{
 "generated_at": "2026-10-02T14:10:50Z",
 "fetched_at": "2026-10-02T12:41:15Z",
 "data_as_of": "2026-10-01",
 "dataset": "Australian private health insurance policies",
 "source": "Private Health Insurance Ombudsman, 'PrivateHealth.gov.au' monthly data release on data.gov.au (the policy data behind privatehealth.gov.au, supplied by every registered health insurer).",
 "licence_note": "Source data is published by the Commonwealth of Australia (Private Health Insurance Ombudsman) under the Creative Commons Attribution 3.0 Australia licence; Deep Almanac's normalised files may be reused with attribution to both. Premiums are before the Australian Government rebate and any Lifetime Health Cover loading or age-based discount, and change without notice. This is reference data, not financial or health advice.",
 "page": "https://deepalmanac.com/au/insurance/health/",
 "release": {
  "name": "PrivateHealth.gov.au October 2026.zip",
  "url": "https://data.gov.au/data/dataset/8ab10b1f-6eac-423c-abc5-bbffc31b216c/resource/27c60ad5-28df-49ad-977d-6ff07c628131/download/privatehealth-01-oct-2026.zip",
  "bytes": 84151455,
  "sha256": "584f4fe3e751704efa1ef70cf5600489f9c012dbd100ffc01d6fb109aff79eb2",
  "extract_date": "2026-10-01",
  "dataset_page": "https://data.gov.au/data/dataset/private-health-insurance"
 },
 "files": [
  {
   "file": "cheapest.json",
   "url": "https://deepalmanac.com/au/insurance/health/v1/cheapest.json",
   "description": "Every fund's cheapest policy per state, household type and tier (rankings[state][household][tier]), with fund_type and eligibility."
  },
  {
   "file": "funds.json",
   "url": "https://deepalmanac.com/au/insurance/health/v1/funds.json",
   "description": "Every registered health insurer with membership type, restrictions and sub-brands."
  },
  {
   "file": "index.json",
   "url": "https://deepalmanac.com/au/insurance/health/v1/index.json",
   "description": "This file."
  },
  {
   "file": "openapi.json",
   "url": "https://deepalmanac.com/au/insurance/health/v1/openapi.json",
   "description": "OpenAPI 3.1 description of every file in this dataset (https://deepalmanac.com/openapi.json lists every dataset's document)"
  }
 ],
 "states_dir": {
  "path": "policies/",
  "url_template": "https://deepalmanac.com/au/insurance/health/v1/policies/{state}.json",
  "description": "One file per state (minified JSON) with every open hospital and combined policy sold there, including nationally sold policies (state ALL).",
  "states": [
   {
    "state": "NSW",
    "url": "https://deepalmanac.com/au/insurance/health/v1/policies/NSW.json",
    "row_count": 9532
   },
   {
    "state": "VIC",
    "url": "https://deepalmanac.com/au/insurance/health/v1/policies/VIC.json",
    "row_count": 9682
   },
   {
    "state": "QLD",
    "url": "https://deepalmanac.com/au/insurance/health/v1/policies/QLD.json",
    "row_count": 9544
   },
   {
    "state": "SA",
    "url": "https://deepalmanac.com/au/insurance/health/v1/policies/SA.json",
    "row_count": 9682
   },
   {
    "state": "WA",
    "url": "https://deepalmanac.com/au/insurance/health/v1/policies/WA.json",
    "row_count": 9682
   },
   {
    "state": "TAS",
    "url": "https://deepalmanac.com/au/insurance/health/v1/policies/TAS.json",
    "row_count": 9460
   },
   {
    "state": "NT",
    "url": "https://deepalmanac.com/au/insurance/health/v1/policies/NT.json",
    "row_count": 9482
   }
  ]
 },
 "funds_dir": {
  "path": "funds/",
  "url_template": "https://deepalmanac.com/au/insurance/health/v1/funds/{fund_slug}.json",
  "page_template": "https://deepalmanac.com/au/insurance/health/funds/{fund_slug}/",
  "description": "One file per fund (minified JSON): identity, restrictions, every policy, and the cover, waiting-period and extras profiles the policies refer to.",
  "count": 34,
  "funds": [
   {
    "fund": "ACA Health Benefits Fund",
    "fund_label": "ACA Health",
    "fund_slug": "aca-health",
