{"fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","restriction":"current or former members of the ADF and the Defence community and their families.","restriction_details":"Can you join the family? The Defence community is a far-reaching group. At its core are ADF members (permanent, and Reservists serving 20 or more training days in a financial year) and their partners and their children. \n\nThere are others in the Defence community whose contributions to the security of the nation are less obvious. If you have one of the following Defence connections you are also eligible to join our family.\n\nPast service - If you have previously served in the ADF (permanent or Reserve).\n\nADF supporters - If you currently work or have worked in the Department of Defence and other Defence-related departments; or for a Defence supplier – a company or agency contracted to the Department of Defence, where you are or were involved in the supply of goods and services to Defence.\n\nExtended families of all above -   If you’re the mum or dad, son or daughter, sister or brother, grandchild or partner/ex-spouse of a serving or ex-serving ADF member or of an ADF supporter.","description":"At Defence Health our members are just like family.\n\nMore than 249,000 Australians, all with connections to Defence, have joined our family. And if you decide to join us, you’ll discover why they stay. \n\nLike any good family, we support each other through good times and bad, and always take the time to listen.\n\nTo us, family is the most important thing. That’s why we are not-for-profit and all for the benefit of our members. That’s why we’ll defend your right to the very best cover and protection.\n\nIf you want great value health insurance from an insurer that cares about your wellbeing and always provides excellent service, you’re in the right place.\n\nIf you have any questions we’re just a phone call away. We’re always here to help because that’s what family is for.","website":"http://www.defencehealth.com.au","phone":"1800 335 425","states":["ALL","NSW","NT","QLD","SA","TAS","VIC","WA"],"brands":[],"source":"Private Health Insurance Ombudsman, 'PrivateHealth.gov.au' monthly data release on data.gov.au (the policy data behind privatehealth.gov.au, supplied by every registered health insurer).","licence_note":"Source data is published by the Commonwealth of Australia (Private Health Insurance Ombudsman) under the Creative Commons Attribution 3.0 Australia licence; Deep Almanac's normalised files may be reused with attribution to both. Premiums are before the Australian Government rebate and any Lifetime Health Cover loading or age-based discount, and change without notice. This is reference data, not financial or health advice.","note":"Each policy's cover_profile, waiting_profile and extras_profile point into cover_profiles, waiting_profiles and extras_profiles below, which list the clinical categories covered, restricted and not covered, the waiting periods, and the extras services covered.","policy_count":1731,"hospital_policy_count":1584,"combined_policy_count":147,"cover_profiles":{"cover1":{"covered":["assisted_reproductive","back_neck_spine","blood","bone_joint_muscle","brain_nervous_system","breast_surgery","cataracts","chemotherapy_radiotherapy_immunotherapy","dental_surgery","diabetes","dialysis","digestive_system","ear_nose_throat","eye","gastrointestinal_endoscopy","gynaecology","heart_vascular","hernia_appendix","hospital_psychiatric","implantation_hearing_devices","insulin_pumps","joint_reconstructions","joint_replacements","kidney_bladder","lung_chest","male_reproductive","miscarriage_termination_of_pregnancy","pain_management","pain_management_with_device","palliative_care","plastic_reconstructive_surgery","podiatric_surgery","pregnancy_birth","rehabilitation","skin","sleep_studies","tonsils_adenoids_grommets","weight_loss_surgery"],"restricted":[],"not_covered":[]},"cover2":{"covered":[],"restricted":["assisted_reproductive","back_neck_spine","blood","bone_joint_muscle","brain_nervous_system","breast_surgery","cataracts","chemotherapy_radiotherapy_immunotherapy","dental_surgery","diabetes","dialysis","digestive_system","ear_nose_throat","eye","gastrointestinal_endoscopy","gynaecology","heart_vascular","hernia_appendix","hospital_psychiatric","implantation_hearing_devices","insulin_pumps","joint_reconstructions","joint_replacements","kidney_bladder","lung_chest","male_reproductive","miscarriage_termination_of_pregnancy","pain_management","pain_management_with_device","palliative_care","plastic_reconstructive_surgery","podiatric_surgery","pregnancy_birth","rehabilitation","skin","sleep_studies","tonsils_adenoids_grommets","weight_loss_surgery"],"not_covered":[]},"cover3":{"covered":["bone_joint_muscle","dental_surgery","gastrointestinal_endoscopy","hernia_appendix","joint_reconstructions","tonsils_adenoids_grommets"],"restricted":["hospital_psychiatric","palliative_care","rehabilitation"],"not_covered":["assisted_reproductive","back_neck_spine","blood","brain_nervous_system","breast_surgery","cataracts","chemotherapy_radiotherapy_immunotherapy","diabetes","dialysis","digestive_system","ear_nose_throat","eye","gynaecology","heart_vascular","implantation_hearing_devices","insulin_pumps","joint_replacements","kidney_bladder","lung_chest","male_reproductive","miscarriage_termination_of_pregnancy","pain_management","pain_management_with_device","plastic_reconstructive_surgery","podiatric_surgery","pregnancy_birth","skin","sleep_studies","weight_loss_surgery"]},"cover4":{"covered":["dental_surgery","eye","gastrointestinal_endoscopy","gynaecology","hernia_appendix","joint_reconstructions","male_reproductive","miscarriage_termination_of_pregnancy","tonsils_adenoids_grommets"],"restricted":["hospital_psychiatric","palliative_care","rehabilitation"],"not_covered":["assisted_reproductive","back_neck_spine","blood","bone_joint_muscle","brain_nervous_system","breast_surgery","cataracts","chemotherapy_radiotherapy_immunotherapy","diabetes","dialysis","digestive_system","ear_nose_throat","heart_vascular","implantation_hearing_devices","insulin_pumps","joint_replacements","kidney_bladder","lung_chest","pain_management","pain_management_with_device","plastic_reconstructive_surgery","podiatric_surgery","pregnancy_birth","skin","sleep_studies","weight_loss_surgery"]},"cover5":{"covered":["bone_joint_muscle","chemotherapy_radiotherapy_immunotherapy","dental_surgery","ear_nose_throat","gastrointestinal_endoscopy","hernia_appendix","joint_reconstructions","skin","tonsils_adenoids_grommets"],"restricted":["hospital_psychiatric","palliative_care","rehabilitation"],"not_covered":["assisted_reproductive","back_neck_spine","blood","brain_nervous_system","breast_surgery","cataracts","diabetes","dialysis","digestive_system","eye","gynaecology","heart_vascular","implantation_hearing_devices","insulin_pumps","joint_replacements","kidney_bladder","lung_chest","male_reproductive","miscarriage_termination_of_pregnancy","pain_management","pain_management_with_device","plastic_reconstructive_surgery","podiatric_surgery","pregnancy_birth","sleep_studies","weight_loss_surgery"]},"cover6":{"covered":["blood","bone_joint_muscle","brain_nervous_system","breast_surgery","chemotherapy_radiotherapy_immunotherapy","dental_surgery","diabetes","digestive_system","ear_nose_throat","eye","gastrointestinal_endoscopy","gynaecology","hernia_appendix","joint_reconstructions","kidney_bladder","lung_chest","male_reproductive","miscarriage_termination_of_pregnancy","pain_management","podiatric_surgery","skin","sleep_studies","tonsils_adenoids_grommets"],"restricted":["hospital_psychiatric","palliative_care","rehabilitation"],"not_covered":["assisted_reproductive","back_neck_spine","cataracts","dialysis","heart_vascular","implantation_hearing_devices","insulin_pumps","joint_replacements","pain_management_with_device","plastic_reconstructive_surgery","pregnancy_birth","weight_loss_surgery"]},"cover7":{"covered":["back_neck_spine","blood","bone_joint_muscle","brain_nervous_system","breast_surgery","chemotherapy_radiotherapy_immunotherapy","dental_surgery","diabetes","digestive_system","ear_nose_throat","eye","gastrointestinal_endoscopy","gynaecology","hernia_appendix","implantation_hearing_devices","joint_reconstructions","kidney_bladder","lung_chest","male_reproductive","miscarriage_termination_of_pregnancy","pain_management","palliative_care","plastic_reconstructive_surgery","podiatric_surgery","skin","sleep_studies","tonsils_adenoids_grommets"],"restricted":["hospital_psychiatric","rehabilitation"],"not_covered":["assisted_reproductive","cataracts","dialysis","heart_vascular","insulin_pumps","joint_replacements","pain_management_with_device","pregnancy_birth","weight_loss_surgery"]},"cover8":{"covered":["back_neck_spine","blood","bone_joint_muscle","brain_nervous_system","breast_surgery","chemotherapy_radiotherapy_immunotherapy","dental_surgery","diabetes","digestive_system","ear_nose_throat","eye","gastrointestinal_endoscopy","gynaecology","hernia_appendix","joint_reconstructions","kidney_bladder","lung_chest","male_reproductive","miscarriage_termination_of_pregnancy","pain_management","podiatric_surgery","skin","sleep_studies","tonsils_adenoids_grommets"],"restricted":["hospital_psychiatric","palliative_care","rehabilitation"],"not_covered":["assisted_reproductive","cataracts","dialysis","heart_vascular","implantation_hearing_devices","insulin_pumps","joint_replacements","pain_management_with_device","plastic_reconstructive_surgery","pregnancy_birth","weight_loss_surgery"]},"cover9":{"covered":["back_neck_spine","blood","bone_joint_muscle","brain_nervous_system","breast_surgery","chemotherapy_radiotherapy_immunotherapy","dental_surgery","diabetes","digestive_system","ear_nose_throat","eye","gastrointestinal_endoscopy","gynaecology","hernia_appendix","joint_reconstructions","kidney_bladder","lung_chest","male_reproductive","miscarriage_termination_of_pregnancy","pain_management","palliative_care","plastic_reconstructive_surgery","podiatric_surgery","skin","sleep_studies","tonsils_adenoids_grommets"],"restricted":["hospital_psychiatric","rehabilitation"],"not_covered":["assisted_reproductive","cataracts","dialysis","heart_vascular","implantation_hearing_devices","insulin_pumps","joint_replacements","pain_management_with_device","pregnancy_birth","weight_loss_surgery"]},"cover10":{"covered":["back_neck_spine","blood","bone_joint_muscle","brain_nervous_system","breast_surgery","chemotherapy_radiotherapy_immunotherapy","dental_surgery","diabetes","digestive_system","ear_nose_throat","eye","gastrointestinal_endoscopy","gynaecology","heart_vascular","hernia_appendix","implantation_hearing_devices","insulin_pumps","joint_reconstructions","kidney_bladder","lung_chest","male_reproductive","miscarriage_termination_of_pregnancy","pain_management","palliative_care","plastic_reconstructive_surgery","podiatric_surgery","rehabilitation","skin","sleep_studies","tonsils_adenoids_grommets"],"restricted":["hospital_psychiatric"],"not_covered":["assisted_reproductive","cataracts","dialysis","joint_replacements","pain_management_with_device","pregnancy_birth","weight_loss_surgery"]},"cover11":{"covered":["back_neck_spine","blood","bone_joint_muscle","brain_nervous_system","breast_surgery","chemotherapy_radiotherapy_immunotherapy","dental_surgery","diabetes","digestive_system","ear_nose_throat","eye","gastrointestinal_endoscopy","gynaecology","heart_vascular","hernia_appendix","implantation_hearing_devices","insulin_pumps","joint_reconstructions","kidney_bladder","lung_chest","male_reproductive","miscarriage_termination_of_pregnancy","pain_management","pain_management_with_device","palliative_care","plastic_reconstructive_surgery","podiatric_surgery","pregnancy_birth","rehabilitation","skin","sleep_studies","tonsils_adenoids_grommets"],"restricted":["hospital_psychiatric"],"not_covered":["assisted_reproductive","cataracts","dialysis","joint_replacements","weight_loss_surgery"]},"cover12":{"covered":["back_neck_spine","blood","bone_joint_muscle","brain_nervous_system","breast_surgery","cataracts","chemotherapy_radiotherapy_immunotherapy","dental_surgery","diabetes","dialysis","digestive_system","ear_nose_throat","eye","gastrointestinal_endoscopy","gynaecology","heart_vascular","hernia_appendix","implantation_hearing_devices","insulin_pumps","joint_reconstructions","joint_replacements","kidney_bladder","lung_chest","male_reproductive","miscarriage_termination_of_pregnancy","pain_management","pain_management_with_device","palliative_care","plastic_reconstructive_surgery","podiatric_surgery","rehabilitation","skin","sleep_studies","tonsils_adenoids_grommets"],"restricted":["hospital_psychiatric"],"not_covered":["assisted_reproductive","pregnancy_birth","weight_loss_surgery"]}},"waiting_profiles":{"waiting1":{"sub_acute":{"value":2,"unit":"month"},"pre_existing":{"value":12,"unit":"month"},"pregnancy_birth":{"value":12,"unit":"month"},"other":{"value":2,"unit":"month"}},"waiting2":{"sub_acute":{"value":2,"unit":"month"},"pre_existing":{"value":12,"unit":"month"},"other":{"value":2,"unit":"month"}}},"extras_profiles":{"extras1":["acupuncture","chiropractic","dental_general","exercise_physiology","optical","osteopathy","physiotherapy","remedial_massage","vaccinations"],"extras2":["acupuncture","antenatal_postnatal","audiology","chiropractic","dental_general","dental_major","dietetics","endodontic","exercise_physiology","glucose_monitor","health_management","hearing_aids","non_pbs","occupational_therapy","optical","orthodontic","orthoptics","orthotics","osteopathy","physiotherapy","podiatry","psychology","remedial_massage","speech_therapy","vaccinations"]},"policies":[{"product_item_id":"E191C83F-130E-417E-AC15-00A30B5543B5","product_id":"ba39ed5a-d004-4d87-b412-bd6d36c5e99b","product_code":"J6/AARM0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Top Hospital Gold","product_type":"hospital","state":"ALL","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":233.98,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A2F2913C-6422-4F67-8D4A-2FBC4A667EB0","product_id":"b5a90a7c-7e6a-45f4-bf9d-3317515f8a2f","product_code":"J7/AAIK10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Public Hospital Basic Plus","product_type":"hospital","state":"ALL","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":125.12,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"public_shared","categories_covered":0,"categories_restricted":38,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Full details are provided on product guides available at defencehealth.com.au or 1800 335 425.","funds_product_code":null},{"product_item_id":"80B246A1-FA7D-47A5-A067-C676C80B9597","product_id":"2be6a6f3-f187-4de7-a8e1-9b4e8196b8f8","product_code":"J6/AAKY10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Top Hospital Gold 400","product_type":"hospital","state":"ALL","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":196.34,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":400,"excess_per_admission":400,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4746DA51-CA82-48B4-9CE2-DE877B3EB3D7","product_id":"b23f4e40-8b10-4b0d-a48a-89a748e18ea7","product_code":"J6/AAKC10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Top Hospital Gold 250","product_type":"hospital","state":"ALL","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":205.44,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":250,"excess_per_admission":250,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A3508C98-C5A5-4BAA-81AE-C7F1C2B18CE9","product_id":"a3c6e4e7-1b18-4f18-8580-028dfbca7481","product_code":"J6/AAJG10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Top Hospital Gold","product_type":"hospital","state":"ALL","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":233.98,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B71EEDED-55A3-44D9-887D-D5CB684C32C7","product_id":"5cc1f004-81ab-4aa4-9a35-007abed5bf2c","product_code":"J7/AAIL1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Public Hospital Basic Plus","product_type":"hospital","state":"ALL","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":181.42,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"public_shared","categories_covered":0,"categories_restricted":38,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Full details are provided on product guides available at defencehealth.com.au or 1800 335 425.","funds_product_code":null},{"product_item_id":"D060FFD1-28D9-49D5-A82E-63F64F132E09","product_id":"6f25f422-2603-4121-acd3-d4d9b6b50f9c","product_code":"J7/AKIL1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Public Hospital Basic Plus","product_type":"hospital","state":"ALL","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":217.71,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"public_shared","categories_covered":0,"categories_restricted":38,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Full details are provided on product guides available at defencehealth.com.au or 1800 335 425.","funds_product_code":null},{"product_item_id":"C3530C7D-2CCC-4B67-A2AA-911EDD6BA91F","product_id":"dc23f514-3d34-4e50-aedb-b832ae061f12","product_code":"J6/AALW1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Top Hospital Gold 800","product_type":"hospital","state":"ALL","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":284.69,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":800,"excess_per_admission":800,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"470D6C30-114B-4F27-B23E-88813C917C17","product_id":"0cce8c0f-f382-4a85-b29f-3e7786624240","product_code":"J6/AALF1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Top Hospital Gold 500","product_type":"hospital","state":"ALL","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":297.89,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B1FF499C-EFD4-4636-90AF-269C0A9E5854","product_id":"2f8696d4-be44-44ef-a563-1f62c46e973a","product_code":"J6/AAKI1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Top Hospital Gold 300","product_type":"hospital","state":"ALL","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":301.77,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":300,"excess_per_admission":300,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C04218DD-B454-48E5-87D9-2A532472CC99","product_id":"e1c68793-17b7-4181-86fb-cd2e7ce0aaab","product_code":"J6/AAJH1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Top Hospital Gold","product_type":"hospital","state":"ALL","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":339.27,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4E246855-784D-4441-A653-1EDAFA2880B1","product_id":"392b5ecc-36b4-4088-9443-1fd7cfd180c8","product_code":"J6/AKJC1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Top Hospital Gold 800","product_type":"hospital","state":"ALL","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":341.63,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":800,"excess_per_admission":800,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C4655B2A-77C4-4CE0-8127-49C9F5564021","product_id":"9ea31652-fe18-463c-a84c-b90b55442f70","product_code":"J6/AKJD1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Top Hospital Gold 500","product_type":"hospital","state":"ALL","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":357.47,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B29FAFA2-0751-4A8C-B8CA-ED141FA24BCD","product_id":"db1347d8-f958-41d2-94ea-1a146cda3dd2","product_code":"J6/AKJB1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Top Hospital Gold 300","product_type":"hospital","state":"ALL","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":362.13,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":300,"excess_per_admission":300,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"15D0E916-AD96-4DC3-B090-B1FE7F606788","product_id":"894214e7-f1c2-41b9-bba7-e95a1a9bccad","product_code":"J6/AKJA1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Top Hospital Gold","product_type":"hospital","state":"ALL","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":407.13,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"34BEB8A5-3335-48C2-B65D-413752050339","product_id":"f388f0cf-b962-49f8-ab14-fedd01c2f225","product_code":"J18/NILE20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Essentials Package Basic Plus 250","product_type":"combined","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":283.04,"premium_hospital_monthly":1,"premium_extras_monthly":282.04,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":9,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":"extras1","other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"0C4CFA8A-C497-4B72-8216-C5220B0A21B5","product_id":"b4292f95-bed7-4863-a312-01fdbd8f516d","product_code":"J17/NIMO20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":580.62,"premium_hospital_monthly":1,"premium_extras_monthly":579.62,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2E9FC9AD-DEE5-4848-B750-B5AC19A2AC65","product_id":"b2993aba-c896-4855-9757-42a7bc7336fd","product_code":"J17/NILT20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":638.96,"premium_hospital_monthly":1,"premium_extras_monthly":637.96,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"40ABF331-2AED-4A73-B104-F810A31505E7","product_id":"40dafc50-5098-40a4-8049-c9f0c5543de1","product_code":"J17/NIOE20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":674.02,"premium_hospital_monthly":1,"premium_extras_monthly":673.02,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5F4C2F42-2467-4321-A4C3-01ACF1D83EB7","product_id":"ea9513c8-0453-4e10-bda8-ae56ab3c6a2e","product_code":"J30/NLGA20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":220,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E8AE2752-4F03-4A96-83C5-FC30AADD843E","product_id":"72ee4a9b-3965-4951-aef4-de77f4845e93","product_code":"J26/NKUP20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":225.54,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"57AA3C76-A717-43B2-9812-F9F2F4782B36","product_id":"564741fa-7c1e-4666-8651-f52059161691","product_code":"J16/NKIF20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":236.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"8194C4D9-DDF4-4370-B277-CFB0583BBF60","product_id":"485d2116-b69f-4ec8-8361-78169e963cc2","product_code":"J26/NKUN20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":239.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B380C442-35D7-4C3A-B3DC-4B04ED008A5A","product_id":"d5d43aba-9489-4e04-b0e8-e056d3f74420","product_code":"J31/NLDB20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":244,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B1C31B7C-C35A-4662-9991-9CD18F1DE482","product_id":"14dd2b85-c934-4ee4-990f-37b71ed259a1","product_code":"J25/NKRB20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":252.06,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1A1B7BFF-B32B-45DB-8A37-7C4BFF57DCD8","product_id":"3eb5d130-dc6a-4953-b059-ed3254e2d72f","product_code":"J16/NBLW20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":256.06,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"EE730DF2-9BB1-4DB6-982E-39C125C794F8","product_id":"39680d16-f931-4426-8c5a-26f4bb87805c","product_code":"J31/NLCT20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":264,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"093065FD-EE20-440A-B08D-7F27AF18E848","product_id":"a057aa5d-e740-4c61-be54-a640d2e54964","product_code":"J25/NKQT20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":269.82,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4FDEE356-5EC8-4F39-BED2-7BB115FE4D68","product_id":"8e3961b6-0890-40ca-b6f7-5b3ba5498cee","product_code":"J20/NDDG20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":271.24,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F4D11C28-1711-4DE4-B2B1-807B0A6B3CDB","product_id":"46de8401-8ec3-44fb-bbbf-44835dc8d911","product_code":"J32/NLHV20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":273.28,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D830C59C-268B-420F-AF3D-83322DE15CE0","product_id":"3f3917c0-d68f-4674-8a8d-2fcf6cc16505","product_code":"J2/NAIN20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Public Hospital Basic Plus","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":279.52,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"public_shared","categories_covered":0,"categories_restricted":38,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Full details are provided in product guides available at defencehealth.com.au or 1800 335 425.","funds_product_code":null},{"product_item_id":"C0544476-D9B8-4F7F-BCB0-C0AD2449E461","product_id":"e69f00a8-c018-4e15-b4cc-a566227961f3","product_code":"J20/NDDK20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":289.92,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0994960D-6DBE-4061-A92D-DA1B697D6573","product_id":"9906d326-d025-45f9-8532-4c50848e0427","product_code":"J32/NLHP20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":295.68,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"306CEBFB-38CD-4C22-9A1F-E96A8786F879","product_id":"534bce8c-04e3-4f4c-a493-f28b41b9d02a","product_code":"J24/NKLM20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":322.58,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2AF4E64F-539A-43F9-97E7-970C45766739","product_id":"9250abe2-283a-4c3c-bf28-3ff2ef0bae65","product_code":"J24/NKJM20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":346.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0B7C6370-DE0C-492A-9D05-548F605F6AB8","product_id":"fade1df8-ef5a-42a1-8c09-951f0cd0c551","product_code":"J21/NHBX20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":349.38,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C7C6D836-1DDB-4E13-808D-35A4B618FC87","product_id":"00e7f052-7399-478d-bf36-1afb4aa89e31","product_code":"J21/NGWO20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":376.54,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"586F0ACA-BAED-4373-A927-4A829BFC367C","product_id":"6e81a069-25e5-4e39-aa60-df5475249468","product_code":"J15/NBPJ20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":445.5,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9BA52C50-F029-4255-9BA0-FC1F252EF9B1","product_id":"90f26fae-3633-4df3-93e1-cb443df0c5e7","product_code":"J23/NKPA20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":465.62,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"7F4E8CBB-D452-447D-BE47-7FF9A8CCF149","product_id":"7af2d5ac-7f71-4165-9aac-22221fce44c6","product_code":"J22/NHMW20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":474.6,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0CA1D102-AFDF-47B5-82FD-102B68E1E315","product_id":"5b2685fe-9388-4861-87a7-04cb2edefa37","product_code":"J1/NALU20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 800","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":476.44,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":800,"excess_per_admission":800,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"35FFAC77-9E8C-41E9-A1DC-CEA7ABDC1F54","product_id":"1d93f304-587d-45eb-8f3a-7920833acb4a","product_code":"J1/NALE20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 500","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":487.9,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C3EC8AD9-18BA-451C-8081-08B5D9DC75AE","product_id":"860a924e-7b74-40b1-a2bc-be8d6a6fa25f","product_code":"J1/NAKJ20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 300","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":495.1,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":300,"excess_per_admission":300,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D54877FB-F480-4894-A4D5-04D520BF3938","product_id":"536b3a33-15c6-447f-afd8-c1d60dcb06d1","product_code":"J23/NKJF20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":497.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"137A69DD-F53B-4177-B47A-A382D6345F45","product_id":"7bbdfd79-60dd-4769-be9e-b638a148dc4b","product_code":"J22/NGMW20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":506.84,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"981BBB59-EB60-460E-88BA-7334BD6FDB5F","product_id":"bfe46675-aade-45e8-9c73-4c55664830b7","product_code":"J15/NBOF20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":516.72,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"73E82CD1-8C57-452B-A51C-693C67249BB0","product_id":"57021c4f-d92f-4e09-8c83-e70b9592db9b","product_code":"J1/NAJL20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":544.44,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1E1FFE0B-B9C3-4FA6-A484-812B9CCF5197","product_id":"7aba965e-de32-4da1-a3a3-1559bdecee01","product_code":"J14/NBDX20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":570.38,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A4051B32-4111-49DD-92DF-E59220197CB3","product_id":"9214c978-5eaf-4285-b818-1c9bdde708c3","product_code":"J14/NBDT20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":612.66,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A1FC2446-276E-4707-8AA4-EF1C5B94DF60","product_id":"ea2113dc-cc74-44c6-8eb8-8a4284a87e08","product_code":"J19/NHTD20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":649.88,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F5CE18F7-F38D-485F-B468-5DD1C9A034B7","product_id":"17650ac8-b08c-42db-a7b2-8188021181a4","product_code":"J14/NBCF20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":686.14,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1D04FD49-D40D-49D9-A676-878D1AEF241C","product_id":"94e3e76f-1aa6-4b9d-89d0-143920d1d487","product_code":"J19/NHOP20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":708.78,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B8E9C860-065B-4433-A136-9E3840302328","product_id":"c86e14a6-d268-4019-8cc8-5c2a1855cb16","product_code":"J27/NLBG20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":765.04,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2AF96B30-EDB8-4AF2-98CE-FB4F27610F8F","product_id":"db32cb73-18d1-4b63-822f-745700f4c4e2","product_code":"J19/NCYO20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":808.02,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E0705EAA-0046-4854-B056-FB3582936234","product_id":"259b13cf-e78e-471f-81c5-dbe499ea97f8","product_code":"J28/NKXT20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"NSW","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":812.92,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"58003F81-8263-4B81-9CE9-3EFABAAC5F35","product_id":"a0b61db9-62de-45b9-bb62-cd1595c7eaee","product_code":"J17/NINX0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"NSW","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":337.01,"premium_hospital_monthly":1,"premium_extras_monthly":336.01,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4c6ef078-023a-48ba-8a69-9f60afa19a07","product_id":"35b8e271-3e07-4840-9483-bf829cd4acd8","product_code":"J26/NLPC0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"NSW","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":119.7,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"64B997C1-681A-4469-8D1F-E586595D82D4","product_id":"81bf087e-71e5-410f-b537-1a0306e6e671","product_code":"J25/NKQZ0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"NSW","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":134.91,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E3ADF5DD-3725-4571-A183-0AE07F879599","product_id":"6298e1f1-fca4-4b6e-8027-45e0d131a5a9","product_code":"J24/NKLI0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"NSW","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":173.05,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"EDB8D594-5717-4E88-9E8D-46D365A9AC2E","product_id":"13b62f64-968d-4afd-9eab-106b3064e248","product_code":"J23/NKOZ0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"NSW","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":248.65,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"96499607-FA37-41F0-B34F-CFA4F07DE850","product_id":"39508207-6f63-4a10-8cfa-ffc5d51c4d57","product_code":"J15/NCCT0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"NSW","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":258.36,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"FE2FE9BA-8BDD-4E90-B998-D0F6C2464914","product_id":"127427bb-2f8d-4628-b971-df788126d822","product_code":"J1/NCGU0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"NSW","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":272.22,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9CB9C9C5-B4F3-4A5D-8F96-CC97661FA3B3","product_id":"7fb11349-ce5f-4f18-9dc3-8072e4d31b5e","product_code":"J14/NCBR0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"NSW","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":343.07,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"c65ad745-7550-45e9-89eb-ca1675e306f8","product_id":"449772d5-4f8d-4b25-bec8-9ed2325f5822","product_code":"J27/NLPK0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"NSW","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":382.52,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6A55679D-D0B7-4C29-916E-A4591F9FE5E7","product_id":"5ad12ca1-81b0-4330-ad8f-50ec4d0e16fd","product_code":"J19/NCYZ0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"NSW","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":404.01,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B9DF554C-91D9-4E35-9BDB-5FB3CAA341F5","product_id":"e51432a0-abe7-4870-874f-7db42bd57725","product_code":"J19/NHTG0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"NSW","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":519.9,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1F6C6C7A-4CB0-4040-9E67-D2A6F0F01C80","product_id":"cba5ab81-8361-4327-97f2-2d6aa7e422cc","product_code":"J17/NIMV2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":580.62,"premium_hospital_monthly":1,"premium_extras_monthly":579.62,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"422FFFAC-DECC-4201-B1CD-A4450615AC3B","product_id":"b416a253-050f-4e87-9fe7-b7cbfcb819f3","product_code":"J17/NIMA2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":638.96,"premium_hospital_monthly":1,"premium_extras_monthly":637.96,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D99E5F4D-9C81-4800-997C-F3D46F3214B5","product_id":"bcf166c7-0a6e-4969-aaf9-3ccf14b5c5e6","product_code":"J17/NIOL2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":674.02,"premium_hospital_monthly":1,"premium_extras_monthly":673.02,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"96FFDAD7-1740-496E-B27D-A769422B2FB7","product_id":"3a875b38-3d54-4868-af4c-0859f8462b2b","product_code":"J17/NIPM2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":725.78,"premium_hospital_monthly":1,"premium_extras_monthly":724.78,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5935091B-5425-412D-8960-B8588A1EB44D","product_id":"f8b8c236-009d-486b-8a3b-243b762951ca","product_code":"J17/NIPF2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":798.71,"premium_hospital_monthly":1,"premium_extras_monthly":797.71,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D98C6D9B-7727-4114-8CB6-A15E3956EA7A","product_id":"3732aecc-d0a6-4654-a53e-2cd350a7c19c","product_code":"J17/NIQH2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":842.53,"premium_hospital_monthly":1,"premium_extras_monthly":841.53,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"32449080-B41B-4A17-8ECA-0A689AB32C12","product_id":"bbfa8120-c602-4c8d-aa7b-804b83410dee","product_code":"J30/NLGC2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":220,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0cf885ac-4899-426d-bddf-0a2fe1454ef2","product_id":"db7a63cb-0fa3-4a77-8992-a6bc66c49844","product_code":"J26/NLNT2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":225.54,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"dd56768e-7061-4cda-bdef-2b3f87cedddc","product_id":"d0f6484c-921a-41f9-b819-611b1bc3acce","product_code":"J16/NLLP2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":236.3,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"d83bc1a9-3bbe-4c33-a586-a6f65821a82c","product_id":"4c885ad2-2454-4c45-9754-4f2d2c9ffbc9","product_code":"J26/NLNM2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":239.4,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"CA4674AB-6E02-4C92-94C8-D01F6C8DD86A","product_id":"9f9ede42-3f74-41e5-90aa-6acecb6d40fd","product_code":"J25/NKRC2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":252.06,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3322c78c-1c1f-4252-99d2-4d4a32249c7b","product_id":"4bb3c985-8bb5-4739-b108-58d7fd080c3d","product_code":"J16/NLLI2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":256.06,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"27335EAC-E104-4599-92B4-B151E659BD33","product_id":"9b28291e-8e99-4e1b-9083-f0def5e8160b","product_code":"J31/NLDD2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":262.3,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0BA96013-D83B-437E-8447-F6D856B1CEF0","product_id":"42df8ceb-839e-4291-aa23-d99966c9f4e2","product_code":"J25/NKQU2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":269.82,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"CCFD7871-05B1-4767-BF5B-1198A1CEA74B","product_id":"999ec494-5eae-425d-b573-75e4bb90839c","product_code":"J30/NLGE2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":275,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"ed61b14e-9945-4172-8f36-5150262c4e43","product_id":"7f002404-f814-4b45-960c-a5d90ba71a07","product_code":"J26/NLOV2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":281.93,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"405E19ED-5E17-4139-885C-C7B9FE4BE1D3","product_id":"94808e6d-6985-42c3-b212-8da046e2d4f6","product_code":"J31/NLCV2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":283.8,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6DC387B9-88D9-4219-997D-C69D186496C5","product_id":"bca4bac6-be48-4f64-93bb-2110b1297711","product_code":"J2/NAIP2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Public Hospital Basic Plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":286.51,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"public_shared","categories_covered":0,"categories_restricted":38,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Full details are provided in product guides available at defencehealth.com.au or 1800 335 425.","funds_product_code":null},{"product_item_id":"687A2F43-8E11-4567-A0CF-1684402C0B55","product_id":"1a0645f7-3b47-4813-befc-f30fd2747b30","product_code":"J20/NDDI2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":291.58,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4BEA6D22-71DC-408A-9C90-4354275ACDFE","product_id":"afcd610a-6d29-4281-b2b7-22e5f14bfc15","product_code":"J32/NLHX2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":293.78,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"c2bbfd82-547c-4433-a52d-a5ad7558ae8e","product_id":"7a41a7ba-2daa-4ff2-af3b-435f1a01028e","product_code":"J16/NLMR2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":295.38,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"bc8f7a11-69db-478b-a677-dbc2a7eec2c3","product_id":"e373f74b-136d-446c-92d5-f2de5c925bdb","product_code":"J26/NLOO2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":299.25,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"45F6D513-1F2A-4282-966A-45E97EC28F40","product_id":"54065b27-6d72-42f8-96ee-c3863b38edcf","product_code":"J20/NDDM2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":311.66,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A1BD0724-1C74-434C-8B13-7D08B5EB8D00","product_id":"58092587-8536-4586-b661-a9f53fb0a765","product_code":"J25/NKRF2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":315.08,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E2F8D08F-A158-453A-8B1A-A65F8CDDC673","product_id":"1ae79fe4-3c7e-481c-b3c6-a87f57a3a196","product_code":"J32/NLHR2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":317.86,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9eca108b-3895-48ea-a49a-2d085def0b59","product_id":"90b468d6-43d1-438a-8e1d-30e133cec5e3","product_code":"J16/NLMK2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":320.08,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"1F28D673-518B-4035-9ADD-484B578D50B4","product_id":"994a0be4-964d-4f8e-a33b-2c5357d74de9","product_code":"J24/NKLO2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":322.58,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"06D79D8C-2BD9-4BB6-9D41-EA6D0F7BD38F","product_id":"a35aafa9-a085-40f5-b8b0-556a6537ec7c","product_code":"J31/NLDF2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":327.88,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C81181B9-EC8A-482B-8B9F-9D0A11984B00","product_id":"fad987ce-4a78-4094-939d-e89c4fd80d2b","product_code":"J25/NKQX2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":337.28,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E37B0948-4899-4EF9-8145-41D360F68E1F","product_id":"0c55ba15-c24b-49f4-a94a-1098de591d1d","product_code":"J24/NKJN2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":346.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"BC934727-C0E8-4110-B157-3623FE5DA1D7","product_id":"d61562d4-e2ef-49c8-9328-d4a3301de6db","product_code":"J21/NHBZ2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":349.38,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F7B532A0-8C82-4E45-BFA5-64739C0E952A","product_id":"335fa567-d8ed-4fee-87fc-2d2b72e90549","product_code":"J31/NLCX2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":354.75,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"29504887-1CA0-4451-8BFA-0C1D33F48B46","product_id":"a43d11eb-9195-4090-a5e2-3ef787c8f8e0","product_code":"J2/NKIT2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Public Hospital Basic Plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":358.14,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"public_shared","categories_covered":0,"categories_restricted":38,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Full details are provided in product guides available at defencehealth.com.au or 1800 335 425.","funds_product_code":null},{"product_item_id":"D96D862D-A49E-451E-8AAA-3B80B6B59A5E","product_id":"93be7e74-b3c6-4ecd-8489-5bb9178760b9","product_code":"J20/NJYF2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":364.48,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"73F3C8E8-B652-4AF3-8DD9-C977A6861209","product_id":"ad358422-37a7-499f-89b0-743ddbde6ec6","product_code":"J32/NLHZ2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":367.22,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"54227B26-95FF-4D88-AB64-8B1F38D83B2C","product_id":"e6566569-e269-42fd-b087-1643bfc15593","product_code":"J21/NGWQ2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":376.54,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6719561B-3E5A-4830-8D5C-BAA3070E6DCF","product_id":"19de2139-be52-4037-a530-0c9914d228b0","product_code":"J20/NJXR2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":389.58,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"322F6970-3326-40D4-93C4-BF2B822651C0","product_id":"5ca90c32-a90b-475e-95c5-015684e27e8a","product_code":"J32/NLHT2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":397.32,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"DC064CF8-7CE0-4CA6-AD52-2B8FBA54C959","product_id":"8312d15f-a06c-4542-b256-c4c5eb95c659","product_code":"J24/NKLN2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":403.23,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"775A5606-3152-4087-9813-89153DAD5CD1","product_id":"9e4471a5-7ed5-4ebc-9d12-2aaea5a871cc","product_code":"J24/NKJQ2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":432.63,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"EFC752CA-25B2-406C-ADFD-B331B78AAB1D","product_id":"a35c40d2-f9fc-4714-b74d-a37828f5c263","product_code":"J21/NJWP2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":436.73,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1C112558-1630-486C-986A-92CB0111B214","product_id":"9bd59bb9-8a6f-419d-90da-0932ae0d3943","product_code":"J15/NBPL2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":445.5,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"05B0B39F-714E-4EA6-A9C2-A44EAA9B2D3C","product_id":"e9ebea41-4311-4806-b3a3-87a738bd29c0","product_code":"J23/NKOW2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":465.62,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"36B4E573-9E0E-49FF-8849-0BCA9793DDF6","product_id":"84bd955c-0595-4e51-9bd1-86b0a94d30cd","product_code":"J21/NJWB2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":470.68,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C972C18E-0F45-4AE2-9D06-2D6736D40831","product_id":"c51bca1e-ee8a-4a6c-b776-cc95975e6f39","product_code":"J22/NHMX2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":474.6,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"340FB73B-26CB-4AB8-A668-618081581A5A","product_id":"5ceeaa5f-79d4-4510-a2d1-ed4ba6fc337d","product_code":"J1/NALV2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 800","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":488.35,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":800,"excess_per_admission":800,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1A0099FD-2C5E-49AD-A298-174EDBAC6013","product_id":"dd763781-90d1-40d0-a04e-8180a34b5353","product_code":"J23/NKJG2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":497.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"BB429061-F9AB-4647-8179-C2F0DEEDCC98","product_id":"637af9ca-b014-42e1-9c12-8210c6c0ce02","product_code":"J1/NALH2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 500","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":500.1,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"7805E9F4-A7E1-481D-902A-A91B7863E04A","product_id":"0c520608-9364-4741-823a-e7d74abbe1c4","product_code":"J22/NGMY2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":506.84,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5D19B71F-E955-49EF-8DC3-316FCA73F881","product_id":"ba14fc77-1554-4162-96a0-dfee295e0a19","product_code":"J1/NAKK2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 300","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":507.48,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":300,"excess_per_admission":300,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E9383593-C315-4417-9A70-ADAAB1900D2B","product_id":"abe52694-aa7e-48f6-ba03-c770bd106390","product_code":"J15/NBOH2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":516.72,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E9C3CECB-74AF-4024-9254-0F8BAEA32D40","product_id":"c9e58cdb-9070-4eca-86c1-4cacf70dd376","product_code":"J15/NKHJ2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":556.88,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"38F4BFA2-A30F-4025-9D82-00972C963FE9","product_id":"cbf0b3dd-31ce-45c6-bb14-924e70740dfe","product_code":"J1/NAJK2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":558.05,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"84009AB6-A414-46F9-BD40-733B71526B1E","product_id":"2a105ef3-a371-446d-9fda-11b50e486e7d","product_code":"J14/NBDZ2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":570.38,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A4AB4D4B-A8EF-4632-BB9F-1787C57D944D","product_id":"f0968c9b-bf46-419f-b279-64586b420acd","product_code":"J23/NKOY2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":582.03,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6606F694-25B9-4053-89BD-C49F94542419","product_id":"67f995dd-1af7-4436-b988-e8bf0d237d2b","product_code":"J22/NJVN2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":593.25,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"ECA3C806-794C-47DA-ADD1-13B1FFEF4DE8","product_id":"e349c5ea-2cb5-4151-b574-a46e8dfa6068","product_code":"J1/NKDP2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 800","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":610.44,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":800,"excess_per_admission":800,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"73D8E131-B431-4B0B-96AE-56C8874BBC8B","product_id":"b11028c8-d745-4ec9-9195-0e6338b44bfb","product_code":"J14/NBDV2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":612.66,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E4971D26-FE60-4F90-92F2-D06C0D901818","product_id":"fa20976d-c718-4100-abb0-7bc1d8fe842a","product_code":"J23/NKJJ2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":621.63,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"431BBF82-06ED-4233-A933-FD9513C8761B","product_id":"23064c13-566e-415f-9bb6-9f6c75c58136","product_code":"J1/NKDB2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 500","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":625.12,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9F4CA48B-5ABC-454D-868E-B56C10DC40A1","product_id":"1af412de-8712-4dbf-a51e-790bda652c43","product_code":"J22/NJUZ2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":633.55,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B53744B7-2398-4146-A643-C35DEB4593FA","product_id":"cdc2481d-c388-4f05-8a65-6d7263bafae1","product_code":"J1/NKCN2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 300","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":634.35,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":300,"excess_per_admission":300,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A049B158-160C-412F-B5DF-A571E6E02517","product_id":"50770909-f96e-493b-b4e2-a88111197c78","product_code":"J15/NKGV2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":645.9,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"FFF4E31E-3720-4EB2-A410-D2CBAC4AAA58","product_id":"d4889dc7-3779-4145-93a2-1f11803838d3","product_code":"J19/NHTF2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":649.88,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D9C08982-4F21-41D3-9DCF-48DDCDDEB222","product_id":"0602cded-d721-4a9f-a0bd-f5c0a25cb23c","product_code":"J14/NBCH2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":686.14,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"BF7C6186-6E72-48BE-9735-4F3C785243F3","product_id":"f9bd3502-1dbe-4c12-b6c7-048a6bec23ed","product_code":"J1/NKBZ2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":697.56,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"EB46B570-FAA0-4446-8B96-89B988BE60DA","product_id":"54f3e881-55a4-41b7-b9ec-96986a19b182","product_code":"J19/NHOR2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":708.78,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5ACE7FBA-A86A-43ED-AC2E-D2E65626161E","product_id":"e3fdcd6a-a044-48e9-ac05-dee16a88a061","product_code":"J14/NJZH2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":712.98,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"AF1C2E9D-E2CF-4C88-BE3D-B89F301A4020","product_id":"d5db00d8-f938-4000-aac0-980a95f87799","product_code":"J27/NLBU2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":765.04,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"BC532430-9328-4E32-8BD2-DDE96E1034EA","product_id":"2ef38d6d-57dd-44f1-b925-6fd3e1a1e028","product_code":"J14/NJZV2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":765.83,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4FEF9746-BEE2-43AA-98A6-45A76902995A","product_id":"8235fa32-37fe-450e-8037-2645b6e6f838","product_code":"J19/NCYQ2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":808.02,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C8029012-446F-447B-B07D-F03AB7955790","product_id":"6c3b717e-2a5c-418d-a05d-6df3a6d94afa","product_code":"J19/NKFT2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":812.35,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"DAFB7904-9533-4CEA-BD4D-D3A63680770E","product_id":"b60fb923-7a61-4ff0-a66a-2c11ecae300a","product_code":"J28/NKYH2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":812.92,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"93156713-922B-4E75-9EB4-D451C83E799A","product_id":"d1ae94b2-83dc-47cd-a03e-0f7701e8153f","product_code":"J14/NKAJ2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":857.68,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A63611D4-7E34-4A85-A40F-E09D8574E8AE","product_id":"13b2235b-5bb0-403f-8c26-cd76a16b804d","product_code":"J19/NKFF2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":885.98,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"CD7DD7B4-59FF-4AEE-8A2B-B67CDF81FD05","product_id":"c90cdb18-670f-43a4-9bc5-5ca2f03a8169","product_code":"J27/NLCI2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":956.3,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D6BEBA60-3033-456D-A00D-5BE8B7125F14","product_id":"750dd8d2-d5e5-49b0-95c6-2e7fd39389db","product_code":"J19/NKED2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":1010.03,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9E548FB1-36D4-4D35-A206-558B5B72C851","product_id":"9dc00965-8088-4c0a-87e1-2671fa12554c","product_code":"J28/NKYV2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"NSW","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":1016.15,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A957D191-24B7-4E7B-B355-2A8581DCA638","product_id":"50b11454-afa1-40c5-ab7d-51445543e4fa","product_code":"J18/NILL10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Essentials Package Basic Plus 250","product_type":"combined","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":141.52,"premium_hospital_monthly":1,"premium_extras_monthly":140.52,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":9,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":"extras1","other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"6D2CDD0D-D8D6-4587-AE36-EB51DFDF7763","product_id":"673c554f-e0dd-4c31-9d14-79ad37f2df38","product_code":"J17/NINC10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":290.31,"premium_hospital_monthly":1,"premium_extras_monthly":289.31,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A969FDD1-82F8-44D3-8410-0FB7E7518488","product_id":"a6129d2a-b194-4678-924f-7b919f301ac2","product_code":"J17/NIMH10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":319.48,"premium_hospital_monthly":1,"premium_extras_monthly":318.48,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D38F8C1B-D869-4F75-92C0-6F6175502397","product_id":"b149b010-a38e-42de-aaac-4bbce97c42eb","product_code":"J17/NIOS10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":337.01,"premium_hospital_monthly":1,"premium_extras_monthly":336.01,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"EF3A6337-764A-4F3A-9CF0-03F7E9E3D07E","product_id":"4b962d5d-1e02-43b4-98ea-81315c0d932e","product_code":"J30/NLCQ10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":110,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"81CAEA36-CC51-427E-B641-28C1FE9B7A6D","product_id":"efbcdf29-e18e-48f7-87be-9ec218a10690","product_code":"J26/NKUO10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":112.77,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"FF2E60A8-BF28-40F1-A6C7-476D6814E72A","product_id":"d10190ca-8e64-41f5-a31f-4ccfe2dea65f","product_code":"J16/NKID10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":118.15,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"C66131FF-8510-42A1-B6D6-7AD13A755C8D","product_id":"7e7d60e3-8d0e-46ca-aca8-7e9db716584c","product_code":"J26/NKUM10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":119.