{"fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","restriction":null,"restriction_details":null,"description":"More than 900,000 Australians have trusted ahm with their health insurance over the past 40 years, at the same time supporting a local success story and a 100% Australian-owned business.\n\nWe've been around long enough to know that lots of Australians want no-nonsense health insurance. So we make it easier to make the most of your cover. We take a fresh approach to health insurance and cut out the complexity. Everything we do is about making things simpler, so you can make the most of what matters to you. Now it's easier than ever to use and manage your cover, with affordable and flexible health insurance packages, a completely redesigned online experience and top-notch, digital-first service.\n\nAnd we're part of Medibank - one of Australia's largest health insurers.","website":"http://www.ahm.com.au","phone":"134 246","states":["ALL","NSW","NT","QLD","SA","TAS","VIC","WA"],"brands":[],"source":"Private Health Insurance Ombudsman, 'PrivateHealth.gov.au' monthly data release on data.gov.au (the policy data behind privatehealth.gov.au, supplied by every registered health insurer).","licence_note":"Source data is published by the Commonwealth of Australia (Private Health Insurance Ombudsman) under the Creative Commons Attribution 3.0 Australia licence; Deep Almanac's normalised files may be reused with attribution to both. Premiums are before the Australian Government rebate and any Lifetime Health Cover loading or age-based discount, and change without notice. This is reference data, not financial or health advice.","note":"Each policy's cover_profile, waiting_profile and extras_profile point into cover_profiles, waiting_profiles and extras_profiles below, which list the clinical categories covered, restricted and not covered, the waiting periods, and the extras services covered.","policy_count":1596,"hospital_policy_count":1260,"combined_policy_count":336,"cover_profiles":{"cover1":{"covered":[],"restricted":["hospital_psychiatric","palliative_care","rehabilitation"],"not_covered":["assisted_reproductive","back_neck_spine","blood","bone_joint_muscle","brain_nervous_system","breast_surgery","cataracts","chemotherapy_radiotherapy_immunotherapy","dental_surgery","diabetes","dialysis","digestive_system","ear_nose_throat","eye","gastrointestinal_endoscopy","gynaecology","heart_vascular","hernia_appendix","implantation_hearing_devices","insulin_pumps","joint_reconstructions","joint_replacements","kidney_bladder","lung_chest","male_reproductive","miscarriage_termination_of_pregnancy","pain_management","pain_management_with_device","plastic_reconstructive_surgery","podiatric_surgery","pregnancy_birth","skin","sleep_studies","tonsils_adenoids_grommets","weight_loss_surgery"]},"cover2":{"covered":["dental_surgery","hernia_appendix","joint_reconstructions","miscarriage_termination_of_pregnancy","tonsils_adenoids_grommets"],"restricted":["hospital_psychiatric","palliative_care","rehabilitation"],"not_covered":["assisted_reproductive","back_neck_spine","blood","bone_joint_muscle","brain_nervous_system","breast_surgery","cataracts","chemotherapy_radiotherapy_immunotherapy","diabetes","dialysis","digestive_system","ear_nose_throat","eye","gastrointestinal_endoscopy","gynaecology","heart_vascular","implantation_hearing_devices","insulin_pumps","joint_replacements","kidney_bladder","lung_chest","male_reproductive","pain_management","pain_management_with_device","plastic_reconstructive_surgery","podiatric_surgery","pregnancy_birth","skin","sleep_studies","weight_loss_surgery"]},"cover3":{"covered":["back_neck_spine","bone_joint_muscle","brain_nervous_system","breast_surgery","chemotherapy_radiotherapy_immunotherapy","dental_surgery","diabetes","digestive_system","ear_nose_throat","eye","gastrointestinal_endoscopy","gynaecology","hernia_appendix","joint_reconstructions","kidney_bladder","lung_chest","male_reproductive","miscarriage_termination_of_pregnancy","pain_management","skin","tonsils_adenoids_grommets"],"restricted":["hospital_psychiatric","palliative_care","rehabilitation"],"not_covered":["assisted_reproductive","blood","cataracts","dialysis","heart_vascular","implantation_hearing_devices","insulin_pumps","joint_replacements","pain_management_with_device","plastic_reconstructive_surgery","podiatric_surgery","pregnancy_birth","sleep_studies","weight_loss_surgery"]},"cover4":{"covered":["back_neck_spine","blood","bone_joint_muscle","brain_nervous_system","breast_surgery","chemotherapy_radiotherapy_immunotherapy","dental_surgery","diabetes","digestive_system","ear_nose_throat","eye","gastrointestinal_endoscopy","gynaecology","heart_vascular","hernia_appendix","implantation_hearing_devices","insulin_pumps","joint_reconstructions","kidney_bladder","lung_chest","male_reproductive","miscarriage_termination_of_pregnancy","pain_management","pain_management_with_device","palliative_care","plastic_reconstructive_surgery","podiatric_surgery","rehabilitation","skin","sleep_studies","tonsils_adenoids_grommets"],"restricted":["hospital_psychiatric"],"not_covered":["assisted_reproductive","cataracts","dialysis","joint_replacements","pregnancy_birth","weight_loss_surgery"]},"cover5":{"covered":["back_neck_spine","blood","bone_joint_muscle","brain_nervous_system","breast_surgery","cataracts","chemotherapy_radiotherapy_immunotherapy","dental_surgery","diabetes","dialysis","digestive_system","ear_nose_throat","eye","gastrointestinal_endoscopy","gynaecology","heart_vascular","hernia_appendix","implantation_hearing_devices","insulin_pumps","joint_reconstructions","joint_replacements","kidney_bladder","lung_chest","male_reproductive","miscarriage_termination_of_pregnancy","pain_management","pain_management_with_device","palliative_care","plastic_reconstructive_surgery","podiatric_surgery","rehabilitation","skin","sleep_studies","tonsils_adenoids_grommets"],"restricted":["hospital_psychiatric"],"not_covered":["assisted_reproductive","pregnancy_birth","weight_loss_surgery"]},"cover6":{"covered":["dental_surgery","hernia_appendix","joint_reconstructions","miscarriage_termination_of_pregnancy","sleep_studies","tonsils_adenoids_grommets"],"restricted":["hospital_psychiatric","palliative_care","rehabilitation"],"not_covered":["assisted_reproductive","back_neck_spine","blood","bone_joint_muscle","brain_nervous_system","breast_surgery","cataracts","chemotherapy_radiotherapy_immunotherapy","diabetes","dialysis","digestive_system","ear_nose_throat","eye","gastrointestinal_endoscopy","gynaecology","heart_vascular","implantation_hearing_devices","insulin_pumps","joint_replacements","kidney_bladder","lung_chest","male_reproductive","pain_management","pain_management_with_device","plastic_reconstructive_surgery","podiatric_surgery","pregnancy_birth","skin","weight_loss_surgery"]},"cover7":{"covered":["bone_joint_muscle","brain_nervous_system","breast_surgery","chemotherapy_radiotherapy_immunotherapy","diabetes","digestive_system","ear_nose_throat","eye","gastrointestinal_endoscopy","gynaecology","hernia_appendix","joint_reconstructions","kidney_bladder","male_reproductive","miscarriage_termination_of_pregnancy","pain_management","skin","tonsils_adenoids_grommets"],"restricted":["hospital_psychiatric","palliative_care","rehabilitation"],"not_covered":["assisted_reproductive","back_neck_spine","blood","cataracts","dental_surgery","dialysis","heart_vascular","implantation_hearing_devices","insulin_pumps","joint_replacements","lung_chest","pain_management_with_device","plastic_reconstructive_surgery","podiatric_surgery","pregnancy_birth","sleep_studies","weight_loss_surgery"]},"cover8":{"covered":["blood","bone_joint_muscle","brain_nervous_system","breast_surgery","chemotherapy_radiotherapy_immunotherapy","dental_surgery","diabetes","digestive_system","ear_nose_throat","eye","gastrointestinal_endoscopy","gynaecology","hernia_appendix","joint_reconstructions","kidney_bladder","lung_chest","male_reproductive","miscarriage_termination_of_pregnancy","pain_management","podiatric_surgery","skin","sleep_studies","tonsils_adenoids_grommets"],"restricted":["hospital_psychiatric","palliative_care","rehabilitation"],"not_covered":["assisted_reproductive","back_neck_spine","cataracts","dialysis","heart_vascular","implantation_hearing_devices","insulin_pumps","joint_replacements","pain_management_with_device","plastic_reconstructive_surgery","pregnancy_birth","weight_loss_surgery"]},"cover9":{"covered":["back_neck_spine","blood","bone_joint_muscle","brain_nervous_system","breast_surgery","chemotherapy_radiotherapy_immunotherapy","dental_surgery","diabetes","digestive_system","ear_nose_throat","eye","gastrointestinal_endoscopy","gynaecology","hernia_appendix","implantation_hearing_devices","joint_reconstructions","kidney_bladder","lung_chest","male_reproductive","miscarriage_termination_of_pregnancy","pain_management","podiatric_surgery","skin","sleep_studies","tonsils_adenoids_grommets"],"restricted":["hospital_psychiatric","palliative_care","rehabilitation"],"not_covered":["assisted_reproductive","cataracts","dialysis","heart_vascular","insulin_pumps","joint_replacements","pain_management_with_device","plastic_reconstructive_surgery","pregnancy_birth","weight_loss_surgery"]},"cover10":{"covered":["back_neck_spine","blood","bone_joint_muscle","brain_nervous_system","breast_surgery","chemotherapy_radiotherapy_immunotherapy","dental_surgery","diabetes","digestive_system","ear_nose_throat","eye","gastrointestinal_endoscopy","gynaecology","heart_vascular","hernia_appendix","implantation_hearing_devices","joint_reconstructions","kidney_bladder","lung_chest","male_reproductive","miscarriage_termination_of_pregnancy","pain_management","palliative_care","plastic_reconstructive_surgery","podiatric_surgery","rehabilitation","skin","sleep_studies","tonsils_adenoids_grommets"],"restricted":["hospital_psychiatric"],"not_covered":["assisted_reproductive","cataracts","dialysis","insulin_pumps","joint_replacements","pain_management_with_device","pregnancy_birth","weight_loss_surgery"]},"cover11":{"covered":["back_neck_spine","blood","bone_joint_muscle","brain_nervous_system","breast_surgery","chemotherapy_radiotherapy_immunotherapy","dental_surgery","diabetes","digestive_system","ear_nose_throat","eye","gastrointestinal_endoscopy","gynaecology","heart_vascular","hernia_appendix","implantation_hearing_devices","joint_reconstructions","kidney_bladder","lung_chest","male_reproductive","miscarriage_termination_of_pregnancy","pain_management","plastic_reconstructive_surgery","podiatric_surgery","skin","tonsils_adenoids_grommets"],"restricted":["hospital_psychiatric","palliative_care","rehabilitation"],"not_covered":["assisted_reproductive","cataracts","dialysis","insulin_pumps","joint_replacements","pain_management_with_device","pregnancy_birth","sleep_studies","weight_loss_surgery"]},"cover12":{"covered":["back_neck_spine","blood","bone_joint_muscle","brain_nervous_system","breast_surgery","cataracts","chemotherapy_radiotherapy_immunotherapy","dental_surgery","diabetes","digestive_system","ear_nose_throat","eye","gastrointestinal_endoscopy","gynaecology","heart_vascular","hernia_appendix","implantation_hearing_devices","joint_reconstructions","joint_replacements","kidney_bladder","lung_chest","male_reproductive","miscarriage_termination_of_pregnancy","pain_management","palliative_care","plastic_reconstructive_surgery","podiatric_surgery","rehabilitation","skin","sleep_studies","tonsils_adenoids_grommets"],"restricted":["hospital_psychiatric"],"not_covered":["assisted_reproductive","dialysis","insulin_pumps","pain_management_with_device","pregnancy_birth","weight_loss_surgery"]},"cover13":{"covered":["assisted_reproductive","back_neck_spine","blood","bone_joint_muscle","brain_nervous_system","breast_surgery","cataracts","chemotherapy_radiotherapy_immunotherapy","dental_surgery","diabetes","dialysis","digestive_system","ear_nose_throat","eye","gastrointestinal_endoscopy","gynaecology","heart_vascular","hernia_appendix","hospital_psychiatric","implantation_hearing_devices","insulin_pumps","joint_reconstructions","joint_replacements","kidney_bladder","lung_chest","male_reproductive","miscarriage_termination_of_pregnancy","pain_management","pain_management_with_device","palliative_care","plastic_reconstructive_surgery","podiatric_surgery","pregnancy_birth","rehabilitation","skin","sleep_studies","tonsils_adenoids_grommets","weight_loss_surgery"],"restricted":[],"not_covered":[]}},"waiting_profiles":{"waiting1":{"sub_acute":{"value":2,"unit":"month"},"pre_existing":{"value":12,"unit":"month"},"other":{"value":2,"unit":"month"}},"waiting2":{"sub_acute":{"value":2,"unit":"month"},"pre_existing":{"value":12,"unit":"month"},"pregnancy_birth":{"value":12,"unit":"month"},"other":{"value":2,"unit":"month"}}},"extras_profiles":{"extras1":["chiropractic","dental_general","endodontic","osteopathy","physiotherapy"],"extras2":["chiropractic","dental_general","endodontic","optical","osteopathy","physiotherapy","remedial_massage"],"extras3":["acupuncture","antenatal_postnatal","chinese_herbal_medicine","chiropractic","dental_general","dietetics","endodontic","health_management","non_pbs","optical","osteopathy","physiotherapy","psychology","remedial_massage","speech_therapy"],"extras4":["acupuncture","chinese_herbal_medicine","chiropractic","dental_general","endodontic","optical","orthotics","osteopathy","physiotherapy","podiatry","remedial_massage"],"extras5":["acupuncture","chinese_herbal_medicine","chiropractic","dental_general","dental_major","endodontic","optical","orthotics","osteopathy","physiotherapy","podiatry","remedial_massage"]},"policies":[{"product_item_id":"F7A83D1D-D6F4-410E-B189-407177CFC472","product_id":"393b6a70-d5ca-4a34-89af-1197641760c4","product_code":"J69/NECS20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"starter flexi basic","product_type":"combined","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"basic","premium_monthly":316.1,"premium_hospital_monthly":0,"premium_extras_monthly":316.1,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":5,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras1","other_features":"This cover also includes Accident Override and limited medically necessary ambulance.","funds_product_code":"A7G"},{"product_item_id":"F4CB5F60-E213-438D-8D9C-EFCE1AF48432","product_id":"11122149-00dd-40bb-a9e2-a4c0fd992ec4","product_code":"J69/NBGV20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"starter flexi basic","product_type":"combined","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"basic","premium_monthly":329.6,"premium_hospital_monthly":0,"premium_extras_monthly":329.6,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":5,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras1","other_features":"This cover also includes Accident Override and limited medically necessary ambulance.","funds_product_code":"A5G"},{"product_item_id":"9DB28B75-70FD-40CC-A175-12E66E7554C0","product_id":"9b88d433-facc-4657-aee0-684cf249e7f4","product_code":"J103/NFPY20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":406.4,"premium_hospital_monthly":0,"premium_extras_monthly":406.4,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R7H"},{"product_item_id":"90F3842D-25F6-4B75-821A-2AA898D5EBFC","product_id":"596d2511-8ce9-48f3-ab7b-3a7a20683342","product_code":"J103/NGCZ20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":422.9,"premium_hospital_monthly":0,"premium_extras_monthly":422.9,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R0H"},{"product_item_id":"7D193A64-3669-4720-ACA9-C9E00F036735","product_id":"19135ba9-fe1c-4882-abdc-337c16598911","product_code":"J106/NFUH20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":478.1,"premium_hospital_monthly":0,"premium_extras_monthly":478.1,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"B7B85632-0161-4AEB-AB43-CDA870E48FF4","product_id":"4bf5ccfa-f826-43d2-aeee-9671388a3120","product_code":"J106/NFUF20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":496.4,"premium_hospital_monthly":0,"premium_extras_monthly":496.4,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"193CB319-F0A8-44F5-9259-A61CEE7E6BE2","product_id":"169e6714-2c45-4ba7-b4c0-d63b6411b293","product_code":"J71/NDVL20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":585.4,"premium_hospital_monthly":0,"premium_extras_monthly":585.4,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"1080D9AC-C544-4CF1-BA95-A86236F5F540","product_id":"60c69ab3-afc4-4343-b6d5-341a51f38ad6","product_code":"J71/NBJY20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":609.4,"premium_hospital_monthly":0,"premium_extras_monthly":609.4,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"9ADE57CA-728F-46BC-BC6B-2D8F68AE924A","product_id":"2fca275b-6f20-42e0-94bc-bde2217557a6","product_code":"J72/NDZS20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":736.9,"premium_hospital_monthly":0,"premium_extras_monthly":736.9,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"AAFE8580-3E56-4A03-8DB9-5A8262F5AA29","product_id":"f07e8324-86bf-4a53-97e4-7bf715660886","product_code":"J72/NBNC20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":762.7,"premium_hospital_monthly":0,"premium_extras_monthly":762.7,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"5CF1D780-F45B-495F-B86E-9C905F982B89","product_id":"12d17713-bb01-4409-a2e1-d9951d392cf5","product_code":"J131/NHNX20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"basic","premium_monthly":205.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"7D219D61-773B-41B6-AEAF-C27C7CF41F27","product_id":"6f946a40-0e09-4ec8-88bf-039aa0a1aa2f","product_code":"J132/NHRD20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"basic","premium_monthly":217.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"AF8F8D64-304E-4AB8-AF47-2DCF0DCD31C2","product_id":"26283cd2-d5c6-47b4-a360-15ee573f541a","product_code":"J132/NHRH20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"basic","premium_monthly":230.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"68E28BE3-8C87-4075-9F72-BCFEFC5545F8","product_id":"a5ab9ced-ce7a-4bde-9580-6b499c08dff2","product_code":"J133/NHUJ20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":234.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"D5DC93B7-B376-47D7-A68B-AE507AAFA832","product_id":"dc1bd3e0-bae2-40e4-b68d-b75704126948","product_code":"J133/NHUN20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":248.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"A687895B-ED85-4A14-A67D-66D9709B8E49","product_id":"a3207e9b-1296-4662-b092-5dd623cb46a8","product_code":"J140/NIEE20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"bronze","premium_monthly":248.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"497A8F5B-9600-41B8-8542-C468FA14FF82","product_id":"72dde49f-7e2f-413a-8e27-ee266102e2ca","product_code":"J141/NIHH20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":261.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"D26B2CB1-496B-4970-9858-1601C64E154A","product_id":"bb9f7720-9ad7-4f20-9e6d-19d8f087b40a","product_code":"J140/NIEC20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"bronze","premium_monthly":273.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"7DE6E719-2B89-449F-A456-F841D0A0A4C5","product_id":"cb0606b6-6d4b-4e2d-8dff-053dda1478b1","product_code":"J141/NIHL20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":287.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"202BDB22-3F3B-438F-921B-707B2AC461D8","product_id":"648fbbb2-ecef-41a4-8fea-9242637fb94a","product_code":"J142/NIKO20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":292.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"63E8A068-909C-4C14-AA00-A4947742AF0A","product_id":"b900320c-f3f5-4e4f-a8a9-58407af256cc","product_code":"J121/NHGB20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":314.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"42A5E37D-A76F-4581-AB06-1C606CB8BDDB","product_id":"ba928822-1b61-4eb7-830d-a307a66ff5e1","product_code":"J142/NIKK20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":321.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"E821B8FA-FDBB-4FC1-84FE-C6CEC326E076","product_id":"824a30c1-0e29-45f4-83e6-e60d841abd7f","product_code":"J143/NIUK20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":322.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"3E1FCC9C-9398-464E-92FD-38112940E332","product_id":"5ad44d8d-f85a-4729-bc4d-daaef3f5c0a0","product_code":"J143/NIUF20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":339.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"07507C1E-CBDB-4E33-B70B-26863DE14A80","product_id":"f0ee649b-7096-40e0-af1a-738c40047176","product_code":"J121/NHFW20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":344,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"77CE7554-975C-4C9B-B755-6DDFAF7D49D8","product_id":"bc4154a9-38b9-4c3a-91a3-8a4d599eb3c3","product_code":"J144/NIXO20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"silver","premium_monthly":374.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"D41A0422-840C-43AD-81EB-1C2702F7D1D7","product_id":"ca164efd-d429-49ba-adf8-2bb7c4e4e912","product_code":"J144/NIXM20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"silver","premium_monthly":388.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"110A6510-309E-42DD-A6FE-5F798776D35B","product_id":"51d7eea2-df9c-4290-967a-edefcf88ac89","product_code":"J137/NHXV20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":391.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"13625002-7973-414D-8E15-EDCA327A0332","product_id":"9bfe4733-821a-4da4-98f3-26cbec1072ca","product_code":"J137/NHXQ20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":412,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"E278920E-B49A-409D-A024-C3CEA736E202","product_id":"1e6f9f4c-4464-44cb-96db-87375a717537","product_code":"J145/NJAI20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":473.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"559661D4-A389-46B6-A682-BEC3D2925CC7","product_id":"1ab0226f-8440-4d40-9eb0-532f5041d161","product_code":"J122/NHJF20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":474.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"271713CC-3DDA-46EF-922B-C55A437F069B","product_id":"af715047-acda-4383-9f03-0051d57d7c9c","product_code":"J77/NINK20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":477.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"342DC136-DDC8-45FA-946F-27C3520711F0","product_id":"0bdab559-1c87-46da-97eb-e9b27439edc5","product_code":"J122/NHIY20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":494.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"972B783F-DC04-4E62-BE24-50EB4053C277","product_id":"4b8a71dc-f1c4-480d-b170-ae17c6cfcce6","product_code":"J58/NDPF20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":550.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"AF0CEDB3-AD42-45DE-979A-A81C4A072C16","product_id":"e633ddbf-1090-4cf0-b33e-611e55eda3de","product_code":"J58/NBBF20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":575.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"D412DCBB-7FC1-4FE2-AE33-F43316ABE5D6","product_id":"4d7070ad-e2c6-458f-a664-9cb097dc82a0","product_code":"J139/NICB20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":792.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"C071AD8A-4391-42FC-A10D-3D3D6C6A3D1A","product_id":"b279b4ed-24fd-4f49-917f-122755f62f67","product_code":"J114/NGWJ20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":852,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"5872C52E-6306-4202-BCED-061B389C378C","product_id":"dd78d2bd-dfbe-41a6-b041-c02d8822d711","product_code":"J138/NIAL20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":863.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"E1212E10-8ACD-479A-8A38-028980DA7175","product_id":"fd83d988-1027-402f-859d-7ce68ba0f84b","product_code":"J114/NGWA20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":876.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"951531DB-6144-4893-9C47-D8C417C914B7","product_id":"3060ba5c-f871-47ee-98c4-3c96944b1f6e","product_code":"J114/NHLW20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":942.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"},{"product_item_id":"C8049018-08FE-47E5-B645-B464BDE3E76A","product_id":"e94d9ec4-f4b4-4bac-b25f-414fe7520f08","product_code":"J103/NFQP2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":443.7,"premium_hospital_monthly":0,"premium_extras_monthly":443.7,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R7H"},{"product_item_id":"90F0F52B-046F-4FF3-8AFE-7118698F59D6","product_id":"bfa7b1fb-5ab6-4548-9118-b058b4f5c838","product_code":"J103/NGDA2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":461.6,"premium_hospital_monthly":0,"premium_extras_monthly":461.6,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R0H"},{"product_item_id":"8702E148-3326-4DA9-A141-900378BA853E","product_id":"f5b9c060-32c0-4fca-8da8-e5df87261429","product_code":"J106/NFVE2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":522.5,"premium_hospital_monthly":0,"premium_extras_monthly":522.5,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"24E3A22E-98F5-4E4F-8E1F-09AFE6FC84DA","product_id":"4f732667-8ee2-4ad4-9a40-7730452089b1","product_code":"J106/NFVB2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":542.6,"premium_hospital_monthly":0,"premium_extras_monthly":542.6,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"A23889B5-C3A1-4250-9DAD-10C9B82424D5","product_id":"b41c3fc0-92d1-498a-9a85-072db0c440c0","product_code":"J71/NDWL2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":640.4,"premium_hospital_monthly":0,"premium_extras_monthly":640.4,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"7C1064BD-6523-4143-8139-860F286913AA","product_id":"47f26076-7e71-4f92-832e-c69c82f72ba4","product_code":"J106/NFUO2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":657,"premium_hospital_monthly":0,"premium_extras_monthly":657,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"0EA4EB2D-D6A1-4CDA-9F6A-5C73B548C72A","product_id":"ca62cf5d-716e-4623-afad-c5f11c1735be","product_code":"J71/NBKA2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":667.1,"premium_hospital_monthly":0,"premium_extras_monthly":667.1,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"66B88606-E19D-44B6-84ED-11D50E122E8D","product_id":"22f96d23-2ce6-4b48-8d23-59c5b4006b85","product_code":"J106/NFUU2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":682.6,"premium_hospital_monthly":0,"premium_extras_monthly":682.6,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"8D6BA311-1767-4DFE-B659-D87D3163B313","product_id":"6c2acd84-df22-4740-9119-b15249b85fb3","product_code":"J71/NDWE2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":806,"premium_hospital_monthly":0,"premium_extras_monthly":806,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"693F4937-1353-4A63-A779-2E7BC0AB4337","product_id":"c4c6aa63-814e-48b5-9e95-c50a7e7944e3","product_code":"J72/NDZC2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":806.8,"premium_hospital_monthly":0,"premium_extras_monthly":806.8,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"D2CEC10A-C52F-4C9C-BE77-34CD0F8CA1DD","product_id":"c182562b-546c-47a4-bcdf-535d3bd7b54e","product_code":"J72/NBNE2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":835.2,"premium_hospital_monthly":0,"premium_extras_monthly":835.2,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"4BA5EFA6-04A5-4ADC-A007-3CDE555168B3","product_id":"0633e186-2c94-4ad3-9699-fc3299629dcd","product_code":"J71/NBKC2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":839.3,"premium_hospital_monthly":0,"premium_extras_monthly":839.3,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"C76461BD-65CF-45D3-9501-5E84ACC03009","product_id":"0bfb5d33-8f51-48cd-af4a-7c49af06cb37","product_code":"J72/NDYV2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":1018.3,"premium_hospital_monthly":0,"premium_extras_monthly":1018.3,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"12BBBC6D-2D82-407E-9E19-267145645F77","product_id":"3875ded3-3457-4f6b-8996-c911837cad69","product_code":"J72/NBNG2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":1053.8,"premium_hospital_monthly":0,"premium_extras_monthly":1053.8,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"15A0EF13-DCF1-4940-981F-EAFF617C434E","product_id":"a31d0f44-ed2a-4a7f-bdd8-c7a7c5bf40c9","product_code":"J131/NHNU2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":205.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"AF7EDAE9-E427-4347-8457-342C278E769C","product_id":"68d21c4c-47fb-4e0f-b837-db5a09c86361","product_code":"J132/NHRA2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":217.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"4E8CBC20-50FE-4E89-9579-E114645FA440","product_id":"67ae619c-7000-4cff-bbbc-ab6dce9d3151","product_code":"J132/NHRK2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":230.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"96D74D1C-7375-412A-AA20-3B5568D21FCD","product_id":"5d3aff06-0001-4f61-b860-2c87734a7e92","product_code":"J133/NHUG2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":234.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"862336BC-E6DB-4DB6-9423-7D5EFD6D5774","product_id":"8691c181-68fd-4943-a0b1-20d931afeb83","product_code":"J133/NHUQ2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":248.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"CB640155-E2BF-47BB-84C0-B05B44EFEFC0","product_id":"85ce9a32-5e10-45b1-870e-5d3bd1ecba4e","product_code":"J140/NIEI2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":248.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"480D26F8-882B-42FB-9856-347FA55A6AE0","product_id":"4c476a72-7889-4624-9c98-b5aaf04b7c63","product_code":"J131/NHOD2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":256.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"DF63F8CB-8716-4E47-A044-3A42858A1CD5","product_id":"e82dd7ed-dfae-4e91-b67d-af04d1399345","product_code":"J141/NIHE2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":261.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"5C61A242-3F0B-4BAB-89EF-1F0BE4054107","product_id":"b5777d22-6e45-4f89-9241-0219f9013818","product_code":"J132/NHRJ2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":271.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"F64B5097-B79C-4B1E-BE32-3B4B0A42C06C","product_id":"a99a5117-49ef-4c79-99f9-6f61cfa3ad83","product_code":"J140/NIDY2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":273.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"68556B24-CEB5-4358-AA03-A22667C3C8C7","product_id":"5ae74dcf-259b-4539-b703-d8285f2ab480","product_code":"J141/NIHO2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":287.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"D606E5B1-F5B3-45B9-B070-0B72ABD70F59","product_id":"f4e96c5f-a3e5-4b54-ac2d-93894ff049db","product_code":"J132/NHRI2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":288.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"79E01EE4-8655-4ECC-82AA-E8FCE220C0D2","product_id":"49ddabc3-3275-4690-b257-45c72f551ce3","product_code":"J142/NIKP2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":292.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"01D38A53-F2F9-46F8-B26C-29019FF816CF","product_id":"916f2e0c-2dea-4055-a646-ef3f468cad4e","product_code":"J133/NHUP2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":292.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"AAED11BA-6433-4B0A-9ACD-98236273E7B8","product_id":"ee887a3c-38ce-49dd-80a4-c442b5c0e635","product_code":"J140/NIEH2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze","premium_monthly":304.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"6A8CAABD-62FB-4FD1-98DD-39401DD07DB9","product_id":"847bce54-c2f9-4f39-947f-0ad8c9c9a138","product_code":"J133/NHUO2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":310.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"2FAA6253-98EC-4977-9989-5F41383A80C6","product_id":"0650614c-ff86-49d0-919b-9e40e3f50788","product_code":"J121/NHFZ2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":314.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"3FA1DBAE-AD49-423E-9681-819E6552529E","product_id":"0ac2537a-0517-450a-b0c4-47a5d7da3cd3","product_code":"J141/NIHN2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":319.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"4E21CBCA-AC1E-4158-A64C-6204CE36A98F","product_id":"45ac8e78-3a9f-4c96-a9b6-712d729a1960","product_code":"J142/NIKL2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":321.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"BBB7F75E-4F03-4267-8366-301BF3CB506C","product_id":"4c9eeddf-162b-4d02-a82b-601bc26c69d9","product_code":"J143/NIUI2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":322.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"BD0CE9F4-4412-4896-80FD-98FFA41DCE19","product_id":"0a14c38c-3780-413d-9c8c-441b1e5c4f49","product_code":"J140/NIEB2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze","premium_monthly":335.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"7F6991D5-264A-403B-ACBF-9B2495B6BE5A","product_id":"3f70ba4f-349e-4c04-8eca-9097506d0443","product_code":"J143/NIUD2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":339.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"201E7884-5187-40D2-80E9-1588F58472AB","product_id":"afde6ccd-1e3e-4b8e-a6df-bbabeccd2dea","product_code":"J121/NHFS2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":344,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"4D8F7063-2AB4-4DF2-8381-0EA873466A92","product_id":"e3fd5104-19b6-413e-b4a7-bb086c3bc948","product_code":"J141/NIHM2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":351.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"E0F891D0-CFD3-4D17-AABF-01BF4FA3C59B","product_id":"3cc7d147-f777-4eff-b659-a4c7baed3e3d","product_code":"J142/NIKR2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":358.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"5ABA5DAB-6155-4A7C-B6C2-5BC777A74D8B","product_id":"e9965749-6d22-4c48-8bef-861683c6e22b","product_code":"J144/NIXS2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver","premium_monthly":374.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"EA017C31-AAE5-4B2F-87E2-CDF4B5179987","product_id":"a88edf64-a03e-459d-9144-e501a614ae29","product_code":"J144/NIXI2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver","premium_monthly":388.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"58F1F3C9-3AD1-4086-A2E6-B509B606E3AD","product_id":"65eb6df4-1a1f-4b84-a3e0-f9f87bd39862","product_code":"J121/NHFY2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":391.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"72B5AD47-E042-4B72-87FE-DB00ADC559AE","product_id":"18e47c54-7888-45a6-97e0-cb37231d4fb7","product_code":"J137/NHXT2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":391.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"40FFA6A0-00D6-4093-A388-1F5B68C96514","product_id":"3af60d31-261b-4d92-b144-27638e99e3a2","product_code":"J142/NIKS2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":393.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"859A8ABA-BF46-4B86-9EDF-F6401620AA2D","product_id":"4cf17dee-9e17-44b4-abc3-632ed638198f","product_code":"J143/NIUB2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":395.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"962749C4-06FE-4FB1-B7EF-39E4F97DE4EF","product_id":"b03a8149-9da0-4e5b-85b8-b661b239d832","product_code":"J137/NHXM2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":412,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"9219C259-4493-45A0-9F47-E90F08871BBE","product_id":"20399992-2ed2-40ee-847e-3b5b73f70811","product_code":"J143/NIUL2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":416.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"64702506-60BE-4101-9188-6C5ABCC7BF54","product_id":"b1fe9f60-d912-4d0e-97d9-d7be5c5f84b1","product_code":"J121/NHFV2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":428.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"4689FD5C-CE35-4DA7-B8D1-9673BBF7223E","product_id":"b07293d1-8296-4faa-a3e7-81d07f198a31","product_code":"J144/NIXR2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver","premium_monthly":466.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"20BD9397-0C5F-479C-9D9A-5D54D2F334CE","product_id":"a6498364-ce99-4d7b-b6f1-0d22dcfae908","product_code":"J145/NJAJ2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":473.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"0496FF16-6E46-4DF9-B13B-9701E2F6A2F5","product_id":"760aeb7f-5f80-4728-a34b-3f5b9c1ed9fd","product_code":"J122/NHJD2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":474.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"8D193D0B-A25E-427D-8C70-5B3911A634BE","product_id":"a3a4f033-bb10-4da5-ac20-64617a4637b7","product_code":"J77/NINL2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":477.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"B3B8064C-A0C8-4F29-BF95-E7CF6860464C","product_id":"e750bac8-fa32-4afa-b333-4c2d3976ec91","product_code":"J144/NIXL2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver","premium_monthly":483.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"1AD5E9CC-5FEB-4CD9-A04B-36DCD7F0EF25","product_id":"8d302eb5-6cf3-46bd-a9dd-75fa87cfe298","product_code":"J137/NHXS2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":487.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"0C9141D0-2C8C-493E-AE75-12CF35DB3D24","product_id":"30ddb18b-6553-4fe2-a999-58f5ddf117c7","product_code":"J122/NHIZ2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":494.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"11639C6F-BC2A-4112-9766-98441F711DD7","product_id":"0cec0c03-45ef-4d67-9b74-402ffa34fdd4","product_code":"J137/NHXP2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":512.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"8220441C-AA10-457D-8D8D-8048294D4FFA","product_id":"cfa6f3d1-d1dd-49ef-8d86-9ce539cb9c2e","product_code":"J58/NDOP2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":550.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"1C94940B-9FD5-412F-8CB7-C2E6AD65097D","product_id":"f12cecb0-9a90-4289-a1a5-a490244a929b","product_code":"J58/NBBG2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":575.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"86CD6817-DC7A-4D4E-A85E-81128238F7EA","product_id":"4196bc53-05fe-435e-9ee5-b606ad6020c7","product_code":"J145/NJAM2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":589.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"2BF8A69B-7618-42B2-A6F9-B4309FEB1285","product_id":"93ca6006-6bb0-464a-a9d6-9c43d62f5547","product_code":"J122/NHJI2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":591.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"0DC47D63-52AC-40DF-85C7-91517EE3B1DE","product_id":"b3210728-f1c6-4827-a7ce-6f0c6a8907b5","product_code":"J77/NINO2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":596.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"A3782C42-52B7-4210-A72A-A879BB046F6B","product_id":"e36dc862-06be-4fee-a84d-91ee84640888","product_code":"J122/NHJC2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":615.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"DB5A27F7-5A02-4A98-887C-A4F2350B0F72","product_id":"5a3bd060-d766-4ece-8759-2d6d71c97ac4","product_code":"J58/NDPY2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":684.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"8B18A6F2-3A04-41A0-846B-CB6CDDAC17F6","product_id":"68a68116-5d97-43ee-adbd-6425d2e046aa","product_code":"J58/NBBJ2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":716.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"E5109207-4F85-41CF-824C-5C64A5342EC2","product_id":"9747da6a-ba15-4b37-a208-2c4aa1a91926","product_code":"J139/NICC2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":792.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"879D170D-5A75-4F41-80C8-C9AA7413579F","product_id":"1d2da0fc-f986-423e-b02f-92113a76b70c","product_code":"J114/NGWH2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":852,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"5090CC4B-1DE2-436C-901E-B336FBA6CDBA","product_id":"8d771ba5-ce2f-4256-b38e-4b91d323835f","product_code":"J138/NIAM2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":863.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"26A1A292-D4C6-4441-9E7D-C390FBA7DBAE","product_id":"cc423753-a465-4012-8bfe-065c37b66eff","product_code":"J114/NGWB2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":876.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"52DA9D91-2D1F-476E-8745-3D1C57439382","product_id":"dcadb0c1-9637-4b99-87af-ef7b9f04e103","product_code":"J114/NHMA2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":942.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"},{"product_item_id":"C5EE638F-6A5A-49E2-AE78-E1D4DBEC4003","product_id":"877314c3-402c-4b37-a0a1-ce5cdbcd058a","product_code":"J139/NICG2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":980.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"FD2F68E5-3AB5-4715-950A-961FD4BC708F","product_id":"3964635a-f686-44ed-b2dd-2be3548ebb52","product_code":"J114/NGWG2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":1054.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"BE6CAA02-5D90-4E45-B766-8215970E0831","product_id":"5049645c-4f0f-491c-a974-1361d73660ba","product_code":"J138/NIAP2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":1069.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"CB46FED1-F1EF-4FE3-891F-D0188A27A2AB","product_id":"917c9a14-0aad-4cf2-a0dc-96ab41bb74a3","product_code":"J114/NGWD2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":1085.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"82C3A445-9DA1-4C8E-BFBA-9E6F45F6D9A9","product_id":"5e4f43e7-877b-4daa-82c0-eacc67ecc254","product_code":"J114/NHMD2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":1167.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"},{"product_item_id":"1B0C7F0B-8258-42FF-BA2C-C38E68A16C5F","product_id":"34adcf60-b4cb-4c8f-8987-d9644fa5a6dc","product_code":"J69/NECY10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"starter flexi basic","product_type":"combined","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"basic","premium_monthly":158.05,"premium_hospital_monthly":0,"premium_extras_monthly":158.05,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":5,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras1","other_features":"This cover also includes Accident Override and limited medically necessary ambulance.","funds_product_code":"A7G"},{"product_item_id":"F3C8AF03-64DC-4F08-8B6C-23344A32A638","product_id":"4d0cdf7a-89d0-4464-819d-9f453928f80c","product_code":"J69/NBGA10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"starter flexi basic","product_type":"combined","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"basic","premium_monthly":164.8,"premium_hospital_monthly":0,"premium_extras_monthly":164.8,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":5,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras1","other_features":"This cover also includes Accident Override and limited medically necessary ambulance.","funds_product_code":"A5G"},{"product_item_id":"F5554DBA-163A-4644-AF92-9ADECA73AECB","product_id":"5accc367-bcb4-4cfd-9199-b91e70a2aae2","product_code":"J103/NFRG10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":203.2,"premium_hospital_monthly":0,"premium_extras_monthly":203.2,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R7H"},{"product_item_id":"ACC60C7C-5343-45DE-8022-4737DF95EF5E","product_id":"f0b1777a-4481-48cd-afd6-aa16085faace","product_code":"J103/NGDC10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":211.45,"premium_hospital_monthly":0,"premium_extras_monthly":211.45,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R0H"},{"product_item_id":"B53CB703-C8D4-4B6B-B0D5-1C479BDBC960","product_id":"d07723cb-a950-404d-9c96-cefcd7db1f2d","product_code":"J106/NFVT10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":239.05,"premium_hospital_monthly":0,"premium_extras_monthly":239.05,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"CD55B013-22DF-4648-BDD4-9FEDFA2923D9","product_id":"7f660600-7045-4fce-bdb5-76868df7ba74","product_code":"J106/NFVV10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":248.2,"premium_hospital_monthly":0,"premium_extras_monthly":248.2,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"AF079C18-CA14-4E5B-AC03-65DC4D1141DC","product_id":"3497e68e-1d1f-4302-bdc4-f0f2bb016a5a","product_code":"J71/NDWB10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":292.7,"premium_hospital_monthly":0,"premium_extras_monthly":292.7,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"D129DA02-F377-452B-B302-0D63C4108353","product_id":"efdcc3a3-7867-476b-9fb2-a9a1c33dfac4","product_code":"J71/NBGC10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":304.7,"premium_hospital_monthly":0,"premium_extras_monthly":304.7,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"D730C93B-6E82-445F-ABEF-2BC6FEA2F472","product_id":"3530d660-fe41-4d44-b978-6324f88759df","product_code":"J72/NDYS10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":368.45,"premium_hospital_monthly":0,"premium_extras_monthly":368.45,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"5609331A-182E-4D77-9C35-C8F0E2BC5CE4","product_id":"3e4bd381-cc2c-462b-8903-590728ca08ec","product_code":"J72/NBGD10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":381.35,"premium_hospital_monthly":0,"premium_extras_monthly":381.35,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"D91D951F-E155-490C-B373-2E0364B1FBAB","product_id":"500fe760-0c62-4dd5-b0d0-c199b45cba90","product_code":"J131/NHNT10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"basic","premium_monthly":102.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"E04EB459-5D2A-47D4-B9FB-B644B3F3FA4D","product_id":"746e0d2d-4fc1-4b78-bc52-e87f8290a89e","product_code":"J132/NHQZ10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"basic","premium_monthly":108.75,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"14E39328-A172-4695-ADB4-5BFB3172188D","product_id":"d43d8ffe-3a17-4675-b21d-f039bf28ab66","product_code":"J132/NHRE10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"basic","premium_monthly":115.25,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"C76FC316-6F49-4E54-B99F-D1DA7F81D38A","product_id":"e1044709-0d2f-406a-9228-642d1b939c1d","product_code":"J133/NHUF10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":117.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"FC515CB7-DC26-43D0-BD68-B7049B06D27E","product_id":"14aab87d-78a2-4981-8233-c55c96cb2095","product_code":"J133/NHUK10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":124.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"65FB2C50-54FB-4ADC-B197-8D54AAB6A09D","product_id":"19240489-0104-429a-b21c-51165fc418cd","product_code":"J140/NIEG10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"bronze","premium_monthly":124.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"70091770-9835-4025-A3DB-BF62A1CF48F7","product_id":"dbbea450-acbb-49a7-b3ec-5aa79ebbd0fa","product_code":"J141/NIHD10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":130.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"3781D6CE-119B-49C4-A050-3A36B979C261","product_id":"334c0448-12b0-4149-9751-cbc0a513ec86","product_code":"J140/NIDX10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"bronze","premium_monthly":136.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"DB3B3C5C-5AE3-429B-ABFF-771CC4337947","product_id":"0aa1c798-36c4-48e2-b27d-a3f48e8c00aa","product_code":"J141/NIHI10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":143.65,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"224A5D25-B6AC-43A4-A9DF-984ABC9393A4","product_id":"752e9177-e235-431e-b660-168bc75eead7","product_code":"J142/NIKQ10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":146.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"8F123E04-951F-4CC7-BF6A-DEED23DBB910","product_id":"7ae37078-19c1-4e33-9c48-6b22d4336d24","product_code":"J121/NHFX10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":157.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"4A416A47-5651-421B-94A7-22A8C260830E","product_id":"698406cf-fd44-463d-a5ce-d7c2edf5bb9f","product_code":"J142/NIKM10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":160.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"0E1B3E49-EB7B-4A3D-A4DD-3A13BE032CEE","product_id":"a3deee2e-6939-443d-a2c3-a2a630cafda5","product_code":"J143/NIUE10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":161.25,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"72DA2787-29E5-4E1A-8F32-06B174AB9267","product_id":"24419a3f-46ad-4081-a24d-75a854c3105f","product_code":"J143/NIUH10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":169.75,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"D49D51B9-4E17-4A86-AAD3-B9E76B51E164","product_id":"9710fa9d-b894-4859-b24e-a2581e724852","product_code":"J121/NHFR10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":172,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"F78DB6A2-A2C1-4979-BDB6-2E407C411656","product_id":"f594c06b-cbea-4251-ad3c-258816de2b0f","product_code":"J144/NIXQ10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"silver","premium_monthly":187.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"89EBE22A-202A-49BD-9625-6F5440227CBA","product_id":"b999abb4-1447-4133-8409-40760dafae59","product_code":"J144/NIXH10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"silver","premium_monthly":194.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"0F35DA96-6F30-4E41-8D1A-9E2F5082622E","product_id":"f4208c95-0c54-40fe-a0f1-fe3bdd986e8d","product_code":"J137/NHXR10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":195.85,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"6A1C2386-A25D-42FB-84C4-FE6646E2DFCE","product_id":"1f7d3394-84f6-4507-b92a-369ff5bb424f","product_code":"J137/NHXL10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":206,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"70B6FEDD-1593-49B6-AAE4-E1E81F509D67","product_id":"c1c88ecb-d805-49c8-8880-2fc676dd7f92","product_code":"J145/NJAH10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":236.75,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"DA8603F5-922D-406F-9232-1E72AE7D8A23","product_id":"02f8c331-dc63-4749-8327-24ea790e3e41","product_code":"J122/NHJH10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":237.45,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"04D4FED2-E4B2-46A0-9FF6-552310B358A7","product_id":"d80a2ed5-92e6-4404-b574-aa405c702740","product_code":"J77/NINJ10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":238.75,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"8143F45D-AF05-47B0-9E11-F89600D98F1F","product_id":"fc3163dc-e5bb-4d37-b001-9138baff6b2a","product_code":"J122/NHIX10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":247.05,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"07B0F97C-F407-4714-B5B3-0180A0B4D730","product_id":"c9c01ec4-7c75-4b89-892c-6ec537406551","product_code":"J58/NDPV10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":275.15,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"2BF31115-FA35-417E-AE6A-B126DBDFD630","product_id":"268044ce-3127-40db-be31-4db976c8e3d9","product_code":"J58/NBBD10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":287.95,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"D4D23CDC-F10F-4889-B16D-FC635061A9D3","product_id":"6f0d87f7-c38e-4014-856b-1785fccf9560","product_code":"J139/NICE10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":399.95,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"65C4CF2A-A39E-4EF0-A758-A28728B9435C","product_id":"ce8afbe5-6a7d-4ab4-a20f-d0696ffd5e80","product_code":"J138/NIAO10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":443.