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Theft of Cash", "url": "https://media.fastcover.com.au/Content/Documents/Fast%20Cover%20PDS%20-%2022%20March%202025.pdf#page=26", "page": 26, "document_sha256": "ab7c7afca535cd6ce8b713a4a70533e2cd8b89f71d4072a23fdf7bd465a92b94", "confirmed": "2026-11-05", "cells": [ "$250", "No Cover", "No Cover", "$250", "No Cover", "$250" ] } } }, "implausible": null, "excess_applies": null, "document": "https://media.fastcover.com.au/Content/Documents/Fast%20Cover%20PDS%20-%2022%20March%202025.pdf", "labels": [ "overseas", "cruise-add-on", "pre-existing-if-approved", "age-to-69", "australian-residents-only", "return-trips-only" ], "conditions": { "lines": [ "Covers overseas trips, with emergency medical and hospital cover while you are overseas.", "A cruise is covered only if you add the optional Cruise cover when you buy: you need it for one night or more in Australian waters, New Zealand or the South Pacific, or four nights or more in Asia, Europe or worldwide, but not for a river cruise.", "Medical conditions you have had in the 3 years before buying are not covered unless the insurer agrees after a medical screening and lists them on your certificate, for an extra premium.", "You must be 69 or younger when you buy, live in Australia, and your trip must start and end in Australia.", "You can buy it after leaving Australia only if you are 65 or younger and meet the other conditions, and nothing that happens in the first 48 hours is covered." ], "written_on": "2026-10-15", "written_against_sha256": "cb0e143fc38ea664f52a6afa1b87c20fbc505739d0a8f4213fe9f12c813b6b67" }, "pre_existing_conditions": { "treatment": "if_approved", "in_words": "only if approved", "labels": [ "pre-existing-if-approved" ], "line": "Medical conditions you have had in the 3 years before buying are not covered unless the insurer agrees after a medical screening and lists them on your certificate, for an extra premium.", "line_is": "written by hand from the PDS in plain words, not a quote of it; written_against_sha256 is the content_sha256 of the PDS it was written from", "written_against_sha256": "cb0e143fc38ea664f52a6afa1b87c20fbc505739d0a8f4213fe9f12c813b6b67", "automatically_covered": null }, "page": "https://deepalmanac.com/au/insurance/travel/brands/fast-cover/snow-sports-plus/" }, { "brand_slug": "fast-cover", "plan_slug": "domestic-plus", "brand": "Fast Cover", "site": "https://www.fastcover.com.au/", "insurer": "Lloyd's", "insurer_footing": "lloyds", "product": "All plans", "plan": "Domestic Plus", "varies_by": "plan", "benefits_read": 32, "plan_names_read_from_document": true, "benefit_names_unreliable": true, "cooling_off_days": 25, "limits": { "cancellation": { "kind": "unlimited", "amount_aud": null, "stated": "Unlimited", "citation": { "quote": "and Repatriation Refer to page 43. 5. 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Trip Disruption", "page": "lines 977-1012", "limits": { "Comprehensive": { "stated": "$50,000*", "kind": "amount", "amount_aud": 50000 }, "Standard Saver": { "stated": "$30,000*", "kind": "amount", "amount_aud": 30000 }, "Basics": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 }, "Snow Sports Plus": { "stated": "$50,000*", "kind": "amount", "amount_aud": 50000 }, "Domestic Plus": { "stated": "$50,000*", "kind": "amount", "amount_aud": 50000 }, "Frequent Traveller Saver": { "stated": "$50,000*", "kind": "amount", "amount_aud": 50000 } }, "evidence": { "row": "6. Trip Disruption $50,000* $30,000* No Cover $50,000* $50,000* $50,000*" }, "citation": { "quote": "Expenses Refer to page 45. 