{
 "programme_slug": "qantas-money-titanium",
 "issuer": "Qantas Money",
 "programme": "Qantas Money Titanium credit card insurance",
 "issuer_page": "https://www.qantasmoney.com/terms-and-forms",
 "page": "https://deepalmanac.com/au/insurance/travel/cards/qantas-money-titanium/",
 "governing_document": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf",
 "documents": [
  {
   "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf",
   "label": "Qantas Money Titanium Credit Card Complimentary Insurance Terms and Conditions, effective 8 September 2025",
   "role": "combined",
   "governs": "current",
   "note": "The same policy wording as the Platinum and Everyday booklet except for the journey cap: 180 consecutive days overseas against the Platinum booklet's 30. That is the largest difference between two cards from one issuer anywhere in this dataset.",
   "words": 29378
  }
 ],
 "insurer": {
  "name": "Chubb Insurance Australia Limited",
  "abn": "23001642020",
  "afsl": null,
  "quote": "Chubb Insurance Australia Limited (ABN 23 001 642 020, Australian Financial Service (AFS) Licence No",
  "citation": {
   "quote": "Chubb Insurance Australia Limited (ABN 23 001 642 020, Australian Financial Service (AFS) Licence No",
   "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=5",
   "page": 5,
   "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
   "confirmed": "2026-11-05"
  }
 },
 "register": {
  "outcome": "apra_authorised",
  "authorised": true,
  "matched_name": "Chubb Insurance Australia Ltd",
  "register_section": "Authorised to conduct new or renewal insurance business",
  "afs_licence_number": "239687"
 },
 "group_policy_manager": null,
 "policy_owner": null,
 "cover_basis": {
  "basis": "group_policy_beneficiary",
  "means": "The bank owns the policy. The cardholder may claim on it when they are eligible, but holds no policy of their own, cannot vary it and has no cooling-off right.",
  "quote": "Section 48 of the Insurance Contracts Act Access to this insurance is provided to you solely by reason of the statutory operation of section 48 of the Insurance Contracts Act 1984 (Cth)",
  "citation": {
   "quote": "Section 48 of the Insurance Contracts Act Access to this insurance is provided to you solely by reason of the statutory operation of section 48 of the Insurance Contracts Act 1984 (Cth)",
   "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=6",
   "page": 6,
   "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
   "confirmed": "2026-11-05"
  }
 },
 "effective_date": {
  "effective_date": "2025-09-08",
  "quote": "Effective 8 September 2025 National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the Credit Provider and Issuer of Qantas Money Credit Cards on behalf of Qantas Airways Limited ABN 16 009 661 901",
  "citation": {
   "quote": "Effective 8 September 2025 National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the Credit Provider and Issuer of Qantas Money Credit Cards on behalf of Qantas Airways Limited ABN 16 009 661 901",
   "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=1",
   "page": 1,
   "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
   "confirmed": "2026-11-05"
  }
 },
 "charge_requirement": {
  "kind": "full_fare",
  "amount_aud": null,
  "note": "no dollar minimum: the whole outbound fare for the trip must go on the card",
  "quote": "departure date you pay the full amount of a return Scheduled Flight or Scheduled Cruise ticket for each Covered Person",
  "citation": {
   "quote": "departure date you pay the full amount of a return Scheduled Flight or Scheduled Cruise ticket for each Covered Person",
   "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=8",
   "page": 8,
   "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
   "confirmed": "2026-11-05"
  }
 },
 "return_ticket": null,
 "residency": {
  "required": true,
  "quote": "– who are a Resident of Australia",
  "citation": {
   "quote": "– who are a Resident of Australia",
   "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=7",
   "page": 7,
   "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
   "confirmed": "2026-11-05"
  }
 },
 "age_limit": {
  "maximum_age": 79,
  "stated_as": "79 years of age or younger",
  "quote": "– who are 79 years of age or younger when making a Relevant Travel Purchase",
  "citation": {
   "quote": "– who are 79 years of age or younger when making a Relevant Travel Purchase",
   "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=7",
   "page": 7,
   "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
   "confirmed": "2026-11-05"
  }
 },
 "period_of_cover": {
  "periods": [
   {
    "count": 180,
    "unit": "days",
    "applies_to": "Overseas Return Trips",
    "stated": "180 consecutive days for Overseas Return Trips"
   },
   {
    "count": 14,
    "unit": "days",
    "applies_to": "Domestic Return Trips",
    "stated": "14 consecutive days for Domestic Return Trips"
   }
  ],
  "quote": "(a) 180 consecutive days for Overseas Return Trips",
  "citation": {
   "quote": "(a) 180 consecutive days for Overseas Return Trips",
   "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=7",
   "page": 7,
   "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
   "confirmed": "2026-11-05"
  }
 },
 "activation": null,
 "pre_existing_conditions": {
  "cover": "excluded",
  "quote": "This Policy does not cover any PreExisting Medical Conditions under Sections A-K below",
  "citation": {
