{
 "snapshot_at": "2026-10-02T09:49:59Z",
 "brand": "Coastline Bank",
 "brand_slug": "coastline-bank",
 "product_id": "8",
 "cdr_url": "https://public.cdr-api.coastline.com.au/cds-au/v1/banking/products/8",
 "x_v": 7,
 "how_to_fetch": "curl -H 'x-v: 7' 'https://public.cdr-api.coastline.com.au/cds-au/v1/banking/products/8'",
 "note": "Verbatim copy of the bank's Consumer Data Right product detail response as fetched by Deep Almanac. The live endpoint requires the x-v header shown. snapshot_at is when this version of the record was first fetched; the file is rewritten only when the bank's data changes.",
 "data": {
  "productId": "8",
  "effectiveFrom": "2006-06-30T14:30:00.0000000Z",
  "lastUpdated": "2026-06-01T00:00:14.8436551Z",
  "productCategory": "TERM_DEPOSITS",
  "name": "I22 Term Deposit 12 Mths",
  "description": "I22 Term Deposit 12 Mths",
  "brand": "Coastline ",
  "applicationUri": "https://www.coastline.com.au/personal/fixed-term-deposits",
  "isTailored": false,
  "additionalInformation": {
   "overviewUri": "https://www.coastline.com.au/personal/fixed-term-deposits",
   "termsUri": "https://www.coastline.com.au/conditions-of-use/",
   "eligibilityUri": "https://www.coastline.com.au/conditions-of-use/",
   "feesAndPricingUri": "https://www.coastline.com.au/conditions-of-use/",
   "bundleUri": "https://www.coastline.com.au/personal/fixed-term-deposits"
  },
  "features": [
   {
    "featureType": "FUNDS_AVAILABLE_AFTER",
    "additionalValue": "P1D",
    "additionalInfo": "Early Withdrawal: \r\n\r\nWithdrawals or transfers from the term deposit account before maturity are not permitted except in cases of hardship, for genuine needs and with at least 24 hours' notice. Coastline may consider early release of all or part of the balance once during the term. Note that interest payable will be reduced for early withdrawals. Current penalty rate is set at 1%*. Details of this reduction are available on our deposit interest rate advice on our website.\r\n"
   }
  ],
  "constraints": [
   {
    "constraintType": "MIN_BALANCE",
    "additionalValue": "5000.00"
   }
  ],
  "eligibility": [
   {
    "eligibilityType": "NATURAL_PERSON"
   },
   {
    "eligibilityType": "RESIDENCY_STATUS",
    "additionalValue": "Australia"
   }
  ],
  "depositRates": [
   {
    "depositRateType": "FIXED",
    "rate": "0.0505",
    "calculationFrequency": "P1D",
    "applicationType": "MATURITY",
    "applicationFrequency": "P12M",
    "tiers": [
     {
      "name": "12 MONTH FIXED TERM DEPOSIT - $25000-$49999",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "25000.00",
      "maximumValue": "49999.99",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "applicabilityConditions": [
       {
        "rateApplicabilityType": "EXISTING_CUST"
       },
       {
        "rateApplicabilityType": "NEW_ACCOUNTS"
       },
       {
        "rateApplicabilityType": "NEW_CUSTOMER"
       },
       {
        "rateApplicabilityType": "OTHER",
        "additionalInfo": "Early Withdrawal: \r\n\r\nWithdrawals or transfers from the term deposit account before maturity are not permitted except in cases of hardship, for genuine needs and with at least 24 hours' notice. Coastline may consider early release of all or part of the balance once during the term. Note that interest payable will be reduced for early withdrawals. Current penalty rate is set at 1%*. Details of this reduction are available on our deposit interest rate advice on our website.\r\n"
       }
      ]
     },
     {
      "name": "12 MONTH FIXED TERM DEPOSIT - $25000-$49999",
      "unitOfMeasure": "MONTH",
      "minimumValue": "12.00",
      "maximumValue": "12.00",
      "rateApplicationMethod": "PER_TIER"
     }
    ],
    "applicabilityConditions": [
     {
      "rateApplicabilityType": "EXISTING_CUST"
     },
     {
      "rateApplicabilityType": "NEW_ACCOUNTS"
     },
     {
      "rateApplicabilityType": "NEW_CUSTOMER"
     },
     {
      "rateApplicabilityType": "OTHER",