6. Trip Disruption", "url": "https://media.fastcover.com.au/Content/Documents/Fast%20Cover%20PDS%20-%2022%20March%202025.pdf#page=25", "page": 25, "document_sha256": "ab7c7afca535cd6ce8b713a4a70533e2cd8b89f71d4072a23fdf7bd465a92b94", "confirmed": "2026-11-05", "cells": [ "$50,000*", "$30,000*", "No Cover", "$50,000*", "$50,000*", "$50,000*" ] } }, { "benefit": "Expenses 7. Trip Resumption", "benefit_as_printed": "Expenses 7. Trip Resumption", "page": "lines 977-1012", "limits": { "Comprehensive": { "stated": "$3,000*", "kind": "amount", "amount_aud": 3000 }, "Standard Saver": { "stated": "$2,000*", "kind": "amount", "amount_aud": 2000 }, "Basics": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 }, "Snow Sports Plus": { "stated": "$3,000*", "kind": "amount", "amount_aud": 3000 }, "Domestic Plus": { "stated": "$3,000*", "kind": "amount", "amount_aud": 3000 }, "Frequent Traveller Saver": { "stated": "$3,000*", "kind": "amount", "amount_aud": 3000 } }, "evidence": { "row": "7. Trip Resumption $3,000* $2,000* No Cover $3,000* $3,000* $3,000*" }, "citation": { "quote": "Expenses Refer to page 49. 7. Trip Resumption", "url": "https://media.fastcover.com.au/Content/Documents/Fast%20Cover%20PDS%20-%2022%20March%202025.pdf#page=25", "page": 25, "document_sha256": "ab7c7afca535cd6ce8b713a4a70533e2cd8b89f71d4072a23fdf7bd465a92b94", "confirmed": "2026-11-05", "cells": [ "$3,000*", "$2,000*", "No Cover", "$3,000*", "$3,000*", "$3,000*" ] } }, { "benefit": "Expenses 8. Overseas Hospital", "benefit_as_printed": "Expenses 8. Overseas Hospital", "page": "lines 977-1012", "limits": { "Comprehensive": { "stated": "$5,000*", "kind": "amount", "amount_aud": 5000 }, "Standard Saver": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 }, "Basics": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 }, "Snow Sports Plus": { "stated": "$5,000*", "kind": "amount", "amount_aud": 5000 }, "Domestic Plus": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 }, "Frequent Traveller Saver": { "stated": "$5,000*", "kind": "amount", "amount_aud": 5000 } }, "evidence": { "row": "8. Overseas Hospital $5,000* No Cover No Cover $5,000* No Cover $5,000*" }, "citation": { "quote": "Expenses Refer to page 52. 8. Overseas Hospital", "url": "https://media.fastcover.com.au/Content/Documents/Fast%20Cover%20PDS%20-%2022%20March%202025.pdf#page=25", "page": 25, "document_sha256": "ab7c7afca535cd6ce8b713a4a70533e2cd8b89f71d4072a23fdf7bd465a92b94", "confirmed": "2026-11-05", "cells": [ "$5,000*", "No Cover", "No Cover", "$5,000*", "No Cover", "$5,000*" ] } }, { "benefit": "accidental_death", "benefit_as_printed": "Cash Payment 9. Accidental Death", "page": "lines 977-1012", "limits": { "Comprehensive": { "stated": "$25,000*", "kind": "amount", "amount_aud": 25000 }, "Standard Saver": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 }, "Basics": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 }, "Snow Sports Plus": { "stated": "$25,000*", "kind": "amount", "amount_aud": 25000 }, "Domestic Plus": { "stated": "$25,000*", "kind": "amount", "amount_aud": 25000 }, "Frequent Traveller Saver": { "stated": "$25,000*", "kind": "amount", "amount_aud": 25000 } }, "evidence": { "row": "9. Accidental Death $25,000* No Cover No Cover $25,000* $25,000* $25,000*" }, "citation": { "quote": "Cash Payment Refer to page 53. 9. Accidental Death", "url": "https://media.fastcover.com.au/Content/Documents/Fast%20Cover%20PDS%20-%2022%20March%202025.pdf#page=25", "page": 25, "document_sha256": "ab7c7afca535cd6ce8b713a4a70533e2cd8b89f71d4072a23fdf7bd465a92b94", "confirmed": "2026-11-05", "cells": [ "$25,000*", "No Cover", "No Cover", "$25,000*", "$25,000*", "$25,000*" ] } }, { "benefit": "Permanent", "benefit_as_printed": "Permanent", "page": "lines 977-1012", "limits": { "Comprehensive": { "stated": "$50,000*", "kind": "amount", "amount_aud": 50000 }, "Standard Saver": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 }, "Basics": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 }, "Snow Sports Plus": { "stated": "$50,000*", "kind": "amount", "amount_aud": 50000 }, "Domestic Plus": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 }, "Frequent Traveller Saver": { "stated": "$25,000*", "kind": "amount", "amount_aud": 25000 } }, "evidence": { "row": "10. Permanent $50,000* No Cover No Cover $50,000* No Cover $25,000*" }, "citation": { "quote": "Refer to page 54 