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"5A5324F6-83DC-42E6-91E6-56C3E61219A9","product_id":"e94d2059-fba6-447f-a51b-db7bdc589ee8","product_code":"J114/NHLR10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":471.05,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"},{"product_item_id":"D918CAA7-C1CB-493D-B5BC-0758F1F6EC0E","product_id":"cd9d4e74-ff56-4fff-bffd-072efa2b57c9","product_code":"J114/NGWF10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":478.15,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"B780A399-5F6D-48CC-A047-B44CDA3C1504","product_id":"64e6c661-e5af-4a36-af1e-71d0b64930d7","product_code":"J114/NGVZ10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":514.55,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"AE1482FC-6401-49B4-B281-A49C3FF72DB9","product_id":"bdd14e6e-0608-44a1-82e7-d457e97e5ace","product_code":"J103/NFRK1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":350.7,"premium_hospital_monthly":0,"premium_extras_monthly":350.7,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R7H"},{"product_item_id":"998445E9-6007-4B5F-BBC3-B2264690A60F","product_id":"1eee8697-5093-49d3-ac0a-776a865bbf01","product_code":"J103/NGDF1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":364.7,"premium_hospital_monthly":0,"premium_extras_monthly":364.7,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R0H"},{"product_item_id":"A687256C-E108-4381-9B4C-D6CF5D217489","product_id":"4a441435-b99f-422b-b347-72d16d9fa8ba","product_code":"J106/NFWS1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":411.8,"premium_hospital_monthly":0,"premium_extras_monthly":411.8,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"A5230666-09F8-4DEB-B4E1-244BDF35AD92","product_id":"1b36a015-dc07-4002-92de-ab011034ce14","product_code":"J106/NFXB1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":427.3,"premium_hospital_monthly":0,"premium_extras_monthly":427.3,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"A68B859A-96B8-45DF-953F-B64D608AC540","product_id":"3b2c0a5b-7982-451c-a8f5-24bdbdc9ef7f","product_code":"J106/NFWJ1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":478.1,"premium_hospital_monthly":0,"premium_extras_monthly":478.1,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"B8042500-771E-4DF7-9580-3BF5806D48DD","product_id":"83859242-af4f-416e-bb29-422b8a52768d","product_code":"J106/NFWH1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":496.4,"premium_hospital_monthly":0,"premium_extras_monthly":496.4,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"C4AE0AE5-4C23-4F24-95DE-C5F12A2EA4A0","product_id":"f61695b1-9097-4408-aab7-580b486af088","product_code":"J71/NDVR1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":503.1,"premium_hospital_monthly":0,"premium_extras_monthly":503.1,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"A0240F5F-4586-4B05-9C4D-6B82FFE0D127","product_id":"489b587b-a768-410c-b226-fc353c8c5600","product_code":"J71/NBJZ1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":523.4,"premium_hospital_monthly":0,"premium_extras_monthly":523.4,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"4E806455-C8BE-4573-BB8D-0C3546D8560F","product_id":"80aa5147-6a3e-4c30-9b58-f6b1d3bfe663","product_code":"J71/NDVF1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":585.4,"premium_hospital_monthly":0,"premium_extras_monthly":585.4,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"2CAB5641-4C61-4ABB-BDC1-3A21ADEC6C6B","product_id":"bb4efc87-22a5-4031-ba82-1150005ab0ea","product_code":"J71/NBKB1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":609.4,"premium_hospital_monthly":0,"premium_extras_monthly":609.4,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"5F2830E1-D17B-4662-B8B7-07560115989E","product_id":"287d54bd-1423-41d0-a233-483bf1c6b679","product_code":"J72/NDYI1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":631.4,"premium_hospital_monthly":0,"premium_extras_monthly":631.4,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"1F74FB31-B26D-49EB-A26C-2E11A551F286","product_id":"71c9c230-8f40-4906-b362-b4b748b98132","product_code":"J72/NBND1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":653.6,"premium_hospital_monthly":0,"premium_extras_monthly":653.6,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"FE24A9BB-23F8-4F18-8857-D59C0AA7BACD","product_id":"a08cc557-d90b-4dae-9426-e08e02ffac8e","product_code":"J72/NDZM1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":736.9,"premium_hospital_monthly":0,"premium_extras_monthly":736.9,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"B7A69CB1-7969-4BED-973F-2E295F409246","product_id":"86e2006f-5468-44ef-830c-547176127e33","product_code":"J72/NBNF1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":762.7,"premium_hospital_monthly":0,"premium_extras_monthly":762.7,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"46572E53-DAD7-43CC-B894-4E7E0B676D81","product_id":"4e69c593-8c61-4440-a3e3-e03008bc6968","product_code":"J131/NHNV1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":177.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"FDC29B5A-64A3-457B-A0EB-5DAC1C5601B5","product_id":"ed3aae2e-2138-4913-977a-4ef1df5ab122","product_code":"J132/NHRB1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":188.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"FECC000F-5547-46EC-B78E-48E571780466","product_id":"38d4cd65-6caf-44c6-8f43-fcfa0e1b5d53","product_code":"J132/NHRG1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":199.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"FDFCFE74-99C9-4C91-BE99-07CAC77E4C34","product_id":"959916b6-263a-4e7f-8316-3b92fb7a881c","product_code":"J133/NHUH1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":203,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"D3A5114C-1309-4A42-A649-9A49D7CF9B82","product_id":"dba0a228-f4a3-4773-92fc-9326725c3ab5","product_code":"J131/NHNW1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":205.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"4D4F07F7-2C6E-46B1-8BBE-CB72479FED99","product_id":"5397b5ae-ae42-4368-9a6e-5bbbc755a18e","product_code":"J140/NIEF1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":215.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"6BA1B706-84B8-4A52-8B18-C335A1C03991","product_id":"7305c0fa-d880-4a8f-aaa6-319b56324f20","product_code":"J133/NHUM1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":215.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"3C97CAC5-6230-45E2-A139-3A62DB302EA3","product_id":"6b0db711-793f-4b9f-9bbf-f409f7334f28","product_code":"J132/NHRC1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":217.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"E36418F8-8D3C-40EF-97BD-280FE34E1CDB","product_id":"e2fc3707-7b01-4245-8115-613bd41167d4","product_code":"J141/NIHF1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":225.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"D8A6705D-4D48-431C-9540-874C66367B0C","product_id":"38991453-cebd-40c6-b3c5-7e3988aace97","product_code":"J132/NHRF1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":230.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"97E00432-D4A0-467E-ABD3-A848EF045098","product_id":"7b225c44-814d-4d0e-824e-11f9402bda96","product_code":"J133/NHUI1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":234.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"A3DE4760-5720-4512-88FB-2C73DFF28EB3","product_id":"cf82ef93-719f-484e-8674-1e50298fb4f1","product_code":"J140/NIDZ1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":236.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"60265CC7-4566-4B7B-A816-CD8CD94E33A4","product_id":"998193f9-7bbb-401f-a593-1bdba530234f","product_code":"J133/NHUL1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":248.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"AA40725B-C77A-4FDC-BE25-B1746D149F39","product_id":"d1f7e549-c6c9-4ede-a154-68a5fcb2e785","product_code":"J141/NIHK1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":248.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"F81E26AF-9B24-4B39-8FCB-83C7E3B88513","product_id":"7257010b-661e-437b-b882-a716c832544c","product_code":"J140/NIED1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze","premium_monthly":248.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"74227D67-A591-4A76-851D-CB68845C1463","product_id":"d602909a-6a5f-4fb1-993f-c216d13cedd1","product_code":"J142/NIKN1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":252.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"E1F7C47A-86E8-48F2-A284-DA182F7B887B","product_id":"d95b28c4-0b8d-451c-a0e0-061b102c6434","product_code":"J141/NIHG1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":261.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"3BB1693F-2587-4E97-BE55-CA4E7A821F17","product_id":"bc6204fd-668d-40aa-838c-403d289e0fbe","product_code":"J121/NHGC1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":271.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"89ED702C-34E2-4E81-BCEE-78F031492893","product_id":"2e88cc9d-ed0c-4536-ab46-7e1feca3f7f3","product_code":"J140/NIEA1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze","premium_monthly":273.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"B429E220-04BC-4EBD-9051-7AC124451480","product_id":"7221a25c-c899-48f7-8248-5c0130b8f25a","product_code":"J142/NIKJ1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":278.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"56651960-0A93-4503-8E05-EBE2DA3C4ED2","product_id":"595b575f-ae22-4571-b0f1-92034d48c398","product_code":"J143/NIUC1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":279.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"2CF7223F-227D-43F5-B2A9-F50A2BF61D74","product_id":"0335a78d-a4a1-480f-9e75-6ccb4714cb16","product_code":"J141/NIHJ1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":287.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"50EC5AE4-3D82-4792-BC5F-3FC25014B801","product_id":"7f7bf5f7-1579-4bec-9ee8-7cfb7b22b955","product_code":"J142/NIKU1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":292.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"A483B4B6-F9EE-4B9E-868F-04AFFC0091BD","product_id":"ddc6efce-2805-4b05-87ef-89625520d2bf","product_code":"J143/NIUM1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":293.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"46B52362-D698-4C58-8CAB-C18DC8D49C32","product_id":"1fd29f1f-5eec-4ca6-bc57-71ae46e757b4","product_code":"J121/NHFT1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":296.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"C7EDE7DA-9095-482E-AFD8-F9113BF407E7","product_id":"89a29b0a-7486-4712-a3df-fe82dc3f7404","product_code":"J121/NHGA1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":314.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"FF61BCFD-3D68-4487-BD0C-DCDC02F05BA4","product_id":"9edefdb4-3c2b-4883-aa16-6631d75d86b5","product_code":"J142/NIKT1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":321.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"355C5FFC-E9B6-4C2C-9727-0C3919A36225","product_id":"e1e2e876-3141-4f3b-bf0d-6043052a68d8","product_code":"J143/NIUJ1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":322.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"F8B80421-9D72-4E79-800F-A7845E67EE41","product_id":"cba3f87c-d80e-4077-88fc-4c81a51cf07c","product_code":"J144/NIXP1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver","premium_monthly":323.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"4C6A42E6-64D0-418D-9F39-7A473DD4DB5A","product_id":"94c81531-5db5-45da-b3f7-8a7026a2e33d","product_code":"J144/NIXJ1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver","premium_monthly":334.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"DC5A9799-AECF-4088-8285-4F66797EC285","product_id":"e3d1c8eb-3362-41f6-b31b-fa6c86abecc9","product_code":"J137/NHXW1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":337.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"455EEDB2-B186-4E97-9C9F-52BEF93B5A31","product_id":"6240df00-6edf-482e-b13f-2b5826ac8ec8","product_code":"J143/NIUG1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":339.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"A1A6E527-A938-4C9E-986E-6A8EE55B333E","product_id":"ffbac752-07ef-4c5e-b148-d6d62691a7c1","product_code":"J121/NHFU1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":344,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"0A2D2ABC-B5BE-46D2-8060-5AB342EEABC2","product_id":"8cc05079-d252-4039-99a2-2a150cf3bfea","product_code":"J137/NHXN1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":354.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"98BEDB45-C4FE-464F-AB86-4056D06635C8","product_id":"fc0274d4-98e3-426d-980f-670327a5b526","product_code":"J144/NIXN1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver","premium_monthly":374.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"C36EDC52-0F88-4855-B124-BCD5AE426D24","product_id":"9f515026-0b6e-4d1e-a76b-6822296fe406","product_code":"J144/NIXK1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver","premium_monthly":388.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"57C24DAC-C1A6-4C33-851D-9545F91C93AE","product_id":"c3b32571-e7c1-4938-8bc1-2eeef8bf1359","product_code":"J137/NHXU1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":391.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"D8A0037A-7881-4B8C-BB42-5911436D9F1C","product_id":"b6c80082-58ff-445a-be5c-e8de7ad98c9b","product_code":"J122/NHJG1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":407.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"F80DC342-7A25-4060-A0FF-C2DBECADD39E","product_id":"9c9a8a1a-ea71-4561-8827-3d6551d8cbb8","product_code":"J145/NJAK1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":407.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"5B829E18-BB88-4897-A7DB-CD943574BBCE","product_id":"a6726c73-8692-40d3-b725-d8b961a2425b","product_code":"J77/NINM1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":410.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"29C9EC85-9295-4E6B-8E4A-FA0443843D5B","product_id":"1e828e12-e741-4a14-a756-a9b3e8ceb8e2","product_code":"J137/NHXO1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":412,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"70A88606-A26E-4A8A-9BA4-FD462311B294","product_id":"5402ad35-26d8-475f-84ac-2f7923293a2f","product_code":"J122/NHJA1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":423.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"6F90DECC-1E00-4C6B-8976-B25A3503F78F","product_id":"c801337d-714a-451a-93eb-ccbbb21679a9","product_code":"J58/NDPL1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":472.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"9464CAFB-63BA-4D11-85C9-2837EE44EEBB","product_id":"fc4c8fb5-af69-4ce0-8ee4-3b835d30b425","product_code":"J145/NJAL1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":473.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"AB8EAB38-FF77-4311-A3C5-5092BBECEDEC","product_id":"d041c917-616f-4de7-acbe-f09c344cdf8b","product_code":"J122/NHJE1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":474.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"2A23666B-5DB5-4BCB-8D84-DE7521496F01","product_id":"a598b4fd-93b5-4657-9b61-62b91af81601","product_code":"J77/NINN1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":477.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"B9009224-92C9-41E1-8890-DBA5640C4424","product_id":"079a9f9a-81a2-4fbb-861e-b57ba52d1a9e","product_code":"J122/NHJB1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":494.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"87AD6574-6F6C-4335-A2E0-7BFF0E69B412","product_id":"910c74aa-78e7-4e6e-8c5b-5f2a05c89129","product_code":"J58/NBBH1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":494.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"972C6A7D-FB21-4340-BC90-948B43500BC0","product_id":"6b6dd865-bc99-409b-8a74-53dda7290c3f","product_code":"J58/NDOZ1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":550.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"A4A53B76-C881-4C35-A119-51BABAAF891D","product_id":"4ffaf76e-d87d-4ab3-9d21-32892f212e30","product_code":"J58/NBBI1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":575.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"FDD78475-4563-4753-B8B9-C336CF97328E","product_id":"eabdb27e-75d2-4e4e-ab8e-f557e65e4d1f","product_code":"J139/NICD1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":680.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"4692556F-A67A-4167-A796-6B56BBDE8F70","product_id":"ab2c21b8-967f-4754-8079-0a2d8f0864a4","product_code":"J114/NGWK1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":730.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"BFCC276B-084B-4F58-90B3-C7F3E055DE1D","product_id":"55e94b48-bc95-435e-9986-fdba78d3ef1e","product_code":"J138/NIAN1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":739.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"FA90AF3A-35C8-49FA-BC56-1459C642F84C","product_id":"858dacc2-d6c0-4362-a883-fc4ce85a6c63","product_code":"J114/NGWC1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":751.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"142922E5-AB6F-44DA-BE36-D9B2DFC3D477","product_id":"443a0591-88bb-4401-b7ca-8461219bb012","product_code":"J139/NICF1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":792.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"EC4C34D9-B2AB-492D-9E1E-ED7317564877","product_id":"8846e557-08ea-47c3-bc43-36a5c7cf1e07","product_code":"J114/NHND1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":806.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"},{"product_item_id":"D4FF95E0-44F3-48A6-BA93-F86F9E1F2FEC","product_id":"b1c58599-da49-4474-93ed-b39919d2e82c","product_code":"J114/NGWI1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":852,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"82974DB0-F289-4853-8DBC-B174F1E3DEE0","product_id":"d025fc79-532d-4797-9a39-d70148f157f9","product_code":"J138/NIAQ1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":863.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"B78DE59C-775B-46B0-941C-9E72989C8C6E","product_id":"d5b7b6c1-fcaa-4887-8c8e-3e8926605751","product_code":"J114/NGWE1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":876.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"302A9D61-56B9-45F5-BD66-3AEEF44ACEEE","product_id":"2652300d-99c9-4874-9552-d3dcdf77e26f","product_code":"J114/NHMT1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":942.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"},{"product_item_id":"420F9FD0-86B7-47A1-A018-26A2B9A65FA9","product_id":"3beab2bf-d66a-4a42-a0bd-30e8b57c4e81","product_code":"J69/DECW20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"starter flexi basic","product_type":"combined","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"basic","premium_monthly":137.5,"premium_hospital_monthly":0,"premium_extras_monthly":137.5,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":5,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras1","other_features":"This cover also includes Accident Override and limited medically necessary ambulance.","funds_product_code":"A7G"},{"product_item_id":"1312F8D7-3C67-4A27-9DD2-5E71B5B267B9","product_id":"1b17f803-8f90-4b25-9fa9-0f646bc5c97a","product_code":"J69/DBHH20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"starter flexi basic","product_type":"combined","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"basic","premium_monthly":140.8,"premium_hospital_monthly":0,"premium_extras_monthly":140.8,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":5,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras1","other_features":"This cover also includes Accident Override and limited medically necessary ambulance.","funds_product_code":"A5G"},{"product_item_id":"BC9B1B6F-B583-4E3C-A383-D5D09D7EFB55","product_id":"61673544-6fd2-4a78-bd72-85612123fdd3","product_code":"J103/DFQG20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":210.1,"premium_hospital_monthly":0,"premium_extras_monthly":210.1,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R7H"},{"product_item_id":"6A8F2ED2-82DD-42F8-844B-D6758912752C","product_id":"3b298901-d54c-4f1b-9b37-ded7ef3904a5","product_code":"J103/DGCQ20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":215.8,"premium_hospital_monthly":0,"premium_extras_monthly":215.8,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R0H"},{"product_item_id":"3B94213A-2296-44B2-B40E-E42C74F9A0CE","product_id":"beb4ba39-d821-49ac-9157-1d0cb5a6e971","product_code":"J106/DFUB20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":298.2,"premium_hospital_monthly":0,"premium_extras_monthly":298.2,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"7A64A2F3-297A-4400-92B9-08C5CDBC0BDC","product_id":"3c79e3e4-7f4b-4bdc-a3e3-73f87ff1f1a6","product_code":"J106/DFUJ20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":306.2,"premium_hospital_monthly":0,"premium_extras_monthly":306.2,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"E24E0602-4911-4A0C-9B7C-C33E6F0B8EF2","product_id":"c3df9e33-3311-4d58-af4c-a5d0967ee105","product_code":"J71/DDVX20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":313,"premium_hospital_monthly":0,"premium_extras_monthly":313,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"C3E91675-DD25-4C80-B661-CE72F311C546","product_id":"68a3abb2-6846-463f-bfa4-565d7cc5390a","product_code":"J71/DBLI20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":322.2,"premium_hospital_monthly":0,"premium_extras_monthly":322.2,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"5F681A9C-0700-47F4-9B22-91C9D4D25D50","product_id":"5d055fd7-bbfa-42b9-8250-97f8eaf4d049","product_code":"J72/DDYO20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":417.5,"premium_hospital_monthly":0,"premium_extras_monthly":417.5,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"3D2EB215-0DAF-4C8B-9027-6A00135DD7A5","product_id":"1250e5fa-64fe-4286-867d-99d7fb4bd5f8","product_code":"J72/DBOM20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":428.2,"premium_hospital_monthly":0,"premium_extras_monthly":428.2,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"6A376771-ABD6-4572-BD0F-6E84B46FC358","product_id":"102637fd-862f-49d8-91a5-746745e03281","product_code":"J131/DHNJ20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"basic","premium_monthly":78.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"33903B64-08F2-4A42-B08D-EF9100160106","product_id":"0fa71eb3-1b1f-4115-9bb3-d9a48f36fe32","product_code":"J132/DHQP20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"basic","premium_monthly":89.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"4CB3C608-B2C4-49A7-A699-C76A83A817A6","product_id":"299762eb-4c5e-42b4-b2ea-9c929415a71c","product_code":"J132/DHQV20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"basic","premium_monthly":95,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"C1DA6163-8116-45ED-A263-0BEB022CA488","product_id":"5f793414-3bdf-4f39-bce1-0e37cb56223a","product_code":"J133/DHTV20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":113.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"488E277A-4EA1-43A8-B416-A6CF71ACC40B","product_id":"4357977f-0898-4e36-ba57-5005d53eecb3","product_code":"J133/DHUB20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":120.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"C955E982-025D-408D-9D07-B8989902D888","product_id":"e54ba847-2f6e-4b61-a644-be685cb30ba0","product_code":"J140/DIDU20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"bronze","premium_monthly":126.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"5C33E322-9FA3-4E6B-BD9F-66B075056DDC","product_id":"b43bb5bb-69e0-42dd-a973-e145854142eb","product_code":"J141/DIGT20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":130.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"461E54C8-E2A3-4899-94D9-521BB93687F5","product_id":"d920b7eb-a3fe-4e1a-9a95-29a95da82c70","product_code":"J140/DIDL20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"bronze","premium_monthly":138.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"EA2302BA-E6D4-4EFF-B368-917CDC557F1F","product_id":"db2d907f-6c00-45b2-a3b6-840f7f187502","product_code":"J141/DIGZ20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":143.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"02EA087A-580D-43F4-809F-BEF746A17DF1","product_id":"c21924ef-cfe6-46c1-accb-175dcff04730","product_code":"J121/DHFQ20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":158.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"EB99C18F-408A-4AEA-A0A9-4BD4976AD835","product_id":"0414fc09-7e2d-4d34-98ba-d59c3c9af84c","product_code":"J142/DIKD20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":161.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"8EEA6600-AB40-4B9A-BE68-37C494355FF7","product_id":"e7ea38fd-9686-44d3-a235-553d6a4e5a83","product_code":"J143/DITP20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":163.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"6E0CC7E2-B47A-45C9-BB2B-1C223B08B53B","product_id":"b2bc2537-8865-4bdb-b65e-68cacbf0f346","product_code":"J143/DITU20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":172,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"CC4A9C50-59EC-4BED-8E09-C61CB3F87E70","product_id":"d3b23ad5-9cef-4933-9e9e-4b8fc1c5c2c5","product_code":"J142/DIJZ20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":177.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"DC3E6DC0-A25E-423F-9E4A-075D90824E01","product_id":"ada6b06c-7e52-41df-9c1d-00242f74eccc","product_code":"J121/DHFF20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":184.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"5F0866AD-91F1-4167-983C-22AED761BE07","product_id":"e112d5d4-d402-4f5c-97b4-ca6f7cf561cd","product_code":"J144/DIXE20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"silver","premium_monthly":194.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"87FA6F60-3E15-4389-8B23-A09CCF9AAF91","product_id":"f1cb0390-7b6b-424f-9b06-943a56055800","product_code":"J144/DIWV20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"silver","premium_monthly":201.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"D58B732B-1BD1-43A9-AEB4-40C54ACBA7F9","product_id":"f743cb81-450e-47aa-ae7f-ae9bbd0bba7d","product_code":"J137/DHXK20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":205.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"9905AF3C-8992-4B1A-9D9F-D1587D93F896","product_id":"e371c793-531f-4920-b634-fe49ae6f8181","product_code":"J137/DHWZ20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":216.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"4D2BAA5A-1727-4A9F-A9BC-76ADEDB986D4","product_id":"5f0f4026-0cfa-4eed-b4f2-b53873b8cb1d","product_code":"J122/DHIV20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":238,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"D3D562A5-676D-4BC0-A1A2-1216EBB992DD","product_id":"8dd7f94e-fc93-4ea3-b89f-7d7dbfe10c5b","product_code":"J122/DHIM20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":255.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"66A5F94D-90C8-4E4A-9601-03E4856A55D1","product_id":"31829a09-272d-4e76-b8f7-fc15d4cd01f7","product_code":"J145/DJAC20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":258.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"A2E343EE-221D-46AF-80A6-1A5729123191","product_id":"4b786519-3b33-475f-a84c-1340f0ab80fe","product_code":"J77/DINE20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":258.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"A1382323-9499-4FAB-9430-52FB7FC102FA","product_id":"eb6eff1e-f9ca-4807-b9c7-b70c36cc4068","product_code":"J58/DDPR20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":272.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"C0097EFB-CCF9-40E8-A985-4E445049551E","product_id":"921b926a-c77f-4fdd-993f-26409f955ca4","product_code":"J58/DBCH20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":283.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"F555C533-DD4A-4A1F-91AB-8C119E0DADD3","product_id":"9c0ba494-75c6-4169-8b65-9017ad02c207","product_code":"J139/DIBV20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":371.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"94C21090-2C52-4DC6-B3A8-2335775D458A","product_id":"5aac888f-5b25-4b18-a1da-5b8d0e8b9036","product_code":"J138/DIAF20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":432.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"375BEAD4-F203-4FD3-A7E1-F70040384CE0","product_id":"affedbcf-2a7e-4ea5-8f58-2b3190b8ab23","product_code":"J114/DGVT20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":436.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"1FC8AAF0-013B-4257-8B3C-801DB124FD79","product_id":"1a6e3648-df97-4994-8294-b0a9534f9a4d","product_code":"J114/DGVO20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":481,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"37A76996-A50C-476D-8714-553FBBBD6499","product_id":"feb57c06-ee07-4feb-8e2b-3763e8b5fd45","product_code":"J114/DHNE20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":561.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"},{"product_item_id":"42DC3C9B-6DFC-45D5-BCA3-84ACD68DB6E1","product_id":"0d53db65-7359-43a0-87da-5f6f3ba5410f","product_code":"J103/DFQK2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":231.2,"premium_hospital_monthly":0,"premium_extras_monthly":231.2,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R7H"},{"product_item_id":"FFD1EEE0-0423-409C-BCB4-5CEFA782812F","product_id":"312ce0b9-042c-4273-8078-5040d939d788","product_code":"J103/DGCT2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":237.6,"premium_hospital_monthly":0,"premium_extras_monthly":237.6,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R0H"},{"product_item_id":"1FBBEFBA-CD0A-4786-B1BF-C321EB02AAED","product_id":"0a56a25a-6240-4c34-bd44-456983e2f528","product_code":"J106/DFVC2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":328.3,"premium_hospital_monthly":0,"premium_extras_monthly":328.3,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"DBB8371B-56E2-4AAA-ABEB-C927A27B9047","product_id":"dcd62e1f-277f-4062-8802-e4b71dc64ae6","product_code":"J106/DFVL2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":337.2,"premium_hospital_monthly":0,"premium_extras_monthly":337.2,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"9D243AD9-1895-4249-97A5-99D297F2BDEA","product_id":"ace4ee33-157a-4d8f-abd8-0f544226b4e0","product_code":"J71/DDVH2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":344.6,"premium_hospital_monthly":0,"premium_extras_monthly":344.6,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"F3C6113B-0F6A-42A9-A2C3-107CE334DEF3","product_id":"27e22965-2c56-4131-a86e-dfe0bd0ee4aa","product_code":"J71/DBLK2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":354.7,"premium_hospital_monthly":0,"premium_extras_monthly":354.7,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"17F05DF2-E78E-4B25-BF74-CB821C0754BC","product_id":"ba2ff524-fc7a-4028-8588-7c747eb855bb","product_code":"J106/DFUY2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":425.2,"premium_hospital_monthly":0,"premium_extras_monthly":425.2,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"6CC4495E-91EE-41B7-9697-8B645D162A39","product_id":"65803dd2-aac2-4b67-8b91-1b98a57447f5","product_code":"J106/DFUP2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":436.3,"premium_hospital_monthly":0,"premium_extras_monthly":436.3,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"07D48D16-6999-4204-96A4-3B6FBA39ED80","product_id":"286995cf-19f7-4b0d-980a-f8657130a9c7","product_code":"J71/DDVB2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":445.9,"premium_hospital_monthly":0,"premium_extras_monthly":445.9,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"9773BB65-8ACF-440C-9747-AE978F6F4073","product_id":"dedcfbf9-57f4-40e8-859d-a53db19b4348","product_code":"J71/DBLM2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":459,"premium_hospital_monthly":0,"premium_extras_monthly":459,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"992E6DF7-C3CB-41EF-8B77-918850629254","product_id":"453f87e3-ae78-4590-ac6b-0595df61c765","product_code":"J72/DDZO2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":459.4,"premium_hospital_monthly":0,"premium_extras_monthly":459.4,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"EB55608C-F8CE-43E2-AAE6-AA9280AD82F6","product_id":"e2f03c1f-8373-4910-b906-715ca76c902a","product_code":"J72/DBOO2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":471.3,"premium_hospital_monthly":0,"premium_extras_monthly":471.3,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"BDD92262-8C50-4992-A291-7FF5196298AB","product_id":"4b56175a-cbc6-4009-b8c7-bf28fc76f2b7","product_code":"J72/DDZI2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":594,"premium_hospital_monthly":0,"premium_extras_monthly":594,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"34FC5877-F313-4316-9323-9DA17F6BCF1B","product_id":"a17bd8fe-84d5-43fe-97a7-ffb2bd4a838b","product_code":"J72/DBOQ2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":608.6,"premium_hospital_monthly":0,"premium_extras_monthly":608.6,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"39B76A44-CA12-4810-8DF8-6ACAEFA59130","product_id":"d6eab08e-fb68-4002-86d0-ada26761f114","product_code":"J131/DHNI2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":78.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"55C7A7B1-212B-476C-8CAB-586C63994DDB","product_id":"ae814d33-cbd7-4441-a79e-347e43439b73","product_code":"J132/DHQO2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":89.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"CCE0F892-3894-45A1-9D99-62E7CEB133CB","product_id":"41cbbb40-52b8-4ed0-abb5-0d4e72e20fcd","product_code":"J132/DHQW2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":95,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"C7B46141-F010-48A9-B65C-B22E223A9964","product_id":"a721f1b8-bc44-4809-8bb5-ccb1e8e8e4d7","product_code":"J131/DHNO2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":98.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"EA149B5F-92EC-48D5-A5AD-D68CE1FF45AA","product_id":"844aa05a-10c5-415a-b56a-8dfd01c05a3b","product_code":"J132/DHQU2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":112,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"E5D93F7B-4329-4085-87E2-C20ED8FE2F55","product_id":"c92ab3b7-19ba-47d2-8db7-12f42c86b324","product_code":"J133/DHTU2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":113.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"2C6F17CA-365C-4365-B4B7-D1D6B0A9AB2D","product_id":"4832c2a1-ee8b-4283-99fc-a73aac725cdf","product_code":"J132/DHQQ2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":118.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"8AB71665-109D-40A7-820B-63B4368884A4","product_id":"06e420c4-75cd-4fa7-88e3-efce2bb19933","product_code":"J133/DHUC2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":120.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"6C78D555-D729-4FF0-AB5D-E955E596BA20","product_id":"b1816819-8bba-4ce5-b435-78d2632b746d","product_code":"J140/DIDS2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":126.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"2152BE40-0995-4931-B281-1F3841B76D9D","product_id":"666ad1a7-f11f-4283-b0c6-2035713f9619","product_code":"J141/DIGS2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":130.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"29D68825-60CC-4B60-86DC-CFC8104ED7FC","product_id":"e2d8be9c-473e-4bcd-8217-9b0cc678f0ca","product_code":"J140/DIDN2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":138.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"6B039014-AEAB-42A9-99E6-7879E7C691D1","product_id":"51b32c84-72a2-460a-9c14-9206cab178e0","product_code":"J133/DHUA2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":142.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"CB309415-5316-44E9-A4A8-E1465E2630CD","product_id":"212de65e-f733-4c69-85bc-af0813c10a01","product_code":"J141/DIHA2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":143.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"7890FDB3-7D25-4E2C-A6A9-4937A72FB07F","product_id":"b54a00bf-2e82-4f8c-8f1c-ccb25c558312","product_code":"J133/DHTW2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":150.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"328D0571-E832-4FC3-B959-0001229CB511","product_id":"6f222f95-9505-43be-9a04-172146c3f29a","product_code":"J140/DIDR2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze","premium_monthly":157.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"7542DF5B-9E79-4F8C-83A8-908F972F8AF7","product_id":"88d372ae-73dc-498a-9370-467b29f9efd4","product_code":"J121/DHFO2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":158.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"B12AA00B-8434-4DA7-82AA-7DFAF3981BC1","product_id":"d9964d7c-629a-4aa7-b573-f7c75a0d16b8","product_code":"J142/DIKE2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":161.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"C5C7A74D-5E77-4B78-B201-9F2EE5A4E8F8","product_id":"00d633f8-f7ee-45d8-874f-865bc33f3b90","product_code":"J141/DIGY2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":163,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"C27CE361-94C7-4671-A8D6-C9D80E24151F","product_id":"b7e99a2a-926d-47be-9598-919c1318ecb1","product_code":"J143/DITQ2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":163.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"6628EA6E-BCD4-4CDA-BDBA-7F2DA54D6703","product_id":"82bec69a-1c86-4ff2-9a92-ca7119cc02b8","product_code":"J143/DITX2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":172,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"BE748C42-BC50-4F17-B2E2-43DA02E92C39","product_id":"be5a01f7-61a0-4e1f-871c-0f9d0a0cb7db","product_code":"J140/DIDM2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze","premium_monthly":173.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"458CB6D8-43A6-492B-9255-67E2058C5302","product_id":"62d3fd5a-96e1-458f-a30d-568d245f534b","product_code":"J142/DIKA2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":177.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"C57DD75D-926C-45EC-8938-231F9C81EBFB","product_id":"ea6b7f29-b8ca-4e40-94a8-1e86e9f716f0","product_code":"J141/DIGU2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":179.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"152E791F-11CA-40C0-AA5C-4795B1330892","product_id":"4469efa4-2c12-4ce9-8d70-7e34e8251949","product_code":"J121/DHFH2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":184.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"2839C0CA-6280-47CE-852B-DD43997B58E7","product_id":"61d0ae19-9393-4805-9865-d011ff17dffa","product_code":"J144/DIXC2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver","premium_monthly":194.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"229F9B37-00D8-4A18-88A0-D41A2660AFF4","product_id":"60abd0dc-967b-45a1-8ea4-51029f4d2a62","product_code":"J121/DHFN2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":198.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"BDAA6A74-EF3C-47DF-9F91-F04BFB1DAC75","product_id":"3d0b21f4-b6bd-42c1-a0c6-9f36fdb7e6b0","product_code":"J144/DIWX2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver","premium_monthly":201.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"8D5BAC2F-C274-486D-9297-8A5BD35F84AD","product_id":"0a50d3ee-01aa-4869-a0a6-856c407f3a30","product_code":"J142/DIKG2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":202,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"60546488-C2DA-45D1-8692-9D43E397D5D2","product_id":"2a9b0e56-557c-4a4f-b7c3-1fdc33d63ae5","product_code":"J143/DITY2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":204.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"9DC5DAEC-7B47-4C18-9C50-8395B0953511","product_id":"3b4a8da1-cea6-4359-868a-ed71f6102789","product_code":"J137/DHXI2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":205.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"5C4DDF4A-17AF-4A39-9302-F253A12E949B","product_id":"789c917f-7875-4ada-885a-11b3fc3614d1","product_code":"J143/DITR2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":215.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"513582C6-2522-4285-9239-F2A7E9198DFD","product_id":"53835883-972f-43e1-9a6c-7edd9ae90856","product_code":"J137/DHXB2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":216.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"5A37244E-AF4C-4325-B3EA-B31D466BD809","product_id":"33e6db69-2a27-408b-b8b8-2188706521d8","product_code":"J142/DIKF2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":222.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"F48E6A0C-54D3-4EE9-827F-BD99189C3C76","product_id":"1547b8fe-77e0-45e8-96b5-d7e12f6c641a","product_code":"J121/DHFG2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":231,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"E96918A0-CAC6-4145-A2F4-3EAC9AAFA48C","product_id":"c5890e14-9be7-4f51-8725-45b7b92c376e","product_code":"J122/DHIT2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":238,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"BD929CE1-4E3F-4AB8-B277-2C73CE7E6D1C","product_id":"a588514b-ae6c-4ff8-8a6c-76820788fe9b","product_code":"J144/DIXB2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver","premium_monthly":243.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"C4260F9A-0C55-4490-A865-57BDBF9A0C8D","product_id":"2bb04c3e-7c25-4486-8565-4493798364e6","product_code":"J144/DIWW2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver","premium_monthly":251.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"EE917F36-CD70-4F4A-9AFD-8811F255681A","product_id":"9a2fc738-d0bf-485c-9f61-c9ebb9f0f5ec","product_code":"J122/DHIP2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":255.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"594B3D94-C735-4235-843D-70814F2589C5","product_id":"57be36ed-c658-4bcd-beba-98d050b1c335","product_code":"J137/DHXH2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":257.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"6DA89D8D-2CDA-43F2-AA69-0E4B7887FDFE","product_id":"0de958f2-019b-44ca-ae61-315e5944d8d2","product_code":"J145/DJAD2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":258.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"B2C37605-2C9D-4217-B959-4961E444B01F","product_id":"0e81923b-3b41-406c-bc43-a4e964e48c4e","product_code":"J77/DINF2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":258.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"17798B37-D3A3-4EB8-A871-ED9135E98F3C","product_id":"dfd81c23-9410-446f-9727-ced6fea86c4c","product_code":"J137/DHXA2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":270.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"BC99C355-319E-42B9-B426-4D6AF50EF7B0","product_id":"f43c4155-5077-4357-802a-95dd3affce91","product_code":"J58/DDPB2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":272.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"842C9D7F-CD2D-4D79-B095-09E175F2AF83","product_id":"f85ce9b9-c86b-4b4c-80ae-81f478962e77","product_code":"J58/DBCO2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":283.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"FCBEA4A5-01BC-4D35-A946-3D67DF4B1F20","product_id":"d78e075b-0bae-4f98-9244-9a2958f7cb99","product_code":"J122/DHIS2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":297.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"F6BE0877-DE41-4407-9BCA-907AD95EE1FA","product_id":"8194d20f-dedd-426b-8276-f7ae35f9230b","product_code":"J122/DHIQ2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":319.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"31EA1EA5-3002-43E0-A40B-ED142902F7BB","product_id":"ddda5abd-7348-4fef-b40f-1d5889b6110a","product_code":"J77/DINI2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":323.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"95BD16DD-B168-4BEC-A3C2-2E80CDB104B8","product_id":"1ed1125d-b8bb-4a07-a62a-9ee7af869df2","product_code":"J145/DJAG2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":323.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"DF7FB0FD-5675-4B7B-A3E5-5D03F2C639AA","product_id":"f9f7712e-8f5b-4092-b671-256f6de05c04","product_code":"J58/DDOV2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":340.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"FDB22060-7A98-45FA-B4B4-3AC8A1E17A05","product_id":"c12f3c28-3d24-40bf-b488-2ae16322cf39","product_code":"J58/DBCP2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":354.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"71EB2AB2-C8D5-4887-BD3F-084AD375489E","product_id":"b494b4e9-4c3f-40dc-94a8-502a11917d22","product_code":"J139/DIBW2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":371.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"FD116B39-7A25-443A-B685-03AE6787A85B","product_id":"7d822279-ff65-4de0-8809-c8989af88896","product_code":"J138/DIAG2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":432.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"BBC14E61-82F0-4D62-8E40-239138A76AD5","product_id":"109bf0b0-3667-4086-9d7e-61cf6cf0e1ef","product_code":"J114/DGVX2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":436.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"197F971E-36BF-470D-9B9A-B1E3D6664C2A","product_id":"c3def404-05eb-4ce9-a78b-eca67c7526e1","product_code":"J139/DIBZ2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":464.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"41B70ACE-1905-4AC8-923C-AA628EC2603F","product_id":"473a5de2-3a4e-49d0-b614-c8214c8d38e7","product_code":"J114/DGVP2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":481,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"3404F802-51C7-4CA3-8DF4-E56A3A2E1231","product_id":"77f7c616-1aa8-4179-9323-f945e2d0b381","product_code":"J138/DIAK2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":541,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"92B8BBD4-5F54-4EEB-922C-A8C01CC4F02E","product_id":"12a0ae3a-85e1-4229-a105-7f119f1f6fcc","product_code":"J114/DGVW2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":545.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"5FBB4CAC-4B0A-46A6-A083-4AAB6688500E","product_id":"9dbd34ae-94cb-4e9b-a019-e602aa769c32","product_code":"J114/DHNG2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":561.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"},{"product_item_id":"84DECBDC-8AE8-49C1-874E-6A98B1136FB4","product_id":"c198ae4d-ec4f-43b6-a369-b65c2456a991","product_code":"J114/DGVR2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":601.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"9B65F376-1D02-4E40-A405-2777111796D7","product_id":"fb2be34f-8437-4ac2-8c90-1020ad50a4c4","product_code":"J114/DHMZ2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":702.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"},{"product_item_id":"7843E3A1-71C4-4744-9A4E-701BF90D2C28","product_id":"98c6f999-98d8-4eee-b958-3671d6b99780","product_code":"J69/DECN10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"starter flexi basic","product_type":"combined","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"basic","premium_monthly":68.75,"premium_hospital_monthly":0,"premium_extras_monthly":68.75,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":5,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras1","other_features":"This cover also includes Accident Override and limited medically necessary ambulance.","funds_product_code":"A7G"},{"product_item_id":"E483635C-8987-4E9D-A511-FA83DD984A71","product_id":"edec659c-2897-4786-9432-f50a24a73511","product_code":"J69/DBHG10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"starter flexi basic","product_type":"combined","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"basic","premium_monthly":70.4,"premium_hospital_monthly":0,"premium_extras_monthly":70.4,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":5,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras1","other_features":"This cover also includes Accident Override and limited medically necessary ambulance.","funds_product_code":"A5G"},{"product_item_id":"A080CEED-F3A3-4D9C-8FE0-9E1354DF073B","product_id":"a13c4c7c-2f63-40f2-b77a-bfac5c36cea6","product_code":"J103/DFRJ10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":105.05,"premium_hospital_monthly":0,"premium_extras_monthly":105.05,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R7H"},{"product_item_id":"0BF0AAD8-1C3F-456F-866C-1B0C56D3916C","product_id":"ae6fc2ca-4b54-4a4c-8614-e76b94f41528","product_code":"J103/DGCU10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":107.9,"premium_hospital_monthly":0,"premium_extras_monthly":107.9,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R0H"},{"product_item_id":"4C5FAFB1-5BCC-4E32-8362-C318D0A684F6","product_id":"5e578f65-7ccb-411b-a148-3f0cb3b92ab8","product_code":"J106/DFVU10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":149.1,"premium_hospital_monthly":0,"premium_extras_monthly":149.1,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"20362B0B-EC4E-41F6-9917-4CCFC721F193","product_id":"6307a657-e556-4f16-8a3c-d4a8c19ebdf9","product_code":"J106/DFVX10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":153.1,"premium_hospital_monthly":0,"premium_extras_monthly":153.1,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"7043C265-B6A2-4CDA-8786-03960DC65163","product_id":"e0a76a70-492f-4972-bced-1122d67e8def","product_code":"J71/DDWN10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":156.5,"premium_hospital_monthly":0,"premium_extras_monthly":156.5,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"E6272CBF-E240-4996-A5CD-ACBB1D1807E5","product_id":"e1534f07-1027-4edf-a0f6-e0b973a51f88","product_code":"J71/DBLH10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":161.1,"premium_hospital_monthly":0,"premium_extras_monthly":161.1,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"DAF476C6-E8C2-452A-8482-A4CACE7DF965","product_id":"7e7c662b-6bfe-4c38-b9ca-0a39d16b082c","product_code":"J72/DDZE10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":208.75,"premium_hospital_monthly":0,"premium_extras_monthly":208.75,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"BFBCE902-E00B-4653-ACAC-D1EEF23A2BA9","product_id":"194f2f6b-48d0-4fb7-963b-ac0adee40f9a","product_code":"J72/DBOL10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":214.1,"premium_hospital_monthly":0,"premium_extras_monthly":214.1,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"D916BC86-F18D-40EE-9A09-97872B24FEB9","product_id":"45061460-4f7f-4b85-9c06-b42663c386eb","product_code":"J131/DHNM10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"basic","premium_monthly":39.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"05377F90-007A-4C74-B956-3139E0C944ED","product_id":"c6f20fde-7e0a-4955-9807-a2caf804f996","product_code":"J132/DHQS10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"basic","premium_monthly":44.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"6A01C686-FA48-49C3-BA37-5AF642B8194C","product_id":"7a225a3b-5d3c-4b64-b82a-e06cbe79dfec","product_code":"J132/DHQT10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"basic","premium_monthly":47.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"03A0E3B8-4443-4613-8A99-017508D6F0A2","product_id":"5bbe8098-1f6f-48c2-8c8b-da572bd6e2fa","product_code":"J133/DHTY10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":56.95,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"FBB78897-F1DC-4D96-9017-5A6FA750C1BC","product_id":"2a6e0ef8-2584-47d1-b0d0-78feeb5d9db5","product_code":"J133/DHTZ10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":60.35,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"CBE9DD1C-D216-44ED-88D2-9E60354EB0CF","product_id":"cc9da09c-3364-4e03-a738-50ca0e35588f","product_code":"J140/DIDW10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"bronze","premium_monthly":63.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"2FAFEB9E-171F-486F-B91F-1C5C207B1DC4","product_id":"45a5a2f9-9917-409f-a21c-186efa4d4e9e","product_code":"J141/DIGW10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":65.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"0BDFC2C1-6A4E-4AB3-A760-96FEFED753EE","product_id":"518cbcdf-d6a4-4805-946f-a93438b206eb","product_code":"J140/DIDO10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"bronze","premium_monthly":69.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"E1465F24-C1A6-458E-94C1-880493688DCE","product_id":"04ea7c87-1dcc-4045-8c8c-65dc6f936d52","product_code":"J141/DIGX10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":71.