{
 "state": "SA",
 "household": "single",
 "data_as_of": "2026-11-02",
 "note": "The five cheapest funds' policies per tier, 'any' first, monthly list premiums in AUD before the rebate; restricted funds included, with eligibility saying who may join.",
 "medicare_levy_surcharge": "Every policy ranked here is hospital cover that avoids the Medicare Levy Surcharge, at any tier: Basic or Bronze avoids it as well as Gold does, so the first entry in rankings.any is the cheapest way to avoid it. The release marks every open hospital policy exempt, and the build checks each excess against the surcharge cap.",
 "before_answering": "https://deepalmanac.com/au/insurance/health/v1/questions.json",
 "full_ranking": "https://deepalmanac.com/au/insurance/health/v1/cheapest/SA/single.json",
 "counts": {
  "any": 32,
  "gold": 20,
  "silver_plus": 27,
  "silver": 5,
  "bronze_plus": 27,
  "bronze": 11,
  "basic_plus": 24,
  "basic": 13
 },
 "rankings": {
  "any": [
   {
    "rank": 1,
    "fund_label": "see-u by HBF",
    "fund_slug": "see-u-by-hbf",
    "fund_type": "open",
    "eligibility": null,
    "name": "Starter Hospital $750 Excess with Daily Co-Pay (Basic)",
    "tier": "basic",
    "product_type": "hospital",
    "premium_monthly": 98.81,
    "excess_per_person": 750,
    "excess_per_policy": 750,
    "product_url": "https://www.seeuhealthinsurance.com.au",
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/CPS/H32/SCKG10"
   },
   {
    "rank": 2,
    "fund_label": "ahm",
    "fund_slug": "ahm",
    "fund_type": "open",
    "eligibility": null,
    "name": "ambulance hospital (basic)",
    "tier": "basic",
    "product_type": "hospital",
    "premium_monthly": 99.5,
    "excess_per_person": 750,
    "excess_per_policy": 1500,
    "product_url": null,
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/AHM/J131/SHOW10"
   },
   {
    "rank": 3,
    "fund_label": "GMHBA",
    "fund_slug": "gmhba",
    "fund_type": "open",
    "eligibility": null,
    "name": "Frank Basic Accident Boost Hospital",
    "tier": "basic",
    "product_type": "hospital",
    "premium_monthly": 102,
    "excess_per_person": 750,
    "excess_per_policy": 750,
    "product_url": null,
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/GMH/H78/SLYG10"
   },
   {
    "rank": 4,
    "fund_label": "HCF",
    "fund_slug": "hcf",
    "fund_type": "open",
    "eligibility": null,
    "name": "HCF ACCIDENT ONLY BASIC",
    "tier": "basic",
    "product_type": "hospital",
    "premium_monthly": 102.64,
    "excess_per_person": 750,
    "excess_per_policy": 750,
    "product_url": null,
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/HCF/H20K/SJKJ10"
   },
   {
    "rank": 5,
    "fund_label": "Phoenix Health",
    "fund_slug": "phoenix-health",
    "fund_type": "open",
    "eligibility": null,
    "name": "Basic Accident Only Hospital",
    "tier": "basic",
    "product_type": "hospital",
    "premium_monthly": 104.55,
    "excess_per_person": 750,
    "excess_per_policy": 750,
    "product_url": null,
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/PWA/AO/SVVS10"
   }
  ],
  "gold": [
   {
    "rank": 1,
    "fund_label": "Defence Health",
    "fund_slug": "defence-health",
    "fund_type": "restricted",
    "eligibility": "current or former members of the ADF and the Defence community and their families.",
    "name": "Top Hospital Gold 400",
    "tier": "gold",
    "product_type": "hospital",
    "premium_monthly": 235.62,
    "excess_per_person": null,
    "excess_per_policy": 400,
    "product_url": "https://www.defencehealth.com.au/",
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/AHB/J1/SALB10"
   },
   {
    "rank": 2,
    "fund_label": "Teachers Health",