      "additionalInfo": "Early Withdrawal: \r\n\r\nWithdrawals or transfers from the term deposit account before maturity are not permitted except in cases of hardship, for genuine needs and with at least 24 hours' notice. Coastline may consider early release of all or part of the balance once during the term. Note that interest payable will be reduced for early withdrawals. Current penalty rate is set at 1%*. Details of this reduction are available on our deposit interest rate advice on our website.\r\n"
     }
    ],
    "additionalValue": "P12M"
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0495",
    "calculationFrequency": "P1D",
    "applicationType": "MATURITY",
    "applicationFrequency": "P12M",
    "tiers": [
     {
      "name": "12 MONTH FIXED TERM DEPOSIT - $5000-$24999",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "5000.00",
      "maximumValue": "24999.99",
      "rateApplicationMethod": "WHOLE_BALANCE",
      "applicabilityConditions": [
       {
        "rateApplicabilityType": "EXISTING_CUST"
       },
       {
        "rateApplicabilityType": "NEW_ACCOUNTS"
       },
       {
        "rateApplicabilityType": "NEW_CUSTOMER"
       },
       {
        "rateApplicabilityType": "OTHER",
        "additionalInfo": "Early Withdrawal: \r\n\r\nWithdrawals or transfers from the term deposit account before maturity are not permitted except in cases of hardship, for genuine needs and with at least 24 hours' notice. Coastline may consider early release of all or part of the balance once during the term. Note that interest payable will be reduced for early withdrawals. Current penalty rate is set at 1%*. Details of this reduction are available on our deposit interest rate advice on our website.\r\n"
       }
      ]
     },
     {
      "name": "12 MONTH FIXED TERM DEPOSIT - $5000-$24999",
      "unitOfMeasure": "MONTH",
      "minimumValue": "12.00",
      "maximumValue": "12.00",
      "rateApplicationMethod": "PER_TIER"
     }
    ],
    "applicabilityConditions": [
     {
      "rateApplicabilityType": "EXISTING_CUST"
     },
     {
      "rateApplicabilityType": "NEW_ACCOUNTS"
     },
     {
      "rateApplicabilityType": "NEW_CUSTOMER"
     },
     {
      "rateApplicabilityType": "OTHER",
      "additionalInfo": "Early Withdrawal: \r\n\r\nWithdrawals or transfers from the term deposit account before maturity are not permitted except in cases of hardship, for genuine needs and with at least 24 hours' notice. Coastline may consider early release of all or part of the balance once during the term. Note that interest payable will be reduced for early withdrawals. Current penalty rate is set at 1%*. Details of this reduction are available on our deposit interest rate advice on our website.\r\n"
     }
    ],
    "additionalValue": "P12M"
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0515",
    "calculationFrequency": "P1D",
    "applicationType": "MATURITY",
    "applicationFrequency": "P12M",
    "tiers": [
     {
      "name": "12 MONTH FIXED TERM DEPOSIT - $50000+",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "50000.00",
      "rateApplicationMethod": "WHOLE_BALANCE"
     },
     {
      "name": "12 MONTH FIXED TERM DEPOSIT - $50000+",
      "unitOfMeasure": "MONTH",
      "minimumValue": "12.00",
      "maximumValue": "12.00",
      "rateApplicationMethod": "PER_TIER"
     }
    ],
    "applicabilityConditions": [
     {
      "rateApplicabilityType": "EXISTING_CUST"
     },
     {
      "rateApplicabilityType": "NEW_ACCOUNTS"
     },
     {
      "rateApplicabilityType": "NEW_CUSTOMER"
     },
     {
      "rateApplicabilityType": "OTHER",
      "additionalInfo": "Early Withdrawal: \r\n\r\nWithdrawals or transfers from the term deposit account before maturity are not permitted except in cases of hardship, for genuine needs and with at least 24 hours' notice. Coastline may consider early release of all or part of the balance once during the term. Note that interest payable will be reduced for early withdrawals. Current penalty rate is set at 1%*. Details of this reduction are available on our deposit interest rate advice on our website.\r\n"
     }
    ],
    "additionalValue": "P12M"
   }
  ]
 }
}