   "quote": "This Policy does not cover any PreExisting Medical Conditions under Sections A-K below",
   "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=14",
   "page": 14,
   "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
   "confirmed": "2026-11-05"
  }
 },
 "covers_offered": null,
 "travel_cover": {
  "international": true,
  "domestic": false,
  "named_as": null,
  "means": null,
  "quote": "Section B – Overseas Medical Emergency Expenses Cover",
  "citation": {
   "quote": "Section B – Overseas Medical Emergency Expenses Cover",
   "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=2",
   "page": 2,
   "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
   "confirmed": "2026-11-05"
  }
 },
 "limits": {},
 "limits_read_from": "Travel Insurance, Overseas Return Trip",
 "not_read": [
  "some benefit limits"
 ],
 "labels": [
  "overseas",
  "domestic",
  "cruise",
  "return-trips-only",
  "pay-whole-fare",
  "pay-part-fare",
  "points-count",
  "australian-residents-only",
  "age-to-79",
  "overseas-180-days",
  "domestic-14-days",
  "pre-existing-not-covered"
 ],
 "conditions": {
  "lines": [
   "Travel cover comes with the Qantas Money Titanium card, for the cardholder and additional cardholders.",
   "Overseas, a return trip is covered once you have paid the whole return flight or cruise fare for each traveller with the card before you leave. Qantas Points earned on the card count as paying with it.",
   "Within Australia, a return trip is covered when you pay the whole return flight or cruise fare, or at least $500 of accommodation, with the card or its Qantas Points.",
   "Your card has to be open when you pay, and you have to live in Australia and be 79 or younger.",
   "One trip is covered for up to 180 days overseas, or 14 days within Australia.",
   "Pre-existing medical conditions are not covered."
  ],
  "written_on": "2026-10-27",
  "written_against_sha256": "ec05c098533052bb02b11b4258250e47e0703e31c09f690ba10276738886f89a"
 },
 "generated_at": "2026-11-06T03:28:46Z",
 "benefit_tables": [
  {
   "cover": "Travel Insurance",
   "column": "Overseas Return Trip",
   "kind": "limit",
   "rule": "card.limits.schedule_of_benefits",
   "rows": [
    {
     "section": null,
     "benefit_as_printed": "Trip Cancellation and Amendment Cover (section limit)",
     "is_sub_limit": false,
     "page": 35,
     "names_page": 34,
     "stated": "Unlimited",
     "kind": "unlimited",
     "amount_aud": null,
     "citation": {
      "quote": "Trip Cancellation and Amendment Cover (section limit)",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=34",
      "page": 34,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Unlimited",
       "Up to $3,000"
      ],
      "cells_page": 35
     }
    },
    {
     "section": null,
     "benefit_as_printed": "(b) Travel agent commission (sub‑limit)",
     "is_sub_limit": true,
     "page": 35,
     "names_page": 34,
     "stated": "Up to $1,000 or 15% of the value of the travel, whichever is the lesser",
     "kind": "amount",
     "amount_aud": 1000,
     "basis": "the only amount in the cell",
     "citation": {
      "quote": "(b) Travel agent commission (sub‑limit)",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=34",
      "page": 34,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $1,000 or 15% of the value of the travel, whichever is the lesser",
       "Up to $750 or 15% of the value of the travel, whichever is the lesser"
      ],
      "cells_page": 35
     }
    },
    {
     "section": null,
     "benefit_as_printed": "(c) Additional travel and accommodation (sub-limit)",
     "is_sub_limit": true,
     "page": 35,
     "names_page": 34,
     "stated": "Up to $700",
     "kind": "amount",
     "amount_aud": 700,
     "basis": "the only amount in the cell",
     "citation": {
      "quote": "(c) Additional travel and accommodation (sub-limit)",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=34",
      "page": 34,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $700",
       "Up to $500"
      ],
      "cells_page": 35
     }
    },
    {
     "section": null,
     "benefit_as_printed": "Overseas Medical Emergency Expenses Cover 1. In the event of a Medical Emergency (section limit)",
     "is_sub_limit": false,
     "page": 35,
     "names_page": 34,
     "stated": "Unlimited* for up to 12 months from the date of the Injury or Illness (other than for any Medical Emergency as a result of an act of Terrorism which is sub-limited to $1,000,000)",
     "kind": "unlimited",
     "amount_aud": null,
     "citation": {
      "quote": "Overseas Medical Emergency Expenses Cover 1. In the event of a Medical Emergency (section limit)",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=34",
      "page": 34,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Unlimited* for up to 12 months from the date of the Injury or Illness (other than for any Medical Emergency as a result of an act of Terrorism which is sub-limited to $1,000,000)"
      ],
      "cells_page": 35
     }
    },
    {
     "section": null,
     "benefit_as_printed": "2. Emergency Dental (sub-limit)",
     "is_sub_limit": true,
     "page": 35,
     "names_page": 34,
     "stated": "Up to $1,250",
     "kind": "amount",
     "amount_aud": 1250,
     "basis": "the only amount in the cell",
     "citation": {
      "quote": "2. Emergency Dental (sub-limit)",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=34",
      "page": 34,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $1,250"
