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This means that you can still join ACA Health or stay with us after leaving Adventist Church employment.  You are also always eligible to re-join if you ever choose to leave the Fund.  If you are unsure of your eligibility to join ACA Health, please contact us for further information.","description":"ACA Health is a restricted member Health Fund with the sole purpose of caring for the past and present Seventh-day Adventist Church employees, Local Church Officers and their families, with a range of health insurance products second-to-none.","website":"http://acahealth.com.au","phone":"1300 368 390","states":["ALL"],"brands":[],"source":"Private Health Insurance Ombudsman, 'PrivateHealth.gov.au' monthly data release on data.gov.au (the policy data behind privatehealth.gov.au, supplied by every registered health insurer).","licence_note":"Source data is published by the Commonwealth of Australia (Private Health Insurance Ombudsman) under the Creative Commons Attribution 3.0 Australia licence; Deep Almanac's normalised files may be reused with attribution to both. Premiums are before the Australian Government rebate and any Lifetime Health Cover loading or age-based discount, and change without notice. This is reference data, not financial or health advice.","note":"Each policy's cover_profile, waiting_profile and extras_profile point into cover_profiles, waiting_profiles and extras_profiles below, which list the clinical categories covered, restricted and not covered, the waiting periods, and the extras services covered.","policy_count":339,"hospital_policy_count":76,"combined_policy_count":263,"cover_profiles":{"cover1":{"covered":[],"restricted":["assisted_reproductive","back_neck_spine","blood","bone_joint_muscle","brain_nervous_system","breast_surgery","cataracts","chemotherapy_radiotherapy_immunotherapy","dental_surgery","diabetes","dialysis","digestive_system","ear_nose_throat","eye","gastrointestinal_endoscopy","gynaecology","heart_vascular","hernia_appendix","hospital_psychiatric","implantation_hearing_devices","insulin_pumps","joint_reconstructions","joint_replacements","kidney_bladder","lung_chest","male_reproductive","miscarriage_termination_of_pregnancy","pain_management","pain_management_with_device","palliative_care","plastic_reconstructive_surgery","podiatric_surgery","pregnancy_birth","rehabilitation","skin","sleep_studies","tonsils_adenoids_grommets","weight_loss_surgery"],"not_covered":[]},"cover2":{"covered":["back_neck_spine","blood","bone_joint_muscle","brain_nervous_system","breast_surgery","chemotherapy_radiotherapy_immunotherapy","dental_surgery","diabetes","digestive_system","ear_nose_throat","eye","gastrointestinal_endoscopy","gynaecology","heart_vascular","hernia_appendix","implantation_hearing_devices","joint_reconstructions","kidney_bladder","lung_chest","male_reproductive","miscarriage_termination_of_pregnancy","pain_management","pain_management_with_device","plastic_reconstructive_surgery","podiatric_surgery","skin","sleep_studies","tonsils_adenoids_grommets"],"restricted":["hospital_psychiatric","palliative_care","rehabilitation"],"not_covered":["assisted_reproductive","cataracts","dialysis","insulin_pumps","joint_replacements","pregnancy_birth","weight_loss_surgery"]},"cover3":{"covered":["assisted_reproductive","back_neck_spine","blood","bone_joint_muscle","brain_nervous_system","breast_surgery","cataracts","chemotherapy_radiotherapy_immunotherapy","dental_surgery","diabetes","dialysis","digestive_system","ear_nose_throat","eye","gastrointestinal_endoscopy","gynaecology","heart_vascular","hernia_appendix","hospital_psychiatric","implantation_hearing_devices","insulin_pumps","joint_reconstructions","joint_replacements","kidney_bladder","lung_chest","male_reproductive","miscarriage_termination_of_pregnancy","pain_management","pain_management_with_device","palliative_care","plastic_reconstructive_surgery","podiatric_surgery","pregnancy_birth","rehabilitation","skin","sleep_studies","tonsils_adenoids_grommets","weight_loss_surgery"],"restricted":[],"not_covered":[]},"cover4":{"covered":["bone_joint_muscle","brain_nervous_system","breast_surgery","chemotherapy_radiotherapy_immunotherapy","diabetes","digestive_system","ear_nose_throat","eye","gastrointestinal_endoscopy","gynaecology","hernia_appendix","joint_reconstructions","kidney_bladder","male_reproductive","miscarriage_termination_of_pregnancy","pain_management","skin","tonsils_adenoids_grommets"],"restricted":["hospital_psychiatric","palliative_care","rehabilitation"],"not_covered":["assisted_reproductive","back_neck_spine","blood","cataracts","dental_surgery","dialysis","heart_vascular","implantation_hearing_devices","insulin_pumps","joint_replacements","lung_chest","pain_management_with_device","plastic_reconstructive_surgery","podiatric_surgery","pregnancy_birth","sleep_studies","weight_loss_surgery"]}},"waiting_profiles":{"waiting1":{"sub_acute":{"value":2,"unit":"month"},"pre_existing":{"value":12,"unit":"month"},"pregnancy_birth":{"value":12,"unit":"month"},"other":{"value":2,"unit":"month"}}},"extras_profiles":{"extras1":["acupuncture","chiropractic","dental_general","dental_major","endodontic","non_pbs","optical","osteopathy","physiotherapy","podiatry","remedial_massage"],"extras2":["acupuncture","antenatal_postnatal","chinese_herbal_medicine","chiropractic","dental_general","dental_major","dietetics","endodontic","exercise_physiology","glucose_monitor","hearing_aids","non_pbs","occupational_therapy","optical","orthotics","osteopathy","physiotherapy","podiatry","psychology","remedial_massage","speech_therapy","vaccinations"],"extras3":["acupuncture","antenatal_postnatal","audiology","chinese_herbal_medicine","chiropractic","dental_general","dental_major","dietetics","endodontic","exercise_physiology","glucose_monitor","hearing_aids","home_nursing","non_pbs","occupational_therapy","optical","orthodontic","orthoptics","orthotics","osteopathy","physiotherapy","podiatry","psychology","remedial_massage","speech_therapy","vaccinations"],"extras4":["acupuncture","chinese_herbal_medicine","dental_general","dietetics","exercise_physiology","optical","physiotherapy","vaccinations"]},"policies":[{"product_item_id":"52A8C36C-5C76-4DB6-935F-47303B128423","product_id":"445e3e44-f621-4f4c-b916-66f0f80969bf","product_code":"J8/A0000C","fund":"ACA 