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"EB18634C-1253-469D-86D7-008AF852C6A7","product_id":"1697ca1f-9584-4f89-aef2-1ea6ef8159b4","product_code":"J121/DHFM10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":79.35,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"7B49DBCB-CBAC-45FD-B5FC-794AA9E1E4F0","product_id":"2dd62047-1c3a-4336-9bd4-a2c1df2847d6","product_code":"J142/DIKB10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":80.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"4E157A8B-876A-4570-9B43-18311321E03C","product_id":"b8822d9d-b6fb-4769-8782-bfe49147ad12","product_code":"J143/DITS10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":81.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"7DF8626A-5598-4991-8901-69EB3CB8170C","product_id":"7eaf1ab6-04d9-48cf-8e06-5a3c21009d70","product_code":"J143/DITT10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":86,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"0F090EA7-9287-46C2-A377-777F122DECC5","product_id":"d9cd67d3-df9d-4f17-a7c2-9b0c6bd8a1d1","product_code":"J142/DIJX10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":88.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"05DDD6BB-134B-4F83-82E7-C22D69223FDF","product_id":"6e27128b-e9a2-4a11-b80d-00268b7613c2","product_code":"J121/DHFI10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":92.35,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"49FC0D55-A3EE-4448-B722-978DE60CA753","product_id":"6b9683f5-cb95-4e2b-89be-a345d5d0891c","product_code":"J144/DIXG10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"silver","premium_monthly":97.45,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"F8662F65-2144-4557-BB03-19D85446DA54","product_id":"4c126632-0782-4e99-9790-73bb62887e3f","product_code":"J144/DIWY10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"silver","premium_monthly":100.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"3A6DCD61-001D-448E-9223-35F440225192","product_id":"fbc96014-725d-44d9-8ec7-9acb21e32c76","product_code":"J137/DHXG10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":102.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"2B9E79DC-84F2-42A2-BBC6-319B1FA264BC","product_id":"b8502fcd-4559-4966-ba15-2aa03e973f93","product_code":"J137/DHXC10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":108.15,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"E23E477C-B0D8-4E34-9079-2605E58CA95E","product_id":"eb0d7107-c5e2-4b4c-bfb2-fd76cedc50f6","product_code":"J122/DHIR10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":119,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"C3609E31-6B4E-463C-AEF7-0DF5172EFE93","product_id":"bf596961-0e3b-44c4-a95c-4adda3305a20","product_code":"J122/DHIL10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":127.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"0E2AB57C-9FEA-4FEA-A287-D77361A04030","product_id":"897f46ec-39fa-49e4-8def-2f9990b1cdf9","product_code":"J77/DIND10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":129.25,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"8C6D3B76-D199-423D-A610-C70B4645E17B","product_id":"6dfc84fb-f313-42e2-97d9-b699bae6b765","product_code":"J145/DJAB10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":129.25,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"9BF38DBE-F08B-4BD7-9099-B8FD692EA059","product_id":"407fa0c9-5266-4fa8-b34a-a3621776dcca","product_code":"J58/DDOR10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":136.05,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"13C9F202-09F7-4E11-88B3-96A073F8CC6C","product_id":"f213b53d-0b36-4b7d-ac2d-9976ad39aa14","product_code":"J58/DBCB10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":141.75,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"F3ADE924-54E5-4963-A769-FFB0E8142190","product_id":"388e9da9-85a9-4059-bda7-3c65464db314","product_code":"J139/DIBY10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":185.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"CDB6948D-E651-4370-923A-C2F5DC521726","product_id":"0baea200-5597-4aee-a68f-6e26616b44a1","product_code":"J138/DIAI10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":216.45,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"03879D3D-2AA6-4529-8863-DA315980A7F6","product_id":"9ebd39c7-e608-4551-a2c9-a68bacaf985b","product_code":"J114/DGVV10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":244.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"AC097AB9-4E8F-4326-87FC-866806CDD4C8","product_id":"b1653085-cd3c-4a3a-aa20-6fc78e4d6aaa","product_code":"J114/DHMP10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":280.85,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"},{"product_item_id":"383B622A-1355-4686-9FAD-8C5E8B04AC4E","product_id":"5cb7f5b1-d93c-4d08-a68e-bd78b2d8be8d","product_code":"J114/DGVN10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":282.35,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"42EB6658-474A-4000-87EA-FCF275EB6898","product_id":"2cac727c-e750-41f3-b443-af230ed9e921","product_code":"J103/DFRP1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":178.2,"premium_hospital_monthly":0,"premium_extras_monthly":178.2,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R7H"},{"product_item_id":"E7F7B8E4-6C86-42D8-B7D9-E8051809982F","product_id":"9bd8ed0a-9206-41c3-b417-cd7c4c63cff7","product_code":"J103/DGCW1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":183.7,"premium_hospital_monthly":0,"premium_extras_monthly":183.7,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R0H"},{"product_item_id":"640E2963-1D3E-4CF6-8D0F-D18EAF2BC4B6","product_id":"8702d948-1ade-482e-9d12-6fc6bb78123e","product_code":"J106/DFWZ1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":253.1,"premium_hospital_monthly":0,"premium_extras_monthly":253.1,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"037EFA17-1B20-4956-8AE4-08171A7898BB","product_id":"e955e5f9-dccf-45ee-8b19-ec80b08a8839","product_code":"J106/DFXE1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":260.3,"premium_hospital_monthly":0,"premium_extras_monthly":260.3,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"F4C541E2-398B-4335-AB6D-680292F04E86","product_id":"0950b4ad-7646-4aec-b3b8-37bb7cb6f8d4","product_code":"J71/DDWF1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":265.9,"premium_hospital_monthly":0,"premium_extras_monthly":265.9,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"E75DD792-87AF-4333-8EB2-74A39A010A82","product_id":"5bcde05f-8a21-4474-a0fe-57eb84dad172","product_code":"J71/DBLJ1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":273.9,"premium_hospital_monthly":0,"premium_extras_monthly":273.9,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"96820AC5-2D98-44BD-85EE-343F411AD20E","product_id":"9d7ef890-2a88-4bbf-9ada-c7a010dfa34d","product_code":"J106/DFWM1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":298.2,"premium_hospital_monthly":0,"premium_extras_monthly":298.2,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"611590D5-A4FC-4639-B2EE-230D3034A3B2","product_id":"51a02a75-106c-4583-85cd-18da3d63791f","product_code":"J106/DFWQ1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":306.2,"premium_hospital_monthly":0,"premium_extras_monthly":306.2,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"35D0030F-A1BA-4C93-B604-579045C3FFD3","product_id":"9c5d1f64-133c-44af-b8b4-a026274f1032","product_code":"J71/DDVQ1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":313,"premium_hospital_monthly":0,"premium_extras_monthly":313,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"244E4F52-F515-46B3-9A85-6C014FC8C923","product_id":"c17b8361-9e18-4e10-8e30-fb05d872fa90","product_code":"J71/DBLL1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":322.2,"premium_hospital_monthly":0,"premium_extras_monthly":322.2,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"1B31D452-5467-4CFB-8A18-70736D9E470B","product_id":"679e4857-59b0-455b-b88a-b69cc5c0bd7f","product_code":"J72/DDYW1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":354.9,"premium_hospital_monthly":0,"premium_extras_monthly":354.9,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"D6D0C1D5-11E1-48E6-84D3-F0FCED85D555","product_id":"7d175702-0a4e-435a-9096-8ccdf028b50b","product_code":"J72/DBON1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":364.1,"premium_hospital_monthly":0,"premium_extras_monthly":364.1,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"C8E04F8A-F89B-4ACA-A9C5-1D469D105105","product_id":"3029b19c-d658-4a11-95eb-1c324e6b322a","product_code":"J72/DDYH1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":417.5,"premium_hospital_monthly":0,"premium_extras_monthly":417.5,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"C178BF69-04BD-4DC1-9ABB-EA7DC1D4E8DA","product_id":"cfec3335-de20-4c6e-8616-5f4025e8583a","product_code":"J72/DBOP1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":428.2,"premium_hospital_monthly":0,"premium_extras_monthly":428.2,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"64B1192C-0AB8-4F55-B541-C9641A289203","product_id":"30a35de7-34aa-4832-a451-cfb641cc5e40","product_code":"J131/DHNH1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":68.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"0DC0F19E-7A3B-4729-B979-02940285729F","product_id":"65d1598c-9b7b-4883-abe2-ba01a29a9a3e","product_code":"J132/DHQN1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":77.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"1C80902A-5AEF-43D9-9C12-59F1FE4C1792","product_id":"ddaf6ca2-3f1b-4ccc-9873-06490d9b11a4","product_code":"J131/DHNS1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":78.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"8DEAA679-10C8-41A1-AEFF-7E7859CDA90A","product_id":"f511a2c7-b600-4897-a9ef-31cb1b1899cd","product_code":"J132/DHQR1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":82.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"20C09ADF-3981-4274-94BB-57B9A50039A8","product_id":"193924f4-587d-40fa-9e3b-ac3d9f08b536","product_code":"J132/DHQY1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":89.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"F77333D8-DA49-4BAD-92C3-A12007C46EEC","product_id":"80e17b8d-a8dc-41ba-a496-d19898f787bc","product_code":"J132/DHQX1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":95,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"4FBA2B06-62BD-472D-A62D-2DDAA93B7377","product_id":"315dd376-07a6-4300-9761-7fc3dcaea0f5","product_code":"J133/DHTT1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":98.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"F05872D7-5F29-4474-BBF1-D0237FF865A4","product_id":"105612be-2da7-4719-86a7-7f6d7c1c8f40","product_code":"J133/DHTX1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":104.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"DABF2185-8775-4938-9909-01C07912ABD6","product_id":"66faaa2a-2d9c-4fa0-ac79-6fcdfeb0bc4f","product_code":"J140/DIDV1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":107.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"D7798C3A-B4E4-4FDB-9104-D97ECD655DE8","product_id":"1e30e8bc-1d58-4c48-9322-3a7249bc8d2f","product_code":"J141/DIGR1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":110.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"AC51BD12-239A-401F-BA43-79B01A28563F","product_id":"3137a835-d04c-451a-9413-3bb693257249","product_code":"J133/DHUE1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":113.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"2BB44A4F-4A42-4542-8E66-59133FCF5241","product_id":"08ef5436-eed7-41dd-8d92-7a8a17cf6be4","product_code":"J140/DIDQ1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":117.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"4C58F4EA-BEB3-4BB8-93CC-7811D13213FF","product_id":"e640bdb7-224f-4cb5-b37b-513e1e2bb614","product_code":"J133/DHUD1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":120.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"7B3EC019-1424-4E37-9D0B-1D982815C7A4","product_id":"13761ae0-61aa-410b-9b4b-f0be7903833d","product_code":"J141/DIGV1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":121.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"8D06437F-9D4A-4FCA-80B3-AA9315D083B2","product_id":"963b148c-294e-4eaa-9833-b75095be54a3","product_code":"J140/DIDT1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze","premium_monthly":126.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"CBF24E8E-74BB-4A41-8621-27B2ABF76840","product_id":"92899c6e-91e2-4dd9-ba4b-6d887522ff7a","product_code":"J141/DIHC1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":130.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"7C77FDA3-4E8F-4FD4-B11A-54A6DDDBF8FC","product_id":"4c39e46f-9324-4e3b-b4f0-370468b54d72","product_code":"J121/DHFL1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":134.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"5D74C9AA-7EE2-4D14-945E-5A5CFCE9E2B3","product_id":"9de812dc-26a7-4245-9820-948fb806869f","product_code":"J142/DIKC1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":137.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"64D9D0C8-301E-40F7-8638-890C67859F29","product_id":"7a45e7c1-e7aa-4b76-bc19-7e499fae755b","product_code":"J140/DIDP1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze","premium_monthly":138.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"218AEB1E-99DE-4368-BEE0-CF06F3A9122A","product_id":"94dfa3d7-0854-45cb-b8d5-5b82de143035","product_code":"J143/DITV1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":138.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"75D9D41C-F754-402E-A59B-FAB8DE9A8B1F","product_id":"d3797511-3523-4d52-ab44-a422e4713347","product_code":"J141/DIHB1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":143.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"3158BA01-A590-4E8D-AB81-B3A70B02267A","product_id":"955e25ca-3464-4bc9-8912-40d71a543c08","product_code":"J143/DIUA1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":146.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"EDB4AE9C-BCD8-4234-B733-9DF26E6E17FB","product_id":"28be533a-9ec7-4aa6-a5ec-53fea19f35b2","product_code":"J142/DIJY1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":151.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"EC5E2488-2170-447E-80E4-D785FE1FC23B","product_id":"5d66166c-07ab-40cb-bc3f-29bc40f6fdeb","product_code":"J121/DHFK1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":157,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"A67D664A-B376-4317-BB39-97974C8D9E08","product_id":"80e886ad-b756-493f-a0f1-ddbd99667f3c","product_code":"J121/DHFP1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":158.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"0CD12F3F-B96B-4B79-B6D2-AD172B7EE050","product_id":"4564080c-a73f-4b4a-a423-1d1130fc40c9","product_code":"J142/DIKI1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":161.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"AABF8F0F-7254-4697-A5F5-0AFDA4036B02","product_id":"24eae71d-d270-43ba-9e44-18f62b818aec","product_code":"J143/DITW1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":163.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"D308B61F-EE68-4BB5-8306-39DDECAC9B6B","product_id":"95df2d41-653b-4dbe-96b4-fa7acad5223b","product_code":"J144/DIXF1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver","premium_monthly":165.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"8A46784E-BCB4-4567-868E-4503C32CE9D2","product_id":"713e16c9-1fde-4464-b97f-9ee1265e0b56","product_code":"J144/DIXA1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver","premium_monthly":171.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"DCC015EE-A5F0-431E-B4D0-C945180865C3","product_id":"7614d3f9-5990-445a-94e2-a9f0faf6b4eb","product_code":"J143/DITZ1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":172,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"57DBA811-91FC-43C9-966D-6D380D6CF352","product_id":"373a351f-8cef-4b6c-b75f-89b03666d87d","product_code":"J137/DHXF1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":174.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"5CACC714-FBF8-4854-BACD-8BD72DD93658","product_id":"cc21f829-e6a0-4d0a-a184-92762820e751","product_code":"J142/DIKH1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":177.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"65DFB15A-C8C2-40F3-B458-8B10FA8AD88F","product_id":"bd1ff496-31e5-4e23-8296-b83875bab9c8","product_code":"J137/DHXE1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":183.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"DDBBF8A7-F76A-4863-AECD-826E8BEE2F6B","product_id":"b872e3c9-7eb4-4d38-885f-4690e3b0c9ca","product_code":"J121/DHFJ1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":184.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"CDBC27D8-73B1-497D-9667-B1E906C89C67","product_id":"96e6d3c3-75fa-4483-bf3a-c589d1dbf728","product_code":"J144/DIXD1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver","premium_monthly":194.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"508928E0-A205-4C0F-B9CD-C9A969B98345","product_id":"fb12a20b-7784-4721-97cc-0f3ed01576cb","product_code":"J144/DIWZ1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver","premium_monthly":201.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"13B88930-C346-497E-A247-3221AAC5F9E9","product_id":"026abeaa-77d3-4653-9516-af9a3c2d6b5e","product_code":"J122/DHIW1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":202.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"6A89BD67-20A7-4911-9413-0420B4AF3F4C","product_id":"5da89604-7dfc-4473-b6c5-af6f89f73b06","product_code":"J137/DHXJ1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":205.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"1E4458E7-798A-432C-BAB9-0CC317487717","product_id":"b6d83656-38f2-4b89-bacd-51bd264abf8d","product_code":"J137/DHXD1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":216.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"1705925A-F4B0-4C52-80FC-65A1B7A809A4","product_id":"7688d31e-8298-4af7-b084-334e1a90255f","product_code":"J122/DHIN1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":217,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"BDD8B62E-7411-4BDD-B889-AB8C51A8CB76","product_id":"00488343-da58-432d-be65-c450bac7cea8","product_code":"J145/DJAE1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":219.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"57CA706F-E028-40D7-821B-3010EE1D253F","product_id":"942e2e56-a147-498b-a102-3417914a08af","product_code":"J77/DING1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":219.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"0E74E45D-87E6-4CD7-88F3-A7A4684AE54D","product_id":"26f37180-8128-4ba5-b694-1d0853a64a88","product_code":"J58/DDPZ1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":231.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"8AB156AB-AE34-480E-94AC-BA6FB8316ACB","product_id":"2210dfed-ec52-489f-859a-3d48dacf64b2","product_code":"J122/DHIU1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":238,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"E79678B2-35F8-4F84-A94C-39FD4C2766B2","product_id":"01276eee-6057-4555-b6a1-6b2a1f4d85fb","product_code":"J58/DBCM1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":241,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"5F72C70D-51D1-43F7-AF64-8187EB3832DE","product_id":"836d07ef-7dae-47e5-a843-fae40fa2cf7c","product_code":"J122/DHIO1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":255.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"0E1B51C2-99AE-44DC-AB19-04AD28F39323","product_id":"6ea175c2-2523-4a49-b45b-c038bb3a70b9","product_code":"J145/DJAF1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":258.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"A67A4BFA-4738-447F-960F-7F71E844BD49","product_id":"f8bef54e-f8f3-40fb-ba46-4bcfe074f666","product_code":"J77/DINH1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":258.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"1B4CBB37-FB14-407F-93A5-3BB8364D8CC9","product_id":"3bbcef24-3f1e-4819-801e-c3eff3a5bd66","product_code":"J58/DDPK1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":272.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"F6F4F028-3503-4D23-B370-D4962B6A0EA0","product_id":"a92b050d-fcab-4c69-9acf-994796b2c389","product_code":"J58/DBCN1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":283.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"6F3E56A1-908F-4F4F-A32C-15E5E0012192","product_id":"46367ee7-235f-4add-880e-008a58157590","product_code":"J139/DIBX1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":315.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"6947EE4F-D756-49F1-82AD-3F6AFE0B5031","product_id":"2d68d1e9-bd4c-4bff-91f1-a5d8fd6b4b73","product_code":"J138/DIAH1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":367.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"91DC8D0F-302E-45AB-868D-25BD140BB953","product_id":"168191a6-982c-427e-8ff4-054b8730ab9d","product_code":"J114/DGVU1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":370.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"96C00B8E-4D02-4CAE-A21D-56ED3E0449E7","product_id":"ce958ced-2d28-4fec-8329-33b12c7c0eb5","product_code":"J139/DICA1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":371.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"4B3C3194-DAE6-444E-98EE-EEB1FF036CBA","product_id":"a8c4eba7-965b-4524-abd4-348fc55b7aed","product_code":"J114/DGVQ1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":408.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"77991B46-BEFB-4581-A1DF-DC958770C631","product_id":"349020f5-335c-482e-b697-5b8a2977f0d6","product_code":"J138/DIAJ1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":432.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"CE74B544-AED0-4EFE-883B-AD0C73E1806D","product_id":"bb1b7869-410e-4365-8fb2-cf97470a9549","product_code":"J114/DGVY1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":436.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"FA96F3F6-506B-47BC-A9C7-760AD362CE52","product_id":"95962a36-5ab8-495c-8556-4b51ba44b1be","product_code":"J114/DHLZ1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":477.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"},{"product_item_id":"93F2829A-FDDB-4662-BE9C-7C07C5C65ECD","product_id":"40541fac-acc9-4baf-b2e0-d6e7fbc39fe4","product_code":"J114/DGVS1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":481,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"A18A57ED-96EE-4F7B-9BC5-E6DC7DE9C66D","product_id":"4deb9b32-e850-4187-9919-591644fe75c9","product_code":"J114/DHMX1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":561.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"},{"product_item_id":"2A8EE41D-D469-4B12-958D-4AA437D7C8AB","product_id":"2ace9c32-c4ba-4949-98ca-8de6f6e6f30a","product_code":"J69/QECT20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"starter flexi basic","product_type":"combined","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"basic","premium_monthly":309.5,"premium_hospital_monthly":0,"premium_extras_monthly":309.5,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":5,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras1","other_features":"This cover also includes Accident Override and limited medically necessary ambulance.","funds_product_code":"A7G"},{"product_item_id":"1B65C801-D145-4EEE-8857-A13788885E63","product_id":"3b250a9b-0bae-4fb8-91fa-b3dbf3eff7a9","product_code":"J69/QBGX20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"starter flexi basic","product_type":"combined","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"basic","premium_monthly":322.5,"premium_hospital_monthly":0,"premium_extras_monthly":322.5,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":5,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras1","other_features":"This cover also includes Accident Override and limited medically necessary ambulance.","funds_product_code":"A5G"},{"product_item_id":"50E2A0DE-23E9-4C05-A165-8F2048D1B33A","product_id":"59690ae9-9be2-45cb-a541-46e0b06c6c39","product_code":"J103/QFQC20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":397.5,"premium_hospital_monthly":0,"premium_extras_monthly":397.5,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R7H"},{"product_item_id":"83F4AF24-8BF7-4750-A27E-636B9954051C","product_id":"92cce3a1-e9b2-4ee0-8906-cee4f5d160c5","product_code":"J103/QGDH20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":415.8,"premium_hospital_monthly":0,"premium_extras_monthly":415.8,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R0H"},{"product_item_id":"4D7E24BE-2E60-4A5C-B91E-EA1BF2607ACB","product_id":"1f94bb16-c6eb-439d-acce-cdcff8a35e7c","product_code":"J106/QFUA20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":482.2,"premium_hospital_monthly":0,"premium_extras_monthly":482.2,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"1FE07074-D07A-4006-A2E5-15009651BF58","product_id":"3d34bc03-6e61-4eb5-b283-61c537ff6250","product_code":"J106/QFUI20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":500.2,"premium_hospital_monthly":0,"premium_extras_monthly":500.2,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"D999E558-1B87-41DC-A916-ED18DBFEABBD","product_id":"d2a36020-8045-411d-a2ed-91bd2ce56d2a","product_code":"J71/QDVP20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":598.1,"premium_hospital_monthly":0,"premium_extras_monthly":598.1,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"46F07520-451E-48F5-8B1F-745E1338D0FE","product_id":"57f3b1e0-e74b-4a49-925a-a147f35e5c0f","product_code":"J71/QBKE20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":622.5,"premium_hospital_monthly":0,"premium_extras_monthly":622.5,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"9C3FEF49-5C91-418C-BF2E-104BA341CBA3","product_id":"ea2e1971-5dfa-4de3-ab9a-f2096b5785e2","product_code":"J72/QDYG20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":756.5,"premium_hospital_monthly":0,"premium_extras_monthly":756.5,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"71C3BC8D-B73B-445B-8F6B-3A3E134290DA","product_id":"9fbc56a8-01d8-4f5f-86f1-7ff46f18e94d","product_code":"J72/QBNI20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":782.6,"premium_hospital_monthly":0,"premium_extras_monthly":782.6,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"613D996F-8DB1-4702-8A2F-75449186E9AD","product_id":"2fb96865-a021-45b3-9f1a-6017bbb5cdb3","product_code":"J131/QHOK20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"basic","premium_monthly":212.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"FE00DDF8-A06D-44A2-9087-6E571768E486","product_id":"eea6d5f8-bf17-443e-96f3-2d46f95e045b","product_code":"J132/QHRQ20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"basic","premium_monthly":218.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"8138CD3E-376D-43DC-BB23-7D4B5AA09C5A","product_id":"332f3880-e0b6-4f81-950c-fb134d5b852d","product_code":"J132/QHRM20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"basic","premium_monthly":231.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"EDE2154F-BE76-49DF-9559-F35885933A93","product_id":"a81e5f7c-6468-4914-be81-2198fb5c7fdc","product_code":"J133/QHUW20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":242.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"17A020F8-1951-474D-9EE5-BBBF7FD02FAF","product_id":"f6d765e0-e424-4335-a565-9a44da0f278a","product_code":"J133/QHUS20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":256.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"5C42B8AE-49D6-4A65-955D-33AB9B658A18","product_id":"21652f69-f31f-4e11-a579-32ca579211ac","product_code":"J140/QIEQ20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"bronze","premium_monthly":264.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"1DADD120-177E-4366-8FA5-BE81F8866848","product_id":"c35ffbcb-f4d7-4288-a514-9f761d6661d6","product_code":"J141/QIHU20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":280.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"A5B775AE-0E57-4B87-802A-05FD3FBF49E6","product_id":"5e5be426-0aee-4dd8-9045-41db6bf6c695","product_code":"J140/QIEK20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"bronze","premium_monthly":290.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"02374AE0-6830-4D93-86B8-4374CBFF8BE4","product_id":"084884f2-0489-4366-871a-2dd059760dca","product_code":"J141/QIHQ20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":308.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"6B2E2E2C-AB7D-4DF0-A933-80FF43EFD304","product_id":"0d3f3efb-3f1a-4268-a51e-7e2d077e22bd","product_code":"J143/QIUN20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":335.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"F31EC0BC-C4C7-4F4C-B6EE-BD73C8C8B25D","product_id":"8f74ceed-1fe7-43f5-9098-a42c7db26128","product_code":"J142/QILC20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":335.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"74AD2F14-D885-4916-9199-7EC8451A4400","product_id":"1caa168f-8fb4-434d-8513-e025670dd4d0","product_code":"J121/QHGN20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":336.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"A2F02C5C-313B-4489-8AD0-8236B4313256","product_id":"4d2fb6cf-5564-4981-9b7f-1e6684fc0e9f","product_code":"J143/QIUV20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":352.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"89CC64EE-C2BD-45C1-8926-0C1CCAB39261","product_id":"1d8b544a-8fd6-4f41-9292-0da4dc1a4369","product_code":"J121/QHGE20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":355.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"046007E8-84E4-4928-A092-1E03150B97C9","product_id":"9d91a0cf-fe22-43c0-bf0c-82758abcd1d6","product_code":"J142/QIKY20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":368.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"799AEE86-8257-430D-8C79-710CE26F7BA9","product_id":"fb77dbac-a4a3-45f1-b253-8cc4eab57d2d","product_code":"J144/QIYA20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"silver","premium_monthly":392.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"79B0DFBE-D926-4F75-877C-482ACAB5AA4F","product_id":"9f425fba-c176-4a3a-95dc-0fca8570427d","product_code":"J144/QIXU20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"silver","premium_monthly":406,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"724CC351-8E5B-4D6F-BD13-96E2DBCF3CE6","product_id":"96ed6b3e-946a-405b-962e-65d6db3d0797","product_code":"J137/QHYH20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":428.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"13795C6F-936F-4B9B-95C4-0D75A572A5F6","product_id":"f406d850-724f-4eaf-b6f1-2769c1569277","product_code":"J137/QHXY20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":451.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"79AB9F90-10E1-44BD-9D98-61B74DFA6861","product_id":"fb6fb125-c0eb-4428-87de-ab9e484c4de1","product_code":"J77/QINQ20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":488.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"72322485-4ED9-456F-8302-7F70E9DC8BD5","product_id":"4fe690ee-18df-45d9-8e5e-e263627c8c91","product_code":"J122/QHJS20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":493.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"0277C821-081F-468E-9CCC-379D8C68AD3A","product_id":"105c6e2e-f44c-4e5b-9a7e-eb5d0cda573e","product_code":"J145/QJAO20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":510.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"31687FA1-B2A5-4922-AE44-BB2CE4E892CF","product_id":"1da64aac-5e2c-469f-97bf-572c93204c52","product_code":"J122/QHJK20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":517.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"41089D09-733F-44E3-9008-922702421643","product_id":"ece16243-f3d1-4c15-9926-afc62183a652","product_code":"J58/QDPJ20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":569.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"0CDABCB6-BDA7-47FC-B2DB-57F71EC12563","product_id":"94b6db4e-c010-4048-8db8-8b0b62f62355","product_code":"J58/QBBK20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":593.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"2CFF2266-1D75-4870-B70A-2BF5FDE36476","product_id":"b8894ec8-f980-4b07-bb75-38fec8c32ecf","product_code":"J139/QICH20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":823.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"4FC34833-561B-440F-A2C0-68E0ECCDFEEA","product_id":"5fe7013a-d1d7-47d5-b861-2ac0eea752aa","product_code":"J114/QGWW20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":883.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"C27621B1-1E79-41B5-A644-03EAC0CB79EC","product_id":"4328ec0c-3436-48a0-8167-d8d79b9a1871","product_code":"J138/QIAR20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":888.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"7E082135-D946-4DB7-9B96-3681C13A8F0A","product_id":"460d8c56-bf3a-4a8e-ac35-67fe3d31ba9e","product_code":"J114/QGWM20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":911.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"1328742F-DC7A-4ED9-9FAE-1B1901D72A5A","product_id":"4903d21b-6181-44aa-9ef6-e3871df4272f","product_code":"J114/QHMM20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":994.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"},{"product_item_id":"F5D5EDA4-EA1A-4565-97EF-0B57EAFA3F9B","product_id":"32e692fd-4d44-49d8-ae3a-d29d4f88508f","product_code":"J103/QFQM2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":437.3,"premium_hospital_monthly":0,"premium_extras_monthly":437.3,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R7H"},{"product_item_id":"49D4F9A6-D69E-4E9E-B38B-332E648E1ED1","product_id":"f4c6fb15-7c95-4710-b290-6340e8a4dd50","product_code":"J103/QGDI2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":457.5,"premium_hospital_monthly":0,"premium_extras_monthly":457.5,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R0H"},{"product_item_id":"59CCF328-C595-4443-8512-B197E54FD522","product_id":"d4e609a6-4fc0-4d60-a254-cb272a822155","product_code":"J106/QFVD2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":530.6,"premium_hospital_monthly":0,"premium_extras_monthly":530.6,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"82774A1C-2842-4966-8DAE-E813E5DD3364","product_id":"c44f9e76-980a-45ca-b55f-6c27d559c4a1","product_code":"J106/QFVK2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":550.3,"premium_hospital_monthly":0,"premium_extras_monthly":550.3,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"F236C7B0-BC65-4510-971C-E6C3CE4439F1","product_id":"c3f33288-7daa-4d1c-b418-1dc19662ce58","product_code":"J71/QDVA2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":658.3,"premium_hospital_monthly":0,"premium_extras_monthly":658.3,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"2E7017ED-E84A-4A7C-B845-2C79C178E6A0","product_id":"7e43a8e3-f732-499a-b8a9-89c5e1c845d4","product_code":"J106/QFUS2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":677,"premium_hospital_monthly":0,"premium_extras_monthly":677,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"053C797A-C5F0-422A-B901-723E5D9722C3","product_id":"5a10c46f-292c-4d4c-88e6-3ddee2e978df","product_code":"J71/QBKG2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":685,"premium_hospital_monthly":0,"premium_extras_monthly":685,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"A26879D9-0DD6-47EF-9C3A-FA5B02444408","product_id":"4294b6c2-c9c7-4de3-a65f-cf2d864a1737","product_code":"J106/QFUQ2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":701.9,"premium_hospital_monthly":0,"premium_extras_monthly":701.9,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"9CBDFCFB-3E62-4AC3-8F99-EF5AFA975266","product_id":"e6a771e2-a21a-4cb9-bee0-9ce1e31a4b6a","product_code":"J72/QDZH2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":832.1,"premium_hospital_monthly":0,"premium_extras_monthly":832.1,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"E0DD948B-99E2-48AA-97D9-A7026EBA603A","product_id":"0c006e73-6087-493b-9a42-7c673d8306ee","product_code":"J71/QDWJ2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":837.6,"premium_hospital_monthly":0,"premium_extras_monthly":837.6,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"6060097E-7C01-4053-9B27-A0324C9C973A","product_id":"7ac60c35-fdbc-4881-a69a-100ec226966b","product_code":"J72/QBNK2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":861.1,"premium_hospital_monthly":0,"premium_extras_monthly":861.1,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"853E218E-2B79-41E3-8419-F7A6E4166266","product_id":"a7b18b90-dea4-4fa5-98bd-98ec8d61ce77","product_code":"J71/QBKI2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":871.4,"premium_hospital_monthly":0,"premium_extras_monthly":871.4,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"94F9302A-472D-4C54-802A-B85096F71ED9","product_id":"92a7ab79-9761-4dde-a1cc-8a0743ce4fb9","product_code":"J72/QDZA2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":1059.4,"premium_hospital_monthly":0,"premium_extras_monthly":1059.4,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"D53F6596-D3FE-46E0-B3CE-4A28FAB9C647","product_id":"56698393-3f52-42c2-85c1-4728e828119c","product_code":"J72/QBNM2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":1095.9,"premium_hospital_monthly":0,"premium_extras_monthly":1095.9,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"1D7F2ED2-B8BC-4254-9036-922E8C918C1E","product_id":"82178dd5-c339-4b9d-8508-985d1e0325b8","product_code":"J131/QHOM2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":212.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"1906159F-25B8-4085-ABFC-FC8F37B28506","product_id":"c52095ee-a2a6-44b5-8278-357e9c2888ba","product_code":"J132/QHRS2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":218.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"D7332423-E7EB-49CD-923C-2389C28FF620","product_id":"72bed531-589e-4e4c-8f7a-c4f45600dc5a","product_code":"J132/QHRN2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":231.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"4BD41069-CF4D-4D44-AA81-B4FAE6CA5368","product_id":"66c3fa8c-e873-4f8a-9241-b0436b794f17","product_code":"J133/QHUY2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":242.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"D3A76CA6-0DA6-4064-BF2B-47E7F0104F98","product_id":"16968550-0242-4abe-87f2-999347947f21","product_code":"J133/QHUT2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":256.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"AD2593DF-BD94-438C-A7BA-7C8D31BD6907","product_id":"68e181da-598c-48e9-8150-69097a66890d","product_code":"J140/QIEU2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":264.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"757E01BC-6B1D-45C6-9641-1A19214A97F3","product_id":"7292b07d-ba81-44de-9e5e-ce2d58ec0141","product_code":"J131/QHON2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":265.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"EB3D2C7A-2D9C-471B-8813-1371578A2BA3","product_id":"c34382e5-7234-4fc7-8aca-75b2993d47eb","product_code":"J132/QHRT2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":273.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"A36C40C3-7E3B-41F3-9429-3958C091548E","product_id":"1eb1af34-f427-45d6-ba97-67fd675b9852","product_code":"J141/QIHW2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":280.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"88FA7B25-D3AA-41B3-8B07-162B7EC5B448","product_id":"5c8af32c-8941-427d-afb0-fed6d444b02e","product_code":"J132/QHRL2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":289.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"AEBFD274-7D67-476D-BA62-410CDFED3114","product_id":"069c44df-c268-446c-ac43-7b5d54015536","product_code":"J140/QIEL2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":290.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"4512CC3E-2C03-4FFD-AB42-A30438AF9531","product_id":"3e0bdcae-b699-4d1b-b7d1-04fc7af1bd81","product_code":"J133/QHUZ2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":303,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"969E5CE9-3A4E-46F2-9928-1E6F91D9BEF9","product_id":"638de835-d116-457b-baa8-52af0bac7ece","product_code":"J141/QIHR2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":308.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"E2368970-9344-4F81-9189-48873E55EF64","product_id":"d847c20a-35af-41cd-9fac-2b0f9b2dfba8","product_code":"J133/QHUR2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":321.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"A0DAE6A9-BEAB-40F2-A0CA-ED8DBDE5F3AD","product_id":"bc71e75c-41ac-464e-bcc9-56fa8cf5defb","product_code":"J140/QIET2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze","premium_monthly":330.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"F3998AC0-750D-481D-8D8A-741C2282A906","product_id":"6fd0367c-aeee-4deb-8aeb-b85409b86503","product_code":"J143/QIUS2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":335.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"9113BD6B-A778-44A3-937A-649B09A94AC0","product_id":"0c09a43d-b7f6-4548-b42d-5db79e00b534","product_code":"J142/QIKZ2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":335.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"6763248E-A580-4984-BE0A-4FE41E2727E1","product_id":"81a60d88-6835-4d32-8eba-cb6a71e14b81","product_code":"J121/QHGL2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":336.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"F6C362BB-F8B7-40DB-BAA8-FE6D433E8082","product_id":"2b440a11-d6bf-4db5-90a4-7ad92d1987aa","product_code":"J141/QIHX2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":350.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"24F8FE46-DCA7-483C-999D-4FBFD096D767","product_id":"5b6fb5ed-16e5-4a24-96ce-a56fe265d3e8","product_code":"J143/QIUW2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":352.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"F28CF1BA-EFC7-431E-9A08-6408E0C1598A","product_id":"ec4b2f49-5e8e-4d76-b394-d8cb0cbe10dc","product_code":"J121/QHGF2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":355.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"3E718453-69B4-433A-9FD9-5E4185805B51","product_id":"37611109-44a7-47c4-894d-9e6a09a124f8","product_code":"J140/QIEO2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze","premium_monthly":363.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"2B0FF103-423B-46A4-8724-658178BCBED9","product_id":"739e5e57-db87-4647-a763-f2b34f3097d2","product_code":"J142/QIKV2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":368.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"6FED867C-7E1E-4DF3-BE54-70F38D767328","product_id":"71ae17cc-e393-48f2-a20b-bda56ee61256","product_code":"J141/QIHP2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":385.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"A1FEFF99-9850-41DB-A7A5-BE78157EF08C","product_id":"1abaaeff-d18a-4e0b-a29c-a0a48146aa42","product_code":"J144/QIYE2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver","premium_monthly":392.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"75DDA1CC-39BA-4DA7-85E8-E3012545577D","product_id":"8538873a-9ab4-4924-98f3-b4b816369044","product_code":"J144/QIXV2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver","premium_monthly":406,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"EB8344ED-AC08-44ED-9223-AF7661C0EC55","product_id":"06691aed-89e8-4506-97da-b9db1060a11f","product_code":"J143/QIUT2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":418.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"4474C1AE-5F6A-41AA-ABE2-B0F36C15A295","product_id":"284db479-0a0a-4a5b-ba6b-359caae69d20","product_code":"J142/QILD2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":419,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"94D42115-39F7-49E2-95C4-2E3E3958934F","product_id":"0b053e1a-d10d-4790-8a8c-a7fafa2b401a","product_code":"J121/QHGK2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":421,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"DE85E21A-EC95-48EE-9497-5EE677E74732","product_id":"1aded337-4b69-4928-88c1-a94a2605eacb","product_code":"J137/QHYF2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":428.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"CB5E566A-9240-4D46-9E8F-2B6A1027046E","product_id":"14c085ad-1578-4aba-8ec3-f3a9f67e383c","product_code":"J143/QIUR2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":441,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"27FF9770-8480-438B-BAFE-C4AE7F6E6DD0","product_id":"dd67db32-f9e2-4c2a-a908-12f3d3ff6ebf","product_code":"J121/QHGI2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":444.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"934A37BD-1985-4B67-B46B-46E4FFF4B0E1","product_id":"8d5fa560-fcd5-4051-ba78-c758eb73b4ce","product_code":"J137/QHXZ2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":451.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"E22373F7-B4FE-4F1B-95D1-C10FA6328DD1","product_id":"7784f38e-3f0b-4675-89e8-bdc32d084b0b","product_code":"J142/QILE2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":461,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"0E19B6A3-BB78-4F3B-AD6F-B8AFEFB8EC46","product_id":"f0d0f856-10c9-465c-9ccd-fd15f49d01c1","product_code":"J77/QINR2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":488.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"748C5437-0215-4D8C-8B6A-4DFC826541DF","product_id":"81808ac7-47a4-43aa-884c-90638b1f435d","product_code":"J144/QIYD2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver","premium_monthly":490.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"ECA19B17-96CE-4D27-9C05-BC6593482E39","product_id":"84062b50-85e5-461b-b573-cdeccd5d304d","product_code":"J122/QHJQ2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":493.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"230B592C-B535-4B86-95E0-30076AE53A40","product_id":"8f3c1f79-e85c-4094-bc69-df769bd53215","product_code":"J144/QIXY2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver","premium_monthly":507.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"54F23D9B-9BCF-4D31-B16A-08D9A0FC3156","product_id":"eb129b3b-5fcf-4a10-9afd-373bcce6c8ff","product_code":"J145/QJAP2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":510.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"04295285-3556-42A0-9B52-4470E392DB2F","product_id":"174e07b3-fe7b-48c4-a8bb-ed760e122d35","product_code":"J122/QHJL2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":517.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"1CBE2760-031A-4DD9-BBF9-67B5E5A8CF2B","product_id":"cec95433-a149-4a02-8942-a18640a07b6c","product_code":"J137/QHYE2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":536.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"54EFE28A-B483-4827-95CF-6B8A99ABA3DD","product_id":"c6d8f622-fad3-47ee-b18d-6affc11c1f64","product_code":"J137/QHYC2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":564.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"A8047779-C2DA-4B69-AFE1-2FCCBCD0784F","product_id":"345655a5-3d99-4a28-89b0-5cdccfb67181","product_code":"J58/QDOU2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":569.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"73FE1D51-DCA7-490A-BFD7-AA16E23589A6","product_id":"514f69d2-ffdb-4daf-823e-bc8e5ae45164","product_code":"J58/QBBL2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":593.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"1D503CFE-B512-4E43-9870-4EB5E27B02F0","product_id":"b60b808f-eb4c-4cb2-bdb5-d1fbe8158239","product_code":"J77/QINU2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":610.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"F5D8C125-6651-4398-9695-53E2A6B962F7","product_id":"55f9a517-a7bc-40c5-be0b-c944db1be9a6","product_code":"J122/QHJP2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":616.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"D1C6A278-8475-45C0-A69C-1F7100E30D79","product_id":"d98731ab-6b08-47c1-bf77-55538b7c0d0c","product_code":"J145/QJAS2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":637.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"00D7B899-C853-4551-8095-CFFE10D81CB8","product_id":"af6da6f1-d64f-409c-a805-d8597ef7a3ce","product_code":"J122/QHJO2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":647.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"A54D5295-9528-40A2-8884-20B02942ABF7","product_id":"588f4919-c967-4f95-8249-24e8756990c7","product_code":"J58/QDON2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":712.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"91CD4C87-95F1-4906-B736-EA3084B85735","product_id":"9069af52-ed7d-4b25-b677-64dffc364d67","product_code":"J58/QBBO2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":742.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"E5D78E15-DCBC-44EE-BAAD-D3D8BC63DF1A","product_id":"be5b03fe-efef-4c3c-ad66-34513970b852","product_code":"J139/QICI2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":823.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"166D25AA-7CDA-4F9D-898D-7619E0746EC4","product_id":"e72b73b1-1488-4ec1-8ec1-05b230037ea4","product_code":"J114/QGWU2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":883.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"06E8F0CC-D60F-4EE0-A317-7D2E8C78E6FA","product_id":"01b12762-18b0-4016-a9b5-569a55c4e7aa","product_code":"J138/QIAS2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":888.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"FE4168D9-1D92-47ED-B831-1E88A068CE9B","product_id":"95b0be7d-5fa1-4de4-9d7a-c17baf4964f5","product_code":"J114/QGWN2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":911.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"0AE3C7BB-ED79-4A09-9B85-97292B5B1CB9","product_id":"2ce171e2-0ebf-457f-91a4-8bd0960d4780","product_code":"J114/QHLY2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":994.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"},{"product_item_id":"2D36C4E4-6D6D-4AB4-B049-4DA9665A54AC","product_id":"73598479-6f3c-41b1-956a-ee1c5eee2895","product_code":"J139/QICL2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":1029.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"88D3136E-E888-4911-9ADE-B0A46A507BEE","product_id":"5b65bea9-625b-4c0d-8916-6783741ff534","product_code":"J114/QGWT2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":1104.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"9301830E-7321-47F2-91E6-1C018BE4506B","product_id":"3cf0ab70-bb7c-420d-9260-a7c923b5c93c","product_code":"J138/QIAV2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":1110.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"C70C8DC0-1346-406C-B484-4C7773671190","product_id":"b1b1efb4-1141-47c4-a1f6-e5b2bf404e24","product_code":"J114/QGWP2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":1140.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"A843F14D-EB7D-4795-B70B-727B36646ED0","product_id":"0201bb40-02c3-4893-addf-b53938ad6e9e","product_code":"J114/QHMG2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":1242.