{ "generated_at": "2026-11-06T03:28:46Z", "brand_slug": "webjet", "brand": "Webjet Travel Insurance", "site": "https://www.webjet.com.au/travel-insurance/", "product": "Comprehensive (policies issued on or after 25 March 2026)", "page": "https://deepalmanac.com/au/insurance/travel/brands/webjet/", "insurer": { "name": "Zurich Australian Insurance Limited", "legal_name": "Zurich Australian Insurance Limited", "abn": "13000296640", "afs_licence_number": "232507", "footing": "company", "register": { "outcome": "apra_authorised", "apra_status": "authorised", "matched_on": "afs_licence_number", "asic_licensee": "ZURICH AUSTRALIAN INSURANCE LIMITED", "note": null }, "quote": "The insurer of this product is Zurich Australian Insurance Limited (ZAIL), ABN 13 000 296 640, AFSL 232507", "citation": { "quote": "The insurer of this product is Zurich Australian Insurance Limited (ZAIL), ABN 13 000 296 640, AFSL 232507", "url": "https://policy.poweredbycovermore.com/partners/webjet/au/files/documents/pds/PDS_WJP_CM.pdf#page=18", "page": 18, "document_sha256": "baa206670bc8e1a900abf037817ceff1ee0f5748f3d1e2f289080ac7cd4bd220", "confirmed": "2026-11-05" } }, "sold_by": { "name": "Cover-More Insurance Services Pty Ltd", "basis": "authorised_representative" }, "documents": { "pds": { "kind": "pds", "url": "https://policy.poweredbycovermore.com/partners/webjet/au/files/documents/pds/PDS_WJP_CM.pdf", "label": "Webjet Travel Insurance PDS", "status": "ok", "http_status": 200, "words": 28115, "content_sha256": "3023fe0188a254930bd57b5c0f3b3ec0285d781f61369b40036b80ad31eae266", "bytes_sha256": "baa206670bc8e1a900abf037817ceff1ee0f5748f3d1e2f289080ac7cd4bd220", "retrieved_at": "2026-11-04T23:17:19Z" }, "tmd": { "kind": "tmd", "url": "https://policy.poweredbycovermore.com/partners/webjet/au/files/documents/TMD/TMD_WJP_CM.pdf", "label": "Webjet Travel Insurance Target Market Determination", "status": "ok", "http_status": 200, "words": 3272, "content_sha256": "fdde318e8894099e9c51e18cfc9b11a437b756931060689cd00fe14babb5dc1d", "bytes_sha256": "699df87f7bf24f6538cdafd12273bf2aa3d79f953cadf00d755b2fd765c04e4c", "retrieved_at": "2026-11-04T23:17:20Z" } }, "application": { "cooling_off_days": 21, "cooling_off_quote": "cancel this policy for any reason within the cooling-off period which is within 21 days of the date of purchase, We will give You Your money back", "maximum_age": null, "maximum_age_check": "not_stated", "maximum_age_note": "No maximum age is stated in prose in this brand's PDS. Where a policy has one it is usually in an eligibility table, which is not read yet, so this is unknown rather than absent.", "who_it_is_designed_for": "This product has been designed for people who have an overseas trip, can pay the premium and want to be covered against financial loss caused by certain unforeseen incidents involving leisure travel where the loss suffered may be material if there is no cover", "always_ask_the_traveller": [ "The age of every traveller to be covered, not just the eldest.", "Destination, and whether the trip includes a cruise or snow sports, which are often priced or excluded separately.", "Departure and return dates, and for an annual policy the longest single trip.", "The trip cost already paid and non-refundable, which is what a cancellation limit has to cover.", "Any pre-existing medical condition, which is assessed inside the quote and can change the price or the cover.", "Whether they already hold travel cover through a credit card or health fund." ] }, "plans": [ { "brand_slug": "webjet", "plan_slug": "international-travel-safe-plus", "brand": "Webjet Travel Insurance", "site": "https://www.webjet.com.au/travel-insurance/", "insurer": "Zurich Australian Insurance Limited", "insurer_footing": "company", "product": "International", "plan": "International Travel Safe Plus", "varies_by": "plan", "benefits_read": 36, "plan_names_read_from_document": true, "benefit_names_unreliable": false, "cooling_off_days": 21, "limits": { "overseas_medical": { "kind": "unlimited", "amount_aud": null, "stated": "$Unlimited~", "citation": { "quote": "Overseas Medical", "url": "https://policy.poweredbycovermore.com/partners/webjet/au/files/documents/pds/PDS_WJP_CM.pdf#page=5", "page": 5, "document_sha256": "baa206670bc8e1a900abf037817ceff1ee0f5748f3d1e2f289080ac7cd4bd220", "confirmed": "2026-11-05", "cells": [ "Yes", "$Unlimited~" ] } }, "cancellation": { "kind": "unparsed", "amount_aud": null, "stated": "$You choose^", "citations": [ { "quote": "3* Amendment or Cancellation Costs", "url": "https://policy.poweredbycovermore.com/partners/webjet/au/files/documents/pds/PDS_WJP_CM.pdf#page=4", "page": 4, "document_sha256": "baa206670bc8e1a900abf037817ceff1ee0f5748f3d1e2f289080ac7cd4bd220", "confirmed": "2026-11-05", "cells": [ "Yes", "$You choose^" ] }, { "quote": "3* Amendment or Cancellation Costs", "url": "https://policy.poweredbycovermore.com/partners/webjet/au/files/documents/pds/PDS_WJP_CM.pdf#page=5", "page": 5, "document_sha256": "baa206670bc8e1a900abf037817ceff1ee0f5748f3d1e2f289080ac7cd4bd220", "confirmed": "2026-11-05", "cells": [ "Yes", "$You choose^" ] } ] }, "luggage_total": { "kind": "amount", "amount_aud": 6000, "stated": "$6,000", "citation": { "quote": "5* Luggage and Travel Documents", "url": "https://policy.poweredbycovermore.com/partners/webjet/au/files/documents/pds/PDS_WJP_CM.pdf#page=4", "page": 4, "document_sha256": "baa206670bc8e1a900abf037817ceff1ee0f5748f3d1e2f289080ac7cd4bd220", "confirmed": "2026-11-05", "cells": [ "$6,000" ] } }, "travel_delay": { "kind": "no_cover", "amount_aud": 0, "stated": "No cover", "citation": { "quote": "9* Travel Delay", "url": "https://policy.poweredbycovermore.com/partners/webjet/au/files/documents/pds/PDS_WJP_CM.pdf#page=5", "page": 5, "document_sha256": "baa206670bc8e1a900abf037817ceff1ee0f5748f3d1e2f289080ac7cd4bd220", "confirmed": "2026-11-05", "cells": [ "No", "No cover" ] } } }, "implausible": null, "excess_applies": { "overseas_medical": true, "cancellation": true, "travel_delay": false }, "document": "https://policy.poweredbycovermore.com/partners/webjet/au/files/documents/pds/PDS_WJP_CM.pdf", "labels": [ "overseas", "single-trip", "annual-multi-trip", "cruise-add-on", "overseas-365-days", "pre-existing-if-approved", "pre-existing-some-included", "australian-residents-only" ], "conditions": { "lines": [ "Covers one overseas trip, or every trip in a year as an Annual Multi-Trip policy up to the trip length chosen.", "The longest trip is the one shown on your certificate; worldwide cover is at most 12 months in total.", "A cruise of two or more nights on an ocean or sea outside Australian coastal waters is covered only if Cruise Cover is added, for an extra premium.", "Pre-existing medical conditions are not covered unless the insurer approves them after a health assessment; some listed conditions are covered automatically.", "You must live in Australia, as a resident with a Medicare card or on a visa that lets you live, work or study here, and be returning home at the end of the cover." ], "written_on": "2026-10-15", "written_against_sha256": "3023fe0188a254930bd57b5c0f3b3ec0285d781f61369b40036b80ad31eae266" }, "pre_existing_conditions": { "treatment": "some_named_automatically_others_if_approved", "in_words": "some named conditions automatically; others if approved", "labels": [ "pre-existing-if-approved", "pre-existing-some-included" ], "line": "Pre-existing medical conditions are not covered unless the insurer approves them after a health assessment; some listed conditions are covered automatically.", "line_is": "written by hand from the PDS in plain words, not a quote of it; written_against_sha256 is the content_sha256 of the PDS it was written from", "written_against_sha256": "3023fe0188a254930bd57b5c0f3b3ec0285d781f61369b40036b80ad31eae266", "automatically_covered": { "where": "listed in the document", "pds_url": "https://policy.poweredbycovermore.com/partners/webjet/au/files/documents/pds/PDS_WJP_CM.pdf", "how_to_read": "A condition is covered without applying only if it is in conditions, the traveller meets every one of criteria_for_every_condition and that condition's own criteria, and who (where given) includes them. Anything else follows otherwise. names is the list alone, for matching a reader's condition. Each name and criterion is quoted exactly from the document, as is each sentence's quote: page is the PDF page it is printed on (document_cited gives the url, the bytes' sha256 and the day it was confirmed), and cited_in is where every name, criterion and sentence is published with its own citation.", "names": [ "Acne", "ADHD", "Allergy", "Anxiety", "Asthma", "Bell’s Palsy", "Bunions", "Carpal Tunnel Syndrome", "Cataracts", "Glaucoma", "Coeliac Disease", "Congenital Blindness", "Congenital