      ],
      "cells_page": 35
     }
    },
    {
     "section": null,
     "benefit_as_printed": "3. Repatriation/Evacuation (sub‑limit)",
     "is_sub_limit": true,
     "page": 35,
     "names_page": 34,
     "stated": "Up to $500,000",
     "kind": "amount",
     "amount_aud": 500000,
     "basis": "the only amount in the cell",
     "citation": {
      "quote": "3. Repatriation/Evacuation (sub‑limit)",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=34",
      "page": 34,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $500,000",
       "Up to $50,000"
      ],
      "cells_page": 35
     }
    },
    {
     "section": null,
     "benefit_as_printed": "4. Incidental expenses each 24 hours (sub-limit)",
     "is_sub_limit": true,
     "page": 35,
     "names_page": 34,
     "stated": "Up to $80 per 24-hour period to a maximum of $4,800",
     "kind": "unparsed",
     "amount_aud": null,
     "note": "the cell states several amounts and no single maximum total limit",
     "citation": {
      "quote": "4. Incidental expenses each 24 hours (sub-limit)",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=34",
      "page": 34,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $80 per 24-hour period to a maximum of $4,800"
      ],
      "cells_page": 35
     }
    },
    {
     "section": null,
     "benefit_as_printed": "5. Extra accommodation (room only) (sub-limit)",
     "is_sub_limit": true,
     "page": 35,
     "names_page": 34,
     "stated": "Up to $250 per 24-hour period to a maximum of $5,000",
     "kind": "unparsed",
     "amount_aud": null,
     "note": "the cell states several amounts and no single maximum total limit",
     "citation": {
      "quote": "5. Extra accommodation (room only) (sub-limit)",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=34",
      "page": 34,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $250 per 24-hour period to a maximum of $5,000",
       "Not covered"
      ],
      "cells_page": 35
     }
    },
    {
     "section": null,
     "benefit_as_printed": "6. (a) Return economy airfare (sub‑limit)",
     "is_sub_limit": true,
     "page": 35,
     "names_page": 34,
     "stated": "Up to $3,000",
     "kind": "amount",
     "amount_aud": 3000,
     "basis": "the only amount in the cell",
     "citation": {
      "quote": "6. (a) Return economy airfare (sub‑limit)",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=34",
      "page": 34,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $3,000"
      ],
      "cells_page": 35
     }
    },
    {
     "section": null,
     "benefit_as_printed": "6. (b) Extra accommodation (room‑only) (sub-limit)",
     "is_sub_limit": true,
     "page": 35,
     "names_page": 34,
     "stated": "Up to $200 per 24-hour period to a maximum of $2,800",
     "kind": "unparsed",
     "amount_aud": null,
     "note": "the cell states several amounts and no single maximum total limit",
     "citation": {
      "quote": "6. (b) Extra accommodation (room‑only) (sub-limit)",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=34",
      "page": 34,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $200 per 24-hour period to a maximum of $2,800"
      ],
      "cells_page": 35
     }
    },
    {
     "section": null,
     "benefit_as_printed": "2. In the event of your death (Repatriation/Funeral/Burial costs)",
     "is_sub_limit": false,
     "page": 35,
     "names_page": 34,
     "stated": "Up to $20,000",
     "kind": "amount",
     "amount_aud": 20000,
     "basis": "the only amount in the cell",
     "citation": {
      "quote": "2. In the event of your death (Repatriation/Funeral/Burial costs)",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=34",
      "page": 34,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $20,000",
       "Up to $5,000"
      ],
      "cells_page": 35
     }
    },
    {
     "section": null,
     "benefit_as_printed": "In the event of your death in a Schengen member state",
     "is_sub_limit": false,
     "page": 35,
     "names_page": 34,
     "stated": "Up to 30,000 EUR",
     "kind": "unparsed",
     "amount_aud": null,
     "note": "the cell states no amount in Australian dollars",
     "citation": {
      "quote": "In the event of your death in a Schengen member state",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=34",
      "page": 34,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to 30,000 EUR",
       "Not covered"
      ],
      "cells_page": 35
     }
    },
    {
     "section": null,
     "benefit_as_printed": "Loss of Income Cover (section limit)",
     "is_sub_limit": false,
     "page": 37,
     "names_page": 36,
     "stated": "Up to $21,700",
     "kind": "amount",
     "amount_aud": 21700,
     "basis": "the only amount in the cell",
     "citation": {
      "quote": "Loss of Income Cover (section limit)",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=36",
      "page": 36,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $21,700"
      ],
      "cells_page": 37
     }
    },
    {
     "section": null,
     "benefit_as_printed": "Monthly Salary (up to 5 months)",
     "is_sub_limit": false,
     "page": 37,
     "names_page": 36,
     "stated": "Up to $4,340 per month",
     "kind": "amount",
     "amount_aud": 4340,
     "basis": "the only amount in the cell",
     "citation": {
      "quote": "Monthly Salary (up to 5 months)",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=36",