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"},{"product_item_id":"DCD77C3B-C75A-43CC-AA49-398E44FB4567","product_id":"64422515-c509-4491-a399-5e1033b6978d","product_code":"J69/QECZ10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"starter flexi basic","product_type":"combined","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"basic","premium_monthly":154.75,"premium_hospital_monthly":0,"premium_extras_monthly":154.75,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":5,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras1","other_features":"This cover also includes Accident Override and limited medically necessary ambulance.","funds_product_code":"A7G"},{"product_item_id":"108FFC9B-FBE8-4DD9-8322-C9F1965C9D85","product_id":"b2d8561e-0d65-45d7-b846-593fd0105123","product_code":"J69/QBGW10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"starter flexi basic","product_type":"combined","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"basic","premium_monthly":161.25,"premium_hospital_monthly":0,"premium_extras_monthly":161.25,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":5,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras1","other_features":"This cover also includes Accident Override and limited medically necessary ambulance.","funds_product_code":"A5G"},{"product_item_id":"E5447436-04EB-4907-917D-39D3633F28BD","product_id":"722ed380-72ea-4604-9540-efd1ee57fdff","product_code":"J103/QFRI10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":198.75,"premium_hospital_monthly":0,"premium_extras_monthly":198.75,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R7H"},{"product_item_id":"A2524ECC-0128-4647-A709-C154233FFB52","product_id":"c165cdc8-08c9-4967-b7e7-8b63d70f8cd4","product_code":"J103/QGDK10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":207.9,"premium_hospital_monthly":0,"premium_extras_monthly":207.9,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R0H"},{"product_item_id":"3BAAEB26-BE15-4B64-B67B-F41C42DA6BB0","product_id":"5b588da6-852a-43f8-b374-f6e40da53939","product_code":"J106/QFVY10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":241.1,"premium_hospital_monthly":0,"premium_extras_monthly":241.1,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"B1C289BE-A4E2-4A95-86EE-82C4B1EB3077","product_id":"3fb981f8-8ae8-4d24-96be-7ba9182f95b4","product_code":"J106/QFWA10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":250.1,"premium_hospital_monthly":0,"premium_extras_monthly":250.1,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"5B0A6489-1200-4C0B-BA74-18C116AF7CF9","product_id":"1f4b2570-0205-4f8e-bcb3-50de5bc85931","product_code":"J71/QDWG10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":299.05,"premium_hospital_monthly":0,"premium_extras_monthly":299.05,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"56FC186D-6139-4F91-8BC5-4DA218E1664C","product_id":"640f7ec5-1bfc-4cdb-83a9-4a0b1a590f20","product_code":"J71/QBKD10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":311.25,"premium_hospital_monthly":0,"premium_extras_monthly":311.25,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"EE3E4A56-F3C9-4FD6-8CD7-73586924C625","product_id":"24f942be-d1b4-4c58-93f9-ffa179e03c97","product_code":"J72/QDYX10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":378.25,"premium_hospital_monthly":0,"premium_extras_monthly":378.25,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"E89AA42A-6266-469C-8D47-63F117F07CAA","product_id":"01c7abd8-7773-48a5-b938-13fecc0f3d60","product_code":"J72/QBNH10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":391.3,"premium_hospital_monthly":0,"premium_extras_monthly":391.3,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"B6AD31FA-1E63-4122-9968-674C1B14D3D9","product_id":"ab499fbf-9877-4664-ad3e-0a7b5c936b1c","product_code":"J131/QHOL10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"basic","premium_monthly":106.15,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"EBEB9F91-C5E5-47A5-B67F-E1B81FD52F7B","product_id":"71c4c135-3658-4721-bd1e-1827c7a358e5","product_code":"J132/QHRR10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"basic","premium_monthly":109.25,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"0A2F7976-EAEF-44FD-B508-1B8BE72D6EC4","product_id":"d434c9c4-3510-4157-af81-5c7b730c495f","product_code":"J132/QHRO10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"basic","premium_monthly":115.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"815A1F5C-1216-4843-937E-D2A609F63046","product_id":"85dd0ef1-7cfd-46ad-8d86-e924a7899a93","product_code":"J133/QHUX10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":121.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"38AD48A2-C7C6-4AB4-870D-1E91A7CFD895","product_id":"846845e7-cc66-4186-a6fb-a768a1233092","product_code":"J133/QHUU10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":128.45,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"97167377-8FB3-46D6-809F-E98D0B3064CB","product_id":"c07d1511-78ab-42ec-be75-3652be2312ef","product_code":"J140/QIES10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"bronze","premium_monthly":132.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"5C643CD5-9E46-4E2E-B6D4-EC3EB327A5B4","product_id":"2fbf0f61-4ace-45e9-abd8-861a41f2c12c","product_code":"J141/QIHV10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":140.05,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"9A066202-C24D-444E-8DEF-A6C8D289B374","product_id":"a21ff1c7-f871-48c4-9ead-9ebfc9164bee","product_code":"J140/QIEJ10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"bronze","premium_monthly":145.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"FF88F9C4-DBC1-457C-85A0-DD68BAE4E0AD","product_id":"115853ab-442b-4c7b-a3f8-80b03c5e11d8","product_code":"J141/QIHS10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":154.05,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"063EE428-E78C-443E-8677-1D12E167EA08","product_id":"37cbdd57-2181-43da-8314-833dea11c8dd","product_code":"J143/QIUX10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":167.55,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"EE6B2112-3788-497B-9719-BE68B934509F","product_id":"48a7f7d3-b5cd-407d-acd6-5e35cbd59cd2","product_code":"J142/QILA10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":167.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"D9981931-29EC-4889-92F6-C466B2950398","product_id":"eeb23e2a-1dc7-4ef4-8bbd-b9a3ab6e38b4","product_code":"J121/QHGJ10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":168.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"B0BE2231-5CC4-43E4-A028-716747D54E65","product_id":"0085421e-f223-4788-9ec9-f2757790af2e","product_code":"J143/QIUY10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":176.35,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"B9B98971-8838-4D4D-BF9A-05BD85C547CB","product_id":"2f5288c3-7ec0-4b9d-b4f2-92779758ee7e","product_code":"J121/QHGD10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":177.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"B2097E14-A72C-4EDE-8105-793C7C90463F","product_id":"ab046e5d-9b54-4547-97da-1f2e68b9eb96","product_code":"J142/QIKW10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":184.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"2B9C5034-E083-4322-9B92-D06BC64ED546","product_id":"83b6f776-a103-4867-806c-b756c7754a31","product_code":"J144/QIYC10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"silver","premium_monthly":196.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"24E817C0-43D2-4E8A-B917-D65A95A04672","product_id":"4dd311c0-8d7c-4227-968a-f8af8253c88a","product_code":"J144/QIXT10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"silver","premium_monthly":203,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"0EBF3AE8-0FBC-4B0A-B359-57FD158EFCAE","product_id":"d95126ab-562e-4992-89dd-29a94a7a97cb","product_code":"J137/QHYD10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":214.45,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"8A368CDB-BDE2-4EA7-A1D5-C096ACFAA087","product_id":"88ae2787-3ab2-4787-ae36-a4c034c6d8f0","product_code":"J137/QHXX10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":225.75,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"2B2C0CFC-7EE0-4D5D-B3EB-0832F435E9D2","product_id":"ef9ac362-bc1e-41fb-be62-7026cc94070c","product_code":"J77/QINP10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":244.25,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"920AB32B-5D81-42C8-9010-086E35C6F348","product_id":"afdf5762-cfa7-4075-95f5-3056de342ce8","product_code":"J122/QHJU10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":246.55,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"FB2DC37A-9B51-41C4-BDE6-7FE80B705514","product_id":"0716d918-a8f6-48b3-9ab9-111d52598021","product_code":"J145/QJAN10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":255.15,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"1B5E1BF2-E6FA-4BE0-BFE1-8396FDB25DC4","product_id":"bd7f29cd-6ac5-4b87-bc5f-d9c8deb6bbbf","product_code":"J122/QHJJ10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":258.85,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"04BE49FE-445F-4485-B0F5-19424EB46141","product_id":"30fa932b-f536-49e3-895e-ba49bfdc282b","product_code":"J58/QDQA10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":284.95,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"519D1F8F-21C9-4675-9C81-3C5B085CBD17","product_id":"07df99c9-86a5-440b-a8d1-b23762309c9c","product_code":"J58/QBBE10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":296.85,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"67316411-B8D0-4AC4-9B32-6142D9D29EBB","product_id":"ea47650a-80fa-44fe-bb68-8c95d736a673","product_code":"J139/QICK10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":411.65,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"7AB7D253-3A02-4127-960B-E3480B54C888","product_id":"ceb6bec1-4b82-4e43-960f-c032a4da92da","product_code":"J138/QIAU10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":456.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"7A9CE141-B09A-4FE8-A90D-A9F9A8F05AB7","product_id":"2daa7ef1-85db-425e-94d5-ee20c99a1146","product_code":"J114/QGWS10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":495.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"1DD84558-B5AE-4870-9E6F-627F63B9703D","product_id":"eb6809b0-1047-4009-b3fc-d30716b3cdd9","product_code":"J114/QHMB10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":497.15,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"},{"product_item_id":"3CE4F02D-244B-4127-A24F-D41030726DA5","product_id":"00147ca1-404e-48d0-8950-84d8a642b37f","product_code":"J114/QGWL10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":534.85,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"326F7B5D-4B5C-428F-AC9E-A3D20F4EE383","product_id":"2bc5bcf5-0f28-46b1-952e-d78ef01dd6c9","product_code":"J103/QFRW1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":337.7,"premium_hospital_monthly":0,"premium_extras_monthly":337.7,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R7H"},{"product_item_id":"C69D86AF-E0D6-402C-8140-25880DC37F61","product_id":"46656274-003f-4b4f-877f-84036c552d8d","product_code":"J103/QGDM1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":353,"premium_hospital_monthly":0,"premium_extras_monthly":353,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R0H"},{"product_item_id":"9CC53D7E-7D5D-484A-B89B-B08BE6E51EC3","product_id":"9c8aa5ea-d1ee-49b3-89fc-193d34ce0e16","product_code":"J106/QFWX1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":409.6,"premium_hospital_monthly":0,"premium_extras_monthly":409.6,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"045C674E-D654-4EB9-9CA4-36570FFAD6D3","product_id":"8a7456fb-9e30-4089-9781-7f534d11eba9","product_code":"J106/QFWV1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":425.1,"premium_hospital_monthly":0,"premium_extras_monthly":425.1,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"AECD95C4-8C48-4B7E-9F18-E2B74D80BEC3","product_id":"7ce3a61f-5379-4bfd-8832-422d737571fc","product_code":"J106/QFWD1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":482.2,"premium_hospital_monthly":0,"premium_extras_monthly":482.2,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"4BE935FE-92FA-40AA-82A3-5A9D00F1FD8F","product_id":"0f872ce3-60c0-4ddc-bd61-6f33971a7882","product_code":"J106/QFWE1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":500.2,"premium_hospital_monthly":0,"premium_extras_monthly":500.2,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"599F24FF-DCB7-499F-8B65-0E3FAE95A9AC","product_id":"bef3cb32-7548-4fac-bf8c-322bba51d0bd","product_code":"J71/QDVY1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":508.4,"premium_hospital_monthly":0,"premium_extras_monthly":508.4,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"E2C3E360-18A2-42E5-B40B-6A5E5588674F","product_id":"83789676-61e1-4ecf-b7fe-93c55fb5726e","product_code":"J71/QBKF1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":529,"premium_hospital_monthly":0,"premium_extras_monthly":529,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"19646678-3C60-48F2-86C1-0BFDD6E3B178","product_id":"6482f15a-5294-41a8-8258-0f7f00d3036b","product_code":"J71/QDVI1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":598.1,"premium_hospital_monthly":0,"premium_extras_monthly":598.1,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"F5A82215-21FA-424B-95E9-8B6ED37FB246","product_id":"3f6f8f5c-357f-4e66-a0d6-62e5aaabc8c3","product_code":"J71/QBKH1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":622.5,"premium_hospital_monthly":0,"premium_extras_monthly":622.5,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"DCEB537E-6A2A-4533-BA9F-18BC4EC62638","product_id":"65ba754b-15e4-4592-84a2-9f245f36161d","product_code":"J72/QDYP1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":642.5,"premium_hospital_monthly":0,"premium_extras_monthly":642.5,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"69F0116E-76E8-473E-9FE8-17CB1B1223D6","product_id":"d0925de5-1325-4dd7-8355-76639f77a45a","product_code":"J72/QBNJ1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":665,"premium_hospital_monthly":0,"premium_extras_monthly":665,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"DD405D2D-C49A-45B8-BC6B-5C140C8F4427","product_id":"6b143140-8398-4e7d-bd77-5a1c13d18663","product_code":"J72/QDZP1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":756.5,"premium_hospital_monthly":0,"premium_extras_monthly":756.5,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"E54C56C5-EAF8-468E-8958-0CDBB0DD2A24","product_id":"ee47faa8-ed20-48ad-9106-27c95dc4158d","product_code":"J72/QBNL1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":782.6,"premium_hospital_monthly":0,"premium_extras_monthly":782.6,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"819A4239-198D-4C1F-B486-5E0354891DF7","product_id":"009fea27-4573-4476-a776-a58cfad79ab2","product_code":"J131/QHOQ1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":184,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"0A4E3443-F239-49CA-9059-5AA4EFC1ABC4","product_id":"689e6757-f111-4f34-bbaa-fade99536654","product_code":"J132/QHRW1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":189.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"60185CEB-45C4-4984-99B1-2CCF7A99FD4D","product_id":"544e0176-56ce-413f-b5ae-9ec273abb6c4","product_code":"J132/QHRU1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":200.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"749E1C41-C8F4-4941-8BCB-545A740C722B","product_id":"081f9b50-3aef-4ca4-9d0e-57ba58a619bb","product_code":"J133/QHVC1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":210.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"68E62B40-E8A2-4A94-8FA2-9CC59213CC4E","product_id":"d7bb578c-8b14-4c99-906e-e56cb92742ef","product_code":"J131/QHOP1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":212.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"5C67E758-8C7F-46CF-9ABD-825BB92ECBD8","product_id":"04bd7d5d-f0fa-4a21-95ea-8ca15b8693db","product_code":"J132/QHRV1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":218.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"F1EA7FE7-259C-493C-8691-774D91C9F496","product_id":"5dfbf658-dec8-4d0e-bd5e-842d6bb0f8f9","product_code":"J133/QHVA1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":222.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"B175C2EC-0936-4393-943C-485A5F390A77","product_id":"089e182d-6123-4312-b402-88ed02e04bec","product_code":"J140/QIER1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":224.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"5BF36390-0F32-4862-B19D-869A8B439EBA","product_id":"ad6a699c-bf47-470e-99fe-c7f411924035","product_code":"J132/QHRP1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":231.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"714DE2C0-4BD7-4963-9A29-ADD1090CADBD","product_id":"d14ff7f2-4c78-48fd-8c9a-522ab85e93e0","product_code":"J141/QIIA1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":238,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"172D5969-C747-42AB-8D44-B6BEEBA88369","product_id":"c581ba57-a3e2-4deb-9b13-d0775e5ea7ed","product_code":"J133/QHVB1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":242.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"086EBCBA-D4EC-4EB4-9BC3-46D2EA358B09","product_id":"88cd7d9d-ffec-4d3e-9e94-4f9aa49bef7d","product_code":"J140/QIEM1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":247.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"07F2FDBC-C011-4B9D-B055-7FA65DCC5F55","product_id":"97faa7e1-c9b7-453c-8057-3b1a565823c1","product_code":"J133/QHUV1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":256.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"22F9AE0B-6C3D-439A-8BA8-F6A2A35A5FA4","product_id":"9bcd6614-ab4b-4a43-8dcf-cecff2e564e2","product_code":"J141/QIHY1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":261.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"30E03CA4-1173-4DD1-8A4B-76194EC08094","product_id":"0df758c2-2758-43b4-82e1-12be44d40b88","product_code":"J140/QIEP1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze","premium_monthly":264.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"D45327A6-5029-4DE5-AE1E-4CB6C0256461","product_id":"d413c26c-3baf-49dd-a7db-507c223d4e55","product_code":"J141/QIHZ1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":280.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"C98BDD5A-F91B-40C1-A958-5127810A49B0","product_id":"900ad87f-987c-4cd1-9a83-56c51c65f208","product_code":"J143/QIUU1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":284.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"29C2554F-3B81-452A-94A4-25E39A8B581D","product_id":"bceb2ce1-9b2c-4bf8-bcf6-736932ddf5d9","product_code":"J142/QILB1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":284.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"A49424B4-317B-4AEA-B240-75FB1507BC01","product_id":"43591778-59ee-4420-994b-ccd78727e173","product_code":"J121/QHGO1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":286.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"A589F7E5-9277-43D5-9BA4-24165A2D29D6","product_id":"a94a9815-5886-4244-8349-af52e783011f","product_code":"J140/QIEN1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze","premium_monthly":290.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"B9036A8D-B658-4041-9F2A-29DB28B0F412","product_id":"0626c3d0-61e3-4218-a1a5-a7bf40082a8f","product_code":"J143/QIUQ1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":299.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"4C32A0E2-50C5-4EB5-A72A-B845C8BE5A1E","product_id":"1f5adbe6-b974-4e2c-8392-c80c00c6fe7b","product_code":"J121/QHGG1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":302.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"7FB328E6-9A34-40AA-9975-4C6252E83553","product_id":"6a1f5819-481a-47f3-b54d-1da5a1ca43d1","product_code":"J141/QIHT1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":308.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"68EA7107-AA3A-486A-A286-2FBF1C115138","product_id":"5673c704-7bf7-403a-a337-0564daf71bf3","product_code":"J142/QIKX1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":313.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"1C80FFE5-B946-412A-83EF-A83C4654A9C2","product_id":"2e501ea0-90ff-4fe4-abe5-e2c1dea58d6f","product_code":"J144/QIYB1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver","premium_monthly":333.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"CFBA201E-5DDD-430E-8E0A-7B43DA77384A","product_id":"a5a8d15d-65b6-4c24-bc51-1d7d7ffb4a58","product_code":"J143/QIUO1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":335.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"5C7B6923-BDCF-402C-95AB-B6E6EE1796EA","product_id":"99a65088-d8db-4404-88f5-ab1017be82a9","product_code":"J142/QILF1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":335.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"E3B89AB0-1902-418A-B7B5-782D4626A163","product_id":"a553b34f-ef3e-418c-ab2e-2ec282357eba","product_code":"J121/QHGM1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":336.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"24077C6A-957D-402D-BC03-1835E194EAF6","product_id":"10f179e0-8ad0-406f-b74c-e93616437749","product_code":"J144/QIXW1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver","premium_monthly":345.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"68879A01-9FC0-46F1-9A64-F4D327EB5FBD","product_id":"c4fe837b-438c-4a34-a739-bf8c9a704b5e","product_code":"J143/QIUP1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":352.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"E44AE870-DC6D-4B85-83E7-581B2E94B3FE","product_id":"a5bb7954-58c5-4f39-a060-5fbddfb1249d","product_code":"J121/QHGH1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":355.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"EECEA074-707D-4AD3-9AE4-EFB7F8BE4BBF","product_id":"84472c21-4129-47b6-a573-dc17c285f118","product_code":"J137/QHYI1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":364.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"106F1DA1-6C49-4569-9B7C-F86812BF13BD","product_id":"28179f0e-9207-4566-911b-1424795d7c71","product_code":"J142/QILG1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":368.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"0F97FA3C-3A23-4D8B-A2EF-A550EDD09D3B","product_id":"d2628b62-b039-43f8-a804-688c1f93e518","product_code":"J137/QHYA1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":383.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"E2781124-343F-4F60-AE92-19064F625376","product_id":"90cb0cd0-14cc-413b-8f92-83605a3cfab3","product_code":"J144/QIXZ1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver","premium_monthly":392.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"04C97389-8EEA-4AFD-AA8C-EE2D9FF22544","product_id":"28789e94-b8ad-44e7-88db-3a6f5a919fcc","product_code":"J144/QIXX1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver","premium_monthly":406,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"167E6142-F246-4E0E-8404-591E227C86C7","product_id":"ccc64a84-4a6a-449a-b8d2-2086b2eb10e7","product_code":"J77/QINS1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":415.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"F0ABF4CD-6106-4B5D-B1C5-6850DA8CDE94","product_id":"65d514b7-7378-4051-bd5d-814e5039b07a","product_code":"J122/QHJT1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":419.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"DFE3E57C-8302-4F34-8256-DAF11B51B693","product_id":"1b7e254b-9f08-4840-b34f-950ae8ac35d7","product_code":"J137/QHYG1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":428.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"21DC35A3-B2CC-49E5-B77A-D58A4293AA68","product_id":"03295b04-c259-42eb-beae-f428703c552c","product_code":"J145/QJAQ1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":433.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"C11D9F42-37CA-4315-8B97-1946AC3A32DD","product_id":"f7d03505-09ec-4e44-8c87-39a82f65522d","product_code":"J122/QHJM1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":440,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"12F75EF2-BA01-4F6E-87B2-947F12E143A8","product_id":"54bec0f8-d963-4835-9353-31ce03bfdcb1","product_code":"J137/QHYB1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":451.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"3CF38E2B-99FA-48AC-8B91-0A8C2B49F21C","product_id":"7429940c-9cf7-4325-b476-74874a453c25","product_code":"J58/QDPS1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":484.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"E1C14845-9E88-4824-A2C7-28085DE538B3","product_id":"a1440a8d-04be-4025-9975-27449e2bfa81","product_code":"J77/QINT1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":488.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"3BD2944C-D962-4880-9007-387EA6F48B0B","product_id":"f87f4b5b-450d-4dcd-b7bf-1350480ba41c","product_code":"J122/QHJR1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":493.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"0623594B-2063-45B0-815F-3B0E12F17DAB","product_id":"23391822-8f99-408f-9408-158c1f744ace","product_code":"J58/QBBM1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":504.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"F98541EA-D9B2-45E3-94BC-178048EFB6DE","product_id":"8d971a03-5155-4775-9752-e3c4e6d213b6","product_code":"J145/QJAR1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":510.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"E4EB8766-4649-4775-86B2-E8F95D6B914D","product_id":"b3783b22-8376-43be-ac17-aac226c53fca","product_code":"J122/QHJN1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":517.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"9DC5058C-98A6-43BD-B36A-53C69F59EAAD","product_id":"72dd3c17-6658-4593-bff8-15ef124d2adc","product_code":"J58/QDPC1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":569.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"6160D5B9-01B4-4EEA-B960-2168EB85DC54","product_id":"b0be0c91-e8ab-42ec-85be-e46566aecfa4","product_code":"J58/QBBN1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":593.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"5F828D3E-079C-4CAC-92FF-984CED86A6B3","product_id":"f661dd4a-9344-4ee9-a3bc-555dc5616a9d","product_code":"J139/QICJ1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":699.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"5D290190-7D06-4DBC-9685-C30B23142DD6","product_id":"378c2215-d982-4708-90c4-35d2b48ca8e2","product_code":"J114/QGWR1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":750.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"1F3E842B-A620-4403-9565-53097F512AC1","product_id":"b4d05ebd-dc4e-453b-8bcb-cafd4767e355","product_code":"J138/QIAT1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":755.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"EABDEE73-82FE-4A40-B815-B4C063A7D47F","product_id":"24a326cc-d54b-4a3c-9bd2-f3d57943ae83","product_code":"J114/QGWO1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":775,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"F33DCA73-0694-4B6E-B6DD-7F3623FDAFD6","product_id":"6f67a49e-3b00-4bd2-ac91-e7043490afea","product_code":"J139/QICM1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":823.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"942DC4AB-D3FA-401F-8049-FE5A9AD568DE","product_id":"121054a3-49d7-480d-b1f5-d35ea855ee1b","product_code":"J114/QHMR1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":845.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"},{"product_item_id":"AD31C405-429D-44AF-82A2-FA8E6B920AA4","product_id":"b19aafdb-f177-47c3-b79d-6cc7732f196c","product_code":"J114/QGWV1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":883.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"9E39516E-31C7-4534-BBDB-112A0575C4BC","product_id":"14038a2b-530b-4d47-bbd2-4b79a4b49c89","product_code":"J138/QIAW1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":888.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"23D7A923-2653-4E13-A690-ECA78ABA472D","product_id":"409423cb-5207-48e3-a3be-5f11e1e52a99","product_code":"J114/QGWQ1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":911.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"065E6552-74A7-49B7-B5EF-DD437DE7A2AC","product_id":"e5e8450f-5bd4-4f6b-bb1c-b3217dd3c749","product_code":"J114/QHLU1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":994.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"},{"product_item_id":"4EB64DAD-EDC9-4A27-845F-55106BA3B2BC","product_id":"3d3689f9-06a0-49cb-a438-ea40cbd81fc0","product_code":"J69/SECQ20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"starter flexi basic","product_type":"combined","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"basic","premium_monthly":298.5,"premium_hospital_monthly":0,"premium_extras_monthly":298.5,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":5,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras1","other_features":"This cover also includes Accident Override and limited medically necessary ambulance.","funds_product_code":"A7G"},{"product_item_id":"3C1AE7E6-4FE6-4970-9342-E5FB7BE26701","product_id":"c374821b-4c9e-4a57-afd3-7c2d4ee6725e","product_code":"J69/SBHD20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"starter flexi basic","product_type":"combined","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"basic","premium_monthly":307.7,"premium_hospital_monthly":0,"premium_extras_monthly":307.7,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":5,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras1","other_features":"This cover also includes Accident Override and limited medically necessary ambulance.","funds_product_code":"A5G"},{"product_item_id":"CDCF5566-AB6E-4886-85FA-7584C90F60B3","product_id":"7cf7f004-419a-4aed-8bfd-02d344408729","product_code":"J103/SFQH20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":378.8,"premium_hospital_monthly":0,"premium_extras_monthly":378.8,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R7H"},{"product_item_id":"0A6DB79F-1673-4214-B6C9-5F92BC991F6E","product_id":"6245c433-ccef-4112-80ca-b68b4cef01a8","product_code":"J103/SGDO20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":395.7,"premium_hospital_monthly":0,"premium_extras_monthly":395.7,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R0H"},{"product_item_id":"225069E8-D938-4F55-802B-446384BAB7F8","product_id":"5902d104-cdb8-4bf9-8040-b914e323a1b5","product_code":"J106/SFUE20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":474.8,"premium_hospital_monthly":0,"premium_extras_monthly":474.8,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"E7808FA9-80F0-46F0-A65A-ED971FCFD1E9","product_id":"8ea76ecf-ccd4-459e-a7b3-bc4df0d6489e","product_code":"J106/SFUD20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":492.7,"premium_hospital_monthly":0,"premium_extras_monthly":492.7,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"9C1359E2-63C3-4633-9791-2D10B1739130","product_id":"33f382c3-5cc1-498a-9652-ea4dc1e53d5b","product_code":"J71/SDVG20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":574.6,"premium_hospital_monthly":0,"premium_extras_monthly":574.6,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"9F9C8C55-7618-4196-970F-D264AE815614","product_id":"f5a84424-dfde-4cbc-97ce-c19a2995b71f","product_code":"J71/SBKW20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":597.9,"premium_hospital_monthly":0,"premium_extras_monthly":597.9,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"D6B38AAE-40F0-4DD5-9BEE-5FBF984CD191","product_id":"a519dab5-ed65-4409-b9ab-7e178fee7e19","product_code":"J72/SDZN20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":696.3,"premium_hospital_monthly":0,"premium_extras_monthly":696.3,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"2C697E4A-ED23-4858-B2AE-C2DA0BEEB929","product_id":"297942e4-11ad-4707-b1f5-3d65968da85d","product_code":"J72/SBOA20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":719.7,"premium_hospital_monthly":0,"premium_extras_monthly":719.7,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"21F7A619-7188-459B-9292-CC3A592D0BBB","product_id":"1341d528-f1c1-499e-bffb-daa5a3747c7d","product_code":"J131/SHOZ20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"basic","premium_monthly":199,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"2D544B9C-7DA3-46A9-BDB0-69681818FD7B","product_id":"dee3b11d-fde2-4487-bef0-967654a67fa6","product_code":"J132/SHSF20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"basic","premium_monthly":211.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"B84997E4-06E2-4EBB-9E68-D7F55F7A38AE","product_id":"2e72f1ba-149a-4f6b-85ff-b7a95a0885ef","product_code":"J132/SHSE20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"basic","premium_monthly":224,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"FE7E93E0-333B-4148-8112-D00FAF49A896","product_id":"d71eda23-b052-4c25-a7b4-ed851a3ec250","product_code":"J133/SHVL20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":231.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"67F56560-B105-4750-9EFA-6D46D13852EF","product_id":"52099646-30a6-4a9d-aefd-2986645c7f5a","product_code":"J133/SHVK20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":245,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"AA4A5686-0CDE-459C-BF07-EC23D55AC053","product_id":"4fc6334c-14dd-4b3b-b7a1-3f56dbc65cc0","product_code":"J140/SIFB20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze","premium_monthly":247.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"5D25410E-0B9B-43C5-A93E-9BCEAE3502CE","product_id":"369d821c-addf-45b5-9c6b-2c0455f8ebf5","product_code":"J141/SIIJ20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":262.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"E795C7DC-89BE-4EF8-80F9-FFE0E2F7144E","product_id":"5e3c6d9a-af77-4872-aec7-03f88cbc6ce2","product_code":"J140/SIEV20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze","premium_monthly":272.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"98F7E55D-6680-4A05-83CF-F8FB52BA1138","product_id":"118c59f1-c08b-421c-abe6-cc1300a359bc","product_code":"J141/SIII20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":288.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"B5DE7AD2-0D55-4DF1-8E09-7D23ADFAAADE","product_id":"14ea0d25-bb6e-46a8-ba96-b135c7c173a8","product_code":"J143/SIVE20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":310.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"D3465DEF-563F-4CD7-AC60-1FCC8F20E32B","product_id":"c3deb0d8-0f64-41da-a04d-3c6b43e24947","product_code":"J142/SILN20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":315.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"C6AEF927-EBE4-4248-8129-EDE37FA1B608","product_id":"2baa91cf-f6ba-402e-9f67-405c50eb2dbb","product_code":"J121/SHGY20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":318.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"AD1F9849-B8F5-42B9-85BC-191D39D806B4","product_id":"1f4df4f3-1776-49d0-a4f2-4fb14eb64e72","product_code":"J143/SIVC20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":326.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"F4D1996B-AF4C-4CC6-A6E1-E1AD02224AF5","product_id":"7573e2df-7da2-4487-acc1-323051a5bbaa","product_code":"J142/SILJ20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":347.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"56D15D39-0E2F-4863-A4E0-1B3CB7C27CB8","product_id":"f4fd111f-d798-44fc-ae5a-52c3e80d6df9","product_code":"J121/SHGP20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":355.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"04BEBE5D-218C-4EE2-A7AD-42F36C0A0C4E","product_id":"dc1f0703-b835-45a0-a6a9-f436b5e86029","product_code":"J144/SIYL20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"silver","premium_monthly":377.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"8EB02F0A-00DD-42F6-9142-A3FC28EC817E","product_id":"443c4033-7a93-4be7-8387-664651052bd4","product_code":"J137/SHYS20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":380.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"3D7027D0-388E-4BAB-8D0B-CF63E17AC27B","product_id":"d2408560-6849-4f59-b60b-b40982929c45","product_code":"J144/SIYF20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"silver","premium_monthly":391.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"B5E47A37-5D3A-41FA-8FFD-C4F193FB63F9","product_id":"9419bdc9-f0d4-4e5b-aedf-f39580df8266","product_code":"J137/SHYJ20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":400.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"E5F8C6BC-B5EB-4A1C-880D-309C47A8A3C5","product_id":"e7c2b2fb-c31a-4700-9f80-b78b9b3f0993","product_code":"J122/SHKC20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":424.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"FB25805A-0761-4ACA-91E9-D1FD8855911E","product_id":"e954bb6f-68ad-4fea-9dbc-d1d8e1623ed0","product_code":"J122/SHJW20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":443.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"3F1ECA0C-7A5A-45E7-A589-45352CAE6A8D","product_id":"dc032726-9ba3-4436-aea4-2732a24cc9bd","product_code":"J145/SJAU20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":452.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"D6229B21-AA4F-4BA9-B0A7-2C0FDEA4ABE4","product_id":"2905bacf-cb56-4617-ac3e-b15b72492080","product_code":"J77/SINW20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":452.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"836244AC-E92A-4521-AB80-6F7EF1C46329","product_id":"e771c7ea-0367-4fa0-883f-463140d2c0cf","product_code":"J58/SDPA20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":508.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"71D61984-04E5-49DE-93DE-4FED73F74C23","product_id":"8bf482a3-b009-4b44-861d-f6718a2f4b96","product_code":"J58/SBCG20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":530.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"CBC0A6D0-0585-4862-94E8-A42095737028","product_id":"ea26fd92-8502-45bf-bad7-579c08273ec2","product_code":"J139/SICN20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":729.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"AC10C562-7EAD-4733-8FD0-A209B3C72AB6","product_id":"c2f0d8cf-bf1d-4b93-b3fa-954c75f52cb9","product_code":"J114/SGXH20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":783.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"60CBCA40-E776-4006-823F-96659863E11A","product_id":"4f258c12-efe5-485d-afa1-35e3cf11635c","product_code":"J138/SIAX20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":798.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"A3EDB7F1-D1CD-4FFB-8721-D97C9E1A1847","product_id":"8e27d075-2bcb-466b-8ec2-9f8089279042","product_code":"J114/SGWY20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":812.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"6D769679-3978-4A12-A4AE-3559BAFC44D3","product_id":"4b063d84-40e5-433c-8b9d-fbe582474da4","product_code":"J114/SHLS20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":919.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"},{"product_item_id":"93FB6C21-4257-4BC3-A027-2161B2B1BA0F","product_id":"e0caf365-612d-4a6d-8791-67c0804ca3a8","product_code":"J103/SFQT2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":416.8,"premium_hospital_monthly":0,"premium_extras_monthly":416.8,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R7H"},{"product_item_id":"F3C1389B-C843-4846-A09E-7C4C37933EEE","product_id":"2a6c8e29-1a65-4970-801b-55006e746994","product_code":"J103/SGDQ2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":435.6,"premium_hospital_monthly":0,"premium_extras_monthly":435.6,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R0H"},{"product_item_id":"F4640D93-584B-4880-AE78-CA1958D77812","product_id":"9562de10-3389-4bd8-a0ce-ef503d06eefd","product_code":"J106/SFVF2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":522.8,"premium_hospital_monthly":0,"premium_extras_monthly":522.8,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"51FF021A-AA92-4D5D-8AF5-AFF59D41691B","product_id":"234269c1-23a3-41e2-89e2-f9ba3302d203","product_code":"J106/SFVN2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":542.1,"premium_hospital_monthly":0,"premium_extras_monthly":542.1,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"A5AEEC8A-1366-481B-ADD4-3D187ECDC42C","product_id":"fb1637c7-a2d0-437d-8e15-4456ac191a80","product_code":"J71/SDWH2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":631.9,"premium_hospital_monthly":0,"premium_extras_monthly":631.9,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"BBDBAF64-74EA-4FA5-92DD-03E562F8E327","product_id":"7cefc853-eeee-436f-b904-f50331e52c40","product_code":"J71/SBKY2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":657.4,"premium_hospital_monthly":0,"premium_extras_monthly":657.4,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"2EF65BB8-6425-4D9C-92EC-50AB63898FC2","product_id":"3daf2293-c3e8-44fa-a40b-3e768b28f930","product_code":"J106/SFUT2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":667,"premium_hospital_monthly":0,"premium_extras_monthly":667,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"5C62CD12-86C1-452A-A52C-6DAABD034CA7","product_id":"983f6267-1370-43d7-ad31-30fd8e293b40","product_code":"J106/SFUX2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":691.5,"premium_hospital_monthly":0,"premium_extras_monthly":691.5,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"B0A05FCF-AA27-4327-A93F-DF7AECF5B83F","product_id":"6d3069a0-ecac-4a86-87f0-47dc5c4fa1c4","product_code":"J72/SDYY2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":765.9,"premium_hospital_monthly":0,"premium_extras_monthly":765.9,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"94F3C3FB-0CC6-4680-9D4A-1599263F726F","product_id":"3b0b5967-ec44-4298-8b64-379413f2834e","product_code":"J72/SBOC2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":791.8,"premium_hospital_monthly":0,"premium_extras_monthly":791.8,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"5E1E76FF-81C1-4FA2-85C2-F31F00C146DA","product_id":"a44c1a94-a76d-4809-9358-efcb0067011d","product_code":"J71/SDVZ2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":804.9,"premium_hospital_monthly":0,"premium_extras_monthly":804.9,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"C5A34398-F68C-4156-A808-EC4EEA723554","product_id":"f2ff1d38-2dad-41f2-943c-dd97d7ae54b8","product_code":"J71/SBLA2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":837.1,"premium_hospital_monthly":0,"premium_extras_monthly":837.1,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"FE274310-9241-45FE-8BEB-BEEF72E6957F","product_id":"92862318-1849-4cd4-9b39-1f287aca93b5","product_code":"J72/SDYQ2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":976.9,"premium_hospital_monthly":0,"premium_extras_monthly":976.9,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"E0C5211F-238D-48BE-B221-1B611E045813","product_id":"d90f185e-ffb3-42a3-ba47-4012a00a3f49","product_code":"J72/SBOE2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":1009.1,"premium_hospital_monthly":0,"premium_extras_monthly":1009.1,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"0D6CD4C9-9862-49D8-A09E-2EEF1748C2A5","product_id":"43f8dff2-4b89-4cf2-b213-f91576ea296e","product_code":"J131/SHOR2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":199,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"4E04825C-4A5F-4C2E-8201-3DD82BDECDA3","product_id":"06ab22ef-eb73-49ac-9d8a-c2183e2255bd","product_code":"J132/SHRX2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":211.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"5E7662B2-E008-4F07-BAA8-AF39243AB8C6","product_id":"7a2e77ad-fa69-42da-88ff-8af6b3fcaf4c","product_code":"J132/SHSH2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":224,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"E0F76E5A-29AF-4614-A54C-3A220CDC1751","product_id":"f63b15d5-f95a-4ebe-879c-92af8c0ded38","product_code":"J133/SHVD2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":231.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"6E9A1F8B-8D4A-44D5-BA1D-B3DA0012171F","product_id":"140f889c-7385-4aef-b8a6-89c591f815d0","product_code":"J133/SHVN2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":245,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"06FF7386-F5ED-4BD0-9C7E-9A0605BD0D1A","product_id":"fba86b36-af7e-4a23-b091-dc018f27864a","product_code":"J140/SIFF2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":247.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"C99E90A2-895F-4DF4-AA03-A446AC1BE631","product_id":"b1aacff2-cdb0-4bec-9151-67443f7d7bfb","product_code":"J131/SHPA2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":248.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"93F42BD3-4459-426C-B3BD-BFBE7EF38EAD","product_id":"a9c93783-7588-409b-969c-855178d3a5bb","product_code":"J141/SIIB2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":262.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"1680C071-11DE-4A20-9659-F519AFF8AB98","product_id":"659a6e37-85bb-4756-a459-a1e9c10a5f4c","product_code":"J132/SHSG2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":264.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"7620DF8E-7BD5-4297-A9E3-B2635370F1D3","product_id":"56e10d92-c5ff-45e4-8199-71a252b73cfa","product_code":"J140/SIEW2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":272.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"33EE6803-98CD-4C57-8214-633F52A25D63","product_id":"98fcd374-e497-483a-9041-12df54f9dd02","product_code":"J132/SHRZ2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":279.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"59F97708-4722-4B22-B376-AB5F377215A6","product_id":"ce3d7619-72fe-4409-a124-63901e8f5354","product_code":"J141/SIIL2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":288.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"61213ACD-AEDD-4B38-9C7F-6EA1BB77E93C","product_id":"17b0626b-78b2-4f0e-9a10-9744eab2d929","product_code":"J133/SHVM2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":288.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"C2D6A410-E6D1-43C4-89F9-1A9D209751A4","product_id":"a71efff6-2825-43dc-9782-3543f2d0594f","product_code":"J133/SHVF2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":306.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"BDB2C6A3-C112-468F-9D28-33817F2BE6A7","product_id":"b94b4e74-8521-4320-aa66-d1d94524dcd5","product_code":"J140/SIFE2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze","premium_monthly":309.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"E0C8F853-B87A-44BA-BA29-7650B2531934","product_id":"dc2c5db1-ea3b-45d6-9423-10e9e866eb69","product_code":"J143/SIVF2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":310.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"7F44AC3D-0AF0-4D7C-9985-B444BE2B352F","product_id":"8c2e1d5e-64ff-4326-bd80-8a5c41ab6add","product_code":"J142/SILL2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":315.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"56A15B6D-3ADE-4687-A038-183CF640C337","product_id":"662193c4-79da-4e12-89db-4e50105e50d2","product_code":"J121/SHGW2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":318.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"F6F335CF-4004-4A58-9010-5E95C9876FBD","product_id":"065dded3-c02c-424d-a0ef-e2469cdd13fc","product_code":"J143/SIVK2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":326.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"E1A442CA-5996-4304-886B-6549D921733D","product_id":"99cff997-825c-44db-acf7-c261fcf81128","product_code":"J141/SIIK2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":327.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"CADFF227-B3C8-4E5F-A497-59487A01F8A3","product_id":"eb9a9ac1-8050-4846-95f2-a43b59f69bd6","product_code":"J140/SIEX2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze","premium_monthly":340.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"32E47A0E-622B-44E4-9618-9B46D034A5E4","product_id":"883bc7b1-37cc-4157-a902-42d5452dc893","product_code":"J142/SILH2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":347.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"E9B2D5AD-9DF3-452F-8534-9CF661DF0825","product_id":"578bec00-d867-4c26-a6e2-ba59b9f7b529","product_code":"J121/SHGQ2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":355.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"2C931D71-0EE1-468B-935D-28094C40747C","product_id":"aaedeca4-cac1-457b-8231-116e07664253","product_code":"J141/SIID2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":360.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"57082F31-4069-4FA3-B8DA-B6CF66BE3A65","product_id":"93849762-82b6-4382-976b-1c66e4838e10","product_code":"J144/SIYP2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver","premium_monthly":377.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"00D7FBB2-0A29-4079-BEA1-4FC30E6CD49D","product_id":"4afc98b2-0fe3-4055-8e5e-af3cbf54ea3c","product_code":"J137/SHYQ2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":380.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"F1478B28-4DDE-46D6-9B72-6736C34EBDE9","product_id":"0d8cec2d-d379-4712-96f7-b6a06e56cd13","product_code":"J143/SIVH2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":387.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"F42ABEFB-0B62-4FE9-B732-700B5977D74F","product_id":"0f856462-fe10-4285-ba26-5f782bbe130e","product_code":"J144/SIYG2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver","premium_monthly":391.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"A403F962-39F1-43E4-988F-4C9325D9C3D5","product_id":"46d16db9-3f74-4a55-bad0-367073bb51e7","product_code":"J142/SILP2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":394.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"447953CB-2370-43EF-A096-B527CE5816D2","product_id":"93e6228d-3a1c-4748-9a78-dc9ee9126b74","product_code":"J121/SHGV2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":398.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"E4A41576-CC10-4DDE-B1D7-B028535FF3A3","product_id":"2fce6545-9ef4-4da9-b9f4-e0255e7c2985","product_code":"J137/SHYK2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":400.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"3B9B4CF0-5379-4FDA-951A-EF18DFC4FBA3","product_id":"41dd4de7-540b-46d3-be5c-f686f272fb71","product_code":"J143/SIVI2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":408,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"3FAE91A1-F59E-4C76-8509-5027D0FBF6CB","product_id":"2760fb4b-fe21-4621-b3f1-2cd02a12fe3f","product_code":"J122/SHKG2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":424.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"08A7F3DD-729D-49A2-9615-E769CEEC4608","product_id":"8c957e77-73a1-4cbf-a46f-1a49c9698d1d","product_code":"J142/SILQ2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":434.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"0E8368FD-77CA-4CA3-A83F-5977E372D3F0","product_id":"6194a597-404e-4d20-a9a5-a29c17173aa0","product_code":"J122/SHJX2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":443.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"F6AB92BC-55F2-42F2-BA8E-2AC618F4EB53","product_id":"8412074d-24ea-4b11-a209-0880b4826e98","product_code":"J121/SHGR2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":444.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"9A87D794-0CA2-4BFC-BAA3-24DEEA74E816","product_id":"bdf06f26-7eab-4be6-800b-cd826a4d2bac","product_code":"J77/SINX2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":452.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"CAACF83C-56AE-4F6F-BF6E-61DE380CC3BA","product_id":"d4f9c7ce-2c3e-47c9-8b30-0ab5a81abdfa","product_code":"J145/SJAV2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":452.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"78DF74F1-5E95-4792-8A13-15E5E78A3939","product_id":"e516f92d-7305-49bd-a5f9-90d5243614d3","product_code":"J144/SIYO2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver","premium_monthly":472.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"D36B409C-129D-4D75-B602-7A79696814AD","product_id":"a29efc4f-fc89-46ca-98be-484b36bd1fd1","product_code":"J137/SHYP2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":475.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"04DB785B-E39E-43BA-99DA-0FD25E662E66","product_id":"18b02b23-502b-457e-a703-82e0b09d374d","product_code":"J144/SIYH2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver","premium_monthly":489.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"D5C20F9B-722B-4A58-80A6-1E3B504F9B0E","product_id":"84e75a68-3edb-4c55-8f96-63af62cd20d1","product_code":"J137/SHYL2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":501,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"B159D6C7-8ABA-47A7-8B0B-D36E665B0D9F","product_id":"13373e15-4d8e-47c4-a9e9-eb452c15567c","product_code":"J58/SDQB2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":508.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"DA118DB2-6C09-4022-ACD4-FCD35F7990D2","product_id":"0556504d-fc2e-476a-bc91-b4b5a2a0402c","product_code":"J58/SBCI2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":530.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"DBFDF68C-D97C-421F-9153-3C865555F1B1","product_id":"9d3037c7-e434-4706-b71b-526fbd263395","product_code":"J122/SHKF2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":530.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"4ED2FFA1-1509-4001-9C9B-012489D01765","product_id":"aedb7e30-d862-46e6-9194-9e3a5ccf7839","product_code":"J122/SHKA2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":554.