Deafness", "Depression", "Ear Grommets", "Epilepsy", "Gastric Reflux", "Goitre", "Graves’ Disease", "Gout", "Hiatus Hernia", "Hip Replacement", "Knee Replacement", "Shoulder Replacement", "Hip Resurfacing", "Hypercholesterolaemia (High Cholesterol)", "Hypertension (High Blood Pressure)", "Migraine", "Peptic Gastric Ulcer", "Plantar Fasciitis", "Raynaud’s Disease", "Skin Cancer", "Stenosing Tenosynovitis (Trigger Finger)", "Urinary Incontinence", "Underactive Thyroid", "Overactive Thyroid" ], "read_by_hand": true, "written_on": "2026-11-06", "written_against_sha256": "3023fe0188a254930bd57b5c0f3b3ec0285d781f61369b40036b80ad31eae266", "term_used": "existing medical condition", "section": { "quote": "Existing Medical Conditions We automatically include", "page": 12 }, "who": [], "lead": { "line": "Conditions in the table are covered automatically if the criteria below are met.", "quote": "We automatically include the Existing Medical Conditions listed in the table following provided", "page": 12 }, "criteria_for_every_condition": [ { "line": "Every existing medical condition the traveller has must be on the list.", "quote": "all Your Existing Medical Conditions are on this list", "page": 12 }, { "line": "No hospital stay or treatment by a medical practitioner for any listed condition in the last 12 months.", "quote": "You have not been hospitalised or required treatment by a medical practitioner in the last 12 months for any of the listed conditions", "page": 12 }, { "line": "Not under investigation for any listed condition.", "quote": "You are not under investigation for any of the listed conditions", "page": 12 }, { "line": "Not waiting for investigation, surgery, treatment or procedures for any listed condition.", "quote": "You are not awaiting investigation, surgery, treatment or procedures for any of the listed conditions", "page": 12 }, { "line": "The condition meets its own criteria in the table.", "quote": "Your condition satisfies the criteria in the table following", "page": 12 }, { "line": "Time frames run back from the Relevant Time unless stated otherwise.", "quote": "All time frames are measured in relation to the Relevant Time, unless specified otherwise", "page": 12 } ], "count": 36, "conditions": [ { "name": "Acne", "criteria": [ "No additional criteria" ], "page": 12 }, { "name": "ADHD", "criteria": [ "No additional criteria" ], "page": 12 }, { "name": "Allergy", "criteria": [ "In the last 6 months, You haven’t required treatment by a medical practitioner for this condition", "You have no known respiratory conditions (e.g. Asthma)" ], "page": 12 }, { "name": "Anxiety", "criteria": [ "You have not been diagnosed with Depression in the last 3 years", "In the last 12 months, Your prescribed medication hasn’t changed", "You are not currently waiting to see a mental health clinician (e.g. psychologist or psychiatrist)", "You have not previously been required to cancel or curtail Your travel plans due to Your Anxiety" ], "page": 12 }, { "name": "Asthma", "criteria": [ "You are less than 60 years of age when You purchase the policy", "In the last 12 months, You haven’t had an Asthma exacerbation requiring treatment by a medical practitioner", "You have been a non-smoker for at least the last 18 months", "You don’t need prescribed oxygen outside of a hospital", "You don’t have a chronic lung condition or disease (whether chronic or otherwise) including Chronic Bronchitis, Chronic Obstructive Pulmonary Disease (COPD), Emphysema or Pulmonary Fibrosis" ], "page": 12 }, { "name": "Bell’s Palsy", "criteria": [ "No additional criteria" ], "page": 12 }, { "name": "Bunions", "criteria": [ "No additional criteria" ], "page": 12 }, { "name": "Carpal Tunnel Syndrome", "criteria": [ "No additional criteria" ], "page": 12 }, { "name": "Cataracts", "criteria": [ "In the last 90 days, You haven’t had an operation for this condition", "You have no ongoing complications of this condition" ], "page": 12 }, { "name": "Glaucoma", "criteria": [ "In the last 90 days, You haven’t had an operation for this condition", "You have no ongoing complications of this condition" ], "page": 12 }, { "name": "Coeliac Disease", "criteria": [ "No additional criteria" ], "page": 12 }, { "name": "Congenital Blindness", "criteria": [ "No additional criteria" ], "page": 12 }, { "name": "Congenital Deafness", "criteria": [ "No additional