      "page": 36,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $4,340 per month"
      ],
      "cells_page": 37
     }
    },
    {
     "section": null,
     "benefit_as_printed": "1. Returning to Australia for a Close Relative",
     "is_sub_limit": false,
     "page": 37,
     "names_page": 36,
     "stated": "Up to $3,000",
     "kind": "amount",
     "amount_aud": 3000,
     "basis": "the only amount in the cell",
     "citation": {
      "quote": "1. Returning to Australia for a Close Relative",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=36",
      "page": 36,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $3,000",
       "Not covered"
      ],
      "cells_page": 37
     }
    },
    {
     "section": null,
     "benefit_as_printed": "2. Returning to Australia for a Close Relative with a Pre-Existing Medical Condition",
     "is_sub_limit": false,
     "page": 37,
     "names_page": 36,
     "stated": "Up to $2,000",
     "kind": "amount",
     "amount_aud": 2000,
     "basis": "the only amount in the cell",
     "citation": {
      "quote": "2. Returning to Australia for a Close Relative with a Pre-Existing Medical Condition",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=36",
      "page": 36,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $2,000"
      ],
      "cells_page": 37
     }
    },
    {
     "section": null,
     "benefit_as_printed": "1. Delayed, cancelled, overbooked or missed onward flight",
     "is_sub_limit": false,
     "page": 39,
     "names_page": 38,
     "stated": "Up to $750, after 6 hours",
     "kind": "amount",
     "amount_aud": 750,
     "basis": "the only amount in the cell",
     "citation": {
      "quote": "1. Delayed, cancelled, overbooked or missed onward flight",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=38",
      "page": 38,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $750, after 6 hours",
       "Up to $100, after 6 hours"
      ],
      "cells_page": 39
     }
    },
    {
     "section": null,
     "benefit_as_printed": "2. Extended delayed, cancelled, overbooked or missed onward flight",
     "is_sub_limit": false,
     "page": 39,
     "names_page": 38,
     "stated": "Up to $700 per 24-hour period (first payable after 30 hours) to a maximum of $3,500",
     "kind": "unparsed",
     "amount_aud": null,
     "note": "the cell states several amounts and no single maximum total limit",
     "citation": {
      "quote": "2. Extended delayed, cancelled, overbooked or missed onward flight",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=38",
      "page": 38,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $700 per 24-hour period (first payable after 30 hours) to a maximum of $3,500",
       "Up to $100 per 24-hour period (first payable after 30 hours) to a maximum of $700"
      ],
      "cells_page": 39
     }
    },
    {
     "section": null,
     "benefit_as_printed": "3. Delay of Personal Baggage checked-in on Scheduled Flight",
     "is_sub_limit": false,
     "page": 39,
     "names_page": 38,
     "stated": "Up to $500, after 12 hours",
     "kind": "amount",
     "amount_aud": 500,
     "basis": "the only amount in the cell",
     "citation": {
      "quote": "3. Delay of Personal Baggage checked-in on Scheduled Flight",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=38",
      "page": 38,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $500, after 12 hours",
       "Up to $100, after 12 hours"
      ],
      "cells_page": 39
     }
    },
    {
     "section": null,
     "benefit_as_printed": "4. Extended Delay of Personal Baggage checked-in on Scheduled Flight",
     "is_sub_limit": false,
     "page": 39,
     "names_page": 38,
     "stated": "Up to $500 per 24-hour period (first payable after 36 hours) to a maximum of $2,500",
     "kind": "unparsed",
     "amount_aud": null,
     "note": "the cell states several amounts and no single maximum total limit",
     "citation": {
      "quote": "4. Extended Delay of Personal Baggage checked-in on Scheduled Flight",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=38",
      "page": 38,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $500 per 24-hour period (first payable after 36 hours) to a maximum of $2,500",
       "Up to $100 per 24-hour period (first payable after 36 hours) to a maximum of $700"
      ],
      "cells_page": 39
     }
    },
    {
     "section": null,
     "benefit_as_printed": "5. Delayed arrival to a Special Event",
     "is_sub_limit": false,
     "page": 39,
     "names_page": 38,
     "stated": "Up to $750",
     "kind": "amount",
     "amount_aud": 750,
     "basis": "the only amount in the cell",
     "citation": {
      "quote": "5. Delayed arrival to a Special Event",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=38",
      "page": 38,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $750",
       "Not covered"
      ],
      "cells_page": 39
     }
    },
    {
     "section": null,
     "benefit_as_printed": "Personal Baggage, Valuables, Money and Travel Documents Cover (section limit)",
     "is_sub_limit": false,
     "page": 39,
     "names_page": 38,
     "stated": "Up to $15,000",
     "kind": "amount",
     "amount_aud": 15000,
     "basis": "the only amount in the cell",
     "citation": {
      "quote": "Personal Baggage, Valuables, Money and Travel Documents Cover (section limit)",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=38",
