{"fund":"Doctors' Health Fund","fund_label":"Doctors' Health Fund","fund_slug":"doctors-health-fund","fund_code":"AMA","fund_type":"restricted","restriction":"Medical and allied health professionals, their families, medical students and AMA employees.","restriction_details":"To be eligible to be a member of Doctors' Health Fund you must be: \no A registered medical practitioner.  \no A registered health practitioner from the following list: medical, medical radiation, optometry, dental, occupational therapy, physiotherapy or psychology.  \no A person studying to become a medical practitioner or listed registered health practitioner, at an Australian educational institution.  \no An overseas qualified doctor who is registered for the AMC exams.  \no The spouse, child or grandchild of a medical practitioner or a listed registered health practitioner.\no An employee of a medical practitioner or a listed registered health practitioner or an officer or employee of an incorporated practice of a medical practitioner or a listed registered health practitioner.  \no Employed in any role by an association, college or organisation whose members are medical practitioners or listed registered health practitioners.  \no The spouse or child of a member of the Fund or former member of the Doctors' Health Fund or the AMA Health Fund, or  \no Have been covered by Doctors' Health Fund or AMA Health Fund in the past either as a member or as the dependent of a member. \n\nPlease contact us on 1800 226 126 if you would like help in determining your eligibility.","description":"Doctors' Health Fund is a private health insurer serving the medical community. The Fund offers a service that protects members from the impact of health care incidents in their lives. We offer convenience and flexibility with a choice of hospital and extras cover. Our top hospital cover offers the best gap cover in Australia. It delivers unrestricted choice of doctor and greater benefits which are based on the AMA List of Services and Fees.","website":"http://www.doctorshealthfund.com.au","phone":"1800 226 126","states":["ALL","NSW","NT","QLD","SA","TAS","VIC","WA"],"brands":[],"source":"Private Health Insurance Ombudsman, 'PrivateHealth.gov.au' monthly data release on data.gov.au (the policy data behind privatehealth.gov.au, supplied by every registered health insurer).","licence_note":"Source data is published by the Commonwealth of Australia (Private Health Insurance Ombudsman) under the Creative Commons Attribution 3.0 Australia licence; Deep Almanac's normalised files may be reused with attribution to both. Premiums are before the Australian Government rebate and any Lifetime Health Cover loading or age-based discount, and change without notice. This is reference data, not financial or health advice.","note":"Each policy's cover_profile, waiting_profile and extras_profile point into cover_profiles, waiting_profiles and extras_profiles below, which list the clinical categories covered, restricted and not covered, the waiting periods, and the extras services covered.","policy_count":1204,"hospital_policy_count":392,"combined_policy_count":812,"cover_profiles":{"cover1":{"covered":["blood","bone_joint_muscle","brain_nervous_system","breast_surgery","chemotherapy_radiotherapy_immunotherapy","dental_surgery","diabetes","digestive_system","ear_nose_throat","eye","gastrointestinal_endoscopy","gynaecology","hernia_appendix","joint_reconstructions","kidney_bladder","lung_chest","male_reproductive","miscarriage_termination_of_pregnancy","pain_management","palliative_care","plastic_reconstructive_surgery","podiatric_surgery","skin","sleep_studies","tonsils_adenoids_grommets"],"restricted":["hospital_psychiatric","rehabilitation"],"not_covered":["assisted_reproductive","back_neck_spine","cataracts","dialysis","heart_vascular","implantation_hearing_devices","insulin_pumps","joint_replacements","pain_management_with_device","pregnancy_birth","weight_loss_surgery"]},"cover2":{"covered":["assisted_reproductive","back_neck_spine","blood","bone_joint_muscle","brain_nervous_system","breast_surgery","cataracts","chemotherapy_radiotherapy_immunotherapy","dental_surgery","diabetes","dialysis","digestive_system","ear_nose_throat","eye","gastrointestinal_endoscopy","gynaecology","heart_vascular","hernia_appendix","hospital_psychiatric","implantation_hearing_devices","insulin_pumps","joint_reconstructions","joint_replacements","kidney_bladder","lung_chest","male_reproductive","miscarriage_termination_of_pregnancy","pain_management","pain_management_with_device","palliative_care","plastic_reconstructive_surgery","podiatric_surgery","pregnancy_birth","rehabilitation","skin","sleep_studies","tonsils_adenoids_grommets","weight_loss_surgery"],"restricted":[],"not_covered":[]}},"waiting_profiles":{"waiting1":{"sub_acute":{"value":2,"unit":"month"},"pre_existing":{"value":12,"unit":"month"},"other":{"value":2,"unit":"month"}},"waiting2":{"sub_acute":{"value":2,"unit":"month"},"pre_existing":{"value":12,"unit":"month"},"other":{"value":2,"unit":"month"},"pregnancy_birth":{"value":12,"unit":"month"}}},"extras_profiles":{"extras1":["acupuncture","dental_general","dietetics","exercise_physiology","glucose_monitor","health_management","non_pbs","occupational_therapy","optical","orthoptics","orthotics","physiotherapy","podiatry","psychology","remedial_massage","speech_therapy","vaccinations"],"extras2":["acupuncture","antenatal_postnatal","dental_general","dental_major","dietetics","endodontic","exercise_physiology","glucose_monitor","health_management","hearing_aids","non_pbs","occupational_therapy","optical","orthodontic","orthoptics","orthotics","physiotherapy","podiatry","psychology","remedial_massage","speech_therapy","vaccinations"],"extras3":["acupuncture","antenatal_postnatal","audiology","dental_general","dental_major","dietetics","endodontic","exercise_physiology","glucose_monitor","health_management","hearing_aids","home_nursing","non_pbs","occupational_therapy","optical","orthodontic","orthoptics","orthotics","physiotherapy","podiatry","psychology","remedial_massage","speech_therapy","vaccinations"]},"policies":[{"product_item_id":"19C116D8-AE23-4A2E-882A-214DF7A07145","product_id":"f00debc5-ad77-4894-8827-b78588d43549","product_code":"J13/NAUV20","fund":"Doctors' 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