{
 "source": "Private Health Insurance Ombudsman, 'PrivateHealth.gov.au' monthly data release on data.gov.au (the policy data behind privatehealth.gov.au, supplied by every registered health insurer).",
 "licence_note": "Source data is published by the Commonwealth of Australia (Private Health Insurance Ombudsman) under the Creative Commons Attribution 3.0 Australia licence; Deep Almanac's normalised files may be reused with attribution to both. Premiums are before the Australian Government rebate and any Lifetime Health Cover loading or age-based discount, and change without notice. This is reference data, not financial or health advice.",
 "funds": [
  {
   "fund": "ACA Health Benefits Fund",
   "fund_label": "ACA Health",
   "fund_slug": "aca-health",
   "fund_code": "ACA",
   "fund_type": "restricted",
   "restriction": "Seventh-day Adventist Church employees, Local Church Officers and their families.",
   "restriction_details": "Membership with ACA Health is open to current and past employees of the Seventh-day Adventist Church and its associated companies in Australia – including Sanitarium Health Food Co, Sydney Adventist Hospital, Adventist Retirement Villages and Adventist Schools.  Appointed Local Church Officers.  Spouses or partners, children, siblings, parents and grandchildren of employees and past employees are also entitled to join.  We consider children dependent until the age of 21 or if they are under 25 and unmarried full-time students earning less than $30,000pa.  Once you’ve been employed by an Adventist Church company in Australia you, and your family members, are eligible to join for life.  This means that you can still join ACA Health or stay with us after leaving Adventist Church employment.  You are also always eligible to re-join if you ever choose to leave the Fund.  If you are unsure of your eligibility to join ACA Health, please contact us for further information.",
   "description": "ACA Health is a restricted member Health Fund with the sole purpose of caring for the past and present Seventh-day Adventist Church employees, Local Church Officers and their families, with a range of health insurance products second-to-none.",
   "website": "http://acahealth.com.au",
   "phone": "1300 368 390",
   "states": [
    "ALL"
   ],
   "brands": []
  },
  {
   "fund": "ahm health insurance",
   "fund_label": "ahm",
   "fund_slug": "ahm",
   "fund_code": "AHM",
   "fund_type": "open",
   "restriction": null,
   "restriction_details": null,
   "description": "More than 900,000 Australians have trusted ahm with their health insurance over the past 40 years, at the same time supporting a local success story and a 100% Australian-owned business.\n\nWe've been around long enough to know that lots of Australians want no-nonsense health insurance. So we make it easier to make the most of your cover. We take a fresh approach to health insurance and cut out the complexity. Everything we do is about making things simpler, so you can make the most of what matters to you. Now it's easier than ever to use and manage your cover, with affordable and flexible health insurance packages, a completely redesigned online experience and top-notch, digital-first service.\n\nAnd we're part of Medibank - one of Australia's largest health insurers.",
   "website": "http://www.ahm.com.au",
   "phone": "134 246",
   "states": [
    "ALL",
    "NSW",
    "NT",
    "QLD",
    "SA",
    "TAS",
    "VIC",
    "WA"
   ],
   "brands": []
  },
  {
   "fund": "AIA Health Insurance Pty Ltd",
   "fund_label": "AIA Health",
   "fund_slug": "aia-health",
   "fund_code": "MYO",
   "fund_type": "open",
   "restriction": null,
   "restriction_details": null,
   "description": "AIA Health Insurance Pty Ltd.\nAt AIA Health, we believe that health insurance should protect and reward you; not just when things go wrong. That is why all retail and corporate AIA Health insurance policies include membership to AIA Vitality, a personalised, science-backed health and wellbeing program that supports you every day to make healthier lifestyle choices. The program incentivises you to know your health, improve your health and get rewarded with discounts and cashbacks on great partners and more.",
   "website": "http://www.aia.com.au/health",
   "phone": "1800333004",
   "states": [
    "ALL"
   ],
   "brands": [
    {
     "brand_code": "MYO01",
     "brand": "MyOwn",
     "website": null
    }
   ]
  },
  {
   "fund": "Australian Unity Health Limited",
   "fund_label": "Australian Unity",
   "fund_slug": "australian-unity",
   "fund_code": "AUF",
   "fund_type": "open",
   "restriction": null,
   "restriction_details": null,
   "description": "As a mutual company with over a 180 year history, Australian Unity has always had a strong focus on members. Because we know you only like to pay for health insurance you’ll actually use, we’ve made it easy by designing a range of hospital covers and extras options, to help you build your own cover. With Australian Unity, you can choose your preferred doctor for elective surgery by accessing one of over 500 agreement private hospitals nationwide. On some of our hospital covers, you also won’t need to pay an excess if your kids visit a hospital. Plus your kids can stay covered up until they turn 23 years old, at no extra cost.",