      "page": 38,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $15,000",
       "Up to $3,000"
      ],
      "cells_page": 39
     }
    },
    {
     "section": null,
     "benefit_as_printed": "(a) Money and Travel Documents (sub-limit)",
     "is_sub_limit": true,
     "page": 39,
     "names_page": 38,
     "stated": "Up to $1,000",
     "kind": "amount",
     "amount_aud": 1000,
     "basis": "the only amount in the cell",
     "citation": {
      "quote": "(a) Money and Travel Documents (sub-limit)",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=38",
      "page": 38,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $1,000",
       "Up to $250"
      ],
      "cells_page": 39
     }
    },
    {
     "section": null,
     "benefit_as_printed": "(e) Maximum total of all Valuables (including sub-limits i. to iii. );",
     "is_sub_limit": false,
     "page": 39,
     "names_page": 38,
     "stated": "Up to $13,000",
     "kind": "amount",
     "amount_aud": 13000,
     "basis": "the only amount in the cell",
     "citation": {
      "quote": "(e) Maximum total of all Valuables (including sub-limits i. to iii. );",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=38",
      "page": 38,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $13,000",
       "Up to $2,500"
      ],
      "cells_page": 39
     }
    },
    {
     "section": null,
     "benefit_as_printed": "i. 1 Smartphone (sub-limit);",
     "is_sub_limit": true,
     "page": 39,
     "names_page": 38,
     "stated": "Up to $2,000",
     "kind": "amount",
     "amount_aud": 2000,
     "basis": "the only amount in the cell",
     "citation": {
      "quote": "i. 1 Smartphone (sub-limit);",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=38",
      "page": 38,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $2,000",
       "Up to $1,000"
      ],
      "cells_page": 39
     }
    },
    {
     "section": null,
     "benefit_as_printed": "ii. 1 laptop (sub-limit);",
     "is_sub_limit": true,
     "page": 39,
     "names_page": 38,
     "stated": "Up to $5,000",
     "kind": "amount",
     "amount_aud": 5000,
     "basis": "the only amount in the cell",
     "citation": {
      "quote": "ii. 1 laptop (sub-limit);",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=38",
      "page": 38,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $5,000",
       "Up to $1,000"
      ],
      "cells_page": 39
     }
    },
    {
     "section": null,
     "benefit_as_printed": "iii. 1 camera (including lenses and accessories) (sub-limit);",
     "is_sub_limit": true,
     "page": 39,
     "names_page": 38,
     "stated": "Up to $5,000",
     "kind": "amount",
     "amount_aud": 5000,
     "basis": "the only amount in the cell",
     "citation": {
      "quote": "iii. 1 camera (including lenses and accessories) (sub-limit);",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=38",
      "page": 38,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $5,000",
       "Up to $1,000"
      ],
      "cells_page": 39
     }
    },
    {
     "section": null,
     "benefit_as_printed": "(f) Any single item or Pair or Set of items (sub-limit);",
     "is_sub_limit": true,
     "page": 39,
     "names_page": 38,
     "stated": "Up to $2,000",
     "kind": "amount",
     "amount_aud": 2000,
     "basis": "the only amount in the cell",
     "citation": {
      "quote": "(f) Any single item or Pair or Set of items (sub-limit);",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=38",
      "page": 38,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $2,000",
       "Up to $500"
      ],
      "cells_page": 39
     }
    },
    {
     "section": null,
     "benefit_as_printed": "(a) Return economy airfare",
     "is_sub_limit": false,
     "page": 39,
     "names_page": 38,
     "stated": "Up to $3,000",
     "kind": "amount",
     "amount_aud": 3000,
     "basis": "the only amount in the cell",
     "citation": {
      "quote": "(a) Return economy airfare",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=38",
      "page": 38,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $3,000",
       "Up to $800"
      ],
      "cells_page": 39
     }
    },
    {
     "section": null,
     "benefit_as_printed": "(b) Extra accommodation (room-only) for each 24-hour period",
     "is_sub_limit": false,
     "page": 39,
     "names_page": 38,
     "stated": "Up to $300 per 24-hour period to a maximum of $4,200",
     "kind": "unparsed",
     "amount_aud": null,
     "note": "the cell states several amounts and no single maximum total limit",
     "citation": {
      "quote": "(b) Extra accommodation (room-only) for each 24-hour period",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=38",
      "page": 38,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $300 per 24-hour period to a maximum of $4,200",
       "Up to $150 per 24-hour period to a maximum of $1,050"
      ],
      "cells_page": 39
     }
    },
    {
     "section": null,
     "benefit_as_printed": "Personal Liability Cover (section limit)",
     "is_sub_limit": false,
     "page": 39,
     "names_page": 38,
     "stated": "Up to $2,500,000",
     "kind": "amount",
     "amount_aud": 2500000,
     "basis": "the only amount in the cell",
     "citation": {
      "quote": "Personal Liability Cover (section limit)",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=38",
      "page": 38,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $2,500,000",