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"03012776-6ADF-4F00-BE4F-8AEF745BDBD2","product_id":"85276655-c2ce-4930-a32c-88699937513a","product_code":"J77/SIOA2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":565.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"EF2E1DC2-6705-4889-96B7-51EC6BF62355","product_id":"76c92134-a01d-4ba5-967d-4c7d6f419f32","product_code":"J145/SJAY2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":565.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"4CFD46E4-C9E8-402A-9EC1-7F149C6CE3E7","product_id":"ffcd5323-053e-413e-950b-335dcfb34910","product_code":"J58/SDPT2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":636.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"B84934E8-A0B3-457F-BC70-3BEACBF13298","product_id":"1b150ef0-a90e-4ee8-bb9a-e6e4eaf6d06e","product_code":"J58/SBCL2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":662.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"513B561D-2DF1-4A37-92B5-1A7F7BC4961A","product_id":"1e742920-288f-4259-8202-0b39a4020853","product_code":"J139/SICO2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":729.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"DE453C7C-FA7F-4398-A35A-8A6FD6D53838","product_id":"ff7cefc8-ae51-4908-9b03-bc4007f4ad29","product_code":"J114/SGXF2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":783.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"F7892491-28DC-4F5B-B297-94FA92E581B9","product_id":"2ab60c8f-0ece-499c-9b46-65df28dfbe4c","product_code":"J138/SIAY2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":798.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"21EDFA72-41EA-4455-956C-C2F5467DB024","product_id":"632846c5-25f6-4338-a484-b73fd0e18d75","product_code":"J114/SGWZ2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":812.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"AB1B0324-0A3B-4ECA-B430-C148AD505646","product_id":"0460360c-3a46-41bd-8baf-4d1372fbf11d","product_code":"J139/SICS2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":912.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"2A25566F-F24C-4ECF-AADD-43B3D28831C0","product_id":"f990b620-7f0d-469c-88e6-a247245ad751","product_code":"J114/SHMY2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":919.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"},{"product_item_id":"BEDCCE67-D238-4643-924A-126F13147A63","product_id":"a2630351-6eb0-4aa6-a4c5-9d115f8f8144","product_code":"J114/SGXE2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":979.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"3222DF00-2896-4935-9913-BB33A2352AE8","product_id":"29f3614f-a268-4b72-ae06-664aea31a032","product_code":"J138/SIBB2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":998,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"29ED084D-2E14-4744-A8FA-D54B883D22F9","product_id":"f4e3f9c5-e678-4c73-b1a1-e2a15a2797ef","product_code":"J114/SGXB2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":1016,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"29DDD9FC-F6EE-4AE2-98BC-2B65BEBC1F22","product_id":"37621b02-e29d-4447-8207-61dadb5aa904","product_code":"J114/SHNC2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":1150.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"},{"product_item_id":"DFA01CDB-2A92-4107-991E-EEAEFC81ECE1","product_id":"c8821b5c-fdff-4b8e-8615-d4917c090db3","product_code":"J69/SECV10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"starter flexi basic","product_type":"combined","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"basic","premium_monthly":149.25,"premium_hospital_monthly":0,"premium_extras_monthly":149.25,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":5,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras1","other_features":"This cover also includes Accident Override and limited medically necessary ambulance.","funds_product_code":"A7G"},{"product_item_id":"DC854CAC-FD0D-4441-B9C4-7B8FED78129A","product_id":"22f2078a-fb90-407c-af7a-cf7bfae7b906","product_code":"J69/SBHC10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"starter flexi basic","product_type":"combined","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"basic","premium_monthly":153.85,"premium_hospital_monthly":0,"premium_extras_monthly":153.85,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":5,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras1","other_features":"This cover also includes Accident Override and limited medically necessary ambulance.","funds_product_code":"A5G"},{"product_item_id":"1AC277F7-8F51-46E6-8E31-54ACFBD991F0","product_id":"61c2830d-6042-4c62-b72a-cf5867923457","product_code":"J103/SFQZ10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":189.4,"premium_hospital_monthly":0,"premium_extras_monthly":189.4,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R7H"},{"product_item_id":"61009045-2D0B-4FD2-A9C8-8962BE15EFF9","product_id":"100dae4e-434c-4e72-ac9e-cd520e414984","product_code":"J103/SGDT10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":197.85,"premium_hospital_monthly":0,"premium_extras_monthly":197.85,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R0H"},{"product_item_id":"7BEDAE2B-9988-4D08-96CA-E076EA890785","product_id":"52cd3ea1-cd88-4d3b-9179-d196a898b2d6","product_code":"J106/SFVR10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":237.4,"premium_hospital_monthly":0,"premium_extras_monthly":237.4,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"61FE48D4-EAAA-4968-8A1E-B3A743813F22","product_id":"16cc71cd-ce33-48cd-b0a1-c5046d8207d0","product_code":"J106/SFVQ10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":246.35,"premium_hospital_monthly":0,"premium_extras_monthly":246.35,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"73B8B1EF-F08B-45A6-81C0-CBFF29549DDF","product_id":"b0cdab5b-bfb7-404c-bb82-d5aa6e9b219e","product_code":"J71/SDVU10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":287.3,"premium_hospital_monthly":0,"premium_extras_monthly":287.3,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"6774D029-4408-43D7-A98B-605C04ADF8BA","product_id":"cc89cd9f-8dc1-44da-847b-6d5032d55dd2","product_code":"J71/SBKV10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":298.95,"premium_hospital_monthly":0,"premium_extras_monthly":298.95,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"C59B8CCC-BEC4-4BEE-9B6D-07ECB17E1C29","product_id":"6e235262-2486-45f7-b023-de06c6333de2","product_code":"J72/SDYL10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":348.15,"premium_hospital_monthly":0,"premium_extras_monthly":348.15,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"D706D2E0-A25C-4D39-9E88-E5844F602925","product_id":"c24e95d5-0f6e-43f8-ab33-fc10c35af113","product_code":"J72/SBNZ10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":359.85,"premium_hospital_monthly":0,"premium_extras_monthly":359.85,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"73B0405F-FFC9-470D-BC00-EEFE2A691BEE","product_id":"bec3e4d4-800a-49ea-ba9c-af6e3fc87246","product_code":"J131/SHOW10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"basic","premium_monthly":99.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"0BDB3E7E-1A6F-43B0-B557-40263327DF9B","product_id":"860b8dc1-7e78-4c72-a7a5-ce5315bd5fb4","product_code":"J132/SHSC10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"basic","premium_monthly":105.65,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"9C555EE0-EF1C-476D-8860-7A0835214A92","product_id":"1056982d-52a5-4fa1-8c27-847d556353b4","product_code":"J132/SHSA10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"basic","premium_monthly":112,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"77404EB8-A395-464F-9696-7AD712D7E614","product_id":"ac3b8ebc-2329-4686-8663-331587aece3f","product_code":"J133/SHVI10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":115.55,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"875893F1-D206-4F56-BDD3-254F3F17547B","product_id":"2cbff112-aae8-46d5-910b-2fe84285e535","product_code":"J133/SHVG10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":122.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"D57367AE-CFF5-44FD-AC27-5D97588BB307","product_id":"76064a19-0437-4b1e-8828-5979c113925c","product_code":"J140/SIFD10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"bronze","premium_monthly":123.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"5D865372-70EE-43C8-9760-5976DF1F5A83","product_id":"e889ac94-0b68-4b40-be71-efa40b3cc9bf","product_code":"J141/SIIG10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":131.05,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"709E8039-613D-40B1-875E-D5C16C727B83","product_id":"b0ba1b76-b270-47bf-abd5-a5d110463c81","product_code":"J140/SIEY10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"bronze","premium_monthly":136.15,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"E168850A-2A07-451B-A7C9-708F2D72EBB7","product_id":"a995ad03-9c83-4d4f-b1ab-7fc8d91bb6a9","product_code":"J141/SIIE10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":144.15,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"D6086F30-41F9-4ACA-AE3E-F2871917EB93","product_id":"1d77a261-29d9-44eb-98fa-e0798c863a04","product_code":"J143/SIVB10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":155.05,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"158FF62B-397B-40C7-925D-C5BBCFAECC42","product_id":"df766d88-5856-4eaa-8e84-5e54e81500a7","product_code":"J142/SILM10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":157.85,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"4C9DFA94-BB1B-4BED-8F7D-166A656EB302","product_id":"a664c66d-d79c-4e85-acfd-5cd28382e792","product_code":"J121/SHHA10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":159.25,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"45EC0A84-C4E8-490C-8999-DA53116B00CC","product_id":"61a6bb9f-a10e-4221-9fae-ae9397cf1008","product_code":"J143/SIVA10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":163.15,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"8DBBE656-B538-4C97-AA34-4BC89B7A038F","product_id":"c7f93986-37a8-4951-932e-838d5239d9a6","product_code":"J142/SILI10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":173.65,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"3E3DE106-96AA-44FD-9B26-4DCDF4CF8A2C","product_id":"b7b1cda3-9082-4723-9608-c2b3ce551c3d","product_code":"J121/SHGS10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":177.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"F0D3990B-67B5-409C-B657-E9E70B80FF68","product_id":"816f291b-7e1f-4b54-8b3d-0032e0817e6e","product_code":"J144/SIYN10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"silver","premium_monthly":188.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"2FB59D7C-8013-4D02-85C8-386325DE708D","product_id":"939f3990-165f-434e-9e7d-247de37afa15","product_code":"J137/SHYU10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":190.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"0D3DDA66-8550-4C4E-8E60-816A0E742427","product_id":"85aef003-7e1b-4bdf-a3b5-a702b49b5aa2","product_code":"J144/SIYI10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"silver","premium_monthly":195.55,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"BA58B109-B0CF-4681-B4B1-8190B04A4F66","product_id":"80db9fc7-a726-47e6-ab35-1b4f4fc17c9b","product_code":"J137/SHYM10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":200.45,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"CD9D50B5-64F2-4A28-BE02-88D2C7743219","product_id":"e811d77f-83bc-4328-a6fe-4c1b73d79ada","product_code":"J122/SHKE10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":212.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"2D06BD06-C4EF-4776-B83D-17F33660A530","product_id":"e46b1382-1187-4d3f-bebf-52085021667e","product_code":"J122/SHJV10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":221.95,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"0966BBC2-C1D5-4738-B14D-5F41AE53336A","product_id":"f9b5f083-489a-4d09-82a2-08cb45b679fa","product_code":"J77/SINV10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":226.15,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"E031BED0-67DE-4651-96BA-29D883772EF5","product_id":"e6bd44f9-c068-40e7-bdaa-bc26a93b8c27","product_code":"J145/SJAT10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":226.15,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"BB8A7ACC-99B4-4D90-897A-325998BC5D8F","product_id":"b4a424de-1732-48a5-ada8-aef1b0215fcd","product_code":"J58/SDPO10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":254.45,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"D28CC709-6F4F-4DBB-BA3E-3D8CB729E792","product_id":"1756e12c-8832-4b1f-9437-4d7967365665","product_code":"J58/SBCC10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":265.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"56C9CB91-AEF2-48F4-8934-92ADB2FF330C","product_id":"bd699848-8258-40a3-b112-9125d3b0b333","product_code":"J139/SICQ10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":364.95,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"CB29EF6C-1B1D-4408-A1BB-62023127CC24","product_id":"4d05e5ed-4767-43dc-b698-0d33c9d280f0","product_code":"J138/SIBA10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":410.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"F8F92E41-292C-4917-A3F2-F84D2863535C","product_id":"3f135ecd-9f4c-4140-a37b-03d5c36f8b46","product_code":"J114/SGXD10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":439.75,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"E8739E8A-29CE-4D53-8CED-A5C7C92F6636","product_id":"b19bf205-0af7-4ef0-803e-010d24c67f43","product_code":"J114/SHMK10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":459.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"},{"product_item_id":"B1C3BFAB-1ED1-440A-8563-8C8F97B10BC8","product_id":"8c33330f-4d72-48de-a88d-8773eb90de66","product_code":"J114/SGWX10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":476.95,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"1F9C248A-F973-4E85-9F00-D673635AE390","product_id":"958097e4-7ce9-43cc-95d3-0071422d222f","product_code":"J103/SFRV1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":322,"premium_hospital_monthly":0,"premium_extras_monthly":322,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R7H"},{"product_item_id":"C17CB0CC-1007-4C1E-9561-1AC0627C3A23","product_id":"a250e211-c62d-4367-ad12-a99eeda25317","product_code":"J103/SGDU1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":336.2,"premium_hospital_monthly":0,"premium_extras_monthly":336.2,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R0H"},{"product_item_id":"03669C6A-F990-42EE-9F5A-4A991F53F873","product_id":"162730ef-15b7-44ab-9e02-3aa0d1ebcf57","product_code":"J106/SFWU1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":403.5,"premium_hospital_monthly":0,"premium_extras_monthly":403.5,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"21F89E91-EC7A-4AE6-9D80-6A6B1F001775","product_id":"aab275c6-e4a9-4b75-b825-89ae9d74fad5","product_code":"J106/SFWR1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":418.4,"premium_hospital_monthly":0,"premium_extras_monthly":418.4,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"15B15527-79D5-4BD7-B661-632E585ED3FD","product_id":"51aa550a-2d97-42e6-a4e9-077c19c5f375","product_code":"J106/SFWK1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":474.8,"premium_hospital_monthly":0,"premium_extras_monthly":474.8,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"57B676E3-680B-4065-B4CE-BEB230546093","product_id":"51e27c45-3cc0-4f85-a21b-7bf24898641e","product_code":"J71/SDVN1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":488.4,"premium_hospital_monthly":0,"premium_extras_monthly":488.4,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"155C6655-9EDE-43C1-A20D-6D98DFBB87B5","product_id":"5973f807-11e1-4932-b6da-02d69d3b8b2e","product_code":"J106/SFWN1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":492.7,"premium_hospital_monthly":0,"premium_extras_monthly":492.7,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"B22B2D23-B34A-405F-B849-2464F722947E","product_id":"21a91cfb-d53b-406b-9a6d-c71feec74774","product_code":"J71/SBKX1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":508,"premium_hospital_monthly":0,"premium_extras_monthly":508,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"66E4C563-C099-4CD0-A195-DBE52B77FC8B","product_id":"62b2c3e1-58ae-43a1-ba7a-a0b1637f7f1d","product_code":"J71/SDUY1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":574.6,"premium_hospital_monthly":0,"premium_extras_monthly":574.6,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"FACEAAD9-E861-4961-88A1-859297191713","product_id":"1403da5e-1acf-4bc3-b1ac-a50818e8832d","product_code":"J72/SDYE1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":591.7,"premium_hospital_monthly":0,"premium_extras_monthly":591.7,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"12C6A494-680F-4A27-AF68-FC4B24F67B6F","product_id":"c0d5ab53-665d-452e-b9ed-fc86350f099d","product_code":"J71/SBKZ1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":597.9,"premium_hospital_monthly":0,"premium_extras_monthly":597.9,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"F6A758D3-65AA-4AB6-983F-C6E3F6B856A8","product_id":"8b516043-4127-4c5e-a049-09e028b2d345","product_code":"J72/SBOB1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":611.5,"premium_hospital_monthly":0,"premium_extras_monthly":611.5,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"CCDF1012-0099-44BF-9FBB-423C0ED5ADD4","product_id":"58ce3a65-a8c7-4340-8303-d178e0637826","product_code":"J72/SDZF1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":696.3,"premium_hospital_monthly":0,"premium_extras_monthly":696.3,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"5455FD50-1A79-4197-8FB7-F328C566D559","product_id":"25d60537-51c5-4236-b40e-b7060578a300","product_code":"J72/SBOD1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":719.7,"premium_hospital_monthly":0,"premium_extras_monthly":719.7,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"E6A59A31-AA86-4A7D-BF28-0B75189A930D","product_id":"d8ee8987-8f28-4d07-b916-d565c5b6e82d","product_code":"J131/SHPC1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":172.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"805365C2-7517-4A26-A1EE-F1CFBF53E354","product_id":"0ed77ca8-7215-4450-9192-5bab65f679b6","product_code":"J132/SHSI1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":183.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"C98764F1-3564-4A54-803C-D03F51FACA1D","product_id":"c0a61024-41b8-4feb-beb8-e9898361c631","product_code":"J132/SHRY1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":194.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"922D0015-EDB4-4D2F-AE92-8C21F9F4F98E","product_id":"2fc69b43-da40-46ac-b34a-6545b7457f36","product_code":"J131/SHOX1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":199,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"7D6BDD8F-7A4B-4197-9F77-945342F2DFE6","product_id":"7b79af7e-7e85-406f-a2dd-b1074119f1f5","product_code":"J133/SHVO1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":200.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"FAC8F6B8-2981-4A2E-AAC4-F696E77D091D","product_id":"a4121387-f56e-4a32-b105-d50b3836fb7a","product_code":"J140/SIFC1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":210.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"61BC6059-D972-4EBA-95B2-7CF8FE3ADBAB","product_id":"27bbf98f-91e4-4686-858f-47df8efdfd25","product_code":"J132/SHSD1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":211.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"BBE39D86-9F4A-471F-B2B6-2EB1FCBC3FE1","product_id":"8dc03123-63c9-479d-b812-2217794b8bc4","product_code":"J133/SHVE1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":212.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"9B7C3644-2049-4F13-853E-D10CA28B66D2","product_id":"f3d67755-0edc-4276-9470-bc9376aa730a","product_code":"J141/SIIM1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":222.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"0E1F0ED9-D1BE-4F18-ABFB-0A0331AF1EEC","product_id":"772ac27d-9791-4ae6-851e-af21911a1ea7","product_code":"J132/SHSB1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":224,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"972EE3AF-2635-478B-8F11-A45E04907E48","product_id":"ce0b87ad-76de-4fd7-8ea7-b2bd75105a9e","product_code":"J133/SHVJ1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":231.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"E936B58D-B76C-4F39-A2AA-DCA24B13E990","product_id":"0865c87a-68e4-44e5-bd86-8054426119b3","product_code":"J140/SIFA1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":231.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"6DBA167C-8FAF-44CE-9771-5A35AAB61726","product_id":"94c0a480-71f2-4fc9-85cb-30cd2d20a7e1","product_code":"J141/SIIC1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":245,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"8E7415FA-5412-43A2-9360-9BAA37C32EB0","product_id":"f7436af3-cace-4e51-ba8a-1f22bd1e52a2","product_code":"J133/SHVH1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":245,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"289EEB85-FDC1-4756-88AC-9469BA069A33","product_id":"6f11732b-2992-4440-8f30-de522447b91b","product_code":"J140/SIFG1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze","premium_monthly":247.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"D64589C2-44F0-4C47-B0B2-7EA7303A0E06","product_id":"dc9cf753-ce24-4c28-9e64-6b32ac2aad85","product_code":"J141/SIIH1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":262.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"9882FD22-BC72-4A9D-82E8-0BF29DDE7862","product_id":"8a1f519b-f14c-4e27-8f4d-9f9b3f7e7423","product_code":"J143/SIVD1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":263.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"F0DC6F5C-DFAA-444B-8C53-E91351F3B4B6","product_id":"cf46b490-966f-44f4-9c6b-be8f0e8f825b","product_code":"J142/SILO1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":268.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"AA1A8F76-C40A-4FD7-B94A-B4CA58F72974","product_id":"4fb668c5-4658-4fd2-81bb-5068caf723ee","product_code":"J121/SHGZ1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":270.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"3137E3DD-C1FD-455D-B74D-439AF3EF1CA2","product_id":"d97635f4-93fa-4b15-bfd6-80a15f096904","product_code":"J140/SIEZ1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze","premium_monthly":272.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"5C5A40E9-A611-4DC1-A254-548EB2849C33","product_id":"38ea350f-b152-4a20-a6fd-3044247ca8e8","product_code":"J143/SIUZ1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":277.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"10579A48-40FF-44F3-8E18-A0B4532D02CE","product_id":"2b0ec973-ba50-4564-a2ba-c6ca405107c9","product_code":"J141/SIIF1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":288.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"0F25E1F2-7F67-472F-BAC9-D8EFFDAAD527","product_id":"715ee04e-4029-465a-abcb-6f04aaf5e0fb","product_code":"J142/SILK1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":295.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"233AA46F-166D-4451-9694-D537BFB64E56","product_id":"44a5bea5-fefa-49a9-9ee7-d8899a16e07e","product_code":"J121/SHGU1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":302.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"23510CF5-858A-4B0F-AD1D-FB92110363C0","product_id":"3449386a-16ba-4e0c-86cc-b66df418ce03","product_code":"J143/SIVG1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":310.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"1F542CF4-19BB-4AD1-B8B8-2E4861C72421","product_id":"9ca6062b-5355-4d03-b38a-62327b849231","product_code":"J142/SILS1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":315.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"F6CA38DC-1F87-40BB-9CF0-2D78411919E5","product_id":"cf07ca31-c1a2-4bce-95e0-84c97247ce4c","product_code":"J121/SHGX1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":318.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"C51130E7-35B2-4F35-B727-68F34E12A795","product_id":"9d70ad9e-8155-47d9-b078-8f5cc97c4f5e","product_code":"J144/SIYM1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver","premium_monthly":321.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"F751BA59-40F2-47D1-BEFA-0C3176A28C97","product_id":"f0fb5637-1540-45f7-a28a-56893eb206c0","product_code":"J137/SHYT1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":323.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"16584402-944E-4150-B89B-E214878CF349","product_id":"a3bd1946-258a-4147-93e0-2b35afc6f9b3","product_code":"J143/SIVJ1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":326.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"19823F1B-66F1-47BC-8386-765598B2B8E7","product_id":"a6f4e406-ce29-489a-a2e2-793eaac5c394","product_code":"J144/SIYK1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver","premium_monthly":332.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"C9A872D7-7C07-4330-937A-75557B7A883A","product_id":"1c64012c-d196-419a-9acd-5ab7a24bc3f7","product_code":"J137/SHYO1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":340.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"49CA8195-7D94-416C-9633-52659F6E179F","product_id":"46126c2c-f88e-4db8-b321-7600ced0e80c","product_code":"J142/SILR1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":347.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"A0D8B5DB-0C35-4DBE-B408-8099D8B3ABE8","product_id":"0162fab8-9569-4b00-8fc7-7b3ebb00ae03","product_code":"J121/SHGT1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":355.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"0BE1600B-24E2-4F22-A792-34B6153E6076","product_id":"5d51a76a-22c6-4b97-8e91-bd416500f6f1","product_code":"J122/SHKD1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":361.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"A26B12C6-682C-4F21-B9EE-189D851C6570","product_id":"4805f144-0d85-4afa-848a-b539d17c27f3","product_code":"J122/SHJY1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":377.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"8CF686B2-C81F-4176-9CD7-B86DFBE41B95","product_id":"c6d8d6af-77cb-4967-80af-416a018c80e5","product_code":"J144/SIYQ1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver","premium_monthly":377.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"5BB36BA3-A9E3-40C9-8C09-3559ED5799B9","product_id":"305bbfcf-3698-476f-a584-c9cf4d055905","product_code":"J137/SHYR1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":380.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"28E8B70D-002E-45FD-AB28-537BC48EF8BB","product_id":"3c072d70-046d-4c9f-ba63-001c4a3f5bd3","product_code":"J77/SINY1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":384.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"CD9C3D88-D861-4F7B-9B05-530D6EFB9ECA","product_id":"7633b389-1b4a-452c-8d43-b1ffa578a39c","product_code":"J145/SJAW1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":384.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"841E7CC9-7073-43C9-9EB5-32BE0F536D54","product_id":"9e653e5d-62e3-4e1f-9d89-eedcd2a881dd","product_code":"J144/SIYJ1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver","premium_monthly":391.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"1312BCF2-2BC3-45AE-B52E-E6F599E62EFB","product_id":"ab2eca93-216b-460b-b5c0-8852f8e1eb19","product_code":"J137/SHYN1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":400.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"C6092DBB-AC20-4EA9-9728-86C515C6E6E8","product_id":"64abf254-b8d3-4fc7-9acb-c3a19d5cc66f","product_code":"J122/SHKB1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":424.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"FE9B6D3E-F876-4B78-9380-ED7383A2D1B3","product_id":"ea085aa6-5adc-4086-9c64-4b59e43fec3e","product_code":"J58/SDPH1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":432.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"AE155D07-3F61-441D-9B79-C83B2E58FB93","product_id":"55ccbe79-0184-42b4-b3a8-504c73e2393a","product_code":"J122/SHJZ1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":443.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"32FB1509-4CE2-44F1-A386-1971C2C5D341","product_id":"42ad3afa-0afe-424f-af09-b1955d644bd9","product_code":"J58/SBCJ1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":450.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"8D1EE96B-F017-4A60-B412-C563E2E9C8D1","product_id":"01959d8f-d1bb-4ddf-97e7-f30b0460b3da","product_code":"J145/SJAX1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":452.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"B712FB3F-D156-43FD-8781-8BCBD8100945","product_id":"4ef053d4-b4a0-476e-8cc4-d11b37ff58e4","product_code":"J77/SINZ1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":452.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"4935F8F0-5551-4AFD-8DE4-C4CC8BE9257F","product_id":"fbc02b5d-8baa-4b37-88c0-d43e73153777","product_code":"J58/SDOS1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":508.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"F8C7A4D1-97A6-43A3-AA71-E574F6BEF538","product_id":"2ddfc007-eb3f-4c35-abb4-e202ab07ab44","product_code":"J58/SBCK1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":530.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"357FDD48-DC12-434C-8EF0-E6BAFB6CA9BA","product_id":"6a254ccb-5141-440f-a1d5-08174713cd79","product_code":"J139/SICP1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":620.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"9651CF27-4CDA-44EA-846E-26CCBE6E372C","product_id":"5d7a9df5-7823-4643-89b5-6401c716590f","product_code":"J114/SGXI1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":665.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"AE6169AE-CE3E-4E74-99E1-55C41F2ADEBB","product_id":"eec71c0f-4204-4cd0-9095-6cb0481d7547","product_code":"J138/SIAZ1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":678.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"69E5EE77-7756-43A4-8CA1-27971BB71FDB","product_id":"a71f5b9b-3aee-44e0-83fc-6bcfc7edeac1","product_code":"J114/SGXA1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":690.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"56522DC3-1181-4601-A3BF-69FD21DEDA6B","product_id":"399dfaef-3ed1-412b-82e9-7b8c090ecd24","product_code":"J139/SICR1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":729.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"6266D5BC-8BB7-4EFD-99D3-E82FDC388934","product_id":"f12d361e-f5e1-4a1a-94c3-6d46e6f0101a","product_code":"J114/SHMF1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":781.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"},{"product_item_id":"49CA9B20-C75E-4A78-8746-510A34552BE3","product_id":"126b85b4-c201-4577-9d96-9533d27e3acb","product_code":"J114/SGXG1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":783.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"3AD435AC-7C73-4C10-8875-8C622FAA30C2","product_id":"1e129176-0537-470a-83d7-66735462de69","product_code":"J138/SIBC1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":798.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"3AB3118E-6A91-4AB7-B081-365984FD9227","product_id":"5c63103a-6d08-4afa-9a2f-f39bc42565d5","product_code":"J114/SGXC1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":812.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"FD1A21D3-F687-4589-BFA6-65935FCC647A","product_id":"5fb2da2c-4d49-4226-b0b0-4be797461176","product_code":"J114/SHMH1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":919.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"},{"product_item_id":"0E76E8CD-4DF7-4AF4-A7A4-CC302F802DC8","product_id":"51b37c4a-1d9e-4f1d-a35c-7ad2cd082c00","product_code":"J69/TECX20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"starter flexi basic","product_type":"combined","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"basic","premium_monthly":309.7,"premium_hospital_monthly":0,"premium_extras_monthly":309.7,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":5,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras1","other_features":"This cover also includes Accident Override and limited medically necessary ambulance.","funds_product_code":"A7G"},{"product_item_id":"D024C1D4-260B-4078-8BDA-DE812EBDCE2D","product_id":"5ed0cd2f-6750-4b9f-a368-900ecda09313","product_code":"J69/TBGZ20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"starter flexi basic","product_type":"combined","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"basic","premium_monthly":329,"premium_hospital_monthly":0,"premium_extras_monthly":329,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":5,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras1","other_features":"This cover also includes Accident Override and limited medically necessary ambulance.","funds_product_code":"A5G"},{"product_item_id":"F658F089-97F7-4F38-BB6A-D9BAF0F6156A","product_id":"1b8d284e-6366-4272-b863-fcd0a869e4d1","product_code":"J103/TFQB20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":419.3,"premium_hospital_monthly":0,"premium_extras_monthly":419.3,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R7H"},{"product_item_id":"6C78A00B-38DC-4F61-A4C4-41D536FE7212","product_id":"0ec6a1c3-31a7-46b1-8865-76f767c34aea","product_code":"J103/TGDY20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":439.1,"premium_hospital_monthly":0,"premium_extras_monthly":439.1,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R0H"},{"product_item_id":"26067FAD-A419-4250-BE9C-CE75AE201299","product_id":"e3c54346-20be-4e7c-92d6-6d941f7a3487","product_code":"J106/TFUL20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":485,"premium_hospital_monthly":0,"premium_extras_monthly":485,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"CDAC7E7D-0823-4EF1-BFAC-D1982BC83D2B","product_id":"c1d1f40d-1173-4d20-b5b2-682ea2c57cef","product_code":"J106/TFUG20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":503.8,"premium_hospital_monthly":0,"premium_extras_monthly":503.8,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"19F4E13E-8B2B-4AD6-84EE-1803785131B3","product_id":"6d9dbd74-a590-4ef5-8fd6-8c3b93026e17","product_code":"J71/TDWA20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":567.6,"premium_hospital_monthly":0,"premium_extras_monthly":567.6,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"ACB31D0A-7B9D-4504-9BBC-6FCEBD09888C","product_id":"a72ca8ad-c2c6-44b4-bb64-f372fc1e7fce","product_code":"J71/TBKK20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":590.4,"premium_hospital_monthly":0,"premium_extras_monthly":590.4,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"55FDEB33-2A62-4A21-B2DB-2A8BB3876746","product_id":"117b382e-e291-4bb3-945c-f9f172601fc0","product_code":"J72/TDYR20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":729.2,"premium_hospital_monthly":0,"premium_extras_monthly":729.2,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"3EAA876D-3AFA-48F5-9AEF-FE24B406C410","product_id":"d5393a29-1691-4587-bdf9-e95d488c7adb","product_code":"J72/TBNO20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":754.4,"premium_hospital_monthly":0,"premium_extras_monthly":754.4,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"705982FD-F55A-41EE-9B90-AE0B210AF333","product_id":"ea9254c1-df66-49e7-a146-1b0912407132","product_code":"J131/THPD20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"basic","premium_monthly":210.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"7094089B-31CB-4DA1-AE6D-5678B03B8B3D","product_id":"bf50ac00-e145-4e11-a1b2-a55b3a9b2cd1","product_code":"J132/THSJ20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"basic","premium_monthly":216.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"534F119A-6989-4986-87CD-37250C2BCE05","product_id":"984eaf54-e462-49aa-b14e-aa1045e84e0d","product_code":"J132/THSU20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"basic","premium_monthly":229.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"AE89744D-05FB-462D-87D8-1919F0564363","product_id":"621e5b14-ec97-48d0-9ab2-33f397816003","product_code":"J133/THVP20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":237,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"ACC00A81-CBEF-46BD-8262-671782D1783F","product_id":"1b48c8b9-e484-492a-a84b-34cbe3bcabfc","product_code":"J133/THWA20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":251.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"E8121E47-9BF3-4135-B195-AF61FA6F4059","product_id":"df407b9e-fde7-400f-acd3-044598aa76fd","product_code":"J140/TIFQ20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"bronze","premium_monthly":268.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"654F7DF0-ED71-45A1-9EB1-2A6895B4E0B2","product_id":"518cf3ba-05b5-40be-b84e-3c876e8f4c44","product_code":"J141/TIIN20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":275.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"15878D7D-3FDA-4E67-92A9-556745B033E4","product_id":"40c118d7-6c69-4aee-8387-0674b36ee2b9","product_code":"J140/TIFI20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"bronze","premium_monthly":295.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"B606D292-472F-4894-AD4F-4085F4742798","product_id":"36e4bd6e-9354-46ab-91ed-558b3189982d","product_code":"J142/TIMA20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":299.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"B35D1E03-1D36-4880-B2C1-7A755E77C5AD","product_id":"7608c549-1101-4719-a442-3244ae730af9","product_code":"J141/TIIY20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":302.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"385BFDDD-EA8B-460F-A562-F89734D2D1D8","product_id":"e81eabe4-0a30-4736-a9c8-b6cd70a00103","product_code":"J121/THHH20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":323.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"790C3AA7-37B6-4BAC-BDCC-B5088852EE32","product_id":"bb34135b-a212-44e8-8b1b-6469396aa764","product_code":"J142/TILW20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":329.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"F3F4DB52-772F-408C-B690-CAD3E46C4D66","product_id":"8c5ef0f1-ff5d-4ce8-8edd-7edfc4e4eb64","product_code":"J143/TIVT20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":348.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"291C3AEA-3244-4F57-9873-434EAFA67766","product_id":"97ae30b9-dcaf-4a42-9876-dc76ed3846f0","product_code":"J121/THHC20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":361,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"438F03EB-6394-46E0-8A86-F95D7556B87B","product_id":"7fea9cfd-95ba-4e6f-ab60-9bcf7d6424f8","product_code":"J143/TIVM20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":366.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"4FB4EE9F-87A2-46FB-B087-059265419CB8","product_id":"e5d00329-b6ec-4845-8420-8ac4edb62cab","product_code":"J144/TIZA20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"silver","premium_monthly":409.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"263FB777-E251-4733-8452-48D5A40F55CE","product_id":"bde323d8-d1a6-499c-9364-62fef50616b9","product_code":"J144/TIYS20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"silver","premium_monthly":419.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"42F3BF60-C67B-4B24-88BB-36202E8E36EB","product_id":"da6f78eb-cb15-4d00-a85e-911f8b786c57","product_code":"J137/THZB20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":432.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"35B2DDEC-ADAC-4A60-9D01-B148E3BB40FD","product_id":"2b5372fa-9d30-4b04-b551-d3cb8eaba401","product_code":"J137/THYW20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":441.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"21049A6E-62A1-498A-B809-AA556C977B1F","product_id":"209b89ff-8c74-441a-981e-ab80b5e6c1d5","product_code":"J122/THKS20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":469.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"5E0572E0-2C12-457A-8E76-0477C368439C","product_id":"d98089e5-6faf-4e4d-a1f4-0f10781214af","product_code":"J122/THKI20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":491.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"0B8E4BE8-FC95-41A3-A217-878F63CE8850","product_id":"7266309a-b09f-43c8-835d-f978d16e51aa","product_code":"J145/TJBA20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":506.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"155EE58F-C14E-4E5B-BCCF-31E7B63799AE","product_id":"04164538-c05a-4d91-81a9-24a0a3dad6fe","product_code":"J77/TIOC20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":506.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"3D792A20-546F-4195-A447-1412DB969DCD","product_id":"e3db6a4d-217e-44c7-81d7-a26cd05e0dd5","product_code":"J58/TDPU20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":538.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"E061EFFA-036A-4DDD-B17C-EEDCCC3E0B39","product_id":"efe82601-34b8-40c3-8aab-ad8e850b0d6a","product_code":"J58/TBBQ20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":561,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"EC97849A-BE26-4584-8EFC-590262CABF5B","product_id":"de67db18-1d55-467d-a6ad-4b96cec3e34b","product_code":"J139/TICT20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":778.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"11D68051-DDD0-4907-9E89-711BFA760EDB","product_id":"619a8316-81a2-46f4-b399-25fd50c92b26","product_code":"J138/TIBD20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":831.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"FC13C22E-FE0D-4D17-956F-47F871D11A64","product_id":"815ad2f9-4c7e-4724-b1ee-89fc047ea37a","product_code":"J114/TGXP20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":841.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"5472BB51-0246-489A-97AD-DC1573527502","product_id":"500f05b5-d54f-4026-8387-638f6056d399","product_code":"J114/TGXK20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":877.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"C77156E9-0A8F-4681-92C6-7D565C1B44E5","product_id":"387f1468-8ad5-49a9-8a8d-27ff122e7e2a","product_code":"J114/THML20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":972.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"},{"product_item_id":"1A554C72-1162-4D79-8244-4CAA8523ECF3","product_id":"8a2e3988-9add-47e5-ab7d-3969b903f453","product_code":"J103/TFQQ2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":461.5,"premium_hospital_monthly":0,"premium_extras_monthly":461.5,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R7H"},{"product_item_id":"CDC21BC4-F26A-4B6C-9ABC-0BB2E73CB2A3","product_id":"0bc891bf-eb74-4fd5-b10f-6ff36dd69c43","product_code":"J103/TGDZ2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":483.3,"premium_hospital_monthly":0,"premium_extras_monthly":483.3,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R0H"},{"product_item_id":"84839CDA-818C-4E51-9FFE-154B1E6EC335","product_id":"54847cac-d1be-470d-bf55-da6c953b62f9","product_code":"J106/TFVH2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":533.9,"premium_hospital_monthly":0,"premium_extras_monthly":533.9,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"DAABF250-7E6A-453E-8464-AB7505904507","product_id":"10081485-21ab-4a49-95d9-0aa30c664e07","product_code":"J106/TFVI2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":554.4,"premium_hospital_monthly":0,"premium_extras_monthly":554.4,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"F5A71B2B-6175-4790-8658-D5A3C002CF86","product_id":"f328c2c7-4ad0-413d-9c32-4821584a09c3","product_code":"J71/TDVJ2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":624.5,"premium_hospital_monthly":0,"premium_extras_monthly":624.5,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"3E979EC1-9401-4CAC-8B87-E2118D8977B9","product_id":"3e07e643-c077-4c7a-a0d8-8b5044e22462","product_code":"J71/TBKM2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":649.5,"premium_hospital_monthly":0,"premium_extras_monthly":649.5,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"914E02F1-2BE7-4A1D-855A-D2801E71A530","product_id":"85e9b46b-d423-4c4c-aaad-a3a1d6e9d5b1","product_code":"J106/TFUR2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":680,"premium_hospital_monthly":0,"premium_extras_monthly":680,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"77E8F721-F6CF-4706-B449-D047B721374F","product_id":"52b20f09-4076-4374-8453-d79b19e70a1e","product_code":"J106/TFVA2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":705.7,"premium_hospital_monthly":0,"premium_extras_monthly":705.7,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"B3F53A7A-CC7D-4085-871B-4FADCCF7F9D4","product_id":"52f260f1-f922-4202-84bc-1eb4b55a7630","product_code":"J71/TDVE2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":795.8,"premium_hospital_monthly":0,"premium_extras_monthly":795.8,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"1DB68625-AC51-4ED4-94F5-695B36D7DF19","product_id":"6ae34524-1782-4ff8-81db-acedd0307e46","product_code":"J72/TDZQ2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":802.3,"premium_hospital_monthly":0,"premium_extras_monthly":802.3,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"BCF726ED-2450-490D-A03A-173EE19402D9","product_id":"4af62495-6bed-4d03-a636-9643db215d6e","product_code":"J71/TBKO2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":827,"premium_hospital_monthly":0,"premium_extras_monthly":827,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"1EB74DDE-0686-4599-9CAD-9DADB9F45C37","product_id":"872cb553-aefd-4450-9269-9ad5a5844db6","product_code":"J72/TBNQ2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":829.9,"premium_hospital_monthly":0,"premium_extras_monthly":829.9,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"F9365DDC-BFAF-4142-9BEB-6DA84C8F892E","product_id":"52271119-118a-4e87-852d-541af64dd034","product_code":"J72/TDZL2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":1022.2,"premium_hospital_monthly":0,"premium_extras_monthly":1022.2,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"D9633863-869A-4A52-AEF2-959058B54E66","product_id":"a8e0ac40-1847-4339-93ff-9f4b30b25688","product_code":"J72/TBNS2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":1056.7,"premium_hospital_monthly":0,"premium_extras_monthly":1056.7,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"1B0967A0-A697-474B-A006-A29DBC18069E","product_id":"0c1c3859-2664-40e9-92fb-92a29264f307","product_code":"J131/THPK2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":210.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"F4021128-1FDE-44A7-869E-B23B61E25E04","product_id":"92bd964d-2b23-48de-8014-e0b3b655a49e","product_code":"J132/THSQ2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":216.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"2010F4B8-4ECB-4561-95BF-FEFCE1962328","product_id":"78c05825-1000-4802-949e-439ceb088f44","product_code":"J132/THSP2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":229.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"33850804-C165-4F64-B9C9-E71A290EBEBB","product_id":"479a9d1b-2fbd-4eeb-ac1f-b2af9b069e5a","product_code":"J133/THVW2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":237,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"FA92587A-4041-4DF7-B05D-C6145B91291F","product_id":"b1c5202d-b6f3-4e4d-8b04-400b619356a3","product_code":"J133/THVV2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":251.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"8E8472AC-B262-47FD-B4C3-2CA299F45627","product_id":"9b416fc4-8493-4fff-9317-6be27f839c4a","product_code":"J131/THPG2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":262.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"8E51A960-C094-4343-8EA4-9B2B9B85B6C4","product_id":"b2d379ba-a07e-49e6-9d73-45e467b5ab60","product_code":"J140/TIFO2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":268.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"F39150A0-C515-4204-87F0-DB698AE8C7B2","product_id":"277e0de8-9481-43de-ae0c-5842132fe709","product_code":"J132/THSM2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":270.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"0154E8AF-99F4-4C7A-9EB5-A1FE9E9D3EB2","product_id":"13bb2a73-c8e6-473e-9175-ae13485536fa","product_code":"J141/TIIU2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":275.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"3C09178B-81D5-41F2-8A98-0F01924E772D","product_id":"9c56ef75-d6d0-4abb-bf29-e954b30277aa","product_code":"J132/THST2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":286.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"D762ACFA-ADB3-43CB-824A-87A85C69C257","product_id":"515e34d7-01e1-471a-bd5d-abe3d767b359","product_code":"J140/TIFJ2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":295.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"C0975FAE-18CE-4D28-96CD-408DDE628C73","product_id":"5e64d538-5747-4130-aeb9-edc4448505dd","product_code":"J133/THVS2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":296.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"7587E075-6603-4400-BC53-D3EE9C405145","product_id":"90e18a2e-4db5-461d-89c4-85c35c70581f","product_code":"J142/TILY2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":299.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"D9BF7C28-A29F-4C04-9380-8AF8C87A124F","product_id":"15f712b6-a13e-44fd-abbf-0d52be2ac5ea","product_code":"J141/TIIT2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":302.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"377BD669-9728-4FF6-8E06-8A874B64616E","product_id":"b425828f-5572-4e09-8078-d174aa111220","product_code":"J133/THVZ2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":314,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"D1BD4560-BBB1-4A0E-80A7-486E759C007D","product_id":"63341db0-8048-474f-b11b-4837e88645b3","product_code":"J121/THHL2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":323.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"EBF50BA6-0224-405C-BA23-737C5F4DB222","product_id":"2db61bec-2e3e-4a65-92fa-853055bd3c90","product_code":"J142/TILU2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":329.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"67D9BAD7-EE0C-43D4-B1C4-12AC5CD7C94D","product_id":"05e01bb1-9e44-4012-a737-a7bbf0559ac4","product_code":"J140/TIFN2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze","premium_monthly":336,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"8F392484-98D8-4885-A6E5-5E10E161C278","product_id":"e380ce51-e523-4472-9a67-4a3a5589e974","product_code":"J141/TIIQ2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":344.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"DC0898F0-2DC8-42F0-84F2-EA5C231B7ED9","product_id":"090b99a9-c4d0-4c4e-9cca-34d086fc60c5","product_code":"J143/TIVR2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":348.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"D5332BB4-B0C7-445C-85AD-2B8A79604F96","product_id":"b617c079-af17-43c1-ba99-7f08fcdc58d5","product_code":"J121/THHD2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":361,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"25D13674-69A2-497B-8817-8AFA73A233DB","product_id":"d14fdd97-c4d0-4498-9c6c-214e4176547c","product_code":"J143/TIVS2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":366.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"78E8A4C8-50E2-48F1-8838-6BDA4AD9DD2A","product_id":"405a2f92-e3ee-400d-9b0c-f29ce0bff98d","product_code":"J140/TIFL2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze","premium_monthly":369.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"394F53EB-E241-44EE-971F-618810AE1202","product_id":"b266492b-33cf-4ca7-b60e-1af6cbef1b16","product_code":"J142/TIMB2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":374.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"A6A508C2-0771-4AC0-A6D6-01DC827A7B99","product_id":"2f3d9054-3856-4810-83ab-08a856b88c0e","product_code":"J141/TIIX2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":378.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"465F2D9C-9FC0-4E22-9766-915BD458423C","product_id":"8d3c0ed3-863d-4141-8e62-1ada45c7b8bd","product_code":"J121/THHK2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":404.