{
 "brand": "Unity Bank",
 "brand_label": "Unity Bank",
 "brand_slug": "unity-bank",
 "legal_entity_abn": "72087650637",
 "logo_uri": "https://ibank.unity.bank/OpenBanking/logo.png",
 "public_base_uri": "https://ibank.unity.bank/OpenBanking",
 "bank_last_updated": "2026-06-24T14:58:48.000+10:00",
 "status": "ok",
 "source": "Consumer Data Right Product Reference Data APIs (public, unauthenticated)",
 "licence_note": "Rates are published by each bank under the Consumer Data Right as public Product Reference Data and are reproduced here as reference data with the source URL and the bank's own last-updated timestamp on every row. Rates change without notice; check the bank's page before acting. This is not financial advice.",
 "products": [
  {
   "product_id": "I30_ALL_TERMS",
   "product_name": "Term Deposit",
   "product_label": "Term Deposit",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "product_url": "https://www.unity.bank/forms/general-enquiry-form/#apply",
   "source_url": "https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/I30_ALL_TERMS",
   "source_snapshot": "/v1/au/term-deposits/source/unity-bank/I30_ALL_TERMS.json",
   "snapshot_at": "2026-10-02T09:51:09Z",
   "description": "With a Term Deposit your money is invested for a fixed period of time with a guaranteed rate of return. Term deposit rates vary depending on the frequency of interest payments and the length of time.",
   "min_balance": 1000.0,
   "max_balance": null,
   "conditions": [],
   "bank_last_updated": "2026-06-24T14:58:48.000+10:00",
   "rate_count": 37,
   "addons": [],
   "no_rates_reason": null
  }
 ],
 "rows": [
  {
   "brand": "Unity Bank",
   "brand_label": "Unity Bank",
   "brand_slug": "unity-bank",
   "legal_entity_abn": "72087650637",
   "product_id": "I30_ALL_TERMS",
   "product_name": "Term Deposit",
   "product_label": "Term Deposit",
   "product_url": "https://www.unity.bank/forms/general-enquiry-form/#apply",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P1M",
   "term_months": 1,
   "term_min_months": 1,
   "term_max_months": 1,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.025,
   "rate_pct": 2.5,
   "rate_type": "FIXED",
   "interest_paid": "at_maturity",
   "tier_min": 1000.0,
   "tier_max": 9999999.0,
   "min_balance": 1000.0,
   "max_balance": null,
   "deposit_min": 1000.0,
   "deposit_max": 9999999.0,
   "is_special": true,
   "conditional": true,
   "conditions": [],
   "additional_info": "These rates only apply to retail deposits and are offered if the member nominates for interest to be paid monthly.",
   "stacked_bonus": null,
   "source_url": "https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/I30_ALL_TERMS",
   "source_snapshot": "/v1/au/term-deposits/source/unity-bank/I30_ALL_TERMS.json",
   "bank_last_updated": "2026-06-24T14:58:48.000+10:00"
  },
  {
   "brand": "Unity Bank",
   "brand_label": "Unity Bank",
   "brand_slug": "unity-bank",
   "legal_entity_abn": "72087650637",
   "product_id": "I30_ALL_TERMS",
   "product_name": "Term Deposit",
   "product_label": "Term Deposit",
   "product_url": "https://www.unity.bank/forms/general-enquiry-form/#apply",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P2M",
   "term_months": 2,
   "term_min_months": 2,
   "term_max_months": 2,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.03,
   "rate_pct": 3.0,
   "rate_type": "FIXED",
   "interest_paid": "at_maturity",
   "tier_min": 1000.0,
   "tier_max": 9999999.0,
   "min_balance": 1000.0,
   "max_balance": null,
   "deposit_min": 1000.0,
   "deposit_max": 9999999.0,
   "is_special": true,
   "conditional": true,
   "conditions": [],
   "additional_info": "These rates only apply to retail deposits and are offered if the member nominates for interest to be paid monthly.",
   "stacked_bonus": null,
   "source_url": "https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/I30_ALL_TERMS",
   "source_snapshot": "/v1/au/term-deposits/source/unity-bank/I30_ALL_TERMS.json",
   "bank_last_updated": "2026-06-24T14:58:48.000+10:00"
  },
  {
   "brand": "Unity Bank",
   "brand_label": "Unity Bank",
   "brand_slug": "unity-bank",
   "legal_entity_abn": "72087650637",
   "product_id": "I30_ALL_TERMS",
   "product_name": "Term Deposit",
   "product_label": "Term Deposit",
   "product_url": "https://www.unity.bank/forms/general-enquiry-form/#apply",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P2M",
   "term_months": 2,
   "term_min_months": 2,
   "term_max_months": 2,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.0295,
   "rate_pct": 2.95,
   "rate_type": "FIXED",
   "interest_paid": "monthly",
   "tier_min": 1000.0,
   "tier_max": 9999999.0,
   "min_balance": 1000.0,
   "max_balance": null,
   "deposit_min": 1000.0,
   "deposit_max": 9999999.0,
   "is_special": true,
   "conditional": true,
   "conditions": [],
   "additional_info": "These rates only apply to retail deposits and are offered if the member nominates for interest to be paid monthly.",
   "stacked_bonus": null,
   "source_url": "https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/I30_ALL_TERMS",
   "source_snapshot": "/v1/au/term-deposits/source/unity-bank/I30_ALL_TERMS.json",
   "bank_last_updated": "2026-06-24T14:58:48.000+10:00"
  },
  {
   "brand": "Unity Bank",
   "brand_label": "Unity Bank",
   "brand_slug": "unity-bank",
   "legal_entity_abn": "72087650637",
   "product_id": "I30_ALL_TERMS",
   "product_name": "Term Deposit",
   "product_label": "Term Deposit",
   "product_url": "https://www.unity.bank/forms/general-enquiry-form/#apply",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P3M",
   "term_months": 3,
   "term_min_months": 3,
   "term_max_months": 3,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.0495,
   "rate_pct": 4.95,
   "rate_type": "FIXED",