    "fund_slug": "teachers-health",
    "fund_type": "restricted",
    "eligibility": "education union members and their families",
    "name": "Top Hospital 500 (Gold)",
    "tier": "gold",
    "product_type": "hospital",
    "premium_monthly": 241.87,
    "excess_per_person": 500,
    "excess_per_policy": 500,
    "product_url": null,
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/NTF/J6E/SBEP10"
   },
   {
    "rank": 3,
    "fund_label": "Mildura Health Fund",
    "fund_slug": "mildura-health-fund",
    "fund_type": "open",
    "eligibility": null,
    "name": "Five Star Gold $750 Excess - F4",
    "tier": "gold",
    "product_type": "hospital",
    "premium_monthly": 248.55,
    "excess_per_person": 750,
    "excess_per_policy": 750,
    "product_url": "http://www.mildurahealthfund.com.au",
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/MDH/H8/AACA10"
   },
   {
    "rank": 4,
    "fund_label": "ACA Health",
    "fund_slug": "aca-health",
    "fund_type": "restricted",
    "eligibility": "Seventh-day Adventist Church employees, Local Church Officers and their families.",
    "name": "Gold Private Hospital",
    "tier": "gold",
    "product_type": "hospital",
    "premium_monthly": 257.31,
    "excess_per_person": null,
    "excess_per_policy": null,
    "product_url": "https://acahealth.com.au/quote-details/?hospital=private&extras=no_extras",
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/ACA/H2/A0000S"
   },
   {
    "rank": 5,
    "fund_label": "CBHS",
    "fund_slug": "cbhs",
    "fund_type": "restricted",
    "eligibility": "current and past employees of Commonwealth Bank Group, franchisees, contractors, and their families.",
    "name": "Complete Gold Hospital $750 Excess",
    "tier": "gold",
    "product_type": "hospital",
    "premium_monthly": 257.92,
    "excess_per_person": 750,
    "excess_per_policy": 750,
    "product_url": null,
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/CBH/H5C/SBTX10"
   }
  ],
  "silver_plus": [
   {
    "rank": 1,
    "fund_label": "ahm",
    "fund_slug": "ahm",
    "fund_type": "open",
    "eligibility": null,
    "name": "essentials silver plus",
    "tier": "silver_plus",
    "product_type": "hospital",
    "premium_monthly": 159.25,
    "excess_per_person": 750,
    "excess_per_policy": 750,
    "product_url": null,
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/AHM/J121/SHHA10"
   },
   {
    "rank": 2,
    "fund_label": "Bupa",
    "fund_slug": "bupa",
    "fund_type": "open",
    "eligibility": null,
    "name": "Silver Plus Classic Hospital $750 Excess",
    "tier": "silver_plus",
    "product_type": "hospital",
    "premium_monthly": 162.5,
    "excess_per_person": 750,
    "excess_per_policy": 750,
    "product_url": null,
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/BUP/H81C/STSU10"
   },
   {
    "rank": 3,
    "fund_label": "CBHS",
    "fund_slug": "cbhs",
    "fund_type": "restricted",
    "eligibility": "current and past employees of Commonwealth Bank Group, franchisees, contractors, and their families.",
    "name": "Everyday Silver Plus Hospital $750 Excess",
    "tier": "silver_plus",
    "product_type": "hospital",
    "premium_monthly": 163.76,
    "excess_per_person": 750,
    "excess_per_policy": 750,
    "product_url": null,
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/CBH/H7C/SBYL10"
   },
   {
    "rank": 4,
    "fund_label": "ACA Health",
    "fund_slug": "aca-health",
    "fund_type": "restricted",
    "eligibility": "Seventh-day Adventist Church employees, Local Church Officers and their families.",
    "name": "Silver Plus Hospital 750",
    "tier": "silver_plus",
    "product_type": "hospital",