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"EFE7CCAC-F432-4DCA-A6B2-8F0FD12951B8","product_id":"9c29308e-675f-48e7-9ede-266c1f114927","product_code":"J144/TIYY2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver","premium_monthly":409.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"8DB45D79-2A72-4285-B194-04D2D3DE1942","product_id":"517e8799-840b-4684-8ea2-7e197593642c","product_code":"J142/TIMC2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":412,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"B6FE61A4-C5FA-4368-8C39-6CF702017D8F","product_id":"c3f0f84a-c99e-48cf-a85c-3f4446e84407","product_code":"J144/TIYT2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver","premium_monthly":419.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"87A138E6-0442-4D15-8A07-942C9636FA92","product_id":"f76530c3-5b18-4646-8ecc-30d085f29aaa","product_code":"J137/THZF2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":432.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"741788E8-DCBC-4E18-AF82-67E5BA95D879","product_id":"fe37ef24-6808-4eaa-960a-319ca2deec81","product_code":"J143/TIVN2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":435.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"2A53AEA7-0A0C-4B29-9554-365E09D8A654","product_id":"31b08859-876c-49ef-955d-a1cf6a861a9e","product_code":"J137/THYX2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":441.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"9FFA9C1E-A6EF-42BB-9001-5BF1127F0E10","product_id":"c0342c57-4351-462d-9c92-6c0f42a3e013","product_code":"J121/THHF2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":451.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"43CACC6A-58B8-4EC9-89A9-C198FDD8C784","product_id":"4f8e5e90-7811-4042-8434-b95cb1ad7e57","product_code":"J143/TIVW2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":458.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"C654B671-3E7D-4E92-A31E-B1735C5C6CA9","product_id":"f1992279-7f79-4146-b4f1-8d569616a9e9","product_code":"J122/THKQ2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":469.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"B21E4AF0-9209-4C70-AA30-79821673F224","product_id":"08d4afa2-eda4-4171-a6dc-1238ba2660ec","product_code":"J122/THKJ2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":491.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"2120053E-4357-4CF5-9FFC-B431FB3CD52A","product_id":"8581568d-8485-4b75-b041-0b99b5c612ad","product_code":"J145/TJBB2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":506.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"E2E7F61A-A771-4E40-83BD-FD14897C6841","product_id":"99bf6016-4c53-4885-8749-427e051979e7","product_code":"J77/TIOD2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":506.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"CB9E0692-31F4-478F-B0FF-345DAD876E0E","product_id":"2979ff7b-0c20-4d99-a1a5-0611f6d74e82","product_code":"J144/TIYX2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver","premium_monthly":512.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"268504AB-AE60-4DFF-BD6E-6F98D04B1B38","product_id":"71491fa3-cac7-4d61-b498-9f6e0ce5790b","product_code":"J144/TIYV2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver","premium_monthly":525,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"31C12B11-A8C3-4C63-85D9-4DD6425D27B4","product_id":"ddc282e9-4759-4bd9-ae9e-2a49ac57bf12","product_code":"J58/TDPD2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":538.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"0EFE81B8-2CC0-4378-A3E5-68F3AB55F8D1","product_id":"beb33b54-4e7a-448c-bc21-16a9652f1a66","product_code":"J137/THZE2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":541.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"9E854B48-3141-460D-B48D-673DC4AEA2E4","product_id":"f3478728-83d9-41c0-bfc1-6cc224d27df6","product_code":"J137/THYZ2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":552.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"A193AE91-9E9E-4627-A570-2BFE32F8B98E","product_id":"9df426f8-5429-4ec7-b16a-30f3e68ec96d","product_code":"J58/TBBR2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":561,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"E9FA6295-3239-4D3B-98F8-39D6BBA2ECC8","product_id":"70205b37-8e62-4135-ba42-6e8bc84d0c53","product_code":"J122/THKP2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":586.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"C15956EE-B575-4882-86D8-31A69D83D269","product_id":"70543123-f0ca-4e9d-be75-062f1c98a690","product_code":"J122/THKM2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":614.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"CA76BB61-B671-4EDE-A92F-49CC22BCF021","product_id":"d0adcd6a-7814-4574-9cdf-6bafb30fcaf3","product_code":"J77/TIOG2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":633.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"FC401188-2701-48BE-8FEA-315D72A58866","product_id":"3c34d3b1-8650-465b-ab7d-5c579e77bda2","product_code":"J145/TJBE2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":633.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"D1E476E0-ADCD-4BB8-A593-B1C69E5983D5","product_id":"75ffe933-9727-4e22-aec4-275b302c3168","product_code":"J58/TDOY2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":673.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"33A2D386-26C8-42E8-AAE1-66C97E959BFD","product_id":"a7ed1cea-32e3-41e3-9f48-54cb48c14ab2","product_code":"J58/TBBU2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":701.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"C83ADC79-78E2-4991-89F1-833FD4282CC8","product_id":"b7f3bbe5-1169-4d1b-bbfa-68ec317c30dd","product_code":"J139/TICU2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":778.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"92F82F9D-8880-4053-80BD-D3D08921C8D5","product_id":"426a7aa9-f5ac-4374-a7a4-216741929566","product_code":"J138/TIBE2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":831.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"F2237B22-FF0A-4B06-9036-2C219F811701","product_id":"573b77f2-0963-4293-a28a-9c3d5c183d56","product_code":"J114/TGXT2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":841.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"0CE947F5-4CFE-4C72-914B-FFEAA198C87B","product_id":"38e81025-2e23-4d36-9cda-92d835bf512f","product_code":"J114/TGXL2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":877.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"B8E81939-B33E-4E46-851A-16307642B8C5","product_id":"f69ac627-736c-43dd-8303-eefb4e36b646","product_code":"J139/TICY2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":972.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"9F85580D-5ECE-438B-A0EE-2CB30E129961","product_id":"26e56d66-6e7d-4be8-bc1b-b8c99d8b82e7","product_code":"J114/THMN2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":972.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"},{"product_item_id":"BCF88FFC-C2EE-4768-A49A-053D7833D82E","product_id":"86d80add-0b5d-4bb6-9686-894d77c68637","product_code":"J138/TIBI2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":1039.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"C1EA97FA-098B-45A9-AB95-73E4FD138DD5","product_id":"cb4e5b23-880c-416b-8752-fe2e733d3538","product_code":"J114/TGXS2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":1052.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"FFECA787-068E-47A7-BE14-6A9DC8A2C544","product_id":"d54eeda7-b0c1-4743-bee5-287d63965332","product_code":"J114/TGXN2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":1097.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"96305C5C-5E0B-4924-8716-8212C10EB630","product_id":"eb2cf8f9-9438-4dec-8c38-819fab67f6ba","product_code":"J114/THMC2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":1215.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"},{"product_item_id":"86490964-A0D2-4B34-AD89-F242DC339A19","product_id":"9ac6a30f-8416-4a4b-8765-8561ec2cfd50","product_code":"J69/TECO10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"starter flexi basic","product_type":"combined","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"basic","premium_monthly":154.85,"premium_hospital_monthly":0,"premium_extras_monthly":154.85,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":5,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras1","other_features":"This cover also includes Accident Override and limited medically necessary ambulance.","funds_product_code":"A7G"},{"product_item_id":"62B51F76-8CEC-43F0-AC34-3ABCF0990E9F","product_id":"7a0d2b93-d87c-489c-8a13-0362789439fb","product_code":"J69/TBGY10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"starter flexi basic","product_type":"combined","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"basic","premium_monthly":164.5,"premium_hospital_monthly":0,"premium_extras_monthly":164.5,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":5,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras1","other_features":"This cover also includes Accident Override and limited medically necessary ambulance.","funds_product_code":"A5G"},{"product_item_id":"4E8D670E-6DBB-4F98-B9C7-3536D3E7205F","product_id":"312c5329-4199-4101-9884-024bfbed43ca","product_code":"J103/TFRF10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":209.65,"premium_hospital_monthly":0,"premium_extras_monthly":209.65,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R7H"},{"product_item_id":"0986A3D9-5238-437C-8585-E1C2DBACA9E9","product_id":"d1012134-dc5d-4655-b362-4d7027c9801e","product_code":"J103/TGEB10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":219.55,"premium_hospital_monthly":0,"premium_extras_monthly":219.55,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R0H"},{"product_item_id":"A0481673-6A8E-42AC-B962-B5B0C877DD1F","product_id":"75bd7a7d-00a2-478b-803b-3b7dc280ade2","product_code":"J106/TFWB10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":242.5,"premium_hospital_monthly":0,"premium_extras_monthly":242.5,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"BEE4294E-0782-4CB8-B4A2-3037F7A76C91","product_id":"31a844b3-358a-4aa8-8cbc-927985c804e8","product_code":"J106/TFVW10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":251.9,"premium_hospital_monthly":0,"premium_extras_monthly":251.9,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"B4C1230A-C064-40EE-A8B2-40AE45FD35E1","product_id":"fc446e91-223f-4436-b209-4330612df483","product_code":"J71/TDUZ10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":283.8,"premium_hospital_monthly":0,"premium_extras_monthly":283.8,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"266E7D04-ACE6-4D88-918A-615DD65705B9","product_id":"f9f2a71b-e0fe-4043-9c15-6c497482969b","product_code":"J71/TBKJ10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":295.2,"premium_hospital_monthly":0,"premium_extras_monthly":295.2,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"ADBC3B82-A80A-4DDC-9B24-F4C18EED133D","product_id":"9403878d-244f-41c5-b207-fcd782d3d131","product_code":"J72/TDZG10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":364.6,"premium_hospital_monthly":0,"premium_extras_monthly":364.6,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"0E6B7522-B0BD-4594-8914-D533E91D5ADE","product_id":"bf830b5b-7d28-40ff-8488-a423109e96eb","product_code":"J72/TBNN10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":377.2,"premium_hospital_monthly":0,"premium_extras_monthly":377.2,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"DE19778E-BECD-4A7C-B035-5CC63C391929","product_id":"336f2745-b35f-4f84-8059-cd4376bdb102","product_code":"J131/THPH10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"basic","premium_monthly":105.15,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"EBAACC9E-B513-45C1-B8F9-EECC2D30C890","product_id":"0b3c75e7-6c23-4930-80ee-08a21e7f44ee","product_code":"J132/THSN10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"basic","premium_monthly":108.25,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"3F68B5FC-19D5-49A8-9E5C-EC72DD9A835C","product_id":"e46a710a-9cd1-4148-b015-183b7cdcac19","product_code":"J132/THSO10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"basic","premium_monthly":114.75,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"28B09579-F0C7-407F-80B8-A2FA24595BDD","product_id":"3e27104b-1be3-45d7-84a7-6f47ef10cd2f","product_code":"J133/THVT10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":118.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"E554CC02-244F-4DA9-B960-947E4B4803D3","product_id":"d731416b-a66b-45b2-bf6f-41e7ae4b9775","product_code":"J133/THVU10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":125.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"A0994E16-A1C3-4EB4-A01F-A50462E7451E","product_id":"65ac8981-a72b-4d54-8401-cb9057078991","product_code":"J140/TIFS10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"bronze","premium_monthly":134.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"9ACAC5CA-8C61-48E7-A39D-A6BB93A128F1","product_id":"82d2677b-0b96-432d-ab2d-ea0c4be4f193","product_code":"J141/TIIR10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":137.65,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"55F1BE1D-4FD6-4898-AB34-6ADBCEF2BA7B","product_id":"1c365e1d-f0ec-4804-ac4c-537532515936","product_code":"J140/TIFH10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"bronze","premium_monthly":147.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"58E3E6B6-36A1-41D7-A123-E19623BFD95E","product_id":"2d98d317-dfda-4360-82dd-7ce6ef062694","product_code":"J142/TILZ10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":149.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"6E3E5FBC-6550-4C6C-B21C-13DF46946785","product_id":"dfa7eff3-3a89-4518-aeef-8163ebb12cd8","product_code":"J141/TIIS10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":151.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"B924D316-9F74-4C1B-A795-306B44A473B7","product_id":"b6a93f64-fa0a-43b9-af47-e3f13d683859","product_code":"J121/THHJ10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":161.75,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"36D7808A-3D1F-4876-A3FE-1D39D55069A1","product_id":"9e020dec-aa8e-49d6-b599-edaf63c19a51","product_code":"J142/TILV10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":164.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"2273D42B-B499-4048-A7BB-F24645B24F88","product_id":"feb71946-fe8e-49d8-a12c-e8346c7176d5","product_code":"J143/TIVV10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":174.25,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"4602B310-6B46-4C45-93E6-531FB3CD163B","product_id":"f4e1e436-9460-4369-ae97-1251e25dc40b","product_code":"J121/THHB10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":180.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"A6C12110-15FC-441D-ACD5-9350EC457903","product_id":"08312147-d2a7-412c-a618-8bfd850fd92f","product_code":"J143/TIVQ10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":183.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"8EE483BF-90E5-42DA-BB7B-A46DD4C94035","product_id":"90412217-b586-4d22-a3ac-920ba58dbb79","product_code":"J144/TIZC10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"silver","premium_monthly":204.95,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"08C36528-22E7-49CD-BF51-6E8DE64C9C85","product_id":"a6a6d6e2-238f-449d-bdfc-56e1e9e79785","product_code":"J144/TIYR10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"silver","premium_monthly":209.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"5407E868-192D-4BD6-A26E-F69E77A39401","product_id":"8720caa8-0c0c-49a7-90ad-d462d66f1be6","product_code":"J137/THZD10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":216.45,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"AD80A0C3-5E3C-4CFB-BC15-241A8322AF30","product_id":"9d635d27-0a59-4c55-80ac-bff8ac9ebcb7","product_code":"J137/THYV10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":220.95,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"643D4662-93CB-49D1-A71E-6525E067CCAF","product_id":"4c6b199d-2243-4382-943a-c0a01906ee8e","product_code":"J122/THKO10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":234.65,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"5EB66B49-6901-413A-92C4-4CD09E7DFDFE","product_id":"c4ae3578-b7aa-4986-a5ef-d6a3cdaf570c","product_code":"J122/THKH10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":245.75,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"21EDE51C-D277-4675-A2E6-A09861873863","product_id":"df4dda20-26d4-4819-b28c-dee1ef74ead6","product_code":"J77/TIOB10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":253.35,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"43989C1C-FCB3-4141-9945-67C1DA867BFD","product_id":"8c5de906-7108-483a-bdab-38f53c04bb60","product_code":"J145/TJAZ10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":253.35,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"07F086B3-F65A-4838-9631-3BC3B463FE06","product_id":"76c67de9-25fa-4cc2-aaea-3673d1741633","product_code":"J58/TDOT10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":269.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"C24F5798-BA5C-4325-92FA-7BD6D693631A","product_id":"817e6434-ba9b-49a0-9393-d93528fccb88","product_code":"J58/TBBP10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":280.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"B01CBD62-F288-47A3-BC16-2ABF78D24936","product_id":"8f7388d2-fde9-4373-a6b6-3e9e093d3333","product_code":"J139/TICW10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":389.05,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"12B3BC4E-7D1F-4405-AE20-FAA9A9E0B9A0","product_id":"6d6d73f2-8581-4d6c-b720-1f034c4b3c1c","product_code":"J138/TIBG10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":427.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"E95A9F96-5645-472D-879D-CD54731D18BA","product_id":"c8204f7d-3c3d-4c8a-b7a8-0eb935d0e3d4","product_code":"J114/TGXR10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":472.45,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"DD7022F5-0BAD-4DC1-9744-9A2A9F9789F0","product_id":"c30fc270-464d-4b8f-984d-c485de33e10e","product_code":"J114/THMQ10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":486.35,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"},{"product_item_id":"AD594736-A99B-41D5-8179-27E4B070C898","product_id":"4c5c5e94-2638-4cb6-a7ed-e1909a0c516a","product_code":"J114/TGXJ10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":515.05,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"7440BB1C-BEED-485A-9865-37401880D37B","product_id":"82b4026f-f9b9-4c4e-b576-69a12ea37bb7","product_code":"J103/TFAQ1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":356.1,"premium_hospital_monthly":0,"premium_extras_monthly":356.1,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R7H"},{"product_item_id":"6B62EF88-EB41-4698-A728-5E1418B66CD4","product_id":"992d18a0-1045-4890-9cd0-7c0716251e5c","product_code":"J103/TGED1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":373.4,"premium_hospital_monthly":0,"premium_extras_monthly":373.4,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R0H"},{"product_item_id":"87DCD850-1721-4C92-AB21-B0D1EECE57DB","product_id":"63030321-bebd-40ef-bfe2-3cf5745855df","product_code":"J106/TFWW1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":412.2,"premium_hospital_monthly":0,"premium_extras_monthly":412.2,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"6094F869-16DD-4067-A579-A98F6C9B737C","product_id":"585ed5ca-fe8c-4e34-8004-95f3ee19191c","product_code":"J106/TFXC1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":428.3,"premium_hospital_monthly":0,"premium_extras_monthly":428.3,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"0EEA434A-004C-4E50-92E4-3914FC90D393","product_id":"c67e2af2-a899-4544-a78b-8afc9a2e47c1","product_code":"J71/TDWI1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":482,"premium_hospital_monthly":0,"premium_extras_monthly":482,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"A21B1FED-7BBF-4AB7-8F7B-59C09E65F404","product_id":"9312a718-7c67-4521-b4e0-fac8797d7ff9","product_code":"J106/TFWI1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":485,"premium_hospital_monthly":0,"premium_extras_monthly":485,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"1622ED91-23D0-43B7-B0F8-BACE52D82B87","product_id":"14a1aa90-30c5-4ecf-89ff-02ee5c1c05bd","product_code":"J71/TBKL1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":501.6,"premium_hospital_monthly":0,"premium_extras_monthly":501.6,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"C2C00617-4D0B-442E-83C2-5A702BE99717","product_id":"2bc07695-9036-4921-8751-4f3cd7b8a082","product_code":"J106/TFWF1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":503.8,"premium_hospital_monthly":0,"premium_extras_monthly":503.8,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"791A7D5C-AE47-49D3-A961-AB4088167343","product_id":"d98d715b-03ef-40e4-902f-3b72709e7e4f","product_code":"J71/TDVT1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":567.6,"premium_hospital_monthly":0,"premium_extras_monthly":567.6,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"5ED52152-DA81-44E4-9929-B8B080910822","product_id":"72c9929e-c5b5-42c9-bc2a-eb90a7fc12bd","product_code":"J71/TBKN1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":590.4,"premium_hospital_monthly":0,"premium_extras_monthly":590.4,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"BB26B78D-16B7-411E-9CC9-C94AC2EC5F46","product_id":"c8fe2971-e8ac-4a70-aee8-1f9810ace6d7","product_code":"J72/TDYZ1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":619.8,"premium_hospital_monthly":0,"premium_extras_monthly":619.8,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"3BF0AA93-EEA1-4070-918C-C849C9308EB2","product_id":"07d86a0f-9848-4fce-890a-c723298d0f5a","product_code":"J72/TBNP1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":641,"premium_hospital_monthly":0,"premium_extras_monthly":641,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"85FC6547-D6E6-4A8E-8D6C-A09CAC9908A4","product_id":"ef6a656a-916c-4098-95be-3823ba4c0c03","product_code":"J72/TDYK1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":729.2,"premium_hospital_monthly":0,"premium_extras_monthly":729.2,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"B39CC7EE-7E4D-46D8-8C8C-B6B397371EDB","product_id":"61a8ccc6-d058-411a-9173-ba13dccef425","product_code":"J72/TBNR1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":754.4,"premium_hospital_monthly":0,"premium_extras_monthly":754.4,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"BA04FA19-21FF-4045-9E30-7C71CB704813","product_id":"7defeee1-d6df-4b1e-bf66-21377954c5a4","product_code":"J131/THPF1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":182.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"D0A44263-D356-4B59-AF7E-53F33A3219B3","product_id":"a7226654-3521-4d19-906b-39f3d1087415","product_code":"J132/THSL1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":187.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"D58FD3B8-D9FB-49A2-9FAA-964B6A9FC8E5","product_id":"4b56101a-cf83-4e37-b613-e698b4b2bd40","product_code":"J132/THSK1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":198.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"7CE63BE7-DA02-4EEF-8E16-B2441091BB3B","product_id":"fe41c71f-5ed3-4d7d-882a-fc44348a30b5","product_code":"J133/THVR1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":205.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"1B7C1D85-0F83-41C3-A44F-EC60A8FB1A8C","product_id":"65a135ee-5112-476e-b78f-93229495d788","product_code":"J131/THPM1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":210.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"996EF517-6C08-421F-AC6C-5A152DC84E42","product_id":"2bd174aa-9ee5-4274-a319-af34f883400b","product_code":"J132/THSS1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":216.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"1959B1AD-28C3-48D6-A8C5-859E013165B4","product_id":"9713aea6-21d0-47ec-b794-1d0320017064","product_code":"J133/THVQ1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":217.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"5D1C2F55-DDA5-4E5F-8411-C5F3B8BBE402","product_id":"fa8b9bea-76bf-429e-ae4f-884e23d17105","product_code":"J140/TIFR1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":228.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"65886FF7-8354-4855-A0DF-CD9C737DC7C4","product_id":"0f0f2241-8e85-459e-94e8-8cb6598f9efb","product_code":"J132/THSR1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":229.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"2281090B-EB02-4F76-BD0A-74B058936F63","product_id":"732df838-ac68-4331-ab61-b0bdb2a66f25","product_code":"J141/TIIP1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":234,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"764580B9-9600-432F-B6AA-47F1056E0F09","product_id":"5fe15c7d-012c-4273-97d6-d9c3a6ed38fe","product_code":"J133/THVY1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":237,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"0F4FEEDD-06B5-45A6-8F9B-8FB422806D39","product_id":"10a17f2f-7703-4e2c-9fdc-e833d244cca5","product_code":"J133/THVX1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":251.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"D414B8A1-9DBF-4764-AC72-E01A941B997B","product_id":"3fc314d7-8b67-49e9-8d2e-081b0a6b239d","product_code":"J140/TIFK1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":251.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"EA5E93BC-50CB-42A4-AD3B-A7D2453F87D8","product_id":"d03f07a0-99f2-4a37-8de3-ac83b0be82c1","product_code":"J142/TILX1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":254.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"2652AAC4-3689-4C16-BDDD-B46D64D10440","product_id":"c4684e10-e034-42e8-82ac-a2cb82a18a70","product_code":"J141/TIIO1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":257.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"6A378C0A-0678-4253-9BED-0C6DBC48D0AE","product_id":"db3723ed-d573-4c81-8f5e-81fbf280b07a","product_code":"J140/TIFP1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze","premium_monthly":268.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"912E69CA-581E-40FC-96BF-AF3AC6F11E77","product_id":"1bb92b2e-f3fb-4fb5-b4c5-121b4f30a0c7","product_code":"J121/THHI1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":275,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"2FD14941-6DA3-470F-933F-83F4AF8C5941","product_id":"198db7ed-9688-48a0-b595-9b6197bed81d","product_code":"J141/TIIW1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":275.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"BCD75DCC-3D96-41C5-8574-BD62ECC1DA9B","product_id":"189f9ffa-0301-4ab4-a1f9-7d0cb1c67b96","product_code":"J142/TILT1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":280.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"45DF0596-73A2-4757-A8B4-6634106FCA5E","product_id":"e082856e-3cc6-4b16-8d32-26ddc6312139","product_code":"J140/TIFM1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze","premium_monthly":295.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"B891AB06-3D40-473E-8E02-AFDEF045442D","product_id":"e7ebf307-cda0-4a6c-a8f5-77651de6e535","product_code":"J143/TIVP1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":296.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"62A215F9-AB07-4DA5-8F8B-D8700D059525","product_id":"047ee0c0-3cd2-4900-baf7-1b7700cb6d50","product_code":"J142/TIMD1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":299.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"FD2E3E23-2963-424F-BFB4-1CFB2B5ED058","product_id":"2e5242a2-1689-4db6-99b1-90b4fc7ac04a","product_code":"J141/TIIV1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":302.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"6157B7E6-BBEE-4CA4-9FF1-7D6F60371AF6","product_id":"dc32b045-242a-4b78-8968-dea0b1a755d5","product_code":"J121/THHE1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":306.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"90A76626-45CA-4A1B-8F93-F99F62E6C676","product_id":"f501ccee-c271-450e-bad8-a121bfca244c","product_code":"J143/TIVU1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":311.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"1BD0441A-8BEF-4340-9943-BBE6B8E32E80","product_id":"7ab120d7-063d-4b62-b031-d8eea8f24b4d","product_code":"J121/THHM1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":323.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"508A6C33-A192-4E88-91D9-9D89CC29D213","product_id":"f5956eba-3c54-4564-9429-7a78997766df","product_code":"J142/TIME1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":329.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"318F8009-23C9-45C5-A4BD-6C2491F10F16","product_id":"2c6d611c-e35d-4cd3-a41c-7babb54a1807","product_code":"J144/TIZB1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver","premium_monthly":348.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"974BDFE9-41D3-49A3-9294-90402D7012F1","product_id":"f1d0347a-2e79-4484-b2a6-d48354aeeaf6","product_code":"J143/TIVO1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":348.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"5A45739E-25BF-4D9A-9822-C28F87A694FF","product_id":"82d6d0bf-0d90-4fb6-ba2d-067302321291","product_code":"J144/TIYU1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver","premium_monthly":357,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"9BBDDADD-74B6-46BE-8450-B55936B4ABEF","product_id":"d98b2a6e-05d5-4b94-b3d6-710e85e4b15a","product_code":"J121/THHG1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":361,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"339C6E8D-124F-4913-AA62-AE9AADA15B96","product_id":"458d5d39-c595-4679-b197-bc754cb8f9fa","product_code":"J143/TIVL1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":366.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"3BED1BC9-B6FF-4524-9EA8-3D8451ED662D","product_id":"e81c6668-9c17-4c9e-a3f9-11c858df21e6","product_code":"J137/THZC1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":367.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"6AEF9CB6-4550-4B0A-9A0D-79E93CEEDE17","product_id":"9429e451-243d-4096-9fa4-5ac298ae08f6","product_code":"J137/THYY1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":375.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"96E509ED-DC41-449C-900E-714A550C57F5","product_id":"a05c5a74-ea7e-443b-9959-908c15a54f62","product_code":"J122/THKN1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":398.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"8BC191D8-3CC5-4821-8B46-FB29F49C3F34","product_id":"9d13c392-c39a-447a-a855-19e192938d76","product_code":"J144/TIYZ1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver","premium_monthly":409.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"87446263-AA15-4879-9B55-4FA164FEF62E","product_id":"0a2e9fd7-6c49-4793-95ae-8630e2c2976d","product_code":"J122/THKK1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":417.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"F795B55B-801C-4DFD-AB52-9710086ED523","product_id":"a41d4d0d-b169-447b-9181-c05204532cc6","product_code":"J144/TIYW1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver","premium_monthly":419.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"21B83BC2-B7FA-4F20-9A49-2341C5E5866E","product_id":"8b5a3e59-3d1b-42b7-8824-43c3a9204b64","product_code":"J145/TJBC1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":430.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"32B869AA-1126-441E-AA2D-D6E1FD55D17F","product_id":"f96636f6-598a-4565-b391-bfb95f42e1e8","product_code":"J77/TIOE1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":430.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"7D0B0359-B397-4909-A3DE-36EC5FCA23B2","product_id":"5ad88368-3520-4e85-be76-ab571b7847c1","product_code":"J137/THZG1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":432.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"80AA1781-905D-4D4E-B4A0-35149A474D80","product_id":"cf47ebf3-9ddb-443f-a4cc-75ccc73bab58","product_code":"J137/THZA1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":441.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"0D1FD123-1BDB-4935-937A-7D6D8B26E05C","product_id":"1e0e0ce9-5a74-4d2a-bf96-f3f40db03576","product_code":"J58/TDOM1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":457.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"B2133A2E-F20F-4F08-806E-505B1D7EB645","product_id":"58917559-a4d1-4ced-896c-f93f405f80f2","product_code":"J122/THKR1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":469.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"BFEE01E1-5908-40AE-AAC3-1CE7C63DE5F7","product_id":"1c2b01c5-f57e-44e7-a6f5-86e0475d3daf","product_code":"J58/TBBS1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":476.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"366DD388-7991-430A-93C5-34C732C40015","product_id":"9f5eb1a9-d39f-4d40-808c-f821533dee83","product_code":"J122/THKL1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":491.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"6CF003B1-8E14-4CF5-B034-85EA8BAA3B8B","product_id":"0837ef85-f270-49d7-8270-4469b2618876","product_code":"J145/TJBD1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":506.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"F14D83C9-48A3-4A89-A8ED-B59C5BA4E42F","product_id":"2e34c482-6e76-4fbb-a59e-78baeb1a6b7e","product_code":"J77/TIOF1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":506.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"C40157CF-21B7-40D5-BA85-240C37A65FF8","product_id":"1991fd5c-62d0-4e88-95d2-1a9dfe16dd34","product_code":"J58/TDPN1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":538.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"127EC2FD-643D-4FD1-9749-2A00B9A23AB5","product_id":"87a1c59a-9986-4e64-991c-3820e0f439b9","product_code":"J58/TBBT1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":561,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"0DCD7DE5-7C51-4660-81F9-435F0A60A9F8","product_id":"e886534c-432b-4131-8053-ca0463ded666","product_code":"J139/TICV1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":661.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"4F4C65DD-F416-43CD-BF3A-88A4AB7A5E76","product_id":"566627c2-2b1f-4f1b-b5c7-1b8cd2c1ea1a","product_code":"J138/TIBF1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":706.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"E9027178-3779-4A0E-8DAF-C0A4006233FE","product_id":"996afd49-4aba-41c6-8373-b98fe4fb4b7d","product_code":"J114/TGXQ1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":715.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"3629C155-B5B1-4AE1-978D-9C310B336E75","product_id":"6cf70d01-a893-4ac7-a866-164223cea1d1","product_code":"J114/TGXM1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":746.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"91E195D6-826A-45B0-B7DA-99F3B42CBB7F","product_id":"9078cded-762b-4e0f-a544-bcf3aad07c7e","product_code":"J139/TICX1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":778.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"367FD1BF-DA3F-452C-B21B-F2819760C913","product_id":"bb06958f-4b9b-45a3-ac44-8b818ec04180","product_code":"J114/THMJ1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":826.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"},{"product_item_id":"E42747BE-56B2-4424-8356-3E2EC17E11AC","product_id":"a90c008e-835d-49cb-9cab-113914de5739","product_code":"J138/TIBH1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":831.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"DD9140E0-2244-43F4-B09C-B8D6360C2F77","product_id":"4a6ecf3e-19b1-4dd3-8029-65638a5bcbcf","product_code":"J114/TGXU1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":841.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"731BA959-59FD-4DC7-AB75-B895DDDFABEC","product_id":"30e05b52-6e2e-4ec6-8699-d5cb4c9d0a68","product_code":"J114/TGXO1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":877.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"6D3CA56F-9528-443B-9067-E505B4A4E0A7","product_id":"9c54e69f-38a3-4e93-a923-db69561d36d8","product_code":"J114/THMS1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":972.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"},{"product_item_id":"676347E6-B58C-4D6B-B07E-9F9302E9D6B8","product_id":"cffc9af5-2703-46c6-9f20-016eceff486a","product_code":"J69/VECP20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"starter flexi basic","product_type":"combined","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"basic","premium_monthly":309.7,"premium_hospital_monthly":0,"premium_extras_monthly":309.7,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":5,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras1","other_features":"This cover also includes Accident Override and limited medically necessary ambulance.","funds_product_code":"A7G"},{"product_item_id":"89153FBA-2EFD-4038-B1B1-9A72F92158FF","product_id":"b12995ab-4222-4034-a94a-8fd4a7912215","product_code":"J69/VBHB20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"starter flexi basic","product_type":"combined","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"basic","premium_monthly":322.6,"premium_hospital_monthly":0,"premium_extras_monthly":322.6,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":5,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras1","other_features":"This cover also includes Accident Override and limited medically necessary ambulance.","funds_product_code":"A5G"},{"product_item_id":"989C99BE-170E-45E0-8BA1-E18673134E21","product_id":"2332caf4-eea4-4f7b-b5ab-82a83011a562","product_code":"J103/VFPZ20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":387.5,"premium_hospital_monthly":0,"premium_extras_monthly":387.5,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R7H"},{"product_item_id":"C34FE2D6-961F-4771-B82B-91258E97E08C","product_id":"eb85dab6-62b2-4bfb-bd56-bfcaa9ec5237","product_code":"J103/VGEF20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":408.4,"premium_hospital_monthly":0,"premium_extras_monthly":408.4,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R0H"},{"product_item_id":"E5848BF6-EB54-43CB-8561-FE3D54BAAE42","product_id":"72866e5b-f20d-4cb8-acfb-5734b967f004","product_code":"J106/VFUC20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":503.3,"premium_hospital_monthly":0,"premium_extras_monthly":503.3,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"E51BED15-03A8-402F-ACC2-F8A922BFECA0","product_id":"58fbd36c-56aa-4387-97ed-27530107b600","product_code":"J106/VFUM20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":522.3,"premium_hospital_monthly":0,"premium_extras_monthly":522.3,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"2674BE9A-763D-4DC8-8A4E-FFB073DAD26B","product_id":"4d392861-6041-4c08-9f9e-9f36ea8aed77","product_code":"J71/VDVD20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":567,"premium_hospital_monthly":0,"premium_extras_monthly":567,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"04679E7B-9346-4C62-B5F5-4B8FBA52E8B2","product_id":"0c187147-4700-4b77-964e-3f9025353668","product_code":"J71/VBKQ20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":589.6,"premium_hospital_monthly":0,"premium_extras_monthly":589.6,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"2FED9DF7-A028-40AA-B211-C8364B481D75","product_id":"8c528019-cf1d-46f8-921b-dd954f854705","product_code":"J72/VDZK20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":736.2,"premium_hospital_monthly":0,"premium_extras_monthly":736.2,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"43A5CF0B-2D2B-43C9-A388-3548892A12C3","product_id":"62f22fc7-1452-427c-925c-f03a904880a6","product_code":"J72/VBNU20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":761.3,"premium_hospital_monthly":0,"premium_extras_monthly":761.3,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"457A45AA-19FB-44E6-954C-C47E4FA57303","product_id":"ea5c2590-c8e3-455f-8cd4-bb7b05607943","product_code":"J131/VHPV20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"basic","premium_monthly":204.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"A64419ED-3E7A-40BC-87FE-1D5564A87A75","product_id":"69eb639c-6d16-4692-93c3-c01a7df4c51f","product_code":"J132/VHTB20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"basic","premium_monthly":216.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"56B71A17-82A1-4A8D-9813-3B9180C6912E","product_id":"1c668b1f-6718-4065-8011-694c6b497af6","product_code":"J132/VHSW20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"basic","premium_monthly":229.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"4D324C74-C512-4659-BB5A-137DC8DCAD37","product_id":"a90b7b96-5817-4190-b0af-49f35c1033f4","product_code":"J133/VHWH20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":235,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"D78ECAEF-AC36-4933-B564-6D12B47E514D","product_id":"7e6c90b4-483e-4f03-bbc8-4cc271af801d","product_code":"J133/VHWC20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":249.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"DB7A2FE6-31B2-43F1-AC16-3DFA788BFDD1","product_id":"24765506-416d-48f6-a699-6700830cc7d9","product_code":"J140/VIFZ20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"bronze","premium_monthly":265.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"F5D8E90C-CCF0-497D-A9B8-09BF1C39360B","product_id":"00201a85-f96b-4f8f-9f06-5079bc7590dd","product_code":"J141/VIJF20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":276,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"38A8705C-1CFA-4947-9A45-090C1E4C9413","product_id":"649dea67-08de-40d2-aba7-8c4ee2a26b41","product_code":"J140/VIFT20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"bronze","premium_monthly":292.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"DD5C77B2-02D6-4C24-B39A-F71552BEE655","product_id":"bdd17569-fd0b-4ca1-9846-f07dd185428d","product_code":"J141/VIJA20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":303.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"186848CB-A830-48A7-B760-8E9DB5EDAE75","product_id":"f7b6f6da-d30c-42e4-89f4-cb5235fa110c","product_code":"J142/VIML20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":323.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"3648E6C2-2CCD-4D4E-8FD9-224F73A37F1C","product_id":"5c289cf9-6983-4669-9692-49d6d6ce86a3","product_code":"J143/VIVX20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":346.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"9562F9E8-F5FD-4613-82AF-123207ECD284","product_id":"4e8fc876-e700-4801-ad90-1d182a04cd94","product_code":"J121/VHHV20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":346.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"DC6B70A2-E21A-457C-9134-6128EA503BF8","product_id":"50719b67-0b4b-4724-af3a-6ccc88f9ffb4","product_code":"J142/VIMH20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":355.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"1F246BCB-7A2B-43FA-9A19-D14E6A8BD4E1","product_id":"53f76e2d-c139-4eb3-9d50-2abdf050ab5f","product_code":"J143/VIWD20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":364.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"BB051BFB-1F6A-45D5-A54A-C8AA086A13A3","product_id":"258e2216-bee2-426c-9aaf-1ed7867f51b0","product_code":"J121/VHHN20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":385.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"3BFB9D4C-5239-439A-A894-34F91166B2C4","product_id":"2fe1780a-7ff4-4774-9fd0-7917c9d9ca79","product_code":"J144/VIZJ20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"silver","premium_monthly":403.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"47C3C578-BDDD-40BA-B24B-8C9E543CEA0F","product_id":"7f093509-1f7f-4274-a4ea-e19dcf0c5511","product_code":"J144/VIZD20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"silver","premium_monthly":414.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"35AF8CC8-0DEA-47FA-A4E3-71C7E8F2CE44","product_id":"ba284208-bc22-4527-b591-4b6b49501f87","product_code":"J137/VHZP20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":430.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"F8CB6E81-A80C-4206-8454-75C42FD61908","product_id":"b0f5d982-1bf1-46db-b329-5ccf28d421be","product_code":"J137/VHZH20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":453.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"CBD9579A-DF89-47D4-92E8-FD8165A923B3","product_id":"8718af1d-442a-4f1b-a74c-2439ca1d8625","product_code":"J77/VIOI20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":495.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"93854F9C-B40F-4FBE-B45D-2892BCB533CE","product_id":"da69d61e-e050-43ed-8072-cc29c49628d7","product_code":"J122/VHLA20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":508.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"0B3F88ED-B397-4DBD-8253-849EA0E55106","product_id":"f7c85934-ddf2-44a4-be9e-d877f2b0f1ee","product_code":"J145/VJBG20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":531.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"475FCF5C-7FC8-4BDF-8619-A2C089F2B407","product_id":"574e7897-2c56-4582-a229-c4ba5b54e1ed","product_code":"J122/VHKU20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":532.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"1AD8CFBA-987D-4FDC-89DE-14BEA50496B8","product_id":"8367c184-1e2e-4f0a-9f3a-4d76ae58736a","product_code":"J58/VDOX20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":590.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"2987A578-FCB7-4C00-91BB-1068300413EB","product_id":"edd2fa16-f426-48e9-a1bf-d860782c22d3","product_code":"J58/VBBW20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":614.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"8737165F-1A37-4022-BB56-4EEB0F807996","product_id":"6061501c-50f8-4da7-a5b1-2af09289c34b","product_code":"J139/VICZ20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":836.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"A9F9C1FD-F0D1-4BAD-8F77-A5D5C545272F","product_id":"0d4f8fcc-9d73-45d7-b6f0-b97daed03077","product_code":"J138/VIBJ20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":907.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"B9F6E4A9-AA85-4F4F-8F3C-5BF5A730BDB5","product_id":"f7eded81-04cb-4d8b-a275-f6f048115330","product_code":"J114/VGYE20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":918.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"1953C9EC-54E3-4E2B-97B8-CBE4DB3F536A","product_id":"d7e3d7f9-7089-4729-89f9-2aa0297c1256","product_code":"J114/VGXW20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":942.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"8B59E3FD-7DE9-4590-8AF2-D33F101076A7","product_id":"63c0c5a8-5b35-43f6-8c4f-7f7e37c23307","product_code":"J114/VHMO20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":1020.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"},{"product_item_id":"D7A1B1B1-F8F6-422A-874B-4AE274B4C2AD","product_id":"4e96b00e-f98d-495a-8656-6fb7923687d0","product_code":"J103/VFQV2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":426.4,"premium_hospital_monthly":0,"premium_extras_monthly":426.4,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R7H"},{"product_item_id":"9F3CDBA6-D878-41CB-B9C4-1EE67EF92EF4","product_id":"8dc6181a-b47e-4367-8db9-c9d0263b7e7b","product_code":"J103/VGEG2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":449.2,"premium_hospital_monthly":0,"premium_extras_monthly":449.2,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R0H"},{"product_item_id":"9F483AD0-04F5-4CF8-B1B6-6411794C0144","product_id":"fcdd9492-f70c-4cc3-9be1-17400f7e7e6b","product_code":"J106/VFVJ2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":553.7,"premium_hospital_monthly":0,"premium_extras_monthly":553.7,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"722635D5-D68D-4291-951F-F6C028131D93","product_id":"8f0eec2b-0225-46f4-b6d6-7e253153106c","product_code":"J106/VFVM2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":574.8,"premium_hospital_monthly":0,"premium_extras_monthly":574.8,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"E94EEA4B-A992-4E32-88DA-D3D82EC97290","product_id":"f526f2fa-26f4-4444-af3f-71ae0d3bff8b","product_code":"J71/VDWC2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":623.8,"premium_hospital_monthly":0,"premium_extras_monthly":623.8,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"64120304-E5E6-43AC-A41E-8E9C2F3127D4","product_id":"9096e304-2897-4d0b-a36f-d72d0f9deb23","product_code":"J71/VBKS2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":648.3,"premium_hospital_monthly":0,"premium_extras_monthly":648.3,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"7B72CAC7-0C24-4851-9144-E7868EB0B4E5","product_id":"cbe1ad4b-cda4-4b27-9038-b4fb9345178d","product_code":"J106/VFUW2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":706.2,"premium_hospital_monthly":0,"premium_extras_monthly":706.2,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"5F688F03-E040-4553-94A8-D42AF5702EFD","product_id":"abdbac12-ec2b-4c25-9a3f-67bfba939494","product_code":"J106/VFUV2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":732.4,"premium_hospital_monthly":0,"premium_extras_monthly":732.4,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"6F993C53-3D75-46B1-84C9-E6B9EDB81B14","product_id":"15db896d-8f65-4632-982c-d6dcbea729e0","product_code":"J71/VDVW2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":794.4,"premium_hospital_monthly":0,"premium_extras_monthly":794.4,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"BF8A432E-6322-41F9-AEE6-1A05F7E45EA9","product_id":"690c6222-410d-4fa2-97f5-0b7ded3925c1","product_code":"J72/VDYT2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":809.7,"premium_hospital_monthly":0,"premium_extras_monthly":809.7,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"00F7D98D-C8F5-4EF0-AFC7-6FDFCD3101C6","product_id":"907d6f57-399c-4dad-a482-4993744c8d48","product_code":"J71/VBKU2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":826,"premium_hospital_monthly":0,"premium_extras_monthly":826,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"1FBD0E16-C353-4390-91C7-6DE659DF0010","product_id":"39a92efe-6a3c-45f5-8fed-2d41d14c55a4","product_code":"J72/VBNW2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":837.6,"premium_hospital_monthly":0,"premium_extras_monthly":837.6,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"9778D16D-7D3C-4A11-A574-02D64314D0EA","product_id":"f5407def-3f45-4211-a25a-f9294805d480","product_code":"J72/VDYN2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":1031.7,"premium_hospital_monthly":0,"premium_extras_monthly":1031.7,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"8B72BFB3-19B6-4B24-BC05-B853028372D7","product_id":"dc4e99ec-00f8-467f-9620-9e681186ef1c","product_code":"J72/VBNY2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":1066.4,"premium_hospital_monthly":0,"premium_extras_monthly":1066.4,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"D55BB028-C1FB-4B53-8741-7E8408B0A2A3","product_id":"915ec36e-95e3-42d5-b05d-08c82037d213","product_code":"J131/VHPW2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":204.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"66B4DBB6-7568-44BA-B9C8-4E7F6D48B5F9","product_id":"208805ff-ac90-4546-8e83-e070a533d951","product_code":"J132/VHTC2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":216.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"BC804B65-3744-4F38-809C-C6489D734007","product_id":"3ad72c2f-abd9-4d5c-ad8a-633e01798944","product_code":"J132/VHSV2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":229.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"7C60D2AA-42AD-4CC6-9D43-0BADA3FC8EA6","product_id":"ca72716b-bbea-4e20-baa2-02532b221811","product_code":"J133/VHWI2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":235,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"8150F695-3F90-4448-8729-804FD13C1E9F","product_id":"2ccd137b-b6ea-471b-ac2d-9171eac6d4d4","product_code":"J133/VHWB2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":249.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"FC133CB6-E188-4012-90B9-31207BAB6A05","product_id":"4a68eadd-00f6-44c6-91dc-d699405c4110","product_code":"J131/VHPS2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":255.