10. Permanent", "url": "https://media.fastcover.com.au/Content/Documents/Fast%20Cover%20PDS%20-%2022%20March%202025.pdf#page=25", "page": 25, "document_sha256": "ab7c7afca535cd6ce8b713a4a70533e2cd8b89f71d4072a23fdf7bd465a92b94", "confirmed": "2026-11-05", "cells": [ "$50,000*", "No Cover", "No Cover", "$50,000*", "No Cover", "$25,000*" ] } }, { "benefit": "Disability 11. Loss of Income", "benefit_as_printed": "Disability 11. Loss of Income", "page": "lines 977-1012", "limits": { "Standard Saver": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 }, "Basics": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 }, "Domestic Plus": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 } }, "evidence": { "row": "11. Loss of Income Max 26 weeks No Cover No Cover Max 26 No Cover Max 26" }, "citation": { "quote": "Disability Refer to page 55. 11. Loss of Income", "url": "https://media.fastcover.com.au/Content/Documents/Fast%20Cover%20PDS%20-%2022%20March%202025.pdf#page=25", "page": 25, "document_sha256": "ab7c7afca535cd6ce8b713a4a70533e2cd8b89f71d4072a23fdf7bd465a92b94", "confirmed": "2026-11-05", "cells": [ "No Cover", "No Cover", "No Cover" ] } }, { "benefit": "Benefit name and number 12. Passports, Credit", "benefit_as_printed": "Benefit name and number 12. Passports, Credit", "page": "lines 1021-1055", "limits": { "Comprehensive": { "stated": "$5,000", "kind": "amount", "amount_aud": 5000 }, "Standard Saver": { "stated": "$2,000", "kind": "amount", "amount_aud": 2000 }, "Basics": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 }, "Snow Sports Plus": { "stated": "$5,000", "kind": "amount", "amount_aud": 5000 }, "Domestic Plus": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 }, "Frequent Traveller Saver": { "stated": "$5,000", "kind": "amount", "amount_aud": 5000 } }, "evidence": { "row": "12. Passports, Credit $5,000 $2,000 No Cover $5,000 No Cover $5,000" }, "citation": { "quote": "Benefit name and number", "url": "https://media.fastcover.com.au/Content/Documents/Fast%20Cover%20PDS%20-%2022%20March%202025.pdf#page=26", "page": 26, "document_sha256": "ab7c7afca535cd6ce8b713a4a70533e2cd8b89f71d4072a23fdf7bd465a92b94", "confirmed": "2026-11-05", "cells": [ "$5,000", "$2,000", "No Cover", "$5,000", "No Cover", "$5,000" ] } }, { "benefit": "cash", "benefit_as_printed": "Fraud 13. Theft of Cash", "page": "lines 1021-1055", "limits": { "Comprehensive": { "stated": "$250", "kind": "amount", "amount_aud": 250 }, "Standard Saver": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 }, "Basics": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 }, "Snow Sports Plus": { "stated": "$250", "kind": "amount", "amount_aud": 250 }, "Domestic Plus": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 }, "Frequent Traveller Saver": { "stated": "$250", "kind": "amount", "amount_aud": 250 } }, "evidence": { "row": "13. Theft of Cash $250 No Cover No Cover $250 No Cover $250" }, "citation": { "quote": "Refer to page 58. 13. Theft of Cash", "url": "https://media.fastcover.com.au/Content/Documents/Fast%20Cover%20PDS%20-%2022%20March%202025.pdf#page=26", "page": 26, "document_sha256": "ab7c7afca535cd6ce8b713a4a70533e2cd8b89f71d4072a23fdf7bd465a92b94", "confirmed": "2026-11-05", "cells": [ "$250", "No Cover", "No Cover", "$250", "No Cover", "$250" ] } }, { "benefit": "luggage_total", "benefit_as_printed": "Luggage and", "page": "lines 1021-1055", "limits": { "Comprehensive": { "stated": "$15,000*", "kind": "amount", "amount_aud": 15000 }, "Standard Saver": { "stated": "$5000*", "kind": "amount", "amount_aud": 5000 }, "Snow Sports Plus": { "stated": "$15,000*", "kind": "amount", "amount_aud": 15000 }, "Domestic Plus": { "stated": "$7,500*", "kind": "amount", "amount_aud": 7500 }, "Frequent Traveller Saver": { "stated": "$15,000*", "kind": "amount", "amount_aud": 15000 } }, "evidence": { "row": "14. Luggage and $15,000* $5000* Optional $15,000* $7,500* $15,000*" }, "citation": { "quote": "Refer to page 59. 