{
 "snapshot_at": "2026-10-02T09:49:46Z",
 "brand": "Bendigo Bank",
 "brand_slug": "bendigo-bank",
 "product_id": "5debfb49-f04c-4b99-bb55-8d64e8d98bc5",
 "cdr_url": "https://api.cdr.bendigobank.com.au/cds-au/v1/banking/products/5debfb49-f04c-4b99-bb55-8d64e8d98bc5",
 "x_v": 7,
 "how_to_fetch": "curl -H 'x-v: 7' 'https://api.cdr.bendigobank.com.au/cds-au/v1/banking/products/5debfb49-f04c-4b99-bb55-8d64e8d98bc5'",
 "note": "Verbatim copy of the bank's Consumer Data Right product detail response as fetched by Deep Almanac. The live endpoint requires the x-v header shown. snapshot_at is when this version of the record was first fetched; the file is rewritten only when the bank's data changes.",
 "data": {
  "lastUpdated": "2026-03-16T04:45:54.800Z",
  "productCategory": "TERM_DEPOSITS",
  "name": "Foreign Currency Term Deposit Account",
  "description": "A deposit account for an agreed sum of money denominated in a foreign currency for a fixed term to receive a fixed return.",
  "productId": "5debfb49-f04c-4b99-bb55-8d64e8d98bc5",
  "brandName": "Bendigo Bank",
  "isTailored": true,
  "bundles": [],
  "cardArt": [],
  "features": [
   {
    "featureType": "OTHER",
    "additionalInfo": "A fixed rate of interest that is denominated in a foreign currency."
   },
   {
    "featureType": "OTHER",
    "additionalInfo": "Maximum period of 12 months of of Investment Term, and interest is calculated on daily basis. The interest rate paid varies based on the prevailing foreign currency market interest rate for the relevant foreign currency."
   }
  ],
  "constraints": [
   {
    "constraintType": "OPENING_BALANCE",
    "additionalInfo": "Cut off time for various currencies on offer",
    "additionalValue": "10000.00",
    "additionalInfoUri": "https://www.bendigobank.com.au/globalassets/documents/interestrates/schedule-for-bendigo-foreign-currency-term-deposit-account.pdf"
   }
  ],
  "eligibility": [
   {
    "eligibilityType": "OTHER",
    "additionalInfo": "This product is only available to retail clients who meet the anti-money laundering and counter terrorism financing legislation requirements and hold an existing Australian dollar account in the same name / title."
   }
  ],
  "fees": [
   {
    "name": "Telegraphic transfers",
    "feeType": "TRANSACTION",
    "feeMethodUType": "fixedAmount",
    "currency": "AUD",
    "additionalInfo": "AUD15.00 for Bendigo and Adelaide Bank shareholder. Note, accepting bank may charge a handling/acceptance fee which may be deducted from the total of funds on receipt.",
    "additionalInfoUri": "https://www.bendigobank.com.au/globalassets/documents/disclosures/bendigo-foreign-currency-term-deposit-account-pds.pdf",
    "discounts": [],
    "fixedAmount": {
     "amount": "30.000000"
    }
   },
   {
    "name": "Return telegraphic transfers",
    "feeType": "TRANSACTION",
    "feeMethodUType": "fixedAmount",
    "currency": "AUD",
    "additionalInfoUri": "https://www.bendigobank.com.au/globalassets/documents/disclosures/bendigo-foreign-currency-term-deposit-account-pds.pdf",
    "discounts": [],
    "fixedAmount": {
     "amount": "25.000000"
    }
   }
  ],
  "lendingRates": [],
  "depositRates": [],
  "additionalInformation": {
   "overviewUri": "https://www.bendigobank.com.au/business/manage-fx/",
   "termsUri": "https://www.bendigobank.com.au/disclosure-documents/",
   "eligibilityUri": "https://www.bendigobank.com.au/globalassets/documents/tmd/bendigobank/foreign-exchange-term-deposit.pdf",
   "feesAndPricingUri": "https://www.bendigobank.com.au/disclosure-documents/"
  },
  "brand": "BENDIGO"
 }
}