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"7A165046-95CD-442D-BA1F-3665637BFEF9","product_id":"d39168ee-0e0c-4eb0-9fda-904291f28bfd","product_code":"J140/VIGD2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":265.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"7DB5157D-D685-409D-9D44-BE7E92DD618D","product_id":"968149a4-9636-4670-86c7-098c875f5db0","product_code":"J132/VHSY2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":270.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"E2B841B3-2C8C-4FA6-A10F-832CEC281BD6","product_id":"a97a01a0-1f9b-4555-8ab5-090e6481c788","product_code":"J141/VIJG2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":276,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"50A7A0C9-C00A-4AAB-B018-C4466CC7109F","product_id":"2dc51d09-c4ef-4d8d-88ca-88a65b25d88a","product_code":"J132/VHSZ2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":286.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"2C853A8D-C531-46D3-8802-452A317CEC5D","product_id":"8a2ff5b9-6f58-41d9-b992-f878a4ea6276","product_code":"J140/VIFU2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":292.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"6A20D54B-20EA-4B7D-A830-9B3498F27294","product_id":"9c4be3b7-24d5-47c9-9c34-61358e337a5b","product_code":"J133/VHWE2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":293.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"1C8575BB-79F5-4EE9-AF10-C856F03C35FD","product_id":"c411c674-2b03-4e6a-82b8-2d25a0e15dbc","product_code":"J141/VIIZ2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":303.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"EA28FFDF-9CD0-48FF-ADBF-E755B8ADFAD4","product_id":"dc38549e-b44e-4e3d-bc4a-e8ef6eb40a36","product_code":"J133/VHWF2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":311.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"7F0A5D58-3C48-4372-941D-AF9677AED9F0","product_id":"4ffbb93d-e343-4adf-8668-674999b02cec","product_code":"J142/VIMM2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":323.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"58830B35-029B-4517-9D44-0461B94BEDB3","product_id":"c86aeb96-a8df-4e6b-bc07-7adb8bb32d40","product_code":"J140/VIGC2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze","premium_monthly":332,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"31CC14C7-AF25-4B0E-9F66-5E627FB73E24","product_id":"fdb4bddf-65d8-485f-8a8b-bd699c90cee4","product_code":"J141/VIJC2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":345,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"3A432DAE-3AD7-4FBE-B9C7-6AD042F31E99","product_id":"bd5f3f1c-8a18-44a9-9d84-cb395aa7fca2","product_code":"J143/VIWB2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":346.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"9B3B1447-65AC-4E0B-A490-6829E08864D1","product_id":"e904be6d-c3ed-4515-8cf6-749659110e7f","product_code":"J121/VHHT2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":346.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"515181F1-3967-4A0F-BC1E-9439596A0A18","product_id":"e8fd7260-8232-42fb-bbdf-4d12eed6107f","product_code":"J142/VIMI2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":355.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"CDD1082B-FE97-4EBB-9A5A-77C5ADF7626B","product_id":"5c29fa86-87b3-45fb-bf89-a364a4f95b15","product_code":"J143/VIWH2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":364.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"BC3A8033-3C4D-467E-975B-D27948E77979","product_id":"52b16dd9-2252-41a7-aab0-5e2b0304f761","product_code":"J140/VIFV2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze","premium_monthly":365.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"BA8DFF73-623D-4384-83E5-1DFC602CCE25","product_id":"3e0c4a88-bd47-42e4-9ea2-633bf6d8c9bf","product_code":"J141/VIJD2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":379.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"FFA84F0A-CCCD-4B9A-87FE-5EAF906125CA","product_id":"00a749f7-6882-4c25-8ecc-64f5b47d17c5","product_code":"J121/VHHO2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":385.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"47AC8823-A8C2-4C40-B25A-24249540F3AD","product_id":"4ef7f515-eb77-4c07-8364-cb64ceeab30d","product_code":"J142/VIMO2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":403.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"59F7BDB4-BCFB-44FF-B5BB-A895887FF984","product_id":"0c98c2df-0afd-4ceb-9f13-bd70bee433f4","product_code":"J144/VIZN2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver","premium_monthly":403.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"4F237B1A-8575-448D-847E-CD854A7E26BF","product_id":"2f475dd7-8674-448f-aafa-4f99dfb0cf3c","product_code":"J144/VIZE2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver","premium_monthly":414.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"50CD3E2B-42D7-4294-9CA7-CB6510E09055","product_id":"6e85d309-a10a-47a1-b530-533fa3b565c2","product_code":"J137/VHZN2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":430.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"6115CB08-C94A-46EF-B651-02EF57797D0D","product_id":"3f494bb1-47ac-4669-95d8-33ab192e31a7","product_code":"J143/VIWE2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":432.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"1C4AC05F-E11A-4A93-967C-7015B5BD2092","product_id":"ab760cfb-2414-4616-af29-20dea99a3125","product_code":"J121/VHHY2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":432.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"57D0CB49-F176-44CA-8112-F8BE08DB9851","product_id":"290f18ae-3a6a-4b92-bcfa-473433a273db","product_code":"J142/VIMN2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":444.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"326F7733-4058-496B-A5D1-6DBE45A46586","product_id":"827b5944-692b-48e4-b9be-fdffddb5421f","product_code":"J137/VHZI2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":453.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"7495CCD9-5FD0-48AF-A30A-1E49731D141D","product_id":"4ff3d74b-69cd-44f9-9cba-d3dff96cab34","product_code":"J143/VIWC2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":455.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"EFC9E795-8B58-4681-A07F-724358C1D25A","product_id":"27f36ba6-1dd3-4544-a26e-3df4ce974ef5","product_code":"J121/VHHP2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":481.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"FBF4010C-E54C-45D2-BA3A-890CFF8C768A","product_id":"d5b00523-ea5c-4f30-8080-4f7c7094dfee","product_code":"J77/VIOJ2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":495.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"16EFA9FF-7830-4B9D-AC08-2D2CEB446F59","product_id":"9dfa35aa-acd7-491f-a69b-eeb74651ffb7","product_code":"J144/VIZM2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver","premium_monthly":504.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"80A2FE9B-E24A-4706-A479-1A643F058A2F","product_id":"e3cbed02-1594-4043-901a-337ac5b70928","product_code":"J122/VHLE2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":508.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"E1A5C462-5E19-4BF8-BD1D-93A446615CFE","product_id":"9e103e87-c93f-43e0-88c3-348de20cff9e","product_code":"J144/VIZF2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver","premium_monthly":518.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"44C47D95-5A9E-4905-B4B1-FE3A72E79533","product_id":"5d032ba3-b010-47d2-b338-fe247414d0d3","product_code":"J145/VJBH2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":531.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"B7ED55EA-4D71-4A98-8B57-4196A94DE1E9","product_id":"336fba02-6310-4ded-92da-b3e00fb449a9","product_code":"J122/VHKV2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":532.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"3BA62D14-B6BC-43A5-8936-0BD7E9824F07","product_id":"bf399fbe-35af-48a0-aa82-d41528474063","product_code":"J137/VHZS2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":537.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"1FB00053-1209-49E9-A453-BC13A70E82E0","product_id":"357ef03a-08c6-400d-adf4-ce9cb9d7270c","product_code":"J137/VHZJ2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":567,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"E7486DC7-4F06-4415-8E22-4DD8702FDE96","product_id":"7e0b4893-d3a0-4605-b953-c8597db9cb7b","product_code":"J58/VDPW2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":590.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"BF92297E-5FB4-41D7-9E54-3CDCD9BCA1D4","product_id":"caaa8a02-b815-43dd-b4c8-94ce26c348ab","product_code":"J58/VBBX2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":614.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"99067096-8133-4916-A53F-61534542663B","product_id":"55a510d5-546c-49ef-b68e-a42c0aff8951","product_code":"J77/VIOM2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":619.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"0D3B9228-4956-4D2A-9FF0-1B510B2B05AD","product_id":"d8f2aa5a-0a62-4306-9140-b44101464a85","product_code":"J122/VHLD2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":635.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"8A76CB3A-3880-4EB1-80AB-BCDF3702A664","product_id":"2f3546fb-1151-4bf8-b734-30a5dbbee47c","product_code":"J145/VJBK2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":664.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"8D0F7F8A-5E8E-40F8-968D-C151DCE6CF43","product_id":"7889c8e5-36c7-4ffc-94e0-cac396e153b6","product_code":"J122/VHKY2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":665.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"4A70C03A-F8E0-4BEC-A3E1-5B36EE45021C","product_id":"2fd44f74-2cb2-4280-87e6-9b2ca3309f65","product_code":"J58/VDPQ2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":737.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"EDF9AA83-B553-41B4-BE67-DA4CD8587F67","product_id":"b33b632f-9034-44d6-a24a-ee5396492591","product_code":"J58/VBCA2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":768.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"91242108-D5D6-4FFE-8363-DF4DC11820FF","product_id":"6017f096-0bfd-4801-ad6c-1a2abd562fd4","product_code":"J139/VIDA2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":836.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"05777D54-D8BC-4F93-AE98-1C2823838073","product_id":"da58d46b-7556-4c3f-94d5-1814658a0f21","product_code":"J138/VIBK2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":907.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"A7CCD718-4452-4908-BE22-547DFCB7489D","product_id":"dbe9d4c7-585d-4f4c-9760-6166303f8373","product_code":"J114/VGYC2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":918.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"52CC9888-FC51-4348-BB97-4C46D5F40787","product_id":"dc56f24c-3794-4d34-8224-b2c36722b070","product_code":"J114/VGXX2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":942.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"2E0859EC-F3A3-4745-8373-F3C7F8FCE260","product_id":"5ac8b7b8-0b52-401a-8532-c39fc5c80e26","product_code":"J114/VHNA2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":1020.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"},{"product_item_id":"363C812D-1BF4-4EA7-A861-CA4032CFAC9D","product_id":"0fb6448a-650b-41de-8d96-65be647cb4b7","product_code":"J139/VIDD2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":1045.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"A34BCAE6-0E8C-47D3-9136-AF77B559E5C9","product_id":"da06ee07-39b9-4fb8-a92b-7c78b60b9dee","product_code":"J138/VIBO2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":1134.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"CBD02DAF-B399-449A-B90D-7A918BE8C9FD","product_id":"5f92a247-4d0f-49d1-8e08-a4fcde8a0e09","product_code":"J114/VGYB2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":1148.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"CA8D6452-CE18-4810-B2A2-FE655C409475","product_id":"0129c812-2551-4905-b92b-d2992a32748d","product_code":"J114/VGXZ2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":1178.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"7033351D-190D-4BC7-ACEF-D1E71E492E4A","product_id":"4454c6bc-ee1f-4213-ae13-f15b84b246f8","product_code":"J114/VHMU2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":1275.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"},{"product_item_id":"9A03AB3B-3113-40FD-8270-E1B333D30D86","product_id":"9de7e403-2543-4875-b66b-f660b4736926","product_code":"J69/VECU10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"starter flexi basic","product_type":"combined","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"basic","premium_monthly":154.85,"premium_hospital_monthly":0,"premium_extras_monthly":154.85,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":5,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras1","other_features":"This cover also includes Accident Override and limited medically necessary ambulance.","funds_product_code":"A7G"},{"product_item_id":"505E29EC-8DA2-4644-982A-DC9512A31FF0","product_id":"05f27e26-984a-4dd4-8310-8845d5715631","product_code":"J69/VBHA10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"starter flexi basic","product_type":"combined","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"basic","premium_monthly":161.3,"premium_hospital_monthly":0,"premium_extras_monthly":161.3,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":5,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras1","other_features":"This cover also includes Accident Override and limited medically necessary ambulance.","funds_product_code":"A5G"},{"product_item_id":"04367F1F-CCC7-4E72-830A-D66BF25D6EA4","product_id":"cdb6d527-f22b-42e2-b545-84e54ceb447d","product_code":"J103/VFQX10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":193.75,"premium_hospital_monthly":0,"premium_extras_monthly":193.75,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R7H"},{"product_item_id":"075DB373-8152-4832-ABB9-B014DC481202","product_id":"7dae73a0-c6c8-4d86-95fe-75c475d7ae64","product_code":"J103/VGEJ10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":204.2,"premium_hospital_monthly":0,"premium_extras_monthly":204.2,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R0H"},{"product_item_id":"C7060392-4A2A-446E-BA11-A9E962831E09","product_id":"32d6c8a7-44d0-4ec5-b67f-12e475ac183e","product_code":"J106/VFWC10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":251.65,"premium_hospital_monthly":0,"premium_extras_monthly":251.65,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"8E9CAED2-C6BD-4343-B83A-D73DE4F3B924","product_id":"fd8d057e-b9eb-48a7-a8a9-275377266535","product_code":"J106/VFVZ10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":261.15,"premium_hospital_monthly":0,"premium_extras_monthly":261.15,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"AF0B9943-E295-4955-8472-BC5646A771D8","product_id":"a3d0403b-301f-435a-891d-6fc4ba3b6aca","product_code":"J71/VDVS10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":283.5,"premium_hospital_monthly":0,"premium_extras_monthly":283.5,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"2EED6982-F00F-43FD-A295-CD895F697CD7","product_id":"fad548b4-e22c-4a2b-90c8-c1d9083d3c0c","product_code":"J71/VBKP10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":294.8,"premium_hospital_monthly":0,"premium_extras_monthly":294.8,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"8630E9DC-8BE1-4328-A033-97801F8AE9AB","product_id":"293686d8-06c9-4f11-b84d-a2351a68ca3e","product_code":"J72/VDYJ10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":368.1,"premium_hospital_monthly":0,"premium_extras_monthly":368.1,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"F9D28385-B9A4-426F-A2D5-3E875F0E7BE1","product_id":"deffcd2d-8e55-4c35-8cb2-d8eadff92e72","product_code":"J72/VBNT10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":380.65,"premium_hospital_monthly":0,"premium_extras_monthly":380.65,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"78B75248-1FE2-4313-9555-A4DF7C710FF0","product_id":"76487916-ae21-4b72-a055-af184fdd45b3","product_code":"J131/VHPR10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"basic","premium_monthly":102.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"2DEE6CF1-28D3-49D5-8CCF-008FABAACD18","product_id":"a65139ed-a3cd-4c55-b360-8ec0bc0a0c16","product_code":"J132/VHSX10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"basic","premium_monthly":108.25,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"16FB0162-B525-4A1A-870D-FCB218308FA0","product_id":"ec071d85-1e39-45b2-8126-2d1da3450cb8","product_code":"J132/VHTE10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"basic","premium_monthly":114.75,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"66D8A17E-9101-4050-9DCD-35D6D15A226C","product_id":"793d6f5f-128b-492c-818f-b4d67a041449","product_code":"J133/VHWD10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":117.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"64DE3A30-6F33-4CB3-8EDB-034D00E690A0","product_id":"a1c7f926-3204-43e8-9c41-91d7d1c2c2c9","product_code":"J133/VHWK10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":124.55,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"F2E620DA-5055-4F8D-B4E0-F0129AA80502","product_id":"9674f42d-bad1-4490-9189-702e97bd9483","product_code":"J140/VIGB10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"bronze","premium_monthly":132.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"BEDB63D2-F389-4B87-8144-1D982C961BD5","product_id":"6cd81655-8f8f-4be8-be83-c7893a207844","product_code":"J141/VIJB10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":138,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"AA10A4EB-FEA8-49CF-9380-FE6952D057AC","product_id":"13f142d2-fd6b-409c-ac63-0c399bf0c874","product_code":"J140/VIFW10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"bronze","premium_monthly":146.05,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"A7DF30FF-ECBD-4D4B-8013-E60996AB4781","product_id":"fdfff19d-a36c-4cee-be58-2fa31e1d19cb","product_code":"J141/VIJI10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":151.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"86CF2C78-C2BF-4D0F-BCBB-08510A725503","product_id":"41c06447-f328-43b6-b4d6-ccdba09f2d7c","product_code":"J142/VIMJ10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":161.55,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"4AA6FD37-4703-4A14-BC46-B50EFBD7EC5F","product_id":"e4ae68b7-15d4-49bd-8c93-6b97fba041b3","product_code":"J121/VHHX10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":173.15,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"DE08CF8C-F8CB-4975-AB84-EAF7B4D0D33B","product_id":"f56b85ca-8985-44c7-9e75-bfde66591d2d","product_code":"J143/VIWI10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":173.15,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"838BB2BC-42DA-49D9-B109-54559984C909","product_id":"92574611-d4e7-4fd5-bf61-4e8f674d95ec","product_code":"J142/VIMF10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":177.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"7857DEB3-0E46-4054-9537-EEABFA46968F","product_id":"5d8d205c-0b2a-45f9-bf22-f29fe968a2bd","product_code":"J143/VIWF10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":182.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"83B1D3AD-4F1B-48AE-BDFD-C53CED6B8861","product_id":"038f774b-e022-4360-bfb5-668f16ef862f","product_code":"J121/VHHQ10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":192.55,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"A21F5FED-50E3-4DC4-95D6-6AE626F195B1","product_id":"36b8bae3-e625-40ad-8d93-10ded1a0b9fe","product_code":"J144/VIZL10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"silver","premium_monthly":201.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"B5915C8B-EE78-43F9-B27D-BA8D20C5DA23","product_id":"8a4c8332-4075-4407-ac9a-024e99dfab40","product_code":"J144/VIZG10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"silver","premium_monthly":207.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"ACAF30FA-FBF6-4A0A-891C-EAAD37DB71A2","product_id":"f6389bf4-d4a7-44d7-817a-11e963358f77","product_code":"J137/VHZR10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":215.15,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"B07469DC-CDA6-4711-A90E-BE93799ADFFE","product_id":"41128576-acfb-48c2-9ea2-d9eeb9790923","product_code":"J137/VHZK10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":226.85,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"D7DFF9D4-1C8F-4615-8DB9-5A0E33357A50","product_id":"f18126f9-7381-46a1-ab75-41afe6f1447d","product_code":"J77/VIOH10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":247.65,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"AC654E73-6792-4C57-B6FF-C98BE3E79721","product_id":"334436cd-e7a0-4fc8-8e0b-89eadfbfe7fb","product_code":"J122/VHLC10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":254.25,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"23014486-F51D-4F7C-8CD2-27146C06E93F","product_id":"5afd00c3-8b10-4d92-a91c-a8c5cb0425c9","product_code":"J145/VJBF10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":265.95,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"4287D1AC-4EE9-4F2A-B265-96E68C6F5114","product_id":"80f31fcd-4e7f-4917-a51e-7d8a8aa96239","product_code":"J122/VHKT10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":266.25,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"84CF9CE3-8F9A-4177-A82A-530A745110CF","product_id":"651fcdd0-bc70-47a2-a21b-e7064c4ebb6e","product_code":"J58/VDPM10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":295.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"E94D0B6A-6479-46C5-A8E0-9A3022DBB1C8","product_id":"104b6f4b-caf2-4ccb-ac06-b62fb040e6c4","product_code":"J58/VBBV10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":307.45,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"B518810E-2907-42F2-97A0-BF21BADC7133","product_id":"7fa19897-aa90-4a8b-a58d-fac625d7ff1e","product_code":"J139/VIDC10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":418.25,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"D8AF21F0-529A-4AC3-92F7-0F30B5DBE88C","product_id":"14a95154-1495-4b11-a7d6-9a4fc6785fa0","product_code":"J138/VIBM10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":466.35,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"A421DD90-99E1-4ACD-9CB0-64C0A36049C3","product_id":"74db77dd-fbd0-4c49-8768-4c9225e13c9e","product_code":"J114/VHLV10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":510.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"},{"product_item_id":"214C2A9C-276B-45A8-8BED-4CB67D87FD85","product_id":"e596411f-5ac3-44f3-846e-35506a56ace3","product_code":"J114/VGYG10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":515.55,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"86FB6729-6ADC-4A9C-A919-F3975397F623","product_id":"ed2055d2-5760-4ce1-a356-b734244cdb10","product_code":"J114/VGXV10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":553.15,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"0E6343E0-A525-477F-A01B-B753CDEEB202","product_id":"46ac507e-d104-40b5-9827-3550bcff7e88","product_code":"J103/VFRQ1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":329.4,"premium_hospital_monthly":0,"premium_extras_monthly":329.4,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R7H"},{"product_item_id":"F151165F-8E62-4394-9FAC-25A5F7D7779A","product_id":"14447ae8-9eed-4f41-8e5c-84492898c973","product_code":"J103/VGEL1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":347,"premium_hospital_monthly":0,"premium_extras_monthly":347,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R0H"},{"product_item_id":"D7F25D13-5CE9-4284-B185-536AA604E2AB","product_id":"dfa3be12-81fb-42d6-8461-e5e411e64c8a","product_code":"J106/VFWT1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":427.9,"premium_hospital_monthly":0,"premium_extras_monthly":427.9,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"9FB2774F-1046-474F-B362-4C9EAFF4A811","product_id":"50b67248-e533-41a6-b0d7-a92f4b0f5009","product_code":"J106/VFWY1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":443.7,"premium_hospital_monthly":0,"premium_extras_monthly":443.7,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"58D8DEB2-D7CB-41FA-87CA-71250FF6A229","product_id":"6736154f-faf3-4abc-9aa5-e099cecfdbd8","product_code":"J71/VDVM1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":481.5,"premium_hospital_monthly":0,"premium_extras_monthly":481.5,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"572B947B-A1E0-42FB-A59B-814272CA9BD6","product_id":"04c92615-84f8-41f4-8241-fa295a0e6653","product_code":"J71/VBKR1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":500.8,"premium_hospital_monthly":0,"premium_extras_monthly":500.8,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"902B5E57-909C-4A9E-A3E3-5269490057F4","product_id":"520b10c4-f28a-45a7-84b6-93897cec8395","product_code":"J106/VFWP1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":503.3,"premium_hospital_monthly":0,"premium_extras_monthly":503.3,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"EF40B06B-0827-4CA5-9FD0-145AD8C7C36F","product_id":"510d7a4b-1bf2-41de-8792-9fe9101047ec","product_code":"J106/VFWG1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":522.3,"premium_hospital_monthly":0,"premium_extras_monthly":522.3,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"9F8FE774-D503-4542-AB70-6C9522007FB5","product_id":"bc4c0f33-1465-4fc8-9330-f03fc49abd50","product_code":"J71/VDWM1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":567,"premium_hospital_monthly":0,"premium_extras_monthly":567,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"C7B78AE9-F1B4-494F-A448-0F314CE753AD","product_id":"a87e5a15-c00d-47a7-91c5-ef352f9c8b84","product_code":"J71/VBKT1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":589.6,"premium_hospital_monthly":0,"premium_extras_monthly":589.6,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"BBD90838-9C67-4381-B6AF-CCA69BE4F7FB","product_id":"b6433018-06a2-407c-ab78-fc62b6dbf45b","product_code":"J72/VDZT1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":625.8,"premium_hospital_monthly":0,"premium_extras_monthly":625.8,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"00E85A70-DA2D-4D72-B601-3CFF104888CE","product_id":"ca1f6e62-90c8-44a9-a41f-8196a3943130","product_code":"J72/VBNV1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":647.3,"premium_hospital_monthly":0,"premium_extras_monthly":647.3,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"6E3B8CDE-57B5-46A3-9BE6-1F7C01E56D20","product_id":"21959016-598f-42f5-94b1-b144450b5b61","product_code":"J72/VDZD1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":736.2,"premium_hospital_monthly":0,"premium_extras_monthly":736.2,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"32004481-1475-425B-9DB0-FD18D30C088A","product_id":"6aec823b-0e99-4ff7-911b-c31d49d1c527","product_code":"J72/VBNX1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":761.3,"premium_hospital_monthly":0,"premium_extras_monthly":761.3,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"5EE213DD-266D-4B57-9F0F-BD175F3FC8F6","product_id":"b935b735-f679-48be-9bb4-b0e474a00e8b","product_code":"J131/VHPZ1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":177,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"54FFD977-5F62-4774-AC21-B31C34B64AE4","product_id":"aceb2a9c-b4e6-4805-b155-6e7970a915e9","product_code":"J132/VHTF1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":187.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"24F43C5E-6CA4-4B6F-B195-EFBCE9FC9003","product_id":"a5e90e39-dbb6-4f7d-bdbf-de3cbfe57f95","product_code":"J132/VHTD1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":198.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"C074AB10-8115-42B9-A2BF-FC7251525A01","product_id":"e9807c43-bc20-45c6-af1f-ec5e0d835b0c","product_code":"J133/VHWL1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":203.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"0CC775D5-9B0E-434F-A061-919F8659DFC2","product_id":"6cede3d7-3230-4f3d-a59b-33b1f193de3e","product_code":"J131/VHQA1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":204.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"EF00D66D-4644-4D8F-B626-452F6A587B9A","product_id":"8fe3bc55-becf-442f-81fb-117cdbdfd3a9","product_code":"J133/VHWJ1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":216,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"616636F9-D917-4223-9536-455E28824C1D","product_id":"e2a0094c-d281-434d-8777-a9d74d4e1f03","product_code":"J132/VHTG1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":216.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"B31505B4-7EF8-4F7A-A53D-307EF6108BA4","product_id":"8b8347e9-fc13-4b7c-9099-80a4ae9135b8","product_code":"J140/VIGA1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":225.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"A0B3E69C-A6B5-4291-B99E-01152F7AD94C","product_id":"b26ff5f6-2af9-472c-88d2-57f58906f570","product_code":"J132/VHTA1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":229.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"EB9D0DF9-9A7D-45FA-BC10-0D6D70E7C8E4","product_id":"e3732121-ad2a-4a99-ba3e-3fdbe06316f3","product_code":"J141/VIJJ1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":234.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"44B956F5-6610-407A-89D9-2C57D4420EA2","product_id":"95a8aa08-1446-433f-9c98-afd73526a3c9","product_code":"J133/VHWM1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":235,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"0C3FEFED-B17F-426A-91AC-0A091202936D","product_id":"79dd4251-7486-49a2-af21-58357ea334d8","product_code":"J140/VIFY1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":248.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"75C2DB06-3731-4DCD-94BF-272F5FCC7804","product_id":"dfcb586a-7e88-4d0a-a26b-07328f98446b","product_code":"J133/VHWG1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":249.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"9F4341CA-DA6C-4578-BA66-50A8E0DA38CF","product_id":"bfdb4d9f-de1d-499e-8593-295cec7ba31a","product_code":"J141/VIJH1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":258,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"0C140487-14E5-4786-9F0C-D4C766A766B8","product_id":"52811702-05c1-4d82-9738-8b990f8ae04b","product_code":"J140/VIGE1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze","premium_monthly":265.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"041DBA18-8F78-4113-A49B-8C36D98B0462","product_id":"a31540cf-661d-4015-8dd8-80cda67cc9e7","product_code":"J142/VIMK1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":274.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"82A9F0F4-87FA-46D6-B5EF-EC6784A63C08","product_id":"822fa6e2-2e23-4d45-9351-90676c439b37","product_code":"J141/VIJK1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":276,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"3ECBF9E5-4A58-43D9-9CE6-763158DDAF30","product_id":"e797db5e-0d2b-4d4c-abaf-b03d75a5f1b5","product_code":"J140/VIFX1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze","premium_monthly":292.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"1B715606-1214-460B-8631-D52C7F61D877","product_id":"699c6abe-1442-46c4-af8f-48d8af824c92","product_code":"J143/VIVY1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":294.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"76521BF5-ADB3-4E20-AD31-9931D9FB5F8D","product_id":"df5fe2ea-21a0-4daa-aae6-cc226cdc8b9e","product_code":"J121/VHHW1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":294.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"3DABE461-EE19-4E5B-B1C4-074650F2FF4E","product_id":"62ace029-5483-40d8-af19-1b2ec58fce75","product_code":"J142/VIMG1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":302,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"8C9B82DA-510D-407E-A3AA-23477CAD049E","product_id":"1ee75d87-d875-4b51-a2a3-55e6d14f3297","product_code":"J141/VIJE1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":303.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"A213F786-C375-4F42-B1A7-BD829902399B","product_id":"ebfcb609-1244-4931-9ab6-c4ed95192630","product_code":"J143/VIWA1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":309.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"C3649C35-C346-42BD-B247-597AC506EE76","product_id":"bd2085c3-699d-45f8-aee5-37fc50751a13","product_code":"J142/VIMP1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":323.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"00D43E81-FC93-4EF6-9409-76C59B691D60","product_id":"31c7deb3-a7ce-4a6f-8510-37f423a34bab","product_code":"J121/VHHS1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":327.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"8BE608B5-E108-4183-A450-349BEE814872","product_id":"64ad4e5d-ce1e-4055-9473-1fe05bc0dd89","product_code":"J144/VIZK1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver","premium_monthly":343.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"1FA73FD4-9D17-4042-84B8-CABE4CC03E73","product_id":"f506dbd7-0fce-455b-bbf9-9a7501c3a7e5","product_code":"J121/VHHU1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":346.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"36FC875B-8F87-4E0F-BFAC-3F91D47D97AA","product_id":"e1af268d-2195-467b-87a3-c07e2ca04891","product_code":"J143/VIWG1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":346.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"C7BF27FB-3C55-4469-B1E6-F6047C7F9146","product_id":"2a6c4085-fbdc-4d1a-b2ff-b54d26dd5728","product_code":"J144/VIZI1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver","premium_monthly":352.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"33796C3A-2B61-4893-955A-178859C45482","product_id":"b4e83f2e-b79e-4f5f-b417-b03f06d708ef","product_code":"J142/VIMQ1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":355.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"2FCF673A-F518-4002-8C29-A7940107231F","product_id":"f1b55941-6ae1-4ef8-973a-1d17a89b7b89","product_code":"J143/VIVZ1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":364.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"334285CD-E3E5-46AC-BE4F-91432B6B94AA","product_id":"302771dd-07b7-49d3-9e57-6d5782d58f9d","product_code":"J137/VHZQ1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":365.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"61323F4D-0FDD-47CF-A0C5-4DD85BD2115C","product_id":"f440e10c-5dda-4d87-95b8-e32c2e8d79d3","product_code":"J121/VHHR1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":385.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"33815042-A933-4361-8236-C1949165C779","product_id":"40a1a9d2-86f0-4cb6-ae04-598022567881","product_code":"J137/VHZM1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":385.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"DDE0144C-0909-47F5-997C-B5755B234122","product_id":"69492adb-04a1-4ca8-a218-889bd9016bb0","product_code":"J144/VIZO1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver","premium_monthly":403.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"60E96D8C-5517-4675-9A33-2E93EC2D8C3B","product_id":"a082034c-c460-45e8-ba16-db7827f52192","product_code":"J144/VIZH1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver","premium_monthly":414.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"B78AF644-09EB-41C8-990E-51209754C151","product_id":"dc900181-14e1-46b0-92d5-896a4f0cc39c","product_code":"J77/VIOK1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":421,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"ED425AFC-0E67-40D9-81A9-90787871AF10","product_id":"0412ec4f-5d7b-438e-abcb-d681dde958b4","product_code":"J137/VHZO1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":430.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"892A11D6-935E-4AC5-998F-ECC3B49F8A7D","product_id":"f0aaab9b-52d6-45d5-bb05-d350c871176a","product_code":"J122/VHLB1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":432.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"C630DF8D-395A-47EA-B8E2-5A603F863D8C","product_id":"12000d08-84c9-47b4-bb3d-d4d3e7880ee5","product_code":"J145/VJBI1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":451.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"10FEFF27-7CB9-4DD1-9216-EF9F207C39A5","product_id":"d7b00dd2-24e4-4fab-8df9-13de99fe1c99","product_code":"J122/VHKW1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":452.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"1F5FAAB4-39F5-4B7F-A2EF-63CD1E8B0F16","product_id":"1f3ab3d6-8737-493d-98dd-065db726110d","product_code":"J137/VHZL1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":453.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"A80B2A73-3FC3-497A-BC80-548A8A3FF5BA","product_id":"3ceb8320-3e7b-486a-89da-2df2fe0dbd69","product_code":"J77/VIOL1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":495.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"48C6CB4F-25BD-422E-B8DA-0A79F34760D1","product_id":"cf709437-b113-4b89-8049-eb23a54f1b3d","product_code":"J58/VDPG1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":501.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"294DF415-3602-45B0-9F23-52C1BB6B3ABB","product_id":"3094604f-4804-42a0-bde1-81cc5f39b2e2","product_code":"J122/VHKZ1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":508.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"BCEED16F-4131-4AB1-8516-3FC1EB438D1F","product_id":"ca022585-f594-4966-96e5-af7cf977f86f","product_code":"J58/VBBY1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":522.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"17414A6A-438B-42B1-BC9E-0CA0867E1B87","product_id":"4ca55f8c-652c-4653-ba5b-e7bbfd2e7118","product_code":"J145/VJBJ1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":531.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"BAE9AD95-35CA-4E4B-BC4E-4FB6EB8B020F","product_id":"b39894d3-a7eb-4d7b-af9d-1600b9ffee98","product_code":"J122/VHKX1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":532.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"1DE75670-AA09-4F61-8E1E-19A77941CE86","product_id":"0c43441c-6df7-4df1-9d98-0fedc513fd4c","product_code":"J58/VDOQ1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":590.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"F3155BEC-FECB-4F94-805F-912FC9B63297","product_id":"61bd4bdc-332b-4cad-bdcd-50262c4297c0","product_code":"J58/VBBZ1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":614.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"EA3A2D37-ED0A-4E98-84AF-4C0A22A94A1B","product_id":"6e74e53e-a294-4f7b-b1b1-c2df9e066dd7","product_code":"J139/VIDB1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":710.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"1280A357-F50B-484F-96FA-BC5DB69E329B","product_id":"39f36c8f-0896-4a13-bfec-4ddcf7968936","product_code":"J138/VIBL1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":771.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"A9AF4921-929F-436E-B5E6-79513FB1E473","product_id":"ebfd98e3-6757-48e9-8d63-ca2f23eb10cb","product_code":"J114/VGYF1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":780.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"BAAB3F94-6272-47E8-9F63-3C22FC5B7655","product_id":"c3daddea-fb23-43e3-b9cf-fa4332abb896","product_code":"J114/VGXY1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":801.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"684E85B3-DA63-4CD2-9DC9-E6B92BB5418E","product_id":"3daa85f2-91e3-480b-9c42-36c7410583bb","product_code":"J139/VIDE1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":836.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"7D1141DB-E259-4CFC-970F-4AFE8C826960","product_id":"5da209cd-4660-4c2c-865d-9d82712e1e34","product_code":"J114/VHNF1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":867.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"},{"product_item_id":"63E73965-D64A-47FC-8BEF-4DE0BCB78353","product_id":"3efb2042-4a98-43b6-8ecd-f6424574a024","product_code":"J138/VIBN1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":907.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"2636505C-49D4-404B-8538-404C94FA2FCC","product_id":"cd180753-7559-4a5e-a510-b271019fdd2f","product_code":"J114/VGYD1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":918.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"1CEA4E10-9057-4175-9E7F-892FB0209FB0","product_id":"3613ca2a-190b-4269-976a-c832194fcfb0","product_code":"J114/VGYA1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":942.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"350C1F8E-07E4-4E2F-A4AE-05E8D811C5EF","product_id":"c8f1cc2a-51f0-4be2-99e1-9e953d3b0487","product_code":"J114/VHMV1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":1020.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"},{"product_item_id":"49DE3A28-30F5-4993-AD01-5653B9E6E3B7","product_id":"542c07b6-c38c-4665-8e0e-b6600548405d","product_code":"J69/WECM20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"starter flexi basic","product_type":"combined","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"basic","premium_monthly":236.6,"premium_hospital_monthly":0,"premium_extras_monthly":236.6,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":5,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras1","other_features":"This cover also includes Accident Override and limited medically necessary ambulance.","funds_product_code":"A7G"},{"product_item_id":"EFF1D2E7-8C73-4F96-AADD-BE872649ED13","product_id":"9509dfa4-29bf-4bff-a365-60362762dd5b","product_code":"J69/WBHF20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"starter flexi basic","product_type":"combined","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"basic","premium_monthly":243.6,"premium_hospital_monthly":0,"premium_extras_monthly":243.6,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":5,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras1","other_features":"This cover also includes Accident Override and limited medically necessary ambulance.","funds_product_code":"A5G"},{"product_item_id":"9CAC3139-BE8E-4D1F-AE0A-DA796A5DB7F3","product_id":"8cf5ab4a-92fb-4280-a62c-86e4dadde116","product_code":"J103/WFPU20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":312.6,"premium_hospital_monthly":0,"premium_extras_monthly":312.6,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R7H"},{"product_item_id":"593A8184-1475-4E92-9875-DEC9D657566A","product_id":"4700933b-3923-492a-945a-3a5431a8d892","product_code":"J103/WGEN20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":324.2,"premium_hospital_monthly":0,"premium_extras_monthly":324.2,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R0H"},{"product_item_id":"59BE68D0-7239-446A-9D3D-3F25BD47E949","product_id":"db41d38a-e2a9-4438-ba44-1b59ce12a4ea","product_code":"J106/WFUN20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":391.4,"premium_hospital_monthly":0,"premium_extras_monthly":391.4,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"6AB33636-F616-4EBC-B9ED-B1F3E5C142AB","product_id":"2bfcf394-026e-4144-a612-97cea6a03526","product_code":"J106/WFUK20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":404.7,"premium_hospital_monthly":0,"premium_extras_monthly":404.7,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"5BDA0E50-76EE-45ED-B624-939ED09CB08D","product_id":"f963835b-3f18-4035-b9e0-63188abbddbf","product_code":"J71/WDWK20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":474.2,"premium_hospital_monthly":0,"premium_extras_monthly":474.2,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"7986057D-C430-458A-9C5F-2A105122AB31","product_id":"0b49026d-862e-4f2e-a711-b51c2cc54b16","product_code":"J71/WBLC20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":492.2,"premium_hospital_monthly":0,"premium_extras_monthly":492.2,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"1ED36B84-91D5-4FFC-A95A-DDF64876A894","product_id":"057cc18b-b64b-4c8e-8389-7a59dc6fdda7","product_code":"J72/WDZB20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":628.2,"premium_hospital_monthly":0,"premium_extras_monthly":628.2,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"B41DAB9C-68AC-4EC8-B8C5-BC7A5BBEE2A8","product_id":"5e621fb6-e1cb-49ed-b0b5-27b759406c62","product_code":"J72/WBOG20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":648.6,"premium_hospital_monthly":0,"premium_extras_monthly":648.6,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"F82EEFDD-FE0F-46DD-9B4E-7B368D807806","product_id":"9d24f015-b00f-4291-b5a4-8e652d3ca70c","product_code":"J131/WHQB20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"basic","premium_monthly":159.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"E05A4884-3E9F-4ABC-92DD-48D1E799B56C","product_id":"26466c91-3f08-454b-aee4-c65730372090","product_code":"J132/WHTH20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"basic","premium_monthly":171.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"8AE623A8-540B-4479-A2B0-EFA0731AE17C","product_id":"ee89bef4-f288-4365-845e-e863e2147823","product_code":"J133/WHWN20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":179.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"43D17557-70AC-44A0-99AC-E56DDC03A625","product_id":"42112af9-967e-49aa-b839-108ccc0d7b91","product_code":"J132/WHTL20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"basic","premium_monthly":181.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"5369FD6A-68B6-47C8-98DA-A87C9460A018","product_id":"ef8c21a7-15f9-45f6-b8de-fbd593dddf8a","product_code":"J140/WIGQ20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze","premium_monthly":189.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"DC76BA06-37F8-45D0-87DC-6C045A42C347","product_id":"1ad20f6d-b0db-43ba-9553-c9bf1e744afa","product_code":"J133/WHWR20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":190.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"083912FD-0EBD-42EE-940B-ADC902CC7DC4","product_id":"ea9e1307-68bc-41ab-b85a-51dc7efe1f4a","product_code":"J141/WIJL20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":202.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"7F196811-5956-4743-838B-E7EBB7805F41","product_id":"608c3b8b-035c-4fe6-a75f-273c1baeb4ac","product_code":"J140/WIGF20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze","premium_monthly":208.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"C8759FCF-E470-48A6-9B50-290D9F03DAFE","product_id":"265fe5be-7bc1-454e-8436-da991392d23c","product_code":"J141/WIJP20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":222.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"F5C3A62D-C7CC-47E1-BFBE-23B47F391F24","product_id":"335605c3-3281-4a15-844a-c5902cfdb677","product_code":"J142/WIMY20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":233.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"799D0A9F-8940-43CD-A204-F08B3C54D3F4","product_id":"84b44318-ccf1-4e34-9646-7274dfceee4e","product_code":"J143/WIWP20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":245.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"9ACA4A08-852A-4EEE-9F14-BF6BC86595B6","product_id":"39813c62-9727-48e1-b28c-eb215551ff2f","product_code":"J142/WIMU20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":257.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"CE476666-2086-405C-BA6C-FB99C111791E","product_id":"e796661b-ed0a-480e-bfc0-4af05ea36b2d","product_code":"J143/WIWN20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":258.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"AD4CD959-2DDB-40AF-9ADC-3302DAB89680","product_id":"dd22c98e-66d9-44bf-8604-d6421f1620e5","product_code":"J121/WHIG20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":274.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"21986D61-EC2C-4E99-A6E2-B2E7A05C51A3","product_id":"bc8d73bc-6cd0-4c1d-8d9a-b6c85ab19252","product_code":"J121/WHHZ20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":308.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"B89E0572-F673-4875-9FFC-CA6A0CF5D913","product_id":"71c5551f-ffeb-415a-8ee9-e066852776e3","product_code":"J137/WIAA20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":321.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"7D5CC663-75A2-417A-8A71-89E1914AC14D","product_id":"97e361f2-ec77-41eb-8b12-01b89044009b","product_code":"J144/WJAA20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"silver","premium_monthly":322.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"E64A18DA-4B3C-481B-9E8B-A20358C550ED","product_id":"f1b6c9f4-9f87-4165-acf9-a0d790ac84fc","product_code":"J144/WIZP20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"silver","premium_monthly":334.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"3A2AD3C6-8399-4C5A-ACD6-EDF120A4DD19","product_id":"b4e8a80f-ef2c-48fe-a8a7-6ce940bada7c","product_code":"J137/WHZT20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":336.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"8ED4F804-3664-47C6-BDF3-CDFBA0A4EC15","product_id":"14b8c5f0-843e-434a-a7b2-2bf91c3509c4","product_code":"J122/WHLL20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":390.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"87EF898A-7116-425B-BBDF-ED737C1E771D","product_id":"6290929a-700e-436c-8c70-d066c1d28ba3","product_code":"J77/WIOO20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":391.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"6C0E62AB-0E29-41C6-957A-F87882BB1707","product_id":"90b3bf2b-62a1-451f-ab64-97ca761f2788","product_code":"J145/WJBM20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":401.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"DD7BDB94-9A03-48F2-B783-1AB10009BF7B","product_id":"069f5a24-4460-4cfd-b09b-0aef82323b87","product_code":"J122/WHLG20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":412.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"0F9AAA4C-BF94-42F1-B8B8-BC2E39C59ED4","product_id":"87f09dd7-b41d-485d-8110-21c6f340a593","product_code":"J58/WDOO20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":440.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"34058326-65EA-48FE-9574-92F6097D4E3B","product_id":"cf0fb8a0-d1ca-4129-9f65-7fc82ffbe114","product_code":"J58/WBCF20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":458.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"DBCC5066-94DD-4DB3-ABD8-C42F17162DC4","product_id":"81f4ad8a-caf7-48bb-845b-4da37944e100","product_code":"J139/WIDF20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":655.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"314C0DE3-E15B-47D2-B92B-F712F97C783C","product_id":"8289b136-8c66-46fa-a5a6-0445c6861a53","product_code":"J114/WGYP20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":703.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"D361D1A4-AABD-4611-A977-CCE832806AFA","product_id":"8a1e5630-b756-4ab9-920b-e21c16aff517","product_code":"J138/WIBP20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":720.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"61CAFF3B-8AA7-4A2B-AEA7-9E21D9AEF474","product_id":"873d78c4-95a7-44d4-9dec-0db00661ae26","product_code":"J114/WGYI20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":734.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"B35B7995-E00E-41AA-B6F2-37CCED205255","product_id":"64eeab90-522e-4ce6-90f3-cdfd623c4208","product_code":"J114/WHME20","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":816.