    "premium_monthly": 164.25,
    "excess_per_person": 750,
    "excess_per_policy": null,
    "product_url": "https://acahealth.com.au/quote-details/?hospital=silver&extras=no_extras",
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/ACA/H5/AACJ10"
   },
   {
    "rank": 5,
    "fund_label": "Westfund",
    "fund_slug": "westfund",
    "fund_type": "open",
    "eligibility": null,
    "name": "Silver Plus Everyday 750 Hospital",
    "tier": "silver_plus",
    "product_type": "hospital",
    "premium_monthly": 165.62,
    "excess_per_person": 750,
    "excess_per_policy": 750,
    "product_url": "https://www.westfund.com.au/dl/summaries/silver-hospital.pdf",
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/WFD/H10/SDWI10"
   }
  ],
  "silver": [
   {
    "rank": 1,
    "fund_label": "GMHBA",
    "fund_slug": "gmhba",
    "fund_type": "open",
    "eligibility": null,
    "name": "Frank Silver Hospital",
    "tier": "silver",
    "product_type": "hospital",
    "premium_monthly": 171.5,
    "excess_per_person": 750,
    "excess_per_policy": 750,
    "product_url": null,
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/GMH/J19/SAYD10"
   },
   {
    "rank": 2,
    "fund_label": "AIA Health",
    "fund_slug": "aia-health",
    "fund_type": "open",
    "eligibility": null,
    "name": "Silver Hospital 750",
    "tier": "silver",
    "product_type": "hospital",
    "premium_monthly": 175.62,
    "excess_per_person": 750,
    "excess_per_policy": 750,
    "product_url": null,
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/MYO/H9/SJNO10"
   },
   {
    "rank": 3,
    "fund_label": "nib",
    "fund_slug": "nib",
    "fund_type": "open",
    "eligibility": null,
    "name": "Silver Hospital",
    "tier": "silver",
    "product_type": "hospital",
    "premium_monthly": 184.35,
    "excess_per_person": 750,
    "excess_per_policy": null,
    "product_url": "https://my.nib.com.au/product-collateral/192",
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/NIB/J76/SOBE10"
   },
   {
    "rank": 4,
    "fund_label": "ahm",
    "fund_slug": "ahm",
    "fund_type": "open",
    "eligibility": null,
    "name": "silver support",
    "tier": "silver",
    "product_type": "hospital",
    "premium_monthly": 188.9,
    "excess_per_person": 750,
    "excess_per_policy": 750,
    "product_url": null,
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/AHM/J144/SIYN10"
   },
   {
    "rank": 5,
    "fund_label": "Latrobe Health",
    "fund_slug": "latrobe-health",
    "fund_type": "open",
    "eligibility": null,
    "name": "Silver Hospital 250 Excess",
    "tier": "silver",
    "product_type": "hospital",
    "premium_monthly": 206.02,
    "excess_per_person": 250,
    "excess_per_policy": 250,
    "product_url": null,
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/LHS/H34/SATP10"
   }
  ],
  "bronze_plus": [
   {
    "rank": 1,
    "fund_label": "see-u by HBF",
    "fund_slug": "see-u-by-hbf",
    "fund_type": "open",
    "eligibility": null,
    "name": "Saver Hospital $750 Excess with Daily Co-Pay (Bronze Plus)",
    "tier": "bronze_plus",
    "product_type": "hospital",
    "premium_monthly": 122.36,
    "excess_per_person": 750,
    "excess_per_policy": 750,
    "product_url": "https://www.seeuhealthinsurance.com.au",
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/CPS/H33/SCLJ10"
   },
   {
    "rank": 2,
    "fund_label": "Defence Health",
    "fund_slug": "defence-health",
    "fund_type": "restricted",
    "eligibility": "current or former members of the ADF and the Defence community and their families.",
    "name": "Saver Hospital Bronze Plus",
    "tier": "bronze_plus",
    "product_type": "hospital",