       "Up to $1,000,000"
      ],
      "cells_page": 39
     }
    },
    {
     "section": null,
     "benefit_as_printed": "Rental Vehicle Excess Cover (section limit)",
     "is_sub_limit": false,
     "page": 39,
     "names_page": 38,
     "stated": "Up to $5,000",
     "kind": "amount",
     "amount_aud": 5000,
     "basis": "the only amount in the cell",
     "citation": {
      "quote": "Rental Vehicle Excess Cover (section limit)",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=38",
      "page": 38,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $5,000",
       "Up to $3,000"
      ],
      "cells_page": 39
     }
    }
   ]
  },
  {
   "cover": "Travel Insurance",
   "column": "Domestic Return Trip",
   "kind": "limit",
   "rule": "card.limits.schedule_of_benefits",
   "rows": [
    {
     "section": null,
     "benefit_as_printed": "Trip Cancellation and Amendment Cover (section limit)",
     "is_sub_limit": false,
     "page": 35,
     "names_page": 34,
     "stated": "Up to $3,000",
     "kind": "amount",
     "amount_aud": 3000,
     "basis": "the only amount in the cell",
     "citation": {
      "quote": "Trip Cancellation and Amendment Cover (section limit)",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=34",
      "page": 34,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Unlimited",
       "Up to $3,000"
      ],
      "cells_page": 35
     }
    },
    {
     "section": null,
     "benefit_as_printed": "(b) Travel agent commission (sub‑limit)",
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     "page": 35,
     "names_page": 34,
     "stated": "Up to $750 or 15% of the value of the travel, whichever is the lesser",
     "kind": "amount",
     "amount_aud": 750,
     "basis": "the only amount in the cell",
     "citation": {
      "quote": "(b) Travel agent commission (sub‑limit)",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=34",
      "page": 34,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $1,000 or 15% of the value of the travel, whichever is the lesser",
       "Up to $750 or 15% of the value of the travel, whichever is the lesser"
      ],
      "cells_page": 35
     }
    },
    {
     "section": null,
     "benefit_as_printed": "(c) Additional travel and accommodation (sub-limit)",
     "is_sub_limit": true,
     "page": 35,
     "names_page": 34,
     "stated": "Up to $500",
     "kind": "amount",
     "amount_aud": 500,
     "basis": "the only amount in the cell",
     "citation": {
      "quote": "(c) Additional travel and accommodation (sub-limit)",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=34",
      "page": 34,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $700",
       "Up to $500"
      ],
      "cells_page": 35
     }
    },
    {
     "section": null,
     "benefit_as_printed": "3. Repatriation/Evacuation (sub‑limit)",
     "is_sub_limit": true,
     "page": 35,
     "names_page": 34,
     "stated": "Up to $50,000",
     "kind": "amount",
     "amount_aud": 50000,
     "basis": "the only amount in the cell",
     "citation": {
      "quote": "3. Repatriation/Evacuation (sub‑limit)",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=34",
      "page": 34,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $500,000",
       "Up to $50,000"
      ],
      "cells_page": 35
     }
    },
    {
     "section": null,
     "benefit_as_printed": "5. Extra accommodation (room only) (sub-limit)",
     "is_sub_limit": true,
     "page": 35,
     "names_page": 34,
     "stated": "Not covered",
     "kind": "no_cover",
     "amount_aud": 0,
     "citation": {
      "quote": "5. Extra accommodation (room only) (sub-limit)",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=34",
      "page": 34,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $250 per 24-hour period to a maximum of $5,000",
       "Not covered"
      ],
      "cells_page": 35
     }
    },
    {
     "section": null,
     "benefit_as_printed": "2. In the event of your death (Repatriation/Funeral/Burial costs)",
     "is_sub_limit": false,
     "page": 35,
     "names_page": 34,
     "stated": "Up to $5,000",
     "kind": "amount",
     "amount_aud": 5000,
     "basis": "the only amount in the cell",
     "citation": {
      "quote": "2. In the event of your death (Repatriation/Funeral/Burial costs)",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=34",
      "page": 34,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $20,000",
       "Up to $5,000"
      ],
      "cells_page": 35
     }
    },
    {
     "section": null,
     "benefit_as_printed": "In the event of your death in a Schengen member state",
     "is_sub_limit": false,
     "page": 35,
     "names_page": 34,
     "stated": "Not covered",
     "kind": "no_cover",
     "amount_aud": 0,
     "citation": {
      "quote": "In the event of your death in a Schengen member state",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=34",
      "page": 34,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to 30,000 EUR",
       "Not covered"
      ],
      "cells_page": 35
     }
    },
    {
     "section": null,
     "benefit_as_printed": "1. Returning to Australia for a Close Relative",
     "is_sub_limit": false,
     "page": 37,
     "names_page": 36,
     "stated": "Not covered",
     "kind": "no_cover",
     "amount_aud": 0,
     "citation": {
      "quote": "1. Returning to Australia for a Close Relative",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=36",