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4CE46A98-B918-4029-AD28-3A06AFB3A80B","product_id":"10c2c6f1-44eb-47fa-846b-ab23cb19b427","product_code":"J31/NLDA10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":122,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4683553F-8B91-4F2E-9866-F6E558BEB83D","product_id":"77cfd0bf-8ee8-4c7a-b6fc-de7f1fe72303","product_code":"J25/NKRA10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":126.03,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0801BEA1-BE63-4B7A-ACC0-75247837039A","product_id":"b7cf1bee-2a66-4b17-a865-0aeaf14a1fcd","product_code":"J16/NBLV10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":128.03,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"73BD7F6A-80E6-437F-8A73-2C482F6F127B","product_id":"a488a203-8e46-43cc-bd4f-c60446b721b5","product_code":"J31/NLCR10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":132,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"12FCE2B7-A5F0-4E89-B85A-7BBB7EEFFE03","product_id":"297e17f3-85d7-4c10-b57e-7454a618c688","product_code":"J25/NKQS10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":134.91,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5FAAEA3B-F040-401C-8938-853DF4F24EA4","product_id":"10fb5b20-4291-432a-bdfb-06f9bbd6e572","product_code":"J20/NDDF10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":135.62,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"CCF30F10-7048-4C1C-AD8F-7E8C98FFE0BA","product_id":"94b4c035-7df1-4c3d-87f3-d7683e4e70f0","product_code":"J32/NLHU10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":136.64,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E51274D3-CE7B-44FE-B871-66E7B7758CD5","product_id":"2020b11e-87d3-4128-b2ae-234665fe782f","product_code":"J2/NAIM10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Public Hospital Basic Plus","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":139.76,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"public_shared","categories_covered":0,"categories_restricted":38,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Full details are provided in product guides available at defencehealth.com.au or 1800 335 425.","funds_product_code":null},{"product_item_id":"527D4788-CBF4-4902-9F65-ECFA0EE31854","product_id":"01441dbc-a7e1-49e3-bb1a-3ee8db42f176","product_code":"J20/NDDJ10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":144.96,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A917991A-6C50-461E-850C-4A46DA7BDC7C","product_id":"fa65d74d-825c-4edf-917b-8038373fbcd8","product_code":"J32/NLCS10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":147.84,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2D8A10C5-DF13-4255-BCBF-7331F55632D6","product_id":"84841233-d6d6-400e-af95-8fe47f6b8b5e","product_code":"J24/NKLK10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":161.29,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"21F7F92C-CCB5-43E6-B1E0-69BA1B94D380","product_id":"b53453aa-1b36-4031-9898-dfd83fb972a6","product_code":"J24/NKJL10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":173.05,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"471AE22F-C8FA-468E-BD6B-B83AC8E413BF","product_id":"6e4731a1-6dc8-474a-82b4-8a463fb9642b","product_code":"J21/NHBW10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":174.69,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A24FA2D9-801A-4F8F-B09C-882C0D63903F","product_id":"ad7cf1ae-7feb-4fe6-a9bb-f520e595ba93","product_code":"J21/NGWN10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":188.27,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A89D110A-CBB1-4ADD-94CF-48DF35EE05AF","product_id":"ef26020c-5b1f-42ea-98d2-0206751bf998","product_code":"J15/NBPI10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":222.75,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D68F48CD-0AA9-46F9-A49B-D4D0175641BC","product_id":"c695464f-5821-4022-8d0a-0177cd57ff29","product_code":"J23/NKOV10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":232.81,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"29754B4C-8AE5-45A3-8D80-54AEAE60A2FB","product_id":"0e534449-2d2e-4403-8956-b9ebffb706f9","product_code":"J22/NHMU10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":237.3,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2C5857F1-6929-43B0-8BEE-B5F9E9410E4C","product_id":"b56a0281-b1c4-4c55-8d78-c5d19cf5597e","product_code":"J1/NAKZ10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 400","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":238.22,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":400,"excess_per_admission":400,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6CFFDC7B-1D2E-43B1-AAD9-9478D4BA1704","product_id":"96165f89-fca5-4fc3-a099-96f110d2f76b","product_code":"J1/NAKD10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 250","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":243.95,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":250,"excess_per_admission":250,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6C3B2DF4-18E4-4E79-8BFB-9C1D30983D9D","product_id":"01212d64-49ed-4686-84d9-ccab0a423b64","product_code":"J23/NKJE10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":248.65,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3F30CA1B-879B-4808-8AD9-98E723FF464B","product_id":"f721d10a-cef7-404e-81e8-9989e00b9c20","product_code":"J22/NGMV10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":253.42,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"8BA6E2AC-AEB4-45D2-B1DE-87D5D8E1EA00","product_id":"10094dd5-a2d5-4d5c-9124-2faf0f955fd4","product_code":"J15/NBOE10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":258.36,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"ECC55BC4-CC48-4526-8712-5315B34A517D","product_id":"98f8b54b-0f21-4095-8ba6-c80c0208906a","product_code":"J1/NAJJ10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":272.22,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"950C5409-B25C-4EAA-BBC7-94D70E9F518B","product_id":"ca7adb4f-6a2a-4e48-b166-69268a1518e4","product_code":"J14/NBDW10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":285.19,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C500E38B-9810-4BEE-910F-5FD5821E2804","product_id":"a9803fbf-953c-407a-80d5-68c80d904978","product_code":"J14/NBDS10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":306.33,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"862C83BA-4AD6-45F0-A749-57DF750225AF","product_id":"6548a89a-da12-4d2c-8036-f9aa7763ccec","product_code":"J19/NHTC10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":324.94,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"595BC8BA-9F36-4F11-A07C-F32D726DB2F2","product_id":"d56237fe-04af-46af-907d-f5b06b682fb3","product_code":"J14/NBCE10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":343.07,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"86F2235A-6028-4017-835B-2ACFFEA99547","product_id":"2f91cae1-468d-415b-ad74-1ca691290783","product_code":"J19/NHOO10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":354.39,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0EDBFCCE-1FF4-444F-B4C6-E33AA576EE99","product_id":"9bd0ab05-5829-4fe4-8047-9b94546ffb4a","product_code":"J27/NLAZ10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":382.52,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A3F47809-A132-4F03-946A-3492F01C7D6A","product_id":"cef862bc-b0a4-4f27-a0e2-7a370e2b99ed","product_code":"J19/NCYN10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":404.01,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F9AAAE07-9914-4D1A-885A-7227A3860095","product_id":"a726088b-0798-4949-b7f0-71fecfb8a299","product_code":"J28/NKXM10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"NSW","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":406.46,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"93E69AF3-067F-4F42-9053-C5DBC787B1D4","product_id":"085f3caa-a021-48bb-ab2b-cdbef24cb292","product_code":"J17/NINQ1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":445.75,"premium_hospital_monthly":1,"premium_extras_monthly":444.75,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"33044304-646E-4746-965F-6CCF655DA32C","product_id":"47321258-20f8-4739-a494-41616aa3402c","product_code":"J17/NINJ1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":488.04,"premium_hospital_monthly":1,"premium_extras_monthly":487.04,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"132B8DB2-E8F6-417D-BEED-8F99D752DDC5","product_id":"3f36135c-152b-40b8-8c95-ef8ffe0592f1","product_code":"J17/NIOZ1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":513.46,"premium_hospital_monthly":1,"premium_extras_monthly":512.46,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A9EAE35C-8C86-4921-81E8-0F477989CF13","product_id":"8d32d951-4827-432b-85b9-6a11e22a1d0b","product_code":"J17/NIQA1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":534.9,"premium_hospital_monthly":1,"premium_extras_monthly":533.9,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E55940D4-2D07-4950-A3D8-1D6C1FF695ED","product_id":"dc824bf6-2d44-448f-a585-0612dcd2b27f","product_code":"J17/NIPT1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":585.65,"premium_hospital_monthly":1,"premium_extras_monthly":584.65,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D44161DB-132A-4308-89E7-A798FA7CC8CB","product_id":"8ef6176f-b72e-421c-b798-15f530001679","product_code":"J17/NIQO1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":616.16,"premium_hospital_monthly":1,"premium_extras_monthly":615.16,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"c46db393-4876-4626-a037-8e7d38089fec","product_id":"45766d28-38e9-42c6-8c26-34590e85dc7c","product_code":"J26/NLNF1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":157.88,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"c0b71ce6-0fb9-4bfe-af5b-0eaaf8ec0a0a","product_id":"3cfda44b-2d18-40c2-b217-df0fefb2c62e","product_code":"J26/NLMY1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":167.58,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"28634DFB-1C9E-4989-9B51-F7C6625B59FF","product_id":"1e9f2b03-c792-41c1-829e-4103d71ae2bc","product_code":"J30/NLGB1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":176,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"791BB00A-9CED-48AE-859A-E10528A0CC1A","product_id":"cd521ead-ee49-4f9b-9eeb-65221e053d1b","product_code":"J25/NKRD1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":176.44,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4505D435-2E16-497E-A2D4-940F0F533CD6","product_id":"f4753872-9ad7-4b61-9e4b-61d7c1318fe0","product_code":"J25/NKQV1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":188.87,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2bfa04fe-ebc0-41aa-af83-7dbc9c5e1793","product_id":"edb41024-1a37-4ce8-a044-874c06db45f5","product_code":"J16/NLLB1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":189.04,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"d115fd51-2677-4075-97c1-8ef604b7d03a","product_id":"3750f7ed-63fc-432a-9b8b-329fcd18bde7","product_code":"J26/NLOH1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":189.45,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E0BEB1F1-B850-4F31-9CBF-F350DA2F0DFA","product_id":"e54be91d-3efb-424f-b8d1-3c498abad352","product_code":"J31/NLDC1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":195.2,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"178e490f-be9a-4f1c-b03c-c7bb88a98090","product_id":"f35d0089-8a11-40e2-bd37-1ec3d8423c76","product_code":"J26/NLOA1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":201.1,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"aa8c0392-4584-407d-a628-b2481601cc97","product_id":"a1e87ef0-8362-420a-9ff9-1481e65c02d7","product_code":"J16/NLKU1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":204.85,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"1AE1285B-ECA6-4D9C-8F6D-81F64E879190","product_id":"1afcc188-99d6-43ff-a3d3-a8fb0f167a11","product_code":"J30/NLGD1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":211.2,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"55C17095-DD5A-46DC-9F25-91EC4F8A7A68","product_id":"7cacc4b4-90bd-4081-b834-a7b9f1b67ebc","product_code":"J31/NLCU1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":211.2,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A05DAA13-2EED-4F9D-80D2-55E62EF802A8","product_id":"99867803-57af-4ab3-a6d2-34d6908a308d","product_code":"J25/NKRE1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":211.73,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"545D8CD1-E74D-43C4-9DF7-F9D4CDAFAD51","product_id":"9220fe0f-2f35-48d6-b0ab-30d893a07fc7","product_code":"J20/NDDH1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":216.99,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"8765239C-CA53-4580-B0B3-E8D9244F68F2","product_id":"f548c923-54b2-4af8-b134-cf21a5ed07d3","product_code":"J32/NLHW1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":218.62,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"473DD2ED-BABC-446B-8CC8-F2A8E8F912B0","product_id":"81633eae-9d9c-473a-bfec-08aecabc2c15","product_code":"J2/NAIO1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Public Hospital Basic Plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":223.62,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"public_shared","categories_covered":0,"categories_restricted":38,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Full details are provided in product guides available at defencehealth.com.au or 1800 335 425.","funds_product_code":null},{"product_item_id":"DCCF8895-9387-42B1-9E7F-FC5548FB2386","product_id":"a2722ef2-58fa-4492-a41f-9cf779cca6b3","product_code":"J24/NKLL1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":225.81,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"90D71F56-4846-4D33-83B5-63871EF4E98D","product_id":"c1dba447-8d57-4dcd-a06c-851648df8b91","product_code":"J25/NKQW1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":226.65,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"b121cec4-0768-4d4e-8ddb-9f5b90fb8770","product_id":"796cb188-e4c6-4d0a-b524-c08bf0687f8a","product_code":"J16/NLMD1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":226.85,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"824DAB99-D10D-4BD7-BB59-5DEB9DEC74BF","product_id":"24a4c006-9266-4fcd-8152-74fa52eef31f","product_code":"J20/NDDL1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":231.94,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3FF96319-914B-4129-8C36-1E65BF8ADF38","product_id":"3d0c3082-af45-4986-ac3a-f2a4dfa305af","product_code":"J31/NLDE1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":234.24,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3A3BDC3C-7B3B-4BE8-999B-4DE4BCBE2966","product_id":"e20e60df-f09a-451b-bf83-cb3a856414f6","product_code":"J32/NLHQ1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":236.54,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3622A8AA-1879-4028-997A-58CC11950524","product_id":"ab7b19a8-df41-45e2-9253-26152f1ddc8e","product_code":"J24/NKJO1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":242.27,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"adf3f8da-e5f4-4380-a1d3-5a83f5c27299","product_id":"7f3be0ea-51d9-4ee5-ab09-95e0960c7eb1","product_code":"J16/NLLW1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":245.82,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"0CBCA2E5-8C6B-4554-BFE0-7F8E5B5CBB8C","product_id":"b2689f96-b16a-4b2e-b34d-e966b877f452","product_code":"J31/NLCW1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":253.44,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D27510F8-5617-4F51-9DDE-DC7B5E82A35B","product_id":"d976fbda-413a-49dc-92a2-e5d7fe617dfc","product_code":"J20/NJYM1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":260.39,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"611F1A0C-2B42-4670-81A0-214EEF2A2D29","product_id":"5a4f2724-4c49-41f3-b1f1-36baea297e22","product_code":"J32/NLHY1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":262.35,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4297FC75-AF30-412A-A32B-8FBEA6F28DFC","product_id":"e126f34d-101c-44e0-97b4-e6c37f615dd2","product_code":"J2/NKIM1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Public Hospital Basic Plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":268.34,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"public_shared","categories_covered":0,"categories_restricted":38,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Full details are provided in product guides available at defencehealth.com.au or 1800 335 425.","funds_product_code":null},{"product_item_id":"D591603F-4679-4823-ADCD-F758940C2DF5","product_id":"59f118c4-1b5b-4ae7-8721-77d64bc10f42","product_code":"J24/NKLJ1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":270.97,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B1737086-3B02-4C2B-9F93-6001B3C37218","product_id":"d34e0886-dea1-4d69-b69a-042c0eb54ece","product_code":"J20/NJXY1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":278.32,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"95879364-B208-437E-9437-A706EA3B552A","product_id":"34e8d874-97d7-4f4c-8abc-c8f888720a8c","product_code":"J21/NHBY1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":279.5,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D624E9DA-3283-49FF-B835-627EDD3DB983","product_id":"f4d839ed-1354-4d2a-a6a5-17bdf0fee300","product_code":"J32/NLHS1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":283.85,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"64F6A6D5-4913-45E7-9AC4-BA95AA80E4F5","product_id":"92286617-b2ee-4ee4-a328-21d002c9c6e3","product_code":"J24/NKJP1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":290.72,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6438C1D8-A535-4E7D-BD82-D18CF3C0B913","product_id":"e9fd25dd-9265-4947-9c18-bc0cb8b795e7","product_code":"J21/NGWP1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":301.23,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"98B77CF0-903C-4E78-88C8-E555DE60F101","product_id":"fece0d69-92ca-4ec3-9c37-183bf735ed5a","product_code":"J23/NKPB1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":325.93,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D6F7E5A4-895C-49EF-BB81-BE7A9F8F5A69","product_id":"d3ae49c5-ed2f-45d6-99db-1d57d506a482","product_code":"J21/NJWW1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":335.4,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"DFA555DA-3614-4054-9230-71F354311998","product_id":"c3434de5-0a2f-454a-8132-5a7293336e96","product_code":"J23/NKJH1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":348.11,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B1473F19-37D5-4E5E-BCBE-FF860530C377","product_id":"97ddf9b7-b631-4b3c-ba5a-a56d2197bd22","product_code":"J15/NBPK1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":356.4,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E4DD3362-6073-47BE-9196-F4BA3BC55E26","product_id":"6a0dbe54-09e2-4aa0-8b17-b3b900d619cf","product_code":"J21/NJWI1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":361.48,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"112891CC-45E6-4090-A971-C66113831C4B","product_id":"2cb14135-0636-4c99-8cad-ffdd0993ff5b","product_code":"J22/NHMV1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":379.68,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"381334B5-2AFF-47E1-A4E3-6448EE834001","product_id":"2ff4c2ec-2cc6-45bd-be1a-0924ecb24619","product_code":"J1/NALX1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 800","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":381.15,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":800,"excess_per_admission":800,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2E772F19-85BD-4660-AFAA-010CFA6544C9","product_id":"a93fb5e8-14e0-4bb8-a6ab-8ce1a3f16475","product_code":"J1/NALG1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 500","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":390.32,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F00386F4-CC1D-450B-9388-284144E93C52","product_id":"e70ec793-1ee1-43f4-aef0-dca6c3281789","product_code":"J23/NKOX1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":391.12,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"96366C66-195C-4569-8565-818BE62D5777","product_id":"67992fa9-82ab-48e6-b3c2-72abd6150bb6","product_code":"J1/NAKL1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 300","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":396.08,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":300,"excess_per_admission":300,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D65CC917-5DD9-4937-BB8A-66B8E353DA5C","product_id":"a65ff82f-a329-46cd-8765-67084c1b4874","product_code":"J22/NGMX1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":405.47,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"04DBAE26-9D43-471A-B0F4-73AEE33F4A48","product_id":"1ebc3835-dd1c-4a3d-9588-a1a062042545","product_code":"J15/NBOG1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":413.38,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"525272CC-66D4-4B4D-84DA-66F1029D4F49","product_id":"37c603c3-538f-431a-ace3-e371de9478c5","product_code":"J23/NKJI1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":417.73,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2FCA6DC2-5BD6-4E84-BC68-193758F9B408","product_id":"25711534-ba24-4d57-84d3-28b24c28f926","product_code":"J15/NKHQ1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":427.68,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"875A1CBE-EE45-480F-9ACA-29834BEE84EA","product_id":"70ecaf2b-0b14-4b32-96c3-81f3d4bf4e87","product_code":"J1/NAJI1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":435.55,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9F6799BC-4D86-4980-95AE-57C36C0040BF","product_id":"e1f210b9-a688-45be-82e5-a11d2dddb020","product_code":"J22/NJVU1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":455.62,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3F90AEC4-22B9-419D-A4F1-CAED05C9CEBF","product_id":"7d6b0f24-f6bb-495c-99de-9c29b51e1455","product_code":"J14/NBDY1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":456.3,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"55667871-C023-4258-9B59-4D76B88CDC58","product_id":"31b12555-29f2-48d0-9c86-669b4a84d85b","product_code":"J1/NKDW1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 800","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":457.38,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":800,"excess_per_admission":800,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1EE06A84-FA6B-4BBD-A9A2-98C047E07CBB","product_id":"92787452-2c19-4960-a404-0a2fcfb44027","product_code":"J1/NKDI1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 500","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":468.38,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4E25F02D-C32D-4593-A08E-D4FA6860A149","product_id":"cbb42329-4b05-4e9d-b436-7622c2ffb62a","product_code":"J1/NKCU1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 300","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":475.3,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":300,"excess_per_admission":300,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1EE54F7B-F023-4B24-BC14-C33039C2B9CB","product_id":"a56f088c-25e3-4667-9df0-9ac9484cda2e","product_code":"J22/NJVG1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":486.57,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F6C78A07-2901-4A0F-AC81-BFAF8BD26854","product_id":"73e3f53f-c022-4629-bb6b-255e61987316","product_code":"J14/NBDU1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":490.13,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"7D758983-AEDA-4CB3-9DA4-3B05E1C380C5","product_id":"eb0a1741-f2b2-4969-8219-7ceef0a317f6","product_code":"J15/NKHC1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":496.05,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2DD038F5-9A3F-4A93-BD61-B787367C02F9","product_id":"8c0d2647-3057-4cdf-b2f5-454bd44b6b0b","product_code":"J19/NHTE1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":519.9,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"31FEEA94-4CBE-47A2-B221-51F0C6EB684E","product_id":"d240da4d-2d2e-4b0a-b16d-650ea9488c73","product_code":"J1/NKCG1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":522.66,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4B04D0EE-446F-4ED1-BA48-4F91D64FAB93","product_id":"7b9e2308-ce42-4450-8e39-b7893a630a4c","product_code":"J27/NLBN1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":535.53,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"545B41BC-2BA0-41C1-8C1A-85235E1FD1EB","product_id":"ce6b06f8-c651-4748-9e0d-e71512625de3","product_code":"J14/NJZO1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":547.56,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C66F2574-A607-4171-B3FD-DB46D421834D","product_id":"7b45aa92-660d-46aa-b3f0-f934e48410e6","product_code":"J14/NBCG1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":548.91,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0483C646-0E12-4CB2-AB10-E06DDE5933A2","product_id":"162ee6fa-3ba9-456d-b098-147cb77d0d3c","product_code":"J19/NHOQ1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":567.02,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"EBC33B1E-7D3E-4ED5-93C1-3ACD33EEFB5E","product_id":"50e0ba39-6683-48ec-993d-89dd999dad91","product_code":"J14/NKAC1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":588.15,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9F132EEA-7F35-4C8E-9A40-4AFE99DCC7D1","product_id":"f58e8dc1-4a10-4bad-a518-ecea43407959","product_code":"J19/NKGA1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":623.88,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"080B22F3-5FC1-42D7-9B91-0D5CBD1906D5","product_id":"699d7a41-d7b1-4e14-9961-8b00e5514ff7","product_code":"J27/NLCB1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":642.63,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"74AF4583-6171-4244-91F9-607E97820DC2","product_id":"b9efde86-85e1-47fe-b301-6adaa46fc22a","product_code":"J19/NCYP1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":646.42,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"310AA29D-81FE-4FE4-8B79-6015B7393807","product_id":"f7dac6ab-c2da-40fd-b963-95cbb2bca7b3","product_code":"J28/NKYA1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":650.34,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"EDD94E8E-96D7-407C-85D0-460F04B5772A","product_id":"73a3b526-2a71-4b0b-bd34-fda6571054d6","product_code":"J14/NKAQ1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":658.69,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"39FF72F1-42D2-4F03-9F96-96B0E650B641","product_id":"fd638763-3d63-4bc1-9077-106f19537b47","product_code":"J19/NKFM1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":680.43,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"AD3A075C-86CD-4157-B8A3-CAD3F528BE35","product_id":"d4a31dec-08cc-4a47-94fc-b7da84b0eb22","product_code":"J19/NKEK1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":775.7,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9C9AF377-C0C8-49E4-9DAD-B821D42FCCCD","product_id":"0a796686-cfa9-4fba-b947-36904880a279","product_code":"J28/NKYO1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"NSW","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":780.4,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E36BC652-91E7-4EF9-BDEA-C94F2BE3258E","product_id":"8e392a1b-a8d2-46f2-9af0-69eb97604003","product_code":"J18/DILK20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Essentials Package Basic Plus 250","product_type":"combined","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":159.33,"premium_hospital_monthly":1,"premium_extras_monthly":158.33,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":9,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":"extras1","other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"5EA6C9D4-41CA-4EB2-AC63-0BE4B2675C31","product_id":"89953933-54cf-495d-afea-551e6ca46e63","product_code":"J17/DIMT20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":324.92,"premium_hospital_monthly":1,"premium_extras_monthly":323.92,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5D9ABA9D-094D-4209-8016-717E144CBAFA","product_id":"66201a3e-9214-49f7-a8fb-8c2587360010","product_code":"J17/DILY20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":336.84,"premium_hospital_monthly":1,"premium_extras_monthly":335.84,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"427CD2F7-455B-4EBE-BE60-5C9E7ACC77B2","product_id":"2f42b7af-7243-4290-a7ff-eb2a3626e1e5","product_code":"J17/DIOJ20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":402.7,"premium_hospital_monthly":1,"premium_extras_monthly":401.7,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C91AB0FB-3D26-4EFB-9DE5-A28D5DC5FFAB","product_id":"874bc310-10e2-42b1-8633-b68cf667c074","product_code":"J30/DLGG20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":116,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"46F0CE60-E3BB-4FC4-BC67-B1DC2085A547","product_id":"77fbfb39-d00c-46ea-a5f6-b5728f962c31","product_code":"J26/DKUT20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":118.22,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"98855FCE-65CC-45AE-81AD-59BE8BB1DA94","product_id":"2ac260ee-d5f0-46e9-bedd-dd05ac5abdee","product_code":"J16/DKHX20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":122.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"B09E9EA3-4714-4D95-BE54-EEC6431A9B50","product_id":"ab66528c-d614-46b5-b11d-a14547fb230a","product_code":"J26/DKUQ20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":128.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2F747248-9B59-485B-BF4E-E1F8A8863FB2","product_id":"964ab9cd-51df-47c7-a4bc-cf35f334dd7c","product_code":"J16/DBMB20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":134.72,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"A3E08FB5-33E4-45DE-B79A-F257ADB61EE4","product_id":"be2d9f51-4bc3-462e-b8a5-d90e88990110","product_code":"J31/DLDN20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":136,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F72454CA-FB82-4F99-BE72-08F5A41DFDCD","product_id":"591716a1-5519-481e-b1bc-e50e4cda985d","product_code":"J20/DDCX20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":137.42,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E7B740C5-2B7A-471F-AFC3-14B9052F59F5","product_id":"58639595-2ebc-4178-86f7-4b46446f8e1b","product_code":"J25/DKRO20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":139.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D1632B87-6699-4AC8-9DC8-C3BC189776F2","product_id":"865960bb-e3f0-4e28-bae8-39c70d8a39b3","product_code":"J31/DLDH20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":142,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C723C804-892D-4CF5-854B-5FC77907BA65","product_id":"0cd22047-2704-471f-a5f4-a953a09799f6","product_code":"J20/DDDB20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":145.3,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"50420D3E-A4E1-412C-A7E9-42BEA7F60250","product_id":"13365cca-d1c7-441e-87e5-13b3ac5706b3","product_code":"J25/DKRT20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":147.06,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"394C23D5-F804-46E6-8D07-D3D2C88839E3","product_id":"50be5dbf-d668-4223-b012-df614879651e","product_code":"J32/DLIH20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":152.32,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6CF4AA6D-13A6-4F72-8600-EB893E88E9F9","product_id":"46fc58c4-584c-43bc-a409-e42fe407c03b","product_code":"J32/DLIB20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":159.04,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E325E441-D315-4079-9FFF-7E59ECD5EE69","product_id":"33437b5e-c8fb-417b-ae8c-67c40839dcc6","product_code":"J24/DKLT20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":169.64,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"11643AEC-6625-440E-B941-99EC85A81125","product_id":"5dd57e2d-7379-48b9-80e6-ffae15462b5f","product_code":"J21/DHBT20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":173.9,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"343B4CC6-2AC2-4D6C-AF93-0C29DF1052A0","product_id":"38c2b40c-ea11-438a-a899-947a8137fcfa","product_code":"J24/DKJW20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":177.26,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B74C029B-B459-455D-B960-98689B7D5727","product_id":"83b927c0-4a12-47fa-84ff-d1eed0dc702b","product_code":"J21/DGWJ20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":179,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"92FCF4FF-A1B4-4D8F-B254-D1B7B197A0A2","product_id":"49ac5bc4-7b4e-40bb-9841-75c9f92b0beb","product_code":"J15/DBPV20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":196.66,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3C6E3054-B2B5-4050-A638-083F3F47C2C4","product_id":"0d9e8828-f2c7-4b2d-b614-478ae7b6f291","product_code":"J23/DKPH20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":220.58,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B3226D96-5DCA-4C04-8EC2-81F35083EF4E","product_id":"4ad266b4-3644-4181-b3e1-29e32e7324a5","product_code":"J22/DHMQ20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":221.64,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A8A94F79-0DAF-450E-A7D1-D176E227BAF7","product_id":"1a299f8e-64a2-4aad-a585-968808ead2f2","product_code":"J1/DALY20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 800","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":236.42,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":800,"excess_per_admission":800,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"FDCEC0CE-5CB9-4EC3-A714-99B293D802B3","product_id":"7e42f1ed-cb72-40c9-a3ad-b36fc334c354","product_code":"J15/DBOT20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":240.56,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5985FFCE-CC97-40E4-A5C6-CB2751755596","product_id":"0574f19b-bf3f-42cf-b286-5cf8eeface12","product_code":"J23/DKNK20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":249.72,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"7FA95838-661E-473B-897A-DBC302947A71","product_id":"fd740a61-83ca-40fb-bc79-eb5a41740590","product_code":"J22/DGMR20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":250.78,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"62812E58-7519-4B99-9414-FC67510E1926","product_id":"f1dd468c-f67f-4a98-8042-7c4e776facfa","product_code":"J14/DBEV20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":260.46,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B7E04E0F-36B5-47F7-931A-5E9CDB232221","product_id":"c29c46e7-c86a-4a7f-b1f1-e36979e813a8","product_code":"J1/DALI20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 500","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":263.54,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6E2A1900-7949-4BB8-99A7-D808840E1162","product_id":"31982f7d-5a1a-48b4-8605-2934c274b84a","product_code":"J1/DAKM20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 300","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":273.88,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":300,"excess_per_admission":300,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C2468B40-30BE-4541-B528-7D16E0E27F6F","product_id":"ef4847b5-a785-4dd8-9dd9-4efc1eeaee35","product_code":"J19/DHSU20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":287.62,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"25BAB348-4757-4F2F-8988-BA4754EF4399","product_id":"15d75b17-fee3-4ccf-ad91-2b92c2c78292","product_code":"J14/DBER20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":296.06,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6D468BBF-7AE5-4E11-8F75-700A20FB3DF8","product_id":"e4df10d0-4638-4edf-a864-edf40aadc37d","product_code":"J1/DAJQ20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":300.46,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"44AB88F4-2A31-4A45-A2F9-89D15614DA56","product_id":"eb4deb52-d4e2-4ef9-9fae-1c9e29035b8c","product_code":"J19/DHOH20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":302.26,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C05477AC-4B5F-422F-8D64-782B166BA54F","product_id":"c2293b01-444a-4ef7-be3b-53d9f5523389","product_code":"J14/DBCV20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":341.08,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5DD33D0A-EFE8-41BA-925A-751D3F831AEA","product_id":"992e0c74-8849-4017-a381-341fd4f479c3","product_code":"J19/DCYB20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":373.76,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A02879C4-5587-4920-AA87-4967BB0A6DF9","product_id":"5eb92f6a-b3b4-4c3b-a1c0-f67ef2215214","product_code":"J27/DLBH20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":379.68,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"02DC373E-F4EB-4782-AEA5-49BD988B0C21","product_id":"4f3b6d13-c308-4099-be26-77b8d0ae3e5c","product_code":"J28/DKXU20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"NT","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":424.52,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"808F5B0B-08E6-48CF-B130-8CBAE71B4481","product_id":"2e210e1f-eaee-4d3c-b86a-5e75ef027f89","product_code":"J17/DIOC0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"NT","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":201.35,"premium_hospital_monthly":1,"premium_extras_monthly":200.35,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"7f2fa984-f50c-428e-b5f3-b57dc679e8b0","product_id":"98283d6b-7bbe-445f-9411-5da3ebf72cdd","product_code":"J26/DLPD0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"NT","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":64.2,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"17DC955C-86DE-494B-8ABD-A2F3D891CA4A","product_id":"974d005d-9e65-424c-a7ff-d54e2a1ce582","product_code":"J25/DKRM0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"NT","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":73.53,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"7C79586D-8A9D-41C3-B4C4-6E6E0340DA80","product_id":"06688953-5f70-46b2-baea-2511951404fd","product_code":"J24/DKLP0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"NT","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":88.63,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"16991790-AF47-4BA5-80AA-73441EAD907D","product_id":"29ad68c8-793d-4ffa-80ce-6f95ea9999dc","product_code":"J15/DCCU0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"NT","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":120.28,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B0AA8190-18C9-4B94-8501-C77AA9023B53","product_id":"8137b9fc-960d-48f0-9f6d-bb976043685e","product_code":"J23/DKPG0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"NT","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":124.86,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"EEF03D03-8AB2-48CF-83D6-03BD4F88E4E5","product_id":"58afa9bb-5582-49cf-b2c3-b5637d1ea0c4","product_code":"J1/DCGV0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"NT","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":150.23,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"62C073F2-01C2-4078-BE8C-063DBFDC651A","product_id":"e036443b-5275-47a8-9b3b-2228c2721c10","product_code":"J14/DCBS0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"NT","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":170.54,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"23142233-D5D0-4DDB-BE27-CC2031FBF48B","product_id":"ee4b3a16-0121-498b-9828-f6dd595368d9","product_code":"J19/DCYM0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"NT","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":186.88,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"b7ce7fe3-d8e2-4562-96cc-13a33883ba84","product_id":"32dc2590-cb95-4f7b-8ab9-e80d7055b64c","product_code":"J27/DLPJ0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"NT","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":189.84,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"51CD904D-4790-401C-AF24-EC9D07F8EF41","product_id":"9c8d9015-f3c6-489b-9d27-cefd538a735c","product_code":"J19/DHSX0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"NT","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":230.1,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"7746DDB9-7893-4D83-9240-0304B097885A","product_id":"070ce501-d494-4110-9cce-6e9b4c1b5be2","product_code":"J17/DINA2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":324.92,"premium_hospital_monthly":1,"premium_extras_monthly":323.92,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0959E41E-A0F5-41D7-8C10-D2FEDAFA6025","product_id":"53301b97-0d1c-4b98-9d7e-b50ae4a33f31","product_code":"J17/DIMF2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":336.84,"premium_hospital_monthly":1,"premium_extras_monthly":335.84,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1F711553-8DE9-42B2-B01E-73E8483335EE","product_id":"9cdf4631-b089-4559-a514-cd7ffac2be6a","product_code":"J17/DIOQ2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":402.7,"premium_hospital_monthly":1,"premium_extras_monthly":401.7,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"25903468-0CBB-4A53-BD9E-5F5E188A542A","product_id":"5e36de4a-c687-4785-b05b-abf0325c1cb2","product_code":"J17/DIPN2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":406.16,"premium_hospital_monthly":1,"premium_extras_monthly":405.16,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D4A6D154-F45F-4757-9A0C-1883E664159E","product_id":"b496dc6f-8673-4ee0-964c-84e98686ddf2","product_code":"J17/DIPG2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":421.06,"premium_hospital_monthly":1,"premium_extras_monthly":420.06,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A000F34E-5D10-4BC7-95B5-F0304719E97E","product_id":"2b2babf4-e27b-417d-8b9a-0778ca4e904d","product_code":"J17/DIQI2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":503.38,"premium_hospital_monthly":1,"premium_extras_monthly":502.38,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4F1BBBA9-2F24-4EFC-8C5A-C4F38B237906","product_id":"91b372ed-0baf-4760-b36d-0a192e28783b","product_code":"J30/DLGI2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":116,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9b6aa24a-60a5-4fcf-a7d7-45245dfb92b9","product_id":"d47e88b8-a706-40a3-a547-d1d0d60a2758","product_code":"J26/DLNU2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":118.22,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"549716ec-0f05-48a2-9350-3e546cb3b57b","product_id":"bee5ea0a-1c19-4c2d-8a75-0e4891e4d903","product_code":"J16/DLLQ2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":122.4,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"23f9ebd3-e635-499c-b1ce-bd7df577d71b","product_id":"f6dd49a4-daab-4f07-b891-78a10f4e77c6","product_code":"J26/DLNN2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":128.4,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"ab5ad402-0d36-457b-8687-a36ec0544d11","product_id":"cb780e53-5667-4136-8e0d-a61e2ea30e95","product_code":"J16/DLLJ2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":134.72,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"E8E90BC6-B3F6-4201-ABCF-8B2A790947D8","product_id":"0559c75a-4f0b-4e95-8b0e-9ffc0c1badc4","product_code":"J25/DKRQ2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":139.6,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3DC3961C-E8C2-4450-BA05-64DA71F9DBB2","product_id":"fac96287-4e11-496d-8e7d-83ffc83fb48f","product_code":"J30/DLGK2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":145,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"ECB54B75-131D-4BC4-B83B-1566B76AF547","product_id":"853885cd-27d1-4fc7-8a32-fe214fc0ba8a","product_code":"J31/DLDP2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":146.2,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"989E9009-7C26-4574-AEF0-F2FDE7A0D845","product_id":"50181d29-f09f-4aa0-be6f-45edc2a17529","product_code":"J25/DKRL2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":147.06,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A79E782F-6FFB-48DD-BEEB-96EBA20289F9","product_id":"cce24857-39d6-47f6-b293-8859b6ee0c8c","product_code":"J20/DDCZ2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":147.73,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"d2690b9f-1a86-4132-b875-93800225f166","product_id":"319ca4a4-f852-4a95-8bf5-ac0fbb680d71","product_code":"J26/DLOW2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":147.78,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D4659DC1-5BE2-420B-A6DC-28A7402C6466","product_id":"4b498077-e572-4dd7-af53-a8983892ee0a","product_code":"J31/DLDJ2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":152.65,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"c40d49cb-513d-4d59-98c9-30185920f765","product_id":"aeffc4e0-58c7-4f20-8342-97792f5fb2dc","product_code":"J16/DLMS2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":153,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"DD23A85A-4518-46A9-9C53-D93B0E5C0936","product_id":"5e85445c-d512-4e5d-9d67-1f55ef464b1d","product_code":"J20/DDDD2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":156.2,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"e260d69b-9964-4437-a807-163990e8d0e2","product_id":"3eb1ec5f-700d-403f-9bbc-98d0b0d8be6b","product_code":"J26/DLOP2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":160.5,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F192C941-2762-455F-98B5-EC769F353A84","product_id":"57fb77bd-8c89-44e8-bbd1-f50018ebce63","product_code":"J32/DLIJ2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":163.74,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"fe01ac5a-7acc-4d93-a724-bf06a9a02fc3","product_id":"40901e4d-e908-4f06-ad0b-59f04e10734f","product_code":"J16/DLML2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":168.4,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"8250FFF7-390B-4CDB-A63F-E8C8A257AA19","product_id":"d174ad65-5335-42af-895b-5fc1d49944f6","product_code":"J24/DKLV2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":169.64,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2EB4C513-53EB-4AB7-9CB6-DAC7621C6879","product_id":"4a91b652-841e-4e02-ab7c-497f406d9fa6","product_code":"J32/DLID2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":170.97,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"09C4426B-4031-4E3E-A8A2-318663F22A9F","product_id":"b8b75855-6dd1-411e-8623-e87f98b30c04","product_code":"J21/DHBV2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":173.9,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B748DFD6-F058-46A2-8F58-7B61559C2332","product_id":"a2c6af61-de6f-4b01-b5ac-7e39949891bc","product_code":"J25/DKRN2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":174.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"AC0D4A4D-6B70-4A31-9133-827D7CE49DA2","product_id":"54a86b1a-832e-495a-8ec1-2302f81c3104","product_code":"J24/DKJY2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":177.26,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C0F37EBB-5D6B-45C9-A135-C1DD74C27985","product_id":"a48272bd-d869-4076-bdce-e4a3ae0de622","product_code":"J21/DGWL2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":179,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B1903408-B9A4-455B-A548-6758C6DECF7E","product_id":"241f77d1-1790-4d25-814e-e1cf576c5487","product_code":"J31/DLDR2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":182.75,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"44D555BC-CF82-4532-ADED-47F9A92728FA","product_id":"3edad3af-6593-418a-8ead-442c13f6a06f","product_code":"J25/DKRH2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":183.83,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4E04E85A-A2BE-44BE-BF0B-7A1F9124F48F","product_id":"cc69f606-70c8-4eda-adca-8fc17ba026c8","product_code":"J20/DJYG2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":184.66,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"8EBF8FAC-9A04-4E48-8592-8540089A743B","product_id":"be5daffd-7078-41fc-b161-0085ba8e6f30","product_code":"J31/DLDL2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":190.81,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"BECB6D43-17DA-444E-8827-B4188812028C","product_id":"083c4d0a-d256-40f3-9e9a-a245b79fc9fd","product_code":"J20/DJXS2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":195.25,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"211FCB16-A29E-48D5-9167-E40C6D53EF67","product_id":"d26a0f3d-6e5f-4c60-aa4b-044e0fa68afc","product_code":"J15/DBPX2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":196.66,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5F6048D7-222C-49DD-99E1-25BDFCF2AB41","product_id":"4fc2130b-1daf-46d5-8d22-bfa988235031","product_code":"J32/DLIL2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":204.68,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"23AECC72-0EB6-44AD-B7C2-A0315CBE63F3","product_id":"63635433-b203-4852-ae70-0e2dd1e2e903","product_code":"J24/DKLU2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":212.05,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1B340339-97CD-426F-B6A5-F9F703056E6B","product_id":"78e2cf3f-642b-4a3e-a04a-d30405639acc","product_code":"J32/DLIF2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":213.71,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C26B7BF5-4B7F-4A36-959A-99A1457E6C38","product_id":"f8b243cd-4e79-4b58-9523-1ee5e0937c22","product_code":"J21/DJWQ2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":217.38,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"DD516B62-C19B-4D1D-8F98-AD7E5EF38459","product_id":"21b05833-f78a-4756-bc18-98df22825e3c","product_code":"J23/DKPD2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":220.58,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"320F1A1C-A2FA-4F33-BACE-631DAB50FE35","product_id":"3adddc25-f908-4118-8e62-5d437565f9d4","product_code":"J24/DKJX2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":221.58,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"23B52A1A-81A0-429C-8B38-C8DE430BCD76","product_id":"3c583113-8c9c-4ea8-8ad0-30faae579958","product_code":"J22/DHMR2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":221.64,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C9518985-E4AE-4091-A44E-5ECFACCCADD3","product_id":"bcda6057-e84c-4e84-b704-2e51fc11fa07","product_code":"J21/DJWC2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":223.75,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"DCDBDAF5-56C3-4CB1-9BB0-0DB7CE6E1720","product_id":"a5ccdd8a-f3d9-4bb8-91cf-81a79fb9b374","product_code":"J15/DBOV2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":240.56,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1195195C-6649-43E1-89C7-B6A03E0378BB","product_id":"0785ea72-ce4a-44cd-952d-24594f618d1d","product_code":"J1/DAMC2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 800","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":242.33,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":800,"excess_per_admission":800,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B432BEB0-E860-40D2-9095-BC97A1D3F47F","product_id":"32ab6e25-f094-4314-9c95-53136ee70038","product_code":"J15/DKHK2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":245.83,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3C6EAB58-B701-46AA-AB9E-626692B14F6C","product_id":"dff9ad01-41ac-454e-9405-f92527fcd71a","product_code":"J23/DKNG2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":249.72,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"297AA3FD-D038-45D1-A7F7-FB5B51D2DF21","product_id":"4aa4e4c9-4aa1-4598-a2cf-5bc6f21b6826","product_code":"J22/DGMT2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":250.78,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"BF8AECAF-3140-4C63-86D6-C3D5B5B5D23B","product_id":"8a479d17-d793-4c58-9a4d-aaa8aad6a199","product_code":"J14/DBEX2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":260.46,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E799BB57-A068-43D4-98E9-5980E3D0F090","product_id":"d598c53c-e62a-4017-be40-e0394b8e0bdd","product_code":"J1/DALQ2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 500","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":270.13,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"FA39CEDE-1B69-48E3-9F30-D57C0B227876","product_id":"d193a5cd-375b-4df4-9d4a-8828a1e375cc","product_code":"J23/DKPF2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":275.73,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"058E4F3E-1BD5-451D-B886-8A033CA397D4","product_id":"f301ccc3-6ec2-4539-b918-835a9ece8e5e","product_code":"J22/DJVO2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":277.05,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"AC2609B9-CDEF-41D5-8C39-02911040A30F","product_id":"27075ea7-b090-4950-b1cd-883878aaae6f","product_code":"J1/DAKQ2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 300","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":280.73,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":300,"excess_per_admission":300,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"04F6D6A0-7601-4041-9F7B-4EAED468B912","product_id":"17ef6a3d-30a3-4939-bc57-15d3e0bcb864","product_code":"J19/DHSW2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":287.62,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C7902FF5-A843-485F-8B81-33834E6EF30D","product_id":"81705b25-f3c9-4a86-af32-20844079267c","product_code":"J14/DBET2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":296.06,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"98B7BDDD-BD0F-41BD-BB8E-6DBA80586574","product_id":"443a1ff3-86c3-46ed-8325-b41d4ad880ae","product_code":"J15/DKGW2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":300.7,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C6267656-F3FF-4560-96BE-025B148D7A9F","product_id":"9937cb18-fbdb-47eb-82c9-17d2ef058beb","product_code":"J19/DHOJ2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":302.26,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"96C1F995-BB1B-42C7-BB0C-DC8E08A1E726","product_id":"a1c7d600-1967-49fb-a28f-2e3e23a05590","product_code":"J1/DKDQ2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 800","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":302.91,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":800,"excess_per_admission":800,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3CF56B45-5A94-41A4-8018-FF7A5F550086","product_id":"0dc6bedd-14fd-43bc-8945-89049e9ffe54","product_code":"J1/DAJY2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":307.97,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A4A11187-EA03-404F-8EAA-486503B5F1A6","product_id":"86f0dce8-7041-48bb-b103-a0dfa6669bde","product_code":"J23/DKNI2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":312.15,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"73AD8DF4-16ED-4EC1-996A-A9B3A50908BD","product_id":"16c0a284-c9e1-4398-95b0-4e8810b557f4","product_code":"J22/DJVA2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":313.48,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"AE9F8E2D-FEF5-43D3-A27B-FF2D7C84004B","product_id":"5a7d963b-2f2c-431c-89d1-0ca0c5e11130","product_code":"J14/DJZI2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":325.58,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"825BFABD-FDFE-4488-B081-3480852563B7","product_id":"268d29c9-8890-4591-9d00-67963027a6ff","product_code":"J1/DKDC2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 500","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":337.66,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"CEA8BEB4-AFF4-45DD-AE07-8129EBE3EF11","product_id":"26144b68-32fc-4498-9462-d6c15279fdf7","product_code":"J14/DBCX2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":341.08,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"87D5A8CC-15F8-4C40-BF25-1F840EEA12F6","product_id":"740dad4f-f930-4fc4-bfd7-0ccfbaab4091","product_code":"J1/DKCO2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 300","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":350.91,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":300,"excess_per_admission":300,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0A75FADE-8BDB-473F-8771-68A33924D7E9","product_id":"489281c7-fb82-4bf4-9b61-257c4ea8e5f1","product_code":"J19/DKFU2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":359.53,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"8AC79735-8263-44B5-8A26-6EAA9963F9D3","product_id":"7ea41eeb-a09b-4a6e-b5b1-cfc1dd0908fc","product_code":"J14/DJZW2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":370.08,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"397B0D2D-96FC-4D76-A6C9-2D75614A2C42","product_id":"4ae840f7-94fb-4340-a486-6522081c7971","product_code":"J19/DCYD2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":373.76,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"079BD5ED-45E2-48D3-AF7B-7B56C5263CA4","product_id":"0f8ce645-2b0f-4766-b8b8-12e565084082","product_code":"J19/DKFG2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":377.83,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"458D0845-C9F0-4E0F-9F6A-5FA409BA59FB","product_id":"edade22f-eaff-4c8b-9f24-e007259aa919","product_code":"J27/DLBV2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":379.68,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9E54A026-0D8B-4800-8450-95B35CA71FCB","product_id":"860452f6-a0ee-4db0-84aa-b29134a5c245","product_code":"J1/DKCA2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":384.96,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E85F90DB-D29C-4097-AF08-8AEB8B9AB0D2","product_id":"8f952c91-4cdf-45f5-9517-4fc053047518","product_code":"J28/DKYI2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":424.52,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"383CA1BA-B7F4-46CE-957B-22F296726B7D","product_id":"85d041b7-858e-4b2d-b4f0-eb453955e784","product_code":"J14/DKAK2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":426.35,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"8AD6F497-47BD-4855-B03C-8279430E74EB","product_id":"640fd6c4-f044-4c3b-b55f-d3343c953d93","product_code":"J19/DKEE2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":467.2,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3B4CA015-6C48-4893-A31C-EF46BA91914F","product_id":"51a6d995-a6ec-4959-bca2-35212dac1455","product_code":"J27/DLCJ2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":474.6,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B7CDC481-BFE8-4852-A19D-24F714CAA25F","product_id":"0ed8fbf5-b1c3-4d05-b327-32007f3904eb","product_code":"J28/DKYW2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"NT","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":530.65,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3F2035AB-39EF-4C15-A0A8-ECCCD520EC68","product_id":"05c56c28-0e14-4002-b25d-8a3d0c32fcb9","product_code":"J18/DILR10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Essentials Package Basic Plus 250","product_type":"combined","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":79.65,"premium_hospital_monthly":1,"premium_extras_monthly":78.65,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":9,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":"extras1","other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"A3DEB1D9-6F71-4E7D-8E0F-2FB821660240","product_id":"353fb6b3-afc2-4be2-851c-8a29369a32d5","product_code":"J17/DINH10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":162.46,"premium_hospital_monthly":1,"premium_extras_monthly":161.46,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9C351E9A-50EA-43E1-90E8-CBD963316A7A","product_id":"11ecd1f5-9db3-4404-9670-a9b72c1410bd","product_code":"J17/DIMM10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":168.42,"premium_hospital_monthly":1,"premium_extras_monthly":167.42,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"BEE21788-3860-4F19-8C33-DA2B4B00B9A0","product_id":"bc0de016-8486-4f21-b68b-6afc6f258562","product_code":"J17/DIOX10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":201.35,"premium_hospital_monthly":1,"premium_extras_monthly":200.35,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2043EFA5-D3C3-4C1C-B0E3-03E20D10D33B","product_id":"18a4aeb1-61fe-488c-9750-984ffe16ca32","product_code":"J30/DLGF10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":58,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C0DF4797-D47D-4B35-9BD9-5E03DE5BF50A","product_id":"e45f745b-b48e-4f20-af54-1f889935ed3d","product_code":"J26/DKUR10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":59.11,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D277595F-69BE-4D8D-87DE-2676C035252D","product_id":"da4763ec-6ab0-44e9-8d8a-f68b6d977543","product_code":"J16/DKIB10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":61.