    "fund_code": "ACA",
    "fund_type": "restricted",
    "url": "https://deepalmanac.com/au/insurance/health/v1/funds/aca-health.json",
    "page": "https://deepalmanac.com/au/insurance/health/funds/aca-health/",
    "policy_count": 339
   },
   {
    "fund": "ahm health insurance",
    "fund_label": "ahm",
    "fund_slug": "ahm",
    "fund_code": "AHM",
    "fund_type": "open",
    "url": "https://deepalmanac.com/au/insurance/health/v1/funds/ahm.json",
    "page": "https://deepalmanac.com/au/insurance/health/funds/ahm/",
    "policy_count": 1596
   },
   {
    "fund": "AIA Health Insurance Pty Ltd",
    "fund_label": "AIA Health",
    "fund_slug": "aia-health",
    "fund_code": "MYO",
    "fund_type": "open",
    "url": "https://deepalmanac.com/au/insurance/health/v1/funds/aia-health.json",
    "page": "https://deepalmanac.com/au/insurance/health/funds/aia-health/",
    "policy_count": 10080
   },
   {
    "fund": "Australian Unity Health Limited",
    "fund_label": "Australian Unity",
    "fund_slug": "australian-unity",
    "fund_code": "AUF",
    "fund_type": "open",
    "url": "https://deepalmanac.com/au/insurance/health/v1/funds/australian-unity.json",
    "page": "https://deepalmanac.com/au/insurance/health/funds/australian-unity/",
    "policy_count": 1582
   },
   {
    "fund": "Bupa HI Pty Ltd",
    "fund_label": "Bupa",
    "fund_slug": "bupa",
    "fund_code": "BUP",
    "fund_type": "open",
    "url": "https://deepalmanac.com/au/insurance/health/v1/funds/bupa.json",
    "page": "https://deepalmanac.com/au/insurance/health/funds/bupa/",
    "policy_count": 3129
   },
   {
    "fund": "CBHS Health Fund Limited",
    "fund_label": "CBHS",
    "fund_slug": "cbhs",
    "fund_code": "CBH",
    "fund_type": "restricted",
    "url": "https://deepalmanac.com/au/insurance/health/v1/funds/cbhs.json",
    "page": "https://deepalmanac.com/au/insurance/health/funds/cbhs/",
    "policy_count": 490
   },
   {
    "fund": "CBHS Corporate Health Pty Ltd",
    "fund_label": "CBHS Corporate Health",
    "fund_slug": "cbhs-corporate-health",
    "fund_code": "CBC",
    "fund_type": "open",
    "url": "https://deepalmanac.com/au/insurance/health/v1/funds/cbhs-corporate-health.json",
    "page": "https://deepalmanac.com/au/insurance/health/funds/cbhs-corporate-health/",
    "policy_count": 0
   },
   {
    "fund": "CDH Benefits Fund",
    "fund_label": "CDH Benefits Fund",
    "fund_slug": "cdh-benefits-fund",
    "fund_code": "CDH",
    "fund_type": "open",
    "url": "https://deepalmanac.com/au/insurance/health/v1/funds/cdh-benefits-fund.json",
    "page": "https://deepalmanac.com/au/insurance/health/funds/cdh-benefits-fund/",
    "policy_count": 1267
   },
   {
    "fund": "Defence Health Limited",
    "fund_label": "Defence Health",
    "fund_slug": "defence-health",
    "fund_code": "AHB",
    "fund_type": "restricted",
    "url": "https://deepalmanac.com/au/insurance/health/v1/funds/defence-health.json",
    "page": "https://deepalmanac.com/au/insurance/health/funds/defence-health/",
    "policy_count": 1731
   },
   {
    "fund": "Doctors' Health Fund",
    "fund_label": "Doctors' Health Fund",
    "fund_slug": "doctors-health-fund",
    "fund_code": "AMA",
    "fund_type": "restricted",
    "url": "https://deepalmanac.com/au/insurance/health/v1/funds/doctors-health-fund.json",
    "page": "https://deepalmanac.com/au/insurance/health/funds/doctors-health-fund/",
    "policy_count": 1204
   },
   {
    "fund": "GMHBA Limited",
    "fund_label": "GMHBA",
    "fund_slug": "gmhba",
    "fund_code": "GMH",
    "fund_type": "open",
    "url": "https://deepalmanac.com/au/insurance/health/v1/funds/gmhba.json",
    "page": "https://deepalmanac.com/au/insurance/health/funds/gmhba/",
    "policy_count": 532
   },
   {
    "fund": "GU Health",
    "fund_label": "GU Health",
    "fund_slug": "gu-health",
    "fund_code": "FAI",
    "fund_type": "open",
    "url": "https://deepalmanac.com/au/insurance/health/v1/funds/gu-health.json",