    "premium_monthly": 125,
    "excess_per_person": 750,
    "excess_per_policy": 750,
    "product_url": "https://www.defencehealth.com.au/",
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/AHB/J31/SLEK10"
   },
   {
    "rank": 3,
    "fund_label": "HBF",
    "fund_slug": "hbf",
    "fund_type": "open",
    "eligibility": null,
    "name": "Lite Bronze Hospital Plus $750/$1500 Excess",
    "tier": "bronze_plus",
    "product_type": "hospital",
    "premium_monthly": 126.53,
    "excess_per_person": 750,
    "excess_per_policy": 750,
    "product_url": "https://www.hbf.com.au/",
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/HBF/H24/SBSQL10"
   },
   {
    "rank": 4,
    "fund_label": "CBHS",
    "fund_slug": "cbhs",
    "fund_type": "restricted",
    "eligibility": "current and past employees of Commonwealth Bank Group, franchisees, contractors, and their families.",
    "name": "Value Bronze Plus Hospital $750 Excess",
    "tier": "bronze_plus",
    "product_type": "hospital",
    "premium_monthly": 127.62,
    "excess_per_person": 750,
    "excess_per_policy": 750,
    "product_url": null,
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/CBH/H8C/SCCJ10"
   },
   {
    "rank": 5,
    "fund_label": "Phoenix Health",
    "fund_slug": "phoenix-health",
    "fund_type": "open",
    "eligibility": null,
    "name": "Bronze Plus Essentials Hospital 750",
    "tier": "bronze_plus",
    "product_type": "hospital",
    "premium_monthly": 127.72,
    "excess_per_person": 750,
    "excess_per_policy": 750,
    "product_url": null,
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/PWA/SS/SGRC10"
   }
  ],
  "bronze": [
   {
    "rank": 1,
    "fund_label": "ahm",
    "fund_slug": "ahm",
    "fund_type": "open",
    "eligibility": null,
    "name": "bronze no fuss",
    "tier": "bronze",
    "product_type": "hospital",
    "premium_monthly": 123.8,
    "excess_per_person": 750,
    "excess_per_policy": 750,
    "product_url": null,
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/AHM/J140/SIFD10"
   },
   {
    "rank": 2,
    "fund_label": "Phoenix Health",
    "fund_slug": "phoenix-health",
    "fund_type": "open",
    "eligibility": null,
    "name": "Bronze Hospital 750",
    "tier": "bronze",
    "product_type": "hospital",
    "premium_monthly": 125.3,
    "excess_per_person": 750,
    "excess_per_policy": 750,
    "product_url": null,
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/PWA/BH/SREA10"
   },
   {
    "rank": 3,
    "fund_label": "GMHBA",
    "fund_slug": "gmhba",
    "fund_type": "open",
    "eligibility": null,
    "name": "Frank Bronze Hospital",
    "tier": "bronze",
    "product_type": "hospital",
    "premium_monthly": 127.7,
    "excess_per_person": 750,
    "excess_per_policy": 750,
    "product_url": null,
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/GMH/H46/SIYB10"
   },
   {
    "rank": 4,
    "fund_label": "Bupa",
    "fund_slug": "bupa",
    "fund_type": "open",
    "eligibility": null,
    "name": "Bronze Hospital $750 Excess",
    "tier": "bronze",
    "product_type": "hospital",
    "premium_monthly": 129.05,
    "excess_per_person": 750,
    "excess_per_policy": 750,
    "product_url": null,
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/BUP/H78C/STIX10"
   },
   {
    "rank": 5,
    "fund_label": "Latrobe Health",
    "fund_slug": "latrobe-health",
    "fund_type": "open",
    "eligibility": null,
    "name": "Bronze Hospital 750 Excess",
    "tier": "bronze",
    "product_type": "hospital",
    "premium_monthly": 129.22,
    "excess_per_person": 750,
    "excess_per_policy": 750,
    "product_url": null,
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/LHS/H41/SAST10"