14. Luggage and", "url": "https://media.fastcover.com.au/Content/Documents/Fast%20Cover%20PDS%20-%2022%20March%202025.pdf#page=26", "page": 26, "document_sha256": "ab7c7afca535cd6ce8b713a4a70533e2cd8b89f71d4072a23fdf7bd465a92b94", "confirmed": "2026-11-05", "cells": [ "$15,000*", "$5000*", "$15,000*", "$7,500*", "$15,000*" ] } }, { "benefit": "luggage_delayed", "benefit_as_printed": "Delay of Luggage", "page": "lines 1021-1055", "limits": { "Comprehensive": { "stated": "$750*", "kind": "amount", "amount_aud": 750 }, "Standard Saver": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 }, "Basics": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 }, "Snow Sports Plus": { "stated": "$750*", "kind": "amount", "amount_aud": 750 }, "Domestic Plus": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 }, "Frequent Traveller Saver": { "stated": "$750*", "kind": "amount", "amount_aud": 750 } }, "evidence": { "row": "15. Delay of Luggage $750* No Cover No Cover $750* No Cover $750*" }, "citation": { "quote": "15. Delay of Luggage", "url": "https://media.fastcover.com.au/Content/Documents/Fast%20Cover%20PDS%20-%2022%20March%202025.pdf#page=26", "page": 26, "document_sha256": "ab7c7afca535cd6ce8b713a4a70533e2cd8b89f71d4072a23fdf7bd465a92b94", "confirmed": "2026-11-05", "cells": [ "$750*", "No Cover", "No Cover", "$750*", "No Cover", "$750*" ] } }, { "benefit": "travel_delay", "benefit_as_printed": "and Personal Effects 16. Travel Delay", "page": "lines 1021-1055", "limits": { "Comprehensive": { "stated": "$2,000*", "kind": "amount", "amount_aud": 2000 }, "Standard Saver": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 }, "Basics": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 }, "Snow Sports Plus": { "stated": "$2,000*", "kind": "amount", "amount_aud": 2000 }, "Domestic Plus": { "stated": "$2,000*", "kind": "amount", "amount_aud": 2000 }, "Frequent Traveller Saver": { "stated": "$2,000*", "kind": "amount", "amount_aud": 2000 } }, "evidence": { "row": "16. Travel Delay $2,000* No Cover No Cover $2,000* $2,000* $2,000*" }, "citation": { "quote": "and Personal Effects Refer to page 65. 16. Travel Delay", "url": "https://media.fastcover.com.au/Content/Documents/Fast%20Cover%20PDS%20-%2022%20March%202025.pdf#page=26", "page": 26, "document_sha256": "ab7c7afca535cd6ce8b713a4a70533e2cd8b89f71d4072a23fdf7bd465a92b94", "confirmed": "2026-11-05", "cells": [ "$2,000*", "No Cover", "No Cover", "$2,000*", "$2,000*", "$2,000*" ] } }, { "benefit": "Expenses 17. Special Event", "benefit_as_printed": "Expenses 17. Special Event", "page": "lines 1021-1055", "limits": { "Comprehensive": { "stated": "$5,000", "kind": "amount", "amount_aud": 5000 }, "Standard Saver": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 }, "Basics": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 }, "Snow Sports Plus": { "stated": "$5,000", "kind": "amount", "amount_aud": 5000 }, "Domestic Plus": { "stated": "$5,000", "kind": "amount", "amount_aud": 5000 }, "Frequent Traveller Saver": { "stated": "$5,000", "kind": "amount", "amount_aud": 5000 } }, "evidence": { "row": "17. Special Event $5,000 No Cover No Cover $5,000 $5,000 $5,000" }, "citation": { "quote": "Expenses Refer to page 66. 17. Special Event", "url": "https://media.fastcover.com.au/Content/Documents/Fast%20Cover%20PDS%20-%2022%20March%202025.pdf#page=26", "page": 26, "document_sha256": "ab7c7afca535cd6ce8b713a4a70533e2cd8b89f71d4072a23fdf7bd465a92b94", "confirmed": "2026-11-05", "cells": [ "$5,000", "No Cover", "No Cover", "$5,000", "$5,000", "$5,000" ] } }, { "benefit": "personal_liability", "benefit_as_printed": "Transport Expenses 18. Personal Liability", "page": "lines 1021-1055", "limits": { "Comprehensive": { "stated": "$5 million", "kind": "amount", "amount_aud": 5000000 }, "Standard Saver": { "stated": "$2.5 million", "kind": "amount", "amount_aud": 2500000 }, "Basics": { "stated": "$1 million", "kind": "amount", "amount_aud": 1000000 }, "Snow Sports Plus": { "stated": "$5 million", "kind": "amount", "amount_aud": 5000000 }, "Domestic Plus": { "stated": "$5 million", "kind": "amount", "amount_aud": 5000000 }, "Frequent Traveller Saver": { "stated": "$5 million", "kind": "amount", "amount_aud": 5000000 } }, "evidence": { "row": "18. Personal Liability $5 million $2.5 million $1 million $5 million $5 million $5 million" }, "citation": { "quote": "Transport Expenses Refer to page 68. 