   "website": "http://www.australianunity.com.au",
   "phone": "13 29 39",
   "states": [
    "ALL",
    "NSW",
    "NT",
    "QLD",
    "SA",
    "TAS",
    "VIC",
    "WA"
   ],
   "brands": []
  },
  {
   "fund": "Bupa HI Pty Ltd",
   "fund_label": "Bupa",
   "fund_slug": "bupa",
   "fund_code": "BUP",
   "fund_type": "open",
   "restriction": null,
   "restriction_details": null,
   "description": "Bupa is a health and care company committed to helping our customers live longer, healthier, happier lives. As one of Australia’s leading healthcare organisations, we offer a broad range of private health cover options from just the basics to our top level of cover, that give you more of the features and benefits you're looking for. We have cover for singles, couples and families, so no matter where you are in life, we’ve got something to suit your needs. Nothing compares to quality health insurance. And that’s why nothing compares to being with Bupa.",
   "website": "http://www.bupa.com.au",
   "phone": "134 135",
   "states": [
    "ALL"
   ],
   "brands": []
  },
  {
   "fund": "CBHS Health Fund Limited",
   "fund_label": "CBHS",
   "fund_slug": "cbhs",
   "fund_code": "CBH",
   "fund_type": "restricted",
   "restriction": "current and past employees of Commonwealth Bank Group, franchisees, contractors, and their families.",
   "restriction_details": "The current or former employees of the Commonwealth Bank Group (CBA Group) are eligible to join CBHS. The CBA Group includes (a) Commonwealth Bank of Australia (b) current and former subsidiaries (within the meaning of the Corporations Act 2001 (Cth)) of the Commonwealth Bank of Australia; (c) Gateway Bank Limited (d) a person who is, or was (i) an employee of a contractor to any of the CBA Group and who is, or was, involved in supplying goods or services to the CBA Group; or (ii) an employee of a franchisee of a subsidiary company within the CBA Group. In addition, CBHS eligibility rules allow for the above person's partner (including former partner), dependants, siblings, parents and grandchildren to join the fund. Remember once eligible, your eligibility (and your eligible family) remains regardless of your current employment.",
   "description": "CBHS is a not-for-profit private health fund, exclusively for employees and ex-employees, contractors and franchisees of the Commonwealth Bank Group and its affiliated companies.",
   "website": "http://www.cbhs.com.au",
   "phone": "1300 654 123",
   "states": [
    "ALL",
    "NSW",
    "NT",
    "QLD",
    "SA",
    "TAS",
    "VIC",
    "WA"
   ],
   "brands": []
  },
  {
   "fund": "CBHS Corporate Health Pty Ltd",
   "fund_label": "CBHS Corporate Health",
   "fund_slug": "cbhs-corporate-health",
   "fund_code": "CBC",
   "fund_type": "open",
   "restriction": null,
   "restriction_details": null,
   "description": "CBHS Corporate Health is an open fund, that works directly with employers to not only offer competitively-priced, great value health cover,  but also to promote its vision of improved employee wellbeing across Australia.  CBHS Corporate Health is part of the CBHS Group.",
   "website": "http://www.cbhscorporatehealth.com.au",
   "phone": "1300 586 462",
   "states": [
    "ALL",
    "NSW",
    "NT",
    "QLD",
    "SA",
    "TAS",
    "VIC",
    "WA"
   ],
   "brands": []
  },
  {
   "fund": "CDH Benefits Fund",
   "fund_label": "CDH Benefits Fund",
   "fund_slug": "cdh-benefits-fund",
   "fund_code": "CDH",
   "fund_type": "open",
   "restriction": null,
   "restriction_details": null,
   "description": "Hunter Health Insurance by CDH Benefits Fund has operated for over 65 years, providing singles and families with cost effective health cover. HHI provides quality health cover at the lowest contribution rates possible with a focus on excellent customer service. \n\nA comparison between HHI and other Health Insurers clearly demonstrates that HHI delivers on price, coverage and customer service. \n\nOur objective is to save you money on private health insurance and we do everything in our power to achieve this. So if you're currently with another health Insurer and are not happy with the price, product or service, why not give us a call today? \n\nHHI: we don't strive to be the biggest, just the best.",
   "website": "http://www.hunterhi.com.au",
   "phone": "02 4990 1385",
   "states": [
    "ALL"
   ],
   "brands": [
    {
     "brand_code": "CDH01",
     "brand": "Hunter Health Insurance",
     "website": null
    },
    {
     "brand_code": "CDH02",
     "brand": "HHI",
     "website": null
    }
   ]
  },
  {
   "fund": "Defence Health Limited",
   "fund_label": "Defence Health",
   "fund_slug": "defence-health",
   "fund_code": "AHB",
   "fund_type": "restricted",
   "restriction": "current or former members of the ADF and the Defence community and their families.",