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No ambulance cover for excluded services.","funds_product_code":"SP-SHAM"},{"product_item_id":"E3EC4724-DE73-4E88-9F33-E0B4B34E3AD3","product_id":"96d15627-a0e7-4c11-bda2-2fad6e32d3ab","product_code":"J20/AACX1Y","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Silver Plus Hospital 750 and Ancillary Lite - Extension","product_type":"combined","state":"ALL","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":423.33,"premium_hospital_monthly":320.29,"premium_extras_monthly":103.04,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":28,"categories_restricted":3,"categories_not_covered":7,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://acahealth.com.au/quote-details/?hospital=silver&extras=lite","valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras1","other_features":"$750 excess per person per annum. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only. No ambulance cover for excluded services.","funds_product_code":"SP-SHAlE"},{"product_item_id":"F38C16AB-AAA4-419F-B684-01BDE0FC38BB","product_id":"6e9ef4a7-6375-4879-837f-b93748581074","product_code":"J23/AANE1D","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Silver Plus Hospital 500 and Mid Ancillary","product_type":"combined","state":"ALL","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":433.53,"premium_hospital_monthly":263.79,"premium_extras_monthly":169.74,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":28,"categories_restricted":3,"categories_not_covered":7,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":22,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"$500 excess per person per annum. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only. No ambulance cover for excluded services.","funds_product_code":"SP-SVAM"},{"product_item_id":"39AC60FA-D933-4881-9A79-68DECE035610","product_id":"de90743f-a181-4572-861c-3d8a2a525202","product_code":"J5/AAAT1D","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Basic Hospital and Complete Ancillary","product_type":"combined","state":"ALL","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":435.35,"premium_hospital_monthly":184.25,"premium_extras_monthly":251.1,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"public_shared","categories_covered":0,"categories_restricted":38,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":26,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://acahealth.com.au/quote-details/?hospital=basic&extras=complete","valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"Theatre Fees are not covered under Basic Hospital Cover. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.","funds_product_code":"SP-BHA"},{"product_item_id":"EBFEFEB4-0320-459F-BF05-2AE960CC7C95","product_id":"19f0869a-73a1-44ca-a5cf-c9d6aede96b9","product_code":"J20/AADX1Y","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Silver Plus Hospital 500 and Ancillary Lite - Extension","product_type":"combined","state":"ALL","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":445.97,"premium_hospital_monthly":342.93,"premium_extras_monthly":103.04,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":28,"categories_restricted":3,"categories_not_covered":7,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://acahealth.com.au/quote-details/?hospital=silver&extras=lite","valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras1","other_features":"$500 excess per person per annum. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only. No ambulance cover for excluded services.","funds_product_code":"SP-SVAlE"},{"product_item_id":"1807B9E8-65E4-4A3E-AFD4-99A4F69A010E","product_id":"3feaa4d7-62f8-449d-aa9b-b92ab4401180","product_code":"J7/AAAZ1D","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Gold Private Hospital and Ancillary Lite","product_type":"combined","state":"ALL","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":489.01,"premium_hospital_monthly":385.97,"premium_extras_monthly":103.04,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"unlimited","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://acahealth.com.au/quote-details/?hospital=private&extras=lite","valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras1","other_features":"No co-payments are payable when admitted to a public hospital. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.","funds_product_code":"SP-PHAl"},{"product_item_id":"15A83089-BE02-446C-A163-95802381000A","product_id":"53802a6f-a645-47d0-b174-c3ee337d91dc","product_code":"J19/AACP1D","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Silver Plus Hospital 750 and Complete Ancillary","product_type":"combined","state":"ALL","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":497.48,"premium_hospital_monthly":246.38,"premium_extras_monthly":251.1,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":28,"categories_restricted":3,"categories_not_covered":7,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":26,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://acahealth.com.au/quote-details/?hospital=silver&extras=complete","valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"$750 excess per person per annum. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only. No ambulance cover for excluded services.","funds_product_code":"SP-SHA"},{"product_item_id":"C5B40E9C-014C-4FD3-9A23-91AABBF77831","product_id":"50dcf46e-b5bc-4469-a6f8-58ad29bdd72a","product_code":"J19/AAEA1D","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Silver Plus Hospital 500 and Complete Ancillary","product_type":"combined","state":"ALL","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":514.89,"premium_hospital_monthly":263.79,"premium_extras_monthly":251.1,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":28,"categories_restricted":3,"categories_not_covered":7,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":26,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://acahealth.com.au/quote-details/?hospital=silver&extras=complete","valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"$500 excess per person per annum. