA05762594E9", "product_code": "J112/SMBW2D", "product_type": "hospital", "state": "SA", "household": "family", "tier": "gold", "premium_monthly": 656.4, "premium_annual": 7876.8, "excess_per_person": 500, "excess_per_policy": null, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": true, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 11, "fund": "St Lukes", "fund_label": "St Lukes", "fund_slug": 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"product_url": "https://acahealth.com.au/quote-details/?hospital=private&extras=no_extras", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 3, "fund": "Mildura Health Fund", "fund_label": "Mildura Health Fund", "fund_slug": "mildura-health-fund", "fund_type": "open", "eligibility": null, "brands": [], "name": "Five Star Gold $750 Excess - F4", "product_item_id": "8DEBC242-A761-488C-BFB1-A223A0E8A682", "product_code": "H8/AACB1D", "product_type": "hospital", "state": "ALL", "household": "single_parent", "tier": "gold", "premium_monthly": 397.65, "premium_annual": 4771.8, "excess_per_person": 750, "excess_per_policy": 1500, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": true, "product_url": "http://www.mildurahealthfund.com.au", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 4, "fund": "Teachers Health", "fund_label": "Teachers Health", "fund_slug": "teachers-health", "fund_type": "restricted", "eligibility": "education union members and their families", "brands": [ "Nurses & Midwives Health" ], "name": "Top Hospital 500 (Gold)", "product_item_id": "80966694-DF1F-428B-BAD9-0497AA3D1D99", "product_code": "J6E/SCWT1D", "product_type": "hospital", "state": "SA", "household": "single_parent", "tier": "gold", "premium_monthly": 411.18, "premium_annual": 4934.16, "excess_per_person": 500, "excess_per_policy": 500, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 5, "fund": "Navy Health Ltd", "fund_label": "Navy Health", "fund_slug": "navy-health", "fund_type": "restricted", "eligibility": "Cover for the ADF community - serving, ex-serving ADF, employees of contractors to ADF and families.", "brands": [], "name": "Premium Gold Hospital 750", "product_item_id": "C37D173A-0664-4C99-AD19-309FF79A9727", "product_code": "J1/SDGD1D", "product_type": "hospital", "state": "SA", "household": "single_parent", "tier": "gold", "premium_monthly": 439.45, "premium_annual": 5273.4, "excess_per_person": 750, "excess_per_policy": 750, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": "https://navyhealth.com.au/premium-gold-hospital-cover", "source_url": 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"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 7, "fund": "Police Health", "fund_label": "Police Health", "fund_slug": "police-health", "fund_type": "restricted", "eligibility": "Members of Australia’s police community, and their families.", "brands": [], "name": "Gold Hospital", "product_item_id": "AB8F1AA2-9DCB-4D90-91F9-C9FFF95AAF69", "product_code": "H2/SACO1D", "product_type": "hospital", "state": "SA", "household": "single_parent", "tier": "gold", "premium_monthly": 478.09, "premium_annual": 5737.08, "excess_per_person": null, "excess_per_policy": null, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": "https://www.policehealth.com.au/gold-hospital", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 8, "fund": "Doctors' Health Fund", "fund_label": "Doctors' Health Fund", "fund_slug": "doctors-health-fund", "fund_type": "restricted", "eligibility": "Medical and allied health professionals, their families, medical students and AMA employees.", "brands": [], "name": "Prime Choice Gold $750 Excess", "product_item_id": "D286BF71-54B1-4431-98F8-927E4EC98362", "product_code": "J3/SARS1D", "product_type": "hospital", "state": "SA", "household": "single_parent", "tier": "gold", "premium_monthly": 488.29, "premium_annual": 5859.48, "excess_per_person": 750, "excess_per_policy": 1500, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": true, "product_url": "https://www.doctorshealthfund.com.au/hospital-cover-prime-choice", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 9, "fund": "Medibank Private