18. Personal Liability", "url": "https://media.fastcover.com.au/Content/Documents/Fast%20Cover%20PDS%20-%2022%20March%202025.pdf#page=26", "page": 26, "document_sha256": "ab7c7afca535cd6ce8b713a4a70533e2cd8b89f71d4072a23fdf7bd465a92b94", "confirmed": "2026-11-05", "cells": [ "$5 million", "$2.5 million", "$1 million", "$5 million", "$5 million", "$5 million" ] } }, { "benefit": "rental_vehicle_excess", "benefit_as_printed": "Rental Vehicle", "page": "lines 1021-1055", "limits": { "Basics": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 }, "Domestic Plus": { "stated": "$5,000", "kind": "amount", "amount_aud": 5000 } }, "evidence": { "row": "19. Rental Vehicle Optional up to Optional up No Cover Optional $5,000 Optional" }, "citation": { "quote": "Refer to page 69. 19. Rental Vehicle", "url": "https://media.fastcover.com.au/Content/Documents/Fast%20Cover%20PDS%20-%2022%20March%202025.pdf#page=26", "page": 26, "document_sha256": "ab7c7afca535cd6ce8b713a4a70533e2cd8b89f71d4072a23fdf7bd465a92b94", "confirmed": "2026-11-05", "cells": [ "No Cover", "$5,000" ] } }, { "benefit": "Snow Sports", "benefit_as_printed": "Snow Sports", "page": "lines 1021-1055", "limits": { "Comprehensive": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 }, "Standard Saver": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 }, "Basics": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 }, "Snow Sports Plus": { "stated": "$1,500*", "kind": "amount", "amount_aud": 1500 }, "Domestic Plus": { "stated": "$1,500*", "kind": "amount", "amount_aud": 1500 }, "Frequent Traveller Saver": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 } }, "evidence": { "row": "20. Snow Sports No Cover No Cover No Cover $1,500* $1,500* No Cover" }, "citation": { "quote": "20. Snow Sports", "url": "https://media.fastcover.com.au/Content/Documents/Fast%20Cover%20PDS%20-%2022%20March%202025.pdf#page=26", "page": 26, "document_sha256": "ab7c7afca535cd6ce8b713a4a70533e2cd8b89f71d4072a23fdf7bd465a92b94", "confirmed": "2026-11-05", "cells": [ "No Cover", "No Cover", "No Cover", "$1,500*", "$1,500*", "No Cover" ] } }, { "benefit": "Equipment 21. Snow Equipment", "benefit_as_printed": "Equipment 21. Snow Equipment", "page": "lines 1021-1055", "limits": { "Comprehensive": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 }, "Standard Saver": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 }, "Basics": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 }, "Snow Sports Plus": { "stated": "$1,500", "kind": "amount", "amount_aud": 1500 }, "Domestic Plus": { "stated": "$1,500", "kind": "amount", "amount_aud": 1500 }, "Frequent Traveller Saver": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 } }, "evidence": { "row": "21. Snow Equipment No Cover No Cover No Cover $1,500 $1,500 No Cover" }, "citation": { "quote": "Equipment Refer to page 73. 21. Snow Equipment", "url": "https://media.fastcover.com.au/Content/Documents/Fast%20Cover%20PDS%20-%2022%20March%202025.pdf#page=26", "page": 26, "document_sha256": "ab7c7afca535cd6ce8b713a4a70533e2cd8b89f71d4072a23fdf7bd465a92b94", "confirmed": "2026-11-05", "cells": [ "No Cover", "No Cover", "No Cover", "$1,500", "$1,500", "No Cover" ] } }, { "benefit": "Replacement Hire 22. Snow Prepaid", "benefit_as_printed": "Replacement Hire 22. Snow Prepaid", "page": "lines 1021-1055", "limits": { "Comprehensive": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 }, "Standard Saver": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 }, "Basics": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 }, "Snow Sports Plus": { "stated": "$750", "kind": "amount", "amount_aud": 750 }, "Domestic Plus": { "stated": "$750", "kind": "amount", "amount_aud": 750 }, "Frequent Traveller Saver": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 } }, "evidence": { "row": "22. Snow Prepaid No Cover No Cover No Cover $750 $750 No Cover" }, "citation": { "quote": "Replacement Hire Refer to page 75. 