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"},{"product_item_id":"76F975FA-AA2D-46F1-963D-96AEB36D3E9D","product_id":"86b61d5d-d99f-4dbb-947c-045a574743b4","product_code":"J103/WFQJ2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":343.9,"premium_hospital_monthly":0,"premium_extras_monthly":343.9,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R7H"},{"product_item_id":"976EBDD8-4083-4314-9CFD-96A49F5C36F1","product_id":"dd75b618-9d80-4b56-a442-3496db31170f","product_code":"J103/WGEP2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":356.8,"premium_hospital_monthly":0,"premium_extras_monthly":356.8,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R0H"},{"product_item_id":"8ED4F9F1-913E-49C2-A8D8-7687B3282B06","product_id":"5f01f25c-5e9c-4fc4-b004-643b12465af8","product_code":"J106/WFVG2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":430.9,"premium_hospital_monthly":0,"premium_extras_monthly":430.9,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"3C6C1FE1-7E39-42FD-A9E9-E453560DAD7B","product_id":"65416bcf-7286-4b2c-9f13-0be65d314a60","product_code":"J106/WFVO2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":445.6,"premium_hospital_monthly":0,"premium_extras_monthly":445.6,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"7FC09F9B-49DC-4815-87B5-C5C3B1037474","product_id":"efc65313-0b6f-49df-9fb9-2783982cdfed","product_code":"J71/WDVV2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":522,"premium_hospital_monthly":0,"premium_extras_monthly":522,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"AFA70FBB-C2E6-45FA-B437-22369A0AECBB","product_id":"118da99f-d6cd-44b8-bf4b-815bbc8e4044","product_code":"J71/WBLE2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":541.9,"premium_hospital_monthly":0,"premium_extras_monthly":541.9,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"4062D033-46CF-4965-B805-F23B59483149","product_id":"d6c10eeb-e68e-4bbc-a042-f6b8e7f8f33f","product_code":"J106/WFIB2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":552.3,"premium_hospital_monthly":0,"premium_extras_monthly":552.3,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"38866B5A-79F2-49A3-BC2F-792F2B5A1E4E","product_id":"c370dd6a-a8ae-4684-94b7-0e7fb2044ec5","product_code":"J106/WFUZ2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":570.9,"premium_hospital_monthly":0,"premium_extras_monthly":570.9,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"61E3F7CA-6781-4C03-B419-9CB9CC8C18B7","product_id":"fd09d26e-6593-4ddd-8394-15ed5b48a326","product_code":"J71/WDVO2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":667.1,"premium_hospital_monthly":0,"premium_extras_monthly":667.1,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"77C00352-C10A-4EA5-A961-6F5DDBD87609","product_id":"8ed26c5c-52a7-45d5-8057-898a0d27b128","product_code":"J72/WDYM2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":691.1,"premium_hospital_monthly":0,"premium_extras_monthly":691.1,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"E9734B94-E805-46F2-9F51-56F1C11DCBE5","product_id":"ccefab8f-cd9c-45d3-9cf9-ab837c83b0d8","product_code":"J71/WBLG2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":691.8,"premium_hospital_monthly":0,"premium_extras_monthly":691.8,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"CF059386-FA1F-4CD7-8436-C27AEEF86258","product_id":"2301d428-d027-4791-86ca-6f6a331d0bc9","product_code":"J72/WBOI2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":713.6,"premium_hospital_monthly":0,"premium_extras_monthly":713.6,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"1B6E0268-52C6-4419-82E4-2C2F1616DCAC","product_id":"727b847c-b087-4a70-a88f-7b07e1d88214","product_code":"J72/WDYF2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":883.3,"premium_hospital_monthly":0,"premium_extras_monthly":883.3,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"77B3BA25-106C-40AB-BA1C-311A0BB80ED0","product_id":"842dcb97-7810-45cc-badf-0c91a1411875","product_code":"J72/WBOK2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":911.2,"premium_hospital_monthly":0,"premium_extras_monthly":911.2,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"BFB687F6-A699-4A7B-8FB1-68B53602EC7C","product_id":"924a87ae-0952-4e78-a47a-7a07ecaffbbc","product_code":"J131/WHQL2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":159.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"398425AF-E4A8-448E-84E1-3F4CC7D3038D","product_id":"75eb4e20-111b-4118-b09d-b9bc4136463e","product_code":"J132/WHTR2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":171.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"C1F29214-BA9B-4109-90AD-B6C8C0BE16C6","product_id":"71314de8-2f60-4ea3-bf40-e9d04018f932","product_code":"J133/WHWX2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":179.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"87AF6ED5-7D29-4243-9815-6161671E42F4","product_id":"8c7556f4-abe1-4ddc-b383-9af7845ca365","product_code":"J132/WHTO2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":181.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"65D4B84F-1AD7-4A71-BAA9-732E060AA460","product_id":"116a36c2-e84b-4ad8-9555-c83fd76c4ed4","product_code":"J140/WIGO2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":189.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"853AB22C-5B03-434F-ACF8-3A37B8965E38","product_id":"a7ad6d57-7ef0-4c3a-a866-0d06c0eff75c","product_code":"J133/WHWU2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":190.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"D2D676DA-51D0-4BB6-8ADA-66E3A2AEEC0F","product_id":"582fff84-a779-40f9-813b-ddbd1e6acd28","product_code":"J131/WHQC2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":198.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"73812BEB-48A1-4149-A6E0-901365D1F9FB","product_id":"17c3563f-49ba-4050-b272-8f55a6d94aac","product_code":"J141/WIJV2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":202.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"B10A4F1A-82E1-4970-A770-C7FDB7B031A2","product_id":"0f17de72-3d9d-4499-8d1f-685182849d92","product_code":"J140/WIGG2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":208.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"FF2F7014-1297-47D9-A9C7-01476DF01656","product_id":"b0879618-4750-40b7-93b1-8cd9138ed415","product_code":"J132/WHTI2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":213.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"AA121C6E-3694-4195-8BFD-E70A43DC87F6","product_id":"4d8b828b-4cd2-43be-9696-310c3e291119","product_code":"J141/WIJS2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":222.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"8C362A29-61F7-48C3-847C-38C5E29327A0","product_id":"9a2b9c65-b31e-4a00-b8ef-a8f72d345662","product_code":"J133/WHWO2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":224.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"EACE8C7B-0711-404C-A719-CF6423A0D7BC","product_id":"2454cec0-32f9-4f4e-a9f3-03269fefc570","product_code":"J132/WHTK2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":226.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"265D8D13-4547-44FE-90BE-6E232302C6F5","product_id":"e3a4ab11-9f5d-40f5-89fa-94887286f0de","product_code":"J142/WIMV2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":233.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"F1A8017A-F707-41D9-B058-9ED9056377F3","product_id":"09ffa28f-60e7-40ea-a513-5cfb5e6125b1","product_code":"J140/WIGN2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze","premium_monthly":236.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"9903FFAB-EF04-4457-B651-9A7C35200EA2","product_id":"9ed519a1-49c9-401d-9299-ea08f3a86489","product_code":"J133/WHWQ2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":237.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"54F9C775-B284-4ED6-AA30-171520A9852F","product_id":"9d4e65cd-0b74-46f6-98ee-ea7902926208","product_code":"J143/WIWL2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":245.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"B4F4DA52-D58C-4325-98AE-BCC8E74C450D","product_id":"c5f39202-d6cc-459b-af55-1b2784313a44","product_code":"J141/WIJM2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":253.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"17274253-CE4F-4219-938A-073EE361765F","product_id":"7bb3d223-092a-4e9a-99d9-9fc04fe8cca6","product_code":"J142/WIMR2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":257.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"D8742A21-2036-461C-83DA-E1A6ACDD8D2D","product_id":"a57a78ec-b6c5-4b3f-b8f0-bc0a5dc4c3a5","product_code":"J143/WIWT2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":258.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"0F4686F2-AB14-4F59-BD54-53B8064C5E4E","product_id":"b8f6fe12-6d10-4421-9d77-509d963763ef","product_code":"J140/WIGH2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze","premium_monthly":260.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"AFC647BA-607D-4E5B-8A66-07B00333A7C0","product_id":"d071b797-0d3b-4432-bb9e-31b4b995fafd","product_code":"J121/WHIK2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":274.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"DF002377-B19D-4453-B186-AFAD82C1BF6F","product_id":"b6c8e308-61a4-4640-a604-8fb1c789f1e3","product_code":"J141/WIJO2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":278.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"96C28FFE-A66B-414A-A555-6C3AAE308012","product_id":"e09cea80-3470-4fa6-ae5a-80ad8a7d0054","product_code":"J142/WIMZ2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":292.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"48B32DF6-37A4-45D3-854B-401D138060E9","product_id":"d9b4165a-6235-4dd9-a95f-c935a214552e","product_code":"J143/WIWU2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":306.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"8A0ACF8A-5DA9-431A-99B3-21CA208AF056","product_id":"5744ebf4-efe5-4571-b4ab-f77f5183849b","product_code":"J121/WHIA2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":308.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"059B201C-9DE1-4E1D-97F2-0B405965D288","product_id":"75333f15-c083-4c6e-94ee-a1e18d8e7a81","product_code":"J142/WINA2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":321.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"567A2853-97CD-428A-8C99-489A0B4F59A2","product_id":"35230202-bcba-4313-ac8d-fd54455d760e","product_code":"J137/WIAE2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":321.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"890E6B47-4BB3-4E6A-AB3F-F023C51D5330","product_id":"405f3246-33da-4da2-9ad7-25c33809cdb8","product_code":"J144/WIZY2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver","premium_monthly":322.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"42615BE1-5701-4A15-8522-9BA97FBEAFC2","product_id":"d643aafa-00c5-4df5-886b-68e66e765002","product_code":"J143/WIWR2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":323.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"889FE8FC-4CF9-4AA6-96E6-F18C072FD661","product_id":"519c22d8-12fc-4b71-ab58-c53ca13bed47","product_code":"J144/WIZQ2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver","premium_monthly":334.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"411A513A-7C4E-445E-A948-44AD485E3570","product_id":"95eb7053-afcc-4321-9258-fb3477477cc8","product_code":"J137/WHZU2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":336.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"05E68371-493B-426E-B223-464A91DAE3B7","product_id":"e497ee75-5901-49ac-9dd9-5459077b5df9","product_code":"J121/WHIJ2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":342.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"BA7749DB-A968-4018-AF65-CE5850BAD2B4","product_id":"b7f9bbc9-db74-4ed0-9835-181c0029c832","product_code":"J121/WHIB2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":385.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"8A94604F-88FD-4E3A-9FCF-983C060EB90B","product_id":"8e1683ff-36ae-451d-8f69-827b5fddba93","product_code":"J122/WHLP2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":390.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"9DE168EC-BB46-465F-994D-A50157CC7005","product_id":"51542b36-f1ad-4a53-a102-1c49061f1c2f","product_code":"J77/WIOP2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":391.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"53BFB056-A798-4A7B-B16C-555A04D61295","product_id":"e3f6d801-f04e-49d5-bb47-dc90e598b2c3","product_code":"J145/WJBN2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":401.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"3B3B51D6-0A97-43C0-A0C9-FD1CCAFC89CF","product_id":"4854aea7-c95c-4a79-b5f4-65a7c1d4fa50","product_code":"J137/WIAD2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":402.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"44980276-5224-4DDC-B51D-07E91C424CE4","product_id":"617d37ea-2760-4a93-b6be-679a09b937de","product_code":"J144/WIZX2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver","premium_monthly":403.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"A55D4D6C-FF44-45CC-8DE5-4AB886471BDB","product_id":"c0e78176-710c-4267-824d-69af33a34544","product_code":"J122/WHLJ2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":412.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"75900CE9-6397-4714-8B23-4F679A6E7595","product_id":"a2d742ad-1567-4fa2-8ff8-ad3befac5b8b","product_code":"J144/WIZR2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver","premium_monthly":418.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"57A5F81E-C701-455B-A582-9D63C0ECBCF0","product_id":"00c11cd5-acd9-4c1f-a154-41992852de53","product_code":"J137/WHZV2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":420.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"F1400FF2-AEB4-4B4D-8BD5-E411CD12CBEE","product_id":"8d869679-323f-4599-8faa-2d9032f563d8","product_code":"J58/WDPP2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":440.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"27829188-2C50-4538-8907-C435572D1472","product_id":"ba7ee43f-1511-4e39-a9c6-fd0b0f2470d1","product_code":"J58/WBCS2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":458.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"2683A288-AD21-401B-8573-E15E6CF2E68A","product_id":"bc1cb377-2e37-4955-80e9-3509728994c5","product_code":"J122/WHLO2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":488,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"62EE277D-6D54-4431-BE72-530CBC01B7A4","product_id":"b75a373e-6d86-4180-84fe-64beb7cacb14","product_code":"J77/WIOS2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":489.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"4D724AB2-7659-4B5C-AD41-C7922602D99A","product_id":"d59ff488-f496-45ab-b702-9144e3d7af40","product_code":"J145/WJBQ2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":502.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"BB9674BA-3F2A-4696-B74E-178B1822A23A","product_id":"9061d987-6c54-467c-9872-0936df5d060f","product_code":"J122/WHLK2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":516.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"C7EE5696-9FD7-4CBD-A99D-B94EE71F8C70","product_id":"d90387dd-ba2b-4fe2-b22c-601dd36ca48a","product_code":"J58/WDPI2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":550.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"E99318D0-7237-48D3-9324-E08AB8168C88","product_id":"2f1c404a-0763-4229-a020-5c62ff795a7f","product_code":"J58/WBCT2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":573.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"CBB450D8-80F0-45C3-A77C-CB41303B00E4","product_id":"d774b79d-e6ea-492e-a7fa-29216bfe025f","product_code":"J139/WIDG2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":655.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"9623D869-2522-4DA1-A9F8-160D2859F11A","product_id":"541794a6-055c-481a-b037-fcec5d6a3956","product_code":"J114/WGYN2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":703.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"50D1E452-2F9D-45D3-B2CD-ADE9BC0F5B03","product_id":"5288d208-4f5f-44d2-b3ea-a3f90f5f0eb1","product_code":"J138/WIBQ2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":720.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"9FE45B31-6838-44A3-A119-C13A4B1D2788","product_id":"8ee04681-7bb5-4231-be6a-8c764f41ff6a","product_code":"J114/WGYJ2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":734.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"2E9777BC-7793-4E15-A78B-CFD3EBE4C3F3","product_id":"7706b0e5-3662-4625-9f22-699831bdbcc9","product_code":"J114/WHMW2D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":816.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"},{"product_item_id":"743912BC-0661-4621-8847-F2090CEBA0B1","product_id":"e4b0f730-7848-43a8-815a-da02451749d6","product_code":"J139/WIDK2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":819.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"7DD38B8E-EFBB-4357-A408-EB7BDB82BD09","product_id":"d79ff59e-2459-4ad2-9106-bd69d36a7143","product_code":"J114/WGYS2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":878.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"7A9F9E20-7419-4918-B23C-B917DDD21F82","product_id":"2d9c89ab-74b5-432c-b06e-54cc9d0c8a9a","product_code":"J138/WIBU2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":900.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"1A0DCB8A-FEBF-4BD3-B4B0-504F43295EED","product_id":"9b56d937-c335-4b55-ad8d-2ac7dfadc8be","product_code":"J114/WGYL2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":918.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"74E38957-5785-44F1-85C9-8073F9909312","product_id":"0555fca6-db05-42ef-b210-7435d78b4002","product_code":"J114/WHNB2Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":1021,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"},{"product_item_id":"282D1AD2-A869-4B21-B56D-F8570329D79F","product_id":"e09b507d-117f-4e1e-ad83-382ba3b7635f","product_code":"J69/WECR10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"starter flexi basic","product_type":"combined","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"basic","premium_monthly":118.3,"premium_hospital_monthly":0,"premium_extras_monthly":118.3,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":5,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras1","other_features":"This cover also includes Accident Override and limited medically necessary ambulance.","funds_product_code":"A7G"},{"product_item_id":"C1132E28-45BC-4B50-BEFE-B4AD4B9F2A53","product_id":"40587c99-544d-4719-bc81-ee1d482cf037","product_code":"J69/WBHE10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"starter flexi basic","product_type":"combined","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"basic","premium_monthly":121.8,"premium_hospital_monthly":0,"premium_extras_monthly":121.8,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":5,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras1","other_features":"This cover also includes Accident Override and limited medically necessary ambulance.","funds_product_code":"A5G"},{"product_item_id":"591E284C-6A5E-4559-8847-EBAFC4EC1024","product_id":"5f44e290-ec09-4a88-8c24-b6ee6ff7c6a9","product_code":"J103/WFRA10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":156.3,"premium_hospital_monthly":0,"premium_extras_monthly":156.3,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R7H"},{"product_item_id":"79245CD9-16CA-4930-8ECA-E332BF9AC6B6","product_id":"5ae7fe2b-ec36-4039-bdb0-bc57e49bd060","product_code":"J103/WGEQ10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":162.1,"premium_hospital_monthly":0,"premium_extras_monthly":162.1,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R0H"},{"product_item_id":"D4109157-987B-4FBB-B2E3-B9DEF5C3D6B5","product_id":"89881232-5e1f-4c96-9502-64867f9449ca","product_code":"J106/WFVP10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":195.7,"premium_hospital_monthly":0,"premium_extras_monthly":195.7,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"F0E7F4D5-86A9-4AD6-A7B1-DE6DAC2F7C9B","product_id":"5833a637-3015-44e3-afc6-5c541d0697c5","product_code":"J106/WFVS10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":202.35,"premium_hospital_monthly":0,"premium_extras_monthly":202.35,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"9734ECC0-B6BA-4564-BBD0-669323DD312F","product_id":"5aac0780-c144-44d6-98c7-948b0af392f2","product_code":"J71/WDVK10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":237.1,"premium_hospital_monthly":0,"premium_extras_monthly":237.1,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"8876E2FA-EE2C-46F5-B239-E35421CFF81E","product_id":"39dd0a03-3eb6-4b30-9f7c-282d78f4a8a9","product_code":"J71/WBLB10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":246.1,"premium_hospital_monthly":0,"premium_extras_monthly":246.1,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"E1841EDE-5DDB-454E-9C53-EC9762DAD68A","product_id":"66ff1164-4b63-4e89-aee9-63d4e72614aa","product_code":"J72/WDZR10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":314.1,"premium_hospital_monthly":0,"premium_extras_monthly":314.1,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"5D49DB22-7ADF-415A-B072-A9AB4B7FF847","product_id":"4322e836-824c-4db2-8bf8-454319297744","product_code":"J72/WBOF10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":324.3,"premium_hospital_monthly":0,"premium_extras_monthly":324.3,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"536617D8-F41D-4CFF-BB11-400CFD9BBA2E","product_id":"fd370ce2-b504-47b9-82cc-8eb3abff4d2f","product_code":"J131/WHQK10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"basic","premium_monthly":79.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"EE5A4515-8857-4FD4-9347-5876D02DA700","product_id":"5be0dc3c-23cd-45b9-8790-004b2e700d2b","product_code":"J132/WHTQ10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"basic","premium_monthly":85.55,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"4BB759CB-A5F2-4E44-9DE0-2673AA40EB0D","product_id":"5f97e985-aa3d-4960-8fbc-aaae68d4b421","product_code":"J133/WHWW10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":89.65,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"D311F873-6035-471C-938F-F98B2B01D798","product_id":"80cd7a60-3388-465a-9017-a4cb63eb170e","product_code":"J132/WHTM10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"basic","premium_monthly":90.65,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"DD0ACBEE-397E-4D4C-93F6-647474786DBA","product_id":"7f2b4f17-ee3a-4cae-9d5f-fbaa80f2326f","product_code":"J140/WIGM10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"bronze","premium_monthly":94.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"5EDBFFFE-999F-40E5-AB85-DD94C258D7E9","product_id":"e8f57e47-8034-4c3c-bcf6-6b232b31bd86","product_code":"J133/WHWS10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":95.05,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"EC0187A7-CCEF-450E-ACE4-07A2E63BBAE2","product_id":"cb0e4e06-0e35-47b6-81cd-836fdeae5762","product_code":"J141/WIJU10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":101.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"27D4807C-55B0-4A89-AF99-DBFA6F3F9517","product_id":"6cf79e18-f7eb-4a3f-828b-7c234d2a3bf3","product_code":"J140/WIGI10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"bronze","premium_monthly":104.15,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"DFB90876-A9D2-47B4-B20D-EEDB7DF7FB66","product_id":"56e9eee0-ca4c-453c-9762-83807cf668ff","product_code":"J141/WIJQ10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":111.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"ED25DF67-356E-40B4-9E00-8DBBEA53549F","product_id":"155b1ff4-502f-4015-a507-7670f14509cd","product_code":"J142/WIMW10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":116.85,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"66BDEB95-A81B-4394-B723-E88CF162BF44","product_id":"95e769e8-f7bc-423b-984c-e8982d989362","product_code":"J143/WIWJ10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":122.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"D357A05F-1E01-4AB8-BFF8-AEDA0B2AB6A5","product_id":"885a7735-c346-4c04-8e45-5d27605756e3","product_code":"J142/WIMS10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":128.55,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"FAE98539-5A95-4D53-821D-E7831ADA1EB4","product_id":"0fdb191d-1a09-40df-8b1e-a566cfca6a37","product_code":"J143/WIWK10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":129.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"9D13FED7-B1DC-4769-B999-B0F38E0CA368","product_id":"4748743e-af8c-41ee-8f25-fd54c2f3156d","product_code":"J121/WHII10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":137.15,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"D84C174F-7E31-4D2B-8FFB-D6590C41593E","product_id":"776e7973-dfea-4065-b7fa-6572415b1ff4","product_code":"J121/WHIC10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":154.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"E5E97D91-D816-47F9-A362-EEFA9B2FAF69","product_id":"361b4309-1c0a-4409-8ef3-a73f45fb310a","product_code":"J137/WIAC10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":160.95,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"26E08471-A706-45DD-9D3B-F17CF16B63EE","product_id":"82016dde-333e-47b9-9cde-7b9add3c28ba","product_code":"J144/WIZW10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"silver","premium_monthly":161.25,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"B4E94C03-0EF4-4DFE-8BC6-597F610D4E29","product_id":"af89240a-bb24-4800-8826-c9ce825e007a","product_code":"J144/WIZS10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"silver","premium_monthly":167.45,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"6F12BA0D-5F01-4A8A-8C55-F66A38BA7384","product_id":"feae6882-8cc2-4e3c-b5a2-08622045b7cd","product_code":"J137/WHZW10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":168.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"79065934-818F-43A2-AEE3-DC2B31E707D1","product_id":"9efaa70b-0a1d-4351-a2a0-22eec1f4b839","product_code":"J122/WHLN10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":195.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"DF2CAEB8-F5D8-4C69-AD13-FBAF4A9CC1E8","product_id":"3c96ee36-4025-46b8-85f6-7c4e33a942f8","product_code":"J77/WION10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":195.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"6ECFE1EF-A3F0-4BD4-8092-D2AA59FC3BE3","product_id":"8ed13ae7-f9f7-4e94-8f9d-b7213e128bd6","product_code":"J145/WJBL10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":200.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"BF755D63-4856-4198-BF31-79C5245AB8F9","product_id":"1bb1fec5-c377-47e3-aed2-da74f0a1fde0","product_code":"J122/WHLF10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":206.45,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"0DAF054E-54E7-44A1-8E67-D01A6529557F","product_id":"b4a6b6f2-0323-4c53-bcaf-1836ab77a74e","product_code":"J58/WDPE10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":220.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"F76C3BD6-714A-4041-AEB0-A4252E496203","product_id":"07d50a06-2086-4c16-acb7-59be5cffdd1c","product_code":"J58/WBCD10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":229.25,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"823D7F4E-D7C2-49EE-93DC-765BECBA94BD","product_id":"952f059a-f0e2-4015-85ac-15400888399d","product_code":"J139/WIDI10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":330.65,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"8B8C54E1-9364-4EAB-9A85-D08C92F66986","product_id":"26326bef-65e0-40ef-b40d-58ca7b97ab35","product_code":"J138/WIBS10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":369.95,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"0E366070-6BC4-4D64-9E0E-8047278D8102","product_id":"2a4a2bdb-59a2-47f3-9cc0-a0d1d0e6c51c","product_code":"J114/WGYR10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":394.75,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"71192E7C-1A4C-4BCD-B2AF-06F93DD84BE6","product_id":"8d11e820-4005-4bdf-b894-732b4f7c964a","product_code":"J114/WHLT10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":408.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"},{"product_item_id":"AF357822-6D1F-44FD-935E-2A5871632741","product_id":"51d0d8af-69f3-4304-b002-ae95c0f69bfd","product_code":"J114/WGYH10","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":430.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"A5AF7922-E88A-47E1-B5F2-3A01D896A877","product_id":"f3c0ad79-9480-458f-8687-317b426aa410","product_code":"J103/WFRM1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":265.8,"premium_hospital_monthly":0,"premium_extras_monthly":265.8,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R7H"},{"product_item_id":"F2319053-680D-4AE0-9E55-757CFBCC15E0","product_id":"75481061-f1ae-4eb3-8179-5b78e0b36a59","product_code":"J103/WGES1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials flexi basic plus","product_type":"combined","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":275.6,"premium_hospital_monthly":0,"premium_extras_monthly":275.6,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":5,"categories_restricted":3,"categories_not_covered":30,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":7,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"This cover also includes Accident Override.","funds_product_code":"R0H"},{"product_item_id":"DA77A0B5-74A4-43BE-857E-430E0827F421","product_id":"421154ce-9201-40c0-991e-706a54718330","product_code":"J106/WFXD1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":332.4,"premium_hospital_monthly":0,"premium_extras_monthly":332.4,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"19134D00-F0F5-4A15-862E-CCC77D177D22","product_id":"e3c1cf49-5eec-45a0-baed-ab293e9631a2","product_code":"J106/WFXA1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":344,"premium_hospital_monthly":0,"premium_extras_monthly":344,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"BCEC1542-E4AC-418B-9C61-8D4F5A45E7B1","product_id":"d1c5d471-7978-4cd4-a094-0dd4a5b6b74c","product_code":"J106/WFWL1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":391.4,"premium_hospital_monthly":0,"premium_extras_monthly":391.4,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C7B"},{"product_item_id":"326423CA-2FFB-4D35-BBA5-D06F0609F959","product_id":"6735805a-6dc1-461a-893c-3432205239a1","product_code":"J71/WDVC1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":403,"premium_hospital_monthly":0,"premium_extras_monthly":403,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"E5E60DF0-9D1B-4CCA-9BEF-0B9EBAFCB376","product_id":"16c1b7b7-78d9-4f21-b006-c97b55b46236","product_code":"J106/WFWO1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"lite flexi bronze plus","product_type":"combined","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":404.7,"premium_hospital_monthly":0,"premium_extras_monthly":404.7,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":15,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":"extras3","other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  no excess for Dependants and TENS machine (12 months waiting period, benefit replacement periods: 3 years for purchase and 1 year for hire).","funds_product_code":"C5B"},{"product_item_id":"9EF55393-5F77-4F68-8C23-453D9A013220","product_id":"2a6c76b4-067f-45bc-bfa2-f6b7a16fd402","product_code":"J71/WBLD1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":418.3,"premium_hospital_monthly":0,"premium_extras_monthly":418.3,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"3C24BF44-8270-43AB-A147-2AA3B55E98B9","product_id":"cb87a5e7-5107-40f5-9f29-d6394836a1b8","product_code":"J71/WDWD1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":474.2,"premium_hospital_monthly":0,"premium_extras_monthly":474.2,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G7I"},{"product_item_id":"6859B17B-6819-4602-ABA4-E65920DBA89C","product_id":"c0568833-8f8a-463b-a57d-6be266e9902a","product_code":"J71/WBLF1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"classic flexi silver plus","product_type":"combined","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":492.2,"premium_hospital_monthly":0,"premium_extras_monthly":492.2,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":11,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":"extras4","other_features":null,"funds_product_code":"G5I"},{"product_item_id":"BF03A34A-404F-4087-B560-70BC961F5C6C","product_id":"4da58b5d-5155-4efe-9f45-3ea27a0ae1cc","product_code":"J72/WDZJ1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":534,"premium_hospital_monthly":0,"premium_extras_monthly":534,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"9EA715FF-C22A-47AA-BEF3-673EAA336E59","product_id":"301d0ee8-afe3-429d-aae1-926e6f72beb9","product_code":"J72/WBOH1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":551.4,"premium_hospital_monthly":0,"premium_extras_monthly":551.4,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"75C36913-35C7-470D-B77B-A8A622F687E8","product_id":"aba2d33e-a463-4f9e-8003-8b3f732e77a8","product_code":"J72/WDYU1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":628.2,"premium_hospital_monthly":0,"premium_extras_monthly":628.2,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W7J"},{"product_item_id":"9171574A-E296-4636-B896-73784EEA8E40","product_id":"1c7f1408-1d12-48de-b0de-fea1f4622aff","product_code":"J72/WBOJ1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe flexi silver plus","product_type":"combined","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":648.6,"premium_hospital_monthly":0,"premium_extras_monthly":648.6,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":12,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":"extras5","other_features":null,"funds_product_code":"W5J"},{"product_item_id":"80B8958D-5D94-4A8A-8FEC-FF9CFD91D67C","product_id":"836e0656-d0e1-4806-8808-d844df3af938","product_code":"J131/WHQD1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":138,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"1E7EC584-EA26-43BB-A814-9EBFC2E909A0","product_id":"09f934f0-9a21-4fbb-a7b4-139a2b137b5f","product_code":"J132/WHTJ1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":148.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"A00BE103-0C77-4B6A-AB95-A1A0D390B619","product_id":"c334f6c6-ffe3-48df-bd7d-dbd8a331e8c4","product_code":"J133/WHWP1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":155.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"71FE78C2-D378-4392-AEF2-E51BCDC9A8C5","product_id":"046c60c4-f1f7-4767-9568-88dba134f4b9","product_code":"J132/WHTS1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic","premium_monthly":157.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"5D68E7BD-F469-400F-80F7-00906118757B","product_id":"bf655b4f-6cce-4662-8118-415fcdac7547","product_code":"J131/WHQH1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance hospital (basic)","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":159.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need.","funds_product_code":"27N"},{"product_item_id":"7AB5AAA4-4620-4762-8088-3EE20B9CA251","product_id":"9ae46155-a1c2-4a0e-9fa5-49115c6f246b","product_code":"J140/WIGL1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":160.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"E43EF2C3-4495-4953-8724-F2A069D85ED8","product_id":"1cd51030-4850-4627-ab63-caba202e9ff5","product_code":"J133/WHWY1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":164.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"ED5EDBED-DD43-46CE-8A41-75A1605DBAB0","product_id":"1e7f3ba5-4cf1-4d15-8f93-7945760e72fc","product_code":"J132/WHTN1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":171.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"2D5FC5EE-ED55-4BD2-B05A-787535454436","product_id":"636060af-a9dd-40a6-9caf-9d4ecb97a071","product_code":"J141/WIJN1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":172.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"E04B2CC9-4231-44A4-ABAC-88828A7D9A65","product_id":"91eee6e8-3722-4add-8966-49cf83e9e98f","product_code":"J140/WIGK1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze","premium_monthly":177,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"783B18F8-02A6-4531-A4E7-5A2D40C6A6A3","product_id":"555547a2-2a4c-4ef9-94e6-3867cd41c63b","product_code":"J133/WHWT1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":179.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"27N"},{"product_item_id":"5EAF25BF-7ECB-4760-9FB4-7533FAD355CE","product_id":"c39848ff-a047-4ed5-be1a-2f7f573cb5a8","product_code":"J132/WHTP1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"ambulance & accident hospital (basic)","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic","premium_monthly":181.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":0,"categories_restricted":3,"categories_not_covered":35,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"0BBF3ACF-2600-4B70-9BF6-012E43D52E01","product_id":"e3533c80-387c-43a9-83d0-e3148fcd12fd","product_code":"J141/WIJW1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":189.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"3A53CA2F-A857-473A-9C16-039FD6D3F735","product_id":"1ab0a2c0-9ed5-415c-b35f-bbec139e1ece","product_code":"J140/WIGP1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze","premium_monthly":189.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD2"},{"product_item_id":"03E50DC1-A06F-4316-A74D-F1C0BB686D60","product_id":"5a8071ce-477c-4c09-9641-c5c045c31848","product_code":"J133/WHWV1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core hospital (basic+)","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":190.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes unlimited Medically Necessary Ambulance, which is transport to the nearest hospital provided by an ahm approved road, sea or air Ambulance provider that’s able to provide the level of care you medically need. The excess will also be waived for Accidents under Accident Override.","funds_product_code":"25N"},{"product_item_id":"71DC7BD7-1DC7-4CC1-9CBA-232ED6C9F42D","product_id":"e12420dd-1025-4b38-a073-c2780db7ab84","product_code":"J142/WIMX1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":198.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"692EB78C-05AF-47F6-8E81-928B6E13AFDE","product_id":"314a1b8d-ee46-4fa0-a9b1-3ffe28882226","product_code":"J141/WIJR1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":202.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD4"},{"product_item_id":"D31E3AB6-7449-48BC-87DE-38D1693A2C5C","product_id":"d2c81217-d6af-469c-864b-a79a8ec5acaa","product_code":"J140/WIGJ1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze no fuss","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze","premium_monthly":208.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":18,"categories_restricted":3,"categories_not_covered":17,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants and Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD1"},{"product_item_id":"F786BD12-F3F4-4497-B6A0-A927C8E803EC","product_id":"ccf916c9-efd9-4474-b3df-6c9c1f126655","product_code":"J143/WIWS1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":208.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"5A8D1899-112D-4243-8AA1-8710C4502FAC","product_id":"abd8ec1e-af12-4e82-8892-fe112cf6ee0e","product_code":"J142/WIMT1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":218.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"A90D619A-AB87-4324-8ED8-B1254CDFCF5A","product_id":"5d074609-d89c-44a6-8d85-e0756031b68a","product_code":"J143/WIWO1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":219.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"2BE65534-2713-4254-B162-1834A3154213","product_id":"3ab6912d-6d8e-4914-a229-edecbdaf703f","product_code":"J141/WIJT1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus everyday","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":222.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD3"},{"product_item_id":"7455A2A4-EA91-4924-896C-FD46184E7C1A","product_id":"a01df5c0-c5d1-4258-b608-9bdd48f017c8","product_code":"J121/WHIH1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":233.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"611C666A-86F2-49F5-805E-14C59270E96D","product_id":"13e8687c-1f11-4bb6-83da-69940ed7ee2a","product_code":"J142/WINC1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":233.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD6"},{"product_item_id":"6155527D-5D11-45E7-86E2-25E34D5F8393","product_id":"4c03b0ee-e323-4269-90c4-6a3d70cbd7c2","product_code":"J143/WIWM1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":245.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C7N"},{"product_item_id":"D4AD7FAD-EDCB-408A-96BB-07C85264DA67","product_id":"1f56ebf6-9dec-4d2f-84c7-13c1354ff4ed","product_code":"J142/WINB1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus loaded","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":257.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":25,"categories_restricted":3,"categories_not_covered":10,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, Accident Excess Waiver, unlimited medically necessary ambulance, no excess for Dependants, Travel and accommodation benefits and CPAP machine hire/purchase. Check the product guides for more details including applicable waiting periods.","funds_product_code":"AD5"},{"product_item_id":"DA27DD34-F616-4A5B-854D-A3402E663364","product_id":"fb4adfe1-314e-44a3-8712-96a765eebf3d","product_code":"J143/WIWQ1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"bronze plus support","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":258.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":21,"categories_restricted":3,"categories_not_covered":14,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, unlimited medically necessary ambulance,  TENS machine (12 month waiting period, 3 year benefit replacement period for purchase and 1 year for hire) and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"C5N"},{"product_item_id":"BC065881-2AA2-42ED-8C7D-E464719FBCD3","product_id":"73dd44cd-9de3-4c41-aa05-f01b530c66bc","product_code":"J121/WHIE1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":262.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"C669CBEC-7089-438A-A4D9-8E7988D01BF2","product_id":"526b42fb-47e1-412a-8471-70db4366dd2c","product_code":"J137/WIAB1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":273.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"129CD963-8669-44DC-86B8-455051CC692E","product_id":"b1536d96-e4bf-4431-9e3f-73525bd83b4c","product_code":"J144/WIZV1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver","premium_monthly":274,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"E917C2A3-E77E-4C00-BB78-875AD74BF0B3","product_id":"9b05d0a5-51b8-4c96-a16e-acc5add7864f","product_code":"J121/WHIF1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":274.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"37N"},{"product_item_id":"20C492F2-3723-4F83-AA70-A9F4A424CA2E","product_id":"ba485d06-5f46-4bda-99b0-ed5fefd20764","product_code":"J144/WIZU1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver","premium_monthly":284.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"E47639C5-1EF3-4AD5-9201-4721CF854CB0","product_id":"f4a60263-e2c8-438d-a0f4-cdca18970cc2","product_code":"J137/WHZY1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":286.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"A41E75A6-A26F-4438-8C8B-026B00135C78","product_id":"cb8e2f47-6148-41ad-84b6-fc20d4772508","product_code":"J121/WHID1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"essentials silver plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":308.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":29,"categories_restricted":1,"categories_not_covered":8,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants.","funds_product_code":"35N"},{"product_item_id":"6F13B10A-BACA-47B8-A38A-B6EE89BB3021","product_id":"ea2f1f45-5490-4e84-98e7-f8f063ed561f","product_code":"J137/WHZZ1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":321.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":750,"excess_per_policy":null,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J7N"},{"product_item_id":"A40E23E9-150B-4C26-AA3C-94E095EE90F2","product_id":"24139721-fa8a-4346-9f9b-1ae170558882","product_code":"J144/WIZZ1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver","premium_monthly":322.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U7N"},{"product_item_id":"D1AA14AC-9567-498B-A7F9-38E9405E5E88","product_id":"03125a89-9f50-43fa-96c5-d69a8ab4efb5","product_code":"J122/WHLM1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":331.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"D0186E6A-6CC1-4923-A052-95E76CE22060","product_id":"23459f5b-8c02-4644-b12d-f504f16ff42d","product_code":"J77/WIOQ1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":333,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"3BCB56C3-0B78-457A-9D25-3343E0230BC9","product_id":"fa90483b-a0a5-4cdf-b1b2-8e398a7fddae","product_code":"J144/WIZT1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"silver support","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver","premium_monthly":334.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":26,"categories_restricted":3,"categories_not_covered":9,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"This product includes unlimited medically necessary ambulance, Accident Override and no excess for Dependents. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"U5N"},{"product_item_id":"C2BCB27C-BF50-40A7-911B-CD13C3CF7763","product_id":"4d100ae6-ce30-4cf3-8165-f479a925eac0","product_code":"J137/WHZX1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"evolve silver plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":336.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants and health checks (e.g. heart checks). Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"J5N"},{"product_item_id":"D8BF13D2-6E96-4C3B-A28E-385AFE49A39F","product_id":"6279d4da-575d-4a69-ab6c-10ac857be143","product_code":"J145/WJBO1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":341.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"6C105D25-371E-4739-AA1F-865617920BCF","product_id":"c5703728-5b33-4f10-9a57-0c009284884e","product_code":"J122/WHLH1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":350.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"620A1944-8435-46E2-84D3-89E13B35E561","product_id":"308f3ecd-cf63-4c40-b5f7-7f300e2f5fd7","product_code":"J58/WDOW1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":374.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"A80F9A26-B376-46EE-9765-4C28899C47F6","product_id":"9b4bb4ef-de22-4721-858a-3eba68ad857c","product_code":"J58/WBCQ1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":389.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"B3EB5D9D-74BB-4AE4-ACD6-8569F701FDFF","product_id":"fd69b800-5e4a-4c58-be5e-b8fedf43db6b","product_code":"J122/WHLQ1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":390.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"57N"},{"product_item_id":"A0C62D03-7860-46A4-B21E-950C7C9D7EBB","product_id":"ba5ed63c-a681-4f1d-8492-1d15e03c0cd4","product_code":"J77/WIOR1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"deluxe saver silver plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":391.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependants, unlimited medically necessary ambulance and speech processor and insulin pump replacements.","funds_product_code":"AD8"},{"product_item_id":"35FE76BD-BE40-470A-9F9E-CB4752688697","product_id":"eb571dfd-bb1c-4617-9b6a-4563b8ed48b6","product_code":"J145/WJBP1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"saver silver plus support","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":401.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person","excess_per_person":500,"excess_per_policy":null,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":"2026-09-09","source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes Accident Override, no excess for Dependents and unlimited medically necessary ambulance. Also included are approved Preventative tests, scans and screenings and Post operative and medical aids. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"WCN"},{"product_item_id":"AC4D0AD0-755A-4611-8496-56430D915ACF","product_id":"b99d28bd-009d-43b1-a332-1985967b96d9","product_code":"J122/WHLI1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"core silver plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":412.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":31,"categories_restricted":1,"categories_not_covered":6,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants,","funds_product_code":"55N"},{"product_item_id":"ACD87723-0B49-4C3C-A1C3-DD0ECD9B2719","product_id":"4e3d7137-1dc6-46bc-8a79-c66c020801e6","product_code":"J58/WDPX1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":440.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V7N"},{"product_item_id":"8CE71EBD-A28B-423A-88E8-EE5A455A008A","product_id":"cb474195-f23c-458b-a511-7d9450d99959","product_code":"J58/WBCR1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"super silver plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":458.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting1","extras_profile":null,"other_features":"This cover also includes: No excess for Dependants, Disease Management Appliances and health checks (e.g. heart checks).","funds_product_code":"V5N"},{"product_item_id":"5C5CF7CC-E71F-47D3-B3A2-3D5659033C16","product_id":"eb1951b4-6bd2-4e1c-8747-5ae4b672da83","product_code":"J139/WIDH1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":556.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"FD51C2D3-4819-4E30-9A43-DF2D907A8055","product_id":"30b4843d-7163-4900-aca7-ac28be623015","product_code":"J114/WGYQ1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":597.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"DC9E00A6-4968-4F57-9F5B-604996AF8979","product_id":"5b639f69-b15a-4305-b7dc-f2244d53a570","product_code":"J138/WIBR1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":612.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"E74FAC8C-C3B5-469F-A7A5-85D878BDE4E4","product_id":"cb49e54e-7aeb-45ec-97bd-ccd3d6b37a12","product_code":"J114/WGYK1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":624.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"C46C1E0C-2856-4D81-A570-9265235B3057","product_id":"548ecf2f-a0b7-469f-9dc2-7486e7e58faa","product_code":"J139/WIDJ1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":655.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in the product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location","funds_product_code":"T8N"},{"product_item_id":"9862C85B-D8C9-44E4-A57F-AFF217D3B98C","product_id":"0336c36d-7edc-4bd0-9b95-6008796e1549","product_code":"J114/WHMI1D","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":694.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"},{"product_item_id":"9D809B39-4905-44E7-9C3B-5C46B2248C44","product_id":"e7ca873c-1ae9-4535-a968-a40e234b45cf","product_code":"J114/WGYO1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":703.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":750,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"17N"},{"product_item_id":"3AE927A3-8DB0-4E80-A6C9-50E5515553E4","product_id":"81242231-1b5b-4c24-9f18-b3f2df6a4c3c","product_code":"J138/WIBT1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"elite gold copay","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":720.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"limited","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":"Includes travel & accommodation benefits and benefits for doctors health checks. Members on this product are eligible to receive ahm At Home services included in this product, subject to applicable waiting periods and clinical appropriateness. Services are subject to provider availability and geographic location.","funds_product_code":"T5N"},{"product_item_id":"88D87A4B-6578-4F39-86F8-24227B57CE61","product_id":"087d51d4-e3c8-4869-a134-5f5da5a28061","product_code":"J114/WGYM1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":734.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["accidents","dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"15N"},{"product_item_id":"24768EAE-07F8-481B-8CD1-942960D06C40","product_id":"192e1b43-cf64-4721-b3fc-bc807045fdb2","product_code":"J114/WHLX1Y","fund":"ahm health insurance","fund_label":"ahm","fund_slug":"ahm","fund_code":"AHM","fund_type":"open","brands":[],"name":"advanced hospital gold","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":816.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_public_shared","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_only","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":null,"valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover13","waiting_profile":"waiting2","extras_profile":null,"other_features":null,"funds_product_code":"10N"}]}