criteria" ], "page": 12 }, { "name": "Depression", "criteria": [ "You have not been hospitalised for this condition in the last 2 years", "In the last 12 months, Your prescribed medication hasn’t changed", "You are not currently waiting to see a mental health clinician (e.g. psychologist or psychiatrist)", "You have not previously been required to cancel or curtail Your travel plans due to Your Depression" ], "page": 12 }, { "name": "Ear Grommets", "criteria": [ "You don’t have an ear infection" ], "page": 13 }, { "name": "Epilepsy", "criteria": [ "You don’t have an underlying medical condition (e.g. previous head trauma, Brain Tumour or Stroke)" ], "page": 13 }, { "name": "Gastric Reflux", "criteria": [ "Your Gastric Reflux doesn’t relate to an underlying diagnosis (e.g. Hernia/Gastric Ulcer)" ], "page": 13 }, { "name": "Goitre", "criteria": [ "No additional criteria" ], "page": 13 }, { "name": "Graves’ Disease", "criteria": [ "No additional criteria" ], "page": 13 }, { "name": "Gout", "criteria": [ "No additional criteria" ], "page": 13 }, { "name": "Hiatus Hernia", "criteria": [ "No additional criteria" ], "page": 13 }, { "name": "Hip Replacement", "criteria": [ "The procedure was performed more than 12 months ago and less than 10 years ago", "You haven’t had any post-operative complications related to that surgery", "Post-operative complications include joint dislocation and infection" ], "page": 13 }, { "name": "Knee Replacement", "criteria": [ "The procedure was performed more than 12 months ago and less than 10 years ago", "You haven’t had any post-operative complications related to that surgery", "Post-operative complications include joint dislocation and infection" ], "page": 13 }, { "name": "Shoulder Replacement", "criteria": [ "The procedure was performed more than 12 months ago and less than 10 years ago", "You haven’t had any post-operative complications related to that surgery", "Post-operative complications include joint dislocation and infection" ], "page": 13 }, { "name": "Hip Resurfacing", "criteria": [ "The procedure was performed more than 12 months ago and less than 10 years ago", "You haven’t had any post-operative complications related to that surgery", "Post-operative complications include joint dislocation and infection" ], "page": 13 }, { "name": "Hypercholesterolaemia (High Cholesterol)", "criteria": [ "You don’t have a known heart or cardiovascular condition" ], "page": 13 }, { "name": "Hypertension (High Blood Pressure)", "criteria": [ "You don’t have a known heart or cardiovascular condition", "You don’t have Diabetes (Type I or Type II)", "Your Hypertension is stable and managed by Your medical practitioner", "In the last 12 months, Your prescribed blood pressure medication hasn’t changed", "You aren’t suffering symptoms of Hypertension", "You aren’t having investigations related to blood pressure" ], "page": 13 }, { "name": "Migraine", "criteria": [ "No additional criteria" ], "page": 13 }, { "name": "Peptic Gastric Ulcer", "criteria": [ "In the last 12 months, the Peptic/Gastric Ulcer has been stable" ], "page": 13 }, { "name": "Plantar Fasciitis", "criteria": [ "No additional criteria" ], "page": 13 }, { "name": "Raynaud’s Disease", "criteria": [ "No additional criteria" ], "page": 13 }, { "name": "Skin Cancer", "criteria": [ "Your Skin Cancer isn’t a Melanoma", "You haven’t had chemotherapy or radiotherapy for this condition", "Your Skin Cancer does not require any follow up treatment e.g. chemotherapy, radiotherapy or further excision" ], "page": 13 }, { "name": "Stenosing Tenosynovitis (Trigger Finger)", "criteria": [ "No additional criteria" ], "page": 13 }, { "name": "Urinary Incontinence", "criteria": [ "No additional criteria" ], "page": 13 }, { "name": "Underactive Thyroid", "criteria": [ "The cause of Your Underactive/Overactive Thyroid wasn’t a tumour" ], "page": 13 }, { "name": "Overactive Thyroid", "criteria": [ "The cause of Your Underactive/Overactive Thyroid wasn’t a tumour" ], "page": 13 } ], "notes": [ { "line": "The automatic list does not apply at all if the traveller has any other existing medical condition not on it.", "quote": "To be clear, the conditions We automatically include only apply if You do not have other Existing Medical Conditions beyond those on this list.", "page": 13 } ], "otherwise": [ { "line": "A condition not on the list, or one that fails its