22. Snow Prepaid", "url": "https://media.fastcover.com.au/Content/Documents/Fast%20Cover%20PDS%20-%2022%20March%202025.pdf#page=26", "page": 26, "document_sha256": "ab7c7afca535cd6ce8b713a4a70533e2cd8b89f71d4072a23fdf7bd465a92b94", "confirmed": "2026-11-05", "cells": [ "No Cover", "No Cover", "No Cover", "$750", "$750", "No Cover" ] } }, { "benefit": "Expenses 23. Snow Resort", "benefit_as_printed": "Expenses 23. Snow Resort", "page": "lines 1021-1055", "limits": { "Comprehensive": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 }, "Standard Saver": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 }, "Basics": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 }, "Snow Sports Plus": { "stated": "$1,000*", "kind": "amount", "amount_aud": 1000 }, "Domestic Plus": { "stated": "$1,000*", "kind": "amount", "amount_aud": 1000 }, "Frequent Traveller Saver": { "stated": "No Cover", "kind": "no_cover", "amount_aud": 0 } }, "evidence": { "row": "23. Snow Resort No Cover No Cover No Cover $1,000* $1,000* No Cover" }, "citation": { "quote": "Expenses Refer to page 76. 23. Snow Resort", "url": "https://media.fastcover.com.au/Content/Documents/Fast%20Cover%20PDS%20-%2022%20March%202025.pdf#page=26", "page": 26, "document_sha256": "ab7c7afca535cd6ce8b713a4a70533e2cd8b89f71d4072a23fdf7bd465a92b94", "confirmed": "2026-11-05", "cells": [ "No Cover", "No Cover", "No Cover", "$1,000*", "$1,000*", "No Cover" ] } }, { "benefit": "years of", "benefit_as_printed": "years of", "page": "lines 2572-2597", "limits": { "Comprehensive": { "stated": "$25,000", "kind": "amount", "amount_aud": 25000 }, "Standard Saver": { "stated": "$25,000", "kind": "amount", "amount_aud": 25000 }, "Basics": { "stated": "$25,000", "kind": "amount", "amount_aud": 25000 }, "Snow Sports Plus": { "stated": "$25,000", "kind": "amount", "amount_aud": 25000 } }, "evidence": { "row": "69 years of $25,000 $25,000 $25,000 $25,000" }, "citation": { "quote": "69 years of", "url": "https://media.fastcover.com.au/Content/Documents/Fast%20Cover%20PDS%20-%2022%20March%202025.pdf#page=58", "page": 58, "document_sha256": "ab7c7afca535cd6ce8b713a4a70533e2cd8b89f71d4072a23fdf7bd465a92b94", "confirmed": "2026-11-05", "cells": [ "$25,000", "$25,000", "$25,000", "$25,000" ] } }, { "benefit": "to 75 years", "benefit_as_printed": "to 75 years", "page": "lines 2572-2597", "limits": { "Comprehensive": { "stated": "$25,000", "kind": "amount", "amount_aud": 25000 }, "Standard Saver": { "stated": "No cover", "kind": "no_cover", "amount_aud": 0 }, "Basics": { "stated": "$25,000", "kind": "amount", "amount_aud": 25000 }, "Snow Sports Plus": { "stated": "$25,000", "kind": "amount", "amount_aud": 25000 } }, "evidence": { "row": "70 to 75 years $25,000 No cover $25,000 $25,000" }, "citation": { "quote": "70 to 75 years", "url": "https://media.fastcover.com.au/Content/Documents/Fast%20Cover%20PDS%20-%2022%20March%202025.pdf#page=58", "page": 58, "document_sha256": "ab7c7afca535cd6ce8b713a4a70533e2cd8b89f71d4072a23fdf7bd465a92b94", "confirmed": "2026-11-05", "cells": [ "$25,000", "No cover", "$25,000", "$25,000" ] } }, { "benefit": "to 79 years", "benefit_as_printed": "to 79 years", "page": "lines 2572-2597", "limits": { "Comprehensive": { "stated": "$25,000", "kind": "amount", "amount_aud": 25000 }, "Standard Saver": { "stated": "No cover", "kind": "no_cover", "amount_aud": 0 }, "Basics": { "stated": "$25,000", "kind": "amount", "amount_aud": 25000 }, "Snow Sports Plus": { "stated": "No cover", "kind": "no_cover", "amount_aud": 0 } }, "evidence": { "row": "76 to 79 years $25,000 No cover $25,000 No cover" }, "citation": { "quote": "76 to 79 years", "url": "https://media.fastcover.com.au/Content/Documents/Fast%20Cover%20PDS%20-%2022%20March%202025.pdf#page=58", "page": 