Limited", "fund_label": "Medibank", "fund_slug": "medibank", "fund_type": "open", "eligibility": null, "brands": [], "name": "Medibank Gold Advanced", "product_item_id": "DA80B5D3-512A-40EE-B0ED-7010734D292E", "product_code": "J112/SMBV1D", "product_type": "hospital", "state": "SA", "household": "single_parent", "tier": "gold", "premium_monthly": 536.2, "premium_annual": 6434.4, "excess_per_person": 500, "excess_per_policy": null, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": true, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 10, "fund": "St Lukes", "fund_label": "St Lukes", 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"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 11, "fund": "HCF", "fund_label": "HCF", "fund_slug": "hcf", "fund_type": "open", "eligibility": null, "brands": [], "name": "HCF HOSPITAL BRONZE PLUS $750 EXCESS", "product_item_id": "0DB161F9-089A-4371-B61F-6D5F09C76466", "product_code": "H30K/SLZD1D", "product_type": "hospital", "state": "SA", "household": "single_parent", "tier": "bronze_plus", "premium_monthly": 220.6, "premium_annual": 2647.2, "excess_per_person": 750, "excess_per_policy": 1500, "copayment": "none", "categories_covered": 25, "categories_restricted": 2, "age_based_discount": false, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 12, "fund": "RT Health - a division of The Hospitals Contribution 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"state": "SA", "household": "single_parent", "tier": "gold", "premium_monthly": 478.09, "premium_annual": 5737.08, "excess_per_person": null, "excess_per_policy": null, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": "https://www.policehealth.com.au/gold-hospital", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 31, "fund": "National Health Benefits Australia Pty Ltd (onemedifund)", "fund_label": "onemedifund", "fund_slug": "onemedifund", "fund_type": "open", "eligibility": null, "brands": [], "name": "Gold Hospital $250 Excess & Comprehensive Extras", "product_item_id": "0CA19C53-4DB4-46EA-813C-6DF048446AFF", "product_code": "H9/AABF1D", "product_type": "combined", "state": "ALL", "household": "single_parent", "tier": "gold", "premium_monthly": 891.02, "premium_annual": 10692.24, 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"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 3, "fund": "Navy Health Ltd", "fund_label": "Navy Health", "fund_slug": "navy-health", "fund_type": "restricted", "eligibility": "Cover for the ADF community - serving, ex-serving ADF, employees of contractors to ADF and families.", "brands": [], "name": "Premium Gold Hospital 750", "product_item_id": "D710C959-F041-4BCB-A2C4-6D589C32EC4D", "product_code": "J1/WDHS10", "product_type": "hospital", "state": "WA", "household": "single", "tier": "gold", "premium_monthly": 244.56, "premium_annual": 2934.72, "excess_per_person": 750, "excess_per_policy": 750, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": "https://navyhealth.com.au/premium-gold-hospital-cover", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 4, "fund": "Police Health", "fund_label": "Police Health", "fund_slug": "police-health", "fund_type": "restricted", "eligibility": "Members of Australia’s police community, and their families.", "brands": [], "name": "Gold Hospital", "product_item_id": "C36EEB67-B8C9-496D-8533-D21DFAD8DB28", "product_code": "H2/WACX10", "product_type": "hospital", "state": "WA", "household": "single", "tier": "gold", "premium_monthly": 248.07, "premium_annual": 2976.84, "excess_per_person": null, "excess_per_policy": null, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": "https://www.policehealth.com.au/gold-hospital", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 5, "fund": "Mildura Health Fund", "fund_label": "Mildura Health Fund", "fund_slug": "mildura-health-fund", "fund_type": "open", "eligibility": null, "brands": [], "name": "Five Star Gold $750 Excess - F4", "product_item_id": "1596AFFC-ED3A-441A-93D8-729946FE9767", "product_code": "H8/AACA10", "product_type": "hospital", "state": "ALL", "household": "single", "tier": "gold", "premium_monthly": 248.55, "premium_annual": 2982.6, "excess_per_person": 750, "excess_per_policy": 750, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": true, "product_url": "http://www.mildurahealthfund.com.au", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 6, 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"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 24, "fund": "Peoplecare Health Insurance", "fund_label": "Peoplecare", "fund_slug": "peoplecare", "fund_type": "open", "eligibility": null, "brands": [], "name": "Bronze Plus Hospital $750", "product_item_id": "AD169E55-6763-4A36-A869-FD3B6144F2AA", "product_code": "H14/WKQI10", "product_type": "hospital", "state": "WA", "household": "single", "tier": "bronze_plus", "premium_monthly": 140.71, "premium_annual": 1688.52, "excess_per_person": 750, "excess_per_policy": 750, "copayment": "none", "categories_covered": 24, "categories_restricted": 2, "age_based_discount": true, "product_url": "https://www.peoplecare.com.au/siteassets/documents/cd/oms/bronze-plus-hospital---500-750-excess.pdf", "source_url": 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"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 29, "fund": "CDH Benefits Fund", "fund_label": "CDH Benefits Fund", "fund_slug": "cdh-benefits-fund", "fund_type": "open", "eligibility": null, "brands": [ "Hunter Health Insurance" ], "name": "BASIC Hospital Cover (Single)", "product_item_id": "58597B06-3218-4D02-B476-0A1E2AFB6BA0", "product_code": "H7/WARJ10", "product_type": "hospital", "state": "WA", "household": "single", "tier": "basic_plus", "premium_monthly": 153.9, "premium_annual": 1846.8, "excess_per_person": null, "excess_per_policy": null, "copayment": "none", "categories_covered": 0, "categories_restricted": 38, "age_based_discount": false, "product_url": "https://www.hunterhi.com.au/products/", "source_url": 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"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 6, "fund": "CBHS Health Fund Limited", "fund_label": "CBHS", "fund_slug": "cbhs", "fund_type": "restricted", "eligibility": "current and past employees of Commonwealth Bank Group, franchisees, contractors, and their families.", "brands": [], "name": "Complete Gold Hospital $750 Excess", "product_item_id": "CD435DF7-543B-4541-9EAB-0E1D34785A6C", "product_code": "H5C/WBUH20", "product_type": "hospital", "state": "WA", "household": "couple", "tier": "gold", "premium_monthly": 499.2, "premium_annual": 5990.4, "excess_per_person": 750, "excess_per_policy": 1500, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": true, "product_url": null, "source_url": 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null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 14, "fund": "nib Health Funds Ltd.", "fund_label": "nib", "fund_slug": "nib", "fund_type": "open", "eligibility": null, "brands": [ "Suncorp Health Insurance" ], "name": "Suncorp Health Insurance Gold Hospital $750 Excess", "product_item_id": "391E7BA4-CF16-4798-865A-B11A49B885CA", "product_code": "J59/WMYB20", "product_type": "hospital", "state": "WA", "household": "couple", "tier": "gold", "premium_monthly": 714.95, "premium_annual": 8579.4, "excess_per_person": 750, "excess_per_policy": null, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": true, "product_url": "https://my.nib.com.au/product-collateral/123", "source_url": 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"https://www.defencehealth.com.au/", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 9, "fund": "GMHBA Limited", "fund_label": "GMHBA", "fund_slug": "gmhba", "fund_type": "open", "eligibility": null, "brands": [ "Frank Health Insurance" ], "name": "Frank Bronze Plus Hospital", "product_item_id": "58BB06B9-F7CC-4DAC-B653-DF7E782FAA3C", "product_code": "H75/WLTJ2D", "product_type": "hospital", "state": "WA", "household": "family", "tier": "bronze_plus", "premium_monthly": 210, "premium_annual": 2520, "excess_per_person": 750, "excess_per_policy": 1500, "copayment": "none", "categories_covered": 22, "categories_restricted": 3, "age_based_discount": true, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 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"categories_covered": 23, "categories_restricted": 