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only. 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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  No ambulance cover for excluded services.","funds_product_code":"C-BVAl-N"},{"product_item_id":"2EE6CB38-042B-48C7-ABD3-81DB4EA8ADAF","product_id":"988ab123-2283-436a-9119-a3542382c3f0","product_code":"J21/NALG20","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 750 and Mid Ancillary NSW","product_type":"combined","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"bronze","premium_monthly":424.58,"premium_hospital_monthly":254.84,"premium_extras_monthly":169.74,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":22,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"$750 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  No ambulance cover for excluded services.","funds_product_code":"C-BEAM-N"},{"product_item_id":"4BFBDF5A-AECC-45CB-AF76-6C98343ED600","product_id":"add540ae-058e-4588-9714-e11e5a6f923e","product_code":"J21/NALC20","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 500 and Mid Ancillary NSW","product_type":"combined","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"bronze","premium_monthly":442.78,"premium_hospital_monthly":273.04,"premium_extras_monthly":169.74,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":22,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"$500 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  No ambulance cover for excluded services.","funds_product_code":"C-BVAM-N"},{"product_item_id":"47F8A517-1867-46CE-B9BB-BB0821E0E4AA","product_id":"6549695b-47b9-4b60-ac60-f49d62c0e5d2","product_code":"J9/NAHO20","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 750 and Complete Ancillary NSW","product_type":"combined","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"bronze","premium_monthly":505.94,"premium_hospital_monthly":254.84,"premium_extras_monthly":251.1,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":26,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://acahealth.com.au/quote-details/?hospital=essentials&extras=complete","valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"$750 excess per person per annum for adult non-dependents. 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No ambulance cover for excluded services.","funds_product_code":"F-BEA-N"},{"product_item_id":"164AF595-19AD-4F2E-9E0E-B2C0471FD3E6","product_id":"d8d5ffed-660c-46e5-a5d2-72b11f07669a","product_code":"J9/NAGK2D","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 500 and Complete Ancillary NSW","product_type":"combined","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":524.14,"premium_hospital_monthly":273.04,"premium_extras_monthly":251.1,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":26,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://acahealth.com.au/quote-details/?hospital=essentials&extras=complete","valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"$500 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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No ambulance cover for excluded services.","funds_product_code":"S-BE-N"},{"product_item_id":"030DB0D4-68E4-44BA-9351-691F57B937E9","product_id":"088e016a-4592-43e3-8f03-2b194a192337","product_code":"H4/NAEH10","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 500 NSW","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"bronze","premium_monthly":136.52,"premium_hospital_monthly":136.52,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"none","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://acahealth.com.au/quote-details/?hospital=essentials&extras=no_extras","valid_from":"2026-04-01","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"$500 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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No ambulance cover for excluded services.","funds_product_code":"C-BEAM-D"},{"product_item_id":"D386AAAA-BA92-4A07-AF80-561F1C21D38D","product_id":"5e78ae55-ee3c-46b3-ad59-cf9210becc6e","product_code":"J21/DAKU20","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 500 and Mid Ancillary NT","product_type":"combined","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"bronze","premium_monthly":468.66,"premium_hospital_monthly":298.92,"premium_extras_monthly":169.74,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":22,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"$500 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  No ambulance cover for excluded services.","funds_product_code":"C-BVAM-D"},{"product_item_id":"0BB0E70C-8BC8-4F3D-A6E1-DB56A78D6588","product_id":"ed8f808f-a2a0-4344-84ca-8969372de099","product_code":"J9/DAIE20","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 750 and Complete Ancillary NT","product_type":"combined","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"bronze","premium_monthly":528.58,"premium_hospital_monthly":277.48,"premium_extras_monthly":251.1,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":26,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://acahealth.com.au/quote-details/?hospital=essentials&extras=complete","valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"$750 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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No ambulance cover for excluded services.","funds_product_code":"F-BE-D"},{"product_item_id":"6EE260EF-9D13-4A0E-9D49-82BB53BCFC1D","product_id":"660739f6-0d22-4d75-af29-5548d3e0d7b9","product_code":"H4/DAEW2D","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 500 NT","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":298.92,"premium_hospital_monthly":298.92,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"none","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://acahealth.com.au/quote-details/?hospital=essentials&extras=no_extras","valid_from":"2026-04-01","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"$500 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  