    "page": "https://deepalmanac.com/au/insurance/health/funds/gu-health/",
    "policy_count": 3927
   },
   {
    "fund": "HBF Health Limited",
    "fund_label": "HBF",
    "fund_slug": "hbf",
    "fund_code": "HBF",
    "fund_type": "open",
    "url": "https://deepalmanac.com/au/insurance/health/v1/funds/hbf.json",
    "page": "https://deepalmanac.com/au/insurance/health/funds/hbf/",
    "policy_count": 1518
   },
   {
    "fund": "HCF",
    "fund_label": "HCF",
    "fund_slug": "hcf",
    "fund_code": "HCF",
    "fund_type": "open",
    "url": "https://deepalmanac.com/au/insurance/health/v1/funds/hcf.json",
    "page": "https://deepalmanac.com/au/insurance/health/funds/hcf/",
    "policy_count": 1582
   },
   {
    "fund": "HCi",
    "fund_label": "HCi",
    "fund_slug": "hci",
    "fund_code": "HCI",
    "fund_type": "open",
    "url": "https://deepalmanac.com/au/insurance/health/v1/funds/hci.json",
    "page": "https://deepalmanac.com/au/insurance/health/funds/hci/",
    "policy_count": 1164
   },
   {
    "fund": "Health Partners",
    "fund_label": "Health Partners",
    "fund_slug": "health-partners",
    "fund_code": "SPS",
    "fund_type": "open",
    "url": "https://deepalmanac.com/au/insurance/health/v1/funds/health-partners.json",
    "page": "https://deepalmanac.com/au/insurance/health/funds/health-partners/",
    "policy_count": 10164
   },
   {
    "fund": "Health Insurance Fund of Australia Limited",
    "fund_label": "HIF",
    "fund_slug": "hif",
    "fund_code": "HIF",
    "fund_type": "open",
    "url": "https://deepalmanac.com/au/insurance/health/v1/funds/hif.json",
    "page": "https://deepalmanac.com/au/insurance/health/funds/hif/",
    "policy_count": 518
   },
   {
    "fund": "Latrobe Health Services",
    "fund_label": "Latrobe Health",
    "fund_slug": "latrobe-health",
    "fund_code": "LHS",
    "fund_type": "open",
    "url": "https://deepalmanac.com/au/insurance/health/v1/funds/latrobe-health.json",
    "page": "https://deepalmanac.com/au/insurance/health/funds/latrobe-health/",
    "policy_count": 702
   },
   {
    "fund": "Medibank Private Limited",
    "fund_label": "Medibank",
    "fund_slug": "medibank",
    "fund_code": "MBP",
    "fund_type": "open",
    "url": "https://deepalmanac.com/au/insurance/health/v1/funds/medibank.json",
    "page": "https://deepalmanac.com/au/insurance/health/funds/medibank/",
    "policy_count": 3224
   },
   {
    "fund": "Mildura Health Fund",
    "fund_label": "Mildura Health Fund",
    "fund_slug": "mildura-health-fund",
    "fund_code": "MDH",
    "fund_type": "open",
    "url": "https://deepalmanac.com/au/insurance/health/v1/funds/mildura-health-fund.json",
    "page": "https://deepalmanac.com/au/insurance/health/funds/mildura-health-fund/",
    "policy_count": 24
   },
   {
    "fund": "Navy Health Ltd",
    "fund_label": "Navy Health",
    "fund_slug": "navy-health",
    "fund_code": "NHB",
    "fund_type": "restricted",
    "url": "https://deepalmanac.com/au/insurance/health/v1/funds/navy-health.json",
    "page": "https://deepalmanac.com/au/insurance/health/funds/navy-health/",
    "policy_count": 1155
   },
   {
    "fund": "nib Health Funds Ltd.",
    "fund_label": "nib",
    "fund_slug": "nib",
    "fund_code": "NIB",
    "fund_type": "open",
    "url": "https://deepalmanac.com/au/insurance/health/v1/funds/nib.json",
    "page": "https://deepalmanac.com/au/insurance/health/funds/nib/",
    "policy_count": 5180
   },
   {
    "fund": "National Health Benefits Australia Pty Ltd (onemedifund)",
    "fund_label": "onemedifund",
    "fund_slug": "onemedifund",
    "fund_code": "OMF",
    "fund_type": "open",
    "url": "https://deepalmanac.com/au/insurance/health/v1/funds/onemedifund.json",
    "page": "https://deepalmanac.com/au/insurance/health/funds/onemedifund/",
    "policy_count": 4
   },
   {
    "fund": "Peoplecare Health Insurance",
    "fund_label": "Peoplecare",