3, "age_based_discount": false, "product_url": "https://www.hif.com.au/bronzeplushospital-factsheet", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 14, "fund": "Australian Unity Health Limited", "fund_label": "Australian Unity", "fund_slug": "australian-unity", "fund_type": "open", "eligibility": null, "brands": [], "name": "Core Hospital (Bronze Plus)", "product_item_id": "BAAAFA73-7E89-462E-B4A9-ADA11ADA1118", "product_code": "J57/WGVQ2D", "product_type": "hospital", "state": "WA", "household": "family", "tier": "bronze_plus", "premium_monthly": 230.5, "premium_annual": 2766.0, "excess_per_person": 750, "excess_per_policy": 1500, "copayment": "none", "categories_covered": 21, "categories_restricted": 3, "age_based_discount": false, "product_url": null, "source_url": 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"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 29, "fund": "CDH Benefits Fund", "fund_label": "CDH Benefits Fund", "fund_slug": "cdh-benefits-fund", "fund_type": "open", "eligibility": null, "brands": [ "Hunter Health Insurance" ], "name": "BASIC Hospital Cover (Family)", "product_item_id": "31F1C78F-7E68-42F8-B922-3A99A283E1A9", "product_code": "H7/WARI2D", "product_type": "hospital", "state": "WA", "household": "family", "tier": "basic_plus", "premium_monthly": 307.8, "premium_annual": 3693.6, "excess_per_person": null, "excess_per_policy": null, "copayment": "none", "categories_covered": 0, "categories_restricted": 38, "age_based_discount": false, "product_url": "https://www.hunterhi.com.au/products/", "source_url": 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38, "categories_restricted": 0, "age_based_discount": false, "product_url": "https://acahealth.com.au/quote-details/?hospital=private&extras=no_extras", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 5, "fund": "Mildura Health Fund", "fund_label": "Mildura Health Fund", "fund_slug": "mildura-health-fund", "fund_type": "open", "eligibility": null, "brands": [], "name": "Five Star Gold $750 Excess - F4", "product_item_id": "8DEBC242-A761-488C-BFB1-A223A0E8A682", "product_code": "H8/AACB1D", "product_type": "hospital", "state": "ALL", "household": "single_parent", "tier": "gold", "premium_monthly": 397.65, "premium_annual": 4771.8, "excess_per_person": 750, "excess_per_policy": 1500, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": true, "product_url": "http://www.mildurahealthfund.com.au", "source_url": 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"copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" } ] } }, "TAS": { "single": { "gold": [ { "rank": 1, "fund": "Teachers Health", "fund_label": "Teachers Health", "fund_slug": "teachers-health", "fund_type": "restricted", "eligibility": "education union members and their families", "brands": [ "Union Health" ], "name": "Top Hospital 500 (Gold)", "product_item_id": "5111AAB0-04B2-44FE-A4BF-F982D64B1DDF", "product_code": "J6E/TDKP10", "product_type": "hospital", "state": "TAS", "household": "single", "tier": "gold", "premium_monthly": 244.47, "premium_annual": 2933.64, "excess_per_person": 500, "excess_per_policy": 500, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 2, "fund": "Defence Health Limited", "fund_label": "Defence Health", "fund_slug": "defence-health", "fund_type": "restricted", "eligibility": "current or former members of the ADF and the Defence community and their families.", "brands": [], "name": "Top Hospital Gold 400", "product_item_id": "C479E8FD-5871-4D8D-8351-5ED551F152CB", "product_code": "J1/TANC10", "product_type": "hospital", "state": "TAS", "household": "single", "tier": "gold", "premium_monthly": 244.97, "premium_annual": 2939.64, "excess_per_person": null, "excess_per_policy": 400, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": "https://www.defencehealth.com.au/", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 3, "fund": "St Lukes", "fund_label": "St Lukes", "fund_slug": "st-lukes", "fund_type": "open", "eligibility": null, "brands": [], "name": "Gold Hospital 750", "product_item_id": "BC35BEE3-4E03-43C5-8840-E7711D906810", "product_code": "H8K/TCKO10", "product_type": "hospital", "state": "TAS", "household": "single", "tier": "gold", "premium_monthly": 