{
 "snapshot_at": "2026-10-02T09:50:55Z",
 "brand": "Rabobank",
 "brand_slug": "rabobank",
 "product_id": "811658cb-c242-4a9b-97a4-b525ba39ee78",
 "cdr_url": "https://openbanking.api.rabobank.com.au/public/cds-au/v1/banking/products/811658cb-c242-4a9b-97a4-b525ba39ee78",
 "x_v": 7,
 "how_to_fetch": "curl -H 'x-v: 7' 'https://openbanking.api.rabobank.com.au/public/cds-au/v1/banking/products/811658cb-c242-4a9b-97a4-b525ba39ee78'",
 "note": "Verbatim copy of the bank's Consumer Data Right product detail response as fetched by Deep Almanac. The live endpoint requires the x-v header shown. snapshot_at is when this version of the record was first fetched; the file is rewritten only when the bank's data changes.",
 "data": {
  "productId": "811658cb-c242-4a9b-97a4-b525ba39ee78",
  "effectiveFrom": "2026-05-09T14:00:00Z",
  "lastUpdated": "2026-07-10T03:00:00Z",
  "productCategory": "TERM_DEPOSITS",
  "name": "90 day Notice Saver (Trust)",
  "description": "Our award winning Notice Saver accounts offer rewarding rates for planning ahead, helping you stay focused on your savings goals and smart about your spending.",
  "brand": "Rabobank",
  "applicationUri": "https://myapplication.rabobank.com.au/apply?CONT=AU&PID=NOTICE",
  "isTailored": false,
  "additionalInformation": {
   "overviewUri": "https://www.rabobank.com.au/deposits/trust-accounts",
   "termsUri": "https://www.rabobank.com.au/termsandconditions",
   "feesAndPricingUri": "https://www.rabobank.com.au/rates/trust-rates/",
   "eligibilityUri": "https://www.rabobank.com.au/pdnoticesaver"
  },
  "features": [
   {
    "featureType": "DIGITAL_BANKING",
    "additionalInfo": "Online and mobile banking.",
    "additionalInfoUri": "https://www.rabobank.com.au/mobile-banking-app#ROSapp"
   },
   {
    "featureType": "FUNDS_AVAILABLE_AFTER",
    "additionalValue": "P90D",
    "additionalInfo": "The 90 day notice period is the amount of time you have to wait before you can withdraw your planned transfers from your Notice Saver account.",
    "additionalInfoUri": "https://www.rabobank.com.au/notice-saver"
   },
   {
    "featureType": "NOTIFICATIONS",
    "additionalValue": "Includes advanced notifications sent to clients.",
    "additionalInfo": "An alert about future events or notifications."
   },
   {
    "featureType": "OTHER",
    "additionalInfo": "From February 1 2012, the Financial Claims Scheme applies to eligible deposits with a balance up to $250,000 per account holder, per Authorised Deposit-taking Institution.",
    "additionalInfoUri": "https://www.rabobank.com.au/banking/deposits"
   },
   {
    "featureType": "UNLIMITED_TXNS",
    "additionalInfo": "Unlimited free transactions available to clients."
   }
  ],
  "constraints": [
   {
    "constraintType": "MIN_BALANCE",
    "additionalValue": "0.00"
   },
   {
    "constraintType": "OTHER",
    "additionalInfo": "New customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge fees and has no minimum balance requirement."
   },
   {
    "constraintType": "OTHER",
    "additionalInfo": "Funds can only be transferred externally to the nominated linked account."
   }
  ],
  "eligibility": [
   {
    "eligibilityType": "MIN_AGE",
    "additionalValue": "18",
    "additionalInfo": "The applicant must be an individual trustee who is at least 18 years old."
   },
   {
    "eligibilityType": "OTHER",
    "additionalInfo": "Product is available only to Trusts, incorporated in Australia, meeting eligibility criteria."
   },
   {
    "eligibilityType": "OTHER",
    "additionalInfo": "The Trust must have an Australian bank account in its name with another financial institution."
   },
   {
    "eligibilityType": "OTHER",
    "additionalInfo": "All trustees of the Trust must be individuals."
   },
   {
    "eligibilityType": "RESIDENCY_STATUS",
    "additionalValue": "All trustees (maximum of three) of the Trust must be residing in and tax residents of Australia."
   },
   {
    "eligibilityType": "RESIDENCY_STATUS",
    "additionalValue": "All settlors, appointors and beneficiaries of the Trust must be individuals, residing in and tax residents of Australia."
   }
  ],
  "fees": [
   {
    "name": "Account keeping fee",
    "feeType": "PERIODIC",
    "feeMethodUType": "fixedAmount",
    "fixedAmount": {
     "amount": "0.00"
    },
    "currency": "AUD",
    "additionalValue": "P1M"
   }
  ],
  "depositRates": [
   {
    "depositRateType": "VARIABLE",
    "rate": "0.04",
    "calculationFrequency": "P1D",
    "applicationType": "PERIODIC",
    "applicationFrequency": "P1M",
    "tiers": [
     {
      "name": "Balance",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "0.00",
      "maximumValue": "250000.00",
      "rateApplicationMethod": "PER_TIER"
     }
    ],
    "additionalInfo": "90 days notice period",
    "additionalInfoUri": "https://www.rabobank.com.au/rates/trust-rates/"
   },
   {
    "depositRateType": "VARIABLE",
    "rate": "0.0355",
    "calculationFrequency": "P1D",
    "applicationType": "PERIODIC",
    "applicationFrequency": "P1M",
    "tiers": [
     {
      "name": "Balance",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "250000.01",
      "maximumValue": "2000000.00",
      "rateApplicationMethod": "PER_TIER"
     }
    ],
    "additionalInfo": "90 days notice period",
    "additionalInfoUri": "https://www.rabobank.com.au/rates/trust-rates/"
   },
   {
    "depositRateType": "VARIABLE",
    "rate": "0.0355",
    "calculationFrequency": "P1D",
    "applicationType": "PERIODIC",
    "applicationFrequency": "P1M",
    "tiers": [
     {
      "name": "Balance",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "2000000.01",
      "maximumValue": "3000000.00",
      "rateApplicationMethod": "PER_TIER"
     }
    ],
    "additionalInfo": "90 days notice period",
    "additionalInfoUri": "https://www.rabobank.com.au/rates/trust-rates/"
   },
   {
    "depositRateType": "VARIABLE",
    "rate": "0.0355",
    "calculationFrequency": "P1D",
    "applicationType": "PERIODIC",
    "applicationFrequency": "P1M",
    "tiers": [
     {
      "name": "Balance",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "3000000.01",
      "maximumValue": "4000000.00",
      "rateApplicationMethod": "PER_TIER"
     }
    ],
    "additionalInfo": "90 days notice period",
    "additionalInfoUri": "https://www.rabobank.com.au/rates/trust-rates/"
   },
   {
    "depositRateType": "VARIABLE",
    "rate": "0.0355",
    "calculationFrequency": "P1D",
    "applicationType": "PERIODIC",
    "applicationFrequency": "P1M",
    "tiers": [
     {
      "name": "Balance",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "4000000.01",
      "rateApplicationMethod": "PER_TIER"
     }
    ],
    "additionalInfo": "90 days notice period",
    "additionalInfoUri": "https://www.rabobank.com.au/rates/trust-rates/"
   }
  ]
 }
}