   "restriction_details": "Can you join the family? The Defence community is a far-reaching group. At its core are ADF members (permanent, and Reservists serving 20 or more training days in a financial year) and their partners and their children. \n\nThere are others in the Defence community whose contributions to the security of the nation are less obvious. If you have one of the following Defence connections you are also eligible to join our family.\n\nPast service - If you have previously served in the ADF (permanent or Reserve).\n\nADF supporters - If you currently work or have worked in the Department of Defence and other Defence-related departments; or for a Defence supplier – a company or agency contracted to the Department of Defence, where you are or were involved in the supply of goods and services to Defence.\n\nExtended families of all above -   If you’re the mum or dad, son or daughter, sister or brother, grandchild or partner/ex-spouse of a serving or ex-serving ADF member or of an ADF supporter.",
   "description": "At Defence Health our members are just like family.\n\nMore than 249,000 Australians, all with connections to Defence, have joined our family. And if you decide to join us, you’ll discover why they stay. \n\nLike any good family, we support each other through good times and bad, and always take the time to listen.\n\nTo us, family is the most important thing. That’s why we are not-for-profit and all for the benefit of our members. That’s why we’ll defend your right to the very best cover and protection.\n\nIf you want great value health insurance from an insurer that cares about your wellbeing and always provides excellent service, you’re in the right place.\n\nIf you have any questions we’re just a phone call away. We’re always here to help because that’s what family is for.",
   "website": "http://www.defencehealth.com.au",
   "phone": "1800 335 425",
   "states": [
    "ALL",
    "NSW",
    "NT",
    "QLD",
    "SA",
    "TAS",
    "VIC",
    "WA"
   ],
   "brands": []
  },
  {
   "fund": "Doctors' Health Fund",
   "fund_label": "Doctors' Health Fund",
   "fund_slug": "doctors-health-fund",
   "fund_code": "AMA",
   "fund_type": "restricted",
   "restriction": "Medical and allied health professionals, their families, medical students and AMA employees.",
   "restriction_details": "To be eligible to be a member of Doctors' Health Fund you must be: \no A registered medical practitioner.  \no A registered health practitioner from the following list: medical, medical radiation, optometry, dental, occupational therapy, physiotherapy or psychology.  \no A person studying to become a medical practitioner or listed registered health practitioner, at an Australian educational institution.  \no An overseas qualified doctor who is registered for the AMC exams.  \no The spouse, child or grandchild of a medical practitioner or a listed registered health practitioner.\no An employee of a medical practitioner or a listed registered health practitioner or an officer or employee of an incorporated practice of a medical practitioner or a listed registered health practitioner.  \no Employed in any role by an association, college or organisation whose members are medical practitioners or listed registered health practitioners.  \no The spouse or child of a member of the Fund or former member of the Doctors' Health Fund or the AMA Health Fund, or  \no Have been covered by Doctors' Health Fund or AMA Health Fund in the past either as a member or as the dependent of a member. \n\nPlease contact us on 1800 226 126 if you would like help in determining your eligibility.",
   "description": "Doctors' Health Fund is a private health insurer serving the medical community. The Fund offers a service that protects members from the impact of health care incidents in their lives. We offer convenience and flexibility with a choice of hospital and extras cover. Our top hospital cover offers the best gap cover in Australia. It delivers unrestricted choice of doctor and greater benefits which are based on the AMA List of Services and Fees.",
   "website": "http://www.doctorshealthfund.com.au",
   "phone": "1800 226 126",
   "states": [
    "ALL",
    "NSW",
    "NT",
    "QLD",
    "SA",
    "TAS",
    "VIC",
    "WA"
   ],
   "brands": []
  },
  {
   "fund": "GMHBA Limited",
   "fund_label": "GMHBA",
   "fund_slug": "gmhba",
   "fund_code": "GMH",
   "fund_type": "open",
   "restriction": null,
   "restriction_details": null,
   "description": "GMHBA Limited \n\nSince 1934, GMHBA has been providing Australians with the right choice for high quality, affordable health insurance. We have established an enviable reputation for providing members with relevant and contemporary selections of hospital and extras covers. \n\nGMHBA is a 100% member based not-for-profit organisation. Our competitive rates ensure that members receive value for money health insurance all year round. \n\nToday, GMHBA provides private health insurance to over 300,000 individuals and families across Australia.",
   "website": "http://www.gmhba.com.au",
   "phone": "1300 4 GMHBA (46422)",
   "states": [
    "NSW",
    "NT",
    "QLD",
    "SA",
    "TAS",
    "VIC",
    "WA"
   ],
   "brands": [
    {
     "brand_code": "GMH02",
     "brand": "Frank Health Insurance",
     "website": "https://www.frankhealthinsurance.com.au"
    }
   ]
  },
  {
   "fund": "GU Health",
   "fund_label": "GU Health",
   "fund_slug": "gu-health",
   "fund_code": "FAI",
   "fund_type": "open",
   "restriction": null,
   "restriction_details": null,