criteria, needs an online health assessment declaring all existing conditions.", "quote": "You will need to complete an online health assessment by declaring all Your Existing Medical Conditions to Us.", "page": 13 }, { "line": "Existing conditions are otherwise excluded; cover can be applied for and may cost an extra premium if approved.", "quote": "However, We may separately provide cover for an Existing Medical Condition. If such cover is applied for and approved, an extra premium may apply.", "page": 11 } ], "document_cited": { "document_sha256": "baa206670bc8e1a900abf037817ceff1ee0f5748f3d1e2f289080ac7cd4bd220", "confirmed": "2026-11-05", "url": "https://policy.poweredbycovermore.com/partners/webjet/au/files/documents/pds/PDS_WJP_CM.pdf" }, "cited_in": "https://deepalmanac.com/au/insurance/travel/v1/policies.json brands[brand_slug=webjet].automatically_covered_conditions" } }, "page": "https://deepalmanac.com/au/insurance/travel/brands/webjet/international-travel-safe-plus/" }, { "brand_slug": "webjet", "plan_slug": "international-travel-safe", "brand": "Webjet Travel Insurance", "site": "https://www.webjet.com.au/travel-insurance/", "insurer": "Zurich Australian Insurance Limited", "insurer_footing": "company", "product": "International", "plan": "International Travel Safe", "varies_by": "plan", "benefits_read": 36, "plan_names_read_from_document": true, "benefit_names_unreliable": false, "cooling_off_days": 21, "limits": {}, "implausible": null, "excess_applies": { "overseas_medical": true, "cancellation": true, "travel_delay": false }, "document": "https://policy.poweredbycovermore.com/partners/webjet/au/files/documents/pds/PDS_WJP_CM.pdf", "labels": [ "overseas", "single-trip", "annual-multi-trip", "cruise-add-on", "overseas-365-days", "pre-existing-if-approved", "pre-existing-some-included", "australian-residents-only" ], "conditions": { "lines": [ "Covers one overseas trip, or every trip in a year as an Annual Multi-Trip policy up to the trip length chosen.", "The longest trip is the one shown on your certificate; worldwide cover is at most 12 months in total.", "A cruise of two or more nights on an ocean or sea outside Australian coastal waters is covered only if Cruise Cover is added, for an extra premium.", "Pre-existing medical conditions are not covered unless the insurer approves them after a health assessment; some listed conditions are covered automatically.", "You must live in Australia, as a resident with a Medicare card or on a visa that lets you live, work or study here, and be returning home at the end of the cover." ], "written_on": "2026-10-15", "written_against_sha256": "3023fe0188a254930bd57b5c0f3b3ec0285d781f61369b40036b80ad31eae266" }, "pre_existing_conditions": { "treatment": "some_named_automatically_others_if_approved", "in_words": "some named conditions automatically; others if approved", "labels": [ "pre-existing-if-approved", "pre-existing-some-included" ], "line": "Pre-existing medical conditions are not covered unless the insurer approves them after a health assessment; some listed conditions are covered automatically.", "line_is": "written by hand from the PDS in plain words, not a quote of it; written_against_sha256 is the content_sha256 of the PDS it was written from", "written_against_sha256": "3023fe0188a254930bd57b5c0f3b3ec0285d781f61369b40036b80ad31eae266", "automatically_covered": { "where": "listed in the document", "pds_url": "https://policy.poweredbycovermore.com/partners/webjet/au/files/documents/pds/PDS_WJP_CM.pdf", "how_to_read": "A condition is covered without applying only if it is in conditions, the traveller meets every one of criteria_for_every_condition and that condition's own criteria, and who (where given) includes them. Anything else follows otherwise. names is the list alone, for matching a reader's condition. Each name and criterion is quoted exactly from the document, as is each sentence's quote: page is the PDF page it is printed on (document_cited gives the url, the bytes' sha256 and the day it was confirmed), and cited_in is where every name, criterion and sentence is published with its own citation.", "names": [ "Acne", "ADHD", "Allergy", "Anxiety", "Asthma", "Bell’s Palsy", "Bunions", "Carpal Tunnel Syndrome", "Cataracts", "Glaucoma", "Coeliac Disease", "Congenital Blindness", "Congenital Deafness", "Depression", "Ear Grommets", "Epilepsy", "Gastric