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"1549FE76-EDD5-4426-8CE2-AAA564FED958","product_id":"a0e43d01-1592-49d1-9e34-442c19187f4f","product_code":"J26/DKUS10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":64.2,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"8CBBDD3E-F6BE-4E10-A05D-39C3252352C0","product_id":"7c0a0a9f-561c-492d-af65-eeb0bcea5a97","product_code":"J16/DBMC10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":67.36,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"F7088B7E-60B1-488D-BF4E-5AEC1753A557","product_id":"1d8578e0-4411-4b84-b67b-b82c58189a18","product_code":"J31/DLDM10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":68,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1A7A4D0A-1847-4D42-81DF-B01441A5DCDA","product_id":"295f8f4d-a792-4364-af72-7d169b673209","product_code":"J20/DDDA10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":68.71,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"071D32E4-1877-4749-9FDC-FDEC808F9594","product_id":"1be5dd2d-63fc-43e1-b632-191fd41fbd6a","product_code":"J25/DKRR10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":69.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C248C6B0-EEF7-4FF4-BAAD-A3BD51135453","product_id":"4899aaef-2b84-4506-bb47-8534f8e92105","product_code":"J31/DLDG10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":71,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"22A839E3-7172-4B0F-84EE-8931EEAF3FB8","product_id":"f9ee81cd-e631-4c6d-b7d5-44a814f31263","product_code":"J20/DDCW10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":72.65,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"31E41419-1EE8-4DD3-9B00-6EDF50C51B6C","product_id":"a0879fd8-2fc5-450d-a78d-a36429929561","product_code":"J25/DKRJ10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":73.53,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B9953BAD-4006-4554-8D4D-4D2608DC78E5","product_id":"865a8e2e-1fd4-4c42-9328-102760412109","product_code":"J32/DLIG10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":76.16,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"8A18B9B4-00E0-431C-9297-0E56243090B1","product_id":"f4d6d316-b8b9-4dac-a157-1e4fa78599de","product_code":"J32/DLIA10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":79.52,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C094989B-92FE-4EAE-AE34-0D5135ADA763","product_id":"a2544979-b9b1-4bc4-a7ea-e82274766938","product_code":"J24/DKLR10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":84.82,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"82BBCB9B-7FAF-48C7-A37A-0A3AB2422B4F","product_id":"d4911da0-febc-4c34-a138-fe409c2c758f","product_code":"J21/DHBS10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":86.95,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"09DFDC05-18CA-488B-A6FB-3AE1E75FFCAC","product_id":"e8b58d1d-01d2-4066-9490-eaa85c1c4cdf","product_code":"J24/DKJU10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":88.63,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"56218731-35BB-456C-B2E6-FCD0444A9F43","product_id":"529f8874-e2b9-4644-9853-22c2ebb5e7de","product_code":"J21/DGWI10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":89.5,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9AA99AAA-4496-44C8-A3F9-5A5633351D02","product_id":"8bfd7ca3-0257-47ef-9e0b-260d50995a91","product_code":"J15/DBPU10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":98.33,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"DD40FECB-B720-4F30-87A0-4FB6E6E018BB","product_id":"bfa7ee81-c787-4955-985d-84af779d270b","product_code":"J23/DKPC10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":110.29,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"44A621FB-1132-4A44-B77F-8EE5FE25E8D5","product_id":"bb187acc-fe3a-44db-b943-50a76d6f320e","product_code":"J22/DHMS10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":110.82,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A8EB678A-7239-456C-9712-1287EC68D5AA","product_id":"ad42f629-e9ed-4676-88e7-0349688fe106","product_code":"J1/DALA10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 400","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":118.21,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":400,"excess_per_admission":400,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"EC2D4CCB-ADA1-4426-A9FA-4B11DDDA8670","product_id":"2a420b7d-b5dc-49f9-b79d-ff2388f3f36a","product_code":"J15/DBOS10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":120.28,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E6F3C060-8A59-4D87-AB39-17C02098B1E0","product_id":"4d034458-7711-4aa7-85eb-db666a4ed01e","product_code":"J23/DKNF10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":124.86,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B8FE30CC-8651-4A09-9B98-860BC00BA944","product_id":"8d8fff0d-a08b-4cd9-a869-c8d9ead03bad","product_code":"J22/DGMQ10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":125.39,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"437923C6-0DD8-4A65-8B7F-D0375BEC0B2C","product_id":"bb0abbbd-8b85-42cf-a279-ffd52e95041e","product_code":"J14/DBEU10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":130.23,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"DA3E0EBC-08AD-4110-93E0-5729512577A5","product_id":"53a44a65-c230-4acb-998f-8691022ccc0c","product_code":"J1/DAKE10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 250","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":131.77,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":250,"excess_per_admission":250,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"560A75AC-3A7A-407A-959C-9D449525AA7A","product_id":"0c7a14b4-537b-43eb-bee2-0f10f8c00616","product_code":"J19/DHST10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":143.81,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6006699E-5C2E-4C7E-AA94-7E0218FE8863","product_id":"28432a60-d76c-4d09-be17-d0a658703866","product_code":"J14/DBEQ10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":148.03,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"690E973D-572A-4C58-AB2C-9F8188DA27A1","product_id":"c298fba1-366f-44c2-88d7-7f4d151ed69d","product_code":"J1/DAJU10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":150.23,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"45594634-6110-426E-8F69-1BB9BDDD9F7D","product_id":"df54d00f-18ef-40d5-bbd2-989f00f756f7","product_code":"J19/DHOG10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":151.13,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D93B0D06-27D2-424D-9708-61ACDED9114A","product_id":"5366ebc1-4612-4863-8711-dae0d32de1ce","product_code":"J14/DBCU10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":170.54,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"8A72B3A3-4A10-4B2F-8C0C-D5AE3AAB0643","product_id":"886982fc-7373-4dab-a34e-91e6709c4562","product_code":"J19/DCYA10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":186.88,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"54CF2141-46DC-4D51-BA8E-A22F37845B32","product_id":"188ad8b4-eac8-473a-a7df-6531a8fabd02","product_code":"J27/DLBA10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":189.84,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4ACD7460-0BD8-4177-BFB3-FE79882AE0BA","product_id":"958fa4f8-8509-4af5-8e6c-ca45093825ea","product_code":"J28/DKXN10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"NT","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":212.26,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C60A755D-4F3F-4B5E-8445-08EC1D448C43","product_id":"953a8398-ed2b-4e38-a602-e07e29e52f61","product_code":"J17/DINV1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":253.12,"premium_hospital_monthly":1,"premium_extras_monthly":252.12,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"ECFD91AE-4874-439C-9380-D32AF1A995E7","product_id":"1ccd829a-8553-47e2-beda-e185ccdf93a1","product_code":"J17/DINO1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":261.76,"premium_hospital_monthly":1,"premium_extras_monthly":260.76,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"160B5FA4-1CC6-4B90-AA9E-96F9AF0D3263","product_id":"66cda19a-56df-4cdf-8ce5-131e2e5dbb46","product_code":"J17/DIQB1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":303.74,"premium_hospital_monthly":1,"premium_extras_monthly":302.74,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6AE31F60-98DA-4E28-B881-87914E3C5950","product_id":"8335eb08-92ca-4603-a37b-4124c6efe051","product_code":"J17/DIPE1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":309.51,"premium_hospital_monthly":1,"premium_extras_monthly":308.51,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"60168E84-EC09-4764-AF4A-716D4DD31EE5","product_id":"5ddf02b2-6913-41f1-af55-df39472b8a3d","product_code":"J17/DIPU1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":314.11,"premium_hospital_monthly":1,"premium_extras_monthly":313.11,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"841CF0CD-9279-4627-867D-5BBD0506D5C7","product_id":"604dd61c-a3ce-4454-aa3e-5d2d6488aee8","product_code":"J17/DIQP1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":371.41,"premium_hospital_monthly":1,"premium_extras_monthly":370.41,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"13e7430c-7ca9-40bd-8ce5-3edde2a8776d","product_id":"95be3291-3191-4f33-8497-8eb7a1c37ba7","product_code":"J26/DLNG1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":82.75,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"93bf76a4-2d1f-49e1-86f0-974eb859ca7b","product_id":"724d0872-c0d0-4b7c-9464-4cac268222df","product_code":"J26/DLMZ1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":89.88,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2AC9247E-D6FB-41A5-A963-23532503401A","product_id":"bd4e4fea-8817-448e-b121-bfd0f19352dd","product_code":"J30/DLGH1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":92.8,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"669DC278-A2A4-4EC7-B956-C6AC72CBEC4D","product_id":"6019d4e7-0a62-41eb-a96c-9f8aba6d8bc1","product_code":"J25/DKRG1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":97.72,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9be57167-6a07-4324-9237-26db165e65e1","product_id":"d29da66f-4d73-41ad-9d85-a9dab4d44619","product_code":"J16/DLLC1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":97.92,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"23b65f6b-a2ce-401e-b4ec-96df9760a91f","product_id":"cc888643-4730-41db-a991-79539a53af76","product_code":"J26/DLOI1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":99.3,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1DAFC90F-100B-4FA8-A079-7D424FAAC9BA","product_id":"ae8b1156-9ed9-4085-92f5-02297200a1c7","product_code":"J25/DKRP1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":102.94,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"57c54b38-3c8d-4647-9c1e-d770095460cd","product_id":"d4da5ff7-f1e3-49d8-921a-380c4c59286f","product_code":"J16/DLKV1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":107.78,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"be558277-6457-4405-9f60-d8d784176856","product_id":"71f89ef0-7b5d-4ca6-9b90-1f96859c3a11","product_code":"J26/DLOB1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":107.86,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"511099EF-DB70-43A4-B96F-34ED54E5C705","product_id":"6cff7c2e-b913-40b4-a196-1d868722527c","product_code":"J31/DLDO1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":108.8,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6250C179-32EE-488C-B1DA-65A95B81CED9","product_id":"b79922d1-5749-497e-89f3-6b3f14ce8df7","product_code":"J20/DDCY1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":109.94,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F5B2A0EF-13E8-4BDF-8AC7-7D888F50C3AF","product_id":"50069305-42f3-4b8d-8524-1edec14eb580","product_code":"J30/DLGJ1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":111.36,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"46D5B04C-1F1D-425D-9A95-1AE87274ED2C","product_id":"98661b3a-aa7b-4db3-8ca0-a679b4778e75","product_code":"J31/DLDI1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":113.6,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0C88ADFD-82B1-470F-9A6B-6800963A7999","product_id":"d9269f38-1f04-41a0-ace4-2148ab857339","product_code":"J20/DDDC1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":116.24,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6DA991DB-7C0D-4A42-BE86-BD289E7FBFD1","product_id":"488d6608-9034-4ed4-9756-045294802876","product_code":"J25/DKRK1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":117.26,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1529c0f7-176a-4782-a00d-e9e8636034bd","product_id":"eaee003c-59f0-437f-ab25-a5089cbd64a6","product_code":"J16/DLME1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":117.5,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"AB8C739E-EFDE-46DF-A189-EB32FEE73422","product_id":"24acbd6f-a2a5-47dc-88c4-46669cd9395b","product_code":"J24/DKLS1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":118.75,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F124575D-FF95-47A7-A8D0-D57149624ACE","product_id":"7ce061fe-52e1-4602-8335-faab0985b12b","product_code":"J32/DLII1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":121.86,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9F1E0EFE-30DC-4FD3-808E-278F1CB76113","product_id":"ca89fb78-ebdd-4875-ae6a-e4597537deec","product_code":"J25/DKRS1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":123.53,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5A081ACC-C4E6-49D4-A5C1-90C65B91C079","product_id":"3b0659c5-c38b-4a4d-9a0a-f57bdc526a13","product_code":"J24/DKJV1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":124.08,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"24BBAC88-57CC-4A2C-8BC5-2A7A576D3060","product_id":"023b827d-4c66-4110-8ab0-cfb64509be05","product_code":"J32/DLIC1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":127.23,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3b4fc8dd-4eed-4fe3-9778-04900a20186c","product_id":"16f4199d-0d36-4626-88b5-27510c130c62","product_code":"J16/DLLX1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":129.33,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"EE88A9A1-5B20-4B12-A24D-A11E1CBA3AEF","product_id":"136f1a78-e522-4a77-9cc4-12ec9b07c427","product_code":"J31/DLDQ1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":130.56,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E3EE45B9-4AB2-42C7-826F-384D252B0936","product_id":"00e0c45d-ec25-40b9-8634-e5300db731b7","product_code":"J20/DJYN1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":131.92,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3C498784-17C4-4F1C-BC71-D1E21B1A1168","product_id":"e23bb545-818b-4f23-9588-caf79695bc83","product_code":"J31/DLDK1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":136.32,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A5C19954-D873-4B0C-9ABD-0C02F0B7EC94","product_id":"92efce16-04e7-4d64-afaf-88e295c4af10","product_code":"J21/DHBU1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":139.12,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"39B778B6-71F3-417B-A6AC-BDE354BFF6D6","product_id":"1a1da6b9-cb5c-41e9-bfd8-e9f9be7c58c4","product_code":"J20/DJXZ1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":139.49,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"28A0B4AB-8A09-4CAB-BA45-15E06A7BE21D","product_id":"3b68dd30-af68-4015-b9de-a9704b9d2188","product_code":"J24/DKLQ1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":142.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F10F965E-8F6E-4DD6-B49E-3861FC456476","product_id":"9bbc3f84-6609-4121-bb70-17f58d919ccd","product_code":"J21/DGWK1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":143.2,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"060CD9DA-9CB9-41E6-8BB3-552B3B7623FB","product_id":"08633b66-e681-48eb-b455-a0c3dfe3ff6d","product_code":"J32/DLIK1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":146.23,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"76F51DD6-9924-4AAC-A27E-3EC84C6557A7","product_id":"015555af-c9ae-4f5d-80fb-643d1c897b9f","product_code":"J24/DKJT1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":148.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"BC974FDB-8616-465A-9B85-4D37F3801DEC","product_id":"2b98c874-e115-4d00-bbc4-e473af46483d","product_code":"J32/DLIE1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":152.68,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F401DD70-233B-4430-B81A-0076022662A4","product_id":"e15e5c4c-da5b-4d8e-80d5-b5b2701cc640","product_code":"J23/DKPI1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":154.41,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F0DC7C6E-7E63-47CD-80C8-DB3D6C1DD515","product_id":"a039f97d-ba81-4a26-a93c-ad1bb7d094a6","product_code":"J15/DBPW1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":157.33,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"833FD260-1030-4EF8-B9C6-63B60D913978","product_id":"4b243e74-c475-466f-a1d7-bf9aac027e98","product_code":"J21/DJWX1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":166.94,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"EFBF8152-03F8-4D9A-B102-23D49FF8A315","product_id":"3c84f8e2-d14f-40ba-984d-e6fda0856b5d","product_code":"J21/DJWJ1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":171.84,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"19995115-24A3-477D-8FFD-DAFEFEFA325B","product_id":"0d5fc418-cbe9-4165-953d-8b03df6e959e","product_code":"J23/DKNL1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":174.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E3BACCC6-DCC5-4517-91EF-8B3B39712D1D","product_id":"d0f4a05f-fece-4a79-af68-a50c5d30bdee","product_code":"J22/DHMT1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":177.31,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9626B51C-4B68-4305-8929-DE68DEC5ADC0","product_id":"2dccd6c9-8585-4627-ac15-1880d1168790","product_code":"J23/DKPE1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":185.29,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0F29EBC3-32B1-49D3-A899-4C182E25EFE2","product_id":"8062590b-4759-45bf-a85f-68ee5a6e57b7","product_code":"J15/DKHR1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":188.79,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B30EF49A-2F7D-4541-96BD-85879D80841D","product_id":"d155bdd4-789c-44d5-9833-ad2e16863bd6","product_code":"J1/DAMG1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 800","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":189.14,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":800,"excess_per_admission":800,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6E3564CB-C1BC-421D-9CDB-8AD12AD75358","product_id":"b041caba-2ee5-4184-8041-f625d66acdde","product_code":"J15/DBOU1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":192.45,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E308A3E4-8EA9-483A-8F70-43EF08751BA2","product_id":"d5352537-e33e-4f4a-b5c9-9f33e365c6a4","product_code":"J22/DGMS1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":200.62,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E38C3215-F2C5-4032-9F65-863A454ABB89","product_id":"91433711-c142-453b-ab66-581977144b4f","product_code":"J14/DBEW1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":208.37,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D6EE7BC2-1B3F-4CF8-8240-BB82E2A90BFA","product_id":"d5f07a7f-e1d8-4799-8c5e-a2a5d6eef7bd","product_code":"J23/DKNH1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":209.76,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5A77D3E9-D261-4509-B780-844BA87539C3","product_id":"970285eb-1f5e-42fb-8619-925bac427862","product_code":"J1/DALM1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 500","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":210.83,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5A46F61F-F4CF-4417-99C9-B9400F9B4A87","product_id":"d47b8723-cc95-400a-977a-f13f713f0996","product_code":"J22/DJVV1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":212.77,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6926712D-EF94-44EA-BA40-105598221C5A","product_id":"59f5cf37-9936-49e5-b819-0fc618787346","product_code":"J1/DAKU1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 300","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":219.1,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":300,"excess_per_admission":300,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0F312CC0-30D2-4F48-978B-5183E6674F5F","product_id":"466295b8-aeab-4a87-a3a5-fb4afd2e9296","product_code":"J1/DKDX1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 800","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":226.96,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":800,"excess_per_admission":800,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D8560BB5-DA37-44F9-BC50-073D3CA027AA","product_id":"847ddebb-73f7-4442-bbba-7be1f3fe2ce6","product_code":"J19/DHSV1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":230.1,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"90B938DA-69A9-4244-B1EF-5F24C7B3FEF2","product_id":"7f3fb6ac-cab3-4207-a065-d520303f623d","product_code":"J15/DKHD1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":230.94,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0A7683AF-DF8B-4017-9451-C35A7B21B1E4","product_id":"73a3503b-1247-4442-95fb-9be3b40dfda1","product_code":"J14/DBES1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":236.85,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1999ABF3-E7FA-4958-BEF0-1E922DF43A75","product_id":"7053a8a2-0f41-4796-8f65-25dc943da9ec","product_code":"J1/DAJM1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":240.37,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F48D4866-F69F-4E24-93B7-AE6A0DF66730","product_id":"0cf164ad-2cd9-4d60-bb33-da3e49ad0354","product_code":"J22/DJVH1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":240.75,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C175B6A0-53A2-4982-B1C9-7BB156AFF052","product_id":"21d5d3ad-1a4a-42df-a532-947f93f7d005","product_code":"J19/DHOI1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":241.81,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"36C92FDE-5DD8-48D7-8C24-D87471C75A21","product_id":"26b18749-c49b-48a1-aa16-d83d1384efba","product_code":"J14/DJZP1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":250.04,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C3CCAD18-5EA8-4C85-B86B-BF008E7034EF","product_id":"afc85af5-b954-4756-9963-7905935afc8f","product_code":"J1/DKDJ1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 500","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":253,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"CFBAD916-E61A-474D-9191-1A6A14628D04","product_id":"b8bcffc3-0a2b-4dea-8475-1c0db2e1f11c","product_code":"J1/DKCV1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 300","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":262.92,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":300,"excess_per_admission":300,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"864EF826-5696-436F-A270-0D0634B2398A","product_id":"ebb0a977-81d2-4263-9088-7651fd06e7a8","product_code":"J27/DLBO1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":265.78,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B7F91F29-5243-4C5D-927D-915EA9E8556B","product_id":"a936fd78-d829-43b0-8bc6-11166e4819c1","product_code":"J14/DBCW1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":272.86,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D39A35CB-8813-4C93-848C-217EC4755554","product_id":"fd31e893-cf40-46a2-b4db-e6bccc60f409","product_code":"J19/DKGB1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":276.12,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0D9C6D23-3A0F-4FE2-8EB8-EA1F9200C9B7","product_id":"7c30da6c-c382-4830-9664-1229e3c5a940","product_code":"J14/DKAD1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":284.22,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"FE3B085C-9EFF-43E0-B44F-EDF394FA46B0","product_id":"56a2ff9e-be0a-4603-9640-9995f813f15a","product_code":"J1/DKCH1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":288.44,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"65AA8B3D-3828-4DAB-B9E9-05A3FC5F6505","product_id":"ad8ad3fb-6a56-4f33-8c89-495cd1fe7cd2","product_code":"J19/DKFN1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":290.17,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1909368E-B493-4D1F-88EB-F4D4D12F0A1C","product_id":"230987c9-420c-42b8-9df5-95125203baac","product_code":"J19/DCYC1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":299.01,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"ECEF9F4B-8AE4-40E7-AE58-780E1BA8E38E","product_id":"d1eb99e2-9e7d-4017-8076-4a63112c8026","product_code":"J27/DLCC1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":318.93,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"26416801-095A-4DFE-9CE0-A1790B6DE94E","product_id":"d5ac2b76-9be3-460d-b05c-70ea7025682f","product_code":"J14/DKAR1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":327.44,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"7A8501F7-1002-4865-BEF1-353967AF7BC6","product_id":"091eafde-32f0-49a0-b617-7fd2987d6b5d","product_code":"J28/DKYB1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":339.62,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"8EAD03C6-A8CE-4B4D-B45A-7F8BFDD8B6C6","product_id":"1d528e53-6a04-457a-ac0c-8677739aa563","product_code":"J19/DKEL1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":358.81,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"81BBFC84-9A51-4FBE-925B-DC2D12ED59CA","product_id":"979c0867-ce64-4cbf-a603-2376a3a86fcf","product_code":"J28/DKYP1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"NT","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":407.54,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F5251B7F-4902-4E5F-A770-31E05F717D8F","product_id":"aa3bb0e4-97ad-4859-b734-fbbb7fe893b3","product_code":"J18/QILF20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Essentials Package Basic Plus 250","product_type":"combined","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":289.58,"premium_hospital_monthly":1,"premium_extras_monthly":288.58,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":9,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":"extras1","other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"E10D1E33-4B7B-4963-A3DD-515CFF005C4F","product_id":"4e814cda-af4d-4b74-8af9-0c2f9c159084","product_code":"J17/QIMS20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":609.32,"premium_hospital_monthly":1,"premium_extras_monthly":608.32,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5429823F-9491-402F-A209-E0D465D0B026","product_id":"f436c427-b008-4f44-ae69-7bc762355ebd","product_code":"J17/QILX20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":662.36,"premium_hospital_monthly":1,"premium_extras_monthly":661.36,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6DCCB8A4-F5D3-4783-B488-C957B2E51711","product_id":"d38311a4-f271-4883-8f0f-56a041270f4f","product_code":"J17/QIOI20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":701.54,"premium_hospital_monthly":1,"premium_extras_monthly":700.54,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9D4C3F4A-E9EA-48D7-A714-9BEA03D7DAFD","product_id":"ab2deb65-1c7b-4a4a-9548-913bef5a907b","product_code":"J30/QLGM20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":236,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0A9C1450-4A99-42CE-84D2-B093CE5511B1","product_id":"6398fe79-b38f-4118-b00d-a4554c6efcb2","product_code":"J16/QKHZ20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":241.76,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"AC3E68AB-FB74-4A53-BF92-B5CFAE3665D3","product_id":"e07320e1-c987-4199-b239-a3910d9bc798","product_code":"J26/QKUX20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":245.06,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5435EAEA-4556-4A8D-B0BA-891AA18CF297","product_id":"52262474-1c27-434e-8a26-e8ae43e8aff7","product_code":"J16/QBME20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":265.94,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"626161EB-2C97-4A5A-9171-D3DFC97D3865","product_id":"5c99d27c-9d72-4dd3-9092-cf58e7a0e649","product_code":"J31/QLDZ20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":266,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"022D5DB1-850F-4509-AB9E-C9D4DD8F8E74","product_id":"ecde7702-14be-449c-9c4c-2e6ec3c9efd0","product_code":"J26/QKUU20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":266.12,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"09D2F204-CED4-4999-8C89-19921210E38B","product_id":"ad321d73-68a1-4ff8-9c4b-a6762d553911","product_code":"J25/QKSC20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":276.44,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"211C3003-C51A-4B94-9CDB-4CD98C2821E1","product_id":"d1512c08-5857-4935-8376-8cd49bf9ef13","product_code":"J31/QLDT20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":286,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"426AFCFC-6576-4A64-83EC-04E6DAC36975","product_id":"90f8ef9f-d77e-4210-a07a-b2506da4e7b8","product_code":"J20/QDDP20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":286.38,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"494C409E-79B1-4A25-8183-52066683EB3A","product_id":"3f147eaf-fc5a-4969-8271-ca18c3fa7384","product_code":"J25/QKSH20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":291.66,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1F0D239F-C337-4FEA-AECE-6311896F5DDC","product_id":"291fa765-1149-4c5a-95bc-c21df29b732f","product_code":"J2/QANR20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Public Hospital Basic Plus","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":295.5,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"public_shared","categories_covered":0,"categories_restricted":38,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Full details are provided in product guides available at defencehealth.com.au or 1800 335 425.","funds_product_code":null},{"product_item_id":"40A4F110-33C1-49A8-A0A4-3076246BD118","product_id":"4a115498-998e-4130-9beb-22420ddb4c70","product_code":"J32/QLJF20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":297.92,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"705A467D-ECCE-4181-89F7-C1CBB7FAFB3E","product_id":"324b33e9-a833-4dd9-8c64-9cca6c342fb2","product_code":"J20/QDDT20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":308.58,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6A4E20F2-1D27-4DD6-9258-990E7304006B","product_id":"2320d8c1-6ad6-4bea-b0ed-d2f8e4e75fa8","product_code":"J32/QLIN20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":320.32,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"FBEDA260-4D84-494E-A04B-57E6A01B6531","product_id":"a4dcb664-d6e3-47bc-b4b6-d3b7e9a13c31","product_code":"J24/QKMA20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":348.28,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"8D1A0F0A-3448-46AE-96BA-52B4CE68F464","product_id":"6001a329-189e-4ad1-8683-12bd4a32a115","product_code":"J21/QHCB20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":354.82,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"FB7577C9-6BEC-4D21-BAE8-F272DD303DE9","product_id":"5a48320b-5852-4968-960d-a07bc0db198f","product_code":"J24/QKKD20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":368.42,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4324954C-B2DC-48DA-9336-1D825E1D5A3C","product_id":"8a290240-9b1a-44ac-a1ae-4655f23de924","product_code":"J21/QGWT20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":387.1,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"FF394C4C-79EF-4507-A0A6-5D17FB305484","product_id":"6b3eadb4-f1dd-4221-b4a6-249a163438d7","product_code":"J15/QBPN20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":479.28,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"50DC1BAF-76A8-4ECE-BF11-0463FEF26882","product_id":"8441291a-6d88-41d1-8e3a-fface2719d6a","product_code":"J23/QKPO20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":491,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C4EEB86B-DAB0-4A9B-9C86-2FC8E3FE4FFD","product_id":"f123b3fa-11ec-4e87-9a6c-862d8d5f967b","product_code":"J22/QHMP20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":492.06,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F3ACD420-7A0C-42A6-B4C7-E5CB4003D34A","product_id":"87041608-69a2-4c9d-b65f-c49638d80c75","product_code":"J1/QANJ20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 800","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":506.52,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":800,"excess_per_admission":800,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"ED34E664-33F7-43EF-B041-2A04CCA38AAB","product_id":"b5f7e57a-8e85-4d23-90a5-c5c90bc74d91","product_code":"J23/QKNR20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":524.26,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"BB75AABA-1F7D-4DC7-AB99-A1D3413F7BFA","product_id":"e4a8f408-452e-4959-82bc-f30c9a878a6a","product_code":"J22/QGNB20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":525.32,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"8D6532E6-7676-482D-9E54-CFFD3B98497A","product_id":"f4070824-fc24-40f8-8269-7a67ceb356a5","product_code":"J1/QAND20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 500","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":528.68,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"516B230F-CA37-406C-A4DD-3BFC0396F54D","product_id":"e5358d09-7c60-42ce-a0e0-fc17af63b783","product_code":"J1/QAMV20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 300","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":534,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":300,"excess_per_admission":300,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E04C736A-75DA-4040-BC48-806FC4564B58","product_id":"75b10a31-e185-4883-84c4-fb264440ead3","product_code":"J15/QBOM20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":537.62,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B35D88B3-AC4B-4261-A448-D502A7C4D273","product_id":"f741f6bf-27cb-49d9-b931-14299ebccc53","product_code":"J1/QAMO20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":586.48,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3999700F-A56C-41B8-950C-241123F1E842","product_id":"f0a4a46b-5e3e-4691-a158-31ed5aa71e30","product_code":"J14/QBDH20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":592.8,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"7986F9C4-7D47-4183-9BDE-D56F310BD5F7","product_id":"10ee7a1d-8638-42e4-b01e-82009839976d","product_code":"J14/QBDD20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":631.98,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A0EB0152-53A5-4281-AF41-542D6F4AAF8F","product_id":"ae1a9311-1669-4c3e-bf62-423157cd72dc","product_code":"J19/QHTM20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":656.1,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2F1578A9-356E-4BE4-B6EF-FB234FF43AC4","product_id":"14a2a657-41aa-41e2-84ec-1afba4ab3008","product_code":"J14/QBCJ20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":684.7,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F58A1371-E808-4E0A-8824-530F1928F6A3","product_id":"1547ef48-404a-4fe0-bba9-e034a64543b4","product_code":"J19/QHOX20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":721.1,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"7097E6C2-EC52-44A0-99B8-657C329DEDFC","product_id":"47b375be-a05d-4a24-bedb-5c46c1f1fb0a","product_code":"J19/QCZB20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":781,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1DE594F1-D3E8-480B-BFE2-AC682C98CD88","product_id":"04e44644-876f-4d90-84dc-46d2467221f8","product_code":"J27/QLBI20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":821.46,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1EBD4B7F-0C85-4EFD-8D12-9B2877984232","product_id":"03f79a7d-7aa0-4353-8b3c-3210efa9f5f7","product_code":"J28/QKXV20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"QLD","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":875.06,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A42039DB-9917-44A7-AD2D-EAE12651ADBA","product_id":"efee7af0-46b4-401f-a9a0-3ddd7e2295e5","product_code":"J17/QIOB0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"QLD","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":350.77,"premium_hospital_monthly":1,"premium_extras_monthly":349.77,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"c33b8130-61b5-408b-96a2-4a19a488bdc1","product_id":"d3fdcedc-e8d1-4fbf-83a6-a1a27036427d","product_code":"J26/QLPE0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"QLD","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":133.06,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2A01396D-EB10-4EF0-9783-987D5DD8E482","product_id":"dd341e78-da58-48b5-995f-aa3187708e56","product_code":"J25/QKSA0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"QLD","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":145.83,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"AF2A2846-DB21-446E-A965-DE935131F02F","product_id":"ca31f46a-e4bf-4637-a807-07b4d8e9fb8d","product_code":"J24/QKLW0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"QLD","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":184.21,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"651499D8-0D8D-4CC8-9485-D7F016E97E44","product_id":"bf198e57-c3bd-4a5b-9a70-e215516dc000","product_code":"J23/QKPN0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"QLD","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":262.13,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"85E0E4D3-99C3-4469-9C10-AF6FAEFB1933","product_id":"e193af30-713b-4277-a7cd-bce4e484122b","product_code":"J15/QCCV0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"QLD","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":268.81,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6E77856C-068F-4F78-B97C-5E8964D94DD0","product_id":"cf774931-ef96-4ca2-a8f1-09062c92be7c","product_code":"J1/QCGW0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"QLD","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":293.24,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"53729322-77BC-4B58-B8C6-1628D5D344B9","product_id":"5265a29e-926e-404a-9852-021bf4289256","product_code":"J14/QCBT0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"QLD","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":342.35,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"37703271-F3DB-4C32-A8FA-345A9B7CAEF9","product_id":"653193aa-0e3e-42f2-88c5-13d786044797","product_code":"J19/QCZM0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"QLD","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":390.5,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"38b6944f-9646-4cb9-937a-79601bff5cfc","product_id":"4a046129-18e0-48cf-9dcc-ee4fd02e2181","product_code":"J27/QLPL0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"QLD","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":410.73,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1FE87950-C287-456F-AABC-E27E1A71B215","product_id":"1936091d-2104-4abc-a219-968462e22f58","product_code":"J19/QHTP0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"QLD","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":524.88,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A956AC8C-DA8D-4F40-9D89-18C0B4502680","product_id":"6921fca4-0df7-4396-86aa-dc39f9cf3580","product_code":"J17/QIMZ2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":609.32,"premium_hospital_monthly":1,"premium_extras_monthly":608.32,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"63E3FFB5-1CA7-433E-A4BE-AAD94E733925","product_id":"d4a39adb-2c6a-43a0-ac0d-c70a4c12b588","product_code":"J17/QIME2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":662.36,"premium_hospital_monthly":1,"premium_extras_monthly":661.36,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4BB4C976-74CD-4F7A-A12D-81AAA574DC3F","product_id":"d3195f73-3aa1-45c7-a803-fdf5725ee235","product_code":"J17/QIOP2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":701.54,"premium_hospital_monthly":1,"premium_extras_monthly":700.54,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"151C4F23-C76C-4D5D-9818-0FE4499FB294","product_id":"341502f2-eca7-4e5d-ae80-bed0a5808573","product_code":"J17/QIPO2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":761.65,"premium_hospital_monthly":1,"premium_extras_monthly":760.65,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9CC739BD-0EF5-4E9C-88BD-331BA906FF22","product_id":"912322db-005f-450b-b917-2ff2a76be542","product_code":"J17/QIPH2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":827.95,"premium_hospital_monthly":1,"premium_extras_monthly":826.95,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2C575C27-0796-4311-AB43-921D24C31088","product_id":"0538a07f-c0b0-4a27-81da-3a97a9af6755","product_code":"J17/QIQJ2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":876.93,"premium_hospital_monthly":1,"premium_extras_monthly":875.93,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E6F42F81-34E2-45D1-8BC2-47003919E8E3","product_id":"4c58a54e-2c76-4cbb-8af0-ee8b9f5f09bf","product_code":"J30/QLGO2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":236,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0d2e35d8-2f43-4fcf-9083-bf3c591298ca","product_id":"ef9d3eb9-f00a-4227-afd7-046d757d71ae","product_code":"J16/QLLR2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":241.76,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"44398b25-0f5c-4f6f-b5e4-b5422bc757c3","product_id":"94353f9d-85af-40cb-b692-d877c12e5f77","product_code":"J26/QLNV2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":245.06,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"7d32ae9f-7a2d-484b-a905-6b4cd2a9d7b7","product_id":"b6bbfb60-a2a6-4ea0-9496-20886348141a","product_code":"J16/QLLK2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":265.94,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"4d2aa13e-8ae0-42af-8912-9020efa1349b","product_id":"6cb0cbef-661d-4215-832b-1c7b157d9140","product_code":"J26/QLNO2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":266.12,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3890BA15-D2AF-4BEC-8C1F-479218A504AF","product_id":"9c747597-4a56-4399-b069-fe3e95e1f565","product_code":"J25/QKSE2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":276.44,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"704BF79F-602E-4F9D-BA5A-CAABD7522F8D","product_id":"76d95f86-3599-45a2-b969-5c2efa3baddd","product_code":"J31/QLEB2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":285.95,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"42020542-0A85-44F5-9CF8-CA838ED7D1D1","product_id":"c38d8e98-634c-43ba-9d8b-41468c905a70","product_code":"J25/QKRZ2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":291.66,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"34AC7E3B-F27F-49A5-AEE5-9C9A9E270602","product_id":"56ad32a6-f557-42af-a411-4a680759402b","product_code":"J30/QLGQ2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":295,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"43e5a9fc-d209-4208-9433-f68b137f3e6d","product_id":"43e5024b-da45-4b1b-b7e5-55dc12f7aa4a","product_code":"J16/QLMT2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":302.2,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"2033A65F-45FF-4D14-973A-0EAF020D766B","product_id":"f830b104-6b52-4253-9271-ac3c4f775129","product_code":"J2/QANV2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Public Hospital Basic Plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":302.89,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"public_shared","categories_covered":0,"categories_restricted":38,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Full details are provided in product guides available at defencehealth.com.au or 1800 335 425.","funds_product_code":null},{"product_item_id":"180766f6-0786-496e-9d5c-00c1ceebd367","product_id":"a2ee2ed9-d1bb-452f-b9e8-55a6025fc45d","product_code":"J26/QLOX2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":306.33,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"94088494-879D-46D7-A3F0-37975F62ACF8","product_id":"05056b85-0d61-45f5-8896-2624ad7d1615","product_code":"J31/QLDV2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":307.45,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"8B3504F7-D422-4786-8BAB-516B32EE1CC4","product_id":"6cd8acf6-ddbe-489e-8c56-e3c2decfe143","product_code":"J20/QDDR2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":307.86,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"AE2BEF72-B8C2-4BE9-8DF7-3D74FD31A19D","product_id":"577b9af3-3870-42e6-9598-7e0646592252","product_code":"J32/QLJH2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":320.26,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"ED442115-EFED-4AA8-8AC0-858660004F51","product_id":"92e241b7-129c-497b-902f-caa87b191e44","product_code":"J20/QDDV2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":331.72,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2b4886d3-b6d2-4dec-894d-117e6be1f506","product_id":"7a7b2b19-d9a7-4a78-b05a-d0e263464f14","product_code":"J16/QLMM2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":332.43,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"00e508d2-16ee-4f03-b3f5-de1c85e80a4b","product_id":"aa13f387-3bf2-42ec-a549-d6c7a51e0111","product_code":"J26/QLOQ2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":332.65,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"411DD00D-03CE-4B0C-B5F9-4F8A0E7EC77A","product_id":"e347c9a9-0f18-4793-9e7a-1b8115a787cc","product_code":"J32/QLIP2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":344.34,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"312A6938-ABF0-419D-9F33-0EE909DD8A7D","product_id":"0cd98a9d-1ec7-4006-8c1b-936dfd35e65a","product_code":"J25/QKSB2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":345.55,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"827FAA51-1FE4-40E6-9B78-300583CC97D2","product_id":"1dfb7961-80a0-43f2-8b53-f1df320eaaae","product_code":"J24/QKMC2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":348.28,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B6300CCF-5CD1-49E4-8E11-5E808574C98D","product_id":"e3e82fc5-3106-4a99-9c72-74d19c4abf04","product_code":"J21/QHCD2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":354.82,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"38C34F46-C9BB-47F5-BC03-B8AD95EE5A76","product_id":"d6f8dcd0-2064-4b5a-8b4b-4e9334e751fa","product_code":"J31/QLED2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":357.44,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"63D5CD1F-3096-4F2C-BDEF-DB899C6B085E","product_id":"b5e0c177-1ee8-493e-8a77-6f1f0130bb9c","product_code":"J25/QKRV2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":364.58,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"CFF17F56-0732-4FD6-8D70-D0942E4A00F0","product_id":"b7ba096b-81bf-4a38-8978-62f0d2193ca3","product_code":"J24/QKKF2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":368.42,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3167550F-391F-4029-BBD2-CDBD22BCF1EF","product_id":"9004e886-ce08-4198-82c5-dffe28c27c4c","product_code":"J2/QKIV2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Public Hospital Basic Plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":378.61,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"public_shared","categories_covered":0,"categories_restricted":38,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Full details are provided in product guides available at defencehealth.com.au or 1800 335 425.","funds_product_code":null},{"product_item_id":"766A05D0-8674-4712-B5DD-4E7808E3DA7C","product_id":"be4c9a6e-6dd2-4ff2-8964-c3d9b4e6d556","product_code":"J31/QLDX2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":384.31,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1FF33B48-597A-43D6-9221-FF1EC57F063B","product_id":"b52ea625-2209-4d82-8329-6f7fb765dce2","product_code":"J20/QJYH2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":384.82,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B2CE34D9-4BBA-4EFC-BEDE-C8E210B9CA06","product_id":"49397b42-be38-498c-8cfd-8eddb003ae61","product_code":"J21/QGWV2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":387.1,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B9541DF2-C42F-49A2-9F5F-FF229AAA80A4","product_id":"98bcbcc6-1570-4a01-8b2a-090a5184136b","product_code":"J32/QLJJ2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":400.33,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"FCED0022-0BE7-494D-9508-4FBABF3B943D","product_id":"2d797d7f-b023-4a63-bc1e-264b550b9b4c","product_code":"J20/QJXT2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":414.65,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A15F5C76-1E4C-4E31-83B7-180FFECA3D4C","product_id":"ee2bb2ba-ff48-47f0-a7bf-698abc5d4096","product_code":"J32/QLIR2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":430.43,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"577FFDCD-7B95-458C-93ED-D268412C691E","product_id":"7a848446-a039-4975-8cd9-455a318abc59","product_code":"J24/QKMB2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":435.35,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A3064E00-DF3C-42D4-AC42-372E06C74CC1","product_id":"d0dca8e1-eb1f-47f7-b7a9-002c467d6dc5","product_code":"J21/QJWR2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":443.53,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"20DC0AE7-4ACD-45F6-8751-134A5B75AC0C","product_id":"6612aa91-cf61-4969-af83-7ae8fdc85b0e","product_code":"J24/QKKE2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":460.53,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A2124B7D-27BB-4612-AE41-92038FE2D91E","product_id":"5bc78331-578f-48b6-b530-0a76b028d913","product_code":"J15/QBPP2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":479.28,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"7AF42B90-4C33-487C-A3B7-8544E9D41566","product_id":"03ea28d8-8c1b-43b9-a0ea-44467337df82","product_code":"J21/QJWD2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":483.88,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"BC3C301C-5B10-498E-AB63-7DB34683D088","product_id":"971527c8-e239-4e11-8f1d-04971dc0e2ba","product_code":"J23/QKPK2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":491,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"34C27616-8C9B-4C36-ACB3-1392E250EEEB","product_id":"6f8d1c67-c46a-49ed-a6d3-ca7d095fdf51","product_code":"J22/QHMO2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":492.06,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E9B982A6-32BC-4526-9D18-77A9A34E6923","product_id":"fae6c9a4-936b-4e2d-9024-ef65a3ade635","product_code":"J1/QANN2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 800","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":519.18,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":800,"excess_per_admission":800,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9F64B133-6716-4A33-A36B-035A1E68CE08","product_id":"98747578-643f-4460-92e4-673a1c35f4a4","product_code":"J23/QKNN2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":524.26,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"719FBD53-E11E-477B-BEEF-C4B7F6620774","product_id":"23b5dbbe-cd24-4699-af3c-d5a46d797be0","product_code":"J22/QGND2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":525.32,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E2B35B44-DE0B-463D-B2EA-A360957AD1EA","product_id":"9ebd6aa4-cb8f-4235-a925-a18910993fbb","product_code":"J15/QBOO2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":537.62,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C12401F4-BCF6-4F37-BB38-47647882A70D","product_id":"f3d470ea-4d91-4c1d-ae05-136f058a150d","product_code":"J1/QANH2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 500","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":541.9,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D2675318-0E4A-4AEF-95D5-21575F88A310","product_id":"00e6991d-2150-48c1-8526-535dc2cbf12e","product_code":"J1/QAMX2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 300","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":547.35,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":300,"excess_per_admission":300,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3ED94F56-30DE-451D-A5ED-ED6AEB90FA11","product_id":"06fa83dd-f705-4822-99a2-a5b1799c9545","product_code":"J14/QBDJ2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":592.8,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"BDFCC29A-073C-4066-9D37-55CC41CF0A86","product_id":"396391a5-c89d-4b15-ad39-c187d97982e0","product_code":"J15/QKHL2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":599.1,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"17B634B3-2C1F-42D0-B125-E6EBA9D87E67","product_id":"f1fdeb5b-9f84-470b-88dc-053f299d9f17","product_code":"J1/QAMP2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":601.14,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"51125684-2015-467B-95E3-7E3DF42C3BAA","product_id":"1097a7d0-f1d8-45cf-b31d-9d0e3c5520bd","product_code":"J23/QKPM2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":613.75,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E3C14AA4-0B23-4CFE-9DDD-42BCC87E46D3","product_id":"f3300522-f9e1-481d-8082-22bdffac6977","product_code":"J22/QJVP2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":615.08,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"69005357-268B-491A-A4B9-662973FDC6C2","product_id":"3c3e74cb-d27d-4d3a-9985-ba96334584b5","product_code":"J14/QBDF2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":631.98,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"BA247556-A992-4ADD-9D77-8BBDE9FC8460","product_id":"8e5830cf-c204-4f71-a614-c40e02d51281","product_code":"J1/QKDR2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 800","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":648.98,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":800,"excess_per_admission":800,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1D74C556-A7CC-482B-B95F-C5F5454A40C4","product_id":"04e737aa-39c7-428c-a704-b2734f942d9b","product_code":"J23/QKNP2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":655.33,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"AD1DFD4C-E50E-46BF-9C44-0C0BE25D462F","product_id":"086ecec5-fa87-4165-adc5-eb9955e0912f","product_code":"J19/QHTO2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":656.1,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"72F83B95-CEA5-46F7-877A-EC845622DEE4","product_id":"942941fc-794c-416b-9964-a5f9d8e69c30","product_code":"J22/QJVB2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":656.65,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5FA6D636-8238-4D4C-8B03-61A5239EC67B","product_id":"880f29bf-5fdb-4ef1-8419-53481ea17fcb","product_code":"J15/QKGX2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":672.03,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D0EEBF5A-FA4D-4141-B3F5-108881BA7F29","product_id":"a1a2e526-d477-4c27-bffd-add3582080fe","product_code":"J1/QKDD2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 500","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":677.37,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A991C578-3DD1-4DDD-867B-2E11E4005E28","product_id":"72b8c434-3612-4cf5-a27a-d6ed5d1b69b2","product_code":"J1/QKCP2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 300","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":684.19,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":300,"excess_per_admission":300,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"557FFDDF-0C87-4178-AA47-6A051022E3EB","product_id":"fcc73041-5715-484f-a4ab-f65cae4550dd","product_code":"J14/QBCL2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":684.7,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B7887AD5-9306-404F-8980-B21715090AA9","product_id":"6e2d7ee1-bd82-464f-820f-e43f842f3c2a","product_code":"J19/QHOZ2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":721.1,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"34F46961-208C-468C-9483-63786E1F57EB","product_id":"d6d9f16a-8bb5-4f60-a3c8-e07a6bb21f11","product_code":"J14/QJZJ2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":741,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1A378137-457B-44E3-8BDA-615C8175C249","product_id":"5d762ad9-4b52-4534-8e2d-6b7cdec8ed58","product_code":"J1/QKCB2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":751.43,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"27768BE0-C61B-4FFC-8A09-8452835B1221","product_id":"71310701-c77b-44fe-84f6-42d2f72087fe","product_code":"J19/QCZD2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":781,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"EBF9B27B-07DC-4EC8-B0C4-575A9B100820","product_id":"47439dc7-69c6-453c-ac99-15188780605b","product_code":"J14/QJZX2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":789.98,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F8C06A8F-B383-435D-A2D1-31879AC6B364","product_id":"f9a75bb3-103c-48ea-99c6-c88d7c957413","product_code":"J19/QKFV2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":820.13,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"243B35E2-D3F7-4B1C-B1D6-E810F5661378","product_id":"d387a5b3-1930-427d-9e46-fb707fc3d24f","product_code":"J27/QLBW2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":821.46,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F0CF8564-B764-42CB-B2E2-8F8A79DEF9CE","product_id":"b3eb568b-5098-4dc1-9a81-5cefb61f4e92","product_code":"J14/QKAL2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":855.88,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3DB9F78C-237B-4CF7-B629-CE35BC6487B8","product_id":"f74748b9-b8aa-4481-ba2b-51aef87ab423","product_code":"J28/QKYJ2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":875.06,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"7CB9B155-3E31-461F-BA0C-C3F0D7979484","product_id":"dbca9f1d-2d63-46cb-a9b5-b4ad773525a1","product_code":"J19/QKFH2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":901.38,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6A5AC5A9-784D-462F-9998-A1A37614433F","product_id":"fef5cec3-7828-4c0f-bd61-16dc9a4ff6ba","product_code":"J19/QKEF2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":976.25,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"88A6F5F4-E5E6-4DC4-A540-0DA81678118A","product_id":"cf968fbd-5b44-4a73-a513-9d1a0f61b6d2","product_code":"J27/QLCK2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":1026.83,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"75F1C992-D94A-4FAA-9B7B-81A2492D2696","product_id":"b83937f9-2aa3-4944-8a41-bf65f73b8196","product_code":"J28/QKYX2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"QLD","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":1093.83,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"41100573-E432-443A-A7EF-D1DEAFF588AA","product_id":"cc091211-7aaa-4a7c-b1c5-0be449a38ea7","product_code":"J18/QILM10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Essentials Package Basic Plus 250","product_type":"combined","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":144.79,"premium_hospital_monthly":1,"premium_extras_monthly":143.79,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":9,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":"extras1","other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"73CBE444-B85C-4EC5-ADB8-06D341E20A9A","product_id":"29381d3f-9a1a-4dc4-8cdf-55bdde09cbb2","product_code":"J17/QING10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":304.66,"premium_hospital_monthly":1,"premium_extras_monthly":303.66,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"144CE6FA-AA03-4E69-9083-0D4F493AC419","product_id":"473c3393-d442-4be0-99fe-dc7145f1c02d","product_code":"J17/QIML10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":331.18,"premium_hospital_monthly":1,"premium_extras_monthly":330.18,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"583E4E8B-4A2D-49CC-B50A-E004F229DB65","product_id":"704325bd-5190-4de4-9f57-4200ae69825d","product_code":"J17/QIOW10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":350.77,"premium_hospital_monthly":1,"premium_extras_monthly":349.77,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"7F8CDDA7-890F-4FAE-971B-77403DDDF987","product_id":"f7452bfc-99af-4770-b518-a8147f27cfb8","product_code":"J30/QLGL10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":118,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"265E8876-FC55-4570-972A-EBD380F548DD","product_id":"a3c4c3f1-7058-4f58-b54e-21a546e8feca","product_code":"J16/QKIG10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":120.88,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"E30F2233-5CA9-4B52-AB42-B9B379A6CC57","product_id":"eab0fb07-119f-4670-b706-40a15f612e84","product_code":"J26/QKUV10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":122.53,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"193373D7-F4FE-4CC0-B22F-8A9194D566ED","product_id":"394111ad-f927-4f95-8ec3-2bf86d427622","product_code":"J16/QBMD10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":132.97,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"E47FD251-56DB-4C30-AD4B-60DF0B9379FF","product_id":"5e1d1d68-1603-4494-a15e-04544e97d1aa","product_code":"J31/QLDY10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":133,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"7894FC71-6A1E-4F35-BF72-F5C29CA2A9E3","product_id":"f871c55d-2f57-4edc-8ac1-213f1bd938ef","product_code":"J26/QKUW10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":133.06,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"FB68046B-BB50-478E-8ED0-26E4F5598012","product_id":"4b603948-5eae-419c-ab0a-096ee71b6fc8","product_code":"J25/QKSF10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":138.22,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"724A90D0-9864-495E-9F34-495F181C221E","product_id":"f1161b79-acd7-41b6-bbcc-444005d6187a","product_code":"J31/QLDS10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":143,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6E1E4D45-B4D2-4F65-9F57-73EE0D4E930D","product_id":"3e5f4a56-85f4-473d-8d2b-82cdb39cd5b0","product_code":"J20/QDDO10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":143.19,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D61FCDAC-FC35-4237-9198-89B281756954","product_id":"1e51ec41-7ad2-42cf-a9ef-c335bab878da","product_code":"J25/QKRX10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":145.83,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3293098B-56DA-4975-BF51-5106BEBE63F4","product_id":"481ac7c1-8ff4-4d14-9170-9fc36f6a72d2","product_code":"J2/QANP10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Public Hospital Basic Plus","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":147.75,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"public_shared","categories_covered":0,"categories_restricted":38,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Full details are provided in product guides available at defencehealth.com.au or 1800 335 425.","funds_product_code":null},{"product_item_id":"AE0F9941-9156-4B72-A0E1-43699FB8C2FF","product_id":"ca3d2fa6-3c16-4d7a-b752-dd14e74c8d79","product_code":"J32/QLJE10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":148.96,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"19EFE549-3824-46C4-B29C-D218A29583D3","product_id":"3c57d52e-d38f-48e3-8f15-101b1afe0fc4","product_code":"J20/QDDS10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":154.29,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F639CDBB-C372-42FC-B5B0-36A6519466A1","product_id":"2550e547-171d-42b6-bf67-49965a338c3b","product_code":"J32/QLIM10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":160.16,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"81D6F7E8-493B-47C7-A465-88823E6F8509","product_id":"d2e092b9-0dda-4a5f-8b18-9058fafadf1e","product_code":"J24/QKLY10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":174.14,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"73BC49FB-75BE-485B-8B5F-FAC8C9CF5994","product_id":"55ead367-dfb6-4da0-8090-20041c6cc21a","product_code":"J21/QHCA10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":177.41,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"DDD951E3-D23E-400D-B347-E9A9B21E39DA","product_id":"b1e4cbd3-0260-4c81-ab80-6848e08f3737","product_code":"J24/QKKB10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":184.21,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"7E98780E-CE7A-4D05-92C9-8D973495A134","product_id":"b0544019-7544-4484-9200-603b1774e54b","product_code":"J21/QGWS10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":193.55,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2A50BDE8-F61E-401B-B34E-048A1934B2EF","product_id":"c769409f-0ffd-4f0d-981f-d290ba6459d6","product_code":"J15/QBPM10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":239.64,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"88A5F645-2E4C-40C5-ADA1-E93FB5CA22BF","product_id":"92bcc883-9a45-4f16-9ebc-3feb45d3c630","product_code":"J23/QKPJ10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":245.