   "interest_paid": "at_maturity",
   "tier_min": 1000.0,
   "tier_max": 9999999.0,
   "min_balance": 1000.0,
   "max_balance": null,
   "deposit_min": 1000.0,
   "deposit_max": 9999999.0,
   "is_special": true,
   "conditional": true,
   "conditions": [],
   "additional_info": "These rates only apply to retail deposits and are offered if the member nominates for interest to be paid monthly.",
   "stacked_bonus": null,
   "source_url": "https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/I30_ALL_TERMS",
   "source_snapshot": "/v1/au/term-deposits/source/unity-bank/I30_ALL_TERMS.json",
   "bank_last_updated": "2026-06-24T14:58:48.000+10:00"
  },
  {
   "brand": "Unity Bank",
   "brand_label": "Unity Bank",
   "brand_slug": "unity-bank",
   "legal_entity_abn": "72087650637",
   "product_id": "I30_ALL_TERMS",
   "product_name": "Term Deposit",
   "product_label": "Term Deposit",
   "product_url": "https://www.unity.bank/forms/general-enquiry-form/#apply",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P3M",
   "term_months": 3,
   "term_min_months": 3,
   "term_max_months": 3,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.049,
   "rate_pct": 4.9,
   "rate_type": "FIXED",
   "interest_paid": "monthly",
   "tier_min": 1000.0,
   "tier_max": 9999999.0,
   "min_balance": 1000.0,
   "max_balance": null,
   "deposit_min": 1000.0,
   "deposit_max": 9999999.0,
   "is_special": true,
   "conditional": true,
   "conditions": [],
   "additional_info": "These rates only apply to retail deposits and are offered if the member nominates for interest to be paid monthly.",
   "stacked_bonus": null,
   "source_url": "https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/I30_ALL_TERMS",
   "source_snapshot": "/v1/au/term-deposits/source/unity-bank/I30_ALL_TERMS.json",
   "bank_last_updated": "2026-06-24T14:58:48.000+10:00"
  },
  {
   "brand": "Unity Bank",
   "brand_label": "Unity Bank",
   "brand_slug": "unity-bank",
   "legal_entity_abn": "72087650637",
   "product_id": "I30_ALL_TERMS",
   "product_name": "Term Deposit",
   "product_label": "Term Deposit",
   "product_url": "https://www.unity.bank/forms/general-enquiry-form/#apply",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P4M",
   "term_months": 4,
   "term_min_months": 4,
   "term_max_months": 4,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.0405,
   "rate_pct": 4.05,
   "rate_type": "FIXED",
   "interest_paid": "at_maturity",
   "tier_min": 1000.0,
   "tier_max": 9999999.0,
   "min_balance": 1000.0,
   "max_balance": null,
   "deposit_min": 1000.0,
   "deposit_max": 9999999.0,
   "is_special": true,
   "conditional": true,
   "conditions": [],
   "additional_info": "These rates only apply to retail deposits and are offered if the member nominates for interest to be paid monthly.",
   "stacked_bonus": null,
   "source_url": "https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/I30_ALL_TERMS",
   "source_snapshot": "/v1/au/term-deposits/source/unity-bank/I30_ALL_TERMS.json",
   "bank_last_updated": "2026-06-24T14:58:48.000+10:00"
  },
  {
   "brand": "Unity Bank",
   "brand_label": "Unity Bank",
   "brand_slug": "unity-bank",
   "legal_entity_abn": "72087650637",
   "product_id": "I30_ALL_TERMS",
   "product_name": "Term Deposit",
   "product_label": "Term Deposit",
   "product_url": "https://www.unity.bank/forms/general-enquiry-form/#apply",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P4M",
   "term_months": 4,
   "term_min_months": 4,
   "term_max_months": 4,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.04,
   "rate_pct": 4.0,
   "rate_type": "FIXED",
   "interest_paid": "monthly",
   "tier_min": 1000.0,
   "tier_max": 9999999.0,
   "min_balance": 1000.0,
   "max_balance": null,
   "deposit_min": 1000.0,
   "deposit_max": 9999999.0,
   "is_special": true,
   "conditional": true,
   "conditions": [],
   "additional_info": "These rates only apply to retail deposits and are offered if the member nominates for interest to be paid monthly.",
   "stacked_bonus": null,
   "source_url": "https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/I30_ALL_TERMS",
   "source_snapshot": "/v1/au/term-deposits/source/unity-bank/I30_ALL_TERMS.json",
   "bank_last_updated": "2026-06-24T14:58:48.000+10:00"
  },
  {
   "brand": "Unity Bank",
   "brand_label": "Unity Bank",
   "brand_slug": "unity-bank",
   "legal_entity_abn": "72087650637",
   "product_id": "I30_ALL_TERMS",
   "product_name": "Term Deposit",
   "product_label": "Term Deposit",
   "product_url": "https://www.unity.bank/forms/general-enquiry-form/#apply",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P5M",
   "term_months": 5,
   "term_min_months": 5,
   "term_max_months": 5,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.0405,
   "rate_pct": 4.05,
   "rate_type": "FIXED",
   "interest_paid": "at_maturity",
   "tier_min": 1000.0,
   "tier_max": 9999999.0,
   "min_balance": 1000.0,
   "max_balance": null,
   "deposit_min": 1000.0,
   "deposit_max": 9999999.0,
   "is_special": true,
   "conditional": true,
   "conditions": [],
   "additional_info": "These rates only apply to retail deposits and are offered if the member nominates for interest to be paid monthly.",
   "stacked_bonus": null,
   "source_url": "https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/I30_ALL_TERMS",
   "source_snapshot": "/v1/au/term-deposits/source/unity-bank/I30_ALL_TERMS.json",
   "bank_last_updated": "2026-06-24T14:58:48.000+10:00"
  },
  {
   "brand": "Unity Bank",
   "brand_label": "Unity Bank",
   "brand_slug": "unity-bank",
   "legal_entity_abn": "72087650637",
   "product_id": "I30_ALL_TERMS",
   "product_name": "Term Deposit",
   "product_label": "Term Deposit",
   "product_url": "https://www.unity.bank/forms/general-enquiry-form/#apply",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P5M",