246.4, "premium_annual": 2956.8, "excess_per_person": 750, "excess_per_policy": 750, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": "https://www.stlukes.com.au", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 4, "fund": "Mildura Health Fund", "fund_label": "Mildura 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"household": "single", "tier": "gold", "premium_monthly": 296.13, "premium_annual": 3553.56, "excess_per_person": 750, "excess_per_policy": 750, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": "https://navyhealth.com.au/premium-gold-hospital-cover", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 8, "fund": "Reserve Bank Health Society Ltd", "fund_label": "Reserve Bank Health Society", "fund_slug": "reserve-bank-health-society", "fund_type": "restricted", "eligibility": "Current & former employees of the Reserve Bank.", "brands": [], "name": "Gold Hospital", "product_item_id": "983E3987-CAF8-48CC-8539-600E7E25CEEF", "product_code": "H2/AAAE10", "product_type": "hospital", "state": "ALL", "household": "single", "tier": "gold", "premium_monthly": 304.27, "premium_annual": 3651.24, 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"tier": "gold", "premium_monthly": 488.94, "premium_annual": 5867.28, "excess_per_person": 500, "excess_per_policy": 1000, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 2, "fund": "Defence Health Limited", "fund_label": "Defence Health", "fund_slug": "defence-health", "fund_type": "restricted", "eligibility": "current or former members of the ADF and the Defence community and their families.", "brands": [], "name": "Top Hospital Gold 800", "product_item_id": "73F69AFD-BECB-4BA1-8C18-7E0606705479", "product_code": "J1/TANK20", "product_type": "hospital", "state": "TAS", "household": "couple", "tier": "gold", "premium_monthly": 489.94, "premium_annual": 5879.28, "excess_per_person": null, "excess_per_policy": 800, "copayment": 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"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 4, "fund": "Mildura Health Fund", "fund_label": "Mildura Health Fund", "fund_slug": "mildura-health-fund", "fund_type": "open", "eligibility": null, "brands": [], "name": "Five Star Gold $750 Excess - F4", "product_item_id": "1241DCD6-8014-4C37-9E9C-85A7135929F8", "product_code": "H8/AABZ20", "product_type": "hospital", "state": "ALL", "household": "couple", "tier": "gold", "premium_monthly": 497.1, "premium_annual": 5965.2, "excess_per_person": 750, "excess_per_policy": 1500, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": true, "product_url": "http://www.mildurahealthfund.com.au", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 5, "fund": "ACA Health Benefits Fund", "fund_label": "ACA Health", "fund_slug": "aca-health", "fund_type": "restricted", "eligibility": "Seventh-day Adventist Church employees, Local Church Officers and their families.", "brands": [], "name": "Gold Private Hospital", "product_item_id": "4884803C-A8C5-41A4-A163-E20693B9C2D7", "product_code": "H2/A0000C", "product_type": "hospital", "state": "ALL", "household": "couple", "tier": "gold", "premium_monthly": 514.62, "premium_annual": 6175.44, "excess_per_person": null, "excess_per_policy": null, "copayment": "unlimited", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": "https://acahealth.com.au/quote-details/?hospital=private&extras=no_extras", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 6, "fund": "CBHS Health Fund Limited", "fund_label": "CBHS", 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"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 11, "fund": "Bupa HI Pty Ltd", "fund_label": "Bupa", "fund_slug": "bupa", "fund_type": "open", "eligibility": null, "brands": [], "name": "Bronze Plus Simple Hospital $750 Excess", "product_item_id": "70818EFA-54D5-486F-BC13-CC696EFBADF9", "product_code": "H48C/TMRJ20", "product_type": "hospital", "state": "TAS", "household": "couple", "tier": "bronze_plus", "premium_monthly": 273.2, "premium_annual": 3278.4, "excess_per_person": 750, "excess_per_policy": 1500, "copayment": "none", "categories_covered": 23, "categories_restricted": 