   "description": "GU Health specialises in corporate health insurance. We're focused on providing innovative health insurance products to corporates, identifying your company’s unique needs to deliver a tailored experience and provide expert service you can depend on.\n \nWith GU Health you have access to a specialist corporate health team, superior benefits and exceptional service. Servicing over 300 companies including a range of Fortune 500 clients, we apply our expert private health insurance knowledge to ensure your company’s health plan suits your needs. \n \nGU Health is part of the nib Group.",
   "website": "http://www.guhealth.com.au",
   "phone": "1800 249 966",
   "states": [
    "ALL",
    "NSW",
    "NT",
    "QLD",
    "SA",
    "TAS",
    "VIC",
    "WA"
   ],
   "brands": []
  },
  {
   "fund": "HBF Health Limited",
   "fund_label": "HBF",
   "fund_slug": "hbf",
   "fund_code": "HBF",
   "fund_type": "open",
   "restriction": null,
   "restriction_details": null,
   "description": "HBF is a not-for-profit health fund based in WA.  With almost a million members nationally, HBF is the fourth largest health fund in Australia.  For over 80 years, HBF has been providing quality health cover and additional member benefits to support healthy lifestyles.",
   "website": "http://hbf.com.au",
   "phone": "133 423",
   "states": [
    "ALL"
   ],
   "brands": []
  },
  {
   "fund": "HCF",
   "fund_label": "HCF",
   "fund_slug": "hcf",
   "fund_code": "HCF",
   "fund_type": "open",
   "restriction": null,
   "restriction_details": null,
   "description": "As Australia’s largest not-for-profit health fund, HCF is uniquely positioned to offer great value health cover. Unlike some other funds, we give our members more, not shareholders. More benefits, more cover and more savings. \n\nHCF was established in 1932 to provide the community with the means of insuring against the cost of hospital care. Since then, it has grown to become one of the country’s largest combined private health insurance and life insurance organisation.\n\nHCF’s mission is to satisfy the needs of Australians for access to affordable, high quality health care when and where they need it, personal protection, and peace of mind.",
   "website": "http://www.hcf.com.au",
   "phone": "13 13 34",
   "states": [
    "ALL",
    "NSW",
    "NT",
    "QLD",
    "SA",
    "TAS",
    "VIC",
    "WA"
   ],
   "brands": []
  },
  {
   "fund": "HCi",
   "fund_label": "HCi",
   "fund_slug": "hci",
   "fund_code": "HCI",
   "fund_type": "open",
   "restriction": null,
   "restriction_details": null,
   "description": "HCi has been providing great value for money health cover to our community since 1938. As a not-for-profit private health insurer, we are proud of the high level of personal service provided to members and the comprehensive range of health insurance options offered at very competitive rates.  HCi is a company limited by guarantee and is governed by a board of directors elected by the members. The fund is entirely owned by the members, and exists solely for the benefit of members.\n\nHCi cover provides access to the very best in hospital care and other health care services including dental, optical, physiotherapy, chiropractic and many more.",
   "website": "https://www.hciltd.com.au",
   "phone": "1800 804 950",
   "states": [
    "ALL"
   ],
   "brands": []
  },
  {
   "fund": "Health Partners",
   "fund_label": "Health Partners",
   "fund_slug": "health-partners",
   "fund_code": "SPS",
   "fund_type": "open",
   "restriction": null,
   "restriction_details": null,
   "description": "Health Partners has been looking after the health and wellbeing of South Aussies for over 85 years.\n\nWhile a lot has changed in this time, our values have remained the same. We’re proudly not-for-profit, we put our members first and are dedicated to providing quality, value-for-money private health cover. \n\nWe support the health journeys of over 95,000 individuals, not just with Private Health Insurance, but with our versatile network of participating providers who offer our members generous benefits on a range of services including physiotherapy, podiatry and even pharmacy. We also own and operate Health Partners dental practices and optical stores across South Australia – giving our members the choice to be looked after by our team of clinical experts or pick their own provider.\n\nWhile we offer cover Australia-wide, our heart is in South Australia where we’re creating a better state of health for our members and the local community. To be a Health Partners member is to know you’ve got someone on your side – no matter what your health and wellbeing journey looks like.",
   "website": "http://www.healthpartners.com.au",
   "phone": "1300 113 113",
   "states": [
    "ALL"
   ],
   "brands": []
  },
  {
   "fund": "Health Insurance Fund of Australia Limited",
   "fund_label": "HIF",
   "fund_slug": "hif",
   "fund_code": "HIF",
   "fund_type": "open",
   "restriction": null,
   "restriction_details": null,
   "description": "HIF is the Health Insurance Fund of Australia, and we’ve been providing great value health cover since 1954. As a not-for profit, here-for-you health fund, our priority is to help our Members and their dependents lead healthy and happy lives. Simple as that. We do this by providing a choice of insurance covers for hospital, medical and extras services as well as great value travel options.",
