{
 "snapshot_at": "2026-10-02T09:49:52Z",
 "brand": "Border Bank",
 "brand_slug": "border-bank",
 "product_id": "797f3952-486a-4683-9bcc-462ad80599fd",
 "cdr_url": "https://public.cdr.prd.borderbank.com.au/cds-au/v1/banking/products/797f3952-486a-4683-9bcc-462ad80599fd",
 "x_v": 7,
 "how_to_fetch": "curl -H 'x-v: 7' 'https://public.cdr.prd.borderbank.com.au/cds-au/v1/banking/products/797f3952-486a-4683-9bcc-462ad80599fd'",
 "note": "Verbatim copy of the bank's Consumer Data Right product detail response as fetched by Deep Almanac. The live endpoint requires the x-v header shown. snapshot_at is when this version of the record was first fetched; the file is rewritten only when the bank's data changes.",
 "data": {
  "brand": "Border Bank",
  "description": "Bank of Border Bank Investment Accounts are designed to make your money work as hard for you as you worked to get it. With terms of 3, 4, 5,  6, 7, 9, 12, 36, 48 and 60 months – interest paid at maturity, 6 months or every month – a Border Bank Term Deposit is as flexible as you require it to be.",
  "isTailored": false,
  "lastUpdated": "2026-09-02T14:01:29.599Z",
  "name": "Term Deposit",
  "productCategory": "TERM_DEPOSITS",
  "productId": "797f3952-486a-4683-9bcc-462ad80599fd",
  "additionalInformation": {
   "overviewUri": "https://www.borderbank.com.au/term-deposits",
   "termsUri": "https://www.borderbank.com.au/wp-content/uploads/2023/07/financial_services_guide_BB.pdf",
   "eligibilityUri": "https://cdn.mediavalet.com/aunsw/policebank/Mor6mCNED0CrnOaF1uQUGg/45OAVM7p70iVvD-vo3IgVQ/Original/BBSTD_Standard-Term-Deposit-TMD.pdf",
   "feesAndPricingUri": "https://www.borderbank.com.au/wp-content/uploads/2023/07/Schedule_of_fees_and_charges.pdf",
   "bundleUri": null,
   "additionalOverviewUris": null,
   "additionalTermsUris": null,
   "additionalEligibilityUris": null,
   "additionalFeesAndPricingUris": null,
   "additionalBundleUris": null
  },
  "applicationUri": "https://www.borderbank.com.au/term-deposits",
  "brandName": null,
  "brandGroup": null,
  "cardArt": null,
  "effectiveFrom": null,
  "effectiveTo": null,
  "bundles": null,
  "constraints": null,
  "depositRates": [
   {
    "depositRateType": "FIXED",
    "rate": "0.052",
    "additionalInfo": "Balance $10,000 or more - I10 Interest Paid Every Month",
    "additionalInfoUri": "https://www.borderbank.com.au/interest-rates/#",
    "additionalValue": "P9M",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [
     {
      "name": "I10 9M",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "10000.00",
      "maximumValue": "500000.00",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "applicationType": "PERIODIC",
    "applicabilityConditions": null
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.014",
    "additionalInfo": "Balance $20,000 or more - I60 Interest Paid at Maturity",
    "additionalInfoUri": "https://www.borderbank.com.au/interest-rates/#",
    "additionalValue": "P2M",
    "applicationFrequency": null,
    "calculationFrequency": "P1D",
    "tiers": [
     {
      "name": "I60",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "20000.00",
      "maximumValue": "500000.00",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "applicationType": "MATURITY",
    "applicabilityConditions": null
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0485",
    "additionalInfo": "Balance $10,000 or more - I25 Interest Paid at Maturity",
    "additionalInfoUri": "https://www.borderbank.com.au/interest-rates/#",
    "additionalValue": "P6M",
    "applicationFrequency": null,
    "calculationFrequency": "P1D",
    "tiers": [
     {
      "name": "I25",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "10000.00",
      "maximumValue": "500000.00",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "applicationType": "MATURITY",
    "applicabilityConditions": null
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.05",
    "additionalInfo": "Balance $10,000 or more - I12 Interest Paid at Maturity",
    "additionalInfoUri": "https://www.borderbank.com.au/interest-rates/#",
    "additionalValue": "P12M",
    "applicationFrequency": null,
    "calculationFrequency": "P1D",
    "tiers": [
     {
      "name": "I12",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "10000.00",
      "maximumValue": "500000.00",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "applicationType": "MATURITY",