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E715C81B-9477-4441-974C-2F6E8F766681","product_id":"45d7cc4c-ab81-4879-a1af-2e3acdc7a3f1","product_code":"J22/QHMN10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":246.03,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9E54139D-7E5A-439E-BA09-90F78A68E4EA","product_id":"738096b7-f579-4ef4-9934-92a45a5cf275","product_code":"J1/QANB10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 400","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":253.26,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":400,"excess_per_admission":400,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E54CBD82-41D7-4536-A839-4951F53F3ED9","product_id":"1c33dbb0-4ba4-4c8e-9876-5b2ad95a2696","product_code":"J23/QKNM10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":262.13,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"600FD384-D5FC-44AB-8BA3-A5C23D7EB76A","product_id":"a4eb8946-f931-4733-b04f-a730e2333776","product_code":"J22/QGNA10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":262.66,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"ADD59E28-BB2E-4738-A6ED-8208C37D4C3C","product_id":"5fd0f5fe-5f6e-4a58-bc00-e2eb488ed2c1","product_code":"J1/QAML10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 250","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":264.34,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":250,"excess_per_admission":250,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"223DC914-4D31-4E89-947E-CEAF3CD5659C","product_id":"1ef56ee7-65a5-4f6e-ae87-bf66906d9284","product_code":"J15/QBNZ10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":268.81,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"CC92A642-C45C-44AE-A8C4-9A43C5E6CC0A","product_id":"8a99deba-0c93-4765-b4b7-927fb5eb1bed","product_code":"J1/QAMN10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":293.24,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"648B27A2-6194-40F9-B0BD-2DF62985A1AC","product_id":"08b276d1-bf0a-4e08-a9d1-51cdd147e232","product_code":"J14/QBDG10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":296.4,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F07BC3CC-5088-4517-96FB-C3A8A83BBFB8","product_id":"c983d6c5-ab53-40bc-b475-d264319c0a82","product_code":"J14/QBDC10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":315.99,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"841DA7E4-4CF5-4D71-8DD9-6E99EA4D5C35","product_id":"8bd1d3e6-38a9-4b19-a085-ca5051498cd1","product_code":"J19/QHTL10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":328.05,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"048BEACB-EECB-415E-8EC3-193378D20DD2","product_id":"e296c9c3-be40-4b79-9a20-4f916de8c776","product_code":"J14/QBCI10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":342.35,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"17C13038-0DFA-4C04-B794-B62AEBFD7226","product_id":"6c33037f-1f19-4c3e-bd88-8599daad2014","product_code":"J19/QHOW10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":360.55,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F91704F7-7113-490E-94A8-869890CF3729","product_id":"2a5f11da-e34b-4128-9d48-20514ef5d364","product_code":"J19/QCZA10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":390.5,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"AC555E84-5B96-45FF-A7AA-7085FEC660B4","product_id":"c4346311-9843-4d67-a783-719c9deba4a3","product_code":"J27/QLBB10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":410.73,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B3BA517D-207E-4018-9AB8-F89BF1FD7029","product_id":"ee089f6c-a5b4-4d31-b4e1-1d3518bb1f7c","product_code":"J28/QKXO10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"QLD","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":437.53,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"90C6BB46-D218-48FD-B275-F3186EFCD389","product_id":"8a8b49a4-f898-453e-abea-1da152fc6d88","product_code":"J17/QINU1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":468.01,"premium_hospital_monthly":1,"premium_extras_monthly":467.01,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"90E8C85B-8095-4059-9235-02552974EF9E","product_id":"d8c0d666-a6c5-4cba-b95a-799299c6aaad","product_code":"J17/QINN1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":506.47,"premium_hospital_monthly":1,"premium_extras_monthly":505.47,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"76F754B2-0E19-46DE-BF3A-26669331704F","product_id":"ed8c6704-164f-4b4d-9ec9-27f78bf97d15","product_code":"J17/QIPD1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":534.87,"premium_hospital_monthly":1,"premium_extras_monthly":533.87,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"720ABACB-2EE2-40D4-98A5-27EE544033AC","product_id":"c3c1edde-8dfb-47b1-9dfd-3c5dd2c719fe","product_code":"J17/QIQC1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":561.61,"premium_hospital_monthly":1,"premium_extras_monthly":560.61,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"28B532FC-CD30-478B-9D9C-383F744863EA","product_id":"323b1bd0-3ba1-4852-b277-159b07538ae9","product_code":"J17/QIPV1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":607.76,"premium_hospital_monthly":1,"premium_extras_monthly":606.76,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2DBF77DD-8A7E-4B14-80B3-DF6146EFD4C2","product_id":"bd0b258d-0670-46b7-9d26-ecb87d9be194","product_code":"J17/QIQQ1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":641.85,"premium_hospital_monthly":1,"premium_extras_monthly":640.85,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"dd7ff510-ba2f-40ea-a082-c6d6b093edea","product_id":"4701e90d-bc69-41c2-b11e-6c283e8ec239","product_code":"J26/QLNH1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":171.54,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9b8523b9-46f2-4733-b6d2-83fa59f1e268","product_id":"6667323a-db80-4ab2-af78-51807cbbc2ea","product_code":"J26/QLNA1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":186.28,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"41302F03-63A1-485E-B6BF-FD2B9E7A58B8","product_id":"d8f0ee4f-3f4e-448c-b30a-29ba3b6be714","product_code":"J30/QLGN1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":188.8,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"b2595937-6d77-4dc6-b884-8f2e30700836","product_id":"25a7d11a-6229-43bc-a86b-7962112fb8ba","product_code":"J16/QLLD1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":193.41,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"13F7C74E-5782-48F1-B6B9-038403479A2D","product_id":"2c5ef7f7-5f0e-471b-b65b-a04a7467ad55","product_code":"J25/QKRU1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":193.51,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5FEC8CBC-5603-459A-8B8B-180216A1DF2F","product_id":"0bd2ac34-87fc-45b7-acf3-7e85901ae0cb","product_code":"J25/QKSD1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":204.16,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"7b11b609-1f1c-401c-898b-fced91ff17bd","product_id":"db484839-72c5-4b1a-ac86-e5be0d26baaf","product_code":"J26/QLOJ1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":205.85,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"635479ce-a8dc-4b7c-a85c-6eca8183c2f0","product_id":"0357ee1a-fb20-40ee-80dd-dae5453b3432","product_code":"J16/QLKW1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":212.75,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"86EF0F54-4B4D-4159-8B07-137D9BCDBB8E","product_id":"f0c581ca-cec8-4156-8d03-8d9f332a5de1","product_code":"J31/QLEA1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":212.8,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"a80a5e10-c1c3-4660-be85-b7405ec50482","product_id":"a799437d-1a81-49f9-a4db-8933ed84b417","product_code":"J26/QLOC1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":223.54,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C6A2D936-FB01-4EC9-9D13-16D7E8B26C00","product_id":"e45bd9cc-28d6-4f98-a438-6ab0320c2688","product_code":"J30/QLGP1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":226.56,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9C663C85-0429-47E0-9EDF-DA2CC8965C48","product_id":"021a5be1-4785-463a-be1a-0bc53ed67028","product_code":"J31/QLDU1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":228.8,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5F3BDA9D-01BC-4252-911E-DC94307513FF","product_id":"818d3ab8-a728-485f-97cc-b784f2d9f612","product_code":"J20/QDDQ1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":229.1,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"c15ec0b4-6bc0-4ce2-8de3-69cf47418fb7","product_id":"8f0ea294-e652-4d83-9d04-6cba44997359","product_code":"J16/QLMF1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":232.09,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"857F0F1B-5100-4E70-804F-ABAC3F278593","product_id":"7fe2a329-97c5-4256-97c9-1bdbfc6a6d38","product_code":"J25/QKRY1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":232.21,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6B2C9608-8323-44A7-9811-658207774CE5","product_id":"1aa7de00-0387-4a36-a24b-1c97e292162b","product_code":"J2/QANT1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Public Hospital Basic Plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":236.4,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"public_shared","categories_covered":0,"categories_restricted":38,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Full details are provided in product guides available at defencehealth.com.au or 1800 335 425.","funds_product_code":null},{"product_item_id":"40E62ADF-5B77-4377-9675-7E7BD1EC1248","product_id":"60a06e7e-2adc-4c8a-92e7-5591b550772a","product_code":"J32/QLJG1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":238.34,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"466C8AD7-E8B4-4083-A7EE-F815E0DD03DF","product_id":"944a8912-e07d-42f3-aeea-762d99369f55","product_code":"J24/QKLZ1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":243.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"576B3CEA-1B6E-4203-8057-2AD2AE925274","product_id":"f150493f-5150-49cf-8d2a-afd4e0260b23","product_code":"J25/QKSG1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":244.99,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9116BE24-CB7E-4B8A-B0BC-B158A8E3B3C2","product_id":"ff0aef1f-79c1-4c92-a20d-727b4492a2a8","product_code":"J20/QDDU1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":246.86,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0e9d7fd4-0811-4157-a1bb-6e7d3b9db89f","product_id":"18d3d97a-1011-451c-bcab-dc7350b58b19","product_code":"J16/QLLY1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":255.3,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"7ED4ADFE-F53F-4B29-A377-29E357D9FB85","product_id":"cf805900-a2dd-4337-9c73-794ae433b80c","product_code":"J31/QLEC1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":255.36,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"7CA90EAD-7849-4198-B35C-B076B6640DF5","product_id":"67f3b9ca-4338-4ec2-ab2d-96e41ee1fc8e","product_code":"J32/QLIO1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":256.26,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E02B51FD-9A45-42E5-85CA-B288F4DB4DEA","product_id":"25ae2157-b142-40c4-9d3f-2a72a6aadb87","product_code":"J24/QKKC1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":257.89,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"7A186829-AEF6-4904-B5A0-8F1B05CDC413","product_id":"37598ea5-f85f-4d66-b7d9-25a0fb22c715","product_code":"J31/QLDW1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":274.56,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9CFF88C9-4CA1-4000-B1B4-FE183C2D5221","product_id":"7b019fae-7202-45a1-b2e1-a500d435ce90","product_code":"J20/QJYO1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":274.92,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C6B7A880-70CD-44D5-A15C-B95616654CD7","product_id":"91ce43df-04ca-467f-9b6c-62f55c01f0ea","product_code":"J2/QKIO1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Public Hospital Basic Plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":283.68,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"public_shared","categories_covered":0,"categories_restricted":38,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Full details are provided in product guides available at defencehealth.com.au or 1800 335 425.","funds_product_code":null},{"product_item_id":"5026D950-DDA2-412D-B9A5-E13DB3AE4F16","product_id":"688bb350-27ce-4570-9cfd-eaa77c0e6176","product_code":"J21/QHCC1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":283.86,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"CD830BC6-41B5-465C-AD8B-3D44E84021EF","product_id":"a838a60a-e87f-400a-8fd8-1b82bdcb7836","product_code":"J32/QLJI1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":286,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"FA52FCBE-8E45-4E7C-B928-472C26BD42BD","product_id":"3ad474d6-bf3a-4f31-bedb-328aa641896f","product_code":"J24/QKLX1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":292.56,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"7E507EEA-8941-4A21-A169-A4925CDA4DC3","product_id":"f58dc62e-bc00-40e4-a0ae-3c70b9ff49f3","product_code":"J20/QJYA1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":296.24,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"537E562C-3EF1-4A1E-BC5F-AB383D0C7E29","product_id":"5cd11469-b7cf-4a56-b185-c393261b4b96","product_code":"J32/QLIQ1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":307.51,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"99B2C03B-9864-44F1-A037-4B43AA899080","product_id":"95a1dbc3-7259-44b2-a3c6-615baf479a1b","product_code":"J24/QKKA1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":309.47,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F3A07225-86E2-444D-AECD-2B47D25B98A0","product_id":"911809e7-cb60-4e4f-9c6c-4d0e457248ca","product_code":"J21/QGWU1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":309.68,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"74F47071-4C43-4082-BDB9-E95BC18CBB5D","product_id":"4ac688aa-4365-42a0-9944-09f694361ae7","product_code":"J21/QJWY1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":340.63,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1370270D-3E91-4724-BF5B-FEC820FA92F8","product_id":"62374974-71b6-46ee-9940-ee87a011b262","product_code":"J23/QKPP1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":343.7,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"33495309-DBA8-4269-812B-BF9D53F7FA19","product_id":"491fee15-f42d-4eba-95d3-803d16784aa4","product_code":"J23/QKNS1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":366.98,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"32B0DD4B-BF82-4B16-AE24-7D8CFF37ECD4","product_id":"ca7490a7-b317-49da-8089-29e063fc8baa","product_code":"J21/QJWK1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":371.62,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A25348DA-22FE-40F3-AF93-C30E6D0A0FA6","product_id":"c89e097a-9a4f-4f10-a7c2-f2b68d0522a8","product_code":"J15/QBPO1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":383.42,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"CAECC422-E6ED-454A-ABCB-6F52CDCBF66F","product_id":"17bd0d06-df9b-4687-a062-1295ce6732c9","product_code":"J22/QHMM1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":393.65,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"248C1FFC-5C12-42C6-9E08-1FF3DB05A0F4","product_id":"3ae33cac-8909-4b4f-8835-ecb09bc9ac08","product_code":"J1/QANL1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 800","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":405.22,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":800,"excess_per_admission":800,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F4166B4B-DDC4-4073-BBE0-D48286AECF36","product_id":"4e08f229-d255-4e4c-957d-30bd7437d07f","product_code":"J23/QKPL1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":412.44,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"44F0A8DB-FB31-4457-A238-E2019DFA82F2","product_id":"bf9c2e17-8538-4d2c-a9fe-3f558b885ad4","product_code":"J22/QGNC1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":420.26,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3F6A8969-D6E1-4D5B-9D19-26A5F8E33A8D","product_id":"d537656a-5d1a-42cf-916c-6e54bf198d01","product_code":"J1/QANF1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 500","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":422.94,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2420D5B1-4AD1-4124-9F11-FF8E08391D52","product_id":"b4905e11-d979-4356-8515-dec61fae5015","product_code":"J1/QAMZ1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 300","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":427.2,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":300,"excess_per_admission":300,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E5C18752-A2B1-4C6D-B950-28F022BF39A9","product_id":"1c568e19-bea6-4c4d-bc7c-ffc14875269f","product_code":"J15/QBON1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":430.1,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"90596036-C370-4207-8A3B-26B62FDBC3DE","product_id":"b4246431-8986-40f3-9a14-af2ffae511db","product_code":"J23/QKNO1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":440.38,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A980512D-F158-423B-BD9E-AF5A9B082CC3","product_id":"64b8d0bd-9336-4a06-986f-831d5be387f3","product_code":"J15/QKHS1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":460.11,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"612C448B-7ED5-4894-A891-5234E0196904","product_id":"8cc45c37-19d1-44ba-8ae7-2ce4b4a4339d","product_code":"J1/QAMQ1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":469.18,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6AE0E715-7D77-41CC-B651-D28BFEB6004F","product_id":"2321130d-9982-49e2-a6bd-42bcbe6a3d5e","product_code":"J22/QJVW1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":472.38,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"30200265-2936-4F80-A11B-A7B7BB901675","product_id":"587258af-3c5e-49c6-809f-44c1ee2c9b76","product_code":"J14/QBDI1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":474.24,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"63E50FFC-290C-4216-935D-3CEA4E8480F1","product_id":"ee256f59-247b-4cac-af46-a1e169df1a34","product_code":"J1/QKDY1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 800","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":486.26,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":800,"excess_per_admission":800,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C424D52D-61E2-45B9-87D8-473BA72A6F02","product_id":"72677db3-8af8-43dc-81e7-77ad1848cef6","product_code":"J22/QJVI1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":504.31,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"337C42BD-1F3D-41FC-8B72-3313E2619284","product_id":"22083d00-e467-4997-8319-8655bb358b48","product_code":"J14/QBDE1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":505.58,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1213A982-80AB-40A7-85E7-23877C9036F0","product_id":"8a7943f5-40eb-476c-8651-21c610718074","product_code":"J1/QKDK1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 500","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":507.53,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B3F10445-1C0F-49E0-A93B-78562ACC9F45","product_id":"c8253910-7423-4e70-8578-c04d4b37208d","product_code":"J1/QKCW1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 300","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":512.64,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":300,"excess_per_admission":300,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D5A2E02E-11BA-4868-AE13-890F10B95240","product_id":"bed41442-fc99-4f91-a91f-4749aac8db60","product_code":"J15/QKHE1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":516.12,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9D58584C-20D5-4A02-8BDF-ECEFBE961657","product_id":"699d694b-b6b7-42ff-986b-9f1ea28d1881","product_code":"J19/QHTN1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":524.88,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0FE53EA7-735A-444A-8BB5-C2DCE09356D6","product_id":"60c57da0-ed05-4d16-893d-7e16d19b8f3b","product_code":"J14/QBCK1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":547.76,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F417C4A4-0AD9-4E04-9DE4-DD6B81B2D6CA","product_id":"6f097716-f90f-4783-92a3-06ff26072947","product_code":"J1/QKCI1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":563.02,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"BF5908A5-18BC-4B51-AB38-3144D688E44C","product_id":"6e170f1f-5a9a-4d72-a812-22723c449b74","product_code":"J14/QJZQ1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":569.09,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9DC4EFFD-9BED-4280-B251-7047F0C0046D","product_id":"c7599f73-4df6-40bc-b109-a3768918f68a","product_code":"J27/QLBP1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":575.02,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1C4056B0-7932-4FA3-A94F-09797A8D5353","product_id":"6a33e688-86c9-4c92-b225-dd8cd199d8cf","product_code":"J19/QHOY1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":576.88,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F652BEE3-9688-4773-9FEA-FE4979851988","product_id":"aa2cc80e-db34-4e90-aa69-d9508bdb9407","product_code":"J14/QKAE1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":606.7,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A01C5223-41C3-41A6-B6B9-F84DD3E74089","product_id":"67ab3b2c-cae7-4711-8d63-9ffe6d6ed07b","product_code":"J19/QCZC1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":624.8,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1CD82DB2-4687-4DE6-A97A-F2D141EE3B82","product_id":"390a8555-f073-426b-bc58-f79432ca7c50","product_code":"J19/QKGC1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":629.86,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"48FE4F41-95B2-47BB-B174-90D73FC3A960","product_id":"13812ae7-470f-491e-9206-13bcefcdc294","product_code":"J14/QKAS1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":657.31,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C02781AC-B35D-4CA9-878E-34828C54E1AC","product_id":"3fa888ae-acdf-45f6-9cf6-98379addc75b","product_code":"J27/QLCD1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":690.03,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"35F008F4-AACC-4F3B-B058-072C72C3DA8C","product_id":"1015c104-281b-45d1-9e86-58c6c61a4452","product_code":"J19/QKFO1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":692.26,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A466D6C2-07C3-4DEE-A15F-EBD8F62E32DF","product_id":"19e98278-0664-4554-b9eb-4b36813c6d81","product_code":"J28/QKYC1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":700.05,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E5B3580B-FD83-40B8-AEEE-2F3B836FB40F","product_id":"6c3e7e86-277f-42d4-8c77-9ca4e3ed60bf","product_code":"J19/QKEM1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":749.76,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"57B5949C-16F4-40D2-A9A0-B0C2E4A42BA3","product_id":"6343f364-7861-4f89-b970-b2b37a8fcda6","product_code":"J28/QKYQ1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"QLD","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":840.06,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"AFD40E40-08EF-4A9C-90E2-737BA88AC317","product_id":"39f2f64c-2e29-4aba-83af-70e3aed992b8","product_code":"J18/SILI20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Essentials Package Basic Plus 250","product_type":"combined","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":284,"premium_hospital_monthly":1,"premium_extras_monthly":283,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":9,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":"extras1","other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"1F163C6C-948C-4220-8029-0C7783384950","product_id":"38f91687-6672-4f78-9f38-540e43208c29","product_code":"J17/SIMP20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":596.38,"premium_hospital_monthly":1,"premium_extras_monthly":595.38,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6742DAF3-B159-4A5B-BD01-7E17A0EC2983","product_id":"6881f8e8-4d8f-4960-a6c8-5b3644371527","product_code":"J17/SILU20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":651.8,"premium_hospital_monthly":1,"premium_extras_monthly":650.8,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"BF4F0D14-E837-4F58-B74F-42680A06BBE8","product_id":"2f715b4c-e86a-414d-b5a6-db15d9b8fa32","product_code":"J17/SIOF20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":678.22,"premium_hospital_monthly":1,"premium_extras_monthly":677.22,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3F736B29-EC56-41E4-9FF0-51B4017540F3","product_id":"d4e91226-908f-4be4-9593-0d81908a9858","product_code":"J30/SLGS20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":218,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"81A40E68-3731-40EC-8E98-6F503A01FF3C","product_id":"8456b679-cc43-42d4-9c77-d82ed5e15bb6","product_code":"J26/SKVB20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":223.38,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A1CE49A8-A4AE-4D91-810A-9B90BF1AC8EC","product_id":"56732f08-1206-47fd-ba7a-ec61bbd2ef2b","product_code":"J16/SKIA20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":230.14,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"3CCEE7A8-37C5-420C-AB1C-B2C86C1039DB","product_id":"0f1ce437-e174-450b-8ff3-43fa26c3d765","product_code":"J26/SKUY20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":247.18,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"55D5F34F-71D4-4C82-9E5F-AAACE5671CF0","product_id":"e8633780-cfc7-4195-aa35-5e7a1698b027","product_code":"J31/SLEL20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":250,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"729D146E-ACF6-44D1-B225-32C37963A842","product_id":"11c2b090-dfb6-417f-a8ce-727a23948b12","product_code":"J25/SKSQ20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":257.64,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D5C22720-6A55-4247-9714-0405E6406896","product_id":"909152d6-961e-434a-91b1-17a67502dc49","product_code":"J16/SBLY20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":259.72,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"23AC7FB3-1B51-43C6-BB8F-2573F856680F","product_id":"72ac9fca-1593-4038-9cc0-1701ab0d9ed7","product_code":"J31/SLEF20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":264,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"24FF066E-9AC0-46AE-941D-9839890452AE","product_id":"7f92b0e7-67f5-4444-b73d-ea1a3aa1224f","product_code":"J25/SKSV20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":272.38,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9A8A9809-C26E-4B39-8AF3-D081F2AB0E14","product_id":"4ad26cd9-6525-4352-a860-d8edfa32709b","product_code":"J20/SDDZ20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":275.84,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"35840543-BA4C-43E7-8AB3-DE57F66BE75B","product_id":"10ce31d9-11d9-4a6d-8390-80b53676a552","product_code":"J32/SLIZ20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":280,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"40CB7E5C-6141-4B02-9FA9-3F99B6603BC1","product_id":"25d478a7-e8b2-4947-94bb-6e6c17f60ed2","product_code":"J32/SLIT20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":295.68,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0785FAC1-3F2B-4A7F-B3E3-1100302C1C2C","product_id":"9bfa8c8a-b0f7-4a9e-93c9-70b7c58fa847","product_code":"J2/SAIZ20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Public Hospital Basic Plus","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":296.9,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"public_shared","categories_covered":0,"categories_restricted":38,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Full details are provided in product guides available at defencehealth.com.au or 1800 335 425.","funds_product_code":null},{"product_item_id":"CAB5B047-1332-4193-B0CB-99C19199C834","product_id":"cdd13282-e8d9-4a05-9f51-c31bd602163f","product_code":"J20/SDEC20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":297.4,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"50292E95-9D6F-4D58-ABEA-FC7BE3670254","product_id":"ca90ed43-4953-4929-ae4e-a0ed98973db8","product_code":"J24/SKMH20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":334.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F3978EDB-6A45-4EF2-B959-E8FDBA64B2D5","product_id":"c5e541a2-9d33-4209-9a6d-550e935c7c80","product_code":"J21/SHCF20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":345.4,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C906350E-4DCE-4873-83F6-EF5645CCB41B","product_id":"12a9d19d-6f7a-442a-9013-0e6d139b0eb0","product_code":"J24/SKKK20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":353.68,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D758BB5A-5B5E-4935-805F-F54399AB8468","product_id":"0978d19b-90e5-4c75-9e92-1f0dfa511499","product_code":"J21/SGWZ20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":377.3,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"8E687081-1BE0-476E-B5A5-9B7E54E39A3F","product_id":"5d00a8b5-e919-4586-8de4-757d250b1e68","product_code":"J23/SKPV20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":414.04,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"382C7108-3B26-45C4-BFF7-EB1493B7D959","product_id":"c4b931c4-24c9-4e15-83dd-1d390eea40d7","product_code":"J22/SHMJ20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":415.1,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"008EDFB6-52EA-4200-A481-A6EFBE0CC380","product_id":"8540b737-74ae-49c7-8fd1-41ea5c319170","product_code":"J15/SBPR20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":438.96,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2A68F196-B9AB-41F3-95EF-9158DF3B25D3","product_id":"ce6e16bb-f688-4c89-878e-4b4a82efc219","product_code":"J23/SKNY20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":457.58,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"27225B01-5D43-43AE-B6BA-913B5D83D9E3","product_id":"8f697522-6496-4a7b-be6d-dfe7fa5878d9","product_code":"J22/SGNH20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":458.64,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5567F924-E9A5-4134-882C-7E7988B58130","product_id":"d747c1e8-7289-4e48-9875-d55647f471ef","product_code":"J1/SALZ20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 800","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":471.24,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":800,"excess_per_admission":800,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4A8CD1DB-E0DA-44D7-980E-68CF906D398C","product_id":"5d8fe10e-bb45-4be8-a8fd-6892ac36086a","product_code":"J15/SBOK20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":474.88,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1A0D8EF4-29B9-4CBB-B95A-0A418C8FD377","product_id":"f221415a-e16b-49ca-a3a2-a25f68b459d5","product_code":"J1/SALJ20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 500","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":494.56,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F34BC3BB-1F85-4D59-AA37-56868EE7A4FD","product_id":"74f3c2fd-7f22-4abc-aaf3-cece6c2215ba","product_code":"J1/SAKN20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 300","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":512.62,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":300,"excess_per_admission":300,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"7E0C762A-8ADC-48FB-83B9-3C478ADC2D9A","product_id":"e80d4b2e-31aa-40dc-b46b-25fc1fa84c43","product_code":"J14/SBEF20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":530.36,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"43C90794-5AB8-470D-926E-55A1328E61B4","product_id":"b5a971be-8e36-4768-9e0a-ed6f8e395502","product_code":"J1/SAJR20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":547.76,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"CECDD7DF-60CB-40FE-9419-72FFD5B5A1AB","product_id":"18146b49-cd2b-4c8f-9b6e-47b88273c0b7","product_code":"J19/SHTV20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":552.58,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2769854D-5C03-40B9-9E82-AE8309527E56","product_id":"783b7009-f32c-456e-9485-5cab73be61b9","product_code":"J14/SBEB20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":554.38,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1AC7D5BA-8F74-416B-8FF3-0A32DBF1BC89","product_id":"63b8db4d-b5c8-4852-9de4-6cabe518ce95","product_code":"J19/SHPF20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":571.56,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0B292F22-3D82-4C25-BADC-B3611C4A25A3","product_id":"9b685e5f-d41b-445e-b717-277d0076099a","product_code":"J14/SBCN20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":585.76,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"90F1BB41-37A2-4714-B68A-204971AFCE5C","product_id":"a764dd67-8451-4295-afcf-641aa726372f","product_code":"J19/SCZO20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":656.54,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"7806693E-735B-467B-B8D4-86556603C9C1","product_id":"0daca5fe-ab30-4234-a8cd-4bc8f5043609","product_code":"J27/SLBJ20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":710.1,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C1438E2E-2972-4988-838B-3F4F275F991A","product_id":"c7d50008-c6f6-492d-a120-228f521bb139","product_code":"J28/SKXW20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"SA","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":748.26,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C894D746-C55C-43A4-A817-E16C41679C5B","product_id":"78135f59-0960-437d-8f11-efbb8462e89a","product_code":"J17/SINY0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"SA","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":339.11,"premium_hospital_monthly":1,"premium_extras_monthly":338.11,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"fda7b285-c188-47d1-a2b5-76e67790b96d","product_id":"83f457d0-54bd-4609-ba92-c541a644e28b","product_code":"J26/SLPF0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"SA","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":123.59,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"BD71BC38-8D6E-4F53-8555-94411A7AA16E","product_id":"423c7810-ba84-448a-9746-af91003a3680","product_code":"J25/SKSO0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"SA","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":136.19,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0CCE8654-4F88-493D-8D64-7EAC20AD153C","product_id":"34ebcb1c-f7c8-467a-bd83-e5ff010fc58c","product_code":"J24/SKMD0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"SA","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":176.84,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"FC4A1520-51A7-404B-A0BD-1BB2BCE05BF6","product_id":"5091482d-f4a9-4a74-a45c-630e35b2a413","product_code":"J23/SKPU0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"SA","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":228.79,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6BC4D1E1-2D0E-4543-98E6-08B6621A12A7","product_id":"e9ed4dd3-df51-4e18-96a7-ee950f761fac","product_code":"J15/SCCW0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"SA","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":237.44,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"FAE37C1E-3099-482C-8372-8564D4FF73FF","product_id":"0340a47c-8816-4078-8d56-20b6b11b46ab","product_code":"J1/SCGX0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"SA","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":273.88,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A8ED51AF-1B90-4D4D-8872-E4C785BE7501","product_id":"16e7425c-3b58-48de-bdd3-74ae0e3ccb9f","product_code":"J14/SCBU0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"SA","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":292.88,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C2CE5AAA-D4DA-46A6-91AF-19772572728B","product_id":"185ea5a2-23f6-4e47-b3b7-a63f7ed22d55","product_code":"J19/SCZZ0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"SA","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":328.27,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0d2e1ecd-d9aa-4a94-83eb-76e1ec01c395","product_id":"0bffcd9d-acb0-4fe7-93ef-21e317bad55d","product_code":"J27/SLPM0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"SA","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":355.05,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"052E3340-E9D6-4163-9EC5-55DE42D86E58","product_id":"21154cc7-6f80-4e71-b3a7-fa88e3c54444","product_code":"J19/SHTY0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"SA","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":442.06,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4CADE93A-3CD5-45D0-9C58-D73382B543DE","product_id":"64791d0d-2a67-452c-bc5f-1c263617ce33","product_code":"J17/SIMW2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":596.38,"premium_hospital_monthly":1,"premium_extras_monthly":595.38,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"92191CA9-F087-40AD-9F44-66AD82459B2B","product_id":"03a28a8d-5732-44bd-ae72-347a1ade37fc","product_code":"J17/SIMB2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":651.8,"premium_hospital_monthly":1,"premium_extras_monthly":650.8,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"35BD568E-E76B-40E8-AC6B-5655B5B93D24","product_id":"06fd393a-2b3e-43c5-85d5-5993e08f47ae","product_code":"J17/SIOM2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":678.22,"premium_hospital_monthly":1,"premium_extras_monthly":677.22,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A6EE5DFD-BB23-465A-AA96-D96EF85A31DD","product_id":"e72896e5-1ae0-44a0-8354-fa2f44380079","product_code":"J17/SIPP2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":745.48,"premium_hospital_monthly":1,"premium_extras_monthly":744.48,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1C3FB7F3-6D87-42FF-87FD-A7FD48072352","product_id":"e8787bcb-7a50-48de-be1e-0aad8b269263","product_code":"J17/SIPI2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":814.76,"premium_hospital_monthly":1,"premium_extras_monthly":813.76,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3ED79213-76D3-4B22-BDF5-923E0A12A407","product_id":"093e8079-c673-4d32-97df-829b5c314fe9","product_code":"J17/SIQK2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":847.78,"premium_hospital_monthly":1,"premium_extras_monthly":846.78,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"056818AF-0D52-41CB-87B0-5AF5BD5B9C2C","product_id":"e5045985-b1a7-4b34-80ac-07e6f8e23ea1","product_code":"J30/SLGU2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":218,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"df445464-d96f-4790-bf87-325ff4861b24","product_id":"b8ee2f94-5111-469f-b88d-a3dcb4ffc73c","product_code":"J26/SLNW2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":223.38,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"01d1f4a8-8106-4005-8e53-db7be9ab8bdd","product_id":"3917a426-3e89-4bec-bdf9-3561451d2009","product_code":"J16/SLLS2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":230.14,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"c4ec22d6-6ef6-49df-b59c-f6b28bbe9680","product_id":"c1376667-462b-4a70-b452-b3c21608776c","product_code":"J26/SLNP2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":247.18,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"FA0C7CDA-29E6-4E66-9201-3BABF5A990A4","product_id":"fe7df591-5487-4d31-969d-b4e049f4e66a","product_code":"J25/SKSS2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":257.64,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"a16ffc9d-8c75-4015-8b6a-ee65ffcbe4aa","product_id":"7564e5d6-00c6-4b33-a296-a886e9f9b12b","product_code":"J16/SLLL2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":259.72,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"61F0BA1B-2730-4E97-8F16-2FEB9702BA3A","product_id":"80f6764e-44a5-49e3-8cdb-f5358703f376","product_code":"J31/SLEN2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":268.75,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"93782BAA-6D0A-4D50-BC52-E8406D8E3E45","product_id":"58a0b4a3-6298-49d3-86ea-f10932fd5e82","product_code":"J25/SKSN2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":272.38,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B66368E3-3D40-4F7C-B317-FFEA401C83A4","product_id":"ea9705d0-5358-4680-8baa-6d5c43846b71","product_code":"J30/SLGW2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":272.5,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4e0b07b7-1cee-417d-8c9c-048e8589b3ff","product_id":"bd57ff91-fa03-473b-9fcb-945d2328ab5c","product_code":"J26/SLOY2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":279.23,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2D5FEF6E-436D-4079-A101-067E12DF7C4E","product_id":"3f4724c0-3848-44ee-96a4-5ccc8e8eaf35","product_code":"J31/SLEH2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":283.8,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"41fc2441-3e29-4402-8d64-0b6dd2a21d7f","product_id":"d6cea65d-fe09-4c76-8db7-5ce031df3fe5","product_code":"J16/SLMU2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":287.68,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"D297CF41-89B0-4AF7-8FCF-82570430EF65","product_id":"c5c3f092-f5d3-4e42-a63d-78309c7b3830","product_code":"J20/SDDX2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":296.53,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"946CB27D-7FD9-417D-86D5-47E1AEE16B9F","product_id":"05a453bd-f015-470b-b5ac-337253a64c61","product_code":"J32/SLJB2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":301,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F7F5AEF5-3140-445D-B758-0812B89255EC","product_id":"f38286dd-8b33-4379-92ce-80239851871d","product_code":"J2/SAJD2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Public Hospital Basic Plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":304.32,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"public_shared","categories_covered":0,"categories_restricted":38,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Full details are provided in product guides available at defencehealth.com.au or 1800 335 425.","funds_product_code":null},{"product_item_id":"95269785-85a9-4e7d-8f8a-601f466fbc1b","product_id":"a094cceb-90aa-41a7-a687-abfdab59e5a2","product_code":"J26/SLOR2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":308.98,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B90436BF-0360-467A-B866-F5F4C9C94D78","product_id":"feb55c0f-62e1-4181-bbdc-95dd6d151b3e","product_code":"J32/SLIV2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":317.86,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"948FA037-33B0-4D94-A09F-5EF1B8344AF6","product_id":"91218fea-49b5-4dcb-a5c4-47470ed318c6","product_code":"J20/SDEE2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":319.71,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"331C7F9B-B795-43E4-AE58-377E527EA696","product_id":"07e3759d-b430-46ce-927c-c1507f8fb6d9","product_code":"J25/SKSP2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":322.05,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"e39ea8e9-8c8a-4b6d-bef4-5e43edd41345","product_id":"b76b6906-13dd-4ecb-944f-82254e4d4fb9","product_code":"J16/SLMN2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":324.65,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"2412B9DB-1C64-4117-9CA0-5F73B049BDE7","product_id":"e9297e3c-7784-4c5a-9ff9-20eaecc495d4","product_code":"J24/SKMJ2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":334.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6A93D2DD-3FBD-4152-9CF8-33AB4412E694","product_id":"e07c52fe-90da-4fa2-b67f-b7a7b2cd54a9","product_code":"J31/SLEP2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":335.94,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9D40399C-F706-405D-9FCE-17F5CFD3B330","product_id":"8bd14daf-eb19-48ad-9c4b-3676ff22a6bd","product_code":"J25/SKSJ2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":340.48,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"310F7941-A78E-46AE-A9B9-325F660160B8","product_id":"7c4c7a93-ed9c-4e75-bdeb-e6fd3fd15d64","product_code":"J21/SHCH2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":345.4,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F6DABDD1-E907-4E4C-888C-D9E6B0E1B2EE","product_id":"7b3df90a-d2ee-4d3d-8c9c-db1d4b1926a7","product_code":"J24/SKKM2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":353.68,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"AAE365B6-9347-417F-97F7-4C86276BD067","product_id":"7797d1c7-b91d-4a2d-954d-c8c06c1d2b5a","product_code":"J31/SLEJ2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":354.75,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"707A75AF-0D5A-4AA3-A1FD-8A9324976C16","product_id":"db877027-25dd-438e-bc66-a3aaecee6812","product_code":"J20/SJYI2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":370.66,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"ACFF5062-886D-410C-8AEF-6B62BDE2A004","product_id":"aabd1ae5-dfe0-4705-94fe-68f5e2625206","product_code":"J32/SLJD2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":376.25,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"7861CF62-85C9-41B0-BE9E-1B6ADB1D61FA","product_id":"ddc5f9dd-49d1-4dc4-81c7-dffdbd87a4f1","product_code":"J21/SGWX2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":377.3,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E862B04C-F607-4D7A-AE65-4B4B831EEF2A","product_id":"dd7036b5-a278-4cc1-9dc8-a722db064037","product_code":"J2/SKIW2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Public Hospital Basic Plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":380.