{
 "brand": "CommFCU",
 "brand_label": "Community First Bank",
 "brand_slug": "commfcu",
 "legal_entity_abn": "80087649938",
 "logo_uri": "https://cms.communityfirst.com.au/wp-content/uploads/2025/04/CommunityFirstBank-logo-RGB.png",
 "public_base_uri": "https://netbank.communityfirst.com.au/cf-OpenBanking",
 "bank_last_updated": "2026-10-02T11:08:30.000+10:00",
 "status": "ok",
 "source": "Consumer Data Right Product Reference Data APIs (public, unauthenticated)",
 "licence_note": "Rates are published by each bank under the Consumer Data Right as public Product Reference Data and are reproduced here as reference data with the source URL and the bank's own last-updated timestamp on every row. Rates change without notice; check the bank's page before acting. This is not financial advice.",
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   "snapshot_at": "2026-10-02T09:50:04Z",
   "description": "Lock in a fixed return for your savings at a competitive interest rate for 12 months. A Community First term deposit is a safe and secure way to invest your money when you want certainty.",
   "min_balance": 10000.0,
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  },
  {
   "product_id": "I12-TD-12-ANL",
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   "snapshot_at": "2026-10-02T09:50:04Z",
   "description": "Lock in a fixed return for your savings at a competitive interest rate for 12 months. A Community First term deposit is a safe and secure way to invest your money when you want certainty.",
   "min_balance": 5000.0,
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  },
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   "product_id": "I13-TD-12-MON",
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   "description": "Lock in a fixed return for your savings at a competitive interest rate for 2 years. A Community First term deposit is a safe and secure way to invest your money when you want certainty.",
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   "product_id": "I25-TD-24-MON",
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   "snapshot_at": "2026-10-02T09:50:04Z",
   "description": "Lock in a fixed return for your savings at a competitive interest rate for 3 years. A Community First term deposit is a safe and secure way to invest your money when you want certainty.",
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   "description": "Lock in a fixed return for your savings at a competitive interest rate for 3 years. A Community First term deposit is a safe and secure way to invest your money when you want certainty.",
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   "snapshot_at": "2026-10-02T09:50:04Z",
   "description": "Lock in a fixed return for your savings at a competitive interest rate for 3 months. A Community First term deposit is a safe and secure way to invest your money when you want certainty.",
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   "product_id": "I4-TD-3-5-MON",
   "product_name": "TERM DEPOSITS - 3 TO 5 MONTHS INTEREST MONTHLY",
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   "description": "Lock in a fixed return for your savings at a competitive interest rate for 3 months. A Community First term deposit is a safe and secure way to invest your money when you want certainty.",
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   "source_url": "https://netbank.communityfirst.com.au/cf-OpenBanking/cds-au/v1/banking/products/I37-TD-36-MON",
   "source_snapshot": "/v1/au/term-deposits/source/commfcu/I37-TD-36-MON.json",
   "bank_last_updated": "2026-06-12T11:11:19.000+10:00"
  },
  {
   "brand": "CommFCU",
   "brand_label": "Community First Bank",
   "brand_slug": "commfcu",
   "legal_entity_abn": "80087649938",
   "product_id": "I37-TD-36-MON",
   "product_name": "TERM DEPOSITS - 36 MONTHS INTEREST MONTHLY",
   "product_label": "Term Deposit - 36 Months Interest Monthly",
   "product_url": "https://communityfirst.com.au/products/term-deposits",
   "segment": "personal",
   "segments": [
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   ],
   "segments_inferred": [],
   "term_raw": "P36M",
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   "term_days": null,
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   "term_days_max": null,
   "rate": 0.0465,
   "rate_pct": 4.65,
   "rate_type": "FIXED",
   "interest_paid": "monthly",
   "tier_min": 249999.01,
   "tier_max": 1000000.0,
   "min_balance": 5000.0,
   "max_balance": null,
   "deposit_min": 249999.01,
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   "conditions": [],
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   "stacked_bonus": null,
   "source_url": "https://netbank.communityfirst.com.au/cf-OpenBanking/cds-au/v1/banking/products/I37-TD-36-MON",
   "source_snapshot": "/v1/au/term-deposits/source/commfcu/I37-TD-36-MON.json",
   "bank_last_updated": "2026-06-12T11:11:19.000+10:00"
  }
 ]
}