58, "document_sha256": "ab7c7afca535cd6ce8b713a4a70533e2cd8b89f71d4072a23fdf7bd465a92b94", "confirmed": "2026-11-05", "cells": [ "$25,000", "No cover", "$25,000", "No cover" ] } }, { "benefit": "to 89 years", "benefit_as_printed": "to 89 years", "page": "lines 2572-2597", "limits": { "Comprehensive": { "stated": "$20,000", "kind": "amount", "amount_aud": 20000 }, "Standard Saver": { "stated": "No cover", "kind": "no_cover", "amount_aud": 0 }, "Basics": { "stated": "$20,000", "kind": "amount", "amount_aud": 20000 }, "Snow Sports Plus": { "stated": "No cover", "kind": "no_cover", "amount_aud": 0 } }, "evidence": { "row": "80 to 89 years $20,000 No cover $20,000 No cover" }, "citation": { "quote": "80 to 89 years", "url": "https://media.fastcover.com.au/Content/Documents/Fast%20Cover%20PDS%20-%2022%20March%202025.pdf#page=58", "page": 58, "document_sha256": "ab7c7afca535cd6ce8b713a4a70533e2cd8b89f71d4072a23fdf7bd465a92b94", "confirmed": "2026-11-05", "cells": [ "$20,000", "No cover", "$20,000", "No cover" ] } }, { "benefit": "Excess*", "benefit_as_printed": "Excess*", "page": "lines 2572-2597", "limits": { "Comprehensive": { "stated": "$0", "kind": "amount", "amount_aud": 0 }, "Standard Saver": { "stated": "$0", "kind": "amount", "amount_aud": 0 }, "Basics": { "stated": "$0", "kind": "amount", "amount_aud": 0 }, "Snow Sports Plus": { "stated": "$0", "kind": "amount", "amount_aud": 0 } }, "evidence": { "row": "Excess* $0 $0 $0 $0 No No" }, "citation": { "quote": "Excess*", "url": "https://media.fastcover.com.au/Content/Documents/Fast%20Cover%20PDS%20-%2022%20March%202025.pdf#page=58", "page": 58, "document_sha256": "ab7c7afca535cd6ce8b713a4a70533e2cd8b89f71d4072a23fdf7bd465a92b94", "confirmed": "2026-11-05", "cells": [ "$0", "$0", "$0", "$0", "No", "No" ] }, "excess_applies": false }, { "benefit": "age and", "benefit_as_printed": "age and", "page": "lines 2654-2680", "limits": { "Comprehensive": { "stated": "$50,000", "kind": "amount", "amount_aud": 50000 }, "Standard Saver": { "stated": "$50,000", "kind": "amount", "amount_aud": 50000 }, "Basics": { "stated": "$25,000", "kind": "amount", "amount_aud": 25000 } }, "evidence": { "row": "age and cover cover cover" }, "citation": { "quote": "age and", "url": "https://media.fastcover.com.au/Content/Documents/Fast%20Cover%20PDS%20-%2022%20March%202025.pdf#page=59", "page": 59, "document_sha256": "ab7c7afca535cd6ce8b713a4a70533e2cd8b89f71d4072a23fdf7bd465a92b94", "confirmed": "2026-11-05", "cells": [ "$50,000", "$50,000", "$25,000" ] } }, { "benefit": "to 75", "benefit_as_printed": "to 75", "page": "lines 2654-2680", "limits": { "Comprehensive": { "stated": "$50,000", "kind": "amount", "amount_aud": 50000 }, "Standard Saver": { "stated": "No cover", "kind": "no_cover", "amount_aud": 0 }, "Basics": { "stated": "$25,000", "kind": "amount", "amount_aud": 25000 } }, "evidence": { "row": "70 to 75 $50,000 No cover $25,000" }, "citation": { "quote": "70 to 75", "url": "https://media.fastcover.com.au/Content/Documents/Fast%20Cover%20PDS%20-%2022%20March%202025.pdf#page=59", "page": 59, "document_sha256": "ab7c7afca535cd6ce8b713a4a70533e2cd8b89f71d4072a23fdf7bd465a92b94", "confirmed": "2026-11-05", "cells": [ "$50,000", "No cover", "$25,000" ] } }, { "benefit": "to 79", "benefit_as_printed": "to 79", "page": "lines 2654-2680", "limits": { "Comprehensive": { "stated": "$50,000", "kind": "amount", "amount_aud": 50000 }, "Standard Saver": { "stated": "No cover", "kind": "no_cover", "amount_aud": 0 }, "Basics": { "stated": "No cover", "kind": "no_cover", "amount_aud": 0 } }, "evidence": { "row": "76 to 79 $50,000 No cover No cover" }, "citation": { "quote": "76 to 79", "url": "https://media.fastcover.com.au/Content/Documents/Fast%20Cover%20PDS%20-%2022%20March%202025.pdf#page=59", "page": 59, "document_sha256": "ab7c7afca535cd6ce8b713a4a70533e2cd8b89f71d4072a23fdf7bd465a92b94", "confirmed": "2026-11-05", "cells": [ "$50,000", "No cover", "No cover" ] } }, { "benefit": "to 89", "benefit_as_printed": "to 89", "page": "lines 