   "term_months": 5,
   "term_min_months": 5,
   "term_max_months": 5,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.04,
   "rate_pct": 4.0,
   "rate_type": "FIXED",
   "interest_paid": "monthly",
   "tier_min": 1000.0,
   "tier_max": 9999999.0,
   "min_balance": 1000.0,
   "max_balance": null,
   "deposit_min": 1000.0,
   "deposit_max": 9999999.0,
   "is_special": true,
   "conditional": true,
   "conditions": [],
   "additional_info": "These rates only apply to retail deposits and are offered if the member nominates for interest to be paid monthly.",
   "stacked_bonus": null,
   "source_url": "https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/I30_ALL_TERMS",
   "source_snapshot": "/v1/au/term-deposits/source/unity-bank/I30_ALL_TERMS.json",
   "bank_last_updated": "2026-06-24T14:58:48.000+10:00"
  },
  {
   "brand": "Unity Bank",
   "brand_label": "Unity Bank",
   "brand_slug": "unity-bank",
   "legal_entity_abn": "72087650637",
   "product_id": "I30_ALL_TERMS",
   "product_name": "Term Deposit",
   "product_label": "Term Deposit",
   "product_url": "https://www.unity.bank/forms/general-enquiry-form/#apply",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P6M",
   "term_months": 6,
   "term_min_months": 6,
   "term_max_months": 6,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.0515,
   "rate_pct": 5.15,
   "rate_type": "FIXED",
   "interest_paid": "at_maturity",
   "tier_min": 1000.0,
   "tier_max": 9999999.0,
   "min_balance": 1000.0,
   "max_balance": null,
   "deposit_min": 1000.0,
   "deposit_max": 9999999.0,
   "is_special": true,
   "conditional": true,
   "conditions": [],
   "additional_info": "These rates only apply to retail deposits and are offered if the member nominates for interest to be paid monthly.",
   "stacked_bonus": null,
   "source_url": "https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/I30_ALL_TERMS",
   "source_snapshot": "/v1/au/term-deposits/source/unity-bank/I30_ALL_TERMS.json",
   "bank_last_updated": "2026-06-24T14:58:48.000+10:00"
  },
  {
   "brand": "Unity Bank",
   "brand_label": "Unity Bank",
   "brand_slug": "unity-bank",
   "legal_entity_abn": "72087650637",
   "product_id": "I30_ALL_TERMS",
   "product_name": "Term Deposit",
   "product_label": "Term Deposit",
   "product_url": "https://www.unity.bank/forms/general-enquiry-form/#apply",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P6M",
   "term_months": 6,
   "term_min_months": 6,
   "term_max_months": 6,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.051,
   "rate_pct": 5.1,
   "rate_type": "FIXED",
   "interest_paid": "monthly",
   "tier_min": 1000.0,
   "tier_max": 9999999.0,
   "min_balance": 1000.0,
   "max_balance": null,
   "deposit_min": 1000.0,
   "deposit_max": 9999999.0,
   "is_special": true,
   "conditional": true,
   "conditions": [],
   "additional_info": "These rates only apply to retail deposits and are offered if the member nominates for interest to be paid monthly.",
   "stacked_bonus": null,
   "source_url": "https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/I30_ALL_TERMS",
   "source_snapshot": "/v1/au/term-deposits/source/unity-bank/I30_ALL_TERMS.json",
   "bank_last_updated": "2026-06-24T14:58:48.000+10:00"
  },
  {
   "brand": "Unity Bank",
   "brand_label": "Unity Bank",
   "brand_slug": "unity-bank",
   "legal_entity_abn": "72087650637",
   "product_id": "I30_ALL_TERMS",
   "product_name": "Term Deposit",
   "product_label": "Term Deposit",
   "product_url": "https://www.unity.bank/forms/general-enquiry-form/#apply",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P7M",
   "term_months": 7,
   "term_min_months": 7,
   "term_max_months": 7,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.0405,
   "rate_pct": 4.05,
   "rate_type": "FIXED",
   "interest_paid": "at_maturity",
   "tier_min": 1000.0,
   "tier_max": 9999999.0,
   "min_balance": 1000.0,
   "max_balance": null,
   "deposit_min": 1000.0,
   "deposit_max": 9999999.0,
   "is_special": true,
   "conditional": true,
   "conditions": [],
   "additional_info": "These rates only apply to retail deposits and are offered if the member nominates for interest to be paid monthly.",
   "stacked_bonus": null,
   "source_url": "https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/I30_ALL_TERMS",
   "source_snapshot": "/v1/au/term-deposits/source/unity-bank/I30_ALL_TERMS.json",
   "bank_last_updated": "2026-06-24T14:58:48.000+10:00"
  },
  {
   "brand": "Unity Bank",
   "brand_label": "Unity Bank",
   "brand_slug": "unity-bank",
   "legal_entity_abn": "72087650637",
   "product_id": "I30_ALL_TERMS",
   "product_name": "Term Deposit",
   "product_label": "Term Deposit",
   "product_url": "https://www.unity.bank/forms/general-enquiry-form/#apply",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P7M",
   "term_months": 7,
   "term_min_months": 7,
   "term_max_months": 7,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.04,
   "rate_pct": 4.0,
   "rate_type": "FIXED",
   "interest_paid": "monthly",
   "tier_min": 1000.0,
   "tier_max": 9999999.0,
   "min_balance": 1000.0,
   "max_balance": null,
   "deposit_min": 1000.0,
   "deposit_max": 9999999.0,
   "is_special": true,
   "conditional": true,
   "conditions": [],
   "additional_info": "These rates only apply to retail deposits and are offered if the member nominates for interest to be paid monthly.",
   "stacked_bonus": null,
   "source_url": "https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/I30_ALL_TERMS",
   "source_snapshot": "/v1/au/term-deposits/source/unity-bank/I30_ALL_TERMS.json",
   "bank_last_updated": "2026-06-24T14:58:48.000+10:00"
  },
  {
   "brand": "Unity Bank",
   "brand_label": "Unity Bank",
   "brand_slug": "unity-bank",