    "fund_slug": "peoplecare",
    "fund_code": "LHM",
    "fund_type": "open",
    "url": "https://deepalmanac.com/au/insurance/health/v1/funds/peoplecare.json",
    "page": "https://deepalmanac.com/au/insurance/health/funds/peoplecare/",
    "policy_count": 2688
   },
   {
    "fund": "Phoenix Health Fund Limited",
    "fund_label": "Phoenix Health",
    "fund_slug": "phoenix-health",
    "fund_code": "PWA",
    "fund_type": "open",
    "url": "https://deepalmanac.com/au/insurance/health/v1/funds/phoenix-health.json",
    "page": "https://deepalmanac.com/au/insurance/health/funds/phoenix-health/",
    "policy_count": 2310
   },
   {
    "fund": "Police Health",
    "fund_label": "Police Health",
    "fund_slug": "police-health",
    "fund_code": "SPE",
    "fund_type": "restricted",
    "url": "https://deepalmanac.com/au/insurance/health/v1/funds/police-health.json",
    "page": "https://deepalmanac.com/au/insurance/health/funds/police-health/",
    "policy_count": 84
   },
   {
    "fund": "Queensland Country Health Fund",
    "fund_label": "Queensland Country Health Fund",
    "fund_slug": "queensland-country-health-fund",
    "fund_code": "QCH",
    "fund_type": "open",
    "url": "https://deepalmanac.com/au/insurance/health/v1/funds/queensland-country-health-fund.json",
    "page": "https://deepalmanac.com/au/insurance/health/funds/queensland-country-health-fund/",
    "policy_count": 2520
   },
   {
    "fund": "Reserve Bank Health Society Ltd",
    "fund_label": "Reserve Bank Health Society",
    "fund_slug": "reserve-bank-health-society",
    "fund_code": "RBH",
    "fund_type": "restricted",
    "url": "https://deepalmanac.com/au/insurance/health/v1/funds/reserve-bank-health-society.json",
    "page": "https://deepalmanac.com/au/insurance/health/funds/reserve-bank-health-society/",
    "policy_count": 30
   },
   {
    "fund": "RT Health - a division of The Hospitals Contribution Fund",
    "fund_label": "RT Health",
    "fund_slug": "rt-health",
    "fund_code": "RTE",
    "fund_type": "open",
    "url": "https://deepalmanac.com/au/insurance/health/v1/funds/rt-health.json",
    "page": "https://deepalmanac.com/au/insurance/health/funds/rt-health/",
    "policy_count": 1568
   },
   {
    "fund": "see-u by HBF",
    "fund_label": "see-u by HBF",
    "fund_slug": "see-u-by-hbf",
    "fund_code": "CPS",
    "fund_type": "open",
    "url": "https://deepalmanac.com/au/insurance/health/v1/funds/see-u-by-hbf.json",
    "page": "https://deepalmanac.com/au/insurance/health/funds/see-u-by-hbf/",
    "policy_count": 252
   },
   {
    "fund": "St Lukes",
    "fund_label": "St Lukes",
    "fund_slug": "st-lukes",
    "fund_code": "SLM",
    "fund_type": "open",
    "url": "https://deepalmanac.com/au/insurance/health/v1/funds/st-lukes.json",
    "page": "https://deepalmanac.com/au/insurance/health/funds/st-lukes/",
    "policy_count": 1554
   },
   {
    "fund": "Teachers Health",
    "fund_label": "Teachers Health",
    "fund_slug": "teachers-health",
    "fund_code": "NTF",
    "fund_type": "restricted",
    "url": "https://deepalmanac.com/au/insurance/health/v1/funds/teachers-health.json",
    "page": "https://deepalmanac.com/au/insurance/health/funds/teachers-health/",
    "policy_count": 1554
   },
   {
    "fund": "TUH, part of the Teachers Health Group",
    "fund_label": "TUH",
    "fund_slug": "tuh",
    "fund_code": "QTU",
    "fund_type": "restricted",
    "url": "https://deepalmanac.com/au/insurance/health/v1/funds/tuh.json",
    "page": "https://deepalmanac.com/au/insurance/health/funds/tuh/",
    "policy_count": 952
   },
   {
    "fund": "Westfund Limited",
    "fund_label": "Westfund",
    "fund_slug": "westfund",
    "fund_code": "WFD",
    "fund_type": "open",
    "url": "https://deepalmanac.com/au/insurance/health/v1/funds/westfund.json",
    "page": "https://deepalmanac.com/au/insurance/health/funds/westfund/",
    "policy_count": 1204
   }
  ]
 }
}