3, "age_based_discount": true, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 12, "fund": "Westfund Limited", "fund_label": 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"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 6, "fund": "ahm health insurance", "fund_label": "ahm", "fund_slug": "ahm", "fund_type": "open", "eligibility": null, "brands": [], "name": "bronze no fuss", "product_item_id": "8E51A960-C094-4343-8EA4-9B2B9B85B6C4", "product_code": "J140/TIFO2D", "product_type": "hospital", "state": "TAS", "household": "family", "tier": "bronze", "premium_monthly": 268.8, "premium_annual": 3225.6, "excess_per_person": 750, "excess_per_policy": 1500, "copayment": "none", "categories_covered": 18, "categories_restricted": 3, "age_based_discount": true, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 7, "fund": "Westfund Limited", "fund_label": "Westfund", "fund_slug": "westfund", 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"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 4, "fund": "Phoenix Health Fund Limited", "fund_label": "Phoenix Health", "fund_slug": "phoenix-health", "fund_type": "open", "eligibility": null, "brands": [], "name": "Bronze Hospital 750", "product_item_id": "38B3241C-8A6B-42EA-9B7C-5BB32C09133D", "product_code": "BH/DLGI10", "product_type": "hospital", "state": "NT", "household": "single", "tier": "bronze", "premium_monthly": 67.15, "premium_annual": 805.8, "excess_per_person": 750, "excess_per_policy": 750, "copayment": "none", "categories_covered": 18, "categories_restricted": 3, "age_based_discount": true, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 5, "fund": "Bupa HI Pty Ltd", "fund_label": "Bupa", 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"none", "categories_covered": 18, "categories_restricted": 3, "age_based_discount": true, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 8, "fund": "AIA Health Insurance Pty Ltd", "fund_label": "AIA Health", "fund_slug": "aia-health", "fund_type": "open", "eligibility": null, "brands": [], "name": "Bronze Hospital 750", "product_item_id": "1BB12E27-3B20-4B20-B246-A6AE67E57E32", "product_code": "H6/DJIU10", "product_type": "hospital", "state": "NT", "household": "single", "tier": "bronze", "premium_monthly": 84.34, "premium_annual": 1012.08, "excess_per_person": 750, "excess_per_policy": 750, "copayment": "none", "categories_covered": 18, "categories_restricted": 3, "age_based_discount": true, "product_url": null, "source_url": 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"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 10, "fund": "GMHBA Limited", "fund_label": "GMHBA", "fund_slug": "gmhba", "fund_type": "open", "eligibility": null, "brands": [ "Frank Health Insurance" ], "name": "Frank Bronze Plus Hospital", "product_item_id": "D19A5A3B-EAD8-4768-9352-53B76D9FE945", "product_code": "H75/DLSL2D", "product_type": "hospital", "state": "NT", "household": "family", "tier": "bronze_plus", "premium_monthly": 151.2, "premium_annual": 1814.4, "excess_per_person": 750, "excess_per_policy": 1500, "copayment": "none", "categories_covered": 22, "categories_restricted": 3, "age_based_discount": true, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 11, "fund": "Queensland Country Health Fund", 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"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 29, "fund": "Mildura Health Fund", "fund_label": "Mildura Health Fund", "fund_slug": "mildura-health-fund", "fund_type": "open", "eligibility": null, "brands": [], "name": "Basic Plus - H1", "product_item_id": "AA7E6C9D-4257-4FA0-8502-E6FB00068847", "product_code": "H1/AAAJ2D", "product_type": "hospital", "state": "ALL", "household": "family", "tier": "basic_plus", "premium_monthly": 316.9, "premium_annual": 3802.8, "excess_per_person": 750, "excess_per_policy": 1500, "copayment": "none", "categories_covered": 0, "categories_restricted": 38, "age_based_discount": false, "product_url": "http://www.mildurahealthfund.com.au", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 30, "fund": 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"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 5, "fund": "Police