   "legal_entity_abn": "72087650637",
   "product_id": "I30_ALL_TERMS",
   "product_name": "Term Deposit",
   "product_label": "Term Deposit",
   "product_url": "https://www.unity.bank/forms/general-enquiry-form/#apply",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P8M",
   "term_months": 8,
   "term_min_months": 8,
   "term_max_months": 8,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.0405,
   "rate_pct": 4.05,
   "rate_type": "FIXED",
   "interest_paid": "at_maturity",
   "tier_min": 1000.0,
   "tier_max": 9999999.0,
   "min_balance": 1000.0,
   "max_balance": null,
   "deposit_min": 1000.0,
   "deposit_max": 9999999.0,
   "is_special": true,
   "conditional": true,
   "conditions": [],
   "additional_info": "These rates only apply to retail deposits and are offered if the member nominates for interest to be paid monthly.",
   "stacked_bonus": null,
   "source_url": "https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/I30_ALL_TERMS",
   "source_snapshot": "/v1/au/term-deposits/source/unity-bank/I30_ALL_TERMS.json",
   "bank_last_updated": "2026-06-24T14:58:48.000+10:00"
  },
  {
   "brand": "Unity Bank",
   "brand_label": "Unity Bank",
   "brand_slug": "unity-bank",
   "legal_entity_abn": "72087650637",
   "product_id": "I30_ALL_TERMS",
   "product_name": "Term Deposit",
   "product_label": "Term Deposit",
   "product_url": "https://www.unity.bank/forms/general-enquiry-form/#apply",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P8M",
   "term_months": 8,
   "term_min_months": 8,
   "term_max_months": 8,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.04,
   "rate_pct": 4.0,
   "rate_type": "FIXED",
   "interest_paid": "monthly",
   "tier_min": 1000.0,
   "tier_max": 9999999.0,
   "min_balance": 1000.0,
   "max_balance": null,
   "deposit_min": 1000.0,
   "deposit_max": 9999999.0,
   "is_special": true,
   "conditional": true,
   "conditions": [],
   "additional_info": "These rates only apply to retail deposits and are offered if the member nominates for interest to be paid monthly.",
   "stacked_bonus": null,
   "source_url": "https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/I30_ALL_TERMS",
   "source_snapshot": "/v1/au/term-deposits/source/unity-bank/I30_ALL_TERMS.json",
   "bank_last_updated": "2026-06-24T14:58:48.000+10:00"
  },
  {
   "brand": "Unity Bank",
   "brand_label": "Unity Bank",
   "brand_slug": "unity-bank",
   "legal_entity_abn": "72087650637",
   "product_id": "I30_ALL_TERMS",
   "product_name": "Term Deposit",
   "product_label": "Term Deposit",
   "product_url": "https://www.unity.bank/forms/general-enquiry-form/#apply",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P9M",
   "term_months": 9,
   "term_min_months": 9,
   "term_max_months": 9,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.0515,
   "rate_pct": 5.15,
   "rate_type": "FIXED",
   "interest_paid": "at_maturity",
   "tier_min": 1000.0,
   "tier_max": 9999999.0,
   "min_balance": 1000.0,
   "max_balance": null,
   "deposit_min": 1000.0,
   "deposit_max": 9999999.0,
   "is_special": true,
   "conditional": true,
   "conditions": [],
   "additional_info": "These rates only apply to retail deposits and are offered if the member nominates for interest to be paid monthly.",
   "stacked_bonus": null,
   "source_url": "https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/I30_ALL_TERMS",
   "source_snapshot": "/v1/au/term-deposits/source/unity-bank/I30_ALL_TERMS.json",
   "bank_last_updated": "2026-06-24T14:58:48.000+10:00"
  },
  {
   "brand": "Unity Bank",
   "brand_label": "Unity Bank",
   "brand_slug": "unity-bank",
   "legal_entity_abn": "72087650637",
   "product_id": "I30_ALL_TERMS",
   "product_name": "Term Deposit",
   "product_label": "Term Deposit",
   "product_url": "https://www.unity.bank/forms/general-enquiry-form/#apply",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P9M",
   "term_months": 9,
   "term_min_months": 9,
   "term_max_months": 9,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.0505,
   "rate_pct": 5.05,
   "rate_type": "FIXED",
   "interest_paid": "monthly",
   "tier_min": 1000.0,
   "tier_max": 9999999.0,
   "min_balance": 1000.0,
   "max_balance": null,
   "deposit_min": 1000.0,
   "deposit_max": 9999999.0,
   "is_special": true,
   "conditional": true,
   "conditions": [],
   "additional_info": "These rates only apply to retail deposits and are offered if the member nominates for interest to be paid monthly.",
   "stacked_bonus": null,
   "source_url": "https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/I30_ALL_TERMS",
   "source_snapshot": "/v1/au/term-deposits/source/unity-bank/I30_ALL_TERMS.json",
   "bank_last_updated": "2026-06-24T14:58:48.000+10:00"
  },
  {
   "brand": "Unity Bank",
   "brand_label": "Unity Bank",
   "brand_slug": "unity-bank",
   "legal_entity_abn": "72087650637",
   "product_id": "I30_ALL_TERMS",
   "product_name": "Term Deposit",
   "product_label": "Term Deposit",
   "product_url": "https://www.unity.bank/forms/general-enquiry-form/#apply",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P10M",
   "term_months": 10,
   "term_min_months": 10,
   "term_max_months": 10,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.0425,
   "rate_pct": 4.25,
   "rate_type": "FIXED",
   "interest_paid": "at_maturity",
   "tier_min": 1000.0,
   "tier_max": 9999999.0,
   "min_balance": 1000.0,
   "max_balance": null,
   "deposit_min": 1000.0,
   "deposit_max": 9999999.0,
   "is_special": true,
   "conditional": true,
   "conditions": [],
   "additional_info": "These rates only apply to retail deposits and are offered if the member nominates for interest to be paid monthly.",
   "stacked_bonus": null,
   "source_url": "https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/I30_ALL_TERMS",