   }
  ],
  "basic_plus": [
   {
    "rank": 1,
    "fund_label": "TUH",
    "fund_slug": "tuh",
    "fund_type": "restricted",
    "eligibility": "current or former union members and their families.",
    "name": "Basic+ Hospital $750 excess",
    "tier": "basic_plus",
    "product_type": "hospital",
    "premium_monthly": 106.36,
    "excess_per_person": 750,
    "excess_per_policy": null,
    "product_url": "https://tuh.com.au/hospital/basic-plus-hospital",
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/QTU/CF/SEVL10"
   },
   {
    "rank": 2,
    "fund_label": "HCi",
    "fund_slug": "hci",
    "fund_type": "open",
    "eligibility": null,
    "name": "Basic Plus Hospital $750 excess",
    "tier": "basic_plus",
    "product_type": "hospital",
    "premium_monthly": 107.15,
    "excess_per_person": 750,
    "excess_per_policy": 750,
    "product_url": "https://hciltd.com.au/hospital-cover",
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/HCI/H1C/SDPG10"
   },
   {
    "rank": 3,
    "fund_label": "Defence Health",
    "fund_slug": "defence-health",
    "fund_type": "restricted",
    "eligibility": "current or former members of the ADF and the Defence community and their families.",
    "name": "Starter Hospital Basic Plus",
    "tier": "basic_plus",
    "product_type": "hospital",
    "premium_monthly": 109,
    "excess_per_person": 750,
    "excess_per_policy": 750,
    "product_url": "https://www.defencehealth.com.au/",
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/AHB/J30/SLGR10"
   },
   {
    "rank": 4,
    "fund_label": "GMHBA",
    "fund_slug": "gmhba",
    "fund_type": "open",
    "eligibility": null,
    "name": "Frank Basic Plus Hospital",
    "tier": "basic_plus",
    "product_type": "hospital",
    "premium_monthly": 111.45,
    "excess_per_person": 750,
    "excess_per_policy": 750,
    "product_url": null,
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/GMH/H57/SKLE10"
   },
   {
    "rank": 5,
    "fund_label": "HCF",
    "fund_slug": "hcf",
    "fund_type": "open",
    "eligibility": null,
    "name": "HCF Hospital Basic Plus $750 Excess",
    "tier": "basic_plus",
    "product_type": "hospital",
    "premium_monthly": 111.74,
    "excess_per_person": 750,
    "excess_per_policy": 750,
    "product_url": null,
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/HCF/H35R/SPQF10"
   }
  ],
  "basic": [
   {
    "rank": 1,
    "fund_label": "see-u by HBF",
    "fund_slug": "see-u-by-hbf",
    "fund_type": "open",
    "eligibility": null,
    "name": "Starter Hospital $750 Excess with Daily Co-Pay (Basic)",
    "tier": "basic",
    "product_type": "hospital",
    "premium_monthly": 98.81,
    "excess_per_person": 750,
    "excess_per_policy": 750,
    "product_url": "https://www.seeuhealthinsurance.com.au",
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/CPS/H32/SCKG10"
   },
   {
    "rank": 2,
    "fund_label": "ahm",
    "fund_slug": "ahm",
    "fund_type": "open",
    "eligibility": null,
    "name": "ambulance hospital (basic)",
    "tier": "basic",
    "product_type": "hospital",
    "premium_monthly": 99.5,
    "excess_per_person": 750,
    "excess_per_policy": 1500,
    "product_url": null,
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/AHM/J131/SHOW10"
   },
   {
    "rank": 3,
    "fund_label": "GMHBA",
    "fund_slug": "gmhba",
    "fund_type": "open",
    "eligibility": null,
    "name": "Frank Basic Accident Boost Hospital",
    "tier": "basic",
    "product_type": "hospital",
    "premium_monthly": 102,
    "excess_per_person": 750,
    "excess_per_policy": 750,
    "product_url": null,
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/GMH/H78/SLYG10"
   },
   {