Reflux", "Goitre", "Graves’ Disease", "Gout", "Hiatus Hernia", "Hip Replacement", "Knee Replacement", "Shoulder Replacement", "Hip Resurfacing", "Hypercholesterolaemia (High Cholesterol)", "Hypertension (High Blood Pressure)", "Migraine", "Peptic Gastric Ulcer", "Plantar Fasciitis", "Raynaud’s Disease", "Skin Cancer", "Stenosing Tenosynovitis (Trigger Finger)", "Urinary Incontinence", "Underactive Thyroid", "Overactive Thyroid" ], "read_by_hand": true, "written_on": "2026-11-06", "written_against_sha256": "3023fe0188a254930bd57b5c0f3b3ec0285d781f61369b40036b80ad31eae266", "term_used": "existing medical condition", "section": { "quote": "Existing Medical Conditions We automatically include", "page": 12 }, "who": [], "lead": { "line": "Conditions in the table are covered automatically if the criteria below are met.", "quote": "We automatically include the Existing Medical Conditions listed in the table following provided", "page": 12 }, "criteria_for_every_condition": [ { "line": "Every existing medical condition the traveller has must be on the list.", "quote": "all Your Existing Medical Conditions are on this list", "page": 12 }, { "line": "No hospital stay or treatment by a medical practitioner for any listed condition in the last 12 months.", "quote": "You have not been hospitalised or required treatment by a medical practitioner in the last 12 months for any of the listed conditions", "page": 12 }, { "line": "Not under investigation for any listed condition.", "quote": "You are not under investigation for any of the listed conditions", "page": 12 }, { "line": "Not waiting for investigation, surgery, treatment or procedures for any listed condition.", "quote": "You are not awaiting investigation, surgery, treatment or procedures for any of the listed conditions", "page": 12 }, { "line": "The condition meets its own criteria in the table.", "quote": "Your condition satisfies the criteria in the table following", "page": 12 }, { "line": "Time frames run back from the Relevant Time unless stated otherwise.", "quote": "All time frames are measured in relation to the Relevant Time, unless specified otherwise", "page": 12 } ], "count": 36, "conditions": [ { "name": "Acne", "criteria": [ "No additional criteria" ], "page": 12 }, { "name": "ADHD", "criteria": [ "No additional criteria" ], "page": 12 }, { "name": "Allergy", "criteria": [ "In the last 6 months, You haven’t required treatment by a medical practitioner for this condition", "You have no known respiratory conditions (e.g. Asthma)" ], "page": 12 }, { "name": "Anxiety", "criteria": [ "You have not been diagnosed with Depression in the last 3 years", "In the last 12 months, Your prescribed medication hasn’t changed", "You are not currently waiting to see a mental health clinician (e.g. psychologist or psychiatrist)", "You have not previously been required to cancel or curtail Your travel plans due to Your Anxiety" ], "page": 12 }, { "name": "Asthma", "criteria": [ "You are less than 60 years of age when You purchase the policy", "In the last 12 months, You haven’t had an Asthma exacerbation requiring treatment by a medical practitioner", "You have been a non-smoker for at least the last 18 months", "You don’t need prescribed oxygen outside of a hospital", "You don’t have a chronic lung condition or disease (whether chronic or otherwise) including Chronic Bronchitis, Chronic Obstructive Pulmonary Disease (COPD), Emphysema or Pulmonary Fibrosis" ], "page": 12 }, { "name": "Bell’s Palsy", "criteria": [ "No additional criteria" ], "page": 12 }, { "name": "Bunions", "criteria": [ "No additional criteria" ], "page": 12 }, { "name": "Carpal Tunnel Syndrome", "criteria": [ "No additional criteria" ], "page": 12 }, { "name": "Cataracts", "criteria": [ "In the last 90 days, You haven’t had an operation for this condition", "You have no ongoing complications of this condition" ], "page": 12 }, { "name": "Glaucoma", "criteria": [ "In the last 90 days, You haven’t had an operation for this condition", "You have no ongoing complications of this condition" ], "page": 12 }, { "name": "Coeliac Disease", "criteria": [ "No additional criteria" ], "page": 12 }, { "name": "Congenital Blindness", "criteria": [ "No additional criteria" ], "page": 12 }, { "name": "Congenital Deafness", "criteria": [ "No additional criteria" ], "page": 12 }, { "name": "Depression", "criteria": [ "You have not