   "source_snapshot": "/v1/au/term-deposits/source/unity-bank/I30_ALL_TERMS.json",
   "bank_last_updated": "2026-06-24T14:58:48.000+10:00"
  },
  {
   "brand": "Unity Bank",
   "brand_label": "Unity Bank",
   "brand_slug": "unity-bank",
   "legal_entity_abn": "72087650637",
   "product_id": "I30_ALL_TERMS",
   "product_name": "Term Deposit",
   "product_label": "Term Deposit",
   "product_url": "https://www.unity.bank/forms/general-enquiry-form/#apply",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P10M",
   "term_months": 10,
   "term_min_months": 10,
   "term_max_months": 10,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.0405,
   "rate_pct": 4.05,
   "rate_type": "FIXED",
   "interest_paid": "monthly",
   "tier_min": 1000.0,
   "tier_max": 9999999.0,
   "min_balance": 1000.0,
   "max_balance": null,
   "deposit_min": 1000.0,
   "deposit_max": 9999999.0,
   "is_special": true,
   "conditional": true,
   "conditions": [],
   "additional_info": "These rates only apply to retail deposits and are offered if the member nominates for interest to be paid monthly.",
   "stacked_bonus": null,
   "source_url": "https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/I30_ALL_TERMS",
   "source_snapshot": "/v1/au/term-deposits/source/unity-bank/I30_ALL_TERMS.json",
   "bank_last_updated": "2026-06-24T14:58:48.000+10:00"
  },
  {
   "brand": "Unity Bank",
   "brand_label": "Unity Bank",
   "brand_slug": "unity-bank",
   "legal_entity_abn": "72087650637",
   "product_id": "I30_ALL_TERMS",
   "product_name": "Term Deposit",
   "product_label": "Term Deposit",
   "product_url": "https://www.unity.bank/forms/general-enquiry-form/#apply",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P11M",
   "term_months": 11,
   "term_min_months": 11,
   "term_max_months": 11,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.0425,
   "rate_pct": 4.25,
   "rate_type": "FIXED",
   "interest_paid": "at_maturity",
   "tier_min": 1000.0,
   "tier_max": 9999999.0,
   "min_balance": 1000.0,
   "max_balance": null,
   "deposit_min": 1000.0,
   "deposit_max": 9999999.0,
   "is_special": true,
   "conditional": true,
   "conditions": [],
   "additional_info": "These rates only apply to retail deposits and are offered if the member nominates for interest to be paid monthly.",
   "stacked_bonus": null,
   "source_url": "https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/I30_ALL_TERMS",
   "source_snapshot": "/v1/au/term-deposits/source/unity-bank/I30_ALL_TERMS.json",
   "bank_last_updated": "2026-06-24T14:58:48.000+10:00"
  },
  {
   "brand": "Unity Bank",
   "brand_label": "Unity Bank",
   "brand_slug": "unity-bank",
   "legal_entity_abn": "72087650637",
   "product_id": "I30_ALL_TERMS",
   "product_name": "Term Deposit",
   "product_label": "Term Deposit",
   "product_url": "https://www.unity.bank/forms/general-enquiry-form/#apply",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P11M",
   "term_months": 11,
   "term_min_months": 11,
   "term_max_months": 11,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.0405,
   "rate_pct": 4.05,
   "rate_type": "FIXED",
   "interest_paid": "monthly",
   "tier_min": 1000.0,
   "tier_max": 9999999.0,
   "min_balance": 1000.0,
   "max_balance": null,
   "deposit_min": 1000.0,
   "deposit_max": 9999999.0,
   "is_special": true,
   "conditional": true,
   "conditions": [],
   "additional_info": "These rates only apply to retail deposits and are offered if the member nominates for interest to be paid monthly.",
   "stacked_bonus": null,
   "source_url": "https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/I30_ALL_TERMS",
   "source_snapshot": "/v1/au/term-deposits/source/unity-bank/I30_ALL_TERMS.json",
   "bank_last_updated": "2026-06-24T14:58:48.000+10:00"
  },
  {
   "brand": "Unity Bank",
   "brand_label": "Unity Bank",
   "brand_slug": "unity-bank",
   "legal_entity_abn": "72087650637",
   "product_id": "I30_ALL_TERMS",
   "product_name": "Term Deposit",
   "product_label": "Term Deposit",
   "product_url": "https://www.unity.bank/forms/general-enquiry-form/#apply",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P12M",
   "term_months": 12,
   "term_min_months": 12,
   "term_max_months": 12,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.053,
   "rate_pct": 5.3,
   "rate_type": "FIXED",
   "interest_paid": "at_maturity",
   "tier_min": 1000.0,
   "tier_max": 9999999.0,
   "min_balance": 1000.0,
   "max_balance": null,
   "deposit_min": 1000.0,
   "deposit_max": 9999999.0,
   "is_special": true,
   "conditional": true,
   "conditions": [],
   "additional_info": "These rates only apply to retail deposits and are offered if the member nominates for interest to be paid monthly.",
   "stacked_bonus": null,
   "source_url": "https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/I30_ALL_TERMS",
   "source_snapshot": "/v1/au/term-deposits/source/unity-bank/I30_ALL_TERMS.json",
   "bank_last_updated": "2026-06-24T14:58:48.000+10:00"
  },
  {
   "brand": "Unity Bank",
   "brand_label": "Unity Bank",
   "brand_slug": "unity-bank",
   "legal_entity_abn": "72087650637",
   "product_id": "I30_ALL_TERMS",
   "product_name": "Term Deposit",
   "product_label": "Term Deposit",
   "product_url": "https://www.unity.bank/forms/general-enquiry-form/#apply",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P12M",
   "term_months": 12,
   "term_min_months": 12,
   "term_max_months": 12,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.052,
   "rate_pct": 5.2,
   "rate_type": "FIXED",
   "interest_paid": "monthly",
   "tier_min": 1000.0,
   "tier_max": 9999999.0,
   "min_balance": 1000.0,
   "max_balance": null,
   "deposit_min": 1000.0,
   "deposit_max": 9999999.0,
   "is_special": true,
   "conditional": true,
   "conditions": [],