No ambulance cover for excluded services.","funds_product_code":"F-BV-D"},{"product_item_id":"59909189-7C2D-4DCD-81B5-CFB29CB45B50","product_id":"4cd245f3-5b29-4b3c-b8ee-b5ab98a91c22","product_code":"J26/DANT10","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 750 and Flex Ancillary NT","product_type":"combined","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"bronze","premium_monthly":176,"premium_hospital_monthly":138.74,"premium_extras_monthly":37.26,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"none","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":8,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":"$750 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  No ambulance cover for excluded services.","funds_product_code":"S-BEAF-D"},{"product_item_id":"F4D2021F-D484-46A6-8024-63B5918BD332","product_id":"6018cb8f-8891-437e-aa61-1f9911567325","product_code":"J26/DANP10","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 500 and Flex Ancillary NT","product_type":"combined","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"bronze","premium_monthly":186.72,"premium_hospital_monthly":149.46,"premium_extras_monthly":37.26,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"none","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":8,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":"$500 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  No ambulance cover for excluded services.","funds_product_code":"S-BEAl-D"},{"product_item_id":"D0D0BA0B-3340-4044-BD38-2F1F1676AB89","product_id":"9712a3dc-3614-416a-abee-48dfffc86220","product_code":"J16/DAJD10","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 500 and Ancillary Lite NT","product_type":"combined","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"bronze","premium_monthly":200.98,"premium_hospital_monthly":149.46,"premium_extras_monthly":51.52,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://acahealth.com.au/quote-details/?hospital=essentials&extras=lite","valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras1","other_features":"$500 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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No ambulance cover for excluded services.","funds_product_code":"SP-BEAl-D"},{"product_item_id":"E89CEFD2-A5FF-4AF5-92D4-E902712D0AB6","product_id":"7724a2fa-b0c7-4e54-9115-fd675c135636","product_code":"J16/DAJF1D","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 500 and Ancillary Lite NT","product_type":"combined","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":327.23,"premium_hospital_monthly":224.19,"premium_extras_monthly":103.04,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://acahealth.com.au/quote-details/?hospital=essentials&extras=lite","valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras1","other_features":"$500 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  No ambulance cover for excluded services.","funds_product_code":"SP-BVAl-D"},{"product_item_id":"B026F401-ACA7-4C97-BF95-339EDF8C0E69","product_id":"8f2ac833-60ca-40fd-a464-0e4bce83bec4","product_code":"J21/DAKX1D","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 750 and Mid Ancillary NT","product_type":"combined","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":377.85,"premium_hospital_monthly":208.11,"premium_extras_monthly":169.74,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":22,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"$750 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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No ambulance cover for excluded services.","funds_product_code":"C-BEA-Q"},{"product_item_id":"8BFB1CB0-3642-4600-BF52-1A6D0000C824","product_id":"fe620f05-2053-4bb6-bc81-7d3e5c48d0fd","product_code":"J9/QAGQ20","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 500 and Complete Ancillary QLD","product_type":"combined","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"bronze","premium_monthly":550.02,"premium_hospital_monthly":298.92,"premium_extras_monthly":251.1,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":26,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://acahealth.com.au/quote-details/?hospital=essentials&extras=complete","valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"$500 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  No ambulance cover for excluded services.","funds_product_code":"C-BVA-Q"},{"product_item_id":"EC01F053-4D20-4C8D-BCC9-C6C0ADB093DE","product_id":"a94b382c-0d32-475e-a0af-0079cdecaa7b","product_code":"H4/QAFO20","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 750 QLD","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"bronze","premium_monthly":277.48,"premium_hospital_monthly":277.48,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"none","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://acahealth.com.au/quote-details/?hospital=essentials&extras=no_extras","valid_from":"2026-04-01","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"$750 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  No ambulance cover for excluded services.","funds_product_code":"F-BEAM-Q"},{"product_item_id":"D00B0971-CE76-42EE-8CD5-F8A23D88299B","product_id":"c3ab542d-6d3c-4bac-9f50-658280d13995","product_code":"J21/QALI2D","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 500 and Mid Ancillary QLD","product_type":"combined","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":468.66,"premium_hospital_monthly":298.92,"premium_extras_monthly":169.74,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":22,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"$500 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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No ambulance cover for excluded services.","funds_product_code":"S-BEAF-Q"},{"product_item_id":"F1182EFA-0B02-40B4-BAEB-8B2305BD1E7E","product_id":"fa51a77c-3c53-4d45-84e8-f385cba2e629","product_code":"J26/QAOF10","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 500 and Flex Ancillary