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"public_shared","categories_covered":0,"categories_restricted":38,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Full details are provided in product guides available at defencehealth.com.au or 1800 335 425.","funds_product_code":null},{"product_item_id":"68A653E4-416C-4771-9766-8C0639347B19","product_id":"44154322-b691-4155-ab53-7fdeb3687698","product_code":"J32/SLIX2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":397.32,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"298FB954-7786-4294-821A-32DE81BA28FB","product_id":"743cad74-0d51-4cf5-8aa5-bd4b7f9c7a3b","product_code":"J20/SJXU2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":399.63,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D6587111-6C7C-455F-ACB8-E42D54EF82BE","product_id":"e7cfc488-3448-4337-8443-4deb0731261e","product_code":"J23/SKPR2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":414.04,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"EDB1B3F1-EAB8-45BF-8AF6-8E289C95FE5D","product_id":"adf34aac-1705-4ec0-b38e-b6b0f0a99246","product_code":"J22/SHMI2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":415.1,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"50C15614-68B7-4991-A73E-CE6D6FB24520","product_id":"0b0e0277-55d7-415c-b3d4-6bb547c96781","product_code":"J24/SKMI2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":417.88,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"479E1048-18F6-400F-AD30-408BC9569166","product_id":"85224efb-10b6-4567-9974-6f7096e54587","product_code":"J21/SJWS2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":431.75,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"EC7DF0F2-A767-4B93-A9AF-E556A441A4A3","product_id":"f17561fe-46d8-4908-b11b-0b7801740352","product_code":"J15/SBPT2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":438.96,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"21060A81-AE41-402C-80B0-D8421913B31E","product_id":"81a68367-ace5-4ce6-bbf0-60aa2eaa1e34","product_code":"J24/SKKL2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":442.1,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0297E4B6-AD9B-4218-A6A0-ABBA02581CFB","product_id":"242d1554-59d1-4e56-81f2-e2b311121a76","product_code":"J23/SKNU2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":457.58,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5112CCB7-03B9-49FD-8A03-58670F2F182C","product_id":"26b99b9c-e20d-4610-9c96-65935eb11852","product_code":"J22/SGNF2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":458.64,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0AED172A-043C-4BA9-8FF9-025FA0133242","product_id":"f37369cf-7277-4231-95ae-7bac7258be7e","product_code":"J21/SJWE2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":471.63,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2CEEBEEB-8939-42F0-8A17-1475EBC6C9B4","product_id":"f577b3f8-374b-4b7d-ad6c-8be2bc55d2c3","product_code":"J15/SBOI2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":474.88,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"DF084C44-BBEF-437E-8D5F-49B0E28380C1","product_id":"12a802a0-c77b-412c-9a5d-a401397d312b","product_code":"J1/SAMD2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 800","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":483.02,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":800,"excess_per_admission":800,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"208E51F3-602F-4E3C-A903-509971E3C7A4","product_id":"983c334d-210c-4808-981d-24e215e8e5fd","product_code":"J1/SALR2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 500","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":506.92,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4A3792C7-9E62-49E5-80A4-79B3DF1ABAF8","product_id":"aea1ec82-c803-4278-813c-e8b6dd9a4fdb","product_code":"J23/SKPT2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":517.55,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"66E3AFFA-6C58-4D17-8C8F-F55F05EB962C","product_id":"f890e052-2f47-4f6a-800c-59466df02702","product_code":"J22/SJVQ2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":518.88,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"491B6F91-912E-4EE6-B371-290383A09B2E","product_id":"ed47e8dd-8289-45fc-969e-daffdc51d328","product_code":"J1/SAKR2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 300","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":525.44,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":300,"excess_per_admission":300,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"CA3ADD55-F78C-4A32-8DA5-4B54DF154818","product_id":"57dec304-683f-4739-83d8-08b06b18237d","product_code":"J14/SBEH2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":530.36,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5475D42A-A248-4251-9738-8781690DA180","product_id":"89c4b0d0-5573-4816-8333-2b6e89545173","product_code":"J15/SKHM2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":548.7,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"8914C5E6-CF42-4266-A4BC-1FBD84006EFA","product_id":"1c68a911-87ad-49dc-a49d-9bdb74edd000","product_code":"J19/SHTX2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":552.58,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6CE462A5-1BD1-4155-AC19-6AD11B0AB3D0","product_id":"2e9e6b75-330e-4cd5-b19b-448750fa4d0c","product_code":"J14/SBED2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":554.38,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"FD344196-604A-4FFD-8908-DB77F3EC65EE","product_id":"86f99bde-b87a-4580-92f7-c9ca05cb2806","product_code":"J1/SAJZ2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":561.45,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"77BDE408-6B9A-4758-A7A2-DAF55768F71C","product_id":"8775c7a7-4fde-45e2-a545-86a333781571","product_code":"J19/SHPH2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":571.56,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D082EF31-3DB4-4237-A2B8-98BB118EFEF5","product_id":"4db25ef7-e6f5-4d47-9d81-702ea567ec14","product_code":"J23/SKNW2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":571.98,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6CADE862-B04A-446C-834C-D2F1512CA4AD","product_id":"968f163a-fee3-417d-9e80-50a6cea5906d","product_code":"J22/SJVC2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":573.3,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"351669BF-F260-4D8D-8730-3C9717CB9E93","product_id":"a5b82b40-e8c1-4097-8905-40c793977be5","product_code":"J14/SBCP2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":585.76,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"26E9A13A-6010-4753-9D7B-C16D0D47D99A","product_id":"094db04d-2494-4461-a000-4f4176f4b3a6","product_code":"J15/SKGY2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":593.6,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"8032CD38-93E2-4474-B63B-64A3B5E657A3","product_id":"b536d4b4-c917-45e6-9cff-62546e5e480f","product_code":"J1/SKDS2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 800","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":603.78,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":800,"excess_per_admission":800,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"64FD6E4B-CDA9-41FE-A6EC-24D2837A20BC","product_id":"bf1ac4ed-bc8c-4a13-9eb7-6d6433861f9b","product_code":"J1/SKDE2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 500","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":633.66,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"8A1B6FFA-8959-4FD7-AB1E-2692118EFB0A","product_id":"f8a3c703-df93-4a3c-8ca5-d59f45bc005c","product_code":"J19/SCZQ2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":656.54,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"BB35F8BF-0C29-471E-8A7D-E72ADC5F8150","product_id":"930a2620-a311-4c1d-b561-a347b9bd1b94","product_code":"J1/SKCQ2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 300","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":656.79,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":300,"excess_per_admission":300,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E272AED1-72D3-4EFB-9181-EB87FCD6645B","product_id":"37fe5baf-17d0-4956-b321-05d99d787b7c","product_code":"J14/SJZK2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":662.95,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B68A1EB3-F193-4E13-8856-ACEC636F977A","product_id":"e522aa09-826b-4b0e-bdb4-8e0ad5fcd57c","product_code":"J19/SKFW2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":690.73,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"EB9ED12A-462F-47D5-8B39-D9D4C921836B","product_id":"71d90e01-7d70-400b-a592-398d5455b8ad","product_code":"J14/SJZY2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":692.98,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"18C0017D-0F76-499D-91A4-35A04C583ACC","product_id":"d8e256a5-f36d-4483-8c37-107ee8ef00d1","product_code":"J1/SKCC2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":701.82,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"792F2BE5-EB6E-4D05-A8D8-0B815D66FD6C","product_id":"3beb8e00-28fb-4043-aeeb-95228e64a0f0","product_code":"J27/SLBX2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":710.1,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"AE85DBDD-58D3-4A31-AE17-63C94A23C93F","product_id":"5f8e8b06-7352-4873-9a1c-c329a4335490","product_code":"J19/SKFI2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":714.45,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2853929D-9246-4ED0-AB7F-956194C611C0","product_id":"4b03743b-8624-4a8e-9e7c-948f17887895","product_code":"J14/SKAM2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":732.2,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B163EFE6-8593-4B78-8343-28FEDB0A5245","product_id":"2ca8338f-582e-4e93-8e66-0e2fae76bc61","product_code":"J28/SKYK2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":748.26,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"49F2E44F-8DA9-4454-8BCF-C1245691B8CA","product_id":"1b46ef7f-7187-48ca-9198-1125d0e1ffec","product_code":"J19/SKEG2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":820.68,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"FBA8413C-9272-44C8-A74F-3B81448EE92B","product_id":"eefe66ba-d850-4e66-971f-42d30b465e83","product_code":"J27/SLCL2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":887.63,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"DFFC586D-60CE-4CD8-93A9-5F8351753709","product_id":"5e3c18e6-ff9d-488a-8b34-764a571448e6","product_code":"J28/SKYY2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"SA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":935.33,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"ECA017B5-48B1-43DF-BC8F-4954B0A6D22D","product_id":"e6069f61-ae33-4789-9978-f52852c4cab1","product_code":"J18/SILP10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Essentials Package Basic Plus 250","product_type":"combined","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":142,"premium_hospital_monthly":1,"premium_extras_monthly":141,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":9,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":"extras1","other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"9940284A-0ED3-4FBF-9B1B-ADAE7654FAE0","product_id":"bfe3d2ef-8a56-4a46-854b-206944aef3e9","product_code":"J17/SIND10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":298.19,"premium_hospital_monthly":1,"premium_extras_monthly":297.19,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E6424279-68DD-46D0-B2FF-7276D8716850","product_id":"efd5bbc2-44a0-4684-a6b0-da91fd88edf1","product_code":"J17/SIMI10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":325.9,"premium_hospital_monthly":1,"premium_extras_monthly":324.9,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5DF94184-B5B4-4D3A-A033-4C031EABEBB4","product_id":"d7b779d2-8bf6-46e1-9ea1-b24454cc0bf2","product_code":"J17/SIOT10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":339.11,"premium_hospital_monthly":1,"premium_extras_monthly":338.11,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"72899A76-1167-4980-9433-46B7933C6267","product_id":"e7e3cc75-d04c-4045-b4e5-e2e6c759c6da","product_code":"J30/SLGR10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":109,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"BABA2D4F-E2D6-405C-81BB-ACE8EAFB20E0","product_id":"f2b53c68-0132-426f-8214-0f447ac31e36","product_code":"J26/SKUZ10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":111.69,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"264960F7-D590-4929-AD96-B55F0B2F2C09","product_id":"7b72276d-c30c-4911-9d98-7161c0f6529e","product_code":"J16/SKIC10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":115.07,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"E6806179-4E96-4694-943A-B1F321B4189A","product_id":"4a7e42a2-99bf-4d73-9edb-6709e3574339","product_code":"J26/SKVA10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":123.59,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6CA12A23-E889-4408-A891-733F9E6CD7EC","product_id":"2d2c2acd-2a6e-42d8-becb-23e76f86f2db","product_code":"J31/SLEK10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":125,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4D08ADBB-1763-4811-B493-39BAA0FFC43F","product_id":"ce560a40-6123-4920-839b-53d2cc3bcd43","product_code":"J25/SKST10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":128.82,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5EA977C6-B8A5-4D3F-9F81-D029857EEDAB","product_id":"5456287e-0bf7-49c3-8b49-7526173b88f9","product_code":"J16/SBLX10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":129.86,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"6D535AAA-6FC1-4901-AADF-13F8BF9E7E30","product_id":"0b48f825-4f34-4956-88be-a740088f8a09","product_code":"J31/SLEE10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":132,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"24C7B542-B9E2-41FB-B976-DCD09F5D6F86","product_id":"3c98bc97-0282-4f53-9160-bf51e3c79555","product_code":"J25/SKSL10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":136.19,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9DA248C1-25BF-4967-8AAB-8E998B950D2D","product_id":"1c330aeb-7974-465c-92b0-9b5ec6c122ed","product_code":"J20/SDEA10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":137.92,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D8F05913-FF14-4784-823D-CF50EB579B35","product_id":"9bb99705-767b-4f5b-84e5-d7833886a92a","product_code":"J32/SLIY10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":140,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"321D13EA-C6C6-4FE7-B857-16E9F32F5EC9","product_id":"f4c885c1-5112-4bea-bf61-bb4cf56f9349","product_code":"J32/SLIS10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":147.84,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F33ACE38-846A-4D35-9CE9-28CEB7DF875F","product_id":"a7862a4d-5ac9-48d9-8cd4-be419953173b","product_code":"J2/SAIV10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Public Hospital Basic Plus","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":148.45,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"public_shared","categories_covered":0,"categories_restricted":38,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Full details are provided in product guides available at defencehealth.com.au or 1800 335 425.","funds_product_code":null},{"product_item_id":"8D3B1540-322D-4B7C-8B65-5C3C085A81BD","product_id":"cce7295b-48af-4770-84ac-ff1e91950cc5","product_code":"J20/SDEB10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":148.7,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"64C67C83-A146-4D1D-90C4-B43231618AD7","product_id":"0c0b4496-7718-485e-b306-81abc9ee15e1","product_code":"J24/SKMF10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":167.15,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C5359555-5DAF-403F-B7F1-5A3263694E0E","product_id":"9b51d2f6-9042-4331-a4dc-6aab593be407","product_code":"J21/SHCE10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":172.7,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4FA122CD-A734-4660-884A-843F3406356A","product_id":"cfe915ab-8907-480d-a014-86800768ee8c","product_code":"J24/SKKI10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":176.84,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4E85DF60-057C-449A-AB50-8A5F8F9526A3","product_id":"a808b089-dede-43f0-badc-4c9b4ba0677a","product_code":"J21/SGXA10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":188.65,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0B1A0FDD-1ACC-4A9D-81F9-2C360B25C5D5","product_id":"d9cdae85-047a-47aa-bf58-97b7d4fb4fbf","product_code":"J23/SKPQ10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":207.02,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F0EB8563-293A-413C-8F8C-0A52DDB6C855","product_id":"62789734-793e-446f-9d6c-1bbf4cc1e0cf","product_code":"J22/SHMK10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":207.55,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A79D1675-2C6E-40F3-BA42-F7E2DF836F0E","product_id":"a35a3dfc-882e-437a-a04b-66eaaadc5d24","product_code":"J15/SBPQ10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":219.48,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"8B85EE9E-47A7-4A6F-8989-C181219C3CDC","product_id":"60aa3623-41f9-4db2-a3ee-0b3eebfed1b9","product_code":"J23/SKNT10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":228.79,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F1188861-4C1F-4815-BC47-3F97DC224ACE","product_id":"26bc882b-4d40-48ec-a0e4-a0d530b37f37","product_code":"J22/SGNI10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":229.32,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"DFDCD149-2C53-44C9-A802-BB284658EA4C","product_id":"c3145530-281b-44af-a05e-451e090c6d66","product_code":"J1/SALB10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 400","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":235.62,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":400,"excess_per_admission":400,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F24FA9CA-968F-4B3E-9233-7F22E290995B","product_id":"5a1f92d1-79bd-4d70-a665-e9e8f3bcc090","product_code":"J15/SBOL10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":237.44,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A9207E76-ADC5-4D9F-A9CB-BBF214E41979","product_id":"c7c8af22-f348-4317-b49c-9984135faf8d","product_code":"J1/SAKF10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 250","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":247.28,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":250,"excess_per_admission":250,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9C43F08B-E7EA-4B3D-A7CA-2D00F944C44B","product_id":"c70869d0-e9b7-4e08-928a-da6da6e20812","product_code":"J14/SBEE10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":265.18,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1CABF3B7-C10B-423C-8E7E-285B50E9FE38","product_id":"a81e091f-4c50-4740-82c0-9d3859045dec","product_code":"J1/SAJV10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":273.88,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"DB1EB676-9DB9-44C1-83A3-428CBD5CE481","product_id":"1f61106e-4418-41be-9d90-88a551b3b14f","product_code":"J19/SHTU10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":276.29,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"FBFA6CB0-3DCD-4B3A-B933-5BA6322B14E4","product_id":"542655cb-f209-4165-8ef5-a55ea5d3142a","product_code":"J14/SBEA10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":277.19,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3D9D4F76-BFCD-4C5D-AD0F-8523E09A01B7","product_id":"9cd0043a-55ba-4ec7-bc81-e8cdeb845057","product_code":"J19/SHPE10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":285.78,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"49F8BE47-027A-4C83-8898-E708F1C70D8F","product_id":"d78388f0-17ac-45cf-b535-86a25f2c6485","product_code":"J14/SBCM10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":292.88,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"FD5BD1E8-4D55-4932-B922-E4F605961F12","product_id":"a4e448d9-5f69-42be-9a18-17d692d2f4e9","product_code":"J19/SCZN10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":328.27,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0E27D82F-9A88-4A6E-AFC0-84DC0F78664F","product_id":"13df4773-c9c5-48ba-9bd7-c0467af6f5c0","product_code":"J27/SLBC10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":355.05,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9B5ECEDE-7BCC-47EE-B7D1-306FA3270C3F","product_id":"f68bdd70-b06c-4fe9-b878-bec831458bc2","product_code":"J28/SKXP10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"SA","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":374.13,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C466ABCA-8E8B-477C-B09B-738BB58B10C2","product_id":"ad4ea2b2-6fd1-475f-b846-1c7994d8f2b9","product_code":"J17/SINR1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":458.1,"premium_hospital_monthly":1,"premium_extras_monthly":457.1,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"11FDB639-FEF3-450B-B5BB-1990CC11C228","product_id":"bb2471d2-d327-4539-b9d9-f40e21a0c255","product_code":"J17/SINK1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":498.28,"premium_hospital_monthly":1,"premium_extras_monthly":497.28,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E8638310-700F-411F-A06A-87AF893D14C4","product_id":"13829217-6002-4b23-8ade-d8e6ceb5b5b0","product_code":"J17/SIPA1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":517.43,"premium_hospital_monthly":1,"premium_extras_monthly":516.43,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E6F8A98B-14AF-4EC6-BAC7-696077815C2A","product_id":"650c77af-bec6-4eb8-b7db-68753ea1622a","product_code":"J17/SIQD1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":549.73,"premium_hospital_monthly":1,"premium_extras_monthly":548.73,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F5B67687-4B8F-4747-A577-EE53649D7BE0","product_id":"8ce04196-6227-49a3-8c34-6a10728d46c6","product_code":"J17/SIPW1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":597.94,"premium_hospital_monthly":1,"premium_extras_monthly":596.94,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"301F50E6-6C7B-4CC6-961E-52B9AEF77149","product_id":"401d2178-7886-411e-b45c-0cabd0a2eaae","product_code":"J17/SIQR1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":620.93,"premium_hospital_monthly":1,"premium_extras_monthly":619.93,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"7c11b388-0515-4b20-bbc7-c392f8f0d675","product_id":"a5aad3f9-b95d-44d1-b16a-306a07f2cd80","product_code":"J26/SLNI1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":156.37,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"842ce18c-199e-4e4b-89c5-bf11d63abbc4","product_id":"52669f16-1895-4b9e-824b-8ce29c763719","product_code":"J26/SLNB1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":173.03,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"43CE2819-D421-410F-A9C4-6FFCC7B66CA4","product_id":"21188527-2387-4fc0-944b-12722f363939","product_code":"J30/SLGT1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":174.4,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"CCC0AA5F-5753-4D6E-89CA-D1176E094023","product_id":"771f5e5f-0fc4-43f4-941b-738f28dc060f","product_code":"J25/SKSI1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":180.35,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"683cd508-5ca9-46f4-9238-4a35eba58c64","product_id":"d88597e4-3959-4850-b643-b6565c210462","product_code":"J16/SLLE1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":184.11,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"debe9530-87a1-486a-8c77-ba215aadc09c","product_id":"fa1bc8ef-6ee0-466a-8f9c-dde0ba25e067","product_code":"J26/SLOK1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":187.64,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"BD10B67A-919E-489D-8628-4DA74B94E4E6","product_id":"25b3a6a6-4c50-4216-8abb-e11e18a3af23","product_code":"J25/SKSR1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":190.67,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"8566A93C-D480-440C-BCB4-C3C4D12219B2","product_id":"cb869196-7403-4475-9ac5-8ab93c8b6b02","product_code":"J31/SLEM1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":200,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"ee881837-cf37-4d19-b99d-e87c94b5f778","product_id":"edc47ab1-9f1c-4978-be54-6dfbdb0c8056","product_code":"J26/SLOD1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":207.63,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6c8dabe6-15e7-4999-8838-fe1ad6a42509","product_id":"c17c7858-20cf-46cf-bbe6-d0aa4576650c","product_code":"J16/SLKX1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":207.78,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"36F6872A-F363-4510-B794-B3FF09ABA549","product_id":"5fa050f0-d671-49fe-83f2-e43c3de073f3","product_code":"J30/SLGV1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":209.28,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"CF2399B7-023B-4C66-8EDB-19046E63A7E1","product_id":"392c9951-d32c-401d-bb09-2ec618abfa37","product_code":"J31/SLEG1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":211.2,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"39ED1EB4-B514-4DE3-AAE3-728DAC44A015","product_id":"b013e57f-1375-49b3-86c3-9bea49f9b0e4","product_code":"J25/SKSM1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":216.42,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"25B1E964-4D97-4605-8291-1F098D63ED04","product_id":"119e8955-e604-4f2c-bb11-b331e3b14b12","product_code":"J20/SDDY1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":220.67,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2ba03242-4850-473f-aba3-133ebc7105ea","product_id":"8421ed66-fe79-45c9-a1a5-4b6b67b3d8c7","product_code":"J16/SLMG1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":220.93,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"3B86A5B0-6BEB-4B90-98CB-0B93B0E57642","product_id":"1ddd1c4e-9e32-4fee-b100-4e295fe55f77","product_code":"J32/SLJA1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":224,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3567464C-4FA1-4682-928D-524BF329E607","product_id":"e37e993d-664f-4298-93ec-3b1df5fd8e10","product_code":"J25/SKSU1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":228.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6667C404-ECC6-4B3C-B3E0-6EF5ED7A2700","product_id":"9c8c1902-beea-46c2-ac6d-7f795b6c67a5","product_code":"J24/SKMG1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":234.01,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2F648AD5-0F4A-45E3-B1A6-906FDE1E9FE9","product_id":"7e1d0975-8d44-4142-b191-9b9a6c2985ba","product_code":"J32/SLIU1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":236.54,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"7B5DE08A-BBA2-4C59-AA1D-C67D84B37840","product_id":"c3ca0e98-442c-4c40-b347-c78102d2996f","product_code":"J2/SAIR1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Public Hospital Basic Plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":237.52,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"public_shared","categories_covered":0,"categories_restricted":38,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Full details are provided in product guides available at defencehealth.com.au or 1800 335 425.","funds_product_code":null},{"product_item_id":"D494FD80-9C2A-4A94-9682-DE5B198D4F11","product_id":"ef306bf4-2a2f-49ba-9bb7-d0bf58bdd626","product_code":"J20/SDED1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":237.92,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"72A1E64E-E7AF-432A-98CB-A24A95BE0677","product_id":"017fae7d-7572-4a9d-9578-09aa4a5cf460","product_code":"J31/SLEO1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":240,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0D8459B9-2108-467F-A167-09A62532DBC9","product_id":"89389024-4bfe-4de7-a5bc-f586bc8b04e6","product_code":"J24/SKKJ1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":247.58,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"76450722-6c81-4d88-8f78-62adbf0ebda2","product_id":"e0660afb-6f23-4e7b-9e8c-c0252f3b2c70","product_code":"J16/SLLZ1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":249.33,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"2E87904D-5A20-4EC2-BAD7-241B4DFE9689","product_id":"ff4f33b6-edbb-4d63-a536-b9b6e0bab7ab","product_code":"J31/SLEI1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":253.44,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A4619663-E0C7-46ED-8363-5438130DF1D5","product_id":"7680d1f7-33f8-410b-a17f-242e2281972b","product_code":"J20/SJYP1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":264.81,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1B312BCF-4B5D-44FC-823F-EDE86F10C106","product_id":"a1ff5e45-df6b-4ee5-8d7e-d12b59e3421f","product_code":"J32/SLJC1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":268.8,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"58C165E2-17CD-4539-A34B-CE26153A9EBF","product_id":"b3255768-ab89-4efe-8ee7-7162c48c85c4","product_code":"J21/SHCG1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":276.32,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"BE36E5E1-C257-4939-AB7B-E5DFEF59043E","product_id":"bd05868b-0c00-42c8-ae61-5c55d21d1c69","product_code":"J24/SKME1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":280.81,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3498A392-D989-41C2-80F4-C657253B4E22","product_id":"b3ab35d0-06cf-46b9-9688-d6b030829283","product_code":"J32/SLIW1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":283.85,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"8945A9FC-154A-4551-99D9-813AC37F705C","product_id":"1ec6936b-fa01-416c-952b-9f561271e287","product_code":"J2/SKIP1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Public Hospital Basic Plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":285.02,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"public_shared","categories_covered":0,"categories_restricted":38,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Full details are provided in product guides available at defencehealth.com.au or 1800 335 425.","funds_product_code":null},{"product_item_id":"C1BF06FB-C490-448C-81F9-96DE6EA9B1A3","product_id":"47a67b86-358f-4f22-9d2f-2a8874f19691","product_code":"J20/SJYB1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":285.5,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"CBC3D7DA-0CBD-4BA4-BA80-E0CB7F7A925F","product_id":"e1f9fab3-286c-4d43-bc64-22bfc8328f9f","product_code":"J23/SKPW1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":289.83,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"BEC27BA9-BC1D-43C7-A06E-EBE6F07744F5","product_id":"c0ad92a6-aed0-45eb-a9be-42af959be51d","product_code":"J24/SKKH1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":297.09,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B71DC19E-4B39-48AC-8A37-514A5C89641C","product_id":"b84d840a-aaa6-49c9-ac90-f291615c6a72","product_code":"J21/SGWY1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":301.84,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"115DFCCF-69DD-4788-BC85-A861611B5C0F","product_id":"fba0ff30-942c-4000-ac67-271e70f4b40a","product_code":"J23/SKNZ1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":320.31,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"010EEEC9-7F3A-4AB4-A145-AB5F2252CF8E","product_id":"8625505a-9d07-4040-8ee3-ae6d48ef1989","product_code":"J21/SJWZ1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":331.58,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B1C51347-0F23-40C0-950F-FDE68C3ECAAA","product_id":"9bb0deea-ebb7-495b-b2e1-a8862f653505","product_code":"J22/SHML1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":332.08,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"DB02B24F-9549-4659-86D3-C8A968C3E84D","product_id":"ac24c284-a98a-4e78-9e86-f427d1efcc01","product_code":"J23/SKPS1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":347.79,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"CFF0552B-1636-44FD-9B21-595D732CCADF","product_id":"9099e0d4-a11e-42c4-8fa2-16a0300b41f2","product_code":"J15/SBPS1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":351.17,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"43E9725F-3C16-4EB9-9F9F-008F0DBCBD10","product_id":"96fe04a1-d8f8-4c87-8f4d-95beacb109f4","product_code":"J21/SJWL1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":362.21,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"77B03B27-4A7E-4D2D-BBB9-FBE8DCEEBF9E","product_id":"1302b640-b400-421f-85b0-5e3fc7fdb830","product_code":"J22/SGNG1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":366.91,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"414E5CCF-70C0-4AD1-88EA-A38E065FA07E","product_id":"91bb79f8-e9f9-4a88-a703-cd4e4188f563","product_code":"J1/SAMH1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 800","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":376.99,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":800,"excess_per_admission":800,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F7F3A173-B8DA-4857-96AE-FC88E209EA10","product_id":"01675b11-3e96-4e18-bc49-e25e0a6133bf","product_code":"J15/SBOJ1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":379.9,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0B0F462A-0B7E-4450-94D6-BF38BA42EB18","product_id":"71492963-d120-442e-87cc-3d4377b23543","product_code":"J23/SKNV1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":384.37,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"FEEFE7B4-9FB3-4EA5-8322-AB9D364AF565","product_id":"3e385038-3072-43a0-beca-78f4d13be64b","product_code":"J1/SALN1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 500","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":395.65,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"BFBF1B4E-27F1-4391-AB91-792958BF22B8","product_id":"838415e1-c8ac-4ebf-923c-3561c5631f42","product_code":"J22/SJVX1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":398.5,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A33DB4D9-BD02-46B3-B0E8-336F915C866C","product_id":"484fb97f-f619-488f-b64c-561a9fc3605c","product_code":"J1/SAKV1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 300","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":410.1,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":300,"excess_per_admission":300,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"96DBE5DA-DCBC-4383-ACC0-501DCA964FEB","product_id":"c8f63234-cb3a-4dc0-884b-4f0cf8fd0799","product_code":"J15/SKHT1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":421.4,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5AA5CEA2-92E5-45F0-BF61-3F001DE9B7BA","product_id":"18b71b6f-b22e-48a4-993b-90c4ea0f1484","product_code":"J14/SBEG1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":424.29,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B4F83055-3F1C-44D3-9BA6-7F5AC9653A29","product_id":"c53381fd-2c5c-4f18-9b8b-ff863626e237","product_code":"J1/SAJN1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":438.21,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"BC68EDD3-494D-4800-AAA3-8CB7D860B168","product_id":"2c455d17-3ab7-419c-899f-f769dd1d97a4","product_code":"J22/SJVJ1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":440.29,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"FC472AF1-0E88-4BBB-9D83-6C300AFA949B","product_id":"2fe1c765-99a9-4931-9147-e570f249bbb0","product_code":"J19/SHTW1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":442.06,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A83EDFE6-ADA3-4C46-8D48-158E9B685294","product_id":"6d294ff8-bc1d-42c4-be53-ebffa3144121","product_code":"J14/SBEC1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":443.5,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0A2ABBCD-EC58-4BA3-9EB7-F6D1EB8EF64F","product_id":"0ce5612d-2393-455c-9b4e-85c407924c0d","product_code":"J1/SKDZ1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 800","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":452.39,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":800,"excess_per_admission":800,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A6763BFE-A09E-4C73-A619-2A9F549FB473","product_id":"d74881b3-523d-4f2f-8c81-0fcaba522341","product_code":"J15/SKHF1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":455.88,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F5DCEF72-A436-4514-8A51-CAC522A48635","product_id":"16eea2d7-b260-49ee-a477-512028b4746c","product_code":"J19/SHPG1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":457.25,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"251A1D44-38C8-4AEC-9905-0603B7287659","product_id":"fb8eae05-8c6a-41c4-896d-c979e3c8bdb1","product_code":"J14/SBCO1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":468.61,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"12A8F998-6216-484A-A358-79D6392954F2","product_id":"dc3a729b-cc4d-4fbe-b77a-6f450563b056","product_code":"J1/SKDL1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 500","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":474.78,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B73683B7-C02D-44E6-845B-19BCD39095A6","product_id":"ec041ad4-bdd1-448f-b09a-6e0c50d882e3","product_code":"J1/SKCX1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 300","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":492.12,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":300,"excess_per_admission":300,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"20E9EF44-1CF7-4C14-A530-977BF0A64789","product_id":"bd696cb8-485a-4041-977e-a0d992b3d32c","product_code":"J27/SLBQ1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":497.07,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"30B31718-7B87-4C0C-ACF6-F43B40D380B4","product_id":"cb51272c-667f-4a2a-998a-5a9b9066f5e2","product_code":"J14/SJZR1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":509.15,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"04F2F26A-2AAC-4E84-81C9-EC44CA136FC3","product_id":"df0fb8ff-882d-4ae5-b141-078ee1430bbf","product_code":"J19/SCZP1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":525.23,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"CBBF1B9E-1E91-4535-B902-D2F3B7CE6098","product_id":"cdf67877-523f-4b33-9498-5ce97c5fae72","product_code":"J1/SKCJ1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":525.85,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"266F1990-3505-488F-9654-4EABE005C884","product_id":"f89bd475-5f80-4096-9bd9-f83d443b63be","product_code":"J19/SKGD1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":530.48,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"87FD4739-5529-4DF5-800F-280220FDC461","product_id":"908e16ee-b286-493c-aa1a-8e2b4d7ced09","product_code":"J14/SKAF1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":532.2,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B595BC8C-BC68-4255-A008-98090CA343C5","product_id":"46419ad5-752e-42eb-b523-d8bf6873b526","product_code":"J19/SKFP1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":548.7,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"EDC425E8-5A5B-454A-BE17-8B72EBE48153","product_id":"d1459439-1fe0-426c-b48c-b7e9a0bc84ed","product_code":"J14/SKAT1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":562.33,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9FF378FE-9D1B-40FE-BFE6-281BA0B8DFE1","product_id":"b41950ad-1135-44cc-a72f-7fdbe5f8716c","product_code":"J27/SLCE1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":596.48,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B40821B0-6574-42BE-9A22-84A8EBA28DF4","product_id":"f6e55ba0-2a35-425c-a7ac-523598449e5d","product_code":"J28/SKYD1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":598.61,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"CB211FB4-B519-4417-B8A6-F43A248132DB","product_id":"43e32822-f610-46f0-856d-79945fa7a4a8","product_code":"J19/SKEN1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":630.28,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D1B1A041-82F1-4AAA-A5EC-F46ED3182898","product_id":"2954cd77-b571-4595-9f8e-424f0d4ed912","product_code":"J28/SKYR1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"SA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":718.33,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4B634CC5-6AB5-4D03-9570-1553988FFF2D","product_id":"85efaea5-15a2-4177-abc2-913725122c81","product_code":"J18/TILG20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Essentials Package Basic Plus 250","product_type":"combined","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":277.52,"premium_hospital_monthly":1,"premium_extras_monthly":276.52,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":9,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":"extras1","other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"4A165AFC-B879-42A4-93E2-3198F1EA8C71","product_id":"d02a7e22-4634-4e7f-8d1f-138207ff2f31","product_code":"J17/TIMN20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":581.78,"premium_hospital_monthly":1,"premium_extras_monthly":580.78,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"BF6F8D4F-51EB-4FF6-A3D6-FDA0F7ED9AF6","product_id":"71048e47-b0cb-41ac-9166-35c2987a4340","product_code":"J17/TILS20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":630.14,"premium_hospital_monthly":1,"premium_extras_monthly":629.14,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"DA2C529F-FBCB-480A-96DC-C5CF6E5C1E7A","product_id":"1b8b586a-d906-4afe-be4f-aff32a77c6ba","product_code":"J17/TIOD20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":671.84,"premium_hospital_monthly":1,"premium_extras_monthly":670.84,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2BB81CB3-5961-4513-AA58-F69AE1D9253C","product_id":"9a6ce19b-3a0d-42d3-bf34-6c79e26012be","product_code":"J30/TLGY20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":228,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"94B229C3-AD63-43F1-AA1E-46F1DB2E14DD","product_id":"8c20b639-d25b-4d11-9eb3-42bac96d049a","product_code":"J26/TKVF20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":235.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1FF1B92D-FFBA-49DD-8088-E78347ABB7D6","product_id":"707ddef2-62c7-4319-bf5a-652b113e75bf","product_code":"J16/TKIH20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":241.76,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"C07CCAD5-2C63-4631-AAA3-24E2EE73330A","product_id":"b27347b0-a197-497f-a641-7a7fbd0a25ab","product_code":"J31/TLEX20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":250,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B29600BD-F3B4-4391-9827-8074DADAF3DA","product_id":"81d0cbb2-51ba-4221-be2b-f5dc51ad2aaf","product_code":"J26/TKVC20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":255.34,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D3A5DA45-6EB1-4C33-A5CF-270CF9F5CF93","product_id":"26c9ccfb-1875-41c0-8323-682ab459cdcf","product_code":"J25/TKTE20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":260,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F6EBD407-2A44-4269-BBAA-AB42676D65B2","product_id":"b3efaf3a-4c09-45b6-8e62-c33f63922529","product_code":"J16/TBMG20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":265.94,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"572CE142-B92C-46FA-B0FA-69C563FCBFD3","product_id":"fbdcedcd-3db7-4254-9889-63e9b725c3ca","product_code":"J20/TDEI20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":279.16,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"05C40EDB-EE2E-4AC1-92FE-F391A732CA0A","product_id":"d28b35ed-1f3f-4d4c-b36b-22eccd753ff1","product_code":"J32/TLJR20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":280,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E1C0F8A0-28D2-4CC6-BF1C-27A0D1BBD72E","product_id":"82fb47bc-dae8-47f1-9637-a437cee3398f","product_code":"J31/TLER20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":280,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"77970F55-FE6A-448C-8B04-1F367E6221CF","product_id":"065e86e8-7190-440c-b07f-66255a1358eb","product_code":"J25/TKTJ20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":286.68,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A2B5A344-CA67-417F-983F-E5F36DBFFE55","product_id":"cffc56f0-5b3b-4e1d-b3c4-251f91cb1e36","product_code":"J2/TANS20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Public Hospital Basic Plus","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":295.5,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"public_shared","categories_covered":0,"categories_restricted":38,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Full details are provided in product guides available at defencehealth.com.au or 1800 335 425.","funds_product_code":null},{"product_item_id":"D0A11C1B-8057-4441-9196-2CAD88CA629E","product_id":"3624fb9a-0978-4065-8628-44bd310890fc","product_code":"J20/TDEL20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":303.04,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4D7C7150-1CBD-45B3-91E2-CC2553FBF9CC","product_id":"36ed78a9-ad17-4f8d-906b-2d72975c6ee2","product_code":"J32/TLJL20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":313.6,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"7C1E719F-93E7-4AB5-A65A-9255B39E948F","product_id":"299a620f-76f1-428d-bef6-bb2f07e95b8e","product_code":"J24/TKMO20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":339.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"24CBDDCA-7307-48F2-8C54-B995D4109F4B","product_id":"d83bd623-3c1a-4c92-8238-cd495cb1c718","product_code":"J24/TKKR20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":357.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"13F32578-635D-4D67-969F-D840B8216613","product_id":"23d34d6a-869c-4b8e-a43e-e020fe40a68e","product_code":"J21/THCJ20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":378.08,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0F0E4B12-E253-4374-A34F-7F8C7D2FDAA6","product_id":"1f612590-6f13-48c5-b1e0-10ee1ed75815","product_code":"J21/TGXE20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":402,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"52B7B086-5597-4DF1-8F30-8B0B568DDACA","product_id":"764dd5c3-ea6f-4870-95ff-698603207aaf","product_code":"J15/TBPZ20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":456.9,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"96884D93-D978-4277-9E09-527F91C11D58","product_id":"9e6504c2-5ab3-44cb-a4e5-55b488ed7006","product_code":"J23/TKQC20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":477.04,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"270254FF-AB52-4B76-8DB8-00BEC561A085","product_id":"5e63e419-e3d4-41ad-9163-67cfb871e984","product_code":"J22/THMG20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":478.1,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"73F69AFD-BECB-4BA1-8C18-7E0606705479","product_id":"a343f1f3-6df6-4d4a-a8ab-781f7d6a899e","product_code":"J1/TANK20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 800","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":489.94,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":800,"excess_per_admission":800,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"60E99127-8958-4516-8717-3E57EE2FDB5A","product_id":"5b300940-3116-46ae-8665-c313a1231397","product_code":"J23/TKOF20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":492.72,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A03B0633-F3E1-41DD-A69E-0AC5399D81F3","product_id":"c3d7c860-d93a-4a02-81ef-820e9ea4373a","product_code":"J22/TGNM20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":493.78,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5F0B43C2-9D81-457F-9B86-863A3F8CB254","product_id":"9181cae0-40dd-4e41-a33c-821423dc80cc","product_code":"J15/TBOQ20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":499.12,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5047A5C6-E2AD-40FC-8FC3-310A06D9E54A","product_id":"c77aa158-c895-4ccb-93d9-7ba2d3dc522a","product_code":"J1/TANE20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 500","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":510.78,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"39B5131B-8D73-439A-8D5B-23B4A88B32E7","product_id":"c54cadf9-992a-4e48-8419-c3ddc3ee5b58","product_code":"J1/TAMW20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 300","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":527.46,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":300,"excess_per_admission":300,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2F884B6F-29DC-4A26-BC44-659B0D818AC2","product_id":"eb783372-6925-4d5c-9438-ae6e34d73ea2","product_code":"J14/TBFD20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":537.54,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0C8819BB-82D8-4C74-A3DC-204FFC305515","product_id":"4e7dab3a-61e0-4fe0-b9dc-680dc33e17f4","product_code":"J1/TAMR20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":558.14,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D5595E6C-ECED-4645-9373-BD38165E54BF","product_id":"0f5bee7d-8457-4365-96c6-68b0ae80f905","product_code":"J19/THUE20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":581.5,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"560771C1-FA9A-4626-9F21-A4082673D4EE","product_id":"8789391b-c103-4fc1-a290-c6c41275fc4b","product_code":"J14/TBEZ20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":586.16,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"44BE5D7F-5CC5-4386-9CDD-94C9EB41B0A5","product_id":"6e4d50d0-317c-4986-b3c3-cb63881d5fff","product_code":"J14/TBCZ20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":615.38,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"557A988D-9E64-4BE0-8D99-6C522ABBD467","product_id":"34d72c5e-8eff-484b-9423-bda2d567a382","product_code":"J19/THPN20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":627.18,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F076B416-FAF1-4EAC-BC66-BA99F64951A0","product_id":"437f743b-6b32-4b04-92a8-ed2f7900bb90","product_code":"J19/TDAB20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":740.06,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"7B0809AC-25AC-496F-BC6D-1B73A032FF30","product_id":"88625ec6-ed00-4412-bcea-8a9f20bf457e","product_code":"J27/TLBK20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":767.44,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F61AFC17-6630-435D-90BF-DA3F8C9A4ECC","product_id":"ea44fe18-02d9-4230-a2ac-9471de956518","product_code":"J28/TKXX20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"TAS","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":804.16,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D6BA77CC-330E-49A5-8A60-B531E5ACCC1A","product_id":"462323e9-4b30-4d93-b52a-b6c75f44d7e2","product_code":"J17/TINW0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"TAS","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":335.92,"premium_hospital_monthly":1,"premium_extras_monthly":334.92,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"310b0dc8-03e8-48fa-9bb8-bbb8628065e3","product_id":"c6f3ad67-2a47-4a19-8de9-bb0f719a8050","product_code":"J26/TLPG0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"TAS","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":127.67,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"8219DC29-2870-4033-9C6D-6BA5A6833714","product_id":"db63473d-e83b-4122-983a-22af02c22e10","product_code":"J25/TKTC0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"TAS","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":143.34,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0C0A6292-61A3-4E4A-B99C-BC41AD809FAC","product_id":"3330ed9a-19f4-4d8c-9378-19f5a2ca4cde","product_code":"J24/TKMK0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"TAS","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":178.95,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"965D8E0F-ADCA-4A97-AD78-C009AC71107E","product_id":"2df4617b-19dd-49fd-8668-c8be4ed131f9","product_code":"J23/TKQB0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"TAS","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":246.36,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5845345E-1BFE-4D82-8A08-8EA807FFD32C","product_id":"fd821a84-c4d7-41ff-bd85-e14b9b80675e","product_code":"J15/TCCX0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"TAS","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":249.56,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1157A3A8-067B-4FCF-A16C-940C14F34C20","product_id":"d330c5d3-46aa-4cff-837f-e920238a38fa","product_code":"J1/TCGY0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"TAS","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":279.07,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"BA23C752-343A-42C6-8D13-62FCEF776CC2","product_id":"9134bbcd-f9e6-44e9-905e-b98452c06ecb","product_code":"J14/TCBV0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"TAS","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":307.69,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"66EE4CFB-FC21-481B-9788-EF8BE3CFAE7C","product_id":"50ba91ca-0253-4480-ad7c-7d1e341f7f91","product_code":"J19/TDAM0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"TAS","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":370.03,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3d63ad09-d578-4b63-a2a8-c5c1d6275e71","product_id":"9a6f462e-a625-410c-bae0-5f3a8f06b551","product_code":"J27/TLPN0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"TAS","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":383.72,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"46981B88-8ED3-44EA-A00C-6B19FA11C059","product_id":"5f291ead-53f3-45a7-8a49-2e2bc5c45947","product_code":"J19/THUH0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"TAS","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":465.2,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6B59C5F9-1B7C-4D22-A897-4DB3903B3D46","product_id":"88fb4e53-356a-4659-9262-894ecb8800cc","product_code":"J17/TIMU2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":581.78,"premium_hospital_monthly":1,"premium_extras_monthly":580.78,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D134418F-7658-4F65-815B-EF719CA16737","product_id":"e8fcb1b4-7ba5-4d43-a88d-fc7eeca0f4e9","product_code":"J17/TILZ2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":630.14,"premium_hospital_monthly":1,"premium_extras_monthly":629.14,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"BAAD6515-07B4-4FD6-884F-2225FF7AA57A","product_id":"42ee5236-7ddb-4860-933d-dc6691c8c0fe","product_code":"J17/TIOK2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":671.84,"premium_hospital_monthly":1,"premium_extras_monthly":670.84,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1FF79CAE-16CA-4F57-A499-7073E1687044","product_id":"f9a726d1-00ec-48f1-9536-b998e0f8ab24","product_code":"J17/TIPQ2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":727.23,"premium_hospital_monthly":1,"premium_extras_monthly":726.23,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A185B3A9-AEDE-4A5A-A55D-E5A6929BE9F0","product_id":"866b4341-899c-45a6-8776-ccab28144ca0","product_code":"J17/TIPJ2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":787.68,"premium_hospital_monthly":1,"premium_extras_monthly":786.68,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E44E71A1-6D75-4A59-BD65-09931C5B255A","product_id":"30821eab-cb92-4652-8177-36f7bd7a6c70","product_code":"J17/TIQL2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":839.81,"premium_hospital_monthly":1,"premium_extras_monthly":838.81,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"84D4B0FD-7A05-4ED4-BBAB-7EF7FF2BF7C6","product_id":"bab7245b-fef3-413c-912f-1903ddddd19c","product_code":"J30/TLHA2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":228,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"38da3271-0bee-4079-9d31-bfa958f5348b","product_id":"19e67111-d504-410e-a186-2debe40ee4b8","product_code":"J26/TLNX2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":235.3,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"349d64eb-8f98-4118-a9ac-fef18898f493","product_id":"63e845d1-b5af-4ed8-8448-25f3e6c4e79d","product_code":"J16/TLLT2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":241.76,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"5194d4ad-bfc8-42a5-a5f4-fd70d001d674","product_id":"b25072fb-150f-46c3-a611-dd986a056604","product_code":"J26/TLNQ2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":255.34,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2DF0659A-50CD-46FA-A472-888D704ECE56","product_id":"38976155-cdce-4f76-beed-a5fb2c41500e","product_code":"J25/TKTG2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":260,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"a822e27e-00b8-46ee-86f0-e017688cb834","product_id":"84970389-fab5-4470-9502-2545f6e807e9","product_code":"J16/TLLM2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":265.94,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"F03532D7-CF59-4D12-9BE6-F251B5E14D83","product_id":"6a5191d8-b441-4096-b607-3ad518fe0884","product_code":"J31/TLEZ2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":268.75,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"92A05196-82EC-49E5-90BB-F05B70F28412","product_id":"f9fc279c-d52b-4502-a8c1-8e0233c549a9","product_code":"J30/TLHC2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":285,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"932B123E-58F8-4110-8C9B-9924C4F0303C","product_id":"44c9796a-3acf-4ba6-ab49-e2b1281e0413","product_code":"J25/TKTB2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":286.68,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"c4923925-8a6b-4b3e-b22c-ce2135aa6d4d","product_id":"36f81ae6-e33c-458a-8cb7-fe259ec73be5","product_code":"J26/TLOZ2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":294.13,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6164DC03-59E3-4D35-9313-3E7BE387C02E","product_id":"3631634e-d43d-4700-9d54-906ccae676dd","product_code":"J20/TDEJ2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":300.1,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C4B5CF74-6252-4249-BFB9-57D5087C6668","product_id":"4a067521-fd84-4007-a412-5bbc71287128","product_code":"J32/TLJT2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":301,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C7C092F5-DCB5-4248-B927-0FCA8AE29E55","product_id":"3b2005f5-dcad-4a98-baa1-ca460841ff52","product_code":"J31/TLET2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":301,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"d2d463db-a3b7-4456-9eef-ee2888232402","product_id":"dc30bfb5-99c6-486e-9164-90816265983b","product_code":"J16/TLMV2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":302.2,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"BF261FEA-C7B5-4B7D-9D1D-9A14962CE668","product_id":"c3c821dd-4d6c-4eb7-82c8-acbac5adec22","product_code":"J2/TANW2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Public Hospital Basic Plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":302.89,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"public_shared","categories_covered":0,"categories_restricted":38,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Full details are provided in product guides available at defencehealth.com.au or 1800 335 425.","funds_product_code":null},{"product_item_id":"a2fa509d-a5ac-4993-9d87-b5769b23d559","product_id":"06c66025-cccc-4c17-97d2-250b979d2d1e","product_code":"J26/TLOS2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":319.18,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"DC40B33F-38C2-48ED-8B42-A43EDC8D1355","product_id":"eac03915-20ed-4c87-8dc1-98a1c78fa65a","product_code":"J25/TKTD2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":325,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"24CB62D7-459F-4896-A446-DA328A86ED46","product_id":"6b68670c-7598-4930-b1bc-d77645c34161","product_code":"J20/TDEN2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":325.77,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1c1ba076-440b-4f02-bba4-f9ec759f0535","product_id":"7b100c20-4d33-4030-907d-3685b27deb2a","product_code":"J16/TLMO2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":332.43,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"5B0937BC-8233-4C41-9AAE-19655361262B","product_id":"2a6a3e9b-fb7c-44d8-b081-cbc9c0616dc6","product_code":"J31/TLFB2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":335.94,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"68AAA362-EE47-4C8D-ABA6-8F81B7D6DDCC","product_id":"a2c9bd74-b659-4b10-9582-1aabe2266b6a","product_code":"J32/TLJN2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":337.12,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"CE48353C-9D1A-4706-B8FC-B31DB0CE0E8C","product_id":"92430548-fe29-4f7e-b7ee-9d3237cc92fc","product_code":"J24/TKMQ2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":339.5,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"74202AE3-F180-456F-A380-6CDBE54C075F","product_id":"03c2f9e3-5c33-4c58-b96e-7a18ce334339","product_code":"J24/TKKT2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":357.