   "additional_info": "These rates only apply to retail deposits and are offered if the member nominates for interest to be paid monthly.",
   "stacked_bonus": null,
   "source_url": "https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/I30_ALL_TERMS",
   "source_snapshot": "/v1/au/term-deposits/source/unity-bank/I30_ALL_TERMS.json",
   "bank_last_updated": "2026-06-24T14:58:48.000+10:00"
  },
  {
   "brand": "Unity Bank",
   "brand_label": "Unity Bank",
   "brand_slug": "unity-bank",
   "legal_entity_abn": "72087650637",
   "product_id": "I30_ALL_TERMS",
   "product_name": "Term Deposit",
   "product_label": "Term Deposit",
   "product_url": "https://www.unity.bank/forms/general-enquiry-form/#apply",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P13M",
   "term_months": 13,
   "term_min_months": 13,
   "term_max_months": 13,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.0385,
   "rate_pct": 3.85,
   "rate_type": "FIXED",
   "interest_paid": "annually",
   "tier_min": 1000.0,
   "tier_max": 9999999.0,
   "min_balance": 1000.0,
   "max_balance": null,
   "deposit_min": 1000.0,
   "deposit_max": 9999999.0,
   "is_special": true,
   "conditional": true,
   "conditions": [],
   "additional_info": "These rates only apply to retail deposits and are offered if the member nominates for interest to be paid monthly.",
   "stacked_bonus": null,
   "source_url": "https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/I30_ALL_TERMS",
   "source_snapshot": "/v1/au/term-deposits/source/unity-bank/I30_ALL_TERMS.json",
   "bank_last_updated": "2026-06-24T14:58:48.000+10:00"
  },
  {
   "brand": "Unity Bank",
   "brand_label": "Unity Bank",
   "brand_slug": "unity-bank",
   "legal_entity_abn": "72087650637",
   "product_id": "I30_ALL_TERMS",
   "product_name": "Term Deposit",
   "product_label": "Term Deposit",
   "product_url": "https://www.unity.bank/forms/general-enquiry-form/#apply",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P13M",
   "term_months": 13,
   "term_min_months": 13,
   "term_max_months": 13,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.037,
   "rate_pct": 3.7,
   "rate_type": "FIXED",
   "interest_paid": "monthly",
   "tier_min": 1000.0,
   "tier_max": 9999999.0,
   "min_balance": 1000.0,
   "max_balance": null,
   "deposit_min": 1000.0,
   "deposit_max": 9999999.0,
   "is_special": true,
   "conditional": true,
   "conditions": [],
   "additional_info": "These rates only apply to retail deposits and are offered if the member nominates for interest to be paid monthly.",
   "stacked_bonus": null,
   "source_url": "https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/I30_ALL_TERMS",
   "source_snapshot": "/v1/au/term-deposits/source/unity-bank/I30_ALL_TERMS.json",
   "bank_last_updated": "2026-06-24T14:58:48.000+10:00"
  },
  {
   "brand": "Unity Bank",
   "brand_label": "Unity Bank",
   "brand_slug": "unity-bank",
   "legal_entity_abn": "72087650637",
   "product_id": "I30_ALL_TERMS",
   "product_name": "Term Deposit",
   "product_label": "Term Deposit",
   "product_url": "https://www.unity.bank/forms/general-enquiry-form/#apply",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P18M",
   "term_months": 18,
   "term_min_months": 18,
   "term_max_months": 18,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.0385,
   "rate_pct": 3.85,
   "rate_type": "FIXED",
   "interest_paid": "annually",
   "tier_min": 1000.0,
   "tier_max": 9999999.0,
   "min_balance": 1000.0,
   "max_balance": null,
   "deposit_min": 1000.0,
   "deposit_max": 9999999.0,
   "is_special": true,
   "conditional": true,
   "conditions": [],
   "additional_info": "These rates only apply to retail deposits and are offered if the member nominates for interest to be paid monthly.",
   "stacked_bonus": null,
   "source_url": "https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/I30_ALL_TERMS",
   "source_snapshot": "/v1/au/term-deposits/source/unity-bank/I30_ALL_TERMS.json",
   "bank_last_updated": "2026-06-24T14:58:48.000+10:00"
  },
  {
   "brand": "Unity Bank",
   "brand_label": "Unity Bank",
   "brand_slug": "unity-bank",
   "legal_entity_abn": "72087650637",
   "product_id": "I30_ALL_TERMS",
   "product_name": "Term Deposit",
   "product_label": "Term Deposit",
   "product_url": "https://www.unity.bank/forms/general-enquiry-form/#apply",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P18M",
   "term_months": 18,
   "term_min_months": 18,
   "term_max_months": 18,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.037,
   "rate_pct": 3.7,
   "rate_type": "FIXED",
   "interest_paid": "monthly",
   "tier_min": 1000.0,
   "tier_max": 9999999.0,
   "min_balance": 1000.0,
   "max_balance": null,
   "deposit_min": 1000.0,
   "deposit_max": 9999999.0,
   "is_special": true,
   "conditional": true,
   "conditions": [],
   "additional_info": "These rates only apply to retail deposits and are offered if the member nominates for interest to be paid monthly.",
   "stacked_bonus": null,
   "source_url": "https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/I30_ALL_TERMS",
   "source_snapshot": "/v1/au/term-deposits/source/unity-bank/I30_ALL_TERMS.json",
   "bank_last_updated": "2026-06-24T14:58:48.000+10:00"
  },
  {
   "brand": "Unity Bank",
   "brand_label": "Unity Bank",
   "brand_slug": "unity-bank",
   "legal_entity_abn": "72087650637",
   "product_id": "I30_ALL_TERMS",
   "product_name": "Term Deposit",
   "product_label": "Term Deposit",
   "product_url": "https://www.unity.bank/forms/general-enquiry-form/#apply",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P24M",
   "term_months": 24,
   "term_min_months": 24,
   "term_max_months": 24,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.0555,
   "rate_pct": 5.55,
   "rate_type": "FIXED",
   "interest_paid": "annually",