QLD","product_type":"combined","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"bronze","premium_monthly":186.72,"premium_hospital_monthly":149.46,"premium_extras_monthly":37.26,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"none","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":8,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":"$500 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  No ambulance cover for excluded services.","funds_product_code":"S-BVAF-Q"},{"product_item_id":"AE111D9D-05EA-4A83-BB92-11FCE3EB52FF","product_id":"2d37cba6-524d-48d3-9d52-1b816755f3fa","product_code":"J16/QAJT10","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 750 and Ancillary Lite QLD","product_type":"combined","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"bronze","premium_monthly":190.26,"premium_hospital_monthly":138.74,"premium_extras_monthly":51.52,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://acahealth.com.au/quote-details/?hospital=essentials&extras=lite","valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras1","other_features":"$750 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  No ambulance cover for excluded services.","funds_product_code":"S-BEAl-Q"},{"product_item_id":"39736166-F1FA-4FD4-9ABD-F35C88AA3F94","product_id":"664dc23e-ace2-4143-82b2-e69cfd800393","product_code":"J16/QAIR10","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 500 and Ancillary Lite QLD","product_type":"combined","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"bronze","premium_monthly":200.98,"premium_hospital_monthly":149.46,"premium_extras_monthly":51.52,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://acahealth.com.au/quote-details/?hospital=essentials&extras=lite","valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras1","other_features":"$500 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  No ambulance cover for excluded services.","funds_product_code":"S-BEAM-Q"},{"product_item_id":"5BC4625D-0236-4F88-A0FE-01CFC3D62134","product_id":"4f08348e-b901-47ec-8d2d-1416dcb6dc3b","product_code":"J21/QALH10","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 500 and Mid Ancillary QLD","product_type":"combined","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"bronze","premium_monthly":234.33,"premium_hospital_monthly":149.46,"premium_extras_monthly":84.87,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":22,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"$500 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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No ambulance cover for excluded services.","funds_product_code":"SP-BEAM-Q"},{"product_item_id":"911471C1-BD22-4DA5-B5F6-A0CD4A26119A","product_id":"cf1d74e3-98a5-4273-a87d-348400fc4f21","product_code":"J21/QALJ1D","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 500 and Mid Ancillary QLD","product_type":"combined","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":393.93,"premium_hospital_monthly":224.19,"premium_extras_monthly":169.74,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":22,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"$500 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  No ambulance cover for excluded services.","funds_product_code":"SP-BVAM-Q"},{"product_item_id":"5E21933B-A967-4524-85B9-6539C88A5D03","product_id":"a1647242-bbbe-4b7d-90c1-ce7e41b1d608","product_code":"J9/QAHR1D","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 750 and Complete Ancillary QLD","product_type":"combined","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":459.21,"premium_hospital_monthly":208.11,"premium_extras_monthly":251.1,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":26,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://acahealth.com.au/quote-details/?hospital=essentials&extras=complete","valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"$750 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  No ambulance cover for excluded services.","funds_product_code":"SP-BE-Q"},{"product_item_id":"A746DFAF-BE15-4D30-A54A-8414D218C850","product_id":"dc2fb7e4-7c48-40f6-b440-f345e234613e","product_code":"H4/QAEJ1D","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 500 QLD","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":224.19,"premium_hospital_monthly":224.19,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"none","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://acahealth.com.au/quote-details/?hospital=essentials&extras=no_extras","valid_from":"2026-04-01","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"$500 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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No ambulance cover for excluded services.","funds_product_code":"C-BE-S"},{"product_item_id":"BA4FA14A-EF7A-4D89-AE14-2C75AD162A85","product_id":"4ded460f-9a74-4abb-8773-1539c1a13a52","product_code":"H4/SAFC20","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 500 SA","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze","premium_monthly":298.92,"premium_hospital_monthly":298.92,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"none","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://acahealth.com.au/quote-details/?hospital=essentials&extras=no_extras","valid_from":"2026-04-01","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"$500 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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No ambulance cover for excluded services.","funds_product_code":"S-BEAl-S"},{"product_item_id":"4ACB472E-8C1A-45D7-BA90-E46B28F5575F","product_id":"148e7a98-38c8-407e-ac79-ad42ec20ed1d","product_code":"J16/SAJH10","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 500 and Ancillary Lite SA","product_type":"combined","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"bronze","premium_monthly":200.98,"premium_hospital_monthly":149.46,"premium_extras_monthly":51.52,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://acahealth.com.au/quote-details/?hospital=essentials&extras=lite","valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras1","other_features":"$500 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  No ambulance cover for excluded