    "rank": 4,
    "fund_label": "HCF",
    "fund_slug": "hcf",
    "fund_type": "open",
    "eligibility": null,
    "name": "HCF ACCIDENT ONLY BASIC",
    "tier": "basic",
    "product_type": "hospital",
    "premium_monthly": 102.64,
    "excess_per_person": 750,
    "excess_per_policy": 750,
    "product_url": null,
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/HCF/H20K/SJKJ10"
   },
   {
    "rank": 5,
    "fund_label": "Phoenix Health",
    "fund_slug": "phoenix-health",
    "fund_type": "open",
    "eligibility": null,
    "name": "Basic Accident Only Hospital",
    "tier": "basic",
    "product_type": "hospital",
    "premium_monthly": 104.55,
    "excess_per_person": 750,
    "excess_per_policy": 750,
    "product_url": null,
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/PWA/AO/SVVS10"
   }
  ]
 },
 "combined_note": "rankings holds each fund's cheapest policy of any kind, which is usually hospital-only, so a fund's cheapest combined (hospital and extras) policy is often not in it. combined_rankings ranks combined policies on their own: each fund's cheapest combined policy in the bucket, cheapest first, by the same rules. Which extras a combined policy includes is not ranked or summarised here: read the policy's statement (phis_url) for its extras limits.",
 "combined_counts": {
  "any": 27,
  "gold": 13,
  "silver_plus": 16,
  "silver": 1,
  "bronze_plus": 17,
  "bronze": 3,
  "basic_plus": 15,
  "basic": 7
 },
 "combined_rankings": {
  "any": [
   {
    "rank": 1,
    "fund_label": "Australian Unity",
    "fund_slug": "australian-unity",
    "fund_type": "open",
    "eligibility": null,
    "name": "Care 'n Repair (Basic Plus)",
    "tier": "basic_plus",
    "product_type": "combined",
    "premium_monthly": 128.5,
    "excess_per_person": 750,
    "excess_per_policy": 750,
    "product_url": null,
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/AUF/J25/SCUZ10"
   },
   {
    "rank": 2,
    "fund_label": "HIF",
    "fund_slug": "hif",
    "fund_type": "open",
    "eligibility": null,
    "name": "Basic Starter",
    "tier": "basic",
    "product_type": "combined",
    "premium_monthly": 130.55,
    "excess_per_person": 750,
    "excess_per_policy": 750,
    "product_url": null,
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/HIF/CG7/SCAG10"
   },
   {
    "rank": 3,
    "fund_label": "AIA Health",
    "fund_slug": "aia-health",
    "fund_type": "open",
    "eligibility": null,
    "name": "Basic Accident Only Hospital 750 and Base Set Extras",
    "tier": "basic",
    "product_type": "combined",
    "premium_monthly": 133.42,
    "excess_per_person": 750,
    "excess_per_policy": 750,
    "product_url": null,
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/MYO/J10A/SPKW10"
   },
   {
    "rank": 4,
    "fund_label": "HCi",
    "fund_slug": "hci",
    "fund_type": "open",
    "eligibility": null,
    "name": "Basic Plus Hospital $750 & Basic Extras",
    "tier": "basic_plus",
    "product_type": "combined",
    "premium_monthly": 134.19,
    "excess_per_person": 750,
    "excess_per_policy": 750,
    "product_url": "https://hciltd.com.au/packaged-cover",
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/HCI/C1E1/SHAI10"
   },
   {
    "rank": 5,
    "fund_label": "Health Partners",
    "fund_slug": "health-partners",
    "fund_type": "open",
    "eligibility": null,
    "name": "Basic Accident Hospital $750 Excess with Base Extras",
    "tier": "basic",
    "product_type": "combined",
    "premium_monthly": 138.54,
    "excess_per_person": 750,
    "excess_per_policy": 750,
    "product_url": null,
    "phis_url": "https://privatehealth.gov.au/dynamic/Premium/PHIS/SPS/C51/SJKW10"
   }
  ]
 }
}