   "tier_min": 1000.0,
   "tier_max": 9999999.0,
   "min_balance": 1000.0,
   "max_balance": null,
   "deposit_min": 1000.0,
   "deposit_max": 9999999.0,
   "is_special": true,
   "conditional": true,
   "conditions": [],
   "additional_info": "These rates only apply to retail deposits and are offered if the member nominates for interest to be paid monthly.",
   "stacked_bonus": null,
   "source_url": "https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/I30_ALL_TERMS",
   "source_snapshot": "/v1/au/term-deposits/source/unity-bank/I30_ALL_TERMS.json",
   "bank_last_updated": "2026-06-24T14:58:48.000+10:00"
  },
  {
   "brand": "Unity Bank",
   "brand_label": "Unity Bank",
   "brand_slug": "unity-bank",
   "legal_entity_abn": "72087650637",
   "product_id": "I30_ALL_TERMS",
   "product_name": "Term Deposit",
   "product_label": "Term Deposit",
   "product_url": "https://www.unity.bank/forms/general-enquiry-form/#apply",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P24M",
   "term_months": 24,
   "term_min_months": 24,
   "term_max_months": 24,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.054,
   "rate_pct": 5.4,
   "rate_type": "FIXED",
   "interest_paid": "monthly",
   "tier_min": 1000.0,
   "tier_max": 9999999.0,
   "min_balance": 1000.0,
   "max_balance": null,
   "deposit_min": 1000.0,
   "deposit_max": 9999999.0,
   "is_special": true,
   "conditional": true,
   "conditions": [],
   "additional_info": "These rates only apply to retail deposits and are offered if the member nominates for interest to be paid monthly.",
   "stacked_bonus": null,
   "source_url": "https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/I30_ALL_TERMS",
   "source_snapshot": "/v1/au/term-deposits/source/unity-bank/I30_ALL_TERMS.json",
   "bank_last_updated": "2026-06-24T14:58:48.000+10:00"
  },
  {
   "brand": "Unity Bank",
   "brand_label": "Unity Bank",
   "brand_slug": "unity-bank",
   "legal_entity_abn": "72087650637",
   "product_id": "I30_ALL_TERMS",
   "product_name": "Term Deposit",
   "product_label": "Term Deposit",
   "product_url": "https://www.unity.bank/forms/general-enquiry-form/#apply",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P30M",
   "term_months": 30,
   "term_min_months": 30,
   "term_max_months": 30,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.0555,
   "rate_pct": 5.55,
   "rate_type": "FIXED",
   "interest_paid": "annually",
   "tier_min": 1000.0,
   "tier_max": 9999999.0,
   "min_balance": 1000.0,
   "max_balance": null,
   "deposit_min": 1000.0,
   "deposit_max": 9999999.0,
   "is_special": true,
   "conditional": true,
   "conditions": [],
   "additional_info": "These rates only apply to retail deposits and are offered if the member nominates for interest to be paid monthly.",
   "stacked_bonus": null,
   "source_url": "https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/I30_ALL_TERMS",
   "source_snapshot": "/v1/au/term-deposits/source/unity-bank/I30_ALL_TERMS.json",
   "bank_last_updated": "2026-06-24T14:58:48.000+10:00"
  },
  {
   "brand": "Unity Bank",
   "brand_label": "Unity Bank",
   "brand_slug": "unity-bank",
   "legal_entity_abn": "72087650637",
   "product_id": "I30_ALL_TERMS",
   "product_name": "Term Deposit",
   "product_label": "Term Deposit",
   "product_url": "https://www.unity.bank/forms/general-enquiry-form/#apply",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P30M",
   "term_months": 30,
   "term_min_months": 30,
   "term_max_months": 30,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.054,
   "rate_pct": 5.4,
   "rate_type": "FIXED",
   "interest_paid": "monthly",
   "tier_min": 1000.0,
   "tier_max": 9999999.0,
   "min_balance": 1000.0,
   "max_balance": null,
   "deposit_min": 1000.0,
   "deposit_max": 9999999.0,
   "is_special": true,
   "conditional": true,
   "conditions": [],
   "additional_info": "These rates only apply to retail deposits and are offered if the member nominates for interest to be paid monthly.",
   "stacked_bonus": null,
   "source_url": "https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/I30_ALL_TERMS",
   "source_snapshot": "/v1/au/term-deposits/source/unity-bank/I30_ALL_TERMS.json",
   "bank_last_updated": "2026-06-24T14:58:48.000+10:00"
  },
  {
   "brand": "Unity Bank",
   "brand_label": "Unity Bank",
   "brand_slug": "unity-bank",
   "legal_entity_abn": "72087650637",
   "product_id": "I30_ALL_TERMS",
   "product_name": "Term Deposit",
   "product_label": "Term Deposit",
   "product_url": "https://www.unity.bank/forms/general-enquiry-form/#apply",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P36M",
   "term_months": 36,
   "term_min_months": 36,
   "term_max_months": 36,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.0485,
   "rate_pct": 4.85,
   "rate_type": "FIXED",
   "interest_paid": "annually",
   "tier_min": 1000.0,
   "tier_max": 9999999.0,
   "min_balance": 1000.0,
   "max_balance": null,
   "deposit_min": 1000.0,
   "deposit_max": 9999999.0,
   "is_special": true,
   "conditional": true,
   "conditions": [],
   "additional_info": "These rates only apply to retail deposits and are offered if the member nominates for interest to be paid monthly.",
   "stacked_bonus": null,
   "source_url": "https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/I30_ALL_TERMS",
   "source_snapshot": "/v1/au/term-deposits/source/unity-bank/I30_ALL_TERMS.json",
   "bank_last_updated": "2026-06-24T14:58:48.000+10:00"
  },
  {
   "brand": "Unity Bank",
   "brand_label": "Unity Bank",
   "brand_slug": "unity-bank",
   "legal_entity_abn": "72087650637",
   "product_id": "I30_ALL_TERMS",
   "product_name": "Term Deposit",
   "product_label": "Term Deposit",
   "product_url": "https://www.unity.bank/forms/general-enquiry-form/#apply",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P36M",