services.","funds_product_code":"S-BVAl-S"},{"product_item_id":"D59FE0BC-ABF7-4118-8559-1D3CA336A22A","product_id":"4eb8ecfb-1601-44a7-a5a6-2820d065c995","product_code":"J21/SALT10","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 750 and Mid Ancillary SA","product_type":"combined","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"bronze","premium_monthly":223.61,"premium_hospital_monthly":138.74,"premium_extras_monthly":84.87,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":22,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"$750 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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No ambulance cover for excluded services.","funds_product_code":"SP-BEA-S"},{"product_item_id":"C23E9A4C-C705-4A5A-922C-794BEE091345","product_id":"b5507f46-631f-4b53-a994-f69c7a4ec40d","product_code":"J9/SAHF1D","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 500 and Complete Ancillary SA","product_type":"combined","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":475.29,"premium_hospital_monthly":224.19,"premium_extras_monthly":251.1,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":26,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://acahealth.com.au/quote-details/?hospital=essentials&extras=complete","valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"$500 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  No ambulance cover for excluded services.","funds_product_code":"SP-BVA-S"},{"product_item_id":"BB48E35D-BEF6-4CE6-B213-DBA3B99BAD82","product_id":"1f1ea8bb-1c7c-4235-9341-d0a360329c6e","product_code":"H4/SAGB1D","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 750 SA","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":208.11,"premium_hospital_monthly":208.11,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"none","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://acahealth.com.au/quote-details/?hospital=essentials&extras=no_extras","valid_from":"2026-04-01","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"$750 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  No ambulance cover for excluded services.","funds_product_code":"SP-BV-S"},{"product_item_id":"6349AE57-4C60-4065-B3EF-EB36F645B70D","product_id":"6b66446c-3a11-4e5c-bde5-3f5b6d0842cf","product_code":"J16/TAKE20","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 750 and Ancillary Lite TAS","product_type":"combined","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"bronze","premium_monthly":380.52,"premium_hospital_monthly":277.48,"premium_extras_monthly":103.04,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://acahealth.com.au/quote-details/?hospital=essentials&extras=lite","valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras1","other_features":"$750 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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No ambulance cover for excluded services.","funds_product_code":"F-BEAl-T"},{"product_item_id":"C948D48D-2211-429B-9605-F16AB8C578DA","product_id":"5a52fa35-11d4-4b13-86cc-a85fc80757b6","product_code":"J16/TAJA2D","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 500 and Ancillary Lite TAS","product_type":"combined","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":401.96,"premium_hospital_monthly":298.92,"premium_extras_monthly":103.04,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://acahealth.com.au/quote-details/?hospital=essentials&extras=lite","valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras1","other_features":"$500 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  No ambulance cover for excluded services.","funds_product_code":"F-BVAl-T"},{"product_item_id":"8E76C5B9-DE32-46B8-940C-44526E022F4A","product_id":"65a3586e-1c02-436c-bfc4-dda5fe822087","product_code":"J21/TAMC2D","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 750 and Mid Ancillary TAS","product_type":"combined","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":447.22,"premium_hospital_monthly":277.48,"premium_extras_monthly":169.74,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":22,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"$750 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  No ambulance cover for excluded services.","funds_product_code":"F-BEAM-T"},{"product_item_id":"C4925171-B6B2-4907-8252-A2E4C42EB4BE","product_id":"166cf446-fd9b-4d47-b558-ccaa27f51d85","product_code":"J21/TALY2D","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 500 and Mid Ancillary TAS","product_type":"combined","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":468.66,"premium_hospital_monthly":298.92,"premium_extras_monthly":169.74,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":22,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"$500 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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No ambulance cover for excluded services.","funds_product_code":"S-BEAM-T"},{"product_item_id":"2475BA90-3D15-4478-95A2-D004AF3475E3","product_id":"75a953bd-0daa-414e-98cc-d35721a6a8bf","product_code":"J21/TALX10","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 500 and Mid Ancillary TAS","product_type":"combined","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"bronze","premium_monthly":234.33,"premium_hospital_monthly":149.46,"premium_extras_monthly":84.87,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":22,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"$500 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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No ambulance cover for excluded services.","funds_product_code":"SP-BE-T"},{"product_item_id":"50AE80C5-07D5-4FF9-AA2B-DF24BDE3543A","product_id":"a40a2a73-fd85-4fb3-a74b-a433f53c06f0","product_code":"H4/TAER1D","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 500 TAS","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":224.19,"premium_hospital_monthly":224.19,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"none","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://acahealth.com.au/quote-details/?hospital=essentials&extras=no_extras","valid_from":"2026-04-01","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"$500 