      "page": 36,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $3,000",
       "Not covered"
      ],
      "cells_page": 37
     }
    },
    {
     "section": null,
     "benefit_as_printed": "1. Delayed, cancelled, overbooked or missed onward flight",
     "is_sub_limit": false,
     "page": 39,
     "names_page": 38,
     "stated": "Up to $100, after 6 hours",
     "kind": "amount",
     "amount_aud": 100,
     "basis": "the only amount in the cell",
     "citation": {
      "quote": "1. Delayed, cancelled, overbooked or missed onward flight",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=38",
      "page": 38,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $750, after 6 hours",
       "Up to $100, after 6 hours"
      ],
      "cells_page": 39
     }
    },
    {
     "section": null,
     "benefit_as_printed": "2. Extended delayed, cancelled, overbooked or missed onward flight",
     "is_sub_limit": false,
     "page": 39,
     "names_page": 38,
     "stated": "Up to $100 per 24-hour period (first payable after 30 hours) to a maximum of $700",
     "kind": "unparsed",
     "amount_aud": null,
     "note": "the cell states several amounts and no single maximum total limit",
     "citation": {
      "quote": "2. Extended delayed, cancelled, overbooked or missed onward flight",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=38",
      "page": 38,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $700 per 24-hour period (first payable after 30 hours) to a maximum of $3,500",
       "Up to $100 per 24-hour period (first payable after 30 hours) to a maximum of $700"
      ],
      "cells_page": 39
     }
    },
    {
     "section": null,
     "benefit_as_printed": "3. Delay of Personal Baggage checked-in on Scheduled Flight",
     "is_sub_limit": false,
     "page": 39,
     "names_page": 38,
     "stated": "Up to $100, after 12 hours",
     "kind": "amount",
     "amount_aud": 100,
     "basis": "the only amount in the cell",
     "citation": {
      "quote": "3. Delay of Personal Baggage checked-in on Scheduled Flight",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=38",
      "page": 38,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $500, after 12 hours",
       "Up to $100, after 12 hours"
      ],
      "cells_page": 39
     }
    },
    {
     "section": null,
     "benefit_as_printed": "4. Extended Delay of Personal Baggage checked-in on Scheduled Flight",
     "is_sub_limit": false,
     "page": 39,
     "names_page": 38,
     "stated": "Up to $100 per 24-hour period (first payable after 36 hours) to a maximum of $700",
     "kind": "unparsed",
     "amount_aud": null,
     "note": "the cell states several amounts and no single maximum total limit",
     "citation": {
      "quote": "4. Extended Delay of Personal Baggage checked-in on Scheduled Flight",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=38",
      "page": 38,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $500 per 24-hour period (first payable after 36 hours) to a maximum of $2,500",
       "Up to $100 per 24-hour period (first payable after 36 hours) to a maximum of $700"
      ],
      "cells_page": 39
     }
    },
    {
     "section": null,
     "benefit_as_printed": "5. Delayed arrival to a Special Event",
     "is_sub_limit": false,
     "page": 39,
     "names_page": 38,
     "stated": "Not covered",
     "kind": "no_cover",
     "amount_aud": 0,
     "citation": {
      "quote": "5. Delayed arrival to a Special Event",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=38",
      "page": 38,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $750",
       "Not covered"
      ],
      "cells_page": 39
     }
    },
    {
     "section": null,
     "benefit_as_printed": "Personal Baggage, Valuables, Money and Travel Documents Cover (section limit)",
     "is_sub_limit": false,
     "page": 39,
     "names_page": 38,
     "stated": "Up to $3,000",
     "kind": "amount",
     "amount_aud": 3000,
     "basis": "the only amount in the cell",
     "citation": {
      "quote": "Personal Baggage, Valuables, Money and Travel Documents Cover (section limit)",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=38",
      "page": 38,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $15,000",
       "Up to $3,000"
      ],
      "cells_page": 39
     }
    },
    {
     "section": null,
     "benefit_as_printed": "(a) Money and Travel Documents (sub-limit)",
     "is_sub_limit": true,
     "page": 39,
     "names_page": 38,
     "stated": "Up to $250",
     "kind": "amount",
     "amount_aud": 250,
     "basis": "the only amount in the cell",
     "citation": {
      "quote": "(a) Money and Travel Documents (sub-limit)",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=38",
      "page": 38,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $1,000",
       "Up to $250"
      ],
      "cells_page": 39
     }
    },
    {
     "section": null,
     "benefit_as_printed": "(e) Maximum total of all Valuables (including sub-limits i. to iii. );",
     "is_sub_limit": false,
     "page": 39,
     "names_page": 38,
     "stated": "Up to $2,500",
     "kind": "amount",
     "amount_aud": 2500,
     "basis": "the only amount in the cell",
     "citation": {
      "quote": "(e) Maximum total of all Valuables (including sub-limits i. to iii. );",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=38",
      "page": 38,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $13,000",