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"743B289B-F8CA-4D86-9B63-7ADBFE544317","product_id":"c2eb7f27-1387-4d2b-a669-ae9a0b366719","product_code":"J25/TKSX2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":358.35,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A0A0C84C-636D-4591-A92E-2B4D9365E5E9","product_id":"6fc78dc4-be42-4b90-9db5-38c2a32380f1","product_code":"J20/TJYJ2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":375.12,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"7B88E57D-B593-4EE9-AE36-71BDED2B3C2A","product_id":"b52baffd-d891-4a5b-b17d-e5d043ac44a0","product_code":"J32/TLJV2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":376.25,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C2FDCB2D-E9BD-4D12-AE5F-EB9FC7BB2060","product_id":"3b366f75-20cd-4630-b684-b76e4ed5e55e","product_code":"J31/TLEV2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":376.25,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9210D53A-5D2C-4391-912B-2CB613236DA1","product_id":"770a8ba3-338a-4f17-9a63-d2a233d4949c","product_code":"J21/THCL2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":378.08,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C43EE2ED-9850-4D8D-90AA-E0F465566809","product_id":"7136685f-bc6e-493c-b262-52496da007d6","product_code":"J2/TKIX2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Public Hospital Basic Plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":378.61,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"public_shared","categories_covered":0,"categories_restricted":38,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Full details are provided in product guides available at defencehealth.com.au or 1800 335 425.","funds_product_code":null},{"product_item_id":"0DE7A76C-6E22-4039-AA85-DEEAED6FAC3D","product_id":"852c80d3-e5a0-4e54-93e4-be3381622544","product_code":"J21/TGXF2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":402,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"AB6C7CAE-C60E-4A4D-BAE8-A94BDAC13B58","product_id":"cd643d1d-33f4-4196-8a59-016cbdcf1251","product_code":"J20/TJXV2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":407.21,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"63311E34-E45B-4A32-BF43-A0A4C82AC0CB","product_id":"9716832a-bfdc-4e51-ab17-49c9ff732687","product_code":"J32/TLJP2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":421.4,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"51153A4B-21DC-4684-854D-15C30DB76B8B","product_id":"a6d0ba76-db23-4d2b-bf89-b9bd56ce48ab","product_code":"J24/TKMP2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":424.38,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"64A84B25-A41F-4666-8492-3FAE7319A9B9","product_id":"8ac592fe-7c94-4e90-ba26-b7621fd59b9a","product_code":"J24/TKKS2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":447.38,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"43584D58-7D9F-469C-B1B7-4A7325519ACC","product_id":"c17b8f1c-dbc4-4c86-a618-99e7dacddea9","product_code":"J15/TBQB2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":456.9,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2453BBAF-C415-4E5A-A6BF-4DBA802EBE6F","product_id":"29232e8a-ba23-41cf-82eb-e44e4c5f6a29","product_code":"J21/TJWT2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":472.6,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"90880B20-09B7-404A-99DC-CC1E5AFFEA7B","product_id":"4382482b-b606-4cfe-beb4-d04b1e8f4d42","product_code":"J23/TKPY2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":477.04,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2EF88EE9-574E-4ED1-A646-C5C8E9E98521","product_id":"d12f123d-51ee-473f-8b3c-7395f8bb7751","product_code":"J22/THMH2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":478.1,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"637B7F78-F338-4B3A-8B99-326AFC66DB69","product_id":"d6ce2c02-b271-4d72-8c20-8f592c23061f","product_code":"J23/TKOB2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":492.72,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F3B4E46C-3448-460B-BD68-4629C029529C","product_id":"20e60bb3-726c-42ea-83bd-2d4a086bf52f","product_code":"J22/TGNN2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":493.78,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"62D6D115-8A5D-4808-B4B6-173077710C0A","product_id":"e71eb608-d4b3-4664-a938-aeeb93ce5f58","product_code":"J15/TBOR2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":499.12,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"84F45B00-7EE4-42B3-9BEE-2A59E8B5D5AD","product_id":"8f3a59d9-525f-4930-8cf3-e4fae14d794a","product_code":"J1/TANO2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 800","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":502.19,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":800,"excess_per_admission":800,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"DFF05FFC-A5C8-4F46-81F7-FA7DC4F0ED3E","product_id":"092e15cf-37b8-41c2-9436-c9a46bc9ca77","product_code":"J21/TJWF2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":502.5,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"7CE15370-7311-4827-AC81-2E3DEFFD0C12","product_id":"c5cbcfe8-71a1-4bcb-8755-50914b0cacd0","product_code":"J1/TANI2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 500","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":523.55,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E24071E5-958B-44E4-A003-B92CDDC68128","product_id":"1c147a26-0545-4fd8-a8ec-ad8cf96166e6","product_code":"J14/TBFF2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":537.54,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3F460079-77BF-4F48-9450-F0EDA567A357","product_id":"d5478634-38fd-46a0-9347-72c88a350167","product_code":"J1/TAMY2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 300","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":540.65,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":300,"excess_per_admission":300,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"ACEFDFFF-8512-4F51-AFB8-16507F4EC7CA","product_id":"7d6a77bc-1eec-4153-86f3-7fc4a73dade1","product_code":"J15/TKHN2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":571.13,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"CC4EAADB-1774-4292-9AB9-1FE8CBF3CB7E","product_id":"fb49e3f1-6c7a-4946-b327-04de3fca4a6a","product_code":"J1/TAMS2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":572.09,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"58F4F32D-6991-47E3-A6DD-B9DBD5485B4C","product_id":"d308beb2-d062-40ef-bf8b-e6225ae82e86","product_code":"J19/THUG2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":581.5,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"958673A3-5260-4882-819E-3BEB3AB14074","product_id":"1e0de12f-b96e-4626-89a6-fc4df16c6b44","product_code":"J14/TBFB2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":586.16,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"83FE2C6E-4C5F-4328-BC77-A2847FCAB71A","product_id":"78ffd59e-b113-4bbc-b0ba-22889ed8c73e","product_code":"J23/TKQA2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":596.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"DCF3F5C7-EF13-441D-90AB-4BC78DA5B39D","product_id":"13ffbc70-a51b-4853-aee4-5ed4d02923ea","product_code":"J22/TJVR2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":597.63,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"024E536B-1191-4A54-8CD4-C37D902C470E","product_id":"655d7026-9177-49f4-bc0d-d9a3792086de","product_code":"J14/TBDB2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":615.38,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"39056DDF-C56C-4674-9574-AE68ADD01153","product_id":"917d1c95-1c90-4217-8abf-855f860a77ef","product_code":"J23/TKOD2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":615.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"AD3DC7F3-A831-4010-B54A-6FA39D25A20A","product_id":"a72addbd-c245-405a-a584-6bb112ecd847","product_code":"J22/TJVD2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":617.23,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"8AA4C338-89E1-4548-AB5B-587FE9FB6FF3","product_id":"ab6de76d-7d00-4739-b99b-ea3f4d5b7763","product_code":"J15/TKGZ2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":623.9,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"FE5CDEB5-C754-4BB8-9A7F-FE5B9C82BC3A","product_id":"c9b4eec6-d619-484e-9be2-2cd42b36ca37","product_code":"J19/THPP2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":627.18,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A3C8FDD9-7AD5-46A2-AAA7-736457138B76","product_id":"6a59edee-2fb3-4ef7-8806-275a436c12b9","product_code":"J1/TKDT2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 800","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":627.74,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":800,"excess_per_admission":800,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3E2AD5DF-31A5-4762-B601-EC1F01ECA756","product_id":"8ce45641-ab62-44e4-970e-15e2f8ce0997","product_code":"J1/TKDF2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 500","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":654.44,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F769989B-721F-4225-AD12-3DA882BC85AA","product_id":"023a3826-eefe-4a6b-a1f0-0990d5505834","product_code":"J14/TJZL2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":671.93,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"EA8BFE3B-D1D0-41C6-9264-2618E98370D3","product_id":"9949ac87-22b5-4bd7-b814-8f0aaef2fe5d","product_code":"J1/TKCR2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 300","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":675.81,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":300,"excess_per_admission":300,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A1AD41D4-1A19-4B9B-9875-1FF71DC4DEA6","product_id":"a44580fe-07ec-4176-b7b2-d5ac44983275","product_code":"J1/TKCD2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":715.12,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E0950016-9C4B-4939-AEA4-7B0679CD895F","product_id":"ff35b359-107f-41e5-8a04-ed26f0c1dd61","product_code":"J19/TKFX2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":726.88,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A95C42DB-35B4-42DB-BB9B-4A743508D772","product_id":"c33077f3-9006-4c4a-917f-719b82dfede9","product_code":"J14/TJZZ2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":732.7,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"49C743B7-F4D1-4EC2-97E5-F2E636729D51","product_id":"be115cbb-b792-4f75-b3d7-f5be9f7fde4d","product_code":"J19/TDAD2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":740.06,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C828D747-AE52-41DC-91E7-22C6D1153B84","product_id":"ccefcd5f-8879-4396-978d-e93492763d2b","product_code":"J27/TLBY2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":767.44,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"27FFE49F-2EC0-4721-B5E8-33CD81E4BA76","product_id":"a14c6af2-a01b-45e6-ac4c-18d10b3526b9","product_code":"J14/TKAN2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":769.23,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"ACB0D6E1-6F38-4FCC-9B5A-9231644979C5","product_id":"74c666e1-a834-4438-9a48-cbefc694d5cf","product_code":"J19/TKFJ2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":783.98,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"29254BFA-ADA0-47FD-84B9-FBF023677DC6","product_id":"e4ef67ea-4999-4e90-8c2c-d04355ca8f21","product_code":"J28/TKYL2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":804.16,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"CF607A06-7CBC-43CF-85E3-5BDC2FEA1F2C","product_id":"f091619f-07a9-46aa-9a01-91290231504d","product_code":"J19/TKEH2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":925.08,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4F7BAF10-CDEF-4209-AE7A-7141AEB7D31C","product_id":"d947f1e7-92bb-40fe-b13e-c52f94f12fa0","product_code":"J27/TLCM2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":959.3,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"994B0C15-2B54-43E6-82BA-E6A67751D29B","product_id":"85dd1876-17a5-4e62-bf7d-a682c22333e7","product_code":"J28/TKYZ2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"TAS","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":1005.2,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"00C4B643-2101-4CBD-9E26-0626E544B0FB","product_id":"8426eb88-f136-4844-b638-5d46d799adb9","product_code":"J18/TILN10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Essentials Package Basic Plus 250","product_type":"combined","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":138.76,"premium_hospital_monthly":1,"premium_extras_monthly":137.76,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":9,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":"extras1","other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"6C43D608-5B95-45C7-B60B-84A6F85A7979","product_id":"1b8037e2-2eed-457c-9401-6f7e8338ef21","product_code":"J17/TINB10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":290.89,"premium_hospital_monthly":1,"premium_extras_monthly":289.89,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"455A907C-4F62-479D-922E-489776EED1DE","product_id":"bb5d3213-e6a2-4f4b-9eb7-dba3a625e30a","product_code":"J17/TIMG10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":315.07,"premium_hospital_monthly":1,"premium_extras_monthly":314.07,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D1FEACD6-AC17-4911-B664-89D231D2828F","product_id":"e0a7b43f-0588-4ba8-8241-98a3b6307d89","product_code":"J17/TIOR10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":335.92,"premium_hospital_monthly":1,"premium_extras_monthly":334.92,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"182C304C-CDC1-4803-A088-23564F49196B","product_id":"e80c3a58-c67f-4c8a-8867-970779ecdccb","product_code":"J30/TLGX10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":114,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1AABE4DD-019A-4651-9A71-0B54CEFE0932","product_id":"99b6285d-a397-426d-bef7-4412f77f514b","product_code":"J26/TKVD10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":117.65,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D3CEE520-3EB5-4FC1-88E6-A0E73F520657","product_id":"3b1e6ef9-907f-4e12-9720-f653910e8ecc","product_code":"J16/TKHY10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":120.88,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"7AA788E3-A187-4ED8-8E8D-41E1A6F0A508","product_id":"6e39e59a-39e8-4cb5-8a20-03701499a06a","product_code":"J31/TLEW10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":125,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"87F15A9B-1663-4263-8924-7AB87277B5BA","product_id":"59bd0e56-f70c-4f2c-847e-8d40e717585e","product_code":"J26/TKVE10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":127.67,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"ADBBA7BC-B3B1-4D2E-9321-67445D9396F2","product_id":"0662972d-c57b-4784-bbef-a274c69bb594","product_code":"J25/TKTH10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":130,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D6B3DDEE-83D0-4F25-B186-6341907E320F","product_id":"1b30f228-f41e-4284-b704-39550276e096","product_code":"J16/TBMF10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":132.97,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"251D61BB-16B7-4666-96FF-0BBDA889F41D","product_id":"c5048eb1-3fa8-42c5-a47b-140fa828cb65","product_code":"J20/TDEG10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":139.58,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6864895B-504F-4C28-8DB5-52D70E6A3C11","product_id":"bdfe56fa-8d98-4e3f-b529-3b412283704c","product_code":"J31/TLEQ10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":140,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A61C6C89-2F5D-4258-A646-F7D178CBF012","product_id":"f3e3bd5a-01c0-4e40-8280-a128d7990adc","product_code":"J32/TLJQ10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":140,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0A06EAE7-BF4A-49A0-9210-307C43F4E3C9","product_id":"90191d80-fefc-4d78-afec-fdded118448a","product_code":"J25/TKSZ10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":143.34,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1CBADFAA-D9F2-4595-AA23-A1A109E2C82D","product_id":"7164c932-1f63-426b-b444-cb0b72d97a59","product_code":"J2/TANQ10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Public Hospital Basic Plus","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":147.75,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"public_shared","categories_covered":0,"categories_restricted":38,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Full details are provided in product guides available at defencehealth.com.au or 1800 335 425.","funds_product_code":null},{"product_item_id":"F6C85C29-D373-43D2-84A0-57977D991349","product_id":"669b7f28-0a84-41dc-a05e-25db88fd1714","product_code":"J20/TDEK10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":151.52,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B5D7045D-79F0-4B2F-A983-F7BAADFCE9D3","product_id":"8f0bd6df-0e0f-4c35-a4c7-d9c2dae50321","product_code":"J32/TLJK10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":156.8,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3FE956D7-AB9F-4B99-A391-826447C957DD","product_id":"798971c4-3611-4664-af88-f417b37c0ccb","product_code":"J24/TKMM10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":169.75,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"920B9022-ADE0-465A-A73C-FBF364DE915E","product_id":"761c5bd9-77ec-4310-971c-6515ebdf5773","product_code":"J24/TKKP10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":178.95,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"EA4206E0-661D-4697-9921-E5A954463EF7","product_id":"83aa421e-7321-4e28-b108-7db89461d32f","product_code":"J21/THCI10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":189.04,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"25B52EB8-A665-45DE-BD25-8938CDD6D541","product_id":"aec68858-7781-49be-9ef8-93b7680fb61a","product_code":"J21/TGXC10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":201,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"EE5C57C1-9413-4620-9296-E50157C6E476","product_id":"e51c9fc5-f994-43cf-86e6-3168ef11856e","product_code":"J15/TBPY10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":228.45,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B3AE6ACB-4C71-4E92-9E59-83EF3015E161","product_id":"eae9135d-d234-437a-8933-b8b12f738076","product_code":"J23/TKPX10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":238.52,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C01EAC83-5463-431B-897C-93F7344DA2D7","product_id":"b816aeba-f3ea-444b-bacd-303a2dda4da5","product_code":"J22/THMF10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":239.05,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C479E8FD-5871-4D8D-8351-5ED551F152CB","product_id":"bb255b83-69be-41ef-bf71-9b49c1a7ef1b","product_code":"J1/TANC10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 400","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":244.97,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":400,"excess_per_admission":400,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"67C56933-8525-40BE-BC46-D22EBBC25E61","product_id":"5bbb9462-2874-49ac-b83d-52a265a1c7a5","product_code":"J23/TKOA10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":246.36,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A880F9FA-D7B4-42BC-98C5-100CA9D5F331","product_id":"877d2a86-a6b6-4181-a042-518bf06f8598","product_code":"J22/TGNK10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":246.89,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0E122501-ACF2-4697-AD32-235171E9335D","product_id":"815a077f-7861-49f9-9266-58020e4e8bb2","product_code":"J15/TBOA10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":249.56,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"187FB4D8-499D-4067-9D60-18BEB3DE83D0","product_id":"98acf327-380d-442b-aa9c-7ea19a900840","product_code":"J1/TAMM10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 250","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":255.39,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":250,"excess_per_admission":250,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"09C87237-EE25-46E6-9810-D91BD3201746","product_id":"e9dab5a7-dec4-451b-aad4-59cf96fb7158","product_code":"J14/TBFC10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":268.77,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C13F13FB-8528-44D0-9D1B-1F44039FF6B8","product_id":"cdb4d94f-f4e6-4a7c-934a-85db8930cd3f","product_code":"J1/TAMK10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":279.07,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3A00B846-F917-48C4-A613-8A155342C762","product_id":"15caf66a-89a6-4620-bd0e-7f445fbdb1a3","product_code":"J19/THUD10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":290.75,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"FE866979-8D81-4AAF-B532-3548AE25395F","product_id":"26f63421-ce8b-4a4d-b667-31d5321e3d32","product_code":"J14/TBEY10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":293.08,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"28EC2C67-598A-4AA4-8F06-B7E2923CB88D","product_id":"a7edc057-457d-4f4f-ad70-388695f4255b","product_code":"J14/TBCY10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":307.69,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"453F752A-B9E1-4FFB-B60F-48F9932DED1E","product_id":"3cd02847-a802-4169-a50d-fdca4635c317","product_code":"J19/THPM10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":313.59,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"488B7341-B63F-4425-8403-2415047925B8","product_id":"42c1ae93-725f-4416-b7cc-872dd0433e6f","product_code":"J19/TDAA10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":370.03,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D753F7E7-EDB1-40F6-B447-70BA5A2E5CCE","product_id":"ddfc0e1b-dd9b-47aa-88c4-cf01602a3322","product_code":"J27/TLBD10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":383.72,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D9064E34-E8CD-4BB4-B882-56E4E42767F0","product_id":"e445b8d7-ddcf-4491-b318-0e8550562c6a","product_code":"J28/TKXQ10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"TAS","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":402.08,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"AF889594-D4BF-4380-A9BE-B5BA3103B083","product_id":"48a98326-6abd-4d47-aa00-294470d07f66","product_code":"J17/TINP1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":447.51,"premium_hospital_monthly":1,"premium_extras_monthly":446.51,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1B8F8383-7EEF-4DC3-84CA-96B813520125","product_id":"ccd7dc9d-46c9-42a5-bb66-16b5bfcffa1a","product_code":"J17/TINI1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":482.57,"premium_hospital_monthly":1,"premium_extras_monthly":481.57,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"28F3F834-5DBE-4270-81A7-BA04503B30EB","product_id":"290db8b3-215a-4165-8722-a5725c5b30d6","product_code":"J17/TIOY1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":512.81,"premium_hospital_monthly":1,"premium_extras_monthly":511.81,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"12076FDB-2D7E-4E4A-9CAA-1289013D7774","product_id":"0d9df16a-7300-4088-990d-bbf87224519d","product_code":"J17/TIQE1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":537.02,"premium_hospital_monthly":1,"premium_extras_monthly":536.02,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0B1D6DB1-4FC9-4396-ADC0-734FB956113C","product_id":"8b79f8ac-9bc3-4a0d-bf5b-2f6a14873bca","product_code":"J17/TIPX1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":579.1,"premium_hospital_monthly":1,"premium_extras_monthly":578.1,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2B988200-55C5-4118-93E6-D9F2572A775C","product_id":"2375f325-9dea-45fd-8aae-46daafe0e171","product_code":"J17/TIQS1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":615.38,"premium_hospital_monthly":1,"premium_extras_monthly":614.38,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"a9857876-998f-4fd7-9257-3b452e3c615c","product_id":"7c48cd51-9f53-413c-8921-9b15960b853c","product_code":"J26/TLNJ1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":164.71,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"d874545c-a851-4939-bb2c-d14c2f8e6a9f","product_id":"6be45561-a287-4b24-ac3a-603e425378cd","product_code":"J26/TLNC1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":178.74,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"8A2B2171-E0FE-4630-B7FE-9D7F00DB970B","product_id":"fdc011a5-96ef-4e0e-aa17-d9674038a903","product_code":"J25/TKSW1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":182,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"639118D4-17FC-4277-B4C8-E54DC07DE446","product_id":"60a61f19-c3ea-4705-9270-ecca1105252e","product_code":"J30/TLGZ1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":182.4,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4e1242fc-30af-42a7-b021-48587c1c105f","product_id":"e6f124ac-6ba6-4127-969f-28f5b55f49e2","product_code":"J16/TLLF1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":193.41,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"c0624192-8bf4-4318-bbd9-7fe3aa1a0f4c","product_id":"b1f3e327-1d6e-47d1-8124-e0f2d1fad7c5","product_code":"J26/TLOL1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":197.65,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A0991533-8C68-430C-AC08-F5A6B9636033","product_id":"7e08ad51-f6e1-4679-b492-608dfd68ef0a","product_code":"J31/TLEY1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":200,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"877AEE4D-B35F-4F24-97C8-F046D520DC1F","product_id":"b0fadb86-5c1b-4a1a-9644-a0ba63e1679c","product_code":"J25/TKTF1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":200.68,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2b3ffca8-242a-4344-ad58-914236cb4da9","product_id":"2f88ac39-e550-474e-adf7-c7c79d4261b4","product_code":"J16/TLKY1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":212.75,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"826f37fb-3870-4062-85ff-a85fe6cc2bbd","product_id":"f5115489-b3b5-4af5-bfc2-deb624717e79","product_code":"J26/TLOE1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":214.49,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9C072B2B-AD95-46DE-AD23-D64793DAA324","product_id":"8c4eca55-4e0a-4d92-849d-2621c14e8909","product_code":"J25/TKTA1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":218.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B63B469B-243C-4536-9A34-54B216BF82FB","product_id":"ea159bc5-9dc2-469f-a43b-d45ce2787102","product_code":"J30/TLHB1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":218.88,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"04686F44-656D-4179-ADEE-F2A5FB562135","product_id":"4a8012e5-f6e5-4a6e-8fc5-2895b0b0c4a9","product_code":"J20/TDEH1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":223.33,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4EC027E8-7CB2-4756-928B-62F3FE5A186A","product_id":"3ed25a86-f8d3-4dd9-a842-ad0b346d7c3c","product_code":"J31/TLES1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":224,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"AC6DF2D8-1F48-4332-99F1-DCA2C81F47DB","product_id":"3d57e55d-9352-4b2d-8f30-2efdc58df1eb","product_code":"J32/TLJS1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":224,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"f8844e93-ca9a-4fbf-b581-20872f650669","product_id":"95bc3caa-3cd2-4954-af37-5696bf10287c","product_code":"J16/TLMH1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":232.09,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"AE324352-A1E0-49DE-9D77-93A4D7743A94","product_id":"f88b8bf9-c74f-4bc6-aa63-d37febf5ea51","product_code":"J2/TANU1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Public Hospital Basic Plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":236.4,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"public_shared","categories_covered":0,"categories_restricted":38,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Full details are provided in product guides available at defencehealth.com.au or 1800 335 425.","funds_product_code":null},{"product_item_id":"6086D33F-EB8D-4DC2-9330-496AA7D32BF9","product_id":"a04cc157-062c-4a86-a767-d6ff3161bf0b","product_code":"J24/TKMN1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":237.65,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6F901A5B-72A4-430D-A31A-100E6C732A21","product_id":"ff0b8f78-b5f0-4998-a8c5-6f436955857e","product_code":"J31/TLFA1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":240,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"60AD67EB-16C8-4757-880D-620133E32A44","product_id":"c2b14625-3709-4953-b14f-fc2764304119","product_code":"J25/TKTI1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":240.81,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"19D4D94B-4F7A-4679-A552-030D3179F82A","product_id":"85ee38a9-0288-49fb-b153-1ac6da6126d7","product_code":"J20/TDEM1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":242.43,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"FFEF9B93-F7DE-41E9-A38B-2E7C39D7435B","product_id":"76b2464f-1364-4721-906c-42d968e51a62","product_code":"J24/TKKQ1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":250.53,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"DD07973E-32E7-4B98-83FD-E52316495FFE","product_id":"70b7671b-6625-4330-aca8-11dff470a296","product_code":"J32/TLJM1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":250.88,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"f7f9498b-fc41-420a-ba34-aa6b0b27945f","product_id":"0437b210-60b5-4ad5-bc29-0729391b82fd","product_code":"J16/TLMA1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":255.3,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"A30F8751-0EC6-4875-839E-9C66C2E8874A","product_id":"0df4fd2c-bc98-4461-ad11-b1195e3c59e7","product_code":"J20/TJYQ1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":267.99,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C3647206-D913-49EC-A593-B922FC81AAA6","product_id":"e109d3cf-2ffe-4c09-be0f-af55e9924713","product_code":"J31/TLEU1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":268.8,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E13D5287-4D62-434F-B5A5-1019FF9183DB","product_id":"e54c3214-e404-4cab-9f7a-9087750f2777","product_code":"J32/TLJU1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":268.8,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6C1180D2-DBF4-4CCD-B3FA-F89260C45ACC","product_id":"e61c7211-da58-40f5-b7ba-89268a9f5f6b","product_code":"J2/TKIQ1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Public Hospital Basic Plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":283.68,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"public_shared","categories_covered":0,"categories_restricted":38,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Full details are provided in product guides available at defencehealth.com.au or 1800 335 425.","funds_product_code":null},{"product_item_id":"5C22645C-6F75-4053-9AA7-7B2B69C6BA86","product_id":"7b958d69-0c7c-4f3f-9c3a-49374443c446","product_code":"J24/TKML1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":285.18,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A5B0F46C-E6CA-46AC-81BE-85C528CB2C26","product_id":"abf7d10a-6eb1-49bd-a970-f7f81a2a7d8a","product_code":"J20/TJYC1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":290.92,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"75737DE2-C7C9-4086-816D-5F3CB38335AC","product_id":"cbce0d7c-c339-4887-a241-e70272e04c5d","product_code":"J24/TKKO1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":300.64,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A8DF9A89-ACDA-416A-B300-A7D2F2DCB0B9","product_id":"fed84ad7-8fb9-43d3-993c-b7306e5ab834","product_code":"J32/TLJO1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":301.06,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"935A14AE-2AC0-4A9F-B198-7964F0C300BB","product_id":"a48a3e9f-3cc2-4675-9833-b67f22a46cea","product_code":"J21/THCK1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":302.46,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C08BF2D6-0EA4-4480-BB9A-E54FE61FE459","product_id":"88942938-5a9c-4d63-8dac-b4ade7dbb1b0","product_code":"J21/TGXD1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":321.6,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"BA050579-21E8-4A78-8471-C1EC29F38608","product_id":"a4c86953-b1e1-4501-be8d-19f2941ee804","product_code":"J23/TKQD1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":333.93,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3CA09AE5-4F8A-4A45-90ED-91E015C3FCC8","product_id":"545faf03-e4d9-47ea-918e-73ff2400560e","product_code":"J23/TKOG1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":344.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"02C42CB7-4DA3-4F74-B9D2-BAB794F29EA0","product_id":"b37fb3d1-6ed7-4e9e-b7d5-2319248a644f","product_code":"J21/TJXA1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":362.96,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"756DF705-4727-43F9-8AD1-C0149D49CAB5","product_id":"5baed082-53ab-4044-8b71-f72736503136","product_code":"J15/TBQA1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":365.52,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"99960BE1-21AE-439C-94C9-407EF51AE693","product_id":"c907eb5c-78ec-470a-af12-e07e1e49ce8d","product_code":"J22/THME1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":382.48,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"16D0D328-C2E6-468F-84DA-04BFA3A7AD08","product_id":"4cdfb387-cfbb-4aaf-a6cc-bca5c9721288","product_code":"J21/TJWM1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":385.92,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"26F1C1DF-4032-4022-9D04-A09D2F87FBAA","product_id":"35fd3053-0eca-409a-abf4-de9a221be010","product_code":"J1/TANM1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 800","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":391.95,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":800,"excess_per_admission":800,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"7204529A-810B-40B5-937C-8F7658FA4F58","product_id":"4e124e2f-1773-4cf7-8132-37bc4d619dd8","product_code":"J22/TGNL1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":395.02,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A3715D7F-4CDE-4D54-B677-92FF0B1D58FE","product_id":"9e23ec84-0860-47b7-9352-bcdd5c5d7122","product_code":"J15/TBOP1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":399.3,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C7BD99C3-9087-40E6-8EDE-436849B1F469","product_id":"d8c1b952-bbcc-477f-a231-7a7057404a5a","product_code":"J23/TKPZ1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":400.71,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"712A7968-F1A3-4BBC-AFB2-37E5868EAE96","product_id":"35362d1a-9d9b-4f4d-b974-77db47131546","product_code":"J1/TANG1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 500","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":408.62,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"295DA5CF-7D71-456D-8094-97C362C8D0F1","product_id":"2cb8b26e-e894-45a9-8afe-af3756101569","product_code":"J23/TKOC1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":413.88,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F2799B3B-2651-4BE3-8D1C-DB8E900AC62D","product_id":"ab5e155a-97c4-49a7-863b-c7b23f4c4ed6","product_code":"J1/TANA1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 300","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":421.97,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":300,"excess_per_admission":300,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6BFD2029-8B3B-45A4-A45B-441DF93BC57B","product_id":"5f6452f3-b4f7-4f23-9332-0d80e25b2e69","product_code":"J14/TBFE1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":430.03,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"69DD53AA-477F-4048-BC7E-8946AF1CE065","product_id":"e0105359-1d3b-43c3-8166-2be5529c770b","product_code":"J15/TKHU1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":438.62,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4EA16D78-AE3A-40A2-827B-04CEBBD2374A","product_id":"6dccd38b-ad44-4990-b086-a70e5425c9ae","product_code":"J1/TAMT1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":446.51,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C33F081C-85A9-42A5-B890-F055382A55F9","product_id":"5113e7ef-5caf-469a-a536-a859bfd828cc","product_code":"J22/TJVY1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":458.98,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"71334798-0593-46D6-B7E4-354EDC89E22E","product_id":"0e5463b2-0bd4-4918-b2db-77788cd1ebc7","product_code":"J19/THUF1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":465.2,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"AA986C05-D4E7-4E1A-8D31-F93007FE5D83","product_id":"620fc76d-cb96-456c-a708-18dfe600567c","product_code":"J14/TBFA1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":468.93,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"FBFD0C41-6A79-494C-B90F-DD072FEA4028","product_id":"741ff998-6b2e-4362-8fee-6a8c3c5a49f3","product_code":"J1/TKEA1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 800","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":470.34,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":800,"excess_per_admission":800,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B08A26CF-F394-4A10-8694-DA376BBF0B5E","product_id":"027a0dbf-cbc3-451c-9d2d-b33d428053a7","product_code":"J22/TJVK1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":474.03,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"795ED3B2-C254-4DA7-89D4-D918442806EF","product_id":"8bb52d27-4e0c-4e57-a04a-492205be8242","product_code":"J15/TKHG1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":479.16,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"86421060-B4B5-4309-A368-FA439830523D","product_id":"8c6f6be2-0922-48eb-8fe5-dbe9bf3ab2ca","product_code":"J1/TKDM1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 500","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":490.35,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B4C3748C-21FA-4592-9A12-3EB439D1F372","product_id":"5190f226-4715-44bf-86b1-11ae669fd33e","product_code":"J14/TBDA1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":492.3,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"93D3DC7A-5E11-4070-A165-7F1A8AF4204F","product_id":"b41029ec-a0df-4261-946b-18f958e57d97","product_code":"J19/THPO1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":501.74,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9384B453-AC4C-48E0-96AF-8FF790828654","product_id":"7b9f7fa4-7b09-4fdc-956c-8a9fddec2e47","product_code":"J1/TKCY1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 300","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":506.36,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":300,"excess_per_admission":300,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"7FC0EDA0-F8DF-4EB1-8695-149A04A940D2","product_id":"e31e37fb-dd12-4522-8a91-c27fd28f9e56","product_code":"J14/TJZS1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":516.04,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4F732879-E94F-4914-B039-137A9A57328D","product_id":"0daf37ff-a6bb-4b63-87f1-2c019ed5d5f6","product_code":"J1/TKCK1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":535.81,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"8A4A5AF1-6E62-4A45-9ED0-9290416D76F2","product_id":"bc3bf1e0-d903-40dc-86b8-9edfb5e3d3c5","product_code":"J27/TLBR1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":537.21,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"CB47FB89-E0D2-46CB-8793-FCEEB943375D","product_id":"74ccf10b-411c-47cc-948d-0da6a3cd740e","product_code":"J19/TKGE1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":558.24,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"76BFB397-08AF-4491-AF64-E097AF264235","product_id":"81dbf91e-d9b7-4d4a-9bed-daa7660c808b","product_code":"J14/TKAG1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":562.71,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1EBAFBBB-A5EE-4366-9B88-FB44A256BB24","product_id":"72a16095-e50e-46a9-85bf-88cf02f975cc","product_code":"J14/TKAU1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":590.76,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"427A23E0-88E2-41F4-B295-4A973A851C81","product_id":"6a822dda-ac15-47d0-9d29-8eb74171810f","product_code":"J19/TDAC1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":592.05,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"240F8DFD-BDA9-4D38-AA68-C38E060F57F0","product_id":"ff162693-ab26-4041-add1-6e6befc9a338","product_code":"J19/TKFQ1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":602.09,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"8FA68BB5-D100-4F00-938F-8EE07A5E9382","product_id":"6bad0e1f-061e-4f32-8486-ec03987e3d6b","product_code":"J28/TKYE1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":643.33,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"958F46EB-D293-4286-BDF5-BAF8A5FF820D","product_id":"8c4f8458-a646-4c33-8d48-448f2b832c0a","product_code":"J27/TLCF1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":644.65,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"53213D02-AD5D-4C71-A059-CD3A6F71F5B0","product_id":"aa300f18-b031-49ca-82c2-c41477e1d043","product_code":"J19/TKEO1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":710.46,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1CDEDD77-F2BA-46CB-9D30-C20A71AAD3EC","product_id":"f06c6491-66eb-45e4-afef-63ab4dfe4dea","product_code":"J28/TKYS1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"TAS","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":771.99,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4B64B322-7E8B-4483-A4D5-4D0503753349","product_id":"1fc5f084-b9fc-4e8e-9ccc-81f2d92d6754","product_code":"J18/VILH20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Essentials Package Basic Plus 250","product_type":"combined","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":281.18,"premium_hospital_monthly":1,"premium_extras_monthly":280.18,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":9,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":"extras1","other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"D8B65E80-ED8A-4EB6-959A-E584EC003737","product_id":"58f9cf6c-7f4d-4fc9-8f57-9bf332fe3b4c","product_code":"J17/VIMR20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":575.56,"premium_hospital_monthly":1,"premium_extras_monthly":574.56,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"061E5CC5-7E0A-4E94-8415-8146E833030A","product_id":"2814c096-8af8-4d14-b9ac-90a195d2a05b","product_code":"J17/VILW20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":623,"premium_hospital_monthly":1,"premium_extras_monthly":622,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"EBDF71B0-91DB-4A44-A4C6-28BF41C69650","product_id":"07d34ae5-5573-4f25-aae7-0b8b49a6b6b2","product_code":"J17/VIOH20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":658.9,"premium_hospital_monthly":1,"premium_extras_monthly":657.9,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C475F50F-BE07-4E13-B17B-CF7051EA8C35","product_id":"ac2eba45-3548-4976-bcbc-fb84fe321157","product_code":"J30/VLHE20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":222,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"31253938-12DD-4BA3-880A-39ACA9F227C5","product_id":"ed74a74d-f69f-4c67-b240-3b68f7403d97","product_code":"J26/VKVJ20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":228.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9FA0ADEB-F762-4056-B003-4E2C8BED50DC","product_id":"789604ca-8c63-49a4-b2ed-b4f7edb94101","product_code":"J16/VKIK20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":236.48,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"E9C6A94F-2E02-4284-A73B-B4F5B939B9C4","product_id":"3c7521ea-b06f-47bb-95ec-dc88f843e8ac","product_code":"J26/VKVG20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":250.24,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"CA381175-5531-436A-A43D-9F2B3247EB05","product_id":"5da603e2-a4a3-4108-92c0-8ca92905ad5e","product_code":"J16/VBLU20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":265.94,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"E0D09720-8B5C-4B42-976A-28CE53AC4129","product_id":"1bf7fe40-64c0-4f63-a3bf-bc2b374af6ba","product_code":"J31/VLFJ20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":266,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"92AD6D14-DAC1-4C0A-8C1B-EB86E0F02220","product_id":"fdd7e793-c1e1-4ca3-b642-6faa5a665fe3","product_code":"J25/VKTS20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":277.26,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1E6D1052-DA71-42BF-86DA-07B91CBB570A","product_id":"99d13db0-290b-483d-942f-8db7630532e2","product_code":"J31/VLFD20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":288,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6333D2C2-900B-47CB-AA98-3B0BFE1C806E","product_id":"5457e5fb-5a8e-4d8a-a583-98f1ddccc872","product_code":"J20/VDEQ20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":289.24,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"322589B2-D47F-4F24-8536-05CBE3FAF372","product_id":"fa2544ee-0418-491b-a414-bb04af555c82","product_code":"J2/VAJA20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Public Hospital Basic Plus","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":295.5,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"public_shared","categories_covered":0,"categories_restricted":38,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Full details are provided in product guides available at defencehealth.com.au or 1800 335 425.","funds_product_code":null},{"product_item_id":"1F6BC006-7E59-4F3A-B329-912315C2DEAF","product_id":"8358a8dc-c575-4e2c-b9e3-64c38b056862","product_code":"J32/VLJX20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":297.92,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6678B42E-C40F-48F9-BDDF-791A7687276C","product_id":"afb6033e-85c3-4b35-bce9-a1f2eb644174","product_code":"J25/VKTX20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":301.32,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0D67A03D-407F-47B4-884F-341AAE8ACF85","product_id":"b7fbe988-9b95-40fb-912a-ef8edcb71b55","product_code":"J20/VDEU20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":305.6,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"FD498CA3-F318-4DDC-A381-EFCE5FEA41DA","product_id":"beb87dda-dabf-4995-beed-b8202927301f","product_code":"J32/VLKD20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":322.56,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A26CE638-366C-43F9-AD23-FFD4C93410AF","product_id":"7ab09390-d869-44d3-b4ed-8a12d64175f8","product_code":"J24/VKMV20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":363.56,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D1C469FF-2389-4E5A-B2FD-9A500C752F67","product_id":"c1e52710-3712-462b-8399-3e39f739f63d","product_code":"J21/VHCN20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":370.78,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"15141097-9525-4055-9EB6-AABBFB2318BB","product_id":"ff5ab67d-7020-4c54-ba4c-f77e984bd594","product_code":"J24/VKKY20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":385.26,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B0B227AD-FCE9-4EE6-88DE-1F4844E18FB6","product_id":"3c15f608-6f41-443a-9897-fbf5a994f0b2","product_code":"J21/VGXI20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":397.28,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"DC3BD3C4-DA5B-40F1-B02A-683492607C65","product_id":"9e5d398b-c94e-4c62-b5a4-ee533ab6078f","product_code":"J15/VBPF20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":467.92,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2836B459-8789-45B7-9CA5-CC9F6F368636","product_id":"38933097-9627-4d8a-ae18-3217ca11ae68","product_code":"J1/VAMA20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 800","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":485.26,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":800,"excess_per_admission":800,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0B572802-9AD7-4100-BD3F-782A53568385","product_id":"7bbf651e-e641-43ce-ad8b-7f9a262939cd","product_code":"J23/VKQJ20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":511.24,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"FB94B38A-7E87-43B1-BEB9-894917A1073A","product_id":"9ce25f6d-e351-4b1b-9678-06590385fd83","product_code":"J1/VALK20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 500","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":511.34,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4B1CCC0C-D16E-4950-8AE3-D97C18A63B1C","product_id":"4c6dadf8-3783-44f3-967a-004366fab16f","product_code":"J22/VHMC20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":512.3,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9DC6FF45-9870-4C03-AA1A-4B3478D2A2D7","product_id":"938255c7-968b-4cf0-b6ba-0a75e3357197","product_code":"J1/VAKO20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 300","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":518.58,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":300,"excess_per_admission":300,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1DB59CF4-21AB-4D88-B9B6-479433146EC3","product_id":"73db2ea4-92d7-4f98-9a14-d4ce455c655d","product_code":"J15/VBOB20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":530.92,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C6FE532C-160A-48BD-A1B4-7C7EAF22D910","product_id":"91cf4b6e-5ae7-40c5-91fd-3fdc85e43119","product_code":"J23/VKOM20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":536.18,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"00221025-57A1-4B30-BFD6-4F95AE36B765","product_id":"d2cbc09a-d780-40f7-a69c-3b0cb92ef514","product_code":"J22/VGNQ20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":537.24,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2CD54B0C-A9FD-44DB-9D99-9A00B4FCBEB4","product_id":"c490d91e-0d19-49b1-8e4b-1754a7031b3f","product_code":"J14/VBDP20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":554.62,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A4268AD8-0BA5-4700-8A9C-A36236498351","product_id":"8d1a282b-6f4c-4ea6-9172-f2f3e81aab65","product_code":"J1/VAJS20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":568.62,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"8F4589AC-3E69-413F-880A-57C273264EBC","product_id":"ce38b07d-8456-414e-b7f1-2f321cccc6a0","product_code":"J14/VBDL20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":588.9,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"DA4DF653-3103-4CDD-8435-EC532ADD0AB1","product_id":"2f6ef1ba-225f-4397-8fba-0d7efaacf98f","product_code":"J19/VHUN20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":650.62,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1923183D-69B6-4D26-B752-AF5672E6D065","product_id":"b8d042c4-e5b8-4f03-ac66-1ba000b2e2c7","product_code":"J14/VBCB20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":656.64,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"237BCB61-044F-430F-9F0A-78B58DCAC28D","product_id":"e857122d-9427-4058-9a77-75ff56b962f7","product_code":"J19/VHPV20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":723.6,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9BD1FB97-CC94-43A9-B4E1-1E1C5C872432","product_id":"915f8ddc-7aca-4322-a8bc-3fffb5c6aa27","product_code":"J19/VDAO20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":786.76,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5619501A-0F2B-4FFA-A7FA-8075ED49A03B","product_id":"25c1e928-ae12-4e80-af96-1f9fc11bbcc9","product_code":"J27/VLBL20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":841.92,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"8997EF7D-EC16-4E10-9334-232EF85CB475","product_id":"5c54a319-aad2-4f27-851b-653014e129b9","product_code":"J28/VKXY20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"VIC","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":877.56,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B0A193FB-A67E-434E-9186-054A2B4AB1A3","product_id":"d881b7e5-841a-4463-87b8-1c80cfacc028","product_code":"J17/VIOA0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"VIC","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":329.45,"premium_hospital_monthly":1,"premium_extras_monthly":328.45,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"006ff0e4-8f98-4d1e-88fb-2653359bf917","product_id":"295c5fd9-3f1f-46f0-98b5-a56061cf68ff","product_code":"J26/VLPH0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"VIC","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":125.12,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9DA3B41E-6339-4860-A5DE-CDB9233A748A","product_id":"6791d82d-d127-4d02-966f-6a63b04c2057","product_code":"J25/VKTQ0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"VIC","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":150.66,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5481651C-E3BC-4876-87AF-4F2611F8451B","product_id":"67989f99-9519-4ee5-9756-a0ea02065286","product_code":"J24/VKMR0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"VIC","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":192.63,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"190110ED-0F79-44AA-B5DF-987B208CAE76","product_id":"0bc120f3-55aa-426e-bcbf-a463b2cea16f","product_code":"J15/VCCY0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"VIC","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":265.46,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"71726D72-5641-4733-A68F-FBBB7BA9B523","product_id":"ee1d3b73-dcd1-4d31-9c11-cc2131ed5c1c","product_code":"J23/VKQI0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"VIC","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":268.09,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3B3FF5D9-832E-4A1D-8075-7B72E9D6C92D","product_id":"b4530a89-e6c3-4236-b616-088432b0714b","product_code":"J1/VCGZ0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"VIC","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":284.31,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"02AAEB26-7993-48E5-AEF5-6AEC0C5A8DF4","product_id":"0cf26cc2-9436-4ee2-8968-0d439ddb3146","product_code":"J14/VCBW0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"VIC","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":328.32,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6ED55B5F-728C-4144-AF44-A73060E9FA31","product_id":"b07f24be-42e1-4c9a-abe3-4a08d0daaadd","product_code":"J19/VDAZ0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"VIC","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":393.38,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"ed37247d-cd61-4e03-b258-7c29331bd1d2","product_id":"8cf81a38-a17d-4580-8c7d-2a302e3a64c0","product_code":"J27/VLPO0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"VIC","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":420.96,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4F4EF0A8-5B4F-4531-86D6-92EB89491E03","product_id":"939f2475-3d18-4852-874a-154084692d2b","product_code":"J19/VHUQ0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"VIC","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":520.5,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"ED085BD4-1E37-486B-85F0-680C74F8A658","product_id":"5ca4004c-f3b1-4cb1-b165-c1f37034a7ef","product_code":"J17/VIMY2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":575.56,"premium_hospital_monthly":1,"premium_extras_monthly":574.56,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"52CCEE1C-F07B-452D-80E4-CE7A333479DD","product_id":"a9a4e06e-f3de-446b-a88b-b1290bedd764","product_code":"J17/VIMD2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":623,"premium_hospital_monthly":1,"premium_extras_monthly":622,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2F2AEFD7-DB6C-4388-9278-D565447A1643","product_id":"223a0fbc-44ec-4917-ae4c-854f30603ec2","product_code":"J17/VIOO2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":658.9,"premium_hospital_monthly":1,"premium_extras_monthly":657.9,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"AE7CF8B1-1F5F-46DF-A905-0871F33DCBEC","product_id":"26512631-70d6-4426-bfc4-5ce9d10dc740","product_code":"J17/VIPR2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":719.45,"premium_hospital_monthly":1,"premium_extras_monthly":718.45,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E00696C2-A5B6-48B4-9D91-C38C47FBB954","product_id":"6b55123e-d070-41cb-9897-bf8fbb00cdfa","product_code":"J17/VIPK2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":778.75,"premium_hospital_monthly":1,"premium_extras_monthly":777.75,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2AB94704-A57A-458B-88DF-758271295356","product_id":"8f77df5a-fd8e-4669-ac4d-7f3e6e59788a","product_code":"J17/VIQM2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":823.63,"premium_hospital_monthly":1,"premium_extras_monthly":822.63,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0619218E-3CDF-418E-A45E-73B96F39E394","product_id":"370dafb3-90cb-488d-9302-e97bf481c4c7","product_code":"J30/VLHG2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":222,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"f60965dc-0e58-4363-af38-e58e72be9fc5","product_id":"b77992db-2f64-4ad4-b85c-3355cffd5ee5","product_code":"J26/VLNY2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":228.8,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"c7102a59-6c68-410e-b66c-568bcb985060","product_id":"07959800-3913-40a0-a45e-c4656682eed9","product_code":"J16/VLLU2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":236.48,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"29e355c7-b472-435c-80d8-bd8a430d84b6","product_id":"03d6a733-2b7c-4884-b037-6ea9405fcb11","product_code":"J26/VLNR2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":250.24,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"ff46d83d-c59d-487f-a715-5eaf082410ce","product_id":"5a335bfc-1872-4513-a9f8-a3345404f186","product_code":"J16/VLLN2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":265.94,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"93128AED-35DB-49DA-9E34-470388F63706","product_id":"b0f2c897-a29c-4e50-8039-ded8221c4d9a","product_code":"J25/VKTU2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":277.26,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5F009FF1-D382-4EF1-BDC2-E2CFFB37A042","product_id":"21b0ffe5-bb26-44bd-8315-df7bac81ef71","product_code":"J30/VLHI2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":277.5,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"19157092-442D-4207-A3CC-800BB1127671","product_id":"0f1cb7b0-6ee8-40f8-9034-b60a562b130a","product_code":"J31/VLFL2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":285.95,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"894f9c2c-bcd8-4288-bdcd-221a919cb072","product_id":"67b8bd46-848e-4d10-b94b-f8be9d965d7c","product_code":"J26/VLPA2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":286,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"a50a94fd-c3e3-4da0-9600-21a9fb75df07","product_id":"6c0c02d2-e4c7-49bd-ba2b-02e3189ae4e3","product_code":"J16/VLMW2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":295.6,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"15BB0BA8-6719-477E-92EB-D10BBD2DEAD2","product_id":"b68e4eb6-19eb-4f4b-a08b-30ecef4bd608","product_code":"J25/VKTP2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":301.32,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"583C2492-F00F-4FF8-AA6B-55088D41302C","product_id":"3c3dc4c9-553e-4160-a3be-026b4cf15ed1","product_code":"J2/VAJE2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Public