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  No ambulance cover for excluded services.","funds_product_code":"SP-BV-T"},{"product_item_id":"4AD8E739-45F8-41B2-A285-4211C57E4C85","product_id":"948b8555-64d2-4b4f-8ca6-fa94de846c3c","product_code":"J16/VAKA20","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 750 and Ancillary Lite VIC","product_type":"combined","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"bronze","premium_monthly":380.52,"premium_hospital_monthly":277.48,"premium_extras_monthly":103.04,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://acahealth.com.au/quote-details/?hospital=essentials&extras=lite","valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras1","other_features":"$750 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  No ambulance cover for excluded services.","funds_product_code":"C-BEAl-V"},{"product_item_id":"28B096F7-B996-40BF-8368-7FA4B03970E6","product_id":"6a2e95cb-b7e0-4010-809d-add804d43ab0","product_code":"J16/VAIY20","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 500 and Ancillary Lite VIC","product_type":"combined","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"bronze","premium_monthly":401.96,"premium_hospital_monthly":298.92,"premium_extras_monthly":103.04,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://acahealth.com.au/quote-details/?hospital=essentials&extras=lite","valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras1","other_features":"$500 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  No ambulance cover for excluded services.","funds_product_code":"C-BVAl-V"},{"product_item_id":"93C8C79D-F745-4764-BFF9-4BCC7484D3BC","product_id":"54d5c917-3d9a-47cf-a835-901e449e605e","product_code":"J21/VAMM20","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 750 and Mid Ancillary VIC","product_type":"combined","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"bronze","premium_monthly":447.22,"premium_hospital_monthly":277.48,"premium_extras_monthly":169.74,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":22,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"$750 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  No ambulance cover for excluded services.","funds_product_code":"C-BEAM-V"},{"product_item_id":"3CA39DA0-3CA3-4154-A991-E1CABE29CF11","product_id":"47b741dc-92e8-4790-9018-05fe04f9fa66","product_code":"J21/VAMI20","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 500 and Mid Ancillary VIC","product_type":"combined","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"bronze","premium_monthly":468.66,"premium_hospital_monthly":298.92,"premium_extras_monthly":169.74,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":22,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"$500 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  No ambulance cover for excluded services.","funds_product_code":"C-BVAM-V"},{"product_item_id":"237AE1E8-941F-4E18-83B5-7DD6A088DACB","product_id":"febbbb6f-0c81-4cfb-9c60-c393b632a16c","product_code":"J9/VAHW20","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 750 and Complete Ancillary VIC","product_type":"combined","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"bronze","premium_monthly":528.58,"premium_hospital_monthly":277.48,"premium_extras_monthly":251.1,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":26,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://acahealth.com.au/quote-details/?hospital=essentials&extras=complete","valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"$750 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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No ambulance cover for excluded services.","funds_product_code":"F-BEAM-V"},{"product_item_id":"919BD388-2E81-40A0-B874-B29C33AD6CCB","product_id":"5a8f7fcc-189a-4530-b735-d69fcbf94c65","product_code":"J21/VAMG2D","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 500 and Mid Ancillary VIC","product_type":"combined","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":468.66,"premium_hospital_monthly":298.92,"premium_extras_monthly":169.74,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":22,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"$500 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  No ambulance cover for excluded services.","funds_product_code":"F-BVAM-V"},{"product_item_id":"9D7D8BD9-129D-4B75-9CD7-03AE9CCB46B7","product_id":"4f77687b-e718-40cd-ae61-817a8fbf73fa","product_code":"J9/VAHU2D","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 750 and Complete Ancillary VIC","product_type":"combined","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":528.58,"premium_hospital_monthly":277.48,"premium_extras_monthly":251.1,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":26,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://acahealth.com.au/quote-details/?hospital=essentials&extras=complete","valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"$750 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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No ambulance cover for excluded services.","funds_product_code":"S-BEA-V"},{"product_item_id":"1F340077-5ABD-4BD5-9BA6-66346070FA20","product_id":"f61d265b-8c38-4a6d-8bb3-568b8bcae4f4","product_code":"J9/VAGR10","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 500 and Complete Ancillary VIC","product_type":"combined","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"bronze","premium_monthly":275.01,"premium_hospital_monthly":149.46,"premium_extras_monthly":125.55,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":26,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://acahealth.com.au/quote-details/?hospital=essentials&extras=complete","valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"$500 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  No ambulance cover for excluded services.","funds_product_code":"S-BVA-V"},{"product_item_id":"C2C335E9-5C4F-4041-BE14-307F01F006FF","product_id":"9840d6c8-4a0e-4e82-857e-a8d71ff2b3ef","product_code":"H4/VAFR10","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 750 