   "website": "http://www.hif.com.au",
   "phone": "1300 134 060",
   "states": [
    "ALL"
   ],
   "brands": []
  },
  {
   "fund": "Latrobe Health Services",
   "fund_label": "Latrobe Health",
   "fund_slug": "latrobe-health",
   "fund_code": "LHS",
   "fund_type": "open",
   "restriction": null,
   "restriction_details": null,
   "description": "Latrobe Health Services is an Australian-owned not-for-profit registered private health insurer established in 1951 known for its commitment to members and being a health fund that gives back to its community. \n\nToday, Latrobe Health Services is one of Australia’s largest not-for-profit private health insurers who provides cover to more than 81,000 Australians. \n\nLatrobe Health exists solely for the benefit of our members, providing choice for those needing to \naccess health care. \n\nLatrobe Health’s annual premium rate increase has been lower than the industry average for 14 of the past 20 years.",
   "website": "http://www.latrobehealth.com.au",
   "phone": "1300 362 144",
   "states": [
    "ALL"
   ],
   "brands": [
    {
     "brand_code": "LHS01",
     "brand": "Federation Health",
     "website": null
    }
   ]
  },
  {
   "fund": "Medibank Private Limited",
   "fund_label": "Medibank",
   "fund_slug": "medibank",
   "fund_code": "MBP",
   "fund_type": "open",
   "restriction": null,
   "restriction_details": null,
   "description": "Medibank Private is Australia's leading private health fund, committed to providing our members with affordable and high quality care. We offer a range of tailored hospital and extras covers to suit all kinds of individuals and families. You can also mix and match our hospital and extras covers, or choose a package cover, which  is a combination of both. As a Medibank member you can access our Members’ Choice network, one of the largest health provider networks in Australia.",
   "website": "http://medibank.com.au",
   "phone": "132331",
   "states": [
    "ALL"
   ],
   "brands": []
  },
  {
   "fund": "Mildura Health Fund",
   "fund_label": "Mildura Health Fund",
   "fund_slug": "mildura-health-fund",
   "fund_code": "MDH",
   "fund_type": "open",
   "restriction": null,
   "restriction_details": null,
   "description": "Operating since 1929 Mildura Health Fund is a regional health insurance fund existing purely to serve it's more than 40,000 members nationwide. We are a not-for-profit member owned fund, which means that our members receive more in benefits and competitive premiums.",
   "website": "http://www.mildurahealthfund.com.au",
   "phone": "(03) 5023 0269",
   "states": [
    "ALL"
   ],
   "brands": []
  },
  {
   "fund": "Navy Health Ltd",
   "fund_label": "Navy Health",
   "fund_slug": "navy-health",
   "fund_code": "NHB",
   "fund_type": "restricted",
   "restriction": "Cover for the ADF community - serving, ex-serving ADF, employees of contractors to ADF and families.",
   "restriction_details": "With over 60 years’ experience, Navy Health is a not-for-profit health fund for the Defence community, including serving, ex-serving ADF, employees of contractors to Defence and their families.\n\nNavy Health is a Members’ Health Fund, giving you reassurance that we’re run for the benefit of our members, not the profit of shareholders.\n\nIf you’re a White or Gold Veteran Cardholder, serving ADF member or an ADF Active Reservist (SERCAT 3-5) you will receive a 10% discount on your payable premium.* \n\nSwitching to Navy Health is easy! We will contact your previous fund regarding your current cover details and if you have already served waiting periods with your current fund on an equivalent level of cover, you won't need to re-serve waiting periods with Navy Health. \n\nFor further information, go to navyhealth.com.au or call 1300 306 289.\n\n*Active Reservists (SERCAT 3-5) and White or Gold Veteran Cardholders must be covered by the membership for the discount to apply. Only one discount can be applied to a membership.",
   "description": "Navy Health is a not-for-profit health fund for the Defence community, including serving, ex-serving ADF, employees of contractors to Defence and their families. Find out if you are eligible at navyhealth.com.au",
   "website": "https://navyhealth.com.au/why-navy-health/",
   "phone": "1300 306 289",
   "states": [
    "ALL"
   ],
   "brands": []
  },
  {
   "fund": "nib Health Funds Ltd.",
   "fund_label": "nib",
   "fund_slug": "nib",
   "fund_code": "NIB",
   "fund_type": "open",
   "restriction": null,
   "restriction_details": null,
   "description": "As one of Australia's fastest growing health funds, nib provides affordable health cover to more than 1,000,000 people nationwide. Established over 60 years ago, nib provides a range of health covers that allow customers to tailor their cover to suit their needs.",
   "website": "https://www.nib.com.au",
   "phone": "13 14 63",
   "states": [
    "ALL",
    "NSW",
    "NT",
    "QLD",
    "SA",
    "TAS",
    "VIC",
    "WA"
   ],
   "brands": [
    {
     "brand_code": "NIB01",