   "term_months": 36,
   "term_min_months": 36,
   "term_max_months": 36,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.0465,
   "rate_pct": 4.65,
   "rate_type": "FIXED",
   "interest_paid": "monthly",
   "tier_min": 1000.0,
   "tier_max": 9999999.0,
   "min_balance": 1000.0,
   "max_balance": null,
   "deposit_min": 1000.0,
   "deposit_max": 9999999.0,
   "is_special": true,
   "conditional": true,
   "conditions": [],
   "additional_info": "These rates only apply to retail deposits and are offered if the member nominates for interest to be paid monthly.",
   "stacked_bonus": null,
   "source_url": "https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/I30_ALL_TERMS",
   "source_snapshot": "/v1/au/term-deposits/source/unity-bank/I30_ALL_TERMS.json",
   "bank_last_updated": "2026-06-24T14:58:48.000+10:00"
  },
  {
   "brand": "Unity Bank",
   "brand_label": "Unity Bank",
   "brand_slug": "unity-bank",
   "legal_entity_abn": "72087650637",
   "product_id": "I30_ALL_TERMS",
   "product_name": "Term Deposit",
   "product_label": "Term Deposit",
   "product_url": "https://www.unity.bank/forms/general-enquiry-form/#apply",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P48M",
   "term_months": 48,
   "term_min_months": 48,
   "term_max_months": 48,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.0425,
   "rate_pct": 4.25,
   "rate_type": "FIXED",
   "interest_paid": "annually",
   "tier_min": 1000.0,
   "tier_max": 9999999.0,
   "min_balance": 1000.0,
   "max_balance": null,
   "deposit_min": 1000.0,
   "deposit_max": 9999999.0,
   "is_special": true,
   "conditional": true,
   "conditions": [],
   "additional_info": "These rates only apply to retail deposits and are offered if the member nominates for interest to be paid monthly.",
   "stacked_bonus": null,
   "source_url": "https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/I30_ALL_TERMS",
   "source_snapshot": "/v1/au/term-deposits/source/unity-bank/I30_ALL_TERMS.json",
   "bank_last_updated": "2026-06-24T14:58:48.000+10:00"
  },
  {
   "brand": "Unity Bank",
   "brand_label": "Unity Bank",
   "brand_slug": "unity-bank",
   "legal_entity_abn": "72087650637",
   "product_id": "I30_ALL_TERMS",
   "product_name": "Term Deposit",
   "product_label": "Term Deposit",
   "product_url": "https://www.unity.bank/forms/general-enquiry-form/#apply",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P48M",
   "term_months": 48,
   "term_min_months": 48,
   "term_max_months": 48,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.0405,
   "rate_pct": 4.05,
   "rate_type": "FIXED",
   "interest_paid": "monthly",
   "tier_min": 1000.0,
   "tier_max": 9999999.0,
   "min_balance": 1000.0,
   "max_balance": null,
   "deposit_min": 1000.0,
   "deposit_max": 9999999.0,
   "is_special": true,
   "conditional": true,
   "conditions": [],
   "additional_info": "These rates only apply to retail deposits and are offered if the member nominates for interest to be paid monthly.",
   "stacked_bonus": null,
   "source_url": "https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/I30_ALL_TERMS",
   "source_snapshot": "/v1/au/term-deposits/source/unity-bank/I30_ALL_TERMS.json",
   "bank_last_updated": "2026-06-24T14:58:48.000+10:00"
  },
  {
   "brand": "Unity Bank",
   "brand_label": "Unity Bank",
   "brand_slug": "unity-bank",
   "legal_entity_abn": "72087650637",
   "product_id": "I30_ALL_TERMS",
   "product_name": "Term Deposit",
   "product_label": "Term Deposit",
   "product_url": "https://www.unity.bank/forms/general-enquiry-form/#apply",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P60M",
   "term_months": 60,
   "term_min_months": 60,
   "term_max_months": 60,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.0425,
   "rate_pct": 4.25,
   "rate_type": "FIXED",
   "interest_paid": "annually",
   "tier_min": 1000.0,
   "tier_max": 9999999.0,
   "min_balance": 1000.0,
   "max_balance": null,
   "deposit_min": 1000.0,
   "deposit_max": 9999999.0,
   "is_special": true,
   "conditional": true,
   "conditions": [],
   "additional_info": "These rates only apply to retail deposits and are offered if the member nominates for interest to be paid monthly.",
   "stacked_bonus": null,
   "source_url": "https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/I30_ALL_TERMS",
   "source_snapshot": "/v1/au/term-deposits/source/unity-bank/I30_ALL_TERMS.json",
   "bank_last_updated": "2026-06-24T14:58:48.000+10:00"
  },
  {
   "brand": "Unity Bank",
   "brand_label": "Unity Bank",
   "brand_slug": "unity-bank",
   "legal_entity_abn": "72087650637",
   "product_id": "I30_ALL_TERMS",
   "product_name": "Term Deposit",
   "product_label": "Term Deposit",
   "product_url": "https://www.unity.bank/forms/general-enquiry-form/#apply",
   "segment": "personal",
   "segments": [
    "personal"
   ],
   "segments_inferred": [],
   "term_raw": "P60M",
   "term_months": 60,
   "term_min_months": 60,
   "term_max_months": 60,
   "term_days": null,
   "term_days_min": null,
   "term_days_max": null,
   "rate": 0.0405,
   "rate_pct": 4.05,
   "rate_type": "FIXED",
   "interest_paid": "monthly",
   "tier_min": 1000.0,
   "tier_max": 9999999.0,
   "min_balance": 1000.0,
   "max_balance": null,
   "deposit_min": 1000.0,
   "deposit_max": 9999999.0,
   "is_special": true,
   "conditional": true,
   "conditions": [],
   "additional_info": "These rates only apply to retail deposits and are offered if the member nominates for interest to be paid monthly.",
   "stacked_bonus": null,
   "source_url": "https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/I30_ALL_TERMS",
   "source_snapshot": "/v1/au/term-deposits/source/unity-bank/I30_ALL_TERMS.json",
   "bank_last_updated": "2026-06-24T14:58:48.000+10:00"
  }
 ]
}