Hospital Basic Plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":302.89,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"public_shared","categories_covered":0,"categories_restricted":38,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Full details are provided in product guides available at defencehealth.com.au or 1800 335 425.","funds_product_code":null},{"product_item_id":"43D8F3A3-EAED-405E-AFA4-0A158D046CE6","product_id":"bf83fd91-9fc5-43fb-9a9a-d47e82823c39","product_code":"J31/VLFF2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":309.6,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"DB348999-83A0-4CC3-A0EC-B60FE81FDBFF","product_id":"609e819d-1db7-432c-be5b-227e2923857b","product_code":"J20/VDES2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":310.93,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"05ab624c-913d-4785-b455-0c3e090a3a0c","product_id":"795042ea-718d-4484-b75f-d76922da1d30","product_code":"J26/VLOT2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":312.8,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"05FDB480-498D-4511-8151-BFEA5710A002","product_id":"319213e4-a7b7-4751-9012-9019875eb6a9","product_code":"J32/VLJZ2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":320.26,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A13068B7-CD5E-4C3F-B1BC-B2A4479DE49F","product_id":"39b8bc7f-c564-462f-a5a4-08b984f40b09","product_code":"J20/VDEW2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":328.52,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4894aa0d-a384-4f8d-9b78-66c30eb89e22","product_id":"02caf253-15d7-4113-b265-1d0a568983d0","product_code":"J16/VLMP2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":332.43,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"00E3F1F8-B9F8-4143-9222-0476C4F4FBF7","product_id":"516f3cce-236d-4c38-9877-fbb838afc497","product_code":"J25/VKTR2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":346.58,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"515EDCAF-A9FE-42D1-BC8A-F858775B1279","product_id":"8855556a-7e4a-4ca3-92df-8815075ef5ba","product_code":"J32/VLKF2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":346.75,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2C280429-3B84-4378-A679-895B927229A4","product_id":"973ac596-73f8-45f9-9bec-e279feef072f","product_code":"J31/VLFN2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":357.44,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"7E4F61C2-88C4-4E3B-A534-6D0A976353AF","product_id":"d213f28f-550b-464a-a8c4-7b3c6d4a9131","product_code":"J24/VKMX2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":363.56,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"48D648A9-44E5-42B3-8B1C-523A63CC4C8A","product_id":"c8b6df2d-9c34-4cd5-9073-df18d0a33093","product_code":"J21/VHCP2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":370.78,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"FA45ECAA-41A6-46DB-BF2E-04AF12E3C562","product_id":"ef3bd541-bad8-45ec-8e3e-d295ab2c1da1","product_code":"J25/VKTL2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":376.65,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"31D84957-360C-4008-BCBC-6335DD31DE95","product_id":"55686280-d646-4bc8-ac43-49a10093b1ff","product_code":"J2/VKIY2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Public Hospital Basic Plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":378.61,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"public_shared","categories_covered":0,"categories_restricted":38,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Full details are provided in product guides available at defencehealth.com.au or 1800 335 425.","funds_product_code":null},{"product_item_id":"CB49CD20-7C46-46AF-A65C-0F1611C2955E","product_id":"546612ec-699b-44ca-b0e9-20a89404a8ee","product_code":"J24/VKLA2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":385.26,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"94863A36-308A-40BC-8509-643AA2E0EC9D","product_id":"5713805e-105a-47bb-80da-a7bebef473a8","product_code":"J31/VLFH2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":387,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"279DB191-DCA5-4075-A90F-69610378A78E","product_id":"68f2fcb8-fba6-4904-8a04-e86e312aaf12","product_code":"J20/VJYK2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":388.67,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9AF2E909-F74C-46E4-8CD9-4D7EA732EC37","product_id":"a02f3d51-1e5f-40c4-955b-8b7cbb1fa7ac","product_code":"J21/VGXK2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":397.28,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"FB360E07-D9D1-4F92-8B93-B94958E3E497","product_id":"d4034a05-984a-429d-967b-c5587a01113e","product_code":"J32/VLKB2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":400.33,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C4C01C9F-771C-4246-8886-5BD747D917B9","product_id":"0664d7b5-ca47-460b-a79f-870da16f7f3a","product_code":"J20/VJXW2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":410.65,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"36419D28-A627-44C5-BDB3-39E6B55F11FF","product_id":"2a64ac3a-bb38-4358-ad2e-2a7df05d136b","product_code":"J32/VLKH2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":433.44,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6572615E-3FE3-4FD6-AB6E-0D8266C39CC2","product_id":"0a8d112a-c6fd-495d-b167-46e6a9999c1a","product_code":"J24/VKMW2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":454.45,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"451819A4-7813-44C0-98FF-ADACCEE1CFF4","product_id":"6ea9311b-ec21-4f97-8dd1-7a6f010793cd","product_code":"J21/VJWU2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":463.48,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"87091B6F-119C-4C8E-BF30-DABE6E19C950","product_id":"95eee9d7-35e9-4c83-885c-6dfb291731c9","product_code":"J15/VBPH2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":467.92,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C871F11C-9E46-439E-B863-CCD12256805A","product_id":"ab6768c7-94eb-4326-9952-50457c8e0bae","product_code":"J24/VKKZ2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":481.58,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B3C7850B-5D08-4CB3-A4C4-21C11650AF98","product_id":"d37d0d22-5d21-43c8-8caf-c89d966fe662","product_code":"J21/VJWG2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":496.6,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5C785D04-B24F-4DEE-AD9E-3695D6B4B67B","product_id":"24fc9da3-94c9-42be-8488-a2a440a74ce6","product_code":"J1/VAME2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 800","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":497.39,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":800,"excess_per_admission":800,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9CE0B5BF-4A22-4813-9BCF-99789A4E8EF7","product_id":"b966aa5e-cc04-43e8-9206-70fbf38f8881","product_code":"J23/VKQF2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":511.24,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1E5D84CB-A496-4070-8C67-C8778D792AC0","product_id":"f0f6be2e-3a4d-40a9-9297-eb74de1927e8","product_code":"J22/VHMA2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":512.3,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C1E0247C-F58F-4A4A-82BF-D990AE3658C8","product_id":"1cf1a8e4-c2a7-40b8-9e9f-7820b89c83d4","product_code":"J1/VALS2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 500","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":524.12,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D7E68AEE-FBA8-4678-AC87-EA7729BA8F68","product_id":"c7f8976b-d7f8-4b79-9e25-b4b07492f1c5","product_code":"J15/VBOD2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":530.92,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A9599DDA-0250-4125-99E7-1BE37FB02799","product_id":"a0321d48-cb8d-4bf9-8821-6af49d071621","product_code":"J1/VAKS2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 300","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":531.54,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":300,"excess_per_admission":300,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E1E049AD-BDDF-4879-8EC7-9A246D72B388","product_id":"7f1c27cf-b6a9-4813-a366-34fd2738b0fe","product_code":"J23/VKOI2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":536.18,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"709AA409-3020-42DD-94BD-99900B1BF852","product_id":"0de5bb2d-3ae8-449a-9735-c16247b6142f","product_code":"J22/VGNS2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":537.24,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E0C10FD7-F511-4964-AC07-5B8F5D836A3D","product_id":"446b69dd-c70c-4014-9a7f-6e24ca851050","product_code":"J14/VBDR2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":554.62,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4453EDAF-E334-4B24-AB0E-F601FEBC1A1E","product_id":"dabfd2d8-935f-4ca4-b738-ef8f5dd1228e","product_code":"J1/VAKA2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":582.84,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5D40A03B-37A8-48F1-B57F-076C9A01B173","product_id":"4b575acf-ba15-496d-8ffe-763ddc12406e","product_code":"J15/VKHO2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":584.9,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2DB424E7-96B5-482B-85F3-BE1B82F77A84","product_id":"c90313c9-7392-4f78-abd6-ae9c325d7ebb","product_code":"J14/VBDN2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":588.9,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"FCAF9A20-F0BA-4B9F-8EDA-B40F6A8D8606","product_id":"f20f5923-af3a-485d-b6e7-a7004bb55b75","product_code":"J1/VKDU2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 800","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":621.74,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":800,"excess_per_admission":800,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B24A1265-4097-4863-8554-97B5FE4D6263","product_id":"b3d52fcc-ab13-4f2c-adab-8de3a04aad9f","product_code":"J23/VKQH2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":639.05,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0715615D-D4AC-4985-A2EB-7F291C965FA7","product_id":"468fc11f-0c2d-4cee-8235-420e03c14359","product_code":"J22/VJVS2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":640.38,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5D0AFCA0-1179-47B3-A09B-2C2A91C15159","product_id":"049f2ac6-704a-473d-96fc-15e696be0b61","product_code":"J19/VHUP2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":650.62,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"CDF5B72F-6567-4099-A065-6F7E8FC4AFF4","product_id":"5c5092ee-9ed7-41b2-b755-ba515b033353","product_code":"J1/VKDG2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 500","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":655.15,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4FA6D522-4049-4001-8EA7-13624B33127F","product_id":"af127158-2bcf-404e-816c-46062c5b2348","product_code":"J14/VBCD2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":656.64,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"8BEA3EB0-6C98-4522-9875-049387BA016C","product_id":"c142ac3a-c4ca-46db-a968-37ceec49de95","product_code":"J15/VKHA2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":663.65,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"FEFB4D76-8A29-4C1C-B545-54D5A6F40236","product_id":"cbdb278b-0479-451b-b61e-f9f9f3e68c3d","product_code":"J1/VKCS2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 300","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":664.43,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":300,"excess_per_admission":300,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"204730AB-2920-401B-A3BB-67E3DC0B51BB","product_id":"59e7a6a0-b0b6-4a58-8281-591815e58bbf","product_code":"J23/VKOK2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":670.23,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"BB4A0F8B-1103-4461-B398-46B5124D56D3","product_id":"1e121dab-ec04-493b-852e-75c26f7594c5","product_code":"J22/VJVE2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":671.55,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3F30F327-5586-4E43-968C-A32524BE2EF4","product_id":"5774b99f-64e7-45b6-9892-1747f242620c","product_code":"J14/VJZM2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":693.28,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"94939DA2-23CF-44FE-9C45-86393970F6DF","product_id":"c81b4b51-f073-4531-b5d9-a9fa6e90c33d","product_code":"J19/VHPX2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":723.6,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2BF9C26E-4CBB-4CBC-8666-8CD3E24F6783","product_id":"977d9f7f-9f1d-45e8-a619-70036412556d","product_code":"J1/VKCE2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":728.54,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E4F63B2A-2E4E-4BBF-9929-4C0EDD0484F0","product_id":"3284603e-8a4b-4f8a-89f6-d7c92ded1d9c","product_code":"J14/VKAA2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":736.13,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"59F10638-F9E6-45D9-A648-A7AD324A8E1E","product_id":"c5618ed3-edac-412e-86d5-a2ff1ab5fdfe","product_code":"J19/VDAQ2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":786.76,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"DE443D23-169A-4AB4-A662-972C44C968E9","product_id":"b472ccfb-93c7-4454-89c4-6d36c418d817","product_code":"J19/VKFY2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":813.28,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"51544EB4-3C9C-41B3-AC3C-FB7C74DC8B17","product_id":"ab006888-00a0-499c-8b85-94de63f3f503","product_code":"J14/VKAO2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":820.8,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A35579C6-7E24-4C87-987D-6EC55F1B8ECC","product_id":"923f8063-989e-45af-ad9e-3643485f93b2","product_code":"J27/VLBZ2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":841.92,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"11B61353-11E2-4895-981E-AA39AA11327C","product_id":"996102ba-e17d-4083-89e9-25069061c2f7","product_code":"J28/VKYM2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":877.56,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B930CD3B-F903-4B98-AF24-CC484B05EFF5","product_id":"5be6df76-58c8-4342-8761-2ee1dd63631e","product_code":"J19/VKFK2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":904.5,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5B6B24AA-07A4-46F9-817A-FF46F592AE75","product_id":"16d4c4c9-89ba-4813-b52f-bfef6a874221","product_code":"J19/VKEI2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":983.45,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B82A3B75-F689-40A8-BB42-85A05A483714","product_id":"e530eda7-8af4-4d5c-bf9b-c4dc9d7d889c","product_code":"J27/VLCN2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":1052.4,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"CFEB5538-EB8D-4139-AC72-6B8B3287ADE9","product_id":"7cf9a603-fad0-467a-8aec-c408f69b22ed","product_code":"J28/VKZA2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"VIC","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":1096.95,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"84D63E27-52F8-4C70-A7A3-91EF83A17194","product_id":"0070dcf0-4a82-4c21-a82a-49e377b6f1d8","product_code":"J18/VILO10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Essentials Package Basic Plus 250","product_type":"combined","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":140.59,"premium_hospital_monthly":1,"premium_extras_monthly":139.59,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":9,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":"extras1","other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"F1DCD78D-659D-4543-9A83-DD96CF7655BB","product_id":"709d3c9a-3706-44ad-acfc-3d417a038799","product_code":"J17/VINF10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":287.78,"premium_hospital_monthly":1,"premium_extras_monthly":286.78,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"BF36CE33-521D-4EC4-9015-19BB87787DCB","product_id":"b62c071f-11d4-4536-83ff-769a51dd3a14","product_code":"J17/VIMK10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":311.5,"premium_hospital_monthly":1,"premium_extras_monthly":310.5,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"65199C08-EE07-41FD-9115-8BF13C28B612","product_id":"e774fac0-e393-4b17-a662-c1868b09206c","product_code":"J17/VIOV10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":329.45,"premium_hospital_monthly":1,"premium_extras_monthly":328.45,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6D4C0081-1243-4B71-9C76-CEE1A9AB3227","product_id":"0ad1c9ab-216e-4266-b427-552854fde0ca","product_code":"J30/VLHD10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":111,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"ADAA3F83-0FC8-49FB-A52C-B4996F176DDB","product_id":"223edc7f-973d-449e-8616-0b7d23dc4396","product_code":"J26/VKVH10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":114.4,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"CD265887-06EC-4A07-84F3-0788F9139FDE","product_id":"4ff15723-6b34-4a79-a98b-2d4749a02944","product_code":"J16/VKIJ10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":118.24,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"05A2FBDD-F685-40E9-8699-F1422A4E0D52","product_id":"63dbac08-82c5-43d2-81f0-20eccd8e6ce0","product_code":"J26/VKVI10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":125.12,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2013C325-7318-4615-A763-5D383943EA58","product_id":"264a626d-1be4-47f2-9d53-7c8e02f2c211","product_code":"J16/VBLT10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":132.97,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"FC0507C4-4D03-40CB-B1DE-EE1449631175","product_id":"d707fdb0-c4a2-4280-861d-3b801aba1544","product_code":"J31/VLFI10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":133,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F5CD4CFB-747A-4E59-9E0E-5B644342F6AC","product_id":"adfbcc90-73ea-4554-9e8c-bbc43f0b5d19","product_code":"J25/VKTV10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":138.63,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"900B63A7-43C5-4A2E-9269-276E9DB0F568","product_id":"57b5f128-fd41-45a3-a222-b652e6c7b98c","product_code":"J31/VLFC10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":144,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"39CBCC52-7F28-4642-87E7-8855A34D1DE9","product_id":"9bee3d8a-05c0-4158-bc0f-4e8e6642ed8b","product_code":"J20/VDEP10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":144.62,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2C4E31AE-3956-4C3B-8E65-71BDD94C10D5","product_id":"66d28391-db9e-48a7-b3d7-48b342a1bc4e","product_code":"J2/VAIW10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Public Hospital Basic Plus","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":147.75,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"public_shared","categories_covered":0,"categories_restricted":38,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Full details are provided in product guides available at defencehealth.com.au or 1800 335 425.","funds_product_code":null},{"product_item_id":"7C6A3839-EA94-47C9-8C2A-1844B4C9114F","product_id":"622b2175-b539-480b-a43f-25f99b16a5df","product_code":"J32/VLJW10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":148.96,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"251570F1-2283-4767-81F8-D9580776FCA0","product_id":"dccd7ce3-2094-4802-b550-916305ae022d","product_code":"J25/VKTN10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":150.66,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0E6E6006-E9B3-412C-A9D8-8A810FA6012E","product_id":"43c83175-7206-4e0e-9320-7239b10fe1a4","product_code":"J20/VDET10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":152.8,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"DB9813A3-FF41-491C-8BE4-A25864385E64","product_id":"4b25b226-4f7d-49ae-8b99-4a7068fd93f9","product_code":"J32/VLKC10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":161.28,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4A00B72C-6274-4F39-9CAE-62138FEF678B","product_id":"cc2fa18e-2385-4947-8a01-8d95b9ecb35c","product_code":"J24/VKMT10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":181.78,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D9D173E6-3691-48DB-9B2D-E6C1E636A1C0","product_id":"5ddb9dd3-f528-47f0-9e31-6611cf90a995","product_code":"J21/VHCM10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":185.39,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1E2142E5-2A10-42A6-BDB9-53376B32FBE9","product_id":"8f148038-2194-4c5f-b82b-40b4faeac5dc","product_code":"J24/VKKW10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":192.63,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0A5584DF-7C6A-49BF-902A-9D6BDC4BAB46","product_id":"431037d9-712f-4792-9673-6e7c6966e904","product_code":"J21/VGXH10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":198.64,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F9F7084F-A3C7-48B4-9F87-7D155C668C06","product_id":"117ba9c8-12fd-4eac-98d4-e302f3ac783d","product_code":"J15/VBPE10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":233.96,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"AD36598A-7926-44DF-8D27-0D7900F1B8FD","product_id":"7edc4a59-7218-4ac7-9776-bb5c3019d549","product_code":"J1/VALC10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 400","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":242.63,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":400,"excess_per_admission":400,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"18252C2B-2C4F-447E-A182-CFB743033E42","product_id":"dbaca94b-4f57-43bf-8f75-572ce366bdaa","product_code":"J23/VKQE10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":255.62,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C400BDD2-9E4C-4057-A042-B220DBB5434E","product_id":"b2f43009-8fcd-44cc-8244-db8fa3264c62","product_code":"J1/VAKG10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 250","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":255.67,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":250,"excess_per_admission":250,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"13CF8430-1103-4FCC-85F0-535B56284AC9","product_id":"f55b4e72-bee3-4aab-8da1-548350260b2d","product_code":"J22/VHMB10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":256.15,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"60EE434F-1CAB-4610-88CA-C3D7BE617FF3","product_id":"8d704ef4-80f7-4262-8204-ace700cd0915","product_code":"J15/VBNY10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":265.46,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6E57D60F-20D5-4CA8-B2D6-B045616FE081","product_id":"2b25a38a-8194-494d-a3c4-806930e2e848","product_code":"J23/VKOH10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":268.09,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"FD4C1E4B-49E6-46F8-BBA0-35CAC6A0F891","product_id":"22740dce-8f26-47a4-a613-1481e942744f","product_code":"J22/VGNP10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":268.62,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E6CD6216-5431-42DC-805D-2DE36FAD63C0","product_id":"69872b9f-5a1a-4dda-a353-bf14c1af2489","product_code":"J14/VBDO10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":277.31,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"05DBAA3E-2CC0-4844-9997-EF4A1DADF480","product_id":"46ec9579-2c40-4d8d-9acf-9633972927d0","product_code":"J1/VAJW10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":284.31,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"8ACAB6A2-9CBD-45A2-82EF-48EF5C9C23FE","product_id":"8c46813f-dc41-4f74-9ec1-2ebbe6fa64ef","product_code":"J14/VBDK10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":294.45,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"8A027125-296A-430C-8F64-DE3C5D987468","product_id":"81c639ac-9245-4a2f-939b-a1282e15d393","product_code":"J19/VHUM10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":325.31,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"13AA9A31-A852-426C-ABFE-872517F3F95E","product_id":"b3848dda-a658-4078-b893-e81b2b8aa8d2","product_code":"J14/VBCA10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":328.32,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1768F02C-D96B-47B3-BB93-DE7AD1030636","product_id":"7c590e62-a23e-4eb8-afa1-abcb1e8c9cc9","product_code":"J19/VHPU10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":361.8,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"DDAFFC8D-203E-45D1-80EB-71C63830364E","product_id":"0d7ed068-0968-4010-98a6-07c7337e64c9","product_code":"J19/VDAN10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":393.38,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D99CE938-D7A1-4962-BDCD-595A2DA0F319","product_id":"5ce056cc-0576-476d-937f-85b58c142fc7","product_code":"J27/VLBE10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":420.96,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"090F6294-8043-4E8D-AD66-DE0F32A4EA81","product_id":"91bcdf3d-aa9e-4937-a10e-7d573eb4758f","product_code":"J28/VKXR10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"VIC","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":438.78,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"012B47AA-C21F-4D3D-BE4F-2D9361682ED6","product_id":"072ddea7-4f72-4ec5-95b6-f53cf1737242","product_code":"J17/VINT1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":442.29,"premium_hospital_monthly":1,"premium_extras_monthly":441.29,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"7CAD6970-5EF0-4780-A6A3-29A186BBB820","product_id":"4acf0321-a326-4920-a92e-5009e4b85949","product_code":"J17/VINM1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":476.68,"premium_hospital_monthly":1,"premium_extras_monthly":475.68,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"52843C6C-18F3-47F1-B165-6EE3356A9CD7","product_id":"6980a472-ec80-411d-b4a4-a4bf967ded43","product_code":"J17/VIPC1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":502.71,"premium_hospital_monthly":1,"premium_extras_monthly":501.71,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C2E8E589-FEA5-43EC-9224-A43073F31249","product_id":"c3db9d18-8676-496f-bc82-c71783becd2f","product_code":"J17/VIQF1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":530.75,"premium_hospital_monthly":1,"premium_extras_monthly":529.75,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0B9D6DDB-D136-4991-B0FE-0345CC6F7578","product_id":"4a2a6d36-1811-4ff8-967c-dc0594e619ab","product_code":"J17/VIPY1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":572.02,"premium_hospital_monthly":1,"premium_extras_monthly":571.02,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"938D6C56-53DD-42CC-AACE-B49AF26C2D53","product_id":"38d4d91d-8c18-4ef8-af61-287b791e91f3","product_code":"J17/VIQT1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":603.26,"premium_hospital_monthly":1,"premium_extras_monthly":602.26,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"ab54a390-a0d7-40e8-b632-8db2d7f976f0","product_id":"f282624c-c0ca-47b7-a11b-e9533fa83637","product_code":"J26/VLNK1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":160.16,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"be5c48e5-5fc2-418d-9c07-1b5194d283fd","product_id":"b2b07cdd-ae1e-4a98-9404-316b4506b2b9","product_code":"J26/VLND1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":175.17,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C7DB952F-B614-461B-B05E-EC4B515DDA8F","product_id":"3c566e00-2f80-4c28-b30a-a1f43be45486","product_code":"J30/VLHF1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":177.6,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"7f548fbb-96ef-49d2-b9e7-ef8b30b98a66","product_id":"fc12f0ad-0cd0-4420-98fb-3ad4577fbc67","product_code":"J16/VLLG1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":189.18,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"2c11ec22-5841-44c7-99d7-9b300050a307","product_id":"9b9d3c75-b29a-4fd0-bc8c-f24b161cfaa2","product_code":"J26/VLOM1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":192.19,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6289F49D-D924-4F5F-9C23-426FFF812DDA","product_id":"77c17ecf-fc69-4160-aab9-aeee5e5ba236","product_code":"J25/VKTK1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":194.08,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"504b9f3b-e106-42b3-96bb-ee68a9d51c43","product_id":"42cee5f7-3f82-4e0f-9360-1871167c18b9","product_code":"J26/VLOF1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":210.2,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"99F849B6-794A-466E-ACCD-08A6DB87CB82","product_id":"9c181b17-6721-4e75-b59f-555a062387aa","product_code":"J25/VKTT1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":210.92,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"c625b4da-1c1a-4ccf-8b10-e82ead8a4aa0","product_id":"5add7e37-5c00-4136-a0e0-cda8ca5f5d94","product_code":"J16/VLKZ1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":212.75,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"58F93E04-00EE-4C65-AB2E-7A13E463E163","product_id":"a4aaf69d-6c80-4c04-a6eb-e37711786cf1","product_code":"J31/VLFK1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":212.8,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"374C0DA7-EFC9-4E8A-AC8C-E0498545DA39","product_id":"72a92c35-7c08-4496-8f39-eb3c979ef274","product_code":"J30/VLHH1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":213.12,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"c5c2e0d7-5f67-46cf-b8e6-c3f284f758a7","product_id":"a426db25-cdc6-45b0-9d4b-feba68cbe3c3","product_code":"J16/VLMI1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":227.02,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"8837016A-91A5-46AA-A286-2437301339E6","product_id":"5adeb9e6-6712-4128-b4d9-3fb11ab481d2","product_code":"J31/VLFE1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":230.4,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"49BDA7C5-ACF4-4BEF-80F4-05E795CE0E83","product_id":"6a15e245-7348-416c-bb35-68140b34dd3f","product_code":"J20/VDER1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":231.39,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"49684DEC-C7E6-406B-909D-028B482E2F41","product_id":"424a3ae2-cb6b-4f48-9ca4-46e70f0ad182","product_code":"J25/VKTO1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":232.9,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"DFF4F361-4465-4DB6-BA0D-C4373B118BE8","product_id":"e2a0f81d-f2dd-4f2c-8213-d8f01d77e768","product_code":"J2/VAIS1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Public Hospital Basic Plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":236.4,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"public_shared","categories_covered":0,"categories_restricted":38,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Full details are provided in product guides available at defencehealth.com.au or 1800 335 425.","funds_product_code":null},{"product_item_id":"EFFEBAA4-E34F-48F6-99EC-48C66C1AB213","product_id":"3b460af3-e3fe-40f6-9b6e-5d5da4a46032","product_code":"J32/VLJY1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":238.34,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B6D70195-F27C-4A17-9070-F14E0D55C2FD","product_id":"c5096735-bab6-4f64-84e7-09b8ce188f51","product_code":"J20/VDEV1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":244.48,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2B1248A8-F30D-4165-AF86-89F5E11444D0","product_id":"bc57dd58-9c9b-4269-8f3b-3cb4b67f7ebe","product_code":"J25/VKTW1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":253.11,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C4AF550F-6EAC-49B8-BB48-D85B1219DD21","product_id":"ba355823-d9d2-4087-bb5c-ba6c92715ad0","product_code":"J24/VKMU1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":254.49,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"8644d169-d8eb-420a-993a-18253b4e0be8","product_id":"719e55f4-29f4-4137-87c8-ec3165926973","product_code":"J16/VLMB1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":255.3,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"75D0000F-AB6A-4B91-A430-0413C7DADAFD","product_id":"d17785e7-58b9-44ca-9290-84dbf192b975","product_code":"J31/VLFM1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":255.36,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5DF4A1D1-607D-4E38-956C-20C3544540DD","product_id":"6cde35a9-dfb3-4215-ad46-19a119767634","product_code":"J32/VLKE1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":258.05,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4302BF81-A526-4BF2-9465-F2F918A2756C","product_id":"567c74d3-9c93-466d-909a-be99e1f5f314","product_code":"J24/VKKX1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":269.68,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"50416BA0-D17B-4959-95BB-1DA38359E855","product_id":"8b954d98-3f69-4e82-93bd-a3553d5f49ff","product_code":"J31/VLFG1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":276.48,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E9029E05-651F-4C1B-BB75-53190373D47C","product_id":"ac4d3003-f1b6-4ba3-baad-b8a0ef486fea","product_code":"J20/VJYR1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":277.67,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3032A159-85F4-4AD2-81DF-BE4D6418814C","product_id":"1b1d383a-9eee-4b6d-9e84-3c4fa9d76423","product_code":"J2/VKIR1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Public Hospital Basic Plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":283.68,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"public_shared","categories_covered":0,"categories_restricted":38,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Full details are provided in product guides available at defencehealth.com.au or 1800 335 425.","funds_product_code":null},{"product_item_id":"D88FC4AD-DE35-4EED-BFC2-A0CF7813EC57","product_id":"a53bf533-2c1e-4af8-97f9-91b288d34804","product_code":"J32/VLKA1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":286,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"25F71CC6-C6D1-4D5B-8913-7A2281890CEA","product_id":"e87a5db1-3121-4ebe-8e22-31af8e9b185d","product_code":"J20/VJYD1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":293.38,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C149E0D4-D962-4742-9042-276281EA0D1A","product_id":"2968dccc-8804-487c-b362-53a68556ca3f","product_code":"J21/VHCO1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":296.62,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F7C1A5A4-BB29-4DF1-BDF6-41131FBA6B8E","product_id":"a0c202c5-132a-4139-a5c1-c587cdbe06aa","product_code":"J24/VKMS1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":305.39,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9C7E4234-CBD4-4DD3-9CB6-97D2767DA27C","product_id":"47f78008-63ae-47dc-9950-0d78ef69d658","product_code":"J32/VLKG1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":309.66,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A6009997-9A3B-447E-958D-0F4650633796","product_id":"e2a29845-4be9-45e6-97f2-9bf2d9ce42ee","product_code":"J21/VGXJ1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":317.82,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"BC93ECA8-63F4-4DD6-AD23-3B8B094946CA","product_id":"5f62a271-4549-4b48-a08e-dc6e8c7ea9be","product_code":"J24/VKKV1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":323.62,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"19BE5350-B215-4FAB-9586-2B90FBC5C3BB","product_id":"82624dbd-1f0c-4d76-b6bb-9ad9d296fcd0","product_code":"J21/VJXB1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":355.95,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A37A6E90-3F88-4E0A-8A4F-BB353A1DFCA2","product_id":"6c26ba29-b814-45b9-b62c-f3da228e789c","product_code":"J23/VKQK1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":357.87,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"CEE3E26A-C550-42E9-A256-46BD074D7943","product_id":"66dec520-0c77-4aa3-b22f-3ef0fdc7fff2","product_code":"J15/VBPG1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":374.34,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5C19E52E-79C8-4654-AEBE-96CC5D950E42","product_id":"cac4d1a1-9018-4492-bcb6-433b13562bd4","product_code":"J23/VKON1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":375.33,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D691DB02-50A8-4D0E-B854-86C7E9597968","product_id":"4c3af796-816c-4e68-9ab0-280b74929042","product_code":"J21/VJWN1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":381.39,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6948EA11-B29C-48F3-9096-6B38CE4F27E6","product_id":"5dddb63d-8ccb-43bc-9ff0-db8e29955e9e","product_code":"J1/VAMI1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 800","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":388.21,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":800,"excess_per_admission":800,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"743B359B-3A9C-4E8E-936D-473A8AF218BB","product_id":"25da47f0-723d-4713-9b32-788b6e878ad0","product_code":"J1/VALO1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 500","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":409.07,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"AD055AEE-7D99-4454-A080-E0A38444DB4A","product_id":"be16a90d-05f3-4912-b308-bc0c6ea9c251","product_code":"J22/VHMD1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":409.84,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E23389DF-9C31-43BF-AF7D-B6F648B50AC7","product_id":"50d92652-12c2-4197-8399-3c6a7c93268f","product_code":"J1/VAKW1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 300","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":414.86,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":300,"excess_per_admission":300,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"31E1D7D6-4AC4-4897-BB5B-B11BEF2301A0","product_id":"13267ca1-9fcd-48ba-be69-ec6062cc3bf5","product_code":"J15/VBOC1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":424.74,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0C2FEF1D-9F5D-406F-BAD0-970F0746E2B1","product_id":"c32de9dc-21c0-43a2-a480-80ad67f190bc","product_code":"J23/VKQG1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":429.44,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"67F26639-19B5-4D16-83FC-17CF5BC820A6","product_id":"72aac21f-f59c-4cd5-9f00-72e8f6771bfe","product_code":"J22/VGNR1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":429.79,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3B504F82-13AB-4565-B095-EE937D2629D3","product_id":"e354cd1e-72eb-4afa-bc7c-68bac8d8045a","product_code":"J14/VBDQ1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":443.7,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A3539C6B-C4AD-425D-8CB0-E3F1AE9D354F","product_id":"1b13fd49-e504-4139-82fd-a3c15b572721","product_code":"J15/VKHV1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":449.2,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"62F02663-D0A1-4888-AD46-BE7FFD0447E2","product_id":"a46ca0ca-eb78-44da-99b6-5ab8d91e5fc2","product_code":"J23/VKOJ1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":450.39,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A52AEB0C-20D6-4A22-ABA4-36F612C95E48","product_id":"65c4f34e-872a-4c5a-859d-0dd69e074f3c","product_code":"J1/VAJO1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":454.9,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"10B26B3C-128D-471F-ACF1-BD572314C59C","product_id":"4c5435b6-7186-40bb-acc3-f2236a4011e3","product_code":"J1/VKEB1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 800","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":465.85,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":800,"excess_per_admission":800,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"54368FB6-3BFC-409C-A3F0-6D1C53A61DC6","product_id":"aff0a0a1-860c-4fff-bca3-eda1d28b4be1","product_code":"J14/VBDM1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":471.12,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6B32404D-97E4-48C1-A8E0-54ED48DEB902","product_id":"cecef6a1-85a0-4f17-af14-58f8c2f9f48c","product_code":"J1/VKDN1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 500","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":490.89,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5ECA9C51-7BFD-4A32-A30F-CEDE335D8EB6","product_id":"a4bbe9ec-aca7-498d-bee1-25dff422b031","product_code":"J22/VJVZ1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":491.81,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E00D7FDB-6690-421A-8153-3F51358DCF6A","product_id":"38103611-4ddb-4ec5-9796-6f9ade81c4c9","product_code":"J1/VKCZ1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 300","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":497.84,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":300,"excess_per_admission":300,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"BD540DA4-175F-49CD-AC6A-04D5CBD909B1","product_id":"a527c9f7-6f25-438b-bb1e-85dba02fe5d1","product_code":"J15/VKHH1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":509.68,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C615D004-CD1A-48F2-A69C-3A9E25A89B08","product_id":"5a9bac10-68f5-489d-96d4-080a90dfbe23","product_code":"J22/VJVL1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":515.75,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E5996B66-1F76-4090-8BF8-F4AAB56D4699","product_id":"e7ab04e9-cc6b-47f9-be19-96600c445018","product_code":"J19/VHUO1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":520.5,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D85D3BC0-CB25-42BD-B5A8-A19F5A00BAAB","product_id":"39ab665c-b14e-40cd-b1e5-5b80f571c576","product_code":"J14/VBCC1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":525.31,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"72544719-AC61-4D33-A0DD-5ECBC2F9D832","product_id":"16240118-a55f-4a9c-a768-4d9d9a3ead10","product_code":"J14/VJZT1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":532.44,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"ED2D23B1-921A-4D14-8AD5-689D3227DFBD","product_id":"3e232762-935d-457b-8b63-bf74c359b64e","product_code":"J1/VKCL1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":545.88,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F654B8EE-DF24-459F-A9E8-E673CD65DDEB","product_id":"e0268189-5fa5-4b97-a2f4-3eba81f52cc0","product_code":"J14/VKAH1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":565.34,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0246DCCA-7D41-413C-BD78-F24714FE1022","product_id":"c4e1229c-5ca4-4458-b064-7d5f255c2682","product_code":"J19/VHPW1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":578.88,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"68ACACAD-66FE-4CE1-8947-C16A731CF820","product_id":"fda733ea-7b76-40d2-8568-e3ceaa7b947b","product_code":"J27/VLBS1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":589.34,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9A2CB6F8-4C33-431B-95F0-796AB33BE39C","product_id":"39e99a24-4cdc-48fc-8299-2789756cf89f","product_code":"J19/VKGF1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":624.6,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4FF6F62F-0C39-4F38-BE6E-B6CCC1AB618A","product_id":"b5068052-83b1-4b0b-8e13-d5fe9bdfc85b","product_code":"J19/VDAP1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":629.41,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F4D4FECF-6752-445B-9C06-4854D413539C","product_id":"6c5476a0-c8ee-41a6-ab2b-5c67638f79cd","product_code":"J14/VKAV1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":630.37,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"8ADC3FC8-5875-42A8-BBF5-B7C7819878EA","product_id":"fdfa4cf3-03fa-428d-a597-5e27bc0d475c","product_code":"J19/VKFR1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":694.66,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3E5E3484-DF3C-48F1-810E-C7A576629040","product_id":"bc527ada-43b3-4147-b63d-77c43e461667","product_code":"J28/VKYF1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":702.05,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"7F4AE133-7D5E-4BAD-BA81-79CF2BA32F87","product_id":"b78779e6-da7b-49c7-af6a-1c9e623c5bec","product_code":"J27/VLCG1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":707.21,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E9A8241A-D8C7-432C-8407-0B327345770A","product_id":"db9d47f7-d168-45b3-a586-14158819e6df","product_code":"J19/VKEP1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":755.29,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"15DE726A-F83A-43F0-87FD-84E1B1D9DA86","product_id":"1a8014b1-0034-48b5-a5b5-bd01aecb4add","product_code":"J28/VKYT1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"VIC","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":842.46,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2B5FE2EC-E5DC-46DF-983A-2DF41D80A710","product_id":"8cfde034-e994-4a5d-979c-a68c7b0bcccd","product_code":"J18/WILJ20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Essentials Package Basic Plus 250","product_type":"combined","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":228.16,"premium_hospital_monthly":1,"premium_extras_monthly":227.16,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":9,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":"extras1","other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"7FCA836A-763D-41B9-90D7-B586571E4934","product_id":"0f819bc2-427b-4f40-8d2f-ad0208a011c5","product_code":"J17/WIMQ20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":589.26,"premium_hospital_monthly":1,"premium_extras_monthly":588.26,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"70FC1B2B-A59B-4A6E-87AB-612D208CF352","product_id":"c54f7d5b-4eac-4b67-9b15-a47a9de82d97","product_code":"J17/WILV20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":620.04,"premium_hospital_monthly":1,"premium_extras_monthly":619.04,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C09D192B-153E-478D-B71E-D2DB9B1BFF23","product_id":"337fbfbc-5b0f-4b60-8e85-286fbdb28988","product_code":"J17/WIOG20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":650.84,"premium_hospital_monthly":1,"premium_extras_monthly":649.84,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"AB94065E-59AB-4200-A8AF-09DC059816DC","product_id":"b9352f25-69bb-4c49-8008-64619d1ff545","product_code":"J30/WLHK20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":170,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"DAD09470-B2DA-49F4-9580-3CF28E5A0962","product_id":"39dd8398-bd78-46d5-897f-cc180bfa3a0b","product_code":"J26/WKVN20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":172.42,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"ACC9ED62-80C9-4569-BB2A-D5A9B3910EF6","product_id":"effa7f3c-9100-44d5-b281-58ef899f57ec","product_code":"J16/WKII20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":179.46,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"D8995CB9-665A-43A2-B0C9-5D4910EBE193","product_id":"30999f6f-aec8-43e6-b8ac-bb67a90f5a03","product_code":"J26/WKVK20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":191.28,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"031DFCA5-3480-476B-8DF1-8A4C7F9DDF7A","product_id":"4554962e-b317-4124-ae51-e740b8627534","product_code":"J31/WLFV20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":194,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D74B6398-6A91-41F7-97B2-5956EA8C8F86","product_id":"0692a712-da6d-4e46-ab06-e06488ce4e42","product_code":"J25/WKUG20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":200.78,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B0871760-A5FC-4A9F-B0B6-2EB2734D0D61","product_id":"ecc40f6b-90bf-402c-a0e7-14f2b37704a6","product_code":"J31/WLFP20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":206,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"CBEC5A11-0A09-4D22-8EEB-6EDADBAF7954","product_id":"b12ded15-4229-49d3-8d3e-8824d6b452db","product_code":"J16/WBMA20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":207,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"D9DA7A11-E6F1-4994-A949-C6B6BC53B291","product_id":"2a4741ca-f817-4037-86ee-86afce8f5164","product_code":"J25/WKUL20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":213.48,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"31B90B98-D81E-4306-8FBE-9AE90D3E100F","product_id":"208039e7-a913-4509-b37f-d3da081e7b66","product_code":"J20/WDEZ20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":216.84,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"725E6790-74A4-4BD7-8F2B-5F87EDAC8C80","product_id":"0ee807c6-df60-4563-8e64-ac3c7499909f","product_code":"J32/WLKP20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":217.28,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"880509D7-E00D-4E8F-AF67-698E86BAA638","product_id":"babd6cac-6527-44e8-8ee5-21e2459c98ce","product_code":"J32/WLKJ20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":230.72,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5950605C-CAE1-4A33-B72F-71D975AE7EC8","product_id":"0ab105ea-00b4-46b0-b962-60cd32504a3a","product_code":"J20/WDFE20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"bronze_plus","premium_monthly":235.1,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"AF3DB704-9D88-4AF3-8278-30B5FFEA5C1C","product_id":"d3bcaaa9-691c-4471-81fc-c24355f7cf70","product_code":"J2/WAJB20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Public Hospital Basic Plus","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"basic_plus","premium_monthly":263.82,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"public_shared","categories_covered":0,"categories_restricted":38,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Full details are provided in product guides available at defencehealth.com.au or 1800 335 425.","funds_product_code":null},{"product_item_id":"6067EEB6-D2F4-4D9E-A080-3A0123793811","product_id":"ff1ae2f1-8d87-4f4e-84c4-c68e01c2ea6d","product_code":"J24/WKNC20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":264.68,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0C3C7DC7-CB19-4AF8-A8BB-304F437C4BB9","product_id":"49ff5feb-48d4-4af7-b4c9-26f5feec78d1","product_code":"J21/WHCS20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":292.16,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A57B0793-47DD-410E-B66F-4BA6EDEFFE51","product_id":"2ffc4cb8-fd61-4449-8168-362678b04e3e","product_code":"J24/WKLF20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":297.44,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9372EDD8-5F31-486F-A16B-C443C07A9655","product_id":"adf42aff-5ab1-4105-9b01-6975734c3ec7","product_code":"J21/WGXN20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":308.72,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"BB28EAF3-A077-4A15-BF3E-3B467F539D60","product_id":"fec9535a-1c07-4ae7-b70a-93e7b35fc5bf","product_code":"J15/WBPC20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":362.76,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"250E0547-9FA1-4C07-89E8-832BECAD8FCF","product_id":"65808c81-f422-4859-9173-925f85796c60","product_code":"J15/WBOX20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":395.82,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D576F6B7-2CE4-4BED-BBFB-51608BDC7FE2","product_id":"e411079d-25a7-4417-aace-9eec4fe40296","product_code":"J23/WKQQ20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":402.64,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A4B8C707-5CC1-4CEE-A81E-BD2268B3843D","product_id":"b386c648-6926-4e9e-b014-74b92a33d3e0","product_code":"J22/WHLZ20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":403.7,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A05456C0-32DD-4FCE-ACCF-09AB8BC87125","product_id":"b4c26524-d523-4510-81b3-c4df0fcaf554","product_code":"J1/WAMB20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 800","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":412.72,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":800,"excess_per_admission":800,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"013AFFC4-02BA-4348-BB3A-9718F8C0115D","product_id":"8a541184-0c1e-4941-87b6-e159b8bd227c","product_code":"J23/WKOT20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":421.86,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"741378D4-BFFC-416A-B250-CCBD1471F333","product_id":"cdc070b9-cad6-4439-8b77-559028098755","product_code":"J22/WGNV20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"silver_plus","premium_monthly":422.92,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5A594F53-8231-4093-86FA-48E04124605A","product_id":"960190f7-a047-4b9f-a165-5198f9994615","product_code":"J1/WALL20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 500","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":452.62,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"AB18645B-58FA-4F58-B49C-E5ED3011BB06","product_id":"95995c53-57d7-4696-881a-aa181fcb18aa","product_code":"J14/WBEM20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":464.12,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"388412C6-4A8F-4C01-A6C4-8A67BC908705","product_id":"149f73ae-9719-4715-8e13-077ea9ab5434","product_code":"J1/WAKP20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 