       "Up to $2,500"
      ],
      "cells_page": 39
     }
    },
    {
     "section": null,
     "benefit_as_printed": "i. 1 Smartphone (sub-limit);",
     "is_sub_limit": true,
     "page": 39,
     "names_page": 38,
     "stated": "Up to $1,000",
     "kind": "amount",
     "amount_aud": 1000,
     "basis": "the only amount in the cell",
     "citation": {
      "quote": "i. 1 Smartphone (sub-limit);",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=38",
      "page": 38,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $2,000",
       "Up to $1,000"
      ],
      "cells_page": 39
     }
    },
    {
     "section": null,
     "benefit_as_printed": "ii. 1 laptop (sub-limit);",
     "is_sub_limit": true,
     "page": 39,
     "names_page": 38,
     "stated": "Up to $1,000",
     "kind": "amount",
     "amount_aud": 1000,
     "basis": "the only amount in the cell",
     "citation": {
      "quote": "ii. 1 laptop (sub-limit);",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=38",
      "page": 38,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $5,000",
       "Up to $1,000"
      ],
      "cells_page": 39
     }
    },
    {
     "section": null,
     "benefit_as_printed": "iii. 1 camera (including lenses and accessories) (sub-limit);",
     "is_sub_limit": true,
     "page": 39,
     "names_page": 38,
     "stated": "Up to $1,000",
     "kind": "amount",
     "amount_aud": 1000,
     "basis": "the only amount in the cell",
     "citation": {
      "quote": "iii. 1 camera (including lenses and accessories) (sub-limit);",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=38",
      "page": 38,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $5,000",
       "Up to $1,000"
      ],
      "cells_page": 39
     }
    },
    {
     "section": null,
     "benefit_as_printed": "(f) Any single item or Pair or Set of items (sub-limit);",
     "is_sub_limit": true,
     "page": 39,
     "names_page": 38,
     "stated": "Up to $500",
     "kind": "amount",
     "amount_aud": 500,
     "basis": "the only amount in the cell",
     "citation": {
      "quote": "(f) Any single item or Pair or Set of items (sub-limit);",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=38",
      "page": 38,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $2,000",
       "Up to $500"
      ],
      "cells_page": 39
     }
    },
    {
     "section": null,
     "benefit_as_printed": "(a) Return economy airfare",
     "is_sub_limit": false,
     "page": 39,
     "names_page": 38,
     "stated": "Up to $800",
     "kind": "amount",
     "amount_aud": 800,
     "basis": "the only amount in the cell",
     "citation": {
      "quote": "(a) Return economy airfare",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=38",
      "page": 38,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $3,000",
       "Up to $800"
      ],
      "cells_page": 39
     }
    },
    {
     "section": null,
     "benefit_as_printed": "(b) Extra accommodation (room-only) for each 24-hour period",
     "is_sub_limit": false,
     "page": 39,
     "names_page": 38,
     "stated": "Up to $150 per 24-hour period to a maximum of $1,050",
     "kind": "unparsed",
     "amount_aud": null,
     "note": "the cell states several amounts and no single maximum total limit",
     "citation": {
      "quote": "(b) Extra accommodation (room-only) for each 24-hour period",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=38",
      "page": 38,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $300 per 24-hour period to a maximum of $4,200",
       "Up to $150 per 24-hour period to a maximum of $1,050"
      ],
      "cells_page": 39
     }
    },
    {
     "section": null,
     "benefit_as_printed": "Personal Liability Cover (section limit)",
     "is_sub_limit": false,
     "page": 39,
     "names_page": 38,
     "stated": "Up to $1,000,000",
     "kind": "amount",
     "amount_aud": 1000000,
     "basis": "the only amount in the cell",
     "citation": {
      "quote": "Personal Liability Cover (section limit)",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=38",
      "page": 38,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $2,500,000",
       "Up to $1,000,000"
      ],
      "cells_page": 39
     }
    },
    {
     "section": null,
     "benefit_as_printed": "Rental Vehicle Excess Cover (section limit)",
     "is_sub_limit": false,
     "page": 39,
     "names_page": 38,
     "stated": "Up to $3,000",
     "kind": "amount",
     "amount_aud": 3000,
     "basis": "the only amount in the cell",
     "citation": {
      "quote": "Rental Vehicle Excess Cover (section limit)",
      "url": "https://www.qantasmoney.com/assets/legals/qmoney/documents/Qantas_Money_Titanium_Credit_Card_Travel_Insurance_Terms.pdf#page=38",
      "page": 38,
      "document_sha256": "403f0f3b0f12fa466619d0cb80fa4087cfe7456c6f952268e1ed47b88b8042f0",
      "confirmed": "2026-11-05",
      "cells": [
       "Up to $5,000",
       "Up to $3,000"
      ],
      "cells_page": 39
     }
    }
   ]
  }
 ],
 "rows_withheld_for_review": [
  {
   "what": "some benefit limits",
   "why": "12 rows or cells of the table could not be tied to a benefit with certainty and are not published; each is listed with its reason under rows_not_read in this programme's card-benefits file"
  }
 ],
 "no_premium": "There is none. This cover comes with the card; the card's annual fee is a credit product fee, not an insurance premium, and is not collected."
}