2654-2680", "limits": { "Comprehensive": { "stated": "$20,000", "kind": "amount", "amount_aud": 20000 }, "Standard Saver": { "stated": "No cover", "kind": "no_cover", "amount_aud": 0 }, "Basics": { "stated": "No cover", "kind": "no_cover", "amount_aud": 0 } }, "evidence": { "row": "80 to 89 $20,000 No cover No cover" }, "citation": { "quote": "80 to 89", "url": "https://media.fastcover.com.au/Content/Documents/Fast%20Cover%20PDS%20-%2022%20March%202025.pdf#page=59", "page": 59, "document_sha256": "ab7c7afca535cd6ce8b713a4a70533e2cd8b89f71d4072a23fdf7bd465a92b94", "confirmed": "2026-11-05", "cells": [ "$20,000", "No cover", "No cover" ] } } ] } ], "rows_withheld_for_review": [ { "page": "lines 977-1012", "proposed_benefit": null, "line": " $10,400* $10,400*", "problems": [ "no benefit name could be read for this row" ] }, { "page": "lines 1021-1055", "proposed_benefit": null, "line": "Refer to page 60. $2,000*", "problems": [ "no benefit name could be read for this row", "too few of the plan columns carry a value" ] }, { "page": "lines 1021-1055", "proposed_benefit": "Excess", "line": "Excess $8,000 to $8,000 up to up to", "problems": [ "too few of the plan columns carry a value" ] }, { "page": "lines 1021-1055", "proposed_benefit": null, "line": "Refer to page 71. $8,000 $8,000", "problems": [ "no benefit name could be read for this row" ] }, { "page": "lines 2572-2597", "proposed_benefit": "This benefit", "line": " This benefit No No", "problems": [ "too few of the plan columns carry a value" ] }, { "page": "lines 2572-2597", "proposed_benefit": "applies to Benefit limit", "line": " No No", "problems": [ "too few of the plan columns carry a value" ] }, { "page": "lines 2572-2597", "proposed_benefit": "age and under Benefit limit", "line": " No No", "problems": [ "too few of the plan columns carry a value" ] }, { "page": "lines 2572-2597", "proposed_benefit": "of age Benefit limit", "line": " No No", "problems": [ "too few of the plan columns carry a value" ] }, { "page": "lines 2572-2597", "proposed_benefit": "of age Benefit limit", "line": " No No", "problems": [ "too few of the plan columns carry a value" ] }, { "page": "lines 2572-2597", "proposed_benefit": "Sub limits", "line": " Sub limits Death of any one Accompanying Dependant: $5,000 No No", "problems": [ "too few of the plan columns carry a value" ] }, { "page": "lines 2654-2680", "proposed_benefit": "This benefit", "line": " This benefit No No No", "problems": [ "too few of the plan columns carry a value" ] }, { "page": "lines 2654-2680", "proposed_benefit": "applies to Benefit limit 69 years of", "line": " 69 years of No No No", "problems": [ "too few of the plan columns carry a value" ] }, { "page": "lines 2654-2680", "proposed_benefit": "under Benefit limit", "line": " No No No", "problems": [ "too few of the plan columns carry a value" ] }, { "page": "lines 2654-2680", "proposed_benefit": "years of age Benefit limit", "line": " No No No", "problems": [ "too few of the plan columns carry a value" ] }, { "page": "lines 2654-2680", "proposed_benefit": "years of age Benefit limit", "line": " No No No", "problems": [ "too few of the plan columns carry a value" ] }, { "page": "lines 2654-2680", "proposed_benefit": "Sub limits", "line": " Sub limits Permanent disability of any one No No No", "problems": [ "too few of the plan columns carry a value" ] }, { "page": "lines 2654-2680", "proposed_benefit": "Excess*", "line": " Excess* No No No", "problems": [ "too few of the plan columns carry a value" ] }, { "page": "lines 2654-2680", "proposed_benefit": null, "line": " $0 $0 $0", "problems": [ "no benefit name could be read for this row" ] } ], "how_it_was_read": "The PDS rendered with its page columns preserved, then the grid reconstructed: a column has to carry values on several rows to count as a column, plan names come from the header words over each column, and every row keeps the line it was read from. A row that could not be read confidently is in `review`, not in `benefits`." }