     "brand": "Qantas Insurance",
     "website": "https://www.qantasinsurance.com/health"
    },
    {
     "brand_code": "NIB02",
     "brand": "AAMI Health Insurance",
     "website": "https://www.aami.com.au/health"
    },
    {
     "brand_code": "NIB03",
     "brand": "Suncorp Health Insurance",
     "website": "https://www.suncorp.com.au/health"
    },
    {
     "brand_code": "NIB05",
     "brand": "Apia Health Insurance",
     "website": "https://www.apia.com.au/health"
    },
    {
     "brand_code": "NIB06",
     "brand": "ING Health Insurance",
     "website": "https://www.ing.com.au/insurance/health-insurance.html"
    },
    {
     "brand_code": "NIB04",
     "brand": "Priceline Health Insurance",
     "website": "https://www.priceline.com.au/health-insurance"
    },
    {
     "brand_code": "NIB07",
     "brand": "Real Health Insurance",
     "website": null
    },
    {
     "brand_code": "NIB08",
     "brand": "Seniors Health Insurance",
     "website": null
    },
    {
     "brand_code": "NIB09",
     "brand": "GU Health Insurance",
     "website": "http://www.guhealth.com.au"
    }
   ]
  },
  {
   "fund": "National Health Benefits Australia Pty Ltd (onemedifund)",
   "fund_label": "onemedifund",
   "fund_slug": "onemedifund",
   "fund_code": "OMF",
   "fund_type": "open",
   "restriction": null,
   "restriction_details": null,
   "description": "onemedifund was established in 2007 as the health fund brand for National Health Benefits Australia Pty Ltd",
   "website": "http://www.onemedifund.com.au",
   "phone": "1800 148 626",
   "states": [
    "ALL",
    "NSW",
    "NT",
    "QLD",
    "SA",
    "TAS",
    "VIC",
    "WA"
   ],
   "brands": []
  },
  {
   "fund": "Peoplecare Health Insurance",
   "fund_label": "Peoplecare",
   "fund_slug": "peoplecare",
   "fund_code": "LHM",
   "fund_type": "open",
   "restriction": null,
   "restriction_details": null,
   "description": "At Peoplecare, we love people. And that means giving you more of the things you love and less of the things you don’t. So if you need a hand with your health cover, just give us a call on 1800 808 700. \n\nPeoplecare is a national, not for profit health fund that has been caring for members since 1953. We’re a high performing, multi-award winning company with a range of health cover options that have been independently rated amongst the best value in Australia. We’ve also developed a reputation for the highest levels of personal service and customer satisfaction. \n\nFor more info, give us a buzz on 1800 808 700, visit our website at www.peoplecare.com.au \nor email info@peoplecare.com.au",
   "website": "http://www.peoplecare.com.au",
   "phone": "1800 808 690",
   "states": [
    "ALL",
    "NSW",
    "NT",
    "QLD",
    "SA",
    "TAS",
    "VIC",
    "WA"
   ],
   "brands": []
  },
  {
   "fund": "Phoenix Health Fund Limited",
   "fund_label": "Phoenix Health",
   "fund_slug": "phoenix-health",
   "fund_code": "PWA",
   "fund_type": "open",
   "restriction": null,
   "restriction_details": null,
   "description": "At Phoenix Health, we’ve been looking after the health and wellbeing of members for over 65 years; and while some say we’re the best kept secret in private health insurance, we think this gives us the edge in providing you with the most personal health insurance experience possible.\n\nHealth insurance shouldn't have to be hard and with covers that offer value for money and are actually affordable, we've made it so easy for you to see how our cover stacks up - check out our DIY cover comparison tool on our website at phoenixhealthfund.com.au, or get in touch if you'd prefer to chat - finding cover that's your perfect fit is what we love to do! We're super proud of our history, but are really excited about our future and to be able to help so many more people all around Australia. \n\nWe look forward to helping you discover how you're better off with Phoenix Health.",
   "website": "https://www.phoenixhealthfund.com.au",
   "phone": "1800 028 817",
   "states": [
    "ALL"
   ],
   "brands": []
  },
  {
   "fund": "Police Health",
   "fund_label": "Police Health",
   "fund_slug": "police-health",
   "fund_code": "SPE",
   "fund_type": "restricted",
   "restriction": "Members of Australia’s police community, and their families.",
   "restriction_details": "Applicants must meet certain qualifying criteria to join Police Health, as Police Health Limited is a restricted access private health insurer. \n\nPolice Health is restricted access private health insurance for currently or previously employed Australian police officers and police employees/volunteers, as well as retired and former police officers, of state, territory or federal police departments, unions and associations. \n\nEligibility also extends to close relations of the aforementioned, such as dependent children, adult children, adult children’s partner/spouse, adult children’s dependent children, partner/spouse, former partner/spouse, parents, siblings, sibling’s partner/spouse, sibling’s dependent children, grandchildren, grandchildren’s partners and grandchildren’s dependent children.\n\nIf you’re unsure of your eligibility, please get in touch via the contact details below. We’re here to help.",
