{
 "brand": "BNK Bank (Goldfields Money/BCHL)",
 "brand_label": "BNK Bank",
 "brand_slug": "bnk-bank-goldfields-money-bchl",
 "legal_entity_abn": "63087651849",
 "logo_uri": "https://www.bnk.com.au/wp-content/uploads/2026/04/BNK-small.png",
 "public_base_uri": "https://public.cdr.bnk.com.au",
 "bank_last_updated": "2026-07-19T20:00:00.747169Z",
 "status": "ok",
 "source": "Consumer Data Right Product Reference Data APIs (public, unauthenticated)",
 "licence_note": "Rates are published by each bank under the Consumer Data Right as public Product Reference Data and are reproduced here as reference data with the source URL and the bank's own last-updated timestamp on every row. Rates change without notice; check the bank's page before acting. This is not financial advice.",
 "products": [
  {
   "product_id": "1006",
   "product_name": "Stow It Term Deposit Account",
   "product_label": "Stow It Term Deposit Account",
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   "segments": [
    "personal",
    "business"
   ],
   "segments_inferred": [],
   "product_url": null,
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   "source_snapshot": "/v1/au/term-deposits/source/bnk-bank-goldfields-money-bchl/1006.json",
   "snapshot_at": "2026-10-02T09:49:49Z",
   "description": "We offer both a personal and business option and we pay a great rate to reward you for stashing your hard earned cash with us.",
   "min_balance": 5000.0,
   "max_balance": null,
   "conditions": [],
   "bank_last_updated": "2026-07-19T20:00:00.747169Z",
   "rate_count": 12,
   "addons": [],
   "no_rates_reason": null
  },
  {
   "product_id": "Bus_TD_01",
   "product_name": "Business Term Deposit",
   "product_label": "Business Term Deposit",
   "segment": "business",
   "segments": [
    "smsf",
    "business"
   ],
   "segments_inferred": [],
   "product_url": null,
   "source_url": "https://public.cdr.bnk.com.au/cds-au/v1/banking/products/Bus_TD_01",
   "source_snapshot": "/v1/au/term-deposits/source/bnk-bank-goldfields-money-bchl/Bus_TD_01.json",
   "snapshot_at": "2026-10-02T09:49:49Z",
   "description": "Business Term Deposit option: we pay a great rate to reward you for stashing your hard earned cash with us.",
   "min_balance": 5000.0,
   "max_balance": null,
   "conditions": [],
   "bank_last_updated": "2026-07-19T20:00:00.74711Z",
   "rate_count": 12,
   "addons": [],
   "no_rates_reason": null
  }
 ],
 "rows": [
  {
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   "brand_label": "BNK Bank",
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    "personal",
    "business"
   ],
   "segments_inferred": [],
   "term_raw": "P1M",
   "term_months": 1,
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   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.0405,
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   "deposit_min": 5000.0,
   "deposit_max": null,
   "is_special": false,
   "conditional": false,
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   "additional_info": "Rate applied to a 1 Month Term Deposit",
   "stacked_bonus": null,
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   "source_snapshot": "/v1/au/term-deposits/source/bnk-bank-goldfields-money-bchl/1006.json",
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  },
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   "product_name": "Business Term Deposit",
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    "smsf",
    "business"
   ],
   "segments_inferred": [],
   "term_raw": "P1M",
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   "term_max_months": 1,
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   "term_days_min": null,
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   "additional_info": "Rate applied to a 1 Month Term Deposit",
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  },
  {
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    "personal",
    "business"
   ],
   "segments_inferred": [],
   "term_raw": "P2M",
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   "rate": 0.0445,
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   "conditions": [],
   "additional_info": "The rate applied to a 2 month Term Deposit",
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   "source_snapshot": "/v1/au/term-deposits/source/bnk-bank-goldfields-money-bchl/1006.json",
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    "smsf",
    "business"
   ],
   "segments_inferred": [],
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   "additional_info": "The rate applied to a 2 month Term Deposit",
   "stacked_bonus": null,
   "source_url": "https://public.cdr.bnk.com.au/cds-au/v1/banking/products/Bus_TD_01",
   "source_snapshot": "/v1/au/term-deposits/source/bnk-bank-goldfields-money-bchl/Bus_TD_01.json",
   "bank_last_updated": "2026-07-19T20:00:00.74711Z"
  },
  {
   "brand": "BNK Bank (Goldfields Money/BCHL)",
   "brand_label": "BNK Bank",
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   "legal_entity_abn": "63087651849",
   "product_id": "1006",
   "product_name": "Stow It Term Deposit Account",
   "product_label": "Stow It Term Deposit Account",
   "product_url": null,
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    "personal",
    "business"
   ],
   "segments_inferred": [],
   "term_raw": "P3M",
   "term_months": 3,
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   "term_max_months": 3,
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   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.0495,
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   "source_snapshot": "/v1/au/term-deposits/source/bnk-bank-goldfields-money-bchl/1006.json",
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    "business"
   ],
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    "personal",
    "business"
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   "term_raw": "P6M",
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    "business"
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   "segments_inferred": [],
   "term_raw": "P7M",
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   "rate": 0.0525,
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   "deposit_min": 5000.0,
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   "is_special": false,
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   "conditions": [],
   "additional_info": "The rate applied to a 7 month Term Deposit",
   "stacked_bonus": null,
   "source_url": "https://public.cdr.bnk.com.au/cds-au/v1/banking/products/1006",
   "source_snapshot": "/v1/au/term-deposits/source/bnk-bank-goldfields-money-bchl/1006.json",
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  {
   "brand": "BNK Bank (Goldfields Money/BCHL)",
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   "product_name": "Business Term Deposit",
   "product_label": "Business Term Deposit",
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