VIC","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"bronze","premium_monthly":138.74,"premium_hospital_monthly":138.74,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"none","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://acahealth.com.au/quote-details/?hospital=essentials&extras=no_extras","valid_from":"2026-04-01","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"$750 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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No ambulance cover for excluded services.","funds_product_code":"C-BEAl-W"},{"product_item_id":"66365F7A-2A6E-4ACA-A860-B7C7CD9A68C2","product_id":"ee40b07e-aebe-4a9e-a598-779795b7b14d","product_code":"J16/WAJO20","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 500 and Ancillary Lite WA","product_type":"combined","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze","premium_monthly":401.96,"premium_hospital_monthly":298.92,"premium_extras_monthly":103.04,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://acahealth.com.au/quote-details/?hospital=essentials&extras=lite","valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras1","other_features":"$500 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  No ambulance cover for excluded services.","funds_product_code":"C-BVAl-W"},{"product_item_id":"F28D3CE8-774B-4044-86EF-5E6DDE9323B9","product_id":"6d58381c-ff9b-4167-b265-b0a41d9bb018","product_code":"J21/WAMU20","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 750 and Mid Ancillary WA","product_type":"combined","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze","premium_monthly":447.22,"premium_hospital_monthly":277.48,"premium_extras_monthly":169.74,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":22,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"$750 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  No ambulance cover for excluded services.","funds_product_code":"C-BEAM-W"},{"product_item_id":"F23313B4-6683-43F5-8025-BB4300FCC64C","product_id":"84fe52a3-db89-4d39-a490-3642043fdfe5","product_code":"J21/WAMQ20","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 500 and Mid Ancillary WA","product_type":"combined","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze","premium_monthly":468.66,"premium_hospital_monthly":298.92,"premium_extras_monthly":169.74,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":22,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"$500 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  No ambulance cover for excluded services.","funds_product_code":"C-BVAM-W"},{"product_item_id":"ADDD1FE1-D44E-41F7-88A4-338EBDAFB3C3","product_id":"c2097969-b4e6-4e94-8618-ee1f6456f289","product_code":"J9/WAIM20","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 750 and Complete Ancillary WA","product_type":"combined","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze","premium_monthly":528.58,"premium_hospital_monthly":277.48,"premium_extras_monthly":251.1,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":26,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://acahealth.com.au/quote-details/?hospital=essentials&extras=complete","valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"$750 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  No ambulance cover for excluded services.","funds_product_code":"C-BEA-W"},{"product_item_id":"54F1B30C-A33A-4B40-9939-542AE99A5CDF","product_id":"81e0ce2e-6f1c-4e75-9a63-debdaab89e6f","product_code":"J9/WAHK20","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 500 and Complete Ancillary WA","product_type":"combined","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze","premium_monthly":550.02,"premium_hospital_monthly":298.92,"premium_extras_monthly":251.1,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":26,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://acahealth.com.au/quote-details/?hospital=essentials&extras=complete","valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"$500 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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No ambulance cover for excluded services.","funds_product_code":"F-BEA-W"},{"product_item_id":"FEF63C70-91A4-46FC-9FA5-E2342A2C0AA1","product_id":"15deeae4-415a-4f04-bbbb-e0c40b335c74","product_code":"J9/WAHI2D","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 500 and Complete Ancillary WA","product_type":"combined","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":550.02,"premium_hospital_monthly":298.92,"premium_extras_monthly":251.1,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":26,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://acahealth.com.au/quote-details/?hospital=essentials&extras=complete","valid_from":"2026-04-01","source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"$500 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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No ambulance cover for excluded services.","funds_product_code":"S-BE-W"},{"product_item_id":"38D85E7B-A33C-430B-A65C-B8EB98C680FD","product_id":"9ed29a00-3c5f-4a73-ba25-214cc9618a8c","product_code":"H4/WAFF10","fund":"ACA Health Benefits Fund","fund_label":"ACA Health","fund_slug":"aca-health","fund_code":"ACA","fund_type":"restricted","brands":[],"name":"Bronze Essentials Hospital 500 WA","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"bronze","premium_monthly":149.46,"premium_hospital_monthly":149.46,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"none","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://acahealth.com.au/quote-details/?hospital=essentials&extras=no_extras","valid_from":"2026-04-01","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"$500 excess per person per annum for adult non-dependents. For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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For NSW & ACT residents only, Hospital cover includes ambulance cover for emergency (unlimited with no waiting period) and call-out fees (paid for each attendance, including emergency treatment without transport to hospital) in that state or territory only.  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