   "description": "Police Health offers gold level health insurance dedicated to the police community. With over 100,000 members Australia-wide, we’re the health fund of choice for police officers, and volunteers, and their families.\n\nIf you’re part of Australia’s police community you’ll appreciate that the unexpected, critical and severe can lie just around the corner, which is why we only offer top cover as we believe anything less would be a disservice to you. \n\nOur friendly team are ready to answer any queries you have about our cover, your current policy or health insurance in general. We understand health insurance can be confusing, so get in touch if you have any questions – no matter how trivial you believe they may seem. \n\nLooking out for each other extends beyond the job and our members really are our biggest advocates. So ask around, chat to your colleagues or read online reviews from others in the first responder community – they’ll assure you Police Health is cover like no other.",
   "website": "http://www.policehealth.com.au",
   "phone": "1800 603 603",
   "states": [
    "ALL",
    "NSW",
    "NT",
    "QLD",
    "SA",
    "TAS",
    "VIC",
    "WA"
   ],
   "brands": []
  },
  {
   "fund": "Queensland Country Health Fund",
   "fund_label": "Queensland Country Health Fund",
   "fund_slug": "queensland-country-health-fund",
   "fund_code": "QCH",
   "fund_type": "open",
   "restriction": null,
   "restriction_details": null,
   "description": "Queensland Country Health Fund is part of HBF one of Australia’s largest not-for-profit health insurers. It's our goal to provide our Members with exceptional health insurance that's simple to understand and very affordable. Our focus is on providing excellent service and genuine value to our Members. We do not have external shareholders and profits are retained within the group to provide better benefits and services to our Members.\n\nQueensland Country is the only regionally based health fund in Queensland and has six Retail Centres in Townsville, Ayr, Mackay, Rockhampton, Cairns and Mount Isa and has its head office based in Townsville.\n\nWe're more than just a health insurance provider. We genuinely care about our Members and their health and wellbeing, and we demonstrate this by providing exceptional health insurance products that are simple to understand, and best of all, are affordable for you and your family.",
   "website": "https://www.queenslandcountry.health/",
   "phone": "1800 813 415",
   "states": [
    "NT",
    "QLD"
   ],
   "brands": [
    {
     "brand_code": "QCH02",
     "brand": "Territory Health Fund",
     "website": "https://www.territoryhealth.com.au/"
    }
   ]
  },
  {
   "fund": "Reserve Bank Health Society Ltd",
   "fund_label": "Reserve Bank Health Society",
   "fund_slug": "reserve-bank-health-society",
   "fund_code": "RBH",
   "fund_type": "restricted",
   "restriction": "Current & former employees of the Reserve Bank.",
   "restriction_details": "Reserve Bank Health Society Ltd was formed in 1959.  Membership of the fund is available to the following:  anyone who is or was an employee of the Reserve Bank, Note Printing Australia and their spouse, partner and dependent children.",
   "description": "The Reserve Bank Health Society provides health insurance for current and former Reserve Bank and Note Printing Australia Ltd employees & their dependants.",
   "website": "http://www.myrbhs.com.au",
   "phone": "1800 027 299",
   "states": [
    "ALL"
   ],
   "brands": []
  },
  {
   "fund": "RT Health - a division of The Hospitals Contribution Fund",
   "fund_label": "RT Health",
   "fund_slug": "rt-health",
   "fund_code": "RTE",
   "fund_type": "open",
   "restriction": null,
   "restriction_details": null,
   "description": "Health insurance for hardworking Aussies. RT Health is here for hard workers and everyday Aussies who want more from their health cover. We've got your back with award-winning service and more than 135 years’ experience.",
   "website": "http://www.rthealth.com.au",
   "phone": "1300 886 123",
   "states": [
    "ALL"
   ],
   "brands": []
  },
  {
   "fund": "see-u by HBF",
   "fund_label": "see-u by HBF",
   "fund_slug": "see-u-by-hbf",
   "fund_code": "CPS",
   "fund_type": "open",
   "restriction": null,
   "restriction_details": null,
   "description": "At see-u, we believe that health insurance shouldn’t be about health funds, it should be about members. That's why we offer practical, simple and efficient cover, but never waver on our promise to deliver personalised service when you need it most. \n\nPlus, as part of HBF, one of Australia’s largest not-for-profit health insurers, you can trust your health is in good hands",
   "website": "https://www.seeuhealthinsurance.com.au",
   "phone": "1300 499 260",
   "states": [
    "NSW",
    "NT",
    "QLD",
    "SA",
    "TAS",
    "VIC",
    "WA"
   ],
   "brands": []
  },
  {
   "fund": "St Lukes",
   "fund_label": "St Lukes",
   "fund_slug": "st-lukes",
   "fund_code": "SLM",
   "fund_type": "open",
   "restriction": null,
   "restriction_details": null,