been hospitalised for this condition in the last 2 years", "In the last 12 months, Your prescribed medication hasn’t changed", "You are not currently waiting to see a mental health clinician (e.g. psychologist or psychiatrist)", "You have not previously been required to cancel or curtail Your travel plans due to Your Depression" ], "page": 12 }, { "name": "Ear Grommets", "criteria": [ "You don’t have an ear infection" ], "page": 13 }, { "name": "Epilepsy", "criteria": [ "You don’t have an underlying medical condition (e.g. previous head trauma, Brain Tumour or Stroke)" ], "page": 13 }, { "name": "Gastric Reflux", "criteria": [ "Your Gastric Reflux doesn’t relate to an underlying diagnosis (e.g. Hernia/Gastric Ulcer)" ], "page": 13 }, { "name": "Goitre", "criteria": [ "No additional criteria" ], "page": 13 }, { "name": "Graves’ Disease", "criteria": [ "No additional criteria" ], "page": 13 }, { "name": "Gout", "criteria": [ "No additional criteria" ], "page": 13 }, { "name": "Hiatus Hernia", "criteria": [ "No additional criteria" ], "page": 13 }, { "name": "Hip Replacement", "criteria": [ "The procedure was performed more than 12 months ago and less than 10 years ago", "You haven’t had any post-operative complications related to that surgery", "Post-operative complications include joint dislocation and infection" ], "page": 13 }, { "name": "Knee Replacement", "criteria": [ "The procedure was performed more than 12 months ago and less than 10 years ago", "You haven’t had any post-operative complications related to that surgery", "Post-operative complications include joint dislocation and infection" ], "page": 13 }, { "name": "Shoulder Replacement", "criteria": [ "The procedure was performed more than 12 months ago and less than 10 years ago", "You haven’t had any post-operative complications related to that surgery", "Post-operative complications include joint dislocation and infection" ], "page": 13 }, { "name": "Hip Resurfacing", "criteria": [ "The procedure was performed more than 12 months ago and less than 10 years ago", "You haven’t had any post-operative complications related to that surgery", "Post-operative complications include joint dislocation and infection" ], "page": 13 }, { "name": "Hypercholesterolaemia (High Cholesterol)", "criteria": [ "You don’t have a known heart or cardiovascular condition" ], "page": 13 }, { "name": "Hypertension (High Blood Pressure)", "criteria": [ "You don’t have a known heart or cardiovascular condition", "You don’t have Diabetes (Type I or Type II)", "Your Hypertension is stable and managed by Your medical practitioner", "In the last 12 months, Your prescribed blood pressure medication hasn’t changed", "You aren’t suffering symptoms of Hypertension", "You aren’t having investigations related to blood pressure" ], "page": 13 }, { "name": "Migraine", "criteria": [ "No additional criteria" ], "page": 13 }, { "name": "Peptic Gastric Ulcer", "criteria": [ "In the last 12 months, the Peptic/Gastric Ulcer has been stable" ], "page": 13 }, { "name": "Plantar Fasciitis", "criteria": [ "No additional criteria" ], "page": 13 }, { "name": "Raynaud’s Disease", "criteria": [ "No additional criteria" ], "page": 13 }, { "name": "Skin Cancer", "criteria": [ "Your Skin Cancer isn’t a Melanoma", "You haven’t had chemotherapy or radiotherapy for this condition", "Your Skin Cancer does not require any follow up treatment e.g. chemotherapy, radiotherapy or further excision" ], "page": 13 }, { "name": "Stenosing Tenosynovitis (Trigger Finger)", "criteria": [ "No additional criteria" ], "page": 13 }, { "name": "Urinary Incontinence", "criteria": [ "No additional criteria" ], "page": 13 }, { "name": "Underactive Thyroid", "criteria": [ "The cause of Your Underactive/Overactive Thyroid wasn’t a tumour" ], "page": 13 }, { "name": "Overactive Thyroid", "criteria": [ "The cause of Your Underactive/Overactive Thyroid wasn’t a tumour" ], "page": 13 } ], "notes": [ { "line": "The automatic list does not apply at all if the traveller has any other existing medical condition not on it.", "quote": "To be clear, the conditions We automatically include only apply if You do not have other Existing Medical Conditions beyond those on this list.", "page": 13 } ], "otherwise": [ { "line": "A condition not on the list, or one that fails its criteria, needs an online health assessment declaring all existing