{
 "snapshot_at": "2026-10-02T09:49:35Z",
 "brand": "Bank of Queensland Limited",
 "brand_slug": "bank-of-queensland-limited",
 "product_id": "6db81f83-f265-f011-bec3-002248106111",
 "cdr_url": "https://api.cds.boq.com.au/cds-au/v1/banking/products/6db81f83-f265-f011-bec3-002248106111",
 "x_v": 7,
 "how_to_fetch": "curl -H 'x-v: 7' 'https://api.cds.boq.com.au/cds-au/v1/banking/products/6db81f83-f265-f011-bec3-002248106111'",
 "note": "Verbatim copy of the bank's Consumer Data Right product detail response as fetched by Deep Almanac. The live endpoint requires the x-v header shown. snapshot_at is when this version of the record was first fetched; the file is rewritten only when the bank's data changes.",
 "data": {
  "productId": "6db81f83-f265-f011-bec3-002248106111",
  "effectiveFrom": "2026-04-27T22:00:00Z",
  "lastUpdated": "2026-09-20T23:19:10Z",
  "productCategory": "TERM_DEPOSITS",
  "name": "myBOQ Term Deposit",
  "description": "Digital Term Deposit for myBOQ",
  "brand": "BOQ",
  "brandName": "Bank of Queensland",
  "applicationUri": "https://www.boq.com.au/personal/bank-and-save/term-deposits",
  "isTailored": false,
  "additionalInformation": {
   "overviewUri": "https://www.boq.com.au/personal/bank-and-save/term-deposits",
   "termsUri": "https://www.boq.com.au/personal/bank-and-save/term-deposits",
   "eligibilityUri": "https://www.boq.com.au/personal/banking/savings-and-term-deposits/term-deposits",
   "feesAndPricingUri": "https://www.boq.com.au/personal/bank-and-save/term-deposits"
  },
  "features": [
   {
    "featureType": "OTHER",
    "additionalInfo": "31 days prior notice required if you want to access your funds prior to the  maturity date with an Early Withdrawal Interest Adjustment"
   },
   {
    "featureType": "OTHER",
    "additionalInfo": "With no application or establishment fees and no account keeping fees, grow every cent you deposit."
   },
   {
    "featureType": "OTHER",
    "additionalInfo": "A Term Deposit has to be linked to a internal nominated transaction or savings account.  New to Bank customers is a transaction account and Existing to Bank is a Savings or Transaction account"
   },
   {
    "featureType": "OTHER",
    "additionalInfo": "A fixed interest rate for the term of the investment"
   }
  ],
  "constraints": [
   {
    "constraintType": "MIN_BALANCE",
    "additionalValue": "5000.0000000000",
    "additionalInfo": "Minimum balance invested $5,000"
   }
  ],
  "eligibility": [
   {
    "eligibilityType": "OTHER",
    "additionalInfo": "Personal use only"
   },
   {
    "eligibilityType": "MIN_AGE",
    "additionalValue": "14",
    "additionalInfo": "At least 14 years old"
   },
   {
    "eligibilityType": "RESIDENCY_STATUS",
    "additionalValue": "Resident or Citizen",
    "additionalInfo": "Be an Australian citizen or permanent resident or resident for tax purposes with an Australian residential address."
   }
  ],
  "depositRates": [
   {
    "rate": "0.0520000000000000",
    "calculationFrequency": "P1D",
    "applicationType": "MATURITY",
    "additionalValue": "P6M",
    "additionalInfo": "Interest is calculated on the daily closing balance of your account and paid end of term.",
    "depositRateType": "FIXED"
   },
   {
    "rate": "0.0515000000000000",
    "calculationFrequency": "P1D",
    "applicationType": "MATURITY",
    "additionalValue": "P7M",
    "additionalInfo": "Interest is calculated on the daily closing balance of your account and paid end of term.",
    "depositRateType": "FIXED"
   },
   {
    "rate": "0.0500000000000000",
    "calculationFrequency": "P1D",
    "applicationType": "MATURITY",
    "additionalValue": "P4M",
    "additionalInfo": "Interest is calculated on the daily closing balance of your account and paid end of term.",
    "depositRateType": "FIXED"
   },
   {
    "rate": "0.0515000000000000",
    "calculationFrequency": "P1D",
    "applicationType": "MATURITY",
    "additionalValue": "P9M",
    "additionalInfo": "Interest is calculated on the daily closing balance of your account and paid end of term.",
    "depositRateType": "FIXED"
   },
   {
    "rate": "0.0495000000000000",
    "calculationFrequency": "P1D",
    "applicationType": "MATURITY",
    "additionalValue": "P3M",
    "additionalInfo": "Interest is calculated on the daily closing balance of your account and paid end of term.",
    "depositRateType": "FIXED"
   },
   {
    "rate": "0.0530000000000000",
    "calculationFrequency": "P1D",
    "applicationType": "MATURITY",
    "additionalValue": "P12M",
    "additionalInfo": "Interest is calculated on the daily closing balance of your account and paid end of term.",
    "depositRateType": "FIXED"
   }
  ]
 }
}