Health", "fund_label": "Police Health", "fund_slug": "police-health", "fund_type": "restricted", "eligibility": "Members of Australia’s police community, and their families.", "brands": [], "name": "Gold Hospital", "product_item_id": "CA6CAB20-1776-4D18-8FBA-494B2FA92612", "product_code": "H2/DACG1D", "product_type": "hospital", "state": "NT", "household": "single_parent", "tier": "gold", "premium_monthly": 299.81, "premium_annual": 3597.72, "excess_per_person": null, "excess_per_policy": null, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": "https://www.policehealth.com.au/gold-hospital", "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 6, "fund": "ahm health insurance", "fund_label": "ahm", "fund_slug": "ahm", "fund_type": "open", "eligibility": null, "brands": [], "name": "elite gold copay", "product_item_id": "6F3E56A1-908F-4F4F-A32C-15E5E0012192", "product_code": "J139/DIBX1D", "product_type": "hospital", "state": "NT", "household": "single_parent", "tier": "gold", "premium_monthly": 315.5, "premium_annual": 3786.0, "excess_per_person": null, "excess_per_policy": null, "copayment": "limited", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": true, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 7, "fund": "Bupa HI Pty Ltd", "fund_label": "Bupa", "fund_slug": "bupa", 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"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 11, "fund": "GMHBA Limited", "fund_label": "GMHBA", "fund_slug": "gmhba", "fund_type": "open", "eligibility": null, "brands": [], "name": "GMHBA Gold Optimum $750", "product_item_id": "3FF93B1F-5E7B-4926-8667-D9FA7EE7F695", "product_code": "H69/DLKR1D", "product_type": "hospital", "state": "NT", "household": "single_parent", "tier": "gold", "premium_monthly": 375.95, "premium_annual": 4511.4, "excess_per_person": 750, "excess_per_policy": 1500, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": true, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 12, "fund": "ACA Health Benefits Fund", "fund_label": "ACA Health", 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"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 6, "fund": "Phoenix Health Fund Limited", "fund_label": "Phoenix Health", "fund_slug": "phoenix-health", "fund_type": "open", "eligibility": null, "brands": [], "name": "Silver Plus Support Hospital 750", "product_item_id": "1A735ADA-106F-4808-8B4A-A5FB2C178A6C", "product_code": "SP/DWDT1D", "product_type": "hospital", "state": "NT", "household": "single_parent", "tier": "silver_plus", "premium_monthly": 134.61, "premium_annual": 1615.32, "excess_per_person": 750, "excess_per_policy": 750, "copayment": "none", "categories_covered": 27, "categories_restricted": 3, "age_based_discount": true, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 7, "fund": "ahm health 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"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" }, { "rank": 30, "fund": "National Health Benefits Australia Pty Ltd (onemedifund)", "fund_label": "onemedifund", "fund_slug": "onemedifund", "fund_type": "open", "eligibility": null, "brands": [], "name": "Gold Hospital $250 Excess & Comprehensive Extras", "product_item_id": "0CA19C53-4DB4-46EA-813C-6DF048446AFF", "product_code": "H9/AABF1D", "product_type": "combined", "state": "ALL", "household": "single_parent", "tier": "gold", "premium_monthly": 891.02, "premium_annual": 10692.24, "excess_per_person": 250, "excess_per_policy": 500, "copayment": "none", "categories_covered": 38, "categories_restricted": 0, "age_based_discount": false, "product_url": null, "source_url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip" } ] } } }, "funds_ranked": [ "aca-health", "ahm", "aia-health", "australian-unity", "bupa", "cbhs", "cdh-benefits-fund", "defence-health", "doctors-health-fund", "gmhba", "hbf", "hcf", "hci", "health-partners", "hif", "latrobe-health", "medibank", "mildura-health-fund", "navy-health", "nib", "onemedifund", "peoplecare", "phoenix-health", "police-health", "queensland-country-health-fund", "reserve-bank-health-society", "rt-health", "see-u-by-hbf", "st-lukes", "teachers-health", "tuh", "westfund" ] }