conditions.", "quote": "You will need to complete an online health assessment by declaring all Your Existing Medical Conditions to Us.", "page": 13 }, { "line": "Existing conditions are otherwise excluded; cover can be applied for and may cost an extra premium if approved.", "quote": "However, We may separately provide cover for an Existing Medical Condition. If such cover is applied for and approved, an extra premium may apply.", "page": 11 } ], "document_cited": { "document_sha256": "baa206670bc8e1a900abf037817ceff1ee0f5748f3d1e2f289080ac7cd4bd220", "confirmed": "2026-11-05", "url": "https://policy.poweredbycovermore.com/partners/webjet/au/files/documents/pds/PDS_WJP_CM.pdf" }, "cited_in": "https://deepalmanac.com/au/insurance/travel/v1/policies.json brands[brand_slug=webjet].automatically_covered_conditions" } }, "page": "https://deepalmanac.com/au/insurance/travel/brands/webjet/international-travel-safe/" } ], "benefit_tables": [ { "group": "International", "label_quality": { "benefits": 36, "names_that_look_fragmentary": 0, "note": null }, "plans_without_a_readable_name": null, "plan_name_mismatch": null, "plan_axis": "plan", "plans": [ { "plan": "International Travel Safe Plus", "trip_type": null }, { "plan": "International Travel Safe", "trip_type": null } ], "plan_names": [ "International Travel Safe Plus", "International Travel Safe" ], "coverage": { "benefits": 36, "cells": 55, "cells_possible": 72 }, "benefits": [ { "benefit": "additional_expenses", "benefit_as_printed": "Additional Expenses", "page": "lines 149-172 panel 1", "limits": { "International Travel Safe Plus": { "stated": "$Unlimited", "kind": "unlimited", "amount_aud": null } }, "evidence": { "row": "2* Additional Expenses Yes $10,000 8" }, "excess_applies": true, "citations": [ { "quote": "2* Additional Expenses", "url": "https://policy.poweredbycovermore.com/partners/webjet/au/files/documents/pds/PDS_WJP_CM.pdf#page=4", "page": 4, "document_sha256": "baa206670bc8e1a900abf037817ceff1ee0f5748f3d1e2f289080ac7cd4bd220", "confirmed": "2026-11-05", "cells": [ "Yes", "$10,000" ] }, { "quote": "2* Additional Expenses", "url": "https://policy.poweredbycovermore.com/partners/webjet/au/files/documents/pds/PDS_WJP_CM.pdf#page=5", "page": 5, "document_sha256": "baa206670bc8e1a900abf037817ceff1ee0f5748f3d1e2f289080ac7cd4bd220", "confirmed": "2026-11-05", "cells": [ "Yes", "$Unlimited" ] } ] }, { "benefit": "cancellation", "benefit_as_printed": "Amendment or Cancellation Costs", "page": "lines 149-172 panel 1", "limits": { "International Travel Safe Plus": { "stated": "$You choose^", "kind": "unparsed", "amount_aud": null } }, "evidence": { "row": "3* Amendment or Cancellation Costs Yes $You choose^" }, "excess_applies": true, "citations": [ { "quote": "3* Amendment or Cancellation Costs", "url": "https://policy.poweredbycovermore.com/partners/webjet/au/files/documents/pds/PDS_WJP_CM.pdf#page=4", "page": 4, "document_sha256": "baa206670bc8e1a900abf037817ceff1ee0f5748f3d1e2f289080ac7cd4bd220", "confirmed": "2026-11-05", "cells": [ "Yes", "$You choose^" ] }, { "quote": "3* Amendment or Cancellation Costs", "url": "https://policy.poweredbycovermore.com/partners/webjet/au/files/documents/pds/PDS_WJP_CM.pdf#page=5", "page": 5, "document_sha256": "baa206670bc8e1a900abf037817ceff1ee0f5748f3d1e2f289080ac7cd4bd220", "confirmed": "2026-11-05", "cells": [ "Yes", "$You choose^" ] } ] }, { "benefit": "provider_insolvency", "benefit_as_printed": "Travel Services Provider Insolvency", "page": "lines 149-172 panel 1", "limits": { "International Travel Safe Plus": { "stated": "$5,000", "kind": "amount", "amount_aud": 5000 } }, "evidence": { "row": "4 Travel Services Provider Insolvency No $5,000" }, "citation": { "quote": "4 Travel Services Provider Insolvency", "url": "https://policy.poweredbycovermore.com/partners/webjet/au/files/documents/pds/PDS_WJP_CM.pdf#page=4", "page": 4, "document_sha256": "baa206670bc8e1a900abf037817ceff1ee0f5748f3d1e2f289080ac7cd4bd220", "confirmed": "2026-11-05", "cells": [ "No", "$5,000" ] }, "excess_applies": false }, { "benefit": "luggage_total", "benefit_as_printed": "Luggage and Travel Documents", "page": "lines 149-172 panel 1", "limits": { "International Travel Safe Plus": { "stated": "$6,000", "kind": "amount", "amount_aud": 6000 } }, "evidence": { "row": "5* Luggage and Travel Documents $6,000 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