300","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":464.9,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":300,"excess_per_admission":300,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4CFB7CEE-6A54-4257-AA05-E22093ED8029","product_id":"1c78acdc-9510-4038-80c9-5a6fc42ad554","product_code":"J1/WAJT20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":489.34,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"65E3C914-2437-4386-91D9-E47F0C10DCDF","product_id":"c7ad9c21-346b-431f-9fd6-e5dfcaff55c3","product_code":"J14/WBEJ20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":500.48,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"97B42A73-BF0F-4E1F-8EB9-EE166F41AEC6","product_id":"795fdf57-bae6-4ce8-b61a-1ab78a0f6d50","product_code":"J19/WHUV20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":517.62,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"95810D11-CA03-4D5F-A673-302A423A61B8","product_id":"236a1604-d57a-435c-8d91-19c2f607b58d","product_code":"J14/WBCR20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":549.72,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"85ADDCCD-23C7-4512-9AFA-927316BAEE60","product_id":"1a5a808d-43b6-4525-a68d-5865454c1365","product_code":"J19/WHQD20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":557.92,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B8A15DBF-B5E2-4FC1-B6DE-755F1C8C9BC6","product_id":"c9e27ac8-f4e6-4a4d-acbd-f2154e3b04d2","product_code":"J19/WDBB20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":640.22,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"EB829768-41C0-40B4-8042-48764E5D0513","product_id":"074b001a-af19-4ba2-83ba-5000d0aeadd7","product_code":"J27/WLBM20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":661.12,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"702BC5AD-4631-496B-83FC-F121502D47C2","product_id":"a7245017-3862-41b2-aec4-7e9261e43b73","product_code":"J28/WKXZ20","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"WA","household":"couple","adults":2,"dependant_types":[],"tier":"gold","premium_monthly":726.2,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D08DEBEB-DD27-466B-8497-BD040C437473","product_id":"b9ec0d8b-2188-4115-8855-620bb968abef","product_code":"J17/WINZ0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"WA","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":325.42,"premium_hospital_monthly":1,"premium_extras_monthly":324.42,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"f6286493-a241-4e73-8b72-df990a37de8d","product_id":"758c0e9c-f7f0-4e58-80b6-5a73b519bf57","product_code":"J26/WLPI0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"WA","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":95.64,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2CA29612-ED40-40A5-8CAB-6EAB048C0137","product_id":"87b57c11-2240-4482-becd-e6e4cd6750cc","product_code":"J25/WKUE0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"WA","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":106.74,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6EBD5956-2061-4E98-9D21-7AD99224A85D","product_id":"3798ce6e-e14d-4d86-9246-faaa4959fde0","product_code":"J24/WKMY0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"WA","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":148.72,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"29D7AD85-4674-49BE-B178-B9BE46BA8698","product_id":"169425b1-b0fa-4a98-a199-1e2a8ce99717","product_code":"J15/WCCZ0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"WA","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":197.91,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E9988874-E446-4191-8DD7-61F72DB52EB7","product_id":"c85993db-22e2-471e-9bf1-cdb4234f019e","product_code":"J23/WKQP0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"WA","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":210.93,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C0693524-73E2-46AC-947F-C0917FFCEC05","product_id":"6d88484a-1e4c-48c9-82d5-2043a6b288d0","product_code":"J1/WCHA0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"WA","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":244.67,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"FB250C76-7144-4F59-AC5F-1E227DDD5E61","product_id":"a75b1031-ace3-4649-918e-21f16804dbf1","product_code":"J14/WCBX0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"WA","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":274.86,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"27E26CE7-BCFF-4EF9-9A7F-0A06280A188A","product_id":"2e16bee0-0197-4f4c-af77-9c1f9b2867c3","product_code":"J19/WDBM0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"WA","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":320.11,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4613af93-954f-448b-bfa2-8b2025efbe21","product_id":"c487d786-6363-4a02-8131-57c651b6e940","product_code":"J27/WLPP0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"WA","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":330.56,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4ADD87BB-ABCC-4767-9C09-A30EB05E62F5","product_id":"67f5121c-c503-489e-a637-7d276235781a","product_code":"J19/WHUZ0D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"WA","household":"dependants_only","adults":0,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":414.1,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D3C8F660-7E5E-4651-95BC-1F0B5BC1FE2E","product_id":"b232acb3-92e3-4cea-a02c-c06acf9fdb21","product_code":"J17/WIMX2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":589.26,"premium_hospital_monthly":1,"premium_extras_monthly":588.26,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"857FF467-5400-4194-B3FD-694819C2E70C","product_id":"7629893f-970d-440e-b2a6-dc9282d6ffe7","product_code":"J17/WIMC2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":620.04,"premium_hospital_monthly":1,"premium_extras_monthly":619.04,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"65CDED84-8CAE-4E90-A8F6-7258E64FF98F","product_id":"450ebcd7-a07c-479a-b8b9-67d93124b902","product_code":"J17/WION2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":650.84,"premium_hospital_monthly":1,"premium_extras_monthly":649.84,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"DF008330-A02F-46FC-9EEC-023DA728F156","product_id":"61a26249-0637-4827-893f-0b03f6ac75e3","product_code":"J17/WIPS2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":736.58,"premium_hospital_monthly":1,"premium_extras_monthly":735.58,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B15AD222-C2F2-445A-B264-D10F5943C797","product_id":"79a410e5-2254-43f4-a4f2-5283ee62a902","product_code":"J17/WIPL2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":775.05,"premium_hospital_monthly":1,"premium_extras_monthly":774.05,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E83F4EA8-8C79-41DC-AAD5-D8885F90634A","product_id":"68c21596-88cf-456c-914c-d6c66af0aa2c","product_code":"J17/WIQN2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":813.55,"premium_hospital_monthly":1,"premium_extras_monthly":812.55,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"52508397-1C1D-413A-B20B-2BB2342B95C9","product_id":"72591403-d328-4372-a9cc-b8761836e628","product_code":"J30/WLHM2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":170,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"e10803c1-64b3-4737-975b-e264068cdacf","product_id":"a6d8f870-3bd3-4a5f-8abb-5f76ba615596","product_code":"J26/WLNZ2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":172.42,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"c3eb2ea4-508c-4650-ae78-a297cf7bf728","product_id":"4b7507bc-90e0-4ac0-9fdb-f3da17a353a2","product_code":"J16/WLLV2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":179.46,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"0cd8546b-d1ee-4f20-a426-2836295f5546","product_id":"b6a78604-4ef6-4cfd-aa97-1aaa5fd75697","product_code":"J26/WLNS2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":191.28,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"7204833F-809D-479B-97A9-3E214FA95908","product_id":"64e49a86-2db7-4a1d-9975-1ba0732d6f0e","product_code":"J25/WKUI2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":200.78,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4b5724a6-31a7-4774-a8ed-ea0655d4b301","product_id":"ed632020-a792-46d9-94b7-076c97991b97","product_code":"J16/WLLO2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":207,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"0A9D434D-2FE2-4112-A974-E88528BC8389","product_id":"4ddc2979-9e2b-4da3-af26-e00ebb5ab89a","product_code":"J31/WLFX2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":208.55,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"042F8D22-C8A5-4C62-8205-9E3F88D95041","product_id":"94de6c48-21c2-4219-8073-5b8df9b8b9bc","product_code":"J30/WLHO2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":212.5,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"664BB68A-55D9-4721-B49E-30E0B0703E99","product_id":"0e11b8d2-1a20-4108-adff-e3ece68d4853","product_code":"J25/WKUD2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":213.48,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"af07fe7d-8f0b-416d-8a81-f4c16f424516","product_id":"dbcbaea2-225f-48be-98e9-41e5a397ee02","product_code":"J26/WLPB2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":215.53,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"149415D4-A503-4518-B07D-7790060C4544","product_id":"e2f5e058-68ae-4c87-8bb4-f73fdcb1b477","product_code":"J31/WLFR2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":221.45,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"b6513147-98e2-4270-b889-8bdc188390b9","product_id":"77ecbed6-ad56-4bee-966a-4e50eec576b6","product_code":"J16/WLMX2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":224.33,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"E85393D5-4E6D-416F-80F2-3049507D48E0","product_id":"2266494e-97f9-46fc-b0a5-0f057824d70b","product_code":"J20/WDFB2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":233.1,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1DF62DC5-F360-440B-98CE-F4701B2DA4F7","product_id":"dd561e36-5bb5-442f-b373-ec26f4efa9ea","product_code":"J32/WLKR2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":233.58,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"046567ae-346f-46b5-8553-51ef99e1895b","product_id":"1a7d36f4-08d2-46b6-8c96-aff9534f9d0a","product_code":"J26/WLOU2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":239.1,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"48BA47AE-5100-4DDF-BABB-DA80297F14FC","product_id":"87a54ebf-f061-4a9d-9ad4-fa9922e33c95","product_code":"J32/WLKL2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":248.02,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"ACE4E402-F067-4B4B-8718-20D87A56D124","product_id":"531ba6bf-9d2d-438a-8fea-ec67035f7b0c","product_code":"J25/WKUF2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":250.98,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"043C3110-6933-43F3-B9CD-4D544F6697AB","product_id":"892acd0b-f677-4eb2-841c-901c8d46dfc3","product_code":"J20/WDFC2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":252.73,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"bed89e2f-2602-4817-bf55-b028ad7493eb","product_id":"87aa88bd-032e-4d8a-b8dd-c6fee28560a7","product_code":"J16/WLMQ2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":258.75,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"12B6C334-6310-4E9E-AD7B-E6723DF5E409","product_id":"cdbd6d37-d7bf-4bf7-b8c6-f0e13125d910","product_code":"J31/WLFZ2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":260.69,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"71D5DE0B-9CE4-49F1-9537-58B02E197A9C","product_id":"e5cad976-0d2a-437b-b4ef-bcbf58dae22e","product_code":"J24/WKNE2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":264.68,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"BE647893-5F42-46F8-B688-8132E3C139B7","product_id":"1a3d01d7-1d53-405d-8918-1a428938b415","product_code":"J25/WKTZ2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":266.85,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"CBB72257-57D8-4AEC-B3D7-15CBE52F8089","product_id":"caa4c3cf-d345-43d9-ab20-a303a460b361","product_code":"J2/WAJF2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Public Hospital Basic Plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":270.42,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"public_shared","categories_covered":0,"categories_restricted":38,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Full details are provided in product guides available at defencehealth.com.au or 1800 335 425.","funds_product_code":null},{"product_item_id":"22AB01A2-92BC-41D4-A961-5E90497A1189","product_id":"0d5e75df-376f-460f-9b6f-80ca6027a182","product_code":"J31/WLFT2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":276.81,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D12FD648-0BF2-4994-996C-7EFFA974DAAF","product_id":"41c34cb0-bc94-4380-abbe-bed43d294124","product_code":"J20/WJYL2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":291.38,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A753710B-7823-42BE-9C1E-AA7AB72A4541","product_id":"122b5c3f-a6a3-4947-b162-b115b383ad3c","product_code":"J32/WLKT2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":291.97,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9D41434A-F2A5-4FAD-9A27-6E29A8E719B5","product_id":"b52f3783-e432-44a9-ade0-52b95ff1a6fc","product_code":"J21/WHCQ2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":292.16,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0B9327A3-5768-42C9-AD40-4BA53804F128","product_id":"1337e539-a033-444e-8bfd-0db3cc2f2554","product_code":"J24/WKLH2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":297.44,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"AD44FF83-8358-4F6F-B204-1FF0FB5D380C","product_id":"ed8d5029-22df-458e-8b39-29905c1dda0a","product_code":"J21/WGXP2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":308.72,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E6249C13-CAA4-42AE-A440-8935B1627D19","product_id":"3649fcdb-b0e5-411e-a3ea-70057cf51061","product_code":"J32/WLKN2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":310.03,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1BBAB272-6064-4BA7-8C51-C88ABF040033","product_id":"d7362591-0cc5-4aea-a08e-16a89dbd80c6","product_code":"J20/WJXX2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":315.92,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"16A38913-EE6C-4AD8-820F-B56F13E6F236","product_id":"6f9d2836-43b8-4e93-aed4-f9f41462f24f","product_code":"J24/WKND2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":330.85,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"7E541455-B9A3-483D-98CB-7C89D53C3981","product_id":"c424e0cd-7118-4d94-9ee5-c10395707041","product_code":"J2/WKIZ2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Public Hospital Basic Plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":338.02,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"public_shared","categories_covered":0,"categories_restricted":38,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Full details are provided in product guides available at defencehealth.com.au or 1800 335 425.","funds_product_code":null},{"product_item_id":"EEE86EF8-0619-4D4B-9739-AE5B33A233C2","product_id":"22a66de6-939d-4234-a06c-02afd0e821e6","product_code":"J15/WBPA2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":362.76,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E55C9627-50AA-4726-95CC-FC478CCBFB33","product_id":"4185389f-a0dc-4687-bf85-c6e7acace2dd","product_code":"J21/WJWV2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":365.2,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"BA746279-D63A-4D4C-A8AE-52FF7C88F1E7","product_id":"02febe28-b4b6-474b-9984-9c7eefb5abb5","product_code":"J24/WKLG2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":371.8,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B4F1CB75-3929-4463-9433-EA8CFCD3BEB6","product_id":"085a61f9-23ab-4d62-8547-dd7ce126a5d4","product_code":"J21/WJWH2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":385.9,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"77108CB2-EB29-45D3-81FA-85601D18B7F8","product_id":"8fdcbbf2-d6c7-4eb6-a525-8969a075de2a","product_code":"J15/WBOZ2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":395.82,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6540148E-72B1-4F5D-8093-FAB239F8D6D1","product_id":"6afcd136-4033-4e35-94ad-cf19f45caca4","product_code":"J23/WKQM2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":402.64,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"BA9149D2-9A3E-4506-89E1-CF9528A31CAC","product_id":"47f3f2ce-551d-4307-8010-e8b0e51843ba","product_code":"J22/WHLY2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":403.7,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0089B907-3C35-440A-A4F0-7CA28DEBAD96","product_id":"0c35cfba-472e-4047-a0b0-56ac182f09f1","product_code":"J23/WKOP2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":421.86,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E7EEA25D-941F-4BD0-8343-1540D974A907","product_id":"0c4e408c-3f5f-4467-9b19-11ae1bcca981","product_code":"J22/WGNX2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":422.92,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"812C1E22-E522-41F9-8423-5B65BA75EE1E","product_id":"ca31567f-02ae-4aeb-ac6d-ee8aad971231","product_code":"J1/WAMF2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 800","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":423.04,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":800,"excess_per_admission":800,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3939D645-B734-4077-B509-3EF8F6882980","product_id":"7a06822e-c976-440c-9a9b-b53129b23dda","product_code":"J15/WKHP2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":453.45,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"ACF7B77A-5271-4F78-B184-1017347DFBDC","product_id":"c807f4f1-ff7a-4e9f-9494-2a3a2b1829b8","product_code":"J1/WALT2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 500","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":463.94,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"FFEAB4CD-5DD3-405A-8FAA-462EF419B6EA","product_id":"ea45ded2-0834-4fe0-8064-9f980680b4a7","product_code":"J14/WBEP2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":464.12,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"56978045-C0AD-403F-93D7-3EFABB432B3B","product_id":"0b47166c-d8b3-4a2f-be05-1866be2b24dc","product_code":"J1/WAKT2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 300","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":476.52,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":300,"excess_per_admission":300,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"139A2F70-3070-40CE-B241-6E0F30A1A2EA","product_id":"5f07653b-d10a-471a-973e-9a25b38b2715","product_code":"J15/WKHB2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":494.78,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D6624BBB-803D-4863-B3BD-83D387781031","product_id":"5779ac4d-d95d-4da3-be7d-10cec8b4f656","product_code":"J14/WBEL2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":500.48,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"CB1E4B16-14AB-465D-B8E5-51CC2193E158","product_id":"f5a19c76-a399-4d6d-8a1a-b5d593f774e4","product_code":"J1/WAKB2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":501.57,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"08A35FC5-3A6F-405F-A8B9-0D7905E3E6B9","product_id":"7f1c5989-d8c0-4526-bee2-7ab05659dce3","product_code":"J23/WKQO2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":503.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A5093005-EA09-4EE1-8098-2088FCD0F0A4","product_id":"3bcd3478-56b3-46a9-89c4-1983c61d1648","product_code":"J22/WJVT2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":504.63,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A3CA8909-77D0-495C-90B5-882D6982AFA1","product_id":"d9a41e36-8a63-4e5c-8658-585937f1093c","product_code":"J19/WHUY2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":517.62,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"63417A20-4F88-4F22-BC73-C079640A3F9B","product_id":"aeb2ffca-edce-4e74-ac4a-b46656b1174e","product_code":"J23/WKOR2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":527.33,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"CF30E48C-E460-4963-9626-7C0951F741BB","product_id":"8677ff5c-2c78-400c-8060-42e3b8fe5a0a","product_code":"J22/WJVF2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":528.65,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"AFD8CF14-242E-4337-A54F-4A4CE712909A","product_id":"3de23d95-9fff-490b-97ea-9875d3b87475","product_code":"J1/WKDV2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 800","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":528.8,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":800,"excess_per_admission":800,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"10A4A5DA-7C69-4306-AD1F-68CE530FEC66","product_id":"53df894c-4ac8-4388-beb7-0812d1572eae","product_code":"J14/WBCT2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":549.72,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"013BCE3B-3AE1-41C8-97C2-F203DFAAB45A","product_id":"5022ae2c-5fa9-4b06-9c8a-17d9b3d227c1","product_code":"J19/WHQF2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":557.92,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A4479A6D-F6D8-44FB-ABDC-B07A55BA8857","product_id":"434f0908-480a-4289-babc-380acf969112","product_code":"J1/WKDH2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 500","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":579.92,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"8936E97D-0AD8-4449-8CA8-29ACB98D500B","product_id":"6e901fd1-db91-4a05-8054-cfa976d38289","product_code":"J14/WJZN2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":580.15,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1BF93503-A5A5-4E2C-9E39-19A4C4B88EF2","product_id":"01e2ca84-278a-410c-92d1-4293fb2667dd","product_code":"J1/WKCT2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 300","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":595.65,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":300,"excess_per_admission":300,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1FAD3F89-5BF7-4761-9BDE-328656ADA428","product_id":"3c72dfe7-a48e-425e-97b5-03bc828d577c","product_code":"J14/WKAB2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":625.6,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"EDB3EBB1-A128-486A-A9CF-374B80EDE7A4","product_id":"2028b17a-90dc-40e4-9519-ce727dee8458","product_code":"J1/WKCF2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":626.97,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2F75D188-6C57-41DC-9784-84A399931B7A","product_id":"174ae28d-b389-49c3-b213-1ddabab24893","product_code":"J19/WDBD2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":640.22,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"AF015E6D-8FAB-458B-A040-35D740376F12","product_id":"1bad35be-6f84-4f8e-ad31-fccdc7bccb9f","product_code":"J19/WKFZ2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":647.03,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":1000,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E88F1046-1F7C-4AA2-BE37-0212B0A1BE58","product_id":"3b88e9ff-457e-45df-9b83-7b5050c728a0","product_code":"J27/WLCA2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":661.12,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"BEB356FD-A43B-41D3-B9B9-BBA7866CAB6D","product_id":"8aab7c39-5420-4d31-875a-f6983a8999eb","product_code":"J14/WKAP2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":687.15,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"8087C614-1699-4202-AE48-5B73224A8C1C","product_id":"16aa5dfb-2a7e-486c-8dbc-ef962bda8fa3","product_code":"J19/WKFL2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":697.4,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"03D6F6F7-14FC-46A6-95F8-016666E3DC43","product_id":"59ebe7c6-de0b-4681-9dc6-da6ee751d622","product_code":"J28/WKYN2D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":726.2,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"DA2D971E-016B-4361-B1C0-BA73BD9001B7","product_id":"1769f2c4-954e-441c-87d1-55168241d3e1","product_code":"J19/WKEJ2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":800.28,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E17321E0-8C24-482E-830B-BE3402D9C094","product_id":"686cc172-15bb-41ff-9a1a-6c514986951a","product_code":"J27/WLCO2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":826.4,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5ADA25EF-0F98-47DB-B51C-28B28329CC02","product_id":"4f0321ec-1145-41b0-8d2d-5eb03cbb00de","product_code":"J28/WKZB2Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"WA","household":"family","adults":2,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":907.75,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":1500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"BF06C1AA-242A-4EE1-86FC-2BBA8C37C935","product_id":"5be9fae3-6f9b-4053-82f8-1f9e0bc972f3","product_code":"J18/WILQ10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Essentials Package Basic Plus 250","product_type":"combined","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":114.08,"premium_hospital_monthly":1,"premium_extras_monthly":113.08,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":9,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":"extras1","other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"CA7CF818-0719-4826-9CF6-2EAD5EF6CD9D","product_id":"013b960a-864f-4cb5-9265-189aae901f2a","product_code":"J17/WINE10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":294.63,"premium_hospital_monthly":1,"premium_extras_monthly":293.63,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0BDBB304-2CB6-4568-AF04-0F9D0DA4CA25","product_id":"100ab5f7-ecc3-4ce5-bca3-a3d15ae2899f","product_code":"J17/WIMJ10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":310.02,"premium_hospital_monthly":1,"premium_extras_monthly":309.02,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"097F2257-08AA-45A7-A521-97057D9F0972","product_id":"24654537-7c2f-4281-9cec-88c64f1981a3","product_code":"J17/WIOU10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":325.42,"premium_hospital_monthly":1,"premium_extras_monthly":324.42,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"48E9D3C3-2C13-4848-9FFC-A3BE86555DC2","product_id":"ee93468a-a480-49eb-b4f8-da2bc4d5b3da","product_code":"J30/WLHJ10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":85,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C1BC9478-F28A-48B0-94F1-A200E3A75126","product_id":"db829c3f-de5a-49f4-acc8-6a099a9eaf01","product_code":"J26/WKVL10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":86.21,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F5380F2B-0CDF-4A13-A6F8-CA7D1DEB1A95","product_id":"2b98257b-515a-4f00-afcb-e3e77e0604de","product_code":"J16/WKIE10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":89.73,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"D5F14AD9-5BC8-4391-AD35-B288379DC10E","product_id":"3f5b3b89-d59d-422f-90ab-017c6695d15f","product_code":"J26/WKVM10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":95.64,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A5FAB8AA-FAC1-4566-B3E3-2792EF573DEE","product_id":"012ec6fc-2747-4249-9c52-3c77e11f817c","product_code":"J31/WLFU10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":97,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"DE586F10-54D5-4D5B-9883-02FA3307AB1D","product_id":"c388429e-2ea8-4128-8cfd-720bd6da8b57","product_code":"J25/WKUJ10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":100.39,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"818AE872-D228-4331-97BA-C72DDBE5BB4C","product_id":"3e6a74dd-0ea4-416a-808c-ffd5a69f6deb","product_code":"J31/WLFO10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":103,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E37496F3-ACDD-46C0-82A8-A64F70049CA1","product_id":"5a8ebd84-4731-4c48-be27-7adb81875747","product_code":"J16/WBLZ10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":103.5,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"88B5CBC8-2FAC-44FB-8B53-85472394D36B","product_id":"4ad406e9-a964-487e-8be4-d95df5203365","product_code":"J25/WKUB10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":106.74,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A62D2695-8A78-479A-873C-CF416E4919C8","product_id":"23fb772e-aaed-4190-a690-b2da87301761","product_code":"J20/WDEY10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":108.42,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"18771B71-6870-4286-8919-594219D01604","product_id":"bb5e99f9-5b4d-49e8-8f2a-16ad351ed553","product_code":"J32/WLKO10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":108.64,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"7CB1C0B0-23D9-4008-ACF8-5A10907C374E","product_id":"f9870168-fceb-4647-a187-d873ed4630c1","product_code":"J32/WLKI10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":115.36,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"BC2EBE4B-17DB-4C53-9EE9-59C6011E42A9","product_id":"38114603-3991-4255-a572-ee7495a1a64a","product_code":"J20/WDFF10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"bronze_plus","premium_monthly":117.55,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"611DBFE9-854E-46CF-994C-3F32D1407C43","product_id":"7a78d05b-6d75-4641-8a3e-5a68054de4f9","product_code":"J2/WAIX10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Public Hospital Basic Plus","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"basic_plus","premium_monthly":131.91,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"public_shared","categories_covered":0,"categories_restricted":38,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Full details are provided in product guides available at defencehealth.com.au or 1800 335 425.","funds_product_code":null},{"product_item_id":"9922DB7C-DAD6-48AB-B50D-C24704266687","product_id":"14214b39-1256-43f5-8721-08935090fbd2","product_code":"J24/WKNA10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":132.34,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3DFB3D6F-1C94-4A37-AED8-272B16153852","product_id":"c2281865-a037-4865-b25a-903407a7acd9","product_code":"J21/WHCT10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":146.08,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"41B6293F-2466-4496-B309-DBD3ABB10DE9","product_id":"f365d7c8-6d58-4f5d-aa96-f13943f9e233","product_code":"J24/WKLD10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":148.72,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"18D95156-598E-4A2D-818C-D58A98A136C5","product_id":"c7b7278f-2c0f-4a88-84d0-38bb8c5d58be","product_code":"J21/WGXM10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":154.36,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5D9E8EAB-CB24-4231-A54B-0D74C5FF5EB4","product_id":"c727aa55-3860-4d2f-83fb-1e6afe283f35","product_code":"J15/WBPD10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":181.38,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0A101A08-6DF8-47C6-9F46-E5217AA6078F","product_id":"1f8c50c7-1fd4-424e-bbdd-37de073326c2","product_code":"J15/WBOW10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":197.91,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"DAFA39D7-E200-43CE-9BFF-BB62F973F0A9","product_id":"8b8345d5-1771-4ad7-9751-c0839451f81d","product_code":"J23/WKQL10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":201.32,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"CA33AA93-E348-45AC-A25F-046787330539","product_id":"9910c5e4-9014-43b6-a834-016b6764680c","product_code":"J22/WGTB10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":201.85,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A97D2C56-93F2-4680-AED0-E98FCB0C6632","product_id":"001624ef-0371-4ce9-94cc-244d8acfdcf9","product_code":"J1/WALD10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 400","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":206.36,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":400,"excess_per_admission":400,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"CEBA2EED-E245-42AA-8D6E-087F7DA662D4","product_id":"e4dce94e-3ca1-4da4-860b-a53f150f4cc4","product_code":"J23/WKOO10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":210.93,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"537A729F-F194-4749-92DB-AD802501CD79","product_id":"03a95355-9841-435d-a63c-6492a9ff0134","product_code":"J22/WGNU10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"silver_plus","premium_monthly":211.46,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"63AA3327-0C1C-44A0-B4E9-1E2DADD09AA2","product_id":"6b0fe82d-846f-4852-9886-fbaf193ed8c4","product_code":"J1/WAKH10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 250","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":226.31,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":250,"excess_per_admission":250,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5718A10A-4834-4B05-A358-6965BFCEA572","product_id":"5e84ec76-c089-4f62-ac8a-b39ab08732dd","product_code":"J14/WBEN10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":232.06,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4FE4EBAC-5C9C-4A6C-8216-EA8C933FF0DF","product_id":"e709029f-2e47-4175-99da-c93410180dc5","product_code":"J1/WAJX10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":244.67,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"FF764BC3-7958-4FF0-AFEE-22D120ECD073","product_id":"6f9acd6e-45df-46f4-a3a2-c5119735f917","product_code":"J14/WBEI10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":250.24,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D8B3C58B-F71C-4C24-9AD3-1062C7A38583","product_id":"0daf329d-3c78-4955-a624-e75e3da5872a","product_code":"J19/WHUW10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":258.81,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"DB51206C-B865-42F2-991A-4F318872B099","product_id":"79753e94-1607-4c70-b2a8-64a2ff60644c","product_code":"J14/WBCQ10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":274.86,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9FC12AB7-0901-415A-B8EC-BCAD3CB9429C","product_id":"9b910af5-59f3-4942-b7fd-dca68b016aed","product_code":"J19/WHQC10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":278.96,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"AF54F5BF-BC20-46CC-886D-535E8868395E","product_id":"eedd9dc9-f5a9-4d82-94c2-83f876ac76c2","product_code":"J19/WDBA10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":320.11,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"CBAD51AA-AE64-4867-A4A9-EF6390B422FA","product_id":"f62eaf5c-6576-4d52-8782-e482a521bfb9","product_code":"J27/WLBF10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":330.56,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6D6C9DF8-D639-4B8E-82A0-1FD123E993BE","product_id":"e8cf3e02-f147-44c6-9dcb-c1e74796842d","product_code":"J28/WKXS10","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"WA","household":"single","adults":1,"dependant_types":[],"tier":"gold","premium_monthly":363.1,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"414E912A-FD47-4FF6-92D4-8741A843FB5C","product_id":"425dafa1-4a4d-4be5-9027-13c95d758d85","product_code":"J17/WINS1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":452.66,"premium_hospital_monthly":1,"premium_extras_monthly":451.66,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1E32E679-7226-4599-A876-8B1E71831FAE","product_id":"fee6ec6a-aa3d-4665-87c4-c7b978684ad6","product_code":"J17/WINL1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":474.98,"premium_hospital_monthly":1,"premium_extras_monthly":473.98,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"DD0CE4B6-A0CC-4C02-9794-DEDAF498D766","product_id":"462e3e19-9368-453c-8e7d-57bc1539954c","product_code":"J17/WIPB1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":497.31,"premium_hospital_monthly":1,"premium_extras_monthly":496.31,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F02B78B2-AE70-419C-B627-C3BA525CAC81","product_id":"b1a7e7e1-a948-4353-be1e-422fd6fd63b3","product_code":"J17/WIQG1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 500","product_type":"combined","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":543.19,"premium_hospital_monthly":1,"premium_extras_monthly":542.19,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"FF9A008D-D8B1-4D31-806C-D9E21A691429","product_id":"b53d1c66-a3ea-4f43-bfe2-fcff832e4a61","product_code":"J17/WIPZ1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold 250","product_type":"combined","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":569.97,"premium_hospital_monthly":1,"premium_extras_monthly":568.97,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2E70BBA9-82E6-43BA-8D6A-F12243B5992F","product_id":"e77676b6-30d4-469a-bcd5-96229b506cec","product_code":"J17/WIQU1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"ADF Total Package Gold","product_type":"combined","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":596.76,"premium_hospital_monthly":1,"premium_extras_monthly":595.76,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":25,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Combined Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":"extras2","other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"23a7c55e-1128-4454-9b4e-150458f66042","product_id":"6a6181f1-fb7b-4a1e-ac57-b70982ba9289","product_code":"J26/WLNL1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":120.69,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"e20c2bcf-2fec-4e24-889b-67ce9482c45c","product_id":"fe9edeee-e36b-4f23-a34a-5715dcd39b3d","product_code":"J26/WLNE1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":133.9,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"03E0B195-1A9D-4CE9-807B-291EF78F3857","product_id":"35aca2ea-eff7-49d5-bbc6-30543b0fe3f4","product_code":"J30/WLHL1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":136,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6E3EF8D0-F45D-468A-8CA9-2AC2228887ED","product_id":"783824e2-71b4-4f11-abeb-f6461521478c","product_code":"J25/WKTY1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":140.55,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"5e77ef7b-fa70-4784-ab8a-fb71fecd9b6a","product_id":"438c4c24-a88a-4bb4-bacf-1cdbc28eb2ea","product_code":"J16/WLLH1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":143.57,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"ebceef7d-c006-46ea-a5d2-85613ee492dc","product_id":"d7641697-4626-49a8-92cb-f998cc4c2923","product_code":"J26/WLON1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":144.83,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"29A7571B-4C75-498A-B377-6D4C439D9112","product_id":"7a378919-4412-420a-a5b0-e6b77dc61d88","product_code":"J25/WKUH1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":149.44,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"AF39E5D3-A49E-4AC2-88FD-976D2A34CF33","product_id":"c766beda-7645-4a06-87f6-a4c315393f94","product_code":"J31/WLFW1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":155.2,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"087dcd60-3a8c-487f-94ee-d0c942cd20d5","product_id":"4326d5b3-8791-456d-9c1a-9259957218ed","product_code":"J26/WLOG1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Basic Plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":160.68,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover5","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"80F2737B-65DD-48D1-AC94-60253D96C4A8","product_id":"6e1f053f-da34-4898-82c6-f7ed5517f380","product_code":"J30/WLHN1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Starter Hospital Basic Plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":163.2,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":9,"categories_restricted":3,"categories_not_covered":26,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover4","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C693B491-CA82-4110-8A5F-76C0610CDBDF","product_id":"e162766f-c91f-40a6-8388-d816efc38ba5","product_code":"J31/WLFQ1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":164.8,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"53f0868f-2070-4a7d-8053-684a5c4de091","product_id":"0f1ce4ae-04fc-424e-af5e-b08c0a93031a","product_code":"J16/WLLA1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":165.6,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"48A0FB7E-E98B-46BD-BA0A-FD4AFEAB4EFF","product_id":"a6529e47-4389-4021-9477-2af7c3d5304b","product_code":"J25/WKUC1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":168.66,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3e8e25c3-4af4-4e0c-b3f8-1ecbcf8f8ba1","product_id":"b5b14b47-6cef-4bc0-9456-a788156885d6","product_code":"J16/WLMJ1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 750","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":172.28,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"DABC1EE3-D442-4F8D-9DA1-C322A279A254","product_id":"4cfbf3f7-1aed-401e-8a76-996e7b4be2ea","product_code":"J20/WDFA1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":173.47,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"24F85E49-5E63-445A-B3FC-FB7B36F853CD","product_id":"d42593e3-295b-4a28-8f13-d5270941cd56","product_code":"J32/WLKQ1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":173.82,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B891A6C6-3157-4C9E-9227-3C062A7B5A3F","product_id":"4736c657-d980-48a3-80bb-8b316a832bdb","product_code":"J25/WKUK1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Bronze Plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":179.32,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":27,"categories_restricted":2,"categories_not_covered":9,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover7","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"603AF2EA-0994-414C-8462-7AC73D407922","product_id":"b425b1bb-8209-4ddf-af4d-47dbed106275","product_code":"J32/WLKK1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":184.58,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"36141AB6-C9B2-41EA-B796-70F0B4A7DBC4","product_id":"693ea05f-2ae3-4d1c-8cfe-f4a41db88e70","product_code":"J24/WKNB1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":185.28,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"EFA9F18F-832C-4AB1-929B-5D82DB038A97","product_id":"e6c39d10-6077-4f0a-a6b0-1705054dfe38","product_code":"J31/WLFY1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":186.24,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"46C551E7-BB0F-4022-9E12-D434E73B4C8F","product_id":"d7a454a2-a626-41c3-acf2-976a0eff180b","product_code":"J20/WDFD1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"bronze_plus","premium_monthly":188.08,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"7CD89AF3-73E4-4FEB-B7C9-128DFFC5EB1A","product_id":"ee559607-814a-4368-b7d2-18d8bd1a4912","product_code":"J31/WLFS1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Saver Hospital Bronze Plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":197.76,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":23,"categories_restricted":3,"categories_not_covered":12,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover6","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"cb902b46-514b-4de9-8b30-8096a0d30b3f","product_id":"eba7f02a-23b8-4b7f-9c07-e62c8ca8b032","product_code":"J16/WLMC1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Essentials Hospital Basic Plus 250","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":198.72,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":6,"categories_restricted":3,"categories_not_covered":29,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover3","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it.","funds_product_code":null},{"product_item_id":"A3711A33-4300-4EFA-B53E-F12208AC9033","product_id":"2e02bd15-9fa6-4b81-b481-e0a6722db5f9","product_code":"J20/WJYS1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 750","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":208.17,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C9F1D4DC-5864-40B9-9E7E-75D7E4F24819","product_id":"8c79f8af-9c52-4ddc-b86e-3056cf6d4062","product_code":"J24/WKLE1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":208.21,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3AA934C3-E710-493B-B408-3741EEA6E973","product_id":"39c17e53-0c5e-4164-a704-5d2db4828e0e","product_code":"J32/WLKS1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":208.59,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"6AF73F06-4C2E-4C19-8DF5-923EEFEF80FD","product_id":"91d86204-afba-4b28-9600-577a28007239","product_code":"J2/WAIT1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Public Hospital Basic Plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"basic_plus","premium_monthly":211.06,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"public_shared","categories_covered":0,"categories_restricted":38,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Full details are provided in product guides available at defencehealth.com.au or 1800 335 425.","funds_product_code":null},{"product_item_id":"7BA92636-FF58-4A30-ACA8-53F48D13AF9E","product_id":"ca1d133c-e0f4-4b84-a5e1-bb5d35877285","product_code":"J32/WLKM1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advanced Hospital Bronze Plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":221.49,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":26,"categories_restricted":2,"categories_not_covered":10,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover9","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3CABD040-F1AE-473C-88DF-08C82F5FDC47","product_id":"5f8e8a3e-4899-41ac-a9fc-160d279adc16","product_code":"J24/WKMZ1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":222.33,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"D7AABD22-5C4B-44E8-BC0C-C22AA88FDCBD","product_id":"7d3bece6-5ad6-46fc-aa1d-09ca9b9aee49","product_code":"J20/WJYE1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Everyday Hospital Bronze Plus 500","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"bronze_plus","premium_monthly":225.7,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":24,"categories_restricted":3,"categories_not_covered":11,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover8","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"4C03583C-BFF7-43FB-A286-1209CD5505C7","product_id":"b94f642f-f6d4-41ed-83d6-d351a681616b","product_code":"J21/WHCR1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":233.73,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"FF52C32C-7A35-4BD8-BCD5-90C56F5318F8","product_id":"b5d30448-53e0-4090-938e-9a32a6c64cff","product_code":"J21/WGXO1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":246.98,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A76587F5-C13C-49EC-91FD-3276B15F11AC","product_id":"905e8ce8-d29f-42c3-8d84-020f5ae47264","product_code":"J24/WKLC1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Silver Plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":249.85,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"DB597695-1638-4A8F-B978-60E67BCC9D92","product_id":"1230d022-b94a-4c6a-9b2f-67bf469ad1b2","product_code":"J2/WKIS1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Public Hospital Basic Plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"basic_plus","premium_monthly":253.27,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"public_shared","categories_covered":0,"categories_restricted":38,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover2","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Full details are provided in product guides available at defencehealth.com.au or 1800 335 425.","funds_product_code":null},{"product_item_id":"A34FC4B8-8769-4C30-B05C-97D99AA1802E","product_id":"feea991d-9bf5-427d-95a8-ff363a9a46fb","product_code":"J21/WJXC1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 750","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":280.47,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2292BC68-E5A8-45C3-BCD7-4663CA030423","product_id":"85ffc594-c0f3-4586-8e10-dc14351f2909","product_code":"J23/WKQR1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":281.85,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"7E1172D9-49CB-492E-947D-73E53A389C97","product_id":"72f16e95-0f0a-441e-85a8-7f7bef892bcb","product_code":"J15/WBPB1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":290.21,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"C31F0654-D444-4AA3-A63D-78E77776EA92","product_id":"d94a5fa0-0044-4c38-9365-9dfb96d1fd94","product_code":"J23/WKOU1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":295.3,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"8C320A96-179C-4DE0-8A5F-5605DD1AF9A3","product_id":"1f86d833-e5b9-4c5c-b986-11d7ad715c77","product_code":"J21/WJWO1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Core Hospital Silver Plus 500","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":296.37,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":30,"categories_restricted":1,"categories_not_covered":7,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover10","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1AA4F058-7D01-45E8-89E1-295DF3E33E79","product_id":"1f8415e8-37e0-47b7-985c-9b3fbfff7432","product_code":"J15/WBOY1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":316.66,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"CA27FA98-7027-42D0-AA6D-0A1C118E011D","product_id":"465346ea-134a-45dc-a39d-01bd9edaf9ff","product_code":"J22/WHLX1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":322.96,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"10E151CE-10E8-45EE-9292-E888C2785231","product_id":"72269bd9-5033-4643-bf0c-8a8233803bad","product_code":"J1/WAMJ1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 800","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":330.18,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":800,"excess_per_admission":800,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"37018780-0728-4300-B1E5-B792BD668A99","product_id":"53fd0c06-080b-4f27-b2c5-d178d58a1726","product_code":"J23/WKQN1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":338.22,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3A34B7D0-0C26-4021-BB7F-02CC685C644F","product_id":"5e9b6b3e-2051-42da-997c-6375a76569cf","product_code":"J22/WGNW1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"silver_plus","premium_monthly":338.34,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"45359166-0F7C-4B32-A13F-FCE90654C972","product_id":"8863fb09-84ac-42e7-845a-1c1b76b7eb1d","product_code":"J15/WKHW1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 500","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":348.25,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A4B38EEB-A949-4A49-AA12-E27564843CE2","product_id":"cb872867-a952-4001-808f-3ac14bf8bd80","product_code":"J23/WKOQ1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Advantage Silver Plus","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":354.36,"premium_hospital_monthly":0,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"309BE10C-A925-4938-AEED-8359015AD967","product_id":"d77e4ab6-af07-4d88-849a-6d0cfb3a812a","product_code":"J1/WALP1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 500","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":362.1,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9379FFDB-7C0E-4596-A6E2-CCCC253FA64A","product_id":"32b83c08-e55c-45e6-b361-a314bbef2e0f","product_code":"J14/WBEO1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":371.3,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"1FB55AB7-65AD-4445-928B-C3D79A67E598","product_id":"843e07b7-3803-4ed3-96ac-1779317b3e25","product_code":"J1/WAKX1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 300","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":371.92,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":300,"excess_per_admission":300,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"9DE8737F-ACEF-4DEB-8120-6D48ED67507E","product_id":"8ffa05c0-47fb-476e-a4bb-ea506950bb3a","product_code":"J15/WKHI1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Value Hospital Silver Plus 250","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":379.99,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":32,"categories_restricted":1,"categories_not_covered":5,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover11","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"EF91F3A0-496C-4DDB-BCBC-11A7A4C14839","product_id":"7c7a9c89-4f9b-4a02-b2aa-57ee6c88ec1f","product_code":"J22/WJWA1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 750","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":387.55,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"2ABF184F-7CB7-4668-9F18-8100B00B08EC","product_id":"f77429b8-c18a-4f22-8762-a6706fce8990","product_code":"J1/WAJP1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":391.47,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"226659A8-58CD-4C80-A0D0-F3608A0DA9C5","product_id":"410daf53-8fc2-429e-9814-5dd3a420883f","product_code":"J1/WKEC1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 800","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":396.21,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":800,"excess_per_admission":800,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F5E10E2B-B563-4D00-8A79-1E3DB00BEDE7","product_id":"a0254206-2bde-43b8-a232-aba0a845a97f","product_code":"J14/WBEK1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":400.38,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"3E5071B5-6067-474A-B361-36B7F30C8092","product_id":"fcd0a1c6-db7a-437b-ad96-28ff96331f2f","product_code":"J22/WJVM1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Advantage Hospital Silver Plus 500","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"silver_plus","premium_monthly":406,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":true,"accommodation":"private_or_public","categories_covered":34,"categories_restricted":1,"categories_not_covered":3,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":null,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover12","waiting_profile":"waiting2","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"A5E769F8-B55F-4B3E-B430-5F04BF4AC257","product_id":"46c940c4-7ed4-49a8-a92b-e686be7bb8ad","product_code":"J19/WHUX1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":414.1,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"124DCE4F-FEB5-4856-BDA1-7FD505326A12","product_id":"7762b57e-0b59-47cb-909e-0bf8e8c294ec","product_code":"J1/WKDO1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 500","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":434.52,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":500,"excess_per_admission":500,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"24BE38E9-6D85-4136-BDE0-AD9C56CA7739","product_id":"802ae96c-55f4-4bba-925a-2252e16ee6bf","product_code":"J14/WBCS1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":439.78,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"64A43423-75D9-409D-9892-8729C473FB3D","product_id":"36b737f5-afa0-4d15-8501-62281b589d9d","product_code":"J14/WJZU1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 500","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":445.56,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B2D1128A-C4BD-4A69-8A24-8B9D80276118","product_id":"f8dafa06-15a8-46d0-ad36-f9607169bed0","product_code":"J1/WKDA1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold 300","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":446.3,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_year","excess_per_person":null,"excess_per_policy":300,"excess_per_admission":300,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"F0A836BA-C7F7-4509-A1C1-4AAFCAAF4DCB","product_id":"94fd7ee4-7b87-43c6-abfb-4f9260499eb8","product_code":"J19/WHQE1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":446.34,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"E19B7C2D-7A96-4716-8406-8AA8FA36B305","product_id":"59df40be-19e0-459b-8434-007fcdfc419e","product_code":"J27/WLBT1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":462.78,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0FEBB4C3-A7D2-4A30-B785-42A216DD98C4","product_id":"c60e0d0d-0de6-495c-a4bc-ac23779b546b","product_code":"J1/WKCM1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Top Hospital Gold","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":469.77,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"0845DC5B-3576-49F7-974D-8A2F8EF700E2","product_id":"41d20963-2f1a-4eec-aa61-508c00a50844","product_code":"J14/WKAI1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold 250","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":480.46,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"DEC99063-E65E-431D-97A0-9B8EB535E05F","product_id":"1afc6253-eff4-4460-876f-42151b9f64c0","product_code":"J19/WKGG1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 500","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":496.92,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":500,"excess_per_policy":500,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"CB29E2CF-D996-48D2-BF22-A3DA7268A711","product_id":"b5c1a5c6-b491-4950-b51d-5042321e8153","product_code":"J19/WDBC1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":512.18,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"35738146-0BDA-439D-9AA8-7A934112AD38","product_id":"3f9f9dbf-5f30-4728-b5ac-9d158e1cdd26","product_code":"J14/WKAW1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Premier Hospital Gold","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":527.73,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"not_applicable","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"82C67C26-7A66-46F3-B25A-693EEE84404A","product_id":"11e905de-2501-45f2-9b5f-4f007d0743a4","product_code":"J19/WKFS1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 250","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":535.6,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":250,"excess_per_policy":250,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"66079A9C-D0B7-4B5C-85DC-EF9B242226C6","product_id":"6dca1526-11dd-496f-9049-547d9df7ab40","product_code":"J27/WLCH1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Defence Hospital Gold","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":555.34,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":true,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"B3D51525-538E-4BBF-8DB3-78F1C06EB147","product_id":"deabec2e-05d3-457a-a02c-ea7de6760a41","product_code":"J28/WKYG1D","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","student"],"tier":"gold","premium_monthly":580.96,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"94C7BF63-074E-4630-8E3B-C3EDA3879BDF","product_id":"b85ee789-eb24-4bca-b0c5-2e282a7317a0","product_code":"J19/WKEQ1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Ultimate Hospital Gold 0","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":614.61,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"none","excess_per_person":null,"excess_per_policy":null,"excess_per_admission":null,"excess_waivers":[],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Includes home nursing, midwifery and a range of health programs. Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anaesthestist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null},{"product_item_id":"8B20BB7C-68A7-4C1E-AA67-CF653F8F4DEE","product_id":"64b43778-8144-4088-9752-828d3803224a","product_code":"J28/WKYU1Y","fund":"Defence Health Limited","fund_label":"Defence Health","fund_slug":"defence-health","fund_code":"AHB","fund_type":"restricted","brands":[],"name":"Connections Hospital Gold","product_type":"hospital","state":"WA","household":"single_parent","adults":1,"dependant_types":["child","non_classified","non_student","student"],"tier":"gold","premium_monthly":697.15,"premium_hospital_monthly":1,"premium_extras_monthly":null,"excess_type":"limited_per_person_per_policy","excess_per_person":750,"excess_per_policy":750,"excess_per_admission":0,"excess_waivers":["dependents"],"copayment":"none","mls_exempt":true,"age_based_discount":false,"accommodation":"private_or_public","categories_covered":38,"categories_restricted":0,"categories_not_covered":0,"ambulance":"emergency_and_non_emergency","waiting_pre_existing_months":12,"waiting_pregnancy_months":12,"waiting_other_months":2,"extras_services_covered":null,"only_available_with":"products","corporate":false,"availability":"general","product_url":"https://www.defencehealth.com.au/","valid_from":null,"source_file":"Hospital Open 01-Oct-2026.xml","source_url":"https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip","cover_profile":"cover1","waiting_profile":"waiting1","extras_profile":null,"other_features":"Access Gap available to reduce or eliminate out of pocket medical costs where the treating doctor, specialist, surgeon, anesthetist, pathologist or radiologist agrees to use it. Go to defencehealth.com.au or call 1800 335 425 for details.","funds_product_code":null}]}