   "description": "St Lukes has been providing private health cover to Australians since 1952. Over this time, St Lukes has built a strong reputation on its expertise and ability to supply top quality health cover and to provide exceptional service to its members. Established in Tasmania, St Lukes has a loyal membership base across all States and Territories of Australia. St Lukes has a range of hospital covers, extras covers and combined hospital and extras packages that are easy to understand and specifically designed to provide you with choices to meet your needs. Our friendly customer care consultants are trained to provide a personalised service to assist you in choosing the level of cover you require. With no call centres you'll always get to speak to a trained customer care consultant. We have a comprehensive range of payment and claiming options including direct debit and point of service electronic claiming. Regardless of where you live, doing business with St Lukes is easy.",
   "website": "http://www.stlukes.com.au",
   "phone": "1300 651 988",
   "states": [
    "ALL"
   ],
   "brands": [
    {
     "brand_code": "SLM01",
     "brand": "Astute Simplicity Health",
     "website": "https://astutesimplicityhealth.com.au/"
    }
   ]
  },
  {
   "fund": "Teachers Health",
   "fund_label": "Teachers Health",
   "fund_slug": "teachers-health",
   "fund_code": "NTF",
   "fund_type": "restricted",
   "restriction": "education union members and their families",
   "restriction_details": "Teachers Health is the only health fund exclusively for members of the education community and their families. Membership is open to current and former members of education unions, including current and former primary, secondary and tertiary teachers, teachers’ aides, lecturers and support and administration staff from public, private and independent institutions around Australia. In addition to this, family members of eligible members are also able to join Teachers Health. Please contact the fund for more information.",
   "description": "Teachers Health is dedicated to the health and wellbeing of individuals in the education community as well as their immediate family. Unlike non-industry and ‘for-profit’ health funds, we exist for our members which means any surplus generated is invested back into the Fund and its services.",
   "website": "http://www.teachershealth.com.au",
   "phone": "1300 728 188",
   "states": [
    "NSW",
    "NT",
    "QLD",
    "SA",
    "TAS",
    "VIC",
    "WA"
   ],
   "brands": [
    {
     "brand_code": "NTF02",
     "brand": "UniHealth",
     "website": "http://unihealthinsurance.com.au"
    },
    {
     "brand_code": "NTF01",
     "brand": "Nurses & Midwives Health",
     "website": "https://www.nmhealth.com.au/"
    },
    {
     "brand_code": "NTF03",
     "brand": "TUH",
     "website": "http://www.teachershealth.com.au"
    },
    {
     "brand_code": "NTF04",
     "brand": "Union Health",
     "website": "http://www.teachershealth.com.au"
    }
   ]
  },
  {
   "fund": "TUH, part of the Teachers Health Group",
   "fund_label": "TUH",
   "fund_slug": "tuh",
   "fund_code": "QTU",
   "fund_type": "restricted",
   "restriction": "current or former union members and their families.",
   "restriction_details": "Membership is open to past and present members of any union and family members of eligible people, whether the eligible person is a TUH member or not. Please contact us if you are in any doubt as to your eligibility.",
   "description": "TUH is proudly part of the not-for-profit fund Teachers Health. Our profits go back to members in benefits and services, not to shareholders. We care about our members and work to improve the quality of their lives.",
   "website": "https://tuh.com.au/",
   "phone": "1300 360 701",
   "states": [
    "ALL"
   ],
   "brands": [
    {
     "brand_code": "QTU01",
     "brand": "Union Health",
     "website": "https://unionhealth.com.au"
    }
   ]
  },
  {
   "fund": "Westfund Limited",
   "fund_label": "Westfund",
   "fund_slug": "westfund",
   "fund_code": "WFD",
   "fund_type": "open",
   "restriction": null,
   "restriction_details": null,
   "description": "Westfund Health Insurance has been built on solid community values and a foundation of trust, located in the heart of regional Australia. We are proudly not-for-profit and are honoured to be trusted with looking after our members’ health.  \nOur history can be traced back more than six decades to the official registration of the Western District Mine Workers Medical Benefits Fund in Lithgow in 1953. The seeds of today’s Westfund were, however, sown long before this date and illustrate a potent connection to mutualism and of a community drawing strength by uniting together for collective purpose and benefit.\nToday at Westfund, we still believe the member is the priority. We treat our members as people, not numbers.\nWhile our care centres are located throughout regional communities, we have health providers located across Australia, providing support to our members nation-wide.\nWe empower our members to select the cover that best suits their needs with our Your Cover, Your Choice suite of products – linking individual Hospital and Extras covers together to provide greater flexibility.",
   "website": "http://www.westfund.com.au",
   "phone": "1300 937 838",
   "states": [
    "ALL"
   ],
   "brands": []
  }
 ]
}