    "applicabilityConditions": null
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0415",
    "additionalInfo": "Balance $10,000 or more - I53 Interest Paid Every Month",
    "additionalInfoUri": "https://www.borderbank.com.au/interest-rates/#",
    "additionalValue": "P36M",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [
     {
      "name": "I53",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "10000.00",
      "maximumValue": "500000.00",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "applicationType": "PERIODIC",
    "applicabilityConditions": null
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0425",
    "additionalInfo": "Balance $1,000 to $9,999 - I2 Interest Paid Every Month",
    "additionalInfoUri": "https://www.borderbank.com.au/interest-rates/#",
    "additionalValue": "P3M",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [
     {
      "name": "I2",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "1000.00",
      "maximumValue": "10000.00",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "applicationType": "PERIODIC",
    "applicabilityConditions": null
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.011",
    "additionalInfo": "Balance $20,000 or more - I63 Interest Paid Monthly",
    "additionalInfoUri": "https://www.borderbank.com.au/interest-rates/#",
    "additionalValue": "P30M",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [
     {
      "name": "I63",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "20000.00",
      "maximumValue": "500000.00",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "applicationType": "PERIODIC",
    "applicabilityConditions": null
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0495",
    "additionalInfo": "Balance $10,000 or more - I24 Interest Paid Every Month",
    "additionalInfoUri": "https://www.borderbank.com.au/interest-rates/#",
    "additionalValue": "P12M",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [
     {
      "name": "I24",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "10000.00",
      "maximumValue": "500000.00",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "applicationType": "PERIODIC",
    "applicabilityConditions": null
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.042",
    "additionalInfo": "Balance $10,000 or more - I32 Interest Paid Every 6 Months",
    "additionalInfoUri": "https://www.borderbank.com.au/interest-rates/#",
    "additionalValue": "P48M",
    "applicationFrequency": "P6M",
    "calculationFrequency": "P1D",
    "tiers": [
     {
      "name": "I32",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "10000.00",
      "maximumValue": "500000.00",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "applicationType": "PERIODIC",
    "applicabilityConditions": null
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.042",
    "additionalInfo": "Balance $10,000 or more - I31 Interest Paid Every 6 Months",
    "additionalInfoUri": "https://www.borderbank.com.au/interest-rates/#",
    "additionalValue": "P36M",
    "applicationFrequency": "P6M",
    "calculationFrequency": "P1D",
    "tiers": [
     {
      "name": "I31",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "10000.00",
      "maximumValue": "500000.00",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "applicationType": "PERIODIC",
    "applicabilityConditions": null
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.043",
    "additionalInfo": "Balance $10,000 or more - I5 Interest Paid at Maturity",
    "additionalInfoUri": "https://www.borderbank.com.au/interest-rates/#",
    "additionalValue": "P3M",
    "applicationFrequency": null,
    "calculationFrequency": "P1D",
    "tiers": [
     {
      "name": "I5 3M",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "10000.00",
      "maximumValue": "500000.00",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "applicationType": "MATURITY",
    "applicabilityConditions": null
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.048",
    "additionalInfo": "Balance $10,000 or more - I10 Interest Paid Every Month",
    "additionalInfoUri": "https://www.borderbank.com.au/interest-rates/#",
    "additionalValue": "P6M",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [
     {
      "name": "I10 6M",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "10000.00",
      "maximumValue": "500000.00",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "applicationType": "PERIODIC",
    "applicabilityConditions": null
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.046",
    "additionalInfo": "Balance $10,000 or more - I29 Interest Paid Every 6 months",
    "additionalInfoUri": "https://www.borderbank.com.au/interest-rates/#",
    "additionalValue": "P24M",
    "applicationFrequency": "P6M",
    "calculationFrequency": "P1D",
    "tiers": [
     {
      "name": "I29",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "10000.00",
      "maximumValue": "500000.00",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "applicationType": "PERIODIC",
    "applicabilityConditions": null
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0425",
    "additionalInfo": "Balance $10,000 or more - I3 Interest Paid Every Month",
    "additionalInfoUri": "https://www.borderbank.com.au/interest-rates/#",
    "additionalValue": "P3M",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [
     {
      "name": "I3",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "10000.00",
      "maximumValue": "500000.00",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "applicationType": "PERIODIC",
    "applicabilityConditions": null
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.042",
    "additionalInfo": "Balance $10,000 or more - I33 Interest Paid Every 6 Months",
    "additionalInfoUri": "https://www.borderbank.com.au/interest-rates/#",
    "additionalValue": "P60M",
    "applicationFrequency": "P6M",
    "calculationFrequency": "P1D",
    "tiers": [
     {
      "name": "I33",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "10000.00",
      "maximumValue": "500000.00",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "applicationType": "PERIODIC",
    "applicabilityConditions": null
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0415",
    "additionalInfo": "Balance $10,000 or more - I55 Interest Paid Every Month",
    "additionalInfoUri": "https://www.borderbank.com.au/interest-rates/#",
    "additionalValue": "P60M",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [
     {
      "name": "I55",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "10000.00",
      "maximumValue": "500000.00",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "applicationType": "PERIODIC",
    "applicabilityConditions": null
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.043",
    "additionalInfo": "Balance $1,000 to $9,999 - I1 Interest Paid at Maturity",
    "additionalInfoUri": "https://www.borderbank.com.au/interest-rates/#",
    "additionalValue": "P3M",
    "applicationFrequency": null,
    "calculationFrequency": "P1D",
    "tiers": [
     {
      "name": "I1",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "1000.00",
      "maximumValue": "10000.00",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "applicationType": "MATURITY",
    "applicabilityConditions": null
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0455",
    "additionalInfo": "Balance $10,000 or more - I52 Interest Paid Every Month",
    "additionalInfoUri": "https://www.borderbank.com.au/interest-rates/#",
    "additionalValue": "P24M",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [
     {
      "name": "I52",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "10000.00",
      "maximumValue": "500000.00",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "applicationType": "PERIODIC",
    "applicabilityConditions": null
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0465",
    "additionalInfo": "Balance $10,000 or more - I5 Interest Paid at Maturity",
    "additionalInfoUri": "https://www.borderbank.com.au/interest-rates/#",
    "additionalValue": "P7M",
    "applicationFrequency": null,
    "calculationFrequency": "P1D",
    "tiers": [
     {
      "name": "I5 7M",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "10000.00",
      "maximumValue": "500000.00",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "applicationType": "MATURITY",
    "applicabilityConditions": null
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0525",
    "additionalInfo": "Balance $10,000 or more - I5 Interest Paid at Maturity",
    "additionalInfoUri": "https://www.borderbank.com.au/interest-rates/#",
    "additionalValue": "P4M",
    "applicationFrequency": null,
    "calculationFrequency": "P1D",
    "tiers": [
     {
      "name": "I5 4M",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "10000.00",
      "maximumValue": "500000.00",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "applicationType": "MATURITY",
    "applicabilityConditions": null
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0525",
    "additionalInfo": "Balance $10,000 or more - I5 Interest Paid at Maturity",
    "additionalInfoUri": "https://www.borderbank.com.au/interest-rates/#",
    "additionalValue": "P9M",
    "applicationFrequency": null,
    "calculationFrequency": "P1D",
    "tiers": [
     {
      "name": "I5 9M",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "10000.00",
      "maximumValue": "500000.00",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "applicationType": "MATURITY",
    "applicabilityConditions": null
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0415",
    "additionalInfo": "Balance $10,000 or more - I54 Interest Paid Every Month",
    "additionalInfoUri": "https://www.borderbank.com.au/interest-rates/#",
    "additionalValue": "P48M",
    "applicationFrequency": "P1M",
    "calculationFrequency": "P1D",
    "tiers": [
     {
      "name": "I54",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "10000.00",
      "maximumValue": "500000.00",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "applicationType": "PERIODIC",
    "applicabilityConditions": null
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.043",
    "additionalInfo": "Balance $10,000 or more - I5 Interest Paid at Maturity",
    "additionalInfoUri": "https://www.borderbank.com.au/interest-rates/#",
    "additionalValue": "P5M",
    "applicationFrequency": null,
    "calculationFrequency": "P1D",
    "tiers": [
     {
      "name": "I5 5M",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "10000.00",
      "maximumValue": "500000.00",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "applicationType": "MATURITY",
    "applicabilityConditions": null
   }
  ],
  "eligibility": [
   {
    "eligibilityType": "RESIDENCY_STATUS",
    "additionalInfo": null,
    "additionalInfoUri": "https://www.borderbank.com.au/investments/term-deposits/",
    "additionalValue": "Australian Citizens"
   },
   {
    "eligibilityType": "RESIDENCY_STATUS",
    "additionalInfo": null,
    "additionalInfoUri": "https://www.borderbank.com.au/investments/term-deposits/",
    "additionalValue": "Australian Residents"
   }
  ],
  "features": [
   {
    "featureType": "OTHER",
    "additionalInfo": "Phone Banking. You can check your account details online with Internet Banking – the service is free.",
    "additionalInfoUri": "https://www.borderbank.com.au/wp-content/uploads/2023/07/financial_services_guide_BB.pdf",
    "additionalValue": null
   },
   {
    "featureType": "OTHER",
    "additionalInfo": "Contributes to Reduced Fees Program. Simply maintain a combined monthly balance of $5000 or more worth of savings, investments or loans and you will receive more fee free ATM and EFTPOS transactions as well as qualify for fee rebates.",
    "additionalInfoUri": "https://www.borderbank.com.au/wp-content/uploads/2023/07/Schedule_of_fees_and_charges.pdf",
    "additionalValue": null
   },
   {
    "featureType": "DIGITAL_BANKING",
    "additionalInfo": "Internet Banking. You can check your account details online with Internet Banking – the service is free.",
    "additionalInfoUri": "https://www.borderbank.com.au/wp-content/uploads/2023/07/financial_services_guide_BB.pdf",
    "additionalValue": null
   },
   {
    "featureType": "OTHER",
    "additionalInfo": "Resist temptation to dip into funds by locking funds away",
    "additionalInfoUri": "https://www.borderbank.com.au/investments/term-deposits/",
    "additionalValue": null
   }
  ],
  "fees": [
   {
    "feeType": "EVENT",
    "name": "Penalty Interest",
    "additionalInfo": "Reduced rate for early redemption is 0.10% p.a. ",
    "additionalInfoUri": "https://www.borderbank.com.au/interest-rates/#",
    "additionalValue": null,
    "currency": "AUD",
    "discounts": null,
    "feeMethodUType": "rateBased",
    "fixedAmount": null,
    "rateBased": {
     "rateType": "TRANSACTION",
     "rate": "0.001",
     "accrualFrequency": null,
     "amountRange": null
    },
    "variable": null,
    "feeCap": null,